Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Operating Activities
Net income	$ 592	$ 802
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	474	474
Depreciation and amortization	167	143
Investment securities gains	(134)	(126)
Loans originated for sale in the secondary market	(8,660)	(4,502)
Proceeds from sale of loans in the secondary market	8,861	5,695
Gain on sale of loans	(284)	(160)
Amortization of net loan origination cost	36	38
Loss on premises, equipment and real estate held for sale	292	49
Net change in
Interest receivable	200	163
Interest payable	(53)	(28)
Prepaid Federal Deposit Insurance Corporation assessment	76	112
Other adjustments	530	383
Net cash provided by operating activities	2,097	3,043
Investing Activities
Purchases of securities available for sale	(6,885)	(9,719)
Proceeds from maturities of securities available for sale	4,998	2,610
Proceeds from sales of securities available for sale	1,958	2,796
Net change in loans	1,285	1,983
Purchases of premises and equipment	(66)	(55)
Proceeds from sale of real estate acquired through foreclosure	323	148
Net cash provided by (used in) investing activities	1,613	(2,237)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	(295)	10,741
Certificates of deposit	(2,330)	(8,448)
Proceeds from borrowings		10,000
Repayment of borrowings		(13,000)
Cash dividends	(409)	(410)
Acquisition of stock for stock benefit plans		(16)
Advances by borrowers for taxes and insurance	96	64
Net cash used in financing activities	(2,938)	(1,069)
Net Change in Cash and Cash Equivalents	772	(263)
Cash and Cash Equivalents, Beginning of Period	18,714	16,788
Cash and Cash Equivalents, End of Period	19,486	16,525
Additional Cash Flows and Supplementary Information
Interest paid	1,363	1,503
Income tax paid, net of refunds	110
Transfers to real estate held for sale	$ 832	$ 2,314