Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income
Loans receivable	$ 3,625	$ 3,859
Investment securities	715	645
Interest-earning deposits and other	40	36
Total interest income	4,380	4,540
Interest Expense
Deposits	722	888
Borrowings	588	587
Total interest expense	1,310	1,475
Net Interest Income	3,070	3,065
Provision for loan losses	474	474
Net Interest Income After Provision for Loan Losses	2,596	2,591
Other Income
Service fees and charges	496	455
Net realized gains on sale of available-for-sale securities	134	126
Net gains on loan sales	284	160
Interchange fee income	106	97
Increase in cash value of life insurance	77	81
Loss on premises, equipment and real estate held for sale	(292)	(49)
Other income	77	45
Total other income	882	915
Other Expenses
Salaries and employee benefits	1,478	1,297
Net occupancy and equipment expenses	359	358
Data processing fees	102	110
Advertising	75	81
Mortgage servicing rights	50	43
Office supplies	32	27
Professional fees	139	118
Federal Deposit Insurance Corporation assessment	79	121
Loan related expenses	205	34
Other expenses	245	255
Total other expenses	2,764	2,444
Income Before Income Tax	714	1,062
Income tax expense	122	260
Net Income	592	802
Preferred stock dividends	90	91
Net Income Available to Common Stockholders	$ 502	$ 711
Basic earnings per common share (in dollars per share)	$ 0.33	$ 0.47
Diluted earnings per common share (in dollars per share)	$ 0.33	$ 0.47
Dividends per share (in dollars per share)	$ 0.21	$ 0.21