Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Operating Activities
Net income	$ 1,772	$ 2,320
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	2,771	2,645
Depreciation and amortization	599	501
Deferred income tax	(226)	(127)
Investment securities gains	(312)	(347)
Loans originated for sale in the secondary market	(22,969)	(26,099)
Proceeds from sale of loans in the secondary market	24,463	25,672
Gain on sale of loans	(730)	(721)
Amortization of net loan origination cost	142	105
Loss on premises, equipment and real estate held for sale	613
Employee Stock Ownership Plan Compensation	26	29
Net change in
Interest receivable	(43)	258
Interest payable	(84)	(184)
Prepaid Federal Deposit Insurance Corporation assessment	360	428
Other adjustments	(520)	722
Net cash provided by operating activities	5,862	5,202
Investing Activities
Proceeds from sale of FHLB stock	270	354
Purchases of securities available for sale	(47,826)	(23,277)
Proceeds from maturities of securities available for sale	10,533	17,224
Proceeds from sales of securities available for sale	10,201	10,655
Net change in loans	4,658	7,582
Purchases of premises and equipment	(715)	(379)
Purchase of cash value life insurance		(1,000)
Net cash received in branch acquisition		582
Proceeds from sale of real estate acquired through foreclosure	2,024	590
Other investing activities	(328)	(135)
Net cash provided by (used in) investing activities	(21,183)	12,196
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	14,880	1,888
Certificates of deposit	4,009	6,706
Proceeds from borrowings	15,000	22,000
Repayment of borrowings	(15,000)	(43,000)
Cash dividends	(1,634)	(1,631)
Acquisition of stock for stock benefit plans	(55)
Proceeds from exercise of stock options		36
Advances by borrowers for taxes and insurance	47	4
Net cash provided by (used in) financing activities	17,247	(13,997)
Net Change in Cash and Cash Equivalents	1,926	3,401
Cash and Cash Equivalents, Beginning of Year	16,788	13,387
Cash and Cash Equivalents, End of Year	18,714	16,788
Additional Cash Flows and Supplementary Information
Interest paid	5,907	7,485
Income tax paid, net of refunds	388	666
Transfers to real estate held for sale	$ 4,781	$ 811