Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 1,881	$ 2,021
Interest-bearing demand deposits	14,928	12,864
Federal funds sold	1,905	1,903
Cash and cash equivalents	18,714	16,788
Investment securities available for sale	104,689	75,231
Loans held for sale	87	1,089
Loans, net of allowance for loan losses of $4,003 and $3,806	253,096	265,448
Premises and equipment, net	8,091	7,975
Real estate, held for sale	2,487	400
Federal Home Loan Bank stock	4,226	4,496
Interest receivable	1,996	1,953
Cash value of life insurance	9,855	9,532
Goodwill	79	79
Other assets	3,323	3,618
Total assets	406,643	386,609
Deposits
Noninterest-bearing	24,468	23,480
Interest-bearing	280,758	262,857
Total deposits	305,226	286,337
Borrowings	65,217	65,217
Interest payable	401	485
Other liabilities	2,842	3,102
Total liabilities	373,686	355,141
Commitments and Contingencies
Stockholders' Equity
Preferred stock - liquidation preference $1,000 per share - no par value Authorized - 2,000,000 shares Issued and outstanding - 5,000 shares	5,000	5,000
Common stock, no par value Authorized - 5,000,000 shares Issued and outstanding - 1,514,472 shares	7,523	7,546
Retained earnings	18,617	18,479
Accumulated other comprehensive income	1,817	443
Total stockholders' equity	32,957	31,468
Total liabilities and stockholders' equity	$ 406,643	$ 386,609