Consolidated Condensed Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income
Loans receivable	$ 3,732	$ 3,996	$ 11,215	$ 12,022
Investment securities	711	653	2,037	2,022
Interest-earning deposits and other	36	29	107	92
Total interest income	4,479	4,678	13,359	14,136
Interest Expense
Deposits	864	1,030	2,633	3,185
Borrowings	600	765	1,775	2,523
Total interest expense	1,464	1,795	4,408	5,708
Net Interest Income	3,015	2,883	8,951	8,428
Provision for loan losses	1,449	1,390	2,297	1,915
Net Interest Income After Provision for Loan Losses	1,566	1,493	6,654	6,513
Other Income
Service fees and charges	516	527	1,431	1,469
Net realized gains on sale of available-for-sale securities	105	175	270	306
Net gains on loan sales	138	223	367	385
Interchange fee income	103	97	303	274
Increase in cash value of life insurance	81	86	242	245
Loss on premises, equipment and real estate held for sale	(533)	0	(683)	(10)
Other income	(15)	40	54	129
Total other income	395	1,148	1,984	2,798
Other Expenses
Salaries and employee benefits	1,329	1,211	3,945	3,703
Net occupancy and equipment expenses	363	339	1,069	996
Data processing fees	101	129	312	356
Advertising	128	113	318	318
Mortgage servicing rights	45	35	87	92
Office supplies	30	35	92	111
Professional fees	149	55	331	252
Federal Deposit Insurance Corporation assessment	47	111	290	351
Other expenses	358	361	957	1,006
Total other expenses	2,550	2,389	7,401	7,185
Income (Loss) Before Income Tax	(589)	252	1,237	2,126
Income tax expense (benefit)	(382)	(39)	21	400
Net Income (Loss)	(207)	291	1,216	1,726
Preferred stock dividends	(91)	(90)	(272)	(272)
Net Income Available to Common Stockholders	$ (298)	$ 201	$ 944	$ 1,454
Basic earnings per common share (in dollars per share)	$ (0.20)	$ 0.13	$ 0.62	$ 0.96
Diluted earnings per common share (in dollars per share)	$ (0.20)	$ 0.13	$ 0.62	$ 0.96
Dividends per share (in dollars per share)	$ 0.21	$ 0.21	$ 0.63	$ 0.63