Consolidated Condensed Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 1,913	$ 2,021
Interest-bearing demand deposits	15,587	12,864
Federal funds sold	1,905	1,903
Cash and cash equivalents	19,405	16,788
Investment securities available for sale	95,150	75,231
Loans held for sale	1,243	1,089
Loans	258,915	269,254
Allowance for loan losses	(3,780)	(3,806)
Net loans	255,135	265,448
Premises and equipment, net	8,119	7,975
Real estate, held for sale	3,209	400
Federal Home Loan Bank stock	4,226	4,496
Interest receivable	1,962	1,953
Cash value of life insurance	9,774	9,532
Goodwill	79	79
Other assets	3,647	3,618
Total assets	401,949	386,609
Deposits
Noninterest-bearing	24,690	23,480
Interest-bearing	274,446	262,857
Total deposits	299,136	286,337
Borrowings	65,217	65,217
Interest payable	398	485
Other liabilities	4,096	3,102
Total liabilities	368,847	355,141
Commitments and Contingencies
Stockholders' Equity
Preferred stock - liquidation preference $1,000 per share - no par value Authorized - 2,000,000 shares Issued and outstanding - 5,000 shares	5,000	5,000
Common stock, no par value Authorized - 5,000,000 shares Issued and outstanding - 1,514,472 shares	7,561	7,546
Retained earnings	18,469	18,479
Accumulated other comprehensive income	2,072	443
Total stockholders' equity	33,102	31,468
Total liabilities and stockholders' equity	$ 401,949	$ 386,609