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Consolidated Condensed Statements of Cash Flows (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Operating Activities    
Net income $ 1,423 $ 1,435
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for loan losses 848 525
Depreciation and amortization 291 249
Investment securities gains (165) (131)
Loans originated for sale in the secondary market (6,700) (6,466)
Proceeds from sale of loans in the secondary market 7,933 6,323
Gain on sale of loans (229) (162)
Amortization of net loan origination cost 70 44
Net change in    
Interest receivable 167 435
Interest payable (23) (88)
Prepaid FDIC assessment 227 223
Other adjustments (341) 155
Net cash provided by operating activities 3,501 2,542
Investing Activities    
Proceeds from sale of FHLB Stock 270  
Purchases of securities available for sale (21,523) (11,694)
Proceeds from maturities of securities available for sale 4,732 8,334
Proceeds from sales of securities available for sale 3,334 7,367
Net change in loans 1,077 4,885
Purchases of premises and equipment (80) (109)
Purchase of cash value life insurance   (1,000)
Net cash received in branch acquisition   582
Proceeds from sale of real estate acquired through foreclosure 148 456
Other investing activity (78)  
Net cash provided by (used in) investing activities (12,120) 8,821
Net change in    
Noninterest-bearing, interest-bearing demand and savings deposits 2,970 (3,723)
Certificates of deposit 6,753 14,608
Proceeds from borrowings 15,000  
Repayment of borrowings (13,000) (15,000)
Cash dividends (817) (813)
Acquisition of stock for stock benefit plans (16)  
Advances by borrowers for taxes and insurance 46 19
Other financing activities   32
Net cash provided by (used in) financing activities 10,936 (4,877)
Net Change in Cash and Cash Equivalents 2,317 6,486
Cash and Cash Equivalents, Beginning of Period 16,788 13,387
Cash and Cash Equivalents, End of Period 19,105 19,873
Additional Cash Flows and Supplementary Information    
Interest paid 2,966 4,000
Income tax paid, net of refunds 253 218
Transfers to real estate held for sale $ 2,545 $ 257