Consolidated Condensed Statements of Income (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income
Loans receivable	$ 3,623	$ 4,066	$ 7,482	$ 8,027
Investment securities	681	673	1,327	1,369
Interest-earning deposits and other	36	32	71	62
Total interest income	4,340	4,771	8,880	9,458
Interest Expense
Deposits	880	1,074	1,768	2,154
Borrowings	588	852	1,175	1,758
Total interest expense	1,468	1,926	2,943	3,912
Net Interest Income	2,872	2,845	5,937	5,546
Provision for loan losses	374	360	848	525
Net Interest Income After Provision for Loan Losses	2,498	2,485	5,089	5,021
Other Income
Service fees and charges	460	479	914	942
Net realized gains on sale of available-for-sale securities	40	97	165	131
Net gains on loan sales	68	75	229	162
Interchange fee income	103	93	200	177
Increase in cash value of life insurance	79	82	160	158
Gain (loss) on premises, equipment and real estate held for sale	(100)	6	(149)	(9)
Other income	24	41	69	90
Total other income	674	873	1,588	1,651
Other Expenses
Salaries and employee benefits	1,319	1,254	2,616	2,492
Net occupancy and equipment expenses	348	319	706	658
Data processing fees	101	115	211	226
Advertising	109	108	190	205
Mortgage servicing rights	(1)	19	42	57
Office supplies	35	34	62	76
Professional fees	64	105	182	197
Federal Deposit Insurance Corporation assessment	122	115	243	241
Other expenses	310	355	599	645
Total other expenses	2,407	2,424	4,851	4,797
Income Before Income Tax	765	934	1,826	1,875
Income tax expense	143	218	403	440
Net Income	622	716	1,423	1,435
Preferred stock dividends	91	92	181	181
Net Income Available to Common Stockholders	$ 531	$ 624	$ 1,242	$ 1,254
Basic earnings per common share (in dollars per share)	$ 0.35	$ 0.41	$ 0.82	$ 0.83
Diluted earnings per common share (in dollars per share)	$ 0.35	$ 0.41	$ 0.82	$ 0.83
Dividends per common share (in dollars per share)	$ 0.21	$ 0.21	$ 0.42	$ 0.42