Exhibit 23



           Consent of Independent Registered Public Accounting Firm

     We hereby  consent to the  incorporation  by reference in the  Registration
Statement of River Valley  Bancorp on Form S-8,  File Number  333-58190,  of our
report,  dated  January 21, 2005,  on our audits of the  consolidated  financial
statements of River Valley Bancorp as of December 31, 2004 and 2003 and for each
of the years in the three-year  period ended December 31, 2004,  which report is
incorporated by reference in River Valley Bancorp's Annual Report on Form 10-KSB
for the fiscal year ended December 31, 2004.


/s/ BKD, LLP

BKD, LLP

Indianapolis, Indiana
March 29, 2005