-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VeJozho7f9kJMHO4YgWmqRbBvRVBqjX6+KjU0BC3RKg8FbuCvTHQiMVi3JMCQ7HC
 YilHNeEXDwaMCGmgm5kESw==

<SEC-DOCUMENT>0000908834-03-000266.txt : 20030722
<SEC-HEADER>0000908834-03-000266.hdr.sgml : 20030722
<ACCEPTANCE-DATETIME>20030722133041
ACCESSION NUMBER:		0000908834-03-000266
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030721
FILED AS OF DATE:		20030722

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MCKAY CHARLES J
		CENTRAL INDEX KEY:			0001208620

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-21765
		FILM NUMBER:		03796080

	MAIL ADDRESS:	
		STREET 1:		RIVER VALLEY BANCORP
		STREET 2:		430 CLIFTY DRIVE, PO BOX 1590
		CITY:			MADISON
		STATE:			IA
		ZIP:			47250

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVER VALLEY BANCORP
		CENTRAL INDEX KEY:			0001015593
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				351984567
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		430 CLIFTY DR
		CITY:			MADISON
		STATE:			IN
		ZIP:			47250
		BUSINESS PHONE:		8122734949

	MAIL ADDRESS:	
		STREET 1:		430 CLIFTY DR
		CITY:			MADISON
		STATE:			IN
		ZIP:			47250
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-07-21</periodOfReport>
    <issuer>
        <issuerCik>0001015593</issuerCik>
        <issuerName>RIVER VALLEY BANCORP</issuerName>
        <issuerTradingSymbol>RIVR</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001208620</rptOwnerCik>
            <rptOwnerName>MCKAY CHARLES J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Common Stock, without par value</value></securityTitle><transactionDate><value>2003-07-21</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>400</value></transactionShares><transactionValue><value>13.97</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1700</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeSecur
ity><derivativeSecurity><securityTitle><value>Stock Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>13.97</value></conversionOrExercisePrice><transactionDate><value>2003-07-21</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>300</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2000-09-19</value></exerciseDate><expirationDate><value>2010-09-19</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>400</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowin
gTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeSecurity><footnotes/><ownerSignature><signatureName>Mary Ellen McClelland, Attorney in fact for Charles J. McKay</signatureName><signatureDate>2003-07-21</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----