Deposits

9 Months Ended

Sep. 30, 2024

Deposits [Abstract]

Deposits

Deposits

The following table is a summary of deposits as of the dates shown: 

(Dollars in thousands)	September 30, 2024			December 31, 2023			September 30, 2023
Balance:
Non-interest-bearing	$	10,739,132		$	10,420,401		$	10,347,006
NOW and interest-bearing demand deposits	5,466,932			5,797,649			6,006,114
Wealth management deposits	1,303,354			1,614,499			1,788,099
Money market	17,713,726			15,149,215			14,478,504
Savings	6,183,249			5,790,334			5,584,294
Time certificates of deposit	9,998,573			6,625,072			6,788,669
Total deposits	$	51,404,966		$	45,397,170		$	44,992,686
Mix:
Non-interest-bearing	21		%	23		%	23		%
NOW and interest-bearing demand deposits	11			13			13
Wealth management deposits	3			4			4
Money market	34			33			32
Savings	12			13			13
Time certificates of deposit	19			14			15
Total deposits	100		%	100		%	100		%

Wealth management deposits represent deposit balances (primarily money market accounts) at the Company’s subsidiary banks from brokerage customers of Wintrust Investments, LLC (“Wintrust Investments”), Chicago Deferred Exchange Company (“CDEC”) and trust and asset management customers of the Company.