Deposits

12 Months Ended

Dec. 31, 2021

The following is a summary of deposits at December 31, 2021 and 2020:


(Dollars in thousands)	2021			2020
Balance:
Non-interest bearing	$	14,179,980		$	11,748,455
NOW and interest-bearing demand deposits	4,158,871			3,349,021
Wealth management deposits	4,491,795			4,138,712
Money market	11,449,469			9,348,806
Savings	3,846,681			3,531,029
Time certificates of deposit	3,968,789			4,976,628
Total deposits	$	42,095,585		$	37,092,651
Mix:
Non-interest bearing	34		%	32		%
NOW and interest-bearing demand deposits	10			9
Wealth management deposits	11			11
Money market	27			25
Savings	9			10
Time certificates of deposit	9			13
Total deposits	100		%	100		%

Wealth management deposits represent deposit balances of the Company’s subsidiary banks from brokerage customers of Wintrust Investments, CDEC, trust and asset management customers of the Company and brokerage customers from unaffiliated companies which have been placed into deposit accounts.

The scheduled maturities of time certificates of deposit at December 31, 2021 and 2020 are as follows:


(Dollars in thousands)	2021		2020
Due within one year	$	2,810,669	$	3,907,724
Due in one to two years	899,765		853,915
Due in two to three years	225,733		170,052
Due in three to four years	18,081		28,896
Due in four to five years	14,286		15,233
Due after five years	255		808
Total time certificate of deposits	$	3,968,789	$	4,976,628

The following table sets forth the scheduled maturities of time deposits in denominations of $100,000 or more at December 31, 2021 and 2020:


(Dollars in thousands)	2021		2020
Maturing within three months	$	576,918	$	584,956
After three but within six months	450,418		913,216
After six but within 12 months	838,040		1,156,401
After 12 months	754,062		701,993
Total	$	2,619,438	$	3,356,566

Time deposits in denominations of $250,000 or more were $1.2 billion and $1.6 billion at December 31, 2021 and 2020, respectively.