Deposits

12 Months Ended

Dec. 31, 2019

The following is a summary of deposits at December 31, 2019 and 2018:



(Dollars in thousands)	2019			2018
Balance:
Non-interest bearing	$	7,216,758		$	6,569,880
NOW and interest bearing demand deposits	3,093,159			2,897,133
Wealth management deposits	3,123,063			2,996,764
Money market	7,854,189			5,704,866
Savings	3,196,698			2,665,194
Time certificates of deposit	5,623,271			5,260,841
Total deposits	$	30,107,138		$	26,094,678
Mix:
Non-interest bearing	24		%	25		%
NOW and interest bearing demand deposits	10			11
Wealth management deposits	10			12
Money market	26			22
Savings	11			10
Time certificates of deposit	19			20
Total deposits	100		%	100		%

Wealth management deposits represent deposit balances of the Company’s subsidiary banks from brokerage customers of Wintrust Investments, CDEC, trust and asset management customers of the Company and brokerage customers from unaffiliated companies which have been placed into deposit accounts.

The scheduled maturities of time certificates of deposit at December 31, 2019 and 2018 are as follows:



(Dollars in thousands)	2019		2018
Due within one year	$	3,420,207	$	3,213,010
Due in one to two years	2,024,189		1,251,446
Due in two to three years	114,103		710,836
Due in three to four years	37,743		47,979
Due in four to five years	26,239		37,563
Due after five years	790		7
Total time certificate of deposits	$	5,623,271	$	5,260,841

The following table sets forth the scheduled maturities of time deposits in denominations of $100,000 or more at December 31, 2019 and 2018:



(Dollars in thousands)	2019		2018
Maturing within three months	$	756,974	$	682,940
After three but within six months	893,023		667,079
After six but within 12 months	728,255		921,547
After 12 months	1,466,201		1,350,717
Total	$	3,844,453	$	3,622,283

Time deposits in denominations of $250,000 or more were $1.7 billion and $1.6 billion at December 31, 2019 and 2018, respectively.