Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Capital Requirements [Abstract]

Minimum Capital Requirements

As reflected in the following table, the Company met all minimum capital requirements at December 31, 2012 and 2011:

	2012		2011
Total Capital to Risk Weighted Assets	13.1	%	13.0	%
Tier 1 Capital to Risk Weighted Assets	12.1	%	11.8	%
Tier 1 Leverage Ratio	10.0	%	9.4	%

Actual Capital Amounts And Ratios

The banks’ actual capital amounts and ratios as of December 31, 2012 and 2011 are presented in the following table:

(Dollars in thousands)	December 31, 2012								December 31, 2011
	Actual				To Be Well Capitalized by Regulatory Definition				Actual				To Be Well Capitalized by Regulatory Definition
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital (to Risk Weighted Assets):
Lake Forest Bank	$	226,234	11.0	%	$	205,188	10.0	%	$	223,451	11.0	%	$	203,441	10.0	%
Hinsdale Bank	154,677		12.2		126,837		10.0		148,804		12.3		120,808		10.0
North Shore Community Bank	202,823		11.5		176,124		10.0		176,141		11.2		157,708		10.0
Libertyville Bank	116,818		11.9		97,880		10.0		121,105		13.2		91,887		10.0
Barrington Bank	148,382		13.5		109,526		10.0		126,516		12.7		99,813		10.0
Crystal Lake Bank	84,310		14.5		58,091		10.0		79,963		13.0		61,523		10.0
Northbrook Bank	139,603		12.2		114,057		10.0		149,325		14.4		103,395		10.0
Schaumburg Bank	68,305		11.8		57,946		10.0		58,860		12.9		45,660		10.0
Village Bank	92,787		11.5		80,441		10.0		82,743		11.7		70,753		10.0
Beverly Bank	61,994		11.1		55,697		10.0		40,484		11.7		34,562		10.0
Town Bank	83,144		11.5		72,373		10.0		83,099		12.2		68,122		10.0
Wheaton Bank	71,097		13.6		52,450		10.0		59,164		11.9		49,551		10.0
State Bank of the Lakes	71,178		11.5		61,886		10.0		68,673		11.1		61,683		10.0
Old Plank Trail Bank	74,445		14.7		50,582		10.0		33,826		12.2		27,724		10.0
St. Charles Bank	66,079		11.3		58,341		10.0		61,738		11.5		53,868		10.0
Tier 1 Capital (to Risk Weighted Assets):
Lake Forest Bank	$	209,699	10.2	%	$	123,113	6.0	%	$	202,206	9.9	%	$	122,065	6.0	%
Hinsdale Bank	145,380		11.5		76,102		6.0		134,488		11.1		72,485		6.0
North Shore Community Bank	145,488		8.3		105,675		6.0		124,202		7.9		94,625		6.0
Libertyville Bank	105,251		10.8		58,728		6.0		93,613		10.2		55,132		6.0
Barrington Bank	140,037		12.8		65,716		6.0		119,534		12.0		59,888		6.0
Crystal Lake Bank	77,962		13.4		34,855		6.0		73,235		11.9		36,914		6.0
Northbrook Bank	125,192		11.0		68,434		6.0		136,273		13.2		62,037		6.0
Schaumburg Bank	62,538		10.8		34,768		6.0		53,741		11.8		27,396		6.0
Village Bank	86,435		10.7		48,265		6.0		77,692		11.0		42,452		6.0
Beverly Bank	59,440		10.7		33,418		6.0		37,612		10.9		20,737		6.0
Town Bank	76,824		10.6		43,424		6.0		75,157		11.0		40,873		6.0
Wheaton Bank	64,509		12.3		31,470		6.0		52,911		10.7		29,730		6.0
State Bank of the Lakes	61,521		9.9		37,131		6.0		57,627		9.3		37,010		6.0
Old Plank Trail Bank	66,170		13.1		30,349		6.0		29,072		10.5		16,634		6.0
St. Charles Bank	60,753		10.4		35,004		6.0		51,874		9.6		32,321		6.0
Tier 1 Leverage Ratio:
Lake Forest Bank	$	209,699	8.8	%	$	119,601	5.0	%	$	202,206	7.9	%	$	127,653	5.0	%
Hinsdale Bank	145,380		8.7		83,238		5.0		134,488		9.2		73,227		5.0
North Shore Community Bank	145,488		7.2		101,553		5.0		124,202		7.3		85,389		5.0
Libertyville Bank	105,251		8.9		59,379		5.0		93,613		8.1		58,017		5.0
Barrington Bank	140,037		9.7		72,531		5.0		119,534		9.8		61,060		5.0
Crystal Lake Bank	77,962		10.3		37,971		5.0		73,235		9.7		37,696		5.0
Northbrook Bank	125,192		7.5		83,244		5.0		136,273		7.2		94,611		5.0
Schaumburg Bank	62,538		8.7		36,061		5.0		53,741		9.2		29,335		5.0
Village Bank	86,435		9.0		48,068		5.0		77,692		9.0		43,306		5.0
Beverly Bank	59,440		12.3		24,127		5.0		37,612		9.7		19,446		5.0
Town Bank	76,824		9.4		40,671		5.0		75,157		9.9		37,801		5.0
Wheaton Bank	64,509		8.9		36,205		5.0		52,911		7.7		34,456		5.0
State Bank of the Lakes	61,521		8.4		36,570		5.0		57,627		8.0		35,813		5.0
Old Plank Trail Bank	66,170		8.9		37,380		5.0		29,072		9.0		16,137		5.0
St. Charles Bank	60,753		9.4		32,170		5.0		51,874		8.3		31,101		5.0