Loans (Tables)

6 Months Ended

Jun. 30, 2011

Loans

Loan Portfolio By Category

(Dollars in thousands)	June 30, 2011			December 31, 2010			June 30, 2010
Balance:
Commercial	$	2,132,436		$	2,049,326		$	1,827,618
Commercial real-estate		3,374,668			3,338,007			3,347,823
Home equity		880,702			914,412			922,305
Residential real-estate		329,381			353,336			332,673
Premium finance receivables — commercial		1,429,436			1,265,500			1,346,985
Premium finance receivables — life insurance		1,619,668			1,521,886			1,378,657
Indirect consumer		57,718			51,147			69,011
Consumer and other		101,068			106,272			99,091
Total loans, net of unearned income, excluding covered loans	$	9,925,077		$	9,599,886		$	9,324,163
Covered loans		408,669			334,353			275,563
Total loans	$	10,333,746		$	9,934,239		$	9,599,726
Mix:
Commercial		20	%		21	%		19	%
Commercial real-estate		33			34			35
Home equity		8			9			10
Residential real-estate		3			3			3
Premium finance receivables — commercial		14			13			14
Premium finance receivables — life insurance		16			15			14
Indirect consumer		1			1			1
Consumer and other		1			1			1
Total loans, net of unearned income, excluding covered loans		96	%		97	%		97	%
Covered loans		4			3			3
Total loans		100	%		100	%		100	%

Unpaid Principal Balance And Carrying Value Of Acquired Loans

	June 30, 2011				December 31, 2010
(Dollars in thousands)	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
Acquisitions during 2011:
The Bank of Commerce	$	119,273	$	64,097	$	—	$	—
Community First Bank — Chicago		17,701		13,425		—		—
Acquisitions during prior periods:
Covered loans from FDIC-assisted acquisitions		358,726		310,452		432,566		331,295
Life insurance premium finance loans		695,088		652,739		752,129		695,587

Estimated Details On Loans Acquisition

(Dollars in thousands)	The Bank of Commerce		Community First Bank - Chicago
Contractually required payments including interest	$	127,122	$	22,178
Less: Nonaccretable difference		56,257		6,313
Cash flows expected to be collected (1)		70,865		15,865
Less: Accretable yield		4,414		688
Fair value of loans acquired with evidence of credit quality deterioration since origination	$	66,451	$	15,177

(1) Represents undiscounted expected principal and interest cash flows at acquisition.

Activity Related To Accretable Yield Of Loans Acquired With Evidence Of Credit Quality Deterioration Since Origination

	Three Months Ended June 30, 2011						Six Months Ended June 30, 2011
(Dollars in thousands)	FDIC-Assisted Acquisitions			Life Insurance Premium Finance Loans			FDIC-Assisted Acquisitions			Life Insurance Premium Finance Loans
Accretable yield, beginning balance	$	91,332		$	25,543		$	39,809		$	33,315
Acquisitions		—			—			7,107			—
Accretable yield amortized to interest income		(13,568	)		(5,122	)		(27,727	)		(14,174	)
Increase in expected cash flows (1)		2,984			4,470			61,559			5,750
Accretable yield, ending balance	$	80,748		$	24,891		$	80,748		$	24,891

(1) Represents reclassifications to/from non-accretable difference, increases/decreases in interest cash flows due to prepayments and/or changes in interest rates.