The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 17,556 67,450 SH   SOLE 0 0 0 67,450
ISHARES TR S&P MC 400VL ETF 464287705 12,651 124,113 SH   SOLE 0 0 0 124,113
ISHARES TR S&P MC 400GR ETF 464287606 19,072 243,365 SH   SOLE 0 0 0 243,365
ISHARES TR CORE S&P SCP ETF 464287804 7,874 72,551 SH   SOLE 0 0 0 72,551
ISHARES TR SP SMCP600VL ETF 464287879 1,240 12,304 SH   SOLE 0 0 0 12,304
ISHARES TR S&P SML 600 GWT 464287887 1,515 11,815 SH   SOLE 0 0 0 11,815
ISHARES TR S&P 500 VAL ETF 464287408 45,916 325,089 SH   SOLE 0 0 0 325,089
ISHARES TR CORE S&P500 ETF 464287200 54,925 138,065 SH   SOLE 0 0 0 138,065
ISHARES TR S&P 500 GRWT ETF 464287309 84,384 1,296,024 SH   SOLE 0 0 0 1,296,024
ISHARES TR RUS 1000 ETF 464287622 538 2,402 SH   SOLE 0 0 0 2,402
ISHARES TR RUS 1000 VAL ETF 464287598 777 5,126 SH   SOLE 0 0 0 5,126
ISHARES TR RUS 1000 GRW ETF 464287614 1,154 4,747 SH   SOLE 0 0 0 4,747
ISHARES TR RUSSELL 2000 ETF 464287655 13,799 62,456 SH   SOLE 0 0 0 62,456
ISHARES TR RUS 2000 VAL ETF 464287630 23,771 149,062 SH   SOLE 0 0 0 149,062
ISHARES TR U.S. REAL ES ETF 464287739 4,316 46,940 SH   SOLE 0 0 0 46,940
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,052 6,411 SH   SOLE 0 0 0 6,411
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,093 25,467 SH   SOLE 0 0 0 25,467
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 423 6,610 SH   SOLE 0 0 0 6,610
AGILENT TECHNOLOGIES INC COM 00846U101 235 1,852 SH   SOLE 0 0 0 1,852
ADOBE SYSTEMS INCORPORATED COM 00724F101 617 1,298 SH   SOLE 0 0 0 1,298
AMERICAN INTL GROUP INC COM NEW 026874784 385 8,335 SH   SOLE 0 0 0 8,335
AMAZON COM INC COM 023135106 9,870 3,190 SH   SOLE 0 0 0 3,190
BRISTOL-MYERS SQUIBB CO COM 110122108 2,618 41,467 SH   SOLE 0 0 0 41,467
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,709 6,690 SH   SOLE 0 0 0 6,690
EMERSON ELEC CO COM 291011104 1,794 19,887 SH   SOLE 0 0 0 19,887
BOEING CO COM 097023105 1,905 7,479 SH   SOLE 0 0 0 7,479
HERSHEY CO COM 427866108 475 3,001 SH   SOLE 0 0 0 3,001
EVERSOURCE ENERGY COM 30040W108 208 2,398 SH   SOLE 0 0 0 2,398
LIFE STORAGE INC COM 53223X107 6,225 72,422 SH   SOLE 0 0 0 72,422
INVESCO QQQ TR UNIT SER 1 46090E103 4,201 13,165 SH   SOLE 0 0 0 13,165
AMGEN INC COM 031162100 10,263 41,249 SH   SOLE 0 0 0 41,249
ABBOTT LABS COM 002824100 3,440 28,708 SH   SOLE 0 0 0 28,708
BEST BUY INC COM 086516101 280 2,437 SH   SOLE 0 0 0 2,437
BP PLC SPONSORED ADR 055622104 689 28,284 SH   SOLE 0 0 0 28,284
CONAGRA BRANDS INC COM 205887102 284 7,550 SH   SOLE 0 0 0 7,550
ALTRIA GROUP INC COM 02209S103 232 4,527 SH   SOLE 0 0 0 4,527
FEDEX CORP COM 31428X106 1,114 3,921 SH   SOLE 0 0 0 3,921
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 284 7,968 SH   SOLE 0 0 0 7,968
INTEL CORP COM 458140100 13,606 212,592 SH   SOLE 0 0 0 212,592
ILLINOIS TOOL WKS INC COM 452308109 258 1,165 SH   SOLE 0 0 0 1,165
ISHARES TR RUS 2000 GRW ETF 464287648 13,484 44,837 SH   SOLE 0 0 0 44,837
KEYCORP COM 493267108 207 10,338 SH   SOLE 0 0 0 10,338
ORACLE CORP COM 68389X105 4,013 57,190 SH   SOLE 0 0 0 57,190
QUALCOMM INC COM 747525103 536 4,041 SH   SOLE 0 0 0 4,041
DISNEY WALT CO COM 254687106 10,958 59,388 SH   SOLE 0 0 0 59,388
HONEYWELL INTL INC COM 438516106 3,639 16,765 SH   SOLE 0 0 0 16,765
SYSCO CORP COM 871829107 265 3,371 SH   SOLE 0 0 0 3,371
US BANCORP DEL COM NEW 902973304 657 11,884 SH   SOLE 0 0 0 11,884
JOHNSON & JOHNSON COM 478160104 14,185 86,309 SH   SOLE 0 0 0 86,309
MEDTRONIC PLC SHS G5960L103 4,344 36,775 SH   SOLE 0 0 0 36,775
PFIZER INC COM 717081103 5,052 139,443 SH   SOLE 0 0 0 139,443
LOWES COS INC COM 548661107 4,836 25,428 SH   SOLE 0 0 0 25,428
ISHARES TR MSCI EAFE ETF 464287465 18,807 247,888 SH   SOLE 0 0 0 247,888
CHEVRON CORP NEW COM 166764100 6,102 58,230 SH   SOLE 0 0 0 58,230
MICROSOFT CORP COM 594918104 20,333 86,243 SH   SOLE 0 0 0 86,243
UNITED PARCEL SERVICE INC CL B 911312106 3,867 22,748 SH   SOLE 0 0 0 22,748
AT&T INC COM 00206R102 2,580 85,237 SH   SOLE 0 0 0 85,237
PRUDENTIAL FINL INC COM 744320102 3,066 33,650 SH   SOLE 0 0 0 33,650
CITIGROUP INC COM NEW 172967424 2,957 40,643 SH   SOLE 0 0 0 40,643
CISCO SYS INC COM 17275R102 8,066 155,978 SH   SOLE 0 0 0 155,978
INTERNATIONAL BUSINESS MACHS COM 459200101 3,419 25,655 SH   SOLE 0 0 0 25,655
COCA COLA CO COM 191216100 1,456 27,629 SH   SOLE 0 0 0 27,629
LOCKHEED MARTIN CORP COM 539830109 4,208 11,388 SH   SOLE 0 0 0 11,388
PEPSICO INC COM 713448108 9,196 65,015 SH   SOLE 0 0 0 65,015
STRYKER CORPORATION COM 863667101 426 1,748 SH   SOLE 0 0 0 1,748
VERIZON COMMUNICATIONS INC COM 92343V104 2,798 48,115 SH   SOLE 0 0 0 48,115
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,362 219,182 SH   SOLE 0 0 0 219,182
ISHARES TR RUS MID CAP ETF 464287499 2,400 32,459 SH   SOLE 0 0 0 32,459
ISHARES TR RUS MD CP GR ETF 464287481 4,105 40,222 SH   SOLE 0 0 0 40,222
ISHARES TR RUS MDCP VAL ETF 464287473 1,015 9,287 SH   SOLE 0 0 0 9,287
SPDR SER TR DJ REIT ETF 78464A607 202 2,133 SH   SOLE 0 0 0 2,133
ISHARES TR GLOBAL TECH ETF 464287291 3,405 11,065 SH   SOLE 0 0 0 11,065
ISHARES TR U.S. TECH ETF 464287721 386 4,400 SH   SOLE 0 0 0 4,400
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 319 9,361 SH   SOLE 0 0 0 9,361
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 903 6,800 SH   SOLE 0 0 0 6,800
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 994 8,515 SH   SOLE 0 0 0 8,515
ISHARES TR NASDAQ BIOTECH 464287556 1,356 9,009 SH   SOLE 0 0 0 9,009
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 280 1,903 SH   SOLE 0 0 0 1,903
SCHWAB CHARLES CORP COM 808513105 2,167 33,251 SH   SOLE 0 0 0 33,251
DEERE & CO COM 244199105 447 1,196 SH   SOLE 0 0 0 1,196
BK OF AMERICA CORP COM 060505104 5,868 151,663 SH   SOLE 0 0 0 151,663
AUTOMATIC DATA PROCESSING IN COM 053015103 1,629 8,643 SH   SOLE 0 0 0 8,643
EXXON MOBIL CORP COM 30231G102 4,180 74,872 SH   SOLE 0 0 0 74,872
WALMART INC COM 931142103 1,201 8,842 SH   SOLE 0 0 0 8,842
APPLIED MATLS INC COM 038222105 651 4,876 SH   SOLE 0 0 0 4,876
UNION PAC CORP COM 907818108 868 3,936 SH   SOLE 0 0 0 3,936
UNILEVER PLC SPON ADR NEW 904767704 4,359 78,082 SH   SOLE 0 0 0 78,082
ASTRAZENECA PLC SPONSORED ADR 046353108 544 10,937 SH   SOLE 0 0 0 10,937
TEXAS INSTRS INC COM 882508104 2,695 14,260 SH   SOLE 0 0 0 14,260
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 308 2,605 SH   SOLE 0 0 0 2,605
BORGWARNER INC COM 099724106 244 5,254 SH   SOLE 0 0 0 5,254
TOTAL SE SPONSORED ADS 89151E109 470 10,104 SH   SOLE 0 0 0 10,104
TARGET CORP COM 87612E106 1,113 5,621 SH   SOLE 0 0 0 5,621
COLGATE PALMOLIVE CO COM 194162103 1,199 15,206 SH   SOLE 0 0 0 15,206
COSTCO WHSL CORP NEW COM 22160K105 3,663 10,391 SH   SOLE 0 0 0 10,391
LILLY ELI & CO COM 532457108 273 1,462 SH   SOLE 0 0 0 1,462
CVS HEALTH CORP COM 126650100 4,914 65,324 SH   SOLE 0 0 0 65,324
DOMINION ENERGY INC COM 25746U109 250 3,287 SH   SOLE 0 0 0 3,287
DIAGEO PLC SPON ADR NEW 25243Q205 2,930 17,843 SH   SOLE 0 0 0 17,843
QUEST DIAGNOSTICS INC COM 74834L100 509 3,962 SH   SOLE 0 0 0 3,962
SCHLUMBERGER LTD COM 806857108 440 16,195 SH   SOLE 0 0 0 16,195
DANAHER CORPORATION COM 235851102 401 1,783 SH   SOLE 0 0 0 1,783
MERCK & CO. INC COM 58933Y105 5,381 69,807 SH   SOLE 0 0 0 69,807
MICRON TECHNOLOGY INC COM 595112103 684 7,750 SH   SOLE 0 0 0 7,750
MORGAN STANLEY COM NEW 617446448 1,845 23,759 SH   SOLE 0 0 0 23,759
NOVARTIS AG SPONSORED ADR 66987V109 272 3,185 SH   SOLE 0 0 0 3,185
PROCTER AND GAMBLE CO COM 742718109 6,623 48,903 SH   SOLE 0 0 0 48,903
GENERAL ELECTRIC CO COM 369604103 1,330 101,263 SH   SOLE 0 0 0 101,263
KIMBERLY-CLARK CORP COM 494368103 2,489 17,898 SH   SOLE 0 0 0 17,898
GOLDMAN SACHS GROUP INC COM 38141G104 1,150 3,516 SH   SOLE 0 0 0 3,516
HSBC HLDGS PLC SPON ADR NEW 404280406 356 12,221 SH   SOLE 0 0 0 12,221
HOME DEPOT INC COM 437076102 2,572 8,427 SH   SOLE 0 0 0 8,427
TRANE TECHNOLOGIES PLC SHS G8994E103 416 2,510 SH   SOLE 0 0 0 2,510
MCDONALDS CORP COM 580135101 2,213 9,875 SH   SOLE 0 0 0 9,875
NIKE INC CL B 654106103 210 1,582 SH   SOLE 0 0 0 1,582
JPMORGAN CHASE & CO COM 46625H100 13,448 88,337 SH   SOLE 0 0 0 88,337
MONDELEZ INTL INC CL A 609207105 3,306 56,481 SH   SOLE 0 0 0 56,481
WELLS FARGO CO NEW COM 949746101 727 18,604 SH   SOLE 0 0 0 18,604
CORNING INC COM 219350105 923 21,214 SH   SOLE 0 0 0 21,214
FORD MTR CO DEL COM 345370860 260 21,211 SH   SOLE 0 0 0 21,211
UNITEDHEALTH GROUP INC COM 91324P102 238 640 SH   SOLE 0 0 0 640
PIONEER NAT RES CO COM 723787107 277 1,745 SH   SOLE 0 0 0 1,745
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 206 746 SH   SOLE 0 0 0 746
AMERICAN TOWER CORP NEW COM 03027X100 476 1,990 SH   SOLE 0 0 0 1,990
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,095 6,842 SH   SOLE 0 0 0 6,842
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,298 29,740 SH   SOLE 0 0 0 29,740
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 310 2,221 SH   SOLE 0 0 0 2,221
3M CO COM 88579Y101 4,520 23,457 SH   SOLE 0 0 0 23,457
COMCAST CORP NEW CL A 20030N101 4,510 83,346 SH   SOLE 0 0 0 83,346
XILINX INC COM 983919101 664 5,361 SH   SOLE 0 0 0 5,361
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,954 9,454 SH   SOLE 0 0 0 9,454
WASTE MGMT INC DEL COM 94106L109 233 1,808 SH   SOLE 0 0 0 1,808
SMUCKER J M CO COM NEW 832696405 239 1,885 SH   SOLE 0 0 0 1,885
NORFOLK SOUTHN CORP COM 655844108 899 3,349 SH   SOLE 0 0 0 3,349
NEXTERA ENERGY INC COM 65339F101 703 9,302 SH   SOLE 0 0 0 9,302
CONOCOPHILLIPS COM 20825C104 705 13,312 SH   SOLE 0 0 0 13,312
CSX CORP COM 126408103 690 7,158 SH   SOLE 0 0 0 7,158
APPLE INC COM 037833100 47,110 385,670 SH   SOLE 0 0 0 385,670
ALLSTATE CORP COM 020002101 732 6,367 SH   SOLE 0 0 0 6,367
LAM RESEARCH CORP COM 512807108 323 542 SH   SOLE 0 0 0 542
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,633 122,232 SH   SOLE 0 0 0 122,232
CATERPILLAR INC COM 149123101 1,027 4,427 SH   SOLE 0 0 0 4,427
SUNCOR ENERGY INC NEW COM 867224107 481 23,008 SH   SOLE 0 0 0 23,008
ISHARES TR MSCI EMG MKT ETF 464287234 1,699 31,849 SH   SOLE 0 0 0 31,849
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,108 14,882 SH   SOLE 0 0 0 14,882
CHUBB LIMITED COM H1467J104 278 1,758 SH   SOLE 0 0 0 1,758
ECOLAB INC COM 278865100 577 2,696 SH   SOLE 0 0 0 2,696
AON PLC SHS CL A G0403H108 344 1,497 SH   SOLE 0 0 0 1,497
AMERICAN EXPRESS CO COM 025816109 2,537 17,936 SH   SOLE 0 0 0 17,936
GENERAL MLS INC COM 370334104 328 5,356 SH   SOLE 0 0 0 5,356
INTERPUBLIC GROUP COS INC COM 460690100 281 9,626 SH   SOLE 0 0 0 9,626
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 313 5,198 SH   SOLE 0 0 0 5,198
ROGERS CORP COM 775133101 226 1,200 SH   SOLE 0 0 0 1,200
SOUTHERN CO COM 842587107 265 4,262 SH   SOLE 0 0 0 4,262
AVERY DENNISON CORP COM 053611109 783 4,265 SH   SOLE 0 0 0 4,265
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,959 172,132 SH   SOLE 0 0 0 172,132
PAYCHEX INC COM 704326107 2,805 28,620 SH   SOLE 0 0 0 28,620
NORTHROP GRUMMAN CORP COM 666807102 2,814 8,695 SH   SOLE 0 0 0 8,695
BERKSHIRE HATHAWAY INC DEL CL A 084670108 386 1 SH   SOLE 0 0 0 1
DECKERS OUTDOOR CORP COM 243537107 251 759 SH   SOLE 0 0 0 759
STERIS PLC SHS USD G8473T100 217 1,139 SH   SOLE 0 0 0 1,139
CIGNA CORP NEW COM 125523100 277 1,147 SH   SOLE 0 0 0 1,147
VALERO ENERGY CORP COM 91913Y100 1,680 23,465 SH   SOLE 0 0 0 23,465
D R HORTON INC COM 23331A109 327 3,664 SH   SOLE 0 0 0 3,664
ISHARES TR CORE US AGGBD ET 464287226 443 3,895 SH   SOLE 0 0 0 3,895
CADENCE DESIGN SYSTEM INC COM 127387108 288 2,101 SH   SOLE 0 0 0 2,101
PROLOGIS INC. COM 74340W103 252 2,373 SH   SOLE 0 0 0 2,373
BIOGEN INC COM 09062X103 315 1,126 SH   SOLE 0 0 0 1,126
ISHARES TR SELECT DIVID ETF 464287168 229 2,007 SH   SOLE 0 0 0 2,007
ISHARES TR TIPS BD ETF 464287176 2,264 18,040 SH   SOLE 0 0 0 18,040
CLOROX CO DEL COM 189054109 857 4,445 SH   SOLE 0 0 0 4,445
ACTIVISION BLIZZARD INC COM 00507V109 222 2,384 SH   SOLE 0 0 0 2,384
AIR PRODS & CHEMS INC COM 009158106 573 2,035 SH   SOLE 0 0 0 2,035
CONSOLIDATED EDISON INC COM 209115104 394 5,270 SH   SOLE 0 0 0 5,270
NVIDIA CORPORATION COM 67066G104 277 519 SH   SOLE 0 0 0 519
FREEPORT-MCMORAN INC CL B 35671D857 204 6,207 SH   SOLE 0 0 0 6,207
V F CORP COM 918204108 885 11,079 SH   SOLE 0 0 0 11,079
TRAVELERS COMPANIES INC COM 89417E109 399 2,652 SH   SOLE 0 0 0 2,652
NUCOR CORP COM 670346105 271 3,374 SH   SOLE 0 0 0 3,374
WEYERHAEUSER CO MTN BE COM NEW 962166104 815 22,880 SH   SOLE 0 0 0 22,880
EATON CORP PLC SHS G29183103 360 2,604 SH   SOLE 0 0 0 2,604
STANLEY BLACK & DECKER INC COM 854502101 266 1,334 SH   SOLE 0 0 0 1,334
CHURCH & DWIGHT INC COM 171340102 303 3,466 SH   SOLE 0 0 0 3,466
DOVER CORP COM 260003108 340 2,480 SH   SOLE 0 0 0 2,480
SANOFI SPONSORED ADR 80105N105 1,086 21,957 SH   SOLE 0 0 0 21,957
WHIRLPOOL CORP COM 963320106 2,355 10,686 SH   SOLE 0 0 0 10,686
BECTON DICKINSON & CO COM 075887109 1,909 7,852 SH   SOLE 0 0 0 7,852
YUM BRANDS INC COM 988498101 364 3,362 SH   SOLE 0 0 0 3,362
MICROCHIP TECHNOLOGY INC. COM 595017104 334 2,150 SH   SOLE 0 0 0 2,150
ALPHABET INC CAP STK CL A 02079K305 1,679 814 SH   SOLE 0 0 0 814
SPDR GOLD TR GOLD SHS 78463V107 244 1,525 SH   SOLE 0 0 0 1,525
WEC ENERGY GROUP INC COM 92939U106 573 6,120 SH   SOLE 0 0 0 6,120
DENTSPLY SIRONA INC COM 24906P109 231 3,621 SH   SOLE 0 0 0 3,621
RIO TINTO PLC SPONSORED ADR 767204100 476 6,128 SH   SOLE 0 0 0 6,128
VANGUARD INDEX FDS VALUE ETF 922908744 25,625 194,925 SH   SOLE 0 0 0 194,925
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 314 1,373 SH   SOLE 0 0 0 1,373
VANGUARD INDEX FDS MID CAP ETF 922908629 621 2,806 SH   SOLE 0 0 0 2,806
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,146 43,152 SH   SOLE 0 0 0 43,152
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 231 2,520 SH   SOLE 0 0 0 2,520
NATIONAL FUEL GAS CO COM 636180101 774 15,486 SH   SOLE 0 0 0 15,486
CAMECO CORP COM 13321L108 193 11,647 SH   SOLE 0 0 0 11,647
CANADIAN NATL RY CO COM 136375102 201 1,734 SH   SOLE 0 0 0 1,734
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,167 14,794 SH   SOLE 0 0 0 14,794
VANGUARD INDEX FDS GROWTH ETF 922908736 237 923 SH   SOLE 0 0 0 923
AMERIPRISE FINL INC COM 03076C106 288 1,240 SH   SOLE 0 0 0 1,240
VANGUARD INDEX FDS SML CP GRW ETF 922908595 680 2,476 SH   SOLE 0 0 0 2,476
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 396 4,690 SH   SOLE 0 0 0 4,690
PARKER-HANNIFIN CORP COM 701094104 426 1,350 SH   SOLE 0 0 0 1,350
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 312 8,479 SH   SOLE 0 0 0 8,479
THERMO FISHER SCIENTIFIC INC COM 883556102 437 957 SH   SOLE 0 0 0 957
ISHARES TR EAFE GRWTH ETF 464288885 201 2,001 SH   SOLE 0 0 0 2,001
SALESFORCE COM INC COM 79466L302 2,837 13,388 SH   SOLE 0 0 0 13,388
M & T BK CORP COM 55261F104 5,030 33,176 SH   SOLE 0 0 0 33,176
ENBRIDGE INC COM 29250N105 201 5,511 SH   SOLE 0 0 0 5,511
MOOG INC CL A 615394202 284 3,418 SH   SOLE 0 0 0 3,418
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 310 639 SH   SOLE 0 0 0 639
VANGUARD WORLD FDS INF TECH ETF 92204A702 484 1,350 SH   SOLE 0 0 0 1,350
SPDR SER TR S&P BIOTECH 78464A870 4,265 31,440 SH   SOLE 0 0 0 31,440
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 238 1,260 SH   SOLE 0 0 0 1,260
MASTERCARD INCORPORATED CL A 57636Q104 419 1,177 SH   SOLE 0 0 0 1,177
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,002 47,645 SH   SOLE 0 0 0 47,645
WISDOMTREE TR EUROPE SMCP DV 97717W869 15,425 221,484 SH   SOLE 0 0 0 221,484
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 20,409 458,524 SH   SOLE 0 0 0 458,524
WISDOMTREE TR INTL EQUITY FD 97717W703 1,531 29,121 SH   SOLE 0 0 0 29,121
WISDOMTREE TR US LARGECAP DIVD 97717W307 305 2,656 SH   SOLE 0 0 0 2,656
PRUDENTIAL PLC ADR 74435K204 453 10,616 SH   SOLE 0 0 0 10,616
AMPIO PHARMACEUTICALS INC COM 03209T109 642 379,973 SH   SOLE 0 0 0 379,973
RIOT BLOCKCHAIN INC COM 767292105 513 9,628 SH   SOLE 0 0 0 9,628
ALPHATEC HLDGS INC COM NEW 02081G201 300 19,000 SH   SOLE 0 0 0 19,000
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 462 2,155 SH   SOLE 0 0 0 2,155
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 868 6,435 SH   SOLE 0 0 0 6,435
WISDOMTREE TR ITL HIGH DIV FD 97717W802 213 5,431 SH   SOLE 0 0 0 5,431
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 768 12,650 SH   SOLE 0 0 0 12,650
ISHARES TR ISHS 1-5YR INVS 464288646 4,016 73,452 SH   SOLE 0 0 0 73,452
VANGUARD BD INDEX FDS INTERMED TERM 921937819 310 3,493 SH   SOLE 0 0 0 3,493
ERIE INDTY CO CL A 29530P102 663 3,000 SH   SOLE 0 0 0 3,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 543 6,413 SH   SOLE 0 0 0 6,413
DISCOVER FINL SVCS COM 254709108 223 2,352 SH   SOLE 0 0 0 2,352
BLACKSTONE GROUP INC COM 09260D107 276 3,705 SH   SOLE 0 0 0 3,705
ISHARES TR MBS ETF 464288588 626 5,774 SH   SOLE 0 0 0 5,774
TE CONNECTIVITY LTD REG SHS H84989104 490 3,793 SH   SOLE 0 0 0 3,793
BANK NEW YORK MELLON CORP COM 064058100 823 17,403 SH   SOLE 0 0 0 17,403
WISDOMTREE TR EMER MKT HIGH FD 97717W315 585 13,194 SH   SOLE 0 0 0 13,194
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 956 9,460 SH   SOLE 0 0 0 9,460
ISHARES TR INTL DEV RE ETF 464288489 3,091 112,090 SH   SOLE 0 0 0 112,090
ISHARES TR ISHS 5-10YR INVT 464288638 700 11,824 SH   SOLE 0 0 0 11,824
ISHARES TR INTRM GOV CR ETF 464288612 351 3,059 SH   SOLE 0 0 0 3,059
VISA INC COM CL A 92826C839 10,761 50,825 SH   SOLE 0 0 0 50,825
PHILIP MORRIS INTL INC COM 718172109 387 4,360 SH   SOLE 0 0 0 4,360
ISHARES TR DEVSMCP EXNA ETF 464288497 7,514 114,274 SH   SOLE 0 0 0 114,274
WISDOMTREE TR US ESG FUND 97717W596 243 5,531 SH   SOLE 0 0 0 5,531
KEURIG DR PEPPER INC COM 49271V100 237 6,909 SH   SOLE 0 0 0 6,909
SPDR SER TR S&P 600 SML CAP 78464A813 281 2,994 SH   SOLE 0 0 0 2,994
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,348 38,126 SH   SOLE 0 0 0 38,126
TAYLOR DEVICES INC COM 877163105 227 20,000 SH   SOLE 0 0 0 20,000
PLUMAS BANCORP COM 729273102 293 10,000 SH   SOLE 0 0 0 10,000
MACKINAC FINL CORP COM 554571109 256 18,263 SH   SOLE 0 0 0 18,263
FINANCIAL INSTNS INC COM 317585404 490 16,163 SH   SOLE 0 0 0 16,163
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 232 2,272 SH   SOLE 0 0 0 2,272
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,066 109,887 SH   SOLE 0 0 0 109,887
NORTHWEST BANCSHARES INC MD COM 667340103 189 13,105 SH   SOLE 0 0 0 13,105
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 220 3,029 SH   SOLE 0 0 0 3,029
SPDR SER TR PORTFOLIO SHORT 78464A474 2,513 80,255 SH   SOLE 0 0 0 80,255
ALPS ETF TR ALERIAN MLP 00162Q452 264 8,656 SH   SOLE 0 0 0 8,656
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 678 1,862 SH   SOLE 0 0 0 1,862
ISHARES TR 0-5 YR TIPS ETF 46429B747 10,263 97,081 SH   SOLE 0 0 0 97,081
22ND CENTY GROUP INC COM 90137F103 1,084 329,587 SH   SOLE 0 0 0 329,587
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 263 4,527 SH   SOLE 0 0 0 4,527
ISHARES TR FLTG RATE NT ETF 46429B655 3,496 68,851 SH   SOLE 0 0 0 68,851
HORIZON THERAPEUTICS PUB L SHS G46188101 316 3,429 SH   SOLE 0 0 0 3,429
FLEXSHARES TR IBOXX 3R TARGT 33939L506 372 14,106 SH   SOLE 0 0 0 14,106
FORTUNE BRANDS HOME & SEC IN COM 34964C106 523 5,463 SH   SOLE 0 0 0 5,463
ISHARES TR MSCI USA MIN VOL 46429B697 1,537 22,218 SH   SOLE 0 0 0 22,218
ISHARES TR MSCI EAFE MIN VL 46429B689 2,437 33,391 SH   SOLE 0 0 0 33,391
ISHARES INC MSCI EMERG MRKT 464286533 885 14,014 SH   SOLE 0 0 0 14,014
SPDR SER TR BLOMBERG BRC INV 78468R200 452 14,755 SH   SOLE 0 0 0 14,755
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,215 44,446 SH   SOLE 0 0 0 44,446
FACEBOOK INC CL A 30303M102 546 1,853 SH   SOLE 0 0 0 1,853
ISHARES INC CORE MSCI EMKT 46434G103 382 5,940 SH   SOLE 0 0 0 5,940
ISHARES TR CORE MSCI EAFE 46432F842 515 7,154 SH   SOLE 0 0 0 7,154
ABBVIE INC COM 00287Y109 2,495 23,053 SH   SOLE 0 0 0 23,053
ZOETIS INC CL A 98978V103 202 1,285 SH   SOLE 0 0 0 1,285
FLEXSHARES TR QLT DIV DEF IDX 33939L845 1,283 25,096 SH   SOLE 0 0 0 25,096
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 495 10,825 SH   SOLE 0 0 0 10,825
T-MOBILE US INC COM 872590104 290 2,315 SH   SOLE 0 0 0 2,315
CDW CORP COM 12514G108 345 2,080 SH   SOLE 0 0 0 2,080
ISHARES TR MSCI USA SZE FT 46432F370 372 3,095 SH   SOLE 0 0 0 3,095
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 4,574 216,466 SH   SOLE 0 0 0 216,466
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 5,533 255,684 SH   SOLE 0 0 0 255,684
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 269 5,354 SH   SOLE 0 0 0 5,354
FLEXSHARES TR GLB QLT R/E IDX 33939L787 402 6,623 SH   SOLE 0 0 0 6,623
ALPHABET INC CAP STK CL C 02079K107 11,677 5,645 SH   SOLE 0 0 0 5,645
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 5,191 238,453 SH   SOLE 0 0 0 238,453
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 234 10,000 SH   SOLE 0 0 0 10,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 1,412 61,244 SH   SOLE 0 0 0 61,244
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 3,109 140,251 SH   SOLE 0 0 0 140,251
QORVO INC COM 74736K101 301 1,649 SH   SOLE 0 0 0 1,649
ISHARES TR EXPONENTIAL TECH 46434V381 446 7,523 SH   SOLE 0 0 0 7,523
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 304 6,300 SH   SOLE 0 0 0 6,300
ISHARES TR IBONDS DEC21 ETF 46434VBK5 213 8,590 SH   SOLE 0 0 0 8,590
KRAFT HEINZ CO COM 500754106 477 11,924 SH   SOLE 0 0 0 11,924
PAYPAL HLDGS INC COM 70450Y103 1,100 4,529 SH   SOLE 0 0 0 4,529
LAMB WESTON HLDGS INC COM 513272104 210 2,707 SH   SOLE 0 0 0 2,707
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 19,055 379,690 SH   SOLE 0 0 0 379,690
DUPONT DE NEMOURS INC COM 26614N102 754 9,762 SH   SOLE 0 0 0 9,762
LINDE PLC SHS G5494J103 5,445 19,438 SH   SOLE 0 0 0 19,438
DOW INC COM 260557103 570 8,914 SH   SOLE 0 0 0 8,914
AVANTOR INC COM 05352A100 291 10,045 SH   SOLE 0 0 0 10,045
CORTEVA INC COM 22052L104 340 7,298 SH   SOLE 0 0 0 7,298
CARRIER GLOBAL CORPORATION COM 14448C104 1,129 26,752 SH   SOLE 0 0 0 26,752
OTIS WORLDWIDE CORP COM 68902V107 878 12,825 SH   SOLE 0 0 0 12,825