The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 10,649 71,606 SH   SOLE 0 0 0 71,606
ISHARES TR S&P MC 400VL ETF 464287705 6,994 62,134 SH   SOLE 0 0 0 62,134
ISHARES TR S&P MC 400GR ETF 464287606 12,176 65,623 SH   SOLE 0 0 0 65,623
ISHARES TR CORE S&P SCP ETF 464287804 3,673 64,566 SH   SOLE 0 0 0 64,566
ISHARES TR SP SMCP600VL ETF 464287879 625 6,185 SH   SOLE 0 0 0 6,185
ISHARES TR S&P SML 600 GWT 464287887 842 6,013 SH   SOLE 0 0 0 6,013
ISHARES TR S&P 500 VAL ETF 464287408 32,773 324,224 SH   SOLE 0 0 0 324,224
ISHARES TR CORE S&P500 ETF 464287200 46,017 168,032 SH   SOLE 0 0 0 168,032
ISHARES TR S&P 500 GRWT ETF 464287309 65,281 370,536 SH   SOLE 0 0 0 370,536
ISHARES TR RUS 1000 ETF 464287622 407 2,710 SH   SOLE 0 0 0 2,710
ISHARES TR RUS 1000 VAL ETF 464287598 548 5,271 SH   SOLE 0 0 0 5,271
ISHARES TR RUS 1000 GRW ETF 464287614 831 5,146 SH   SOLE 0 0 0 5,146
ISHARES TR RUSSELL 2000 ETF 464287655 8,099 68,788 SH   SOLE 0 0 0 68,788
ISHARES TR RUS 2000 VAL ETF 464287630 11,879 143,844 SH   SOLE 0 0 0 143,844
ISHARES TR U.S. REAL ES ETF 464287739 4,038 56,086 SH   SOLE 0 0 0 56,086
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,748 6,444 SH   SOLE 0 0 0 6,444
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,401 27,107 SH   SOLE 0 0 0 27,107
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 456 7,960 SH   SOLE 0 0 0 7,960
ADOBE INC COM 00724F101 379 1,153 SH   SOLE 0 0 0 1,153
AMERICAN INTL GROUP INC COM NEW 026874784 293 13,161 SH   SOLE 0 0 0 13,161
AMAZON COM INC COM 023135106 7,599 3,264 SH   SOLE 0 0 0 3,264
BRISTOL-MYERS SQUIBB CO COM 110122108 2,490 41,094 SH   SOLE 0 0 0 41,094
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,279 6,969 SH   SOLE 0 0 0 6,969
EMERSON ELEC CO COM 291011104 1,044 20,557 SH   SOLE 0 0 0 20,557
BOEING CO COM 097023105 1,013 7,429 SH   SOLE 0 0 0 7,429
HERSHEY CO COM 427866108 480 3,386 SH   SOLE 0 0 0 3,386
EVERSOURCE ENERGY COM 30040W108 209 2,398 SH   SOLE 0 0 0 2,398
LIFE STORAGE INC COM 53223X107 4,770 53,753 SH   SOLE 0 0 0 53,753
INVESCO QQQ TR UNIT SER 1 46090E103 2,815 13,738 SH   SOLE 0 0 0 13,738
AMGEN INC COM 031162100 9,963 43,177 SH   SOLE 0 0 0 43,177
ABBOTT LABS COM 002824100 2,772 29,478 SH   SOLE 0 0 0 29,478
BEST BUY INC COM 086516101 210 3,099 SH   SOLE 0 0 0 3,099
BP PLC SPONSORED ADR 055622104 745 34,412 SH   SOLE 0 0 0 34,412
CONAGRA BRANDS INC COM 205887102 260 7,700 SH   SOLE 0 0 0 7,700
FEDEX CORP COM 31428X106 427 3,546 SH   SOLE 0 0 0 3,546
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 337 8,185 SH   SOLE 0 0 0 8,185
INTEL CORP COM 458140100 12,603 223,621 SH   SOLE 0 0 0 223,621
ILLINOIS TOOL WKS INC COM 452308109 236 1,553 SH   SOLE 0 0 0 1,553
ISHARES TR RUS 2000 GRW ETF 464287648 8,046 48,427 SH   SOLE 0 0 0 48,427
KEYCORP COM 493267108 109 10,538 SH   SOLE 0 0 0 10,538
ORACLE CORP COM 68389X105 3,085 60,129 SH   SOLE 0 0 0 60,129
QUALCOMM INC COM 747525103 235 3,277 SH   SOLE 0 0 0 3,277
DISNEY WALT CO COM DISNEY 254687106 6,452 64,169 SH   SOLE 0 0 0 64,169
HONEYWELL INTL INC COM 438516106 2,913 22,066 SH   SOLE 0 0 0 22,066
US BANCORP DEL COM NEW 902973304 402 12,276 SH   SOLE 0 0 0 12,276
JOHNSON & JOHNSON COM 478160104 13,028 87,040 SH   SOLE 0 0 0 87,040
MEDTRONIC PLC SHS G5960L103 3,380 34,627 SH   SOLE 0 0 0 34,627
PFIZER INC COM 717081103 4,351 122,137 SH   SOLE 0 0 0 122,137
LOWES COS INC COM 548661107 2,241 24,196 SH   SOLE 0 0 0 24,196
ISHARES TR MSCI EAFE ETF 464287465 13,454 249,882 SH   SOLE 0 0 0 249,882
CHEVRON CORP NEW COM 166764100 6,375 78,091 SH   SOLE 0 0 0 78,091
MICROSOFT CORP COM 594918104 14,707 87,638 SH   SOLE 0 0 0 87,638
UNITED PARCEL SERVICE INC CL B 911312106 2,395 23,807 SH   SOLE 0 0 0 23,807
AT&T INC COM 00206R102 2,616 87,583 SH   SOLE 0 0 0 87,583
PRUDENTIAL FINL INC COM 744320102 2,139 41,307 SH   SOLE 0 0 0 41,307
CITIGROUP INC COM NEW 172967424 1,790 43,057 SH   SOLE 0 0 0 43,057
CISCO SYS INC COM 17275R102 6,785 167,316 SH   SOLE 0 0 0 167,316
INTERNATIONAL BUSINESS MACHS COM 459200101 3,261 27,926 SH   SOLE 0 0 0 27,926
COCA COLA CO COM 191216100 1,369 30,168 SH   SOLE 0 0 0 30,168
LOCKHEED MARTIN CORP COM 539830109 2,740 7,337 SH   SOLE 0 0 0 7,337
PEPSICO INC COM 713448108 8,633 65,931 SH   SOLE 0 0 0 65,931
STRYKER CORP COM 863667101 210 1,174 SH   SOLE 0 0 0 1,174
VERIZON COMMUNICATIONS INC COM 92343V104 2,681 47,182 SH   SOLE 0 0 0 47,182
SPDR SER TR PRTFLO S&P500 GW 78464A409 9,268 242,940 SH   SOLE 0 0 0 242,940
ISHARES TR RUS MID CAP ETF 464287499 1,406 30,796 SH   SOLE 0 0 0 30,796
ISHARES TR RUS MD CP GR ETF 464287481 2,652 20,301 SH   SOLE 0 0 0 20,301
ISHARES TR RUS MDCP VAL ETF 464287473 651 9,715 SH   SOLE 0 0 0 9,715
ISHARES TR GLOBAL TECH ETF 464287291 2,401 12,540 SH   SOLE 0 0 0 12,540
ISHARES TR U.S. TECH ETF 464287721 237 1,100 SH   SOLE 0 0 0 1,100
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 698 8,300 SH   SOLE 0 0 0 8,300
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 370 3,821 SH   SOLE 0 0 0 3,821
ISHARES TR NASDAQ BIOTECH 464287556 1,103 9,009 SH   SOLE 0 0 0 9,009
BK OF AMERICA CORP COM 060505104 3,254 150,365 SH   SOLE 0 0 0 150,365
AUTOMATIC DATA PROCESSING IN COM 053015103 1,260 9,427 SH   SOLE 0 0 0 9,427
EXXON MOBIL CORP COM 30231G102 3,463 84,558 SH   SOLE 0 0 0 84,558
WALMART INC COM 931142103 906 7,015 SH   SOLE 0 0 0 7,015
APPLIED MATLS INC COM 038222105 210 4,339 SH   SOLE 0 0 0 4,339
UNION PAC CORP COM 907818108 649 4,496 SH   SOLE 0 0 0 4,496
UNILEVER PLC SPON ADR NEW 904767704 4,001 75,832 SH   SOLE 0 0 0 75,832
ASTRAZENECA PLC SPONSORED ADR 046353108 511 10,202 SH   SOLE 0 0 0 10,202
TEXAS INSTRS INC COM 882508104 1,569 14,689 SH   SOLE 0 0 0 14,689
BAXTER INTL INC COM 071813109 219 2,436 SH   SOLE 0 0 0 2,436
TOTAL S.A. SPONSORED ADS 89151E109 407 12,522 SH   SOLE 0 0 0 12,522
TARGET CORP COM 87612E106 599 5,603 SH   SOLE 0 0 0 5,603
COLGATE PALMOLIVE CO COM 194162103 1,068 15,121 SH   SOLE 0 0 0 15,121
COSTCO WHSL CORP NEW COM 22160K105 3,109 10,317 SH   SOLE 0 0 0 10,317
CVS HEALTH CORP COM 126650100 3,974 65,962 SH   SOLE 0 0 0 65,962
DOMINION ENERGY INC COM 25746U109 245 3,198 SH   SOLE 0 0 0 3,198
DIAGEO P L C SPON ADR NEW 25243Q205 2,427 18,782 SH   SOLE 0 0 0 18,782
QUEST DIAGNOSTICS INC COM 74834L100 390 4,134 SH   SOLE 0 0 0 4,134
SCHLUMBERGER LTD COM 806857108 278 18,931 SH   SOLE 0 0 0 18,931
DANAHER CORPORATION COM 235851102 304 1,979 SH   SOLE 0 0 0 1,979
MERCK & CO. INC COM 58933Y105 5,497 69,970 SH   SOLE 0 0 0 69,970
MICRON TECHNOLOGY INC COM 595112103 320 7,720 SH   SOLE 0 0 0 7,720
MORGAN STANLEY COM NEW 617446448 939 25,416 SH   SOLE 0 0 0 25,416
NOVARTIS A G SPONSORED ADR 66987V109 348 3,947 SH   SOLE 0 0 0 3,947
PROCTER & GAMBLE CO COM 742718109 5,587 46,681 SH   SOLE 0 0 0 46,681
GENERAL ELECTRIC CO COM 369604103 726 112,000 SH   SOLE 0 0 0 112,000
KIMBERLY CLARK CORP COM 494368103 2,569 18,422 SH   SOLE 0 0 0 18,422
GOLDMAN SACHS GROUP INC COM 38141G104 626 3,601 SH   SOLE 0 0 0 3,601
HSBC HLDGS PLC SPON ADR NEW 404280406 380 15,384 SH   SOLE 0 0 0 15,384
HOME DEPOT INC COM 437076102 1,882 9,383 SH   SOLE 0 0 0 9,383
TRANE TECHNOLOGIES PLC SHS G8994E103 202 2,510 SH   SOLE 0 0 0 2,510
MCDONALDS CORP COM 580135101 1,705 9,599 SH   SOLE 0 0 0 9,599
JPMORGAN CHASE & CO COM 46625H100 7,888 88,584 SH   SOLE 0 0 0 88,584
MONDELEZ INTL INC CL A 609207105 2,814 55,081 SH   SOLE 0 0 0 55,081
WELLS FARGO CO NEW COM 949746101 640 23,847 SH   SOLE 0 0 0 23,847
CORNING INC COM 219350105 416 21,381 SH   SOLE 0 0 0 21,381
FORD MTR CO DEL COM 345370860 128 26,861 SH   SOLE 0 0 0 26,861
UNITEDHEALTH GROUP INC COM 91324P102 332 1,211 SH   SOLE 0 0 0 1,211
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 331 1,991 SH   SOLE 0 0 0 1,991
AMERICAN TOWER CORP NEW COM 03027X100 532 2,198 SH   SOLE 0 0 0 2,198
ZIMMER BIOMET HOLDINGS INC COM 98956P102 553 4,930 SH   SOLE 0 0 0 4,930
UNITED TECHNOLOGIES CORP COM 913017109 4,104 65,505 SH   SOLE 0 0 0 65,505
3M CO COM 88579Y101 3,371 23,804 SH   SOLE 0 0 0 23,804
COMCAST CORP NEW CL A 20030N101 3,142 87,976 SH   SOLE 0 0 0 87,976
XILINX INC COM 983919101 514 5,950 SH   SOLE 0 0 0 5,950
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,340 9,821 SH   SOLE 0 0 0 9,821
WASTE MGMT INC DEL COM 94106L109 318 3,288 SH   SOLE 0 0 0 3,288
UNILEVER N V N Y SHS NEW 904784709 232 4,613 SH   SOLE 0 0 0 4,613
SMUCKER J M CO COM NEW 832696405 221 1,885 SH   SOLE 0 0 0 1,885
NORFOLK SOUTHERN CORP COM 655844108 502 3,348 SH   SOLE 0 0 0 3,348
NEXTERA ENERGY INC COM 65339F101 574 2,437 SH   SOLE 0 0 0 2,437
CONOCOPHILLIPS COM 20825C104 428 12,904 SH   SOLE 0 0 0 12,904
CSX CORP COM 126408103 426 7,157 SH   SOLE 0 0 0 7,157
APPLE INC COM 037833100 30,379 113,197 SH   SOLE 0 0 0 113,197
ALLSTATE CORP COM 020002101 750 7,492 SH   SOLE 0 0 0 7,492
LAM RESEARCH CORP COM 512807108 215 883 SH   SOLE 0 0 0 883
SPDR SER TR PRTFLO S&P500 VL 78464A508 748 27,546 SH   SOLE 0 0 0 27,546
CATERPILLAR INC DEL COM 149123101 434 3,947 SH   SOLE 0 0 0 3,947
SUNCOR ENERGY INC NEW COM 867224107 375 25,716 SH   SOLE 0 0 0 25,716
ISHARES TR MSCI EMG MKT ETF 464287234 813 23,363 SH   SOLE 0 0 0 23,363
CHUBB LIMITED COM H1467J104 206 1,833 SH   SOLE 0 0 0 1,833
ECOLAB INC COM 278865100 377 2,213 SH   SOLE 0 0 0 2,213
AON PLC SHS CL A G0408V102 267 1,497 SH   SOLE 0 0 0 1,497
AMERICAN EXPRESS CO COM 025816109 1,508 18,499 SH   SOLE 0 0 0 18,499
GENERAL MLS INC COM 370334104 320 5,348 SH   SOLE 0 0 0 5,348
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 260 5,198 SH   SOLE 0 0 0 5,198
NOBLE CORP PLC SHS USD G65431101 4 19,436 SH   SOLE 0 0 0 19,436
AKAMAI TECHNOLOGIES INC COM 00971T101 258 2,497 SH   SOLE 0 0 0 2,497
SOUTHERN CO COM 842587107 209 3,764 SH   SOLE 0 0 0 3,764
AVERY DENNISON CORP COM 053611109 461 4,465 SH   SOLE 0 0 0 4,465
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,047 175,840 SH   SOLE 0 0 0 175,840
PAYCHEX INC COM 704326107 1,836 28,684 SH   SOLE 0 0 0 28,684
NORTHROP GRUMMAN CORP COM 666807102 2,402 7,199 SH   SOLE 0 0 0 7,199
BERKSHIRE HATHAWAY INC DEL CL A 084670108 276 1 SH   SOLE 0 0 0 1
STERIS PLC SHS USD G8473T100 329 2,227 SH   SOLE 0 0 0 2,227
CIGNA CORP NEW COM 125523100 231 1,297 SH   SOLE 0 0 0 1,297
VALERO ENERGY CORP COM 91913Y100 1,246 25,194 SH   SOLE 0 0 0 25,194
ISHARES TR CORE US AGGBD ET 464287226 430 3,670 SH   SOLE 0 0 0 3,670
PROLOGIS INC. COM 74340W103 307 3,455 SH   SOLE 0 0 0 3,455
AUTOZONE INC COM 053332102 227 232 SH   SOLE 0 0 0 232
BIOGEN INC COM 09062X103 324 986 SH   SOLE 0 0 0 986
ISHARES TR TIPS BD ETF 464287176 1,391 11,512 SH   SOLE 0 0 0 11,512
CLOROX CO DEL COM 189054109 671 3,515 SH   SOLE 0 0 0 3,515
AIR PRODS & CHEMS INC COM 009158106 470 2,265 SH   SOLE 0 0 0 2,265
CONSOLIDATED EDISON INC COM 209115104 428 5,125 SH   SOLE 0 0 0 5,125
V F CORP COM 918204108 612 11,476 SH   SOLE 0 0 0 11,476
TRAVELERS COMPANIES INC COM 89417E109 226 2,219 SH   SOLE 0 0 0 2,219
WEYERHAEUSER CO COM 962166104 384 20,461 SH   SOLE 0 0 0 20,461
EATON CORP PLC SHS G29183103 379 4,924 SH   SOLE 0 0 0 4,924
SOUTHWESTERN ENERGY CO COM 845467109 44 14,160 SH   SOLE 0 0 0 14,160
CHURCH & DWIGHT INC COM 171340102 245 3,466 SH   SOLE 0 0 0 3,466
SANOFI SPONSORED ADR 80105N105 1,164 23,949 SH   SOLE 0 0 0 23,949
BECTON DICKINSON & CO COM 075887109 2,028 7,906 SH   SOLE 0 0 0 7,906
YUM BRANDS INC COM 988498101 273 3,362 SH   SOLE 0 0 0 3,362
ALPHABET INC CAP STK CL A 02079K305 943 778 SH   SOLE 0 0 0 778
WEC ENERGY GROUP INC COM 92939U106 582 6,120 SH   SOLE 0 0 0 6,120
RIO TINTO PLC SPONSORED ADR 767204100 273 6,117 SH   SOLE 0 0 0 6,117
VANGUARD INDEX FDS VALUE ETF 922908744 17,075 182,407 SH   SOLE 0 0 0 182,407
REGENERON PHARMACEUTICALS COM 75886F107 209 384 SH   SOLE 0 0 0 384
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 251 1,373 SH   SOLE 0 0 0 1,373
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,216 35,548 SH   SOLE 0 0 0 35,548
NATIONAL FUEL GAS CO N J COM 636180101 628 15,466 SH   SOLE 0 0 0 15,466
CAMECO CORP COM 13321L108 108 11,413 SH   SOLE 0 0 0 11,413
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 204 6,189 SH   SOLE 0 0 0 6,189
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,688 14,090 SH   SOLE 0 0 0 14,090
VANGUARD INDEX FDS GROWTH ETF 922908736 308 1,833 SH   SOLE 0 0 0 1,833
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 242 4,690 SH   SOLE 0 0 0 4,690
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 298 9,329 SH   SOLE 0 0 0 9,329
THERMO FISHER SCIENTIFIC INC COM 883556102 496 1,553 SH   SOLE 0 0 0 1,553
FIDELITY NATL INFORMATION SV COM 31620M106 208 1,767 SH   SOLE 0 0 0 1,767
SALESFORCE COM INC COM 79466L302 2,230 14,811 SH   SOLE 0 0 0 14,811
M & T BK CORP COM 55261F104 902 8,616 SH   SOLE 0 0 0 8,616
COMPUTER TASK GROUP INC COM 205477102 49 12,128 SH   SOLE 0 0 0 12,128
ZEBRA TECHNOLOGIES CORP CL A 989207105 219 1,138 SH   SOLE 0 0 0 1,138
VANGUARD WORLD FDS INF TECH ETF 92204A702 311 1,400 SH   SOLE 0 0 0 1,400
SPDR SER TR S&P BIOTECH 78464A870 3,127 33,965 SH   SOLE 0 0 0 33,965
MASTERCARD INC CL A 57636Q104 357 1,456 SH   SOLE 0 0 0 1,456
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,198 50,312 SH   SOLE 0 0 0 50,312
WISDOMTREE TR EUROPE SMCP DV 97717W869 8,360 200,587 SH   SOLE 0 0 0 200,587
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 14,816 501,737 SH   SOLE 0 0 0 501,737
WISDOMTREE TR INTL EQUITY FD 97717W703 1,136 28,796 SH   SOLE 0 0 0 28,796
WISDOMTREE TR US LARGECAP DIVD 97717W307 226 2,656 SH   SOLE 0 0 0 2,656
PRUDENTIAL PLC ADR 74435K204 254 10,616 SH   SOLE 0 0 0 10,616
AMPIO PHARMACEUTICALS INC COM 03209T109 200 379,973 SH   SOLE 0 0 0 379,973
ALPHATEC HLDGS INC COM NEW 02081G201 67 19,000 SH   SOLE 0 0 0 19,000
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 217 2,550 SH   SOLE 0 0 0 2,550
ISHARES TR SH TR CRPORT ETF 464288646 3,011 56,452 SH   SOLE 0 0 0 56,452
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 260 3,150 SH   SOLE 0 0 0 3,150
VANGUARD BD INDEX FDS INTERMED TERM 921937819 350 3,845 SH   SOLE 0 0 0 3,845
ERIE INDTY CO CL A 29530P102 532 3,000 SH   SOLE 0 0 0 3,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 494 5,640 SH   SOLE 0 0 0 5,640
BANK NEW YORK MELLON CORP COM 064058100 403 11,455 SH   SOLE 0 0 0 11,455
WISDOMTREE TR EMER MKT HIGH FD 97717W315 406 12,501 SH   SOLE 0 0 0 12,501
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 799 10,750 SH   SOLE 0 0 0 10,750
ISHARES TR INTL DEV RE ETF 464288489 2,873 134,508 SH   SOLE 0 0 0 134,508
ISHARES TR INTRM TR CRP ETF 464288638 679 11,824 SH   SOLE 0 0 0 11,824
ISHARES TR INTRM GOV CR ETF 464288612 355 3,059 SH   SOLE 0 0 0 3,059
VISA INC COM CL A 92826C839 8,286 51,618 SH   SOLE 0 0 0 51,618
PHILIP MORRIS INTL INC COM 718172109 201 2,777 SH   SOLE 0 0 0 2,777
HILL ROM HLDGS INC COM 431475102 255 2,298 SH   SOLE 0 0 0 2,298
ISHARES TR DEVSMCP EXNA ETF 464288497 4,260 107,140 SH   SOLE 0 0 0 107,140
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 454 18,720 SH   SOLE 0 0 0 18,720
TAYLOR DEVICES INC COM 877163105 198 20,000 SH   SOLE 0 0 0 20,000
PLUMAS BANCORP COM 729273102 170 10,000 SH   SOLE 0 0 0 10,000
MACKINAC FINL CORP COM 554571109 169 18,263 SH   SOLE 0 0 0 18,263
FINANCIAL INSTNS INC COM 317585404 312 19,163 SH   SOLE 0 0 0 19,163
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,588 19,701 SH   SOLE 0 0 0 19,701
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 254 4,700 SH   SOLE 0 0 0 4,700
NORTHWEST BANCSHARES INC MD COM 667340103 128 13,048 SH   SOLE 0 0 0 13,048
SPDR SER TR PORTFOLIO SHORT 78464A474 652 21,185 SH   SOLE 0 0 0 21,185
ALPS ETF TR ALERIAN MLP 00162Q866 280 65,275 SH   SOLE 0 0 0 65,275
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 435 1,732 SH   SOLE 0 0 0 1,732
ISHARES TR 0-5 YR TIPS ETF 46429B747 8,644 85,896 SH   SOLE 0 0 0 85,896
VANGUARD STAR FDS VG TL INTL STK F 921909768 560 13,075 SH   SOLE 0 0 0 13,075
22ND CENTY GROUP INC COM 90137F103 102 144,489 SH   SOLE 0 0 0 144,489
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 258 5,307 SH   SOLE 0 0 0 5,307
ISHARES TR FLTG RATE NT ETF 46429B655 3,895 78,108 SH   SOLE 0 0 0 78,108
FLEXSHARES TR IBOXX 3R TARGT 33939L506 329 13,290 SH   SOLE 0 0 0 13,290
ISHARES TR MSCI MIN VOL ETF 46429B697 1,834 31,984 SH   SOLE 0 0 0 31,984
ISHARES TR MIN VOL EAFE ETF 46429B689 2,242 35,664 SH   SOLE 0 0 0 35,664
ISHARES INC MIN VOL EMRG MKT 464286533 936 19,472 SH   SOLE 0 0 0 19,472
SPDR SER TR BLOMBERG BRC INV 78468R200 893 29,724 SH   SOLE 0 0 0 29,724
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,256 52,472 SH   SOLE 0 0 0 52,472
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,201 103,518 SH   SOLE 0 0 0 103,518
FACEBOOK INC CL A 30303M102 480 2,808 SH   SOLE 0 0 0 2,808
ISHARES INC CORE MSCI EMKT 46434G103 214 5,174 SH   SOLE 0 0 0 5,174
ISHARES TR CORE MSCI EAFE 46432F842 217 4,319 SH   SOLE 0 0 0 4,319
ABBVIE INC COM 00287Y109 1,533 19,081 SH   SOLE 0 0 0 19,081
FLEXSHARES TR QLT DIV DEF IDX 33939L845 580 15,095 SH   SOLE 0 0 0 15,095
SPDR SER TR SSGA US SMAL ETF 78468R887 281 4,235 SH   SOLE 0 0 0 4,235
INVESCO EXCHANGE-TRADED FD T S&P MIDCP LOW 46138E198 493 12,326 SH   SOLE 0 0 0 12,326
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 400 12,395 SH   SOLE 0 0 0 12,395
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 492 11,874 SH   SOLE 0 0 0 11,874
T MOBILE US INC COM 872590104 266 3,048 SH   SOLE 0 0 0 3,048
CDW CORP COM 12514G108 206 2,080 SH   SOLE 0 0 0 2,080
ISHARES TR USA SIZE FACTOR 46432F370 299 3,965 SH   SOLE 0 0 0 3,965
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 483 22,843 SH   SOLE 0 0 0 22,843
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 3,467 150,607 SH   SOLE 0 0 0 150,607
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 312 6,354 SH   SOLE 0 0 0 6,354
FLEXSHARES TR GLB QLT R/E IDX 33939L787 263 5,523 SH   SOLE 0 0 0 5,523
ALPHABET INC CAP STK CL C 02079K107 7,134 5,865 SH   SOLE 0 0 0 5,865
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 220 10,000 SH   SOLE 0 0 0 10,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 1,271 57,244 SH   SOLE 0 0 0 57,244
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 441 17,440 SH   SOLE 0 0 0 17,440
ISHARES TR IBONDS DEC21 ETF 46434VBK5 308 12,350 SH   SOLE 0 0 0 12,350
KRAFT HEINZ CO COM 500754106 316 11,095 SH   SOLE 0 0 0 11,095
PAYPAL HLDGS INC COM 70450Y103 374 3,477 SH   SOLE 0 0 0 3,477
DUPONT DE NEMOURS INC COM 26614N102 582 14,891 SH   SOLE 0 0 0 14,891
LINDE PLC SHS G5494J103 3,611 20,188 SH   SOLE 0 0 0 20,188
DOW INC COM 260557103 469 15,195 SH   SOLE 0 0 0 15,195
CORTEVA INC COM 22052L104 227 9,359 SH   SOLE 0 0 0 9,359
CARRIER GLOBAL CORPORATION COM 14448C104 826 56,241 SH   SOLE 0 0 0 56,241
OTIS WORLDWIDE CORP COM 68902V107 1,290 28,102 SH   SOLE 0 0 0 28,102