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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17495</Sole>
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    <cusip>17275R102</cusip>
    <value>4720</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86245</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>82795</Sole>
      <Shared>0</Shared>
      <None>3450</None>
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    <nameOfIssuer>Coca-Cola Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>191216100</cusip>
    <value>1540</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30243</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30243</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>Colgate Palmolive Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>194162103</cusip>
    <value>229</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3195</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3195</Sole>
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      <None>0</None>
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    <nameOfIssuer>ConocoPhillips</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>20825C104</cusip>
    <value>804</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13180</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12605</Sole>
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      <None>575</None>
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    <nameOfIssuer>Consolidated Edison</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>209115104</cusip>
    <value>3679</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41965</sshPrnamt>
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    <votingAuthority>
      <Sole>40940</Sole>
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      <None>1025</None>
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    <nameOfIssuer>Corteva</nameOfIssuer>
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    <cusip>22052L104</cusip>
    <value>327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11061</sshPrnamt>
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    <votingAuthority>
      <Sole>10717</Sole>
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      <None>344</None>
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    <nameOfIssuer>Darden Restaurants</nameOfIssuer>
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    <cusip>237194105</cusip>
    <value>865</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7108</sshPrnamt>
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    <votingAuthority>
      <Sole>7108</Sole>
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      <None>0</None>
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    <nameOfIssuer>Disney (Walt) Co</nameOfIssuer>
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    <cusip>254687106</cusip>
    <value>1163</value>
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      <sshPrnamt>8328</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8328</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dollar General</nameOfIssuer>
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    <cusip>256677105</cusip>
    <value>8895</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65811</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>64461</Sole>
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      <None>1350</None>
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    <nameOfIssuer>Dominion Energy</nameOfIssuer>
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    <cusip>25746U109</cusip>
    <value>2627</value>
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      <sshPrnamt>33974</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33474</Sole>
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      <None>500</None>
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    <nameOfIssuer>Dover Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>260003108</cusip>
    <value>250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2493</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2493</Sole>
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      <None>0</None>
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    <nameOfIssuer>Dow (New)</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>260557103</cusip>
    <value>545</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11061</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10717</Sole>
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      <None>344</None>
    </votingAuthority>
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    <nameOfIssuer>Duke Energy Corp</nameOfIssuer>
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    <cusip>26441C204</cusip>
    <value>1897</value>
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      <sshPrnamt>21494</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21178</Sole>
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      <None>316</None>
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    <nameOfIssuer>Dupont deNemours</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26614N102</cusip>
    <value>830</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10717</Sole>
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      <None>344</None>
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    <nameOfIssuer>Edward Lifesciences Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>28176E108</cusip>
    <value>8473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45867</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>45132</Sole>
      <Shared>0</Shared>
      <None>735</None>
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    <nameOfIssuer>Emerson Electric</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>291011104</cusip>
    <value>201</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3012</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3012</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Equifax Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>294429105</cusip>
    <value>1401</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10358</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10208</Sole>
      <Shared>0</Shared>
      <None>150</None>
    </votingAuthority>
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    <nameOfIssuer>Estee Lauder Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>518439104</cusip>
    <value>6639</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35605</Sole>
      <Shared>0</Shared>
      <None>650</None>
    </votingAuthority>
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    <nameOfIssuer>Exelon Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30161N101</cusip>
    <value>204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4265</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4265</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>5258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68613</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>67513</Sole>
      <Shared>0</Shared>
      <None>1100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fastenal Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>311900104</cusip>
    <value>262</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8040</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6790</Sole>
      <Shared>0</Shared>
      <None>1250</None>
    </votingAuthority>
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    <nameOfIssuer>Fedex Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31428X106</cusip>
    <value>5133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30505</Sole>
      <Shared>0</Shared>
      <None>755</None>
    </votingAuthority>
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    <nameOfIssuer>Fidelity Natl Information Serv</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>31620M106</cusip>
    <value>787</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6411</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6411</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Ford Motor Company New</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>345370860</cusip>
    <value>978</value>
    <shrsOrPrnAmt>
      <sshPrnamt>95597</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>90897</Sole>
      <Shared>0</Shared>
      <None>4700</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Electric</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369604103</cusip>
    <value>359</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34221</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34221</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Global Payments Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>37940X102</cusip>
    <value>8720</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>52139</Sole>
      <Shared>0</Shared>
      <None>2315</None>
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  <infoTable>
    <nameOfIssuer>HCP Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40414L109</cusip>
    <value>1217</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38053</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37853</Sole>
      <Shared>0</Shared>
      <None>200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Halozyme Therapeutics</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40637H109</cusip>
    <value>271</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15762</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15762</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Hexcel Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>428291108</cusip>
    <value>8022</value>
    <shrsOrPrnAmt>
      <sshPrnamt>99185</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>96775</Sole>
      <Shared>0</Shared>
      <None>2410</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Home Depot</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>437076102</cusip>
    <value>8379</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39445</Sole>
      <Shared>0</Shared>
      <None>845</None>
    </votingAuthority>
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    <nameOfIssuer>Honeywell Int'l</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>438516106</cusip>
    <value>407</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2332</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1982</Sole>
      <Shared>0</Shared>
      <None>350</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IBM Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>459200101</cusip>
    <value>1072</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7776</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7776</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Imperial Resources Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45308Q106</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>40000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Int'l Paper Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>460146103</cusip>
    <value>1040</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24010</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23560</Sole>
      <Shared>0</Shared>
      <None>450</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Intel Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>3301</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68966</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>66841</Sole>
      <Shared>0</Shared>
      <None>2125</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Intrexon Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46122T102</cusip>
    <value>663</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86544</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>86544</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>JPMorgan Chase &amp; Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46625H100</cusip>
    <value>997</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8915</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8765</Sole>
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      <None>150</None>
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  <infoTable>
    <nameOfIssuer>Jack Henry &amp; Associates</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>426281101</cusip>
    <value>215</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1605</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1605</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>478160104</cusip>
    <value>5922</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42516</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41435</Sole>
      <Shared>0</Shared>
      <None>1081</None>
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  <infoTable>
    <nameOfIssuer>Kimberly-Clark</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>494368103</cusip>
    <value>305</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2290</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Lam Research Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <cusip>513272104</cusip>
    <value>313</value>
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      <sshPrnamt>4941</sshPrnamt>
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    <votingAuthority>
      <Sole>4941</Sole>
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      <None>0</None>
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    <nameOfIssuer>Lilly (Eli)</nameOfIssuer>
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    <cusip>532457108</cusip>
    <value>2990</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26988</sshPrnamt>
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    <votingAuthority>
      <Sole>26288</Sole>
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      <None>700</None>
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    <nameOfIssuer>Lockheed Martin</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>539830109</cusip>
    <value>276</value>
    <shrsOrPrnAmt>
      <sshPrnamt>759</sshPrnamt>
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    <votingAuthority>
      <Sole>759</Sole>
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      <None>0</None>
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    <nameOfIssuer>Lowe's Cos</nameOfIssuer>
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    <cusip>548661107</cusip>
    <value>446</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>4320</Sole>
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      <None>100</None>
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    <nameOfIssuer>Lululemon Athletica</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>550021109</cusip>
    <value>6816</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37820</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>36920</Sole>
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      <None>900</None>
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    <nameOfIssuer>Marathon Petroleum</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>56585A102</cusip>
    <value>214</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3822</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3822</Sole>
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      <None>0</None>
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    <nameOfIssuer>Marsh &amp; McLennan</nameOfIssuer>
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    <cusip>571748102</cusip>
    <value>302</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3026</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>3026</Sole>
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      <None>0</None>
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    <cusip>580135101</cusip>
    <value>1328</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6393</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6323</Sole>
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      <None>70</None>
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    <nameOfIssuer>Medpace Holdings Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>58506Q109</cusip>
    <value>4837</value>
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      <sshPrnamt>73930</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>71970</Sole>
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      <None>1960</None>
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    <nameOfIssuer>Merck &amp; Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>58933Y105</cusip>
    <value>1943</value>
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      <sshPrnamt>23168</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22853</Sole>
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      <None>315</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>594918104</cusip>
    <value>13923</value>
    <shrsOrPrnAmt>
      <sshPrnamt>103936</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100386</Sole>
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      <None>3550</None>
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    <cusip>67066G104</cusip>
    <value>254</value>
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      <sshPrnamt>1545</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1315</Sole>
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      <None>230</None>
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    <cusip>64110L106</cusip>
    <value>2766</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7205</Sole>
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      <None>325</None>
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    <nameOfIssuer>Nextera Energy</nameOfIssuer>
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    <cusip>65339F101</cusip>
    <value>332</value>
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      <sshPrnamt>1623</sshPrnamt>
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    <votingAuthority>
      <Sole>1623</Sole>
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      <None>0</None>
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    <nameOfIssuer>Nike Inc Cl B</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>654106103</cusip>
    <value>218</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2600</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2600</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>655663102</cusip>
    <value>300</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2125</Sole>
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      <None>0</None>
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    <nameOfIssuer>Norfolk Southern</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>655844108</cusip>
    <value>5402</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27099</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>27030</Sole>
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      <None>69</None>
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    <nameOfIssuer>Northrop Grumman</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>666807102</cusip>
    <value>670</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1525</Sole>
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      <None>550</None>
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    <nameOfIssuer>Oneok Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>682680103</cusip>
    <value>2226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32348</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>32098</Sole>
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      <None>250</None>
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    <nameOfIssuer>PPG Inds</nameOfIssuer>
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    <cusip>693506107</cusip>
    <value>1316</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11280</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11280</Sole>
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      <None>0</None>
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    <nameOfIssuer>PayPal Holdings</nameOfIssuer>
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    <cusip>70450Y103</cusip>
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    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>95721</Sole>
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      <None>3235</None>
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    <nameOfIssuer>Pepsico Inc</nameOfIssuer>
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    <cusip>713448108</cusip>
    <value>3446</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25929</Sole>
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      <None>350</None>
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    <nameOfIssuer>Pfizer Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>717081103</cusip>
    <value>6662</value>
    <shrsOrPrnAmt>
      <sshPrnamt>153792</sshPrnamt>
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    <votingAuthority>
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      <None>2275</None>
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    <nameOfIssuer>Philip Morris Intl</nameOfIssuer>
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    <cusip>718172109</cusip>
    <value>376</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4794</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4794</Sole>
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      <None>0</None>
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    <nameOfIssuer>Pinnacle Finl Partners</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>72346Q104</cusip>
    <value>1030</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17919</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17919</Sole>
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      <None>0</None>
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    <nameOfIssuer>Potomac Banchares</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>737643106</cusip>
    <value>150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10771</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10771</Sole>
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      <None>0</None>
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    <nameOfIssuer>Procter &amp; Gamble</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>742718109</cusip>
    <value>1378</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12570</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12570</Sole>
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      <None>0</None>
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    <nameOfIssuer>RGC Resources</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74955L103</cusip>
    <value>2506</value>
    <shrsOrPrnAmt>
      <sshPrnamt>82100</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>80510</Sole>
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      <None>1590</None>
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    <nameOfIssuer>Realty Income Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>756109104</cusip>
    <value>1007</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14597</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13497</Sole>
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      <None>1100</None>
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    <nameOfIssuer>S &amp; T Bancorp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>783859101</cusip>
    <value>501</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13358</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13358</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPS Commerce Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78463M107</cusip>
    <value>2893</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28300</sshPrnamt>
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    <votingAuthority>
      <Sole>26940</Sole>
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      <None>1360</None>
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    <nameOfIssuer>ServiceNow Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81762P102</cusip>
    <value>6485</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23620</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23120</Sole>
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      <None>500</None>
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    <nameOfIssuer>Sirius XM Holdings</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>82968B103</cusip>
    <value>61</value>
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      <sshPrnamt>10880</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10880</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Southern Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>842587107</cusip>
    <value>3427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>62000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>61300</Sole>
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      <None>700</None>
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  <infoTable>
    <nameOfIssuer>Steel Dynamics</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>858119100</cusip>
    <value>1143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37858</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37858</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Stryker Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>863667101</cusip>
    <value>10254</value>
    <shrsOrPrnAmt>
      <sshPrnamt>49878</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>48328</Sole>
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      <None>1550</None>
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  <infoTable>
    <nameOfIssuer>SunTrust Banks</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>867914103</cusip>
    <value>711</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11310</sshPrnamt>
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    <votingAuthority>
      <Sole>10263</Sole>
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      <None>1047</None>
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  <infoTable>
    <nameOfIssuer>Target Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87612E106</cusip>
    <value>859</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9918</sshPrnamt>
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    <votingAuthority>
      <Sole>9693</Sole>
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      <None>225</None>
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  <infoTable>
    <nameOfIssuer>Thermo Fisher Scientific</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>10122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34466</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33601</Sole>
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      <None>865</None>
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  <infoTable>
    <nameOfIssuer>Travelers Companies</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89417E109</cusip>
    <value>2185</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14612</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13837</Sole>
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      <None>775</None>
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    <value>370</value>
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      <Sole>2188</Sole>
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      <None>0</None>
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    <value>307</value>
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      <None>0</None>
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    <value>1597</value>
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      <None>0</None>
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      <sshPrnamt>910</sshPrnamt>
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      <Sole>510</Sole>
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      <None>400</None>
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    <nameOfIssuer>VISA Cl A</nameOfIssuer>
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    <value>325</value>
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      <sshPrnamt>1873</sshPrnamt>
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      <Sole>1723</Sole>
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      <None>150</None>
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      <Sole>148387</Sole>
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      <None>5044</None>
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    <nameOfIssuer>Vulcan Materials</nameOfIssuer>
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    <cusip>929160109</cusip>
    <value>346</value>
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      <sshPrnamt>2522</sshPrnamt>
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    <votingAuthority>
      <Sole>2522</Sole>
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      <None>0</None>
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    <value>534</value>
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      <Sole>4830</Sole>
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      <None>0</None>
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    <nameOfIssuer>Walgreens Boots Alliance</nameOfIssuer>
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    <value>1025</value>
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      <sshPrnamt>18745</sshPrnamt>
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    <votingAuthority>
      <Sole>18745</Sole>
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      <None>0</None>
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    <nameOfIssuer>Waste Management</nameOfIssuer>
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    <cusip>94106L109</cusip>
    <value>1368</value>
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    <votingAuthority>
      <Sole>11410</Sole>
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      <None>450</None>
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    <nameOfIssuer>Wells Fargo</nameOfIssuer>
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    <cusip>949746101</cusip>
    <value>214</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4516</sshPrnamt>
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    <votingAuthority>
      <Sole>4475</Sole>
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      <None>41</None>
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    <nameOfIssuer>YUM Brands</nameOfIssuer>
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    <cusip>988498101</cusip>
    <value>341</value>
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      <sshPrnamt>3079</sshPrnamt>
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    <votingAuthority>
      <Sole>3079</Sole>
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      <None>0</None>
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    <nameOfIssuer>Zimmer Biomet Holdings</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>98956P102</cusip>
    <value>243</value>
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      <sshPrnamt>2060</sshPrnamt>
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    <votingAuthority>
      <Sole>2060</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ziopharm Oncology</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>98973P101</cusip>
    <value>115</value>
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      <sshPrnamt>19648</sshPrnamt>
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      <Sole>19648</Sole>
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      <None>0</None>
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    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>98978V103</cusip>
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      <sshPrnamt>88060</sshPrnamt>
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    <votingAuthority>
      <Sole>84690</Sole>
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      <None>3370</None>
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    <nameOfIssuer>Invesco QQQ Trust</nameOfIssuer>
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    <cusip>46090E103</cusip>
    <value>203</value>
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      <sshPrnamt>1086</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>536</Sole>
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      <None>550</None>
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    <nameOfIssuer>SPDR S&amp;P 500 ETF Trust</nameOfIssuer>
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    <cusip>78462F103</cusip>
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      <sshPrnamt>1018</sshPrnamt>
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      <Sole>1018</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR Technology Select</nameOfIssuer>
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    <cusip>81369Y803</cusip>
    <value>776</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9944</sshPrnamt>
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      <Sole>9144</Sole>
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      <None>800</None>
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    <nameOfIssuer>Vanguard Div App ETF</nameOfIssuer>
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    <cusip>921908844</cusip>
    <value>573</value>
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      <sshPrnamt>4975</sshPrnamt>
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      <Sole>4575</Sole>
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      <None>400</None>
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    <nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
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    <cusip>922908736</cusip>
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    <nameOfIssuer>Vanguard Index Fds - Mid Cap E</nameOfIssuer>
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    <cusip>922908629</cusip>
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      <Sole>1835</Sole>
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    <nameOfIssuer>Vanguard Index Fds-Total Stock</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>922908769</cusip>
    <value>1098</value>
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      <sshPrnamt>7317</sshPrnamt>
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      <Sole>317</Sole>
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      <None>7000</None>
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    <nameOfIssuer>Vanguard S&amp;P 500 Index Fund ET</nameOfIssuer>
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    <cusip>922908363</cusip>
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      <sshPrnamt>907</sshPrnamt>
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      <Sole>232</Sole>
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      <None>675</None>
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    <nameOfIssuer>iShares Russell 2000 ETF</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>464287655</cusip>
    <value>1502</value>
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      <sshPrnamt>9660</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>iShares S&amp;P 100 Index Fd</nameOfIssuer>
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      <Sole>1690</Sole>
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    <nameOfIssuer>iShares S&amp;P SmallCap 600 Index</nameOfIssuer>
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    <cusip>464287804</cusip>
    <value>382</value>
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      <sshPrnamt>4877</sshPrnamt>
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      <Sole>4327</Sole>
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    <nameOfIssuer>Vanguard Real Estate ETF</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>922908553</cusip>
    <value>1527</value>
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      <sshPrnamt>17474</sshPrnamt>
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    <votingAuthority>
      <Sole>16089</Sole>
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      <None>1385</None>
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    <nameOfIssuer>SPDR Gold Trust</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>78463V107</cusip>
    <value>314</value>
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      <sshPrnamt>2360</sshPrnamt>
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      <Sole>2360</Sole>
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      <None>0</None>
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    <nameOfIssuer>Alibaba Group Holding Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>01609W102</cusip>
    <value>4759</value>
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      <Sole>27418</Sole>
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      <None>665</None>
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    <nameOfIssuer>Allergan PLC</nameOfIssuer>
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    <cusip>G0177J108</cusip>
    <value>2125</value>
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      <Sole>12240</Sole>
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      <None>450</None>
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    <nameOfIssuer>Aon PLC Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G0408V102</cusip>
    <value>1352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7007</sshPrnamt>
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    <votingAuthority>
      <Sole>7007</Sole>
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      <None>0</None>
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    <nameOfIssuer>AstraZeneca PLC ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>046353108</cusip>
    <value>202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4900</sshPrnamt>
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    <votingAuthority>
      <Sole>4900</Sole>
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      <None>0</None>
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    <nameOfIssuer>Atlassian Corp PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G06242104</cusip>
    <value>1400</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10700</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10050</Sole>
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      <None>650</None>
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    <nameOfIssuer>BP ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>055622104</cusip>
    <value>309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7416</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7416</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Chubb Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>743</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5045</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5045</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>CyberArk Software Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>M2682V108</cusip>
    <value>591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4625</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3775</Sole>
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      <None>850</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Diageo PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25243Q205</cusip>
    <value>224</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1300</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ericsson LM Tel ADR Cl B New</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>294821608</cusip>
    <value>958</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>98850</Sole>
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      <None>2000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Globant SA</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>L44385109</cusip>
    <value>325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3215</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>3215</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>G46188101</cusip>
    <value>542</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22525</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ingersoll-Rand</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G47791101</cusip>
    <value>792</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5450</Sole>
      <Shared>0</Shared>
      <None>800</None>
    </votingAuthority>
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    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>294</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3022</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3022</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Mellanox Technologies LTD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>M51363113</cusip>
    <value>260</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1700</Sole>
      <Shared>0</Shared>
      <None>650</None>
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    <nameOfIssuer>Mercadolibre Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>58733R102</cusip>
    <value>297</value>
    <shrsOrPrnAmt>
      <sshPrnamt>485</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>485</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>Open Text Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>683715106</cusip>
    <value>294</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7125</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Rio Tinto PLC ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>767204100</cusip>
    <value>492</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7890</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7890</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Royal Dutch Shell ADR Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>780259206</cusip>
    <value>727</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11180</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11180</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Unilever NV NY Shrs</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>904784709</cusip>
    <value>325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5350</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Willis Tower Watson</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G96629103</cusip>
    <value>228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1189</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1189</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Vanguard European ETF</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>922042874</cusip>
    <value>379</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6902</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6902</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Vanguard FTSE Emerging Markets</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>922042858</cusip>
    <value>7758</value>
    <shrsOrPrnAmt>
      <sshPrnamt>182420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>178140</Sole>
      <Shared>0</Shared>
      <None>4280</None>
    </votingAuthority>
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    <nameOfIssuer>iShares MSCI China ETF</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>46429B671</cusip>
    <value>238</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4000</None>
    </votingAuthority>
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    <nameOfIssuer>iShares MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>464287465</cusip>
    <value>488</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7425</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>iShares MSCI EAFE Growth</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>464288885</cusip>
    <value>341</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4228</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3933</Sole>
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      <None>295</None>
    </votingAuthority>
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    <nameOfIssuer>iShares MSCI EAFE Value Index</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>464288877</cusip>
    <value>278</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5774</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5619</Sole>
      <Shared>0</Shared>
      <None>155</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>iShares MSCI Emerging Markets</nameOfIssuer>
    <titleOfClass>ETFs</titleOfClass>
    <cusip>464287234</cusip>
    <value>1353</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31525</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Cohen &amp; ST Select Infrastructu</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>19248A109</cusip>
    <value>1762</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>66495</Sole>
      <Shared>0</Shared>
      <None>1400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Liberty All-Star Equity Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>530158104</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
</informationTable>
