8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

October 18, 2004

         Saxon Asset Securities Company         

(Exact Name of Registrant as Specified in its Charter)

Virginia	333-111832	52-1865887
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

4860 Cox Road Glen Allen, Virginia	23060
(Address of Principal Executive Offices)	(Zip Code)

Registrant’s telephone number, including area code:  (804) 967-7400

                                             None                                                

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[   ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[   ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[   ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[   ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01.  Other Events

In connection with the offering of the Saxon Asset Securities Trust 2004-3 Mortgage Loan Asset Backed Securities, Series 2004-3 (the “Securities”), Greenwich Capital Markets, Inc., as representative of the underwriters of the Securities (the “Representative”), has prepared certain materials (the “Collateral Term Sheets”) for distribution to potential investors.  Although Saxon Asset Securities Company (the “Registrant”) has provided the Representative with certain information regarding the characteristics of the mortgage loans in the related portfolio, it did not participate in the preparation of the Collateral Term Sheets filed hereby.  

The Securities will be offered pursuant to a Prospectus Supplement and related Prospectus (together, the “Prospectus”), which will be filed with the Commission pursuant to Rule 424(b) under the Securities Act of 1933, as amended (the “Act”).  The Securities will be registered pursuant to the Act under the Registrant’s Registration Statement on Form S-3 (No. 333-111832) (the “Registration Statement”).  The Registrant hereby incorporates the attached Collateral Term Sheets by reference in the Registration Statement.

Any statements or information contained in the Collateral Term Sheets shall be deemed to be modified or superseded for purposes of the Prospectus and the Registration Statement by statements or information contained in the Prospectus.  The Collateral Term Sheets are attached hereto as Exhibits 99.1 through 99.39.

Item 9.01.  Financial Statements and Exhibits

(a)        Not applicable.

(b)        Not applicable.

(c)        Exhibits:

99.1     Collateral Term Sheet.

99.2     Collateral Term Sheet.

99.3     Collateral Term Sheet.

99.4     Collateral Term Sheet.

99.5     Collateral Term Sheet.

99.6     Collateral Term Sheet.

99.7     Collateral Term Sheet.

99.8     Collateral Term Sheet.

99.9     Collateral Term Sheet.

99.10   Collateral Term Sheet.

99.11   Collateral Term Sheet.

99.12   Collateral Term Sheet.

99.13   Collateral Term Sheet.

99.14   Collateral Term Sheet.

99.15   Collateral Term Sheet.

99.16   Collateral Term Sheet.

99.17   Collateral Term Sheet.

99.18   Collateral Term Sheet.

99.19   Collateral Term Sheet.

99.20   Collateral Term Sheet.

99.21   Collateral Term Sheet.

99.22   Collateral Term Sheet.

99.23   Collateral Term Sheet.

99.24   Collateral Term Sheet.

99.25   Collateral Term Sheet.

99.26   Collateral Term Sheet.

99.27   Collateral Term Sheet.

99.28   Collateral Term Sheet.

99.29   Collateral Term Sheet.

99.30   Collateral Term Sheet.

99.31   Collateral Term Sheet.

99.32   Collateral Term Sheet.

99.33   Collateral Term Sheet.

99.34   Collateral Term Sheet.

99.35   Collateral Term Sheet.

99.36   Collateral Term Sheet.

99.37   Collateral Term Sheet.

99.38   Collateral Term Sheet.

99.39   Collateral Term Sheet.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                                                                        SAXON ASSET SECURITIES COMPANY  

                                                                        By:   /s/   Ernest G. Bretana                      

                                                                               Name:  Ernest G. Bretana

                                                                               Title:    Vice President

Dated:  October 18, 2004

EXHIBIT INDEX

Exhibit No.                                          Description                                                     Page No.

99.1                             Collateral Term Sheet.

99.2                             Collateral Term Sheet.

99.3                             Collateral Term Sheet.

99.4                             Collateral Term Sheet.

99.5                             Collateral Term Sheet.

99.6                             Collateral Term Sheet.

99.7                             Collateral Term Sheet.

99.8                             Collateral Term Sheet.

99.9                             Collateral Term Sheet.

99.10                           Collateral Term Sheet.

99.11                           Collateral Term Sheet.

99.12                           Collateral Term Sheet.

99.13                           Collateral Term Sheet.

99.14                           Collateral Term Sheet.

99.15                           Collateral Term Sheet.

99.16                           Collateral Term Sheet.

99.17                           Collateral Term Sheet.

99.18                           Collateral Term Sheet.

99.19                           Collateral Term Sheet.

99.20                           Collateral Term Sheet.

99.21                           Collateral Term Sheet.

99.22                           Collateral Term Sheet.

99.23                           Collateral Term Sheet.

99.24                           Collateral Term Sheet.

99.25                           Collateral Term Sheet.

99.26                           Collateral Term Sheet.

99.27                           Collateral Term Sheet.

99.28                           Collateral Term Sheet.

99.29                           Collateral Term Sheet.

99.30                           Collateral Term Sheet.

99.31                           Collateral Term Sheet.

99.32                           Collateral Term Sheet.

99.33                           Collateral Term Sheet.

99.34                           Collateral Term Sheet.

99.35                           Collateral Term Sheet.

99.36                           Collateral Term Sheet.

99.37                           Collateral Term Sheet.

99.38                           Collateral Term Sheet.

99.39                           Collateral Term Sheet.

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - CF - 1 - #XSSPREAD% - bp,

LIBOR_1MO=1.95700 . . ., LIBOR_6MO=2.29800 . . ., CMT_1YR=2.31500 . . . 100

PricingSpeed 6 CDR, 50% Sev, Adv 100%, 6 Lag dlnq 100%

100 PricingSpeed
6 CDR, 50% Sev, Adv 100%, 6 Lag
dlnq 100%
Period	Date	#XSSPREAD%	Period	Date	#XSSPREAD%
Total			Total
0	27-Oct-04	0.00000	50	25-Dec-08	2.88927
1	25-Nov-04	2.73204	51	25-Jan-09	2.61724
2	25-Dec-04	4.40824	52	25-Feb-09	2.54605
3	25-Jan-05	4.08039	53	25-Mar-09	3.15132
4	25-Feb-05	4.04585	54	25-Apr-09	2.48735
5	25-Mar-05	4.25449	55	25-May-09	2.62439
6	25-Apr-05	3.88723	56	25-Jun-09	2.36050
7	25-May-05	3.90737	57	25-Jul-09	2.50255
8	25-Jun-05	3.73757	58	25-Aug-09	2.23049
9	25-Jul-05	3.76966	59	25-Sep-09	2.20843
10	25-Aug-05	3.59924	60	25-Oct-09	2.36964
11	25-Sep-05	3.41582	61	25-Nov-09	2.08596
12	25-Oct-05	3.43263	62	25-Dec-09	2.21327
13	25-Nov-05	3.23660	63	25-Jan-10	1.92150
14	25-Dec-05	3.25078	64	25-Feb-10	1.18925
15	25-Jan-06	3.02475	65	25-Mar-10	1.80563
16	25-Feb-06	2.91057	66	25-Apr-10	1.06128
17	25-Mar-06	3.17766	67	25-May-10	1.17473
18	25-Apr-06	2.70487	68	25-Jun-10	0.86056
19	25-May-06	2.72225	69	25-Jul-10	0.97462
20	25-Jun-06	2.51524	70	25-Aug-10	0.65892
21	25-Jul-06	2.81748	71	25-Sep-10	0.61362
22	25-Aug-06	2.65300	72	25-Oct-10	0.72964
23	25-Sep-06	3.01414	73	25-Nov-10	0.47878
24	25-Oct-06	3.80934	74	25-Dec-10	0.56902
25	25-Nov-06	3.61346	75	25-Jan-11	0.35500
26	25-Dec-06	3.80976	76	25-Feb-11	0.29163
27	25-Jan-07	3.57727	77	25-Mar-11	0.74398
28	25-Feb-07	3.49553	78	25-Apr-11	0.19192
29	25-Mar-07	3.94646	79	25-May-11	0.25650
30	25-Apr-07	3.44013	80	25-Jun-11	0.09231
31	25-May-07	3.27605	81	25-Jul-11	0.15492
32	25-Jun-07	3.07399	82	25-Aug-11	0.02994
33	25-Jul-07	3.16898	83	25-Sep-11	0.01624
34	25-Aug-07	2.93500	84	25-Oct-11	0.02523
35	25-Sep-07	3.28990	85	25-Nov-11	0.00000
36	25-Oct-07	3.49984	86	25-Dec-11	0.00220
37	25-Nov-07	3.27216	87	25-Jan-12	0.00000
38	25-Dec-07	3.52939
39	25-Jan-08	3.29569
40	25-Feb-08	3.23401
41	25-Mar-08	3.62561
42	25-Apr-08	3.23942
43	25-May-08	3.35520
44	25-Jun-08	3.14474
45	25-Jul-08	3.26320
46	25-Aug-08	3.00582
47	25-Sep-08	3.01527
48	25-Oct-08	3.16029
49	25-Nov-08	2.73958

Saxon Asset Securities Trust (SAST) 2004-3 - CF - 2 - #XSSPREAD% - 200bp,

LIBOR_1MO=1.95700 . . ., LIBOR_6MO=2.29800 . . ., CMT_1YR=2.31500 . . . 100

PricingSpeed 6 CDR, 50% Sev, Adv 100%, 6 Lag dlnq 100%

FWD LIBOR + 200
100 PricingSpeed
6 CDR, 50% Sev, Adv 100%, 6 Lag
dlnq 100%
Period	Date	#XSSPREAD%
Total
0	27-Oct-04	0.00000
1	25-Nov-04	2.73204
2	25-Dec-04	2.41771
3	25-Jan-05	2.02963
4	25-Feb-05	1.99732
5	25-Mar-05	2.40260
6	25-Apr-05	1.86991
7	25-May-05	1.95439
8	25-Jun-05	1.71877
9	25-Jul-05	1.80571
10	25-Aug-05	1.57264
11	25-Sep-05	1.39198
12	25-Oct-05	1.46874
13	25-Nov-05	1.20990
14	25-Dec-05	1.27473
15	25-Jan-06	0.99028
16	25-Feb-06	0.87672
17	25-Mar-06	1.29722
18	25-Apr-06	0.67951
19	25-May-06	0.73928
20	25-Jun-06	0.50518
21	25-Jul-06	0.82568
22	25-Aug-06	0.67061
23	25-Sep-06	1.03544
24	25-Oct-06	1.87598
25	25-Nov-06	1.59364
26	25-Dec-06	1.86896
27	25-Jan-07	1.54359
28	25-Feb-07	1.44099
29	25-Mar-07	2.27358
30	25-Apr-07	1.59933
31	25-May-07	1.48569
32	25-Jun-07	1.27765
33	25-Jul-07	1.40463
34	25-Aug-07	1.09414
35	25-Sep-07	1.54388
36	25-Oct-07	1.85911
37	25-Nov-07	1.51596
38	25-Dec-07	1.87850
39	25-Jan-08	1.52832
40	25-Feb-08	1.42434
41	25-Mar-08	2.03913
42	25-Apr-08	1.46853
43	25-May-08	1.61821
44	25-Jun-08	1.31173
45	25-Jul-08	1.45911
46	25-Aug-08	1.07260
47	25-Sep-08	1.13029
48	25-Oct-08	1.31595
49	25-Nov-08	0.80200
50	25-Dec-08	0.98316
51	25-Jan-09	0.61944
52	25-Feb-09	0.50399
53	25-Mar-09	1.25760
54	25-Apr-09	0.39911
55	25-May-09	0.50842
56	25-Jun-09	0.22651
57	25-Jul-09	0.31432
58	25-Aug-09	0.07130
59	25-Sep-09	0.02422
60	25-Oct-09	0.10790
61	25-Nov-09	0.00127
62	25-Dec-09	0.00000

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Wamco BE

Settle	10/27/2004
First Payment	11/25/2004
LIBOR	Forward
Loss Severity (FRM)	45%
Loss Severity (ARM)	40%
Servicer Advances	100%
Liquidation Lag	12
Optional Redemption	Call (N)
M4
Default (FRM)	328.5 *wamco_frm_def
Default (ARM)	328.5 *wamco_arm_def
WAL	11.65
Principal Writedown	93,888.51 (0.56%)
Total Collat Loss (Collat Maturity)	117,128,630.58 (13.01%)
B1
Default (FRM)	198.2 *wamco_frm_def
Default (ARM)	198.2 *wamco_arm_def
WAL	14.44
Principal Writedown	60,896.55 (0.48%)
Total Collat Loss (Collat Maturity)	79,671,904.19 (8.85%)
B3
Default (FRM)	134.75 *wamco_frm_def
Default (ARM)	134.75 *wamco_arm_def
WAL	7.66
Principal Writedown	42,905.76 (0.40%)
Total Collat Loss (Collat Maturity)	57,753,202.50 (6.42%)
COLLAT
Default (FRM)	100 *wamco_frm
Default (ARM)	100 *wamco_arm
WAL	2.96
Principal Writedown	NA
Total Collat Loss (Collat Maturity)	44,470,478.15 (4.94%)

EX-99

Saxon 2004-3:  Declaration Report

Bucket	# of Loans	Balance	Avg Balance	(%) of Aggregate Principal Balance	WAC	WAM	Wgt Avg Fico	Wgt Avg Ltv	Wgt Avg CLtv	Wgt Avg Debt Ratio	% Full	% Primary	% SF	% Cashout	% Interest Only
TOTAL	3,007	505,857,457.07	168,227	100.00%	7.2058	349	618	79.50		40.05	69.70	97.40	76.59	66.38	42.68
BALANCE  0 - 50,000	191	6,885,182.54	36,048	1.36%	9.6453	258	608	70.90		32.44	83.50	90.43	79.84	71.39	2.09
BALANCE  50,000.01 - 75,000.00	436	27,522,316.87	63,125	5.44%	8.4090	313	591	77.79		36.23	86.68	93.48	90.60	77.95	8.54
BALANCE  75,000.01 -100,000.00	409	36,077,015.33	88,208	7.13%	7.9078	331	602	79.93		37.98	81.71	95.02	85.39	68.94	12.81
FICO <600	1,303	200,711,420.51	154,038	39.68%	7.8919	348	559	78.20		39.79	77.24	97.79	77.96	81.53	34.33
FICO 600-619	383	62,616,715.21	163,490	12.38%	7.0555	352	609	79.33		39.55	76.08	97.86	83.43	68.97	35.70
FICO 620-639	332	58,597,902.44	176,500	11.58%	6.8304	350	628	80.84		40.95	76.40	97.40	76.56	73.16	50.45
FICO 640-659	312	59,038,027.54	189,224	11.67%	6.6683	350	649	81.02		41.08	69.39	98.38	69.78	60.67	51.06
FICO Not Available	27	1,592,807.53	58,993	0.31%	9.9227	292	0	69.10		33.50	76.84	89.85	52.94	43.14	8.79
LTV 080.00-085.00	1,257	219,393,505.72	174,537	43.37%	7.0243	350	630	81.13		40.79	64.69	98.55	75.04	53.87	48.00
LTV 085.01-090.00	633	96,495,432.12	152,441	19.08%	7.5096	347	601	89.62		40.86	99.13	98.23	81.42	76.14	37.27
LTV 090.01-095.00	108	16,877,449.71	156,273	3.34%	7.2723	357	640	94.11		40.14	98.37	100.00	84.76	64.30	38.85
LTV 095.01-100.00	53	9,626,695.01	181,636	1.90%	7.2774	358	671	99.97		41.90	100.00	100.00	75.57	0.00	50.63
Cash Out Refi	2,042	335,799,961.80	164,447	66.38%	7.3048	348	603	78.36		39.74	74.58	97.71	79.97	100.00	38.59
2-4 Units	76	12,528,199.74	164,845	2.48%	7.6600	346	619	75.24		39.26	71.92	77.51	0.00	72.70	36.92
Investor	118	12,195,430.92	103,351	2.41%	7.8694	342	636	72.64		36.77	77.98	0.00	60.47	58.22	32.78
Second Home	8	977,223.36	122,153	0.19%	7.9259	359	579	63.53		43.66	78.25	0.00	86.71	61.31	38.69
Limited Income	68	18,295,916.81	269,058	3.62%	7.5881	329	624	72.97		33.06	0.00	97.15	80.55	67.23	27.59
Stated Doc	648	134,955,923.91	208,265	26.68%	7.1110	354	637	74.38		40.04	0.00	98.24	75.63	54.11	49.51
I/O Loans	895	215,883,384.23	241,210	42.68%	6.7786	358	630	79.80		41.59	66.71	97.97	70.52	60.02	100.00

EX-99

Saxon Mortgage 2004-3

		% of pool	average LTV	FICO <600	FICO < 575	% full doc	% owner occ	ave wac	% below 100k	% above 500k	% IO	ave DTI	DTI > 45%	LTV above 80%	LTV above 90%
A	FICO  Not Available	0.31%	69.10	100.00	100.00	76.84	89.85	9.92	59.77	0.00	8.79	33.50	22.94	21.15	0.00
	FICO  below 560	17.67%	77.88	100.00	100.00	77.27	98.18	8.52	21.65	7.08	26.97	40.05	33.15	43.27	1.82
	FICO 580-560	10.77%	78.16	100.00	68.61	74.83	97.60	7.57	15.77	11.95	35.48	39.28	30.43	39.80	0.28
	FICO 600-581	11.70%	78.79	96.03	0.00	79.30	97.45	7.20	13.38	11.40	43.94	39.96	35.30	41.04	3.20
		% of pool	average LTV	FICO <600	FICO < 575	% full doc	% owner occ	ave wac	% below 100k	% above 500k	% IO	ave DTI	DTI > 45%	LTV above 80%	LTV above 90%
B	LTV 085.01-090.00	19.08%	89.62	52.11	32.59	99.13	98.23	7.51	16.02	1.31	37.27	40.86	36.07	100.00	0.00
	LTV 090.01-095.00	3.34%	94.11	18.99	10.51	98.37	100.00	7.27	13.88	0.00	38.85	40.14	35.69	100.00	100.00
	LTV 095.01-100.00	1.90%	99.97	0.00	0.00	100.00	100.00	7.28	9.84	0.00	50.63	41.90	33.29	100.00	100.00
		% of pool	average LTV	FICO <600	FICO < 575	% full doc	% owner occ	ave wac	% below 100k	% above 500k	% IO	ave DTI	DTI > 45%	LTV above 80%	LTV above 90%
C	DTI 040.01-45.00	23.65%	80.07	33.20	21.40	66.60	97.97	7.04	11.68	5.66	46.35	42.55	0.00	34.54	5.20
	DTI 045.01-50.00	28.79%	81.06	40.66	23.80	74.97	98.03	7.11	8.76	8.88	53.09	47.82	100.00	40.11	6.27
	DTI 050.01+	2.53%	75.67	58.06	44.49	85.44	97.06	7.83	12.52	20.41	55.40	52.03	100.00	31.34	0.82
D		% of pool	average LTV	FICO <600	FICO < 575	% full doc	% owner occ	ave wac	% below 100k	% above 500k	% IO	ave DTI	DTI > 45%	LTV > 80%	LTV > 90%
	Non Owner Occ	2.41%	72.64	33.22	18.79	77.98	0.00	7.87	32.22	0.00	32.78	36.77	22.12	13.98	0.00
	Stated Docs	26.68%	74.38	29.19	20.04	0.00	98.24	7.11	7.35	10.41	49.51	40.04	26.90	2.50	0.20
	Loans below 100k	13.52%	78.45	53.01	39.78	83.91	93.78	8.30	100.00	0.00	9.68	36.75	20.99	38.57	4.81
	IO Loans	42.68%	79.80	31.98	17.62	66.71	97.97	6.78	3.07	9.85	100.00	41.59	39.10	31.52	5.30
E	When do IOs reset
	Months to next reset	Count	Balance ($)	% of Balance	WAC	Remaining Term	WA LTV	WA FICO
	FRMs	18	$3,129,200.00	0.62%	6.983	359	74.74	641
	15	1	$227,935.50	0.05%	6.150	351	80.00	580
	16	1	$240,000.00	0.05%	5.750	352	80.00	653
	19	1	$152,899.98	0.03%	6.990	355	100.00	685
	20	2	$375,285.31	0.07%	6.168	356	85.31	658
	21	27	$9,021,199.69	1.78%	6.849	357	77.62	620
	22	266	$67,710,612.91	13.39%	6.684	358	80.13	632
	23	342	$83,244,445.50	16.46%	6.849	359	80.01	630
	24	16	$3,181,839.00	0.63%	6.894	360	83.22	633
	30	1	$500,000.00	0.10%	5.509	354	72.46	642
	31	2	$375,000.00	0.07%	6.844	355	86.04	583
	33	7	$2,443,800.00	0.48%	6.887	357	65.82	663
	34	85	$20,155,014.34	3.98%	6.619	358	80.07	641
	35	121	$24,151,152.00	4.77%	6.921	359	80.10	614
	36	2	$515,500.00	0.10%	6.041	360	83.30	676
	59	3	$459,500.00	0.09%	6.808	359	78.71	683
F	Is DTI off current mortgage rate for: Y
G	Summary of pool per grades
	Credit Grade	Count	Balance ($)	% of Balance	WAC	Remaining Term	WA LTV	WA FICO
	A	609	$105,610,727.14	20.88%	6.922	348	79.33	608
	A+	959	$194,011,613.97	38.35%	6.508	353	80.02	666
	A-	826	$124,766,537.19	24.66%	7.842	345	80.05	574
	B	311	$40,436,086.02	7.99%	8.407	339	74.06	560
	C	124	$11,470,524.78	2.27%	10.155	333	71.83	538
	D	19	$2,166,912.95	0.43%	10.580	347	61.67	526
	EA3	2	$206,000.00	0.04%	7.000	359	73.57	567
	SD	157	$27,189,055.02	5.37%	7.073	357	86.83	634
	Total:	3,007	$505,857,457.07	100.00%	7.206	349	79.50	618
H	What are top 10 cities and average strats for each
	Top 10 Cities of Overall Pool	Loans	Balance ($)	Balance	Rate (%)	(months)	LTV	Score
	Las Vegas, NV	43	$9,369,214.42	1.85%	7.261	357	79.17	604
	Sacramento, CA	19	$4,688,976.75	0.93%	6.872	358	82.09	637
	Chicago, IL	22	$3,788,777.12	0.75%	7.641	332	77.41	629
	Woodbridge, VA	15	$3,528,218.25	0.70%	7.173	359	80.84	614
	Los Angeles, CA	14	$3,480,591.03	0.69%	6.457	356	71.82	640
	San Diego, CA	8	$3,451,250.00	0.68%	7.134	359	70.95	600
	Miami, FL	20	$3,219,258.46	0.64%	7.459	327	79.22	655
	San Jose, CA	10	$3,181,007.29	0.63%	6.371	359	69.23	645
	Antioch, CA	9	$3,151,938.00	0.62%	6.257	359	84.58	647
	Atlanta, GA	24	$3,004,226.19	0.59%	7.548	355	79.31	609
I	What % of pool are LTV above 90% and stated doc, IO, FICO below 600 or NOO?
	LTV > 90	Loans	Balance ($)	% of Balance	Rate (%)	% stated Doctype	% IO Loans	% non-owner Occupied	% Fico Less Than 600
	LTV > 90	161	$26,504,144.72	5.24%	7.274	1.04	43.13	0.00	12.09
J	What is max LTv fo stated income and minimum FICO for stated income?
	Max LTV for Stated Income Documentation:	95.00
	Min Fico for Stated Income Documentation:	505
K	What is min FICO for loans above 90% LTV
	Min Fico for ltv greater than 90:	507
L	Seasoning hisotry - any over 3m?  10.90%
M	For loans below 100k do for D above but for top 5 MSAs
		% of pool	average LTV	FICO <600	FICO < 575	% full doc	% owner occ	ave wac	% below 100k	% above 500k	% IO	ave DTI	DTI > 45%	LTV > 80%	LTV > 90%
	Non Owner Occ	0.10%	75.45	81.98	30.32	88.00	0.00	8.00	100.00	0.00	38.04	37.38	13.62	18.02	0.00
	Stated Docs	0.13%	58.15	32.25	23.87	0.00	91.05	8.72	100.00	0.00	0.00	34.68	0.00	0.00	0.00
	Loans below 100k	0.76%	74.71	43.00	24.18	77.88	86.92	8.19	100.00	0.00	28.86	36.48	13.34	20.49	3.37
	IO Loans	0.22%	78.78	48.86	23.05	92.06	82.76	7.57	100.00	0.00	100.00	37.70	17.21	32.99	8.16

EX-99

 Saxon 2004-3

	Count	Balance	% of Balance	Gross Rate	Gross Margin	Gross Lifecap	Gross Lifefloor	Master &   Sub Serv Fees	Sched Rem Term	Orig Amort	Orig Term	Initial Cap	Periodic Cap	Month to Next Adj	Provided LTV	Known FICOs	Avg Balance	LTV>80w/MI
FICO NA	27	$1,592,807.53	0.31%	9.923	6.472	16.093	8.956	0.000	292	341	340	2.814	1.104	16	69.10	0	$58,992.87	0.04
<= 490	17	$1,598,264.40	0.32%	10.878	7.820	17.464	10.574	0.000	304	355	345	2.452	1.156	14	75.13	478	$94,015.55	0.00
491 - 500	12	$1,194,270.97	0.24%	9.616	6.323	16.156	9.046	0.000	301	360	337	2.880	1.150	15	74.41	496	$99,522.58	0.00
501 - 510	54	$8,774,686.61	1.73%	8.819	6.676	14.995	7.955	0.000	351	343	357	2.705	1.077	27	79.05	506	$162,494.20	0.00
511 - 520	86	$12,212,769.40	2.41%	9.037	6.596	15.122	8.043	0.000	350	342	355	2.787	1.043	26	75.46	515	$142,008.95	0.00
521 - 530	113	$14,985,164.36	2.96%	8.744	6.921	14.765	7.887	0.000	337	335	346	2.825	1.039	26	79.40	526	$132,612.07	0.00
531 - 540	97	$13,036,169.15	2.58%	8.576	6.858	14.724	7.745	0.000	346	340	352	2.789	1.047	25	80.58	536	$134,393.50	0.00
541 - 550	129	$18,136,405.68	3.59%	7.980	6.421	13.935	7.067	0.000	346	338	354	2.782	1.021	25	77.70	546	$140,592.29	0.00
551 - 560	138	$21,043,869.23	4.16%	8.067	6.345	14.100	7.287	0.000	345	337	352	2.851	1.034	27	76.82	556	$152,491.81	0.00
561 - 570	165	$24,265,454.09	4.80%	7.722	6.209	13.735	6.925	0.000	349	335	355	2.889	1.024	26	78.65	566	$147,063.36	0.00
571 - 580	161	$28,653,340.06	5.66%	7.432	5.882	13.470	6.551	0.000	351	338	357	2.870	1.023	24	77.60	576	$177,971.06	0.00
581 - 590	191	$33,635,490.38	6.65%	7.258	5.812	13.286	6.478	0.000	352	332	357	2.874	1.033	24	77.62	586	$176,102.04	0.00
591 - 600	155	$25,524,942.81	5.05%	7.123	5.751	13.113	6.292	0.000	351	332	356	2.884	1.028	26	80.33	596	$164,677.05	0.00
601 - 610	220	$34,132,866.73	6.75%	7.056	5.571	12.925	6.060	0.000	350	338	354	2.892	1.027	26	78.59	606	$155,149.39	0.01
611 - 620	170	$30,059,713.51	5.94%	7.042	5.513	12.964	6.049	0.000	355	336	358	2.841	1.032	25	80.27	615	$176,821.84	0.00
621 - 630	200	$34,744,185.55	6.87%	6.886	5.454	12.814	5.943	0.000	352	324	356	2.885	1.021	26	79.74	625	$173,720.93	0.00
631 - 640	129	$23,428,825.25	4.63%	6.740	5.310	12.539	5.681	0.000	349	331	354	2.927	1.016	27	83.05	635	$181,618.80	0.01
641 - 650	150	$28,575,660.18	5.65%	6.643	5.332	12.582	5.714	0.000	351	327	355	2.893	1.024	26	81.23	646	$190,504.40	0.00
651 - 660	152	$28,201,403.43	5.57%	6.686	5.281	12.594	5.726	0.000	347	320	350	2.877	1.025	25	80.41	654	$185,535.55	0.01
661 - 670	128	$25,815,435.27	5.10%	6.789	5.391	12.579	5.836	0.000	353	327	357	2.908	1.019	25	79.78	664	$201,683.09	0.01
671 - 680	100	$17,524,215.16	3.46%	6.680	5.043	12.632	5.734	0.000	339	323	347	2.871	1.043	25	79.90	675	$175,242.15	0.00
681 - 690	100	$19,160,729.52	3.79%	6.724	4.976	12.570	5.618	0.000	340	321	345	2.897	1.019	27	79.98	685	$191,607.30	0.00
691 - 700	80	$16,491,221.99	3.26%	6.423	4.862	12.340	5.408	0.000	351	326	355	2.937	1.019	26	80.80	695	$206,140.27	0.02
701 - 710	53	$9,837,983.81	1.94%	6.261	4.792	12.290	5.460	0.000	353	323	356	2.814	1.059	24	80.98	705	$185,622.34	0.03
711 - 720	34	$6,833,541.42	1.35%	6.155	5.107	12.132	5.345	0.000	358	312	360	2.944	1.019	24	81.78	715	$200,986.51	0.00
721 - 730	28	$5,672,786.57	1.12%	6.562	5.135	12.410	5.591	0.000	348	325	355	2.822	1.000	26	80.54	725	$202,599.52	0.04
731 - 740	36	$6,051,862.88	1.20%	6.383	4.836	12.298	5.378	0.000	348	322	352	2.888	1.037	25	81.13	735	$168,107.30	0.01
741 - 750	24	$3,787,662.82	0.75%	6.255	4.632	12.285	5.465	0.000	355	332	360	2.531	1.126	23	80.51	745	$157,819.28	0.02
751 - 760	21	$4,293,253.58	0.85%	6.489	4.620	12.278	5.415	0.000	336	298	340	2.923	1.000	25	82.99	755	$204,440.65	0.00
761 - 770	13	$2,480,399.58	0.49%	6.478	4.896	12.582	5.259	0.000	358	336	360	2.941	1.020	26	79.88	765	$190,799.97	0.00
771 - 780	5	$742,402.57	0.15%	6.106	4.632	12.042	5.042	0.000	355	316	360	3.000	1.000	22	78.63	774	$148,480.51	0.00
781 - 790	12	$2,473,100.68	0.49%	6.456	4.752	12.329	5.752	0.000	359	333	360	2.844	1.000	28	83.78	785	$206,091.72	0.00
791 - 800	6	$852,128.94	0.17%	6.956	5.557	12.899	6.200	0.000	340	320	353	3.000	1.000	20	79.29	794	$142,021.49	0.00
801 - 810	1	$44,442.96	0.01%	7.750	0.000	0.000	0.000	0.000	290	360	360	0.000	0.000	0	76.09	809	$44,442.96	0.00
ALL	3,007	$505,857,457.07	100.00%	7.206	5.668	13.181	6.308	0.000	349	331	354	2.866	1.029	26	79.50	618	$168,226.62	0.00

EX-99

The percentages per table should add up to 100%
FICO & Documentation
FICO Score	Full DOC	Limited Doc	Stated Doc	No Ratio Doc	All Docs	WAC	Avg Prin Bal	Original LTV
451 - 500	0.54	0.01	0.00	0.00	0.55	10.34	96,294	74.82
501 - 550	10.24	0.45	2.59	0.00	13.27	8.57	140,178	78.41
551 - 600	20.21	0.85	5.25	0.01	26.32	7.48	164,350	78.20
601 - 650	22.43	0.78	6.63	0.00	29.84	6.89	173,695	80.38
651 - 700	11.78	1.28	8.12	0.00	21.19	6.68	191,416	80.15
701 - 750	3.19	0.25	2.92	0.00	6.36	6.31	183,908	81.05
751 - 800	1.05	0.00	1.09	0.00	2.14	6.49	190,198	81.87
801 - 850	0.01	0.00	0.00	0.00	0.01	7.75	44,443	76.09
Not Available	0.24	0.00	0.07	0.00	0.31	9.92	58,993	69.10
TOTAL POOL	69.70	3.62	26.68	0.01	100.00	7.21	168,227	79.50
LTV & FICO
Original LTV	FICO N/A	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	850>	FICO	Avg Prin Bal	WAC	Gross Margin	Limited Doc	Stated Doc
010.01-020	0.00	0.00	0.02	0.05	0.01	0.00	0.00	0.00	0.00	0.00	563	68,944	7.79	5.97	0.00	0.02
020.01-030	0.00	0.00	0.00	0.05	0.06	0.00	0.00	0.00	0.00	0.00	598	66,879	7.45	6.27	0.00	0.07
030.01-040	0.02	0.00	0.01	0.10	0.24	0.05	0.00	0.00	0.00	0.00	606	108,614	7.62	5.85	0.14	0.16
040.01-050	0.03	0.00	0.60	0.44	0.43	0.10	0.02	0.00	0.00	0.00	579	128,241	7.56	6.07	0.00	0.66
050.01-060	0.03	0.00	0.62	1.33	0.65	0.68	0.06	0.01	0.00	0.00	599	165,766	7.38	5.71	0.31	1.66
060.01-070	0.06	0.26	1.98	3.75	2.20	1.06	0.28	0.12	0.00	0.00	591	169,988	7.57	5.90	0.48	3.84
070.01-080	0.10	0.11	3.93	10.14	14.71	14.12	4.52	1.50	0.01	0.00	633	181,337	6.91	5.31	2.41	19.60
080.01-090	0.07	0.18	5.82	10.01	9.64	3.25	1.03	0.28	0.00	0.00	599	155,545	7.52	6.09	0.27	0.61
090.01-100	0.00	0.00	0.28	0.45	1.90	1.93	0.46	0.23	0.00	0.00	652	164,622	7.27	5.99	0.00	0.05
TOTAL POOL	0.31	0.55	13.27	26.32	29.84	21.19	6.36	2.14	0.01	0.00	618	168,227	7.21	5.67	3.62	26.68
Prin Balance & FICO
Prin Balance	FICO N/A	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	850>	total FICO	Oriignal  LTV	WAC	Gross Margin	Limited Doc	Stated Doc
a. 1 -  50,000	0.07	0.06	0.20	0.33	0.39	0.23	0.03	0.03	0.01	0.00	608	70.90	9.65	6.37	0.03	0.19
b. 50,001 - 100,000	0.12	0.15	2.72	3.88	3.39	1.70	0.46	0.15	0.00	0.00	597	79.00	8.12	6.22	0.18	1.85
c. 100,001 - 150,000	0.10	0.04	2.71	4.65	4.88	2.80	1.23	0.31	0.00	0.00	613	81.36	7.45	5.92	0.30	3.22
d. 150,001 - 200,000	0.03	0.13	2.20	3.61	4.01	3.19	0.91	0.28	0.00	0.00	615	81.45	7.25	5.85	0.14	3.23
e. 200,001 - 250,000	0.00	0.00	1.50	2.88	4.18	2.90	1.08	0.31	0.00	0.00	625	79.43	6.93	5.49	0.49	3.63
f. 250,001 - 300,000	0.00	0.10	1.33	2.47	3.46	2.54	1.00	0.22	0.00	0.00	625	80.14	6.86	5.51	0.21	3.37
g. 300,001 - 350,000	0.00	0.06	0.50	2.24	2.81	2.43	0.52	0.39	0.00	0.00	632	80.38	6.65	5.33	0.19	3.12
h. 350,001 - 400,000	0.00	0.00	0.46	1.28	2.49	1.54	0.51	0.37	0.00	0.00	636	81.02	6.60	5.28	0.23	2.81
i. 400,001 - 450,000	0.00	0.00	0.51	1.01	1.34	1.01	0.42	0.00	0.00	0.00	622	79.55	6.78	5.24	0.25	1.44
j. 450,001 - 500,000	0.00	0.00	0.29	0.94	1.52	1.21	0.20	0.09	0.00	0.00	632	78.65	6.57	5.19	0.28	1.04
k. 500,001 - 550,000	0.00	0.00	0.00	0.62	0.31	0.21	0.00	0.00	0.00	0.00	608	77.31	7.16	5.77	0.10	0.31
l. 550,001 - 600,000	0.00	0.00	0.00	0.69	0.45	0.34	0.00	0.00	0.00	0.00	612	72.63	6.77	5.28	0.11	0.69
m. 600,001 - 650,000	0.00	0.00	0.12	0.50	0.13	0.00	0.00	0.00	0.00	0.00	582	71.31	7.23	6.09	0.13	0.37
n. 650,001 - 700,000	0.00	0.00	0.00	0.00	0.00	0.13	0.00	0.00	0.00	0.00	653	71.80	6.00	5.25	0.00	0.00
o. 700,001 - 750,000	0.00	0.00	0.00	0.58	0.14	0.29	0.00	0.00	0.00	0.00	606	71.13	7.70	6.56	0.14	0.58
p. 750,001 - 800,000	0.00	0.00	0.16	0.47	0.15	0.00	0.00	0.00	0.00	0.00	569	66.35	8.13	6.12	0.15	0.63
q. 800,001 - 850,000	0.00	0.00	0.00	0.16	0.00	0.48	0.00	0.00	0.00	0.00	639	73.32	8.25	7.00	0.48	0.00
s. 850,001 - 900,000	0.00	0.00	0.00	0.00	0.17	0.00	0.00	0.00	0.00	0.00	617	68.24	5.99	5.00	0.00	0.00
t. 900,001 - 950,000	0.00	0.00	0.37	0.00	0.00	0.00	0.00	0.00	0.00	0.00	531	62.79	8.14	6.39	0.19	0.00
u. 950,001 - 1,000,000	0.00	0.00	0.20	0.00	0.00	0.20	0.00	0.00	0.00	0.00	618	51.32	7.21	6.52	0.00	0.20
TOTAL POOL	0.31	0.55	13.27	26.32	29.84	21.19	6.36	2.14	0.01	0.00	618	79.50	7.21	5.67	3.62	26.68
Prepayment Penalty & FICO
Prepayment Penalty Term	FICO N/A	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	850>	total FICO	Original LTV	WAC	Gross Margin	Avg Prin Bal	Limited Doc	Stated Doc
0	0.25	0.36	5.09	8.72	9.85	6.21	2.03	0.50	0.01	0.00	612	79.07	7.74	5.94	137,928	1.49	7.84
12	0.00	0.05	0.10	0.18	0.38	0.23	0.16	0.00	0.00	0.00	631	77.48	6.90	4.80	185,523	0.03	0.47
24	0.03	0.07	4.42	10.53	11.33	8.26	2.94	1.07	0.00	0.00	622	79.72	6.79	5.44	217,412	1.03	13.06
30	0.00	0.00	0.09	0.00	0.21	0.48	0.00	0.00	0.00	0.00	634	79.42	8.19	6.63	396,043	0.48	0.04
36	0.03	0.07	3.19	6.82	8.05	5.93	1.23	0.57	0.00	0.00	618	79.66	7.12	5.73	157,988	0.59	5.22
42	0.00	0.00	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.00	514	85.00	8.49	6.99	112,052	0.00	0.00
60	0.00	0.00	0.36	0.07	0.04	0.08	0.00	0.00	0.00	0.00	566	87.24	7.74	6.10	102,326	0.00	0.05
TOTAL POOL	0.31	0.55	13.27	26.32	29.84	21.19	6.36	2.14	0.01	0.00	618	79.50	7.21	5.67	168,227	3.62	26.68
Mortg Rates & FICO
Mortg Rates	FICO < 450	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	850>	total FICO	Original LTV	WAC	Gross Margin	Avg Prin Bal	Limited Doc	Stated Doc
04.501-5.000	0.00	0.00	0.00	0.00	0.14	0.23	0.17	0.04	0.00	0.00	689	76.06	4.92	4.23	184,585	0.00	0.00
05.001-5.500	0.00	0.00	0.00	0.25	0.75	0.91	0.82	0.11	0.00	0.00	673	78.19	5.36	4.52	266,762	0.10	0.55
05.501-6.000	0.00	0.00	0.10	1.21	3.96	3.79	1.80	0.56	0.00	0.00	658	78.25	5.84	4.75	245,764	0.30	2.50
06.001-6.500	0.00	0.05	0.10	3.14	6.88	5.65	1.71	0.55	0.00	0.00	646	79.34	6.33	5.15	218,632	0.52	5.88
06.501-7.000	0.00	0.00	0.85	5.72	7.69	5.75	0.91	0.33	0.00	0.00	628	79.37	6.79	5.49	193,417	0.50	6.90
07.001-7.500	0.05	0.00	1.28	6.11	5.01	2.13	0.47	0.30	0.00	0.00	610	80.92	7.30	5.89	164,163	0.35	3.58
07.501-8.000	0.01	0.00	2.33	4.46	2.25	1.01	0.27	0.17	0.01	0.00	592	80.56	7.78	6.40	145,745	0.42	2.67
08.001-8.500	0.00	0.00	2.58	1.99	1.72	0.90	0.13	0.03	0.00	0.00	582	80.95	8.33	6.75	143,690	0.61	2.09
08.501-9.000	0.01	0.00	2.35	1.27	0.55	0.26	0.03	0.00	0.00	0.00	559	78.66	8.77	6.96	132,798	0.53	1.11
09.001-9.500	0.06	0.05	1.21	0.52	0.32	0.22	0.03	0.01	0.00	0.00	565	78.24	9.32	6.98	108,553	0.15	0.53
09.501-10.000	0.05	0.11	1.17	0.48	0.21	0.14	0.01	0.03	0.00	0.00	553	77.56	9.81	6.95	100,623	0.03	0.52
10.001-10.500	0.02	0.08	0.46	0.32	0.13	0.07	0.00	0.00	0.00	0.00	558	78.84	10.33	6.86	82,249	0.00	0.19
10.501-11.000	0.08	0.04	0.57	0.35	0.18	0.08	0.00	0.00	0.00	0.00	559	79.57	10.79	6.82	76,391	0.03	0.08
11.001-11.500	0.02	0.10	0.11	0.22	0.02	0.02	0.00	0.00	0.00	0.00	543	79.50	11.30	7.39	75,768	0.03	0.03
11.501-12.000	0.00	0.06	0.07	0.09	0.00	0.02	0.00	0.00	0.00	0.00	552	69.98	11.79	7.80	58,698	0.00	0.02
12.001-12.500	0.02	0.05	0.06	0.16	0.01	0.01	0.00	0.00	0.00	0.00	555	71.19	12.26	8.25	81,004	0.00	0.02
12.501-13.000	0.00	0.00	0.00	0.03	0.01	0.00	0.00	0.00	0.00	0.00	577	71.39	12.83	7.26	32,196	0.01	0.01
13.001-13.500	0.00	0.01	0.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	513	73.82	13.26	0.00	63,331	0.02	0.00
13.501-14.000	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0	48.67	13.72	0.00	28,905	0.00	0.00
TOTAL POOL	0.31	0.55	13.27	26.32	29.84	21.19	6.36	2.14	0.01	0.00	618	79.50	7.21	5.67	168,227	3.62	26.68
Mortg Rates & LTV
Mortg Rates	LTV 0-50	50.01 - 60	60.01 - 70	70.01 - 80	80.01 - 90	90.01 - 100	100+	total LTV	avg FICO	Gross Margin	Avg Prin Bal	Limited Doc	Stated Doc
04.501-5.000	0.04	0.02	0.00	0.53	0.00	0.00	0.00	76.06	689	4.23	184,585	0.00	0.00
05.001-5.500	0.05	0.04	0.14	2.35	0.24	0.02	0.00	78.19	673	4.52	266,762	0.10	0.55
05.501-6.000	0.14	0.18	1.26	7.58	1.98	0.27	0.00	78.25	658	4.75	245,764	0.30	2.50
06.001-6.500	0.36	0.62	1.10	11.00	4.29	0.69	0.00	79.34	646	5.15	218,632	0.52	5.88
06.501-7.000	0.31	0.98	1.77	11.15	5.75	1.30	0.00	79.37	628	5.49	193,417	0.50	6.90
07.001-7.500	0.31	0.48	1.25	6.54	5.67	1.10	0.00	80.92	610	5.89	164,163	0.35	3.58
07.501-8.000	0.53	0.20	1.22	3.32	4.31	0.94	0.00	80.56	592	6.40	145,745	0.42	2.67
08.001-8.500	0.14	0.24	0.79	2.52	3.06	0.60	0.00	80.95	582	6.75	143,690	0.61	2.09
08.501-9.000	0.06	0.33	0.82	1.44	1.55	0.26	0.00	78.66	559	6.96	132,798	0.53	1.11
09.001-9.500	0.10	0.02	0.39	0.81	1.09	0.02	0.00	78.24	565	6.98	108,553	0.15	0.53
09.501-10.000	0.11	0.05	0.37	0.76	0.92	0.00	0.00	77.56	553	6.95	100,623	0.03	0.52
10.001-10.500	0.01	0.06	0.14	0.36	0.50	0.00	0.00	78.84	558	6.86	82,249	0.00	0.19
10.501-11.000	0.03	0.10	0.10	0.48	0.57	0.02	0.00	79.57	559	6.82	76,391	0.03	0.08
11.001-11.500	0.01	0.02	0.11	0.11	0.25	0.00	0.00	79.50	543	7.39	75,768	0.03	0.03
11.501-12.000	0.04	0.01	0.10	0.03	0.06	0.00	0.00	69.98	552	7.80	58,698	0.00	0.02
12.001-12.500	0.02	0.01	0.14	0.09	0.05	0.00	0.00	71.19	555	8.25	81,004	0.00	0.02
12.501-13.000	0.00	0.01	0.01	0.02	0.00	0.00	0.00	71.39	577	7.26	32,196	0.01	0.01
13.001-13.500	0.00	0.00	0.01	0.03	0.00	0.00	0.00	73.82	513	0.00	63,331	0.02	0.00
13.501-14.000	0.01	0.00	0.00	0.00	0.00	0.00	0.00	48.67	0	0.00	28,905	0.00	0.00
TOTAL POOL	2.24	3.38	9.71	49.15	30.29	5.24	0.00	79.50	618	5.67	168,227	3.62	26.68

EX-99

The percentages per table should add up to 100%
FICO & Documentation
FICO Score	Full DOC	Stated Doc	Reduced / Limited Doc	All Docs	WAC	Avg Prin Bal	Current LTV
(you can delete not applicable buckets)
< 450
451-500
501-550	25%		12%	37%
551-600		15%		15%
601-650	37%		5%	42%
651-700		2%		2%
701-750
751-800
801-850
Total	62%	17%	17%	96%

LTV & FICO
Current LTV	FICO < 450	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	FICO	Avg Prin Bal	WAC	Gross Margin	Limited Doc	Stated Doc
(feel free to delete N/A buckets)
10.01-20
20.01-30
30.01-40
40.01-50
50.01-60
60.01-70
70.01-80
80.01-90
90.01-100
100+
Total
Prin Balance & FICO
Prin Balance	FICO < 450	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	total FICO	Current LTV	WAC	Gross Margin	Limited Doc	Stated Doc
(feel free to delete N/A buckets)
$1-$50,000
$50,001-$100,000
$100,001-$150,000
$150,001 - $200,000
$200,001 - $250,000
$250,001 - $300,000
$300,001 - $350,000
$350,001 - $400,000
$400,001 - $450,000
$450,001 - $500,000
$500,001 - $550,000
$550,001 - $600,000
$600,001 - $650,000
$700,001 - $750,000
Total

Prepayment Penalty & FICO
Prepayment Penalty Term	FICO < 450	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	total FICO	Current LTV	WAC	Gross Margin	Avg Prin Bal	Limited Doc	Stated Doc
(whatever increments)
0
12
24
36
60
Total
Mortg Rates & FICO
Mortg Rates	FICO < 450	450 - 500	501 - 550	551 - 600	601 - 650	651 - 700	701 - 750	751 - 800	801 - 850	total FICO	Current LTV	WAC	Gross Margin	Avg Prin Bal	Limited Doc	Stated Doc
(feel free to delete N/A buckets)
4.001-4.5%
4.501-5.0%
5.001-5.5%
5.501-6.0%
6.001-6.5%
6.501-7.0%
7.001-7.5%
7.501-8.0%
8.001-8.5%
8.501-9.0%
9.001-9.5%
9.501-10.0%
10.001-10.5%
10.501-11.0%
11.001-11.5%
> 11.5%
Total

Mortg Rates & LTV
Mortg Rates	LTV 40.01-50	50.01 - 60	60.01 - 70	70.01 - 80	80.01 - 90	90.01 - 100	100+	total LTV	avg FICO	Gross Margin	Avg Prin Bal	Limited Doc	Stated Doc
(feel free to delete N/A buckets)
4.001-4.5%
4.501-5.0%
5.001-5.5%
5.501-6.0%
6.001-6.5%
6.501-7.0%
7.001-7.5%
7.501-8.0%
8.001-8.5%
8.501-9.0%
9.001-9.5%
9.501-10.0%
10.001-10.5%
10.501-11.0%
11.001-11.5%
> 11.5%
Total

EX-99

Strats

FICO DISTRIBUTION				Note: Cells in red font are calculations
Saxon Mortgage: SAST 2004-3									Collateral Cuts for Subprime Pool
FICO	Total Balance		LTV	Adjusted Balance[1]		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ.	% Full Doc	% Cashout Refi
	Amount	%[2]		Amount	%[2]	Balance		Mortgage Ins.
a. FICO NA	1,592,808	0.31%	> 65.0	1,089,401	0.22%	58,993	0.099%	0.00	0	69.10	33.50	77.12	89.85	76.84	43.14
b.    <= 500	2,792,535	0.55%	> 65.0	2,070,378	0.41%	96,294	0.103%	0.00	486	74.82	40.41	95.60	97.50	97.50	80.27
c. 501 - 550	67,145,195	13.27%	> 70.0	50,735,872	10.03%	140,178	0.086%	0.00	529	78.41	40.39	90.32	98.96	77.16	81.92
d. 551 - 575	58,722,895	11.61%	> 70.0	44,372,374	8.77%	154,534	0.078%	0.00	564	77.81	38.89	90.79	96.74	73.97	81.49
e. 576 - 600	74,400,201	14.71%	> 70.0	59,829,962	11.83%	173,024	0.072%	0.00	588	78.50	40.02	88.24	97.63	79.05	80.76
f. 601 - 620	64,192,580	12.69%	> 70.0	55,797,038	11.03%	164,596	0.070%	0.32	610	79.37	39.82	93.37	97.91	77.18	70.37
g. 621 - 650	86,748,671	17.15%	> 80.0	36,731,154	7.26%	181,104	0.068%	0.54	635	81.12	41.22	90.95	97.95	73.69	68.13
h. 651 - 680	71,541,054	14.14%	> 80.0	16,018,821	3.17%	188,266	0.067%	0.34	663	80.05	39.67	90.21	97.16	57.47	52.14
i. 681 - 700	35,651,952	7.05%	> 85.0	7,429,986	1.47%	198,066	0.066%	0.42	689	80.36	40.25	91.44	95.06	51.88	54.95
j. 701 - 750	32,183,837	6.36%	> 85.0	5,643,694	1.12%	183,908	0.063%	1.66	721	81.05	40.30	84.28	95.29	50.11	20.92
k. 751 - 800	10,841,285	2.14%	> 85.0	2,167,433	0.43%	190,198	0.065%	0.00	768	81.87	38.68	76.91	98.71	48.95	18.74
l. 801 +	44,443	0.01%	> 85.0	-	0.00%	44,443	0.077%	0.00	809	76.09	16.86	100.00	100.00	100.00	0.00
TOTAL POOL	505,857,457	100.00%		281,886,114	55.72%	168,227	0.072%	0.32	618	79.50	40.05	89.94	97.40	69.70	66.38
FICO: Average	618		Min:	453	Max:	809
DEBT-TO INCOME (DTI) DISTRIBUTION
DTI	Total Balance		FICO	Adjusted Balance[1]		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ.	% Full Doc	% Cashout Refi
	Amount	%[2]		Amount	%[2]	Balance		Mortgage Ins.
a.      <= 20.00	39,357,359	7.78%	< 550	8,616,344	1.70%	125,342	0.074%	0.00	608	80.97	15.94	93.26	97.78	70.95	55.57
b. 20.01 - 25.00	15,450,285	3.05%	< 550	2,451,534	0.48%	111,959	0.077%	0.00	609	77.97	22.26	88.05	91.19	80.97	76.06
c. 25.01 - 30.00	35,579,506	7.03%	< 575	10,262,406	2.03%	153,360	0.075%	0.00	611	76.56	27.52	89.99	99.29	64.75	73.16
d. 30.01 - 35.00	53,270,366	10.53%	< 575	15,050,909	2.98%	150,908	0.073%	0.45	615	77.74	32.52	88.22	96.35	65.86	72.38
e. 35.01 - 40.00	84,175,972	16.64%	< 600	30,382,681	6.01%	174,277	0.072%	0.41	624	78.54	37.61	90.36	96.36	64.43	67.18
f. 40.01 - 45.00	119,615,610	23.65%	< 625	57,947,580	11.46%	180,688	0.070%	0.27	627	80.07	42.55	90.51	97.97	66.60	64.39
g. 45.01 - 50.00	145,618,558	28.79%	< 650	105,946,274	20.94%	194,158	0.071%	0.42	615	81.06	47.82	89.05	98.03	74.97	65.15
h. 50.01 - 55.00	10,846,280	2.14%	< 675	9,696,726	1.92%	180,771	0.076%	0.00	592	76.32	50.96	89.99	99.42	85.40	71.80
i. 55.01 +	1,943,522	0.38%	< 700	1,795,282	0.35%	129,568	0.090%	4.17	579	72.03	58.02	98.50	83.92	85.67	69.91
TOTAL POOL	505,857,457	100.00%		242,149,736	47.87%	168,227	0.072%	0.32	618	79.50	40.05	89.94	97.40	69.70	66.38
DTI: Average	40		Min:	3.42	Max:	75.00
LOAN-TO- VALUE (LTV) DISTIBUTION
LTV	Total Balance		DTI	Adjusted Balance[1]		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Full Doc	% Cashout Refi
	Amount	%[2]		Amount	%[2]	Balance		Mortgage Ins.
a.       <=  60.00	28,402,306	5.61%	> 50	1,704,856	0.34%	141,305	0.075%	0.00	593	50.56	37.29	90.55	93.43	46.07	87.55
b.  60.01 -  70.00	49,126,526	9.71%	> 50	1,871,942	0.37%	169,988	0.076%	0.00	591	66.59	38.35	81.61	92.17	55.39	86.88
c.  70.01 -  80.00	248,612,517	49.15%	> 50	5,204,606	1.03%	181,337	0.069%	0.00	633	78.54	40.34	90.38	97.69	55.21	57.05
d.  80.01 -  85.00	56,716,531	11.21%	> 50	1,437,770	0.28%	161,127	0.075%	0.00	596	84.38	39.99	88.83	100.00	93.66	74.20
e.  85.01 -  90.00	96,495,432	19.08%	> 50	2,466,128	0.49%	152,441	0.075%	1.65	601	89.62	40.86	91.42	98.23	99.13	76.14
f.  90.01 -  95.00	16,877,450	3.34%	> 50	104,500	0.02%	156,273	0.073%	0.00	640	94.11	40.14	96.35	100.00	98.37	64.30
g.  95.01 - 100.00	9,626,695	1.90%	> 50	-	0.00%	181,636	0.073%	0.00	671	99.97	41.90	100.00	100.00	100.00	0.00
TOTAL POOL	505,857,457	100.00%		12,789,802	2.53%	168,227	0.072%	0.32	618	79.50	40.05	89.94	97.40	69.70	66.38
LTV: Average	80		Min:	16.56	Max:	100.00
[1] Balance of the collateral cut combined with second qualifier, i.e. (LTV), FICO, DTI etc.
All other cuts except the adjusted balance are only for the main bucket
[2] Percent of the Aggregate Principal Balance - calculated automatically.
GEOGRAPHIC CONCENTRATION - TOP 12 STATES
STATE	Total Balance		WA Loan	WAC	% Covered by	WA   FICO	WA   LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi	% Full Doc
	Amount	%[2]	Balance		Mortgage Ins.
California	131,957,881	26.09%	281,360	6.685	0.33	631	77.01	40.60	87.53	96.92	65.10	59.79
Virginia	41,164,204	8.14%	206,855	7.097	0.00	614	80.19	40.32	86.40	99.43	58.09	75.31
Maryland	37,989,256	7.51%	218,329	7.047	0.00	621	80.97	40.92	85.65	99.19	63.35	78.82
Florida	33,862,101	6.69%	143,483	7.185	1.31	629	82.17	38.84	92.45	94.33	58.86	72.34
New York	25,194,912	4.98%	196,835	7.310	0.00	602	75.20	42.17	82.41	97.87	80.26	52.94
Georgia	20,680,234	4.09%	131,721	7.758	1.03	608	83.57	40.35	95.30	92.89	67.81	77.73
Nevada	17,127,114	3.39%	214,089	7.022	1.39	616	79.60	40.27	97.88	97.31	75.72	74.78
Illinois	16,769,024	3.31%	147,097	7.458	0.00	621	80.77	39.98	81.78	98.69	59.55	70.93
Texas	15,368,382	3.04%	94,285	7.890	0.00	606	77.20	38.94	97.92	99.31	74.82	81.13
Ohio	14,192,623	2.81%	111,753	7.574	0.62	606	82.93	37.60	96.73	96.37	61.19	78.03
Michigan	13,102,919	2.59%	107,401	7.650	0.00	597	81.33	39.88	95.39	98.60	82.77	72.80
Connecticut	11,509,990	2.28%	198,448	7.234	0.00	606	77.19	41.60	86.44	100.00	89.86	81.58
TOP 12 STATES	378,918,641	74.91%	186,936	7.093	0.38	620	79.12	40.33	88.96	97.36	66.60	68.86
PRINCIPAL BALANCE
Scheduled Principal Balance	Total Balance		WA Loan	WAC	% Covered by	WA   FICO	WA   LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi	% Full Doc
	Amount	%[2]	Balance		Mortgage Ins.
a.          <=    50,000	6,885,183	1.36%	36,048	9.645	0.00	608	70.90	32.44	81.84	90.43	71.39	83.50
b.    50,001 -   200,000	220,789,581	43.65%	113,633	7.580	0.41	609	80.71	38.74	89.51	95.88	68.43	79.56
c.   200,001 -   250,000	64,977,160	12.84%	224,834	6.933	1.05	625	79.43	40.68	91.39	97.20	63.79	67.91
d.   250,001 -   300,000	56,307,239	11.13%	273,336	6.863	0.00	625	80.14	40.82	89.35	97.15	63.04	67.75
e.   300,001 -   400,000	78,881,122	15.59%	342,961	6.627	0.00	634	80.65	42.01	90.59	100.00	60.82	59.28
f.   400,001 -   500,000	43,193,957	8.54%	449,937	6.676	0.00	627	79.10	41.35	90.89	100.00	63.55	64.65
g.   500,001 -   600,000	13,324,979	2.63%	555,207	6.941	0.00	610	74.67	42.86	95.61	100.00	87.50	54.10
h.   600,001 -   700,000	4,432,361	0.88%	633,194	7.045	0.00	593	71.39	39.22	86.01	100.00	100.00	43.04
i.   700,001 -   800,000	9,075,626	1.79%	756,302	7.888	0.00	590	69.07	40.26	83.75	100.00	74.88	16.24
j.   800,001 -   900,000	4,131,250	0.82%	826,250	7.773	0.00	634	72.25	32.63	80.15	100.00	40.91	40.91
k.   900,001 - 1,000,000	3,859,000	0.76%	964,750	7.661	0.00	576	56.85	47.09	100.00	100.00	74.11	49.47
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38	69.70
Prin Bal: Average	168,227		Min:	5,660	Max:	1,000,000
DOCUMENTATION TYPE
Doc Type	Total Balance		WA Loan	WAC	% Covered by	WA    FICO	WA     LTV	WA     DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
Full Documentation	352,561,213	69.70%	153,957	7.222	0.45	610	81.81	40.42	89.47	97.09	71.03
Limited Documentation	18,295,917	3.62%	269,058	7.588	0.00	624	72.97	33.06	90.81	97.15	67.23
No Ratio	44,403	0.01%	44,403	9.875	0.00	566	64.93	0.00	100.00	100.00	100.00
Stated Documentation	134,955,924	26.68%	208,265	7.111	0.00	637	74.38	40.04	91.07	98.24	54.11
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38
PROPERTY TYPE
Property Type	Total Balance		WA Loan	WAC	% Covered by	WA    FICO	WA     LTV	WA     DTI	% Owner Occ	% Cashout Refi	% Full Doc
	Amount	%[2]	Balance		Mortgage Ins.
Condo High-Rise	3,415,002	0.68%	262,692	7.033	0.00	647	75.76	45.94	100.00	55.50	57.26
Condo Low-Rise	26,484,323	5.24%	178,948	6.908	0.53	635	79.08	39.30	96.64	55.80	74.13
Manufactured Housing	1,640,190	0.32%	52,909	9.446	0.00	599	76.97	37.57	98.22	54.66	94.97
PUD	67,560,596	13.36%	244,785	7.005	0.35	622	80.23	40.79	98.49	53.10	66.38
Single Family Attached	5,608,335	1.11%	127,462	7.025	0.00	617	76.84	37.94	97.65	71.72	77.17
Single Family Detached	381,823,616	75.48%	161,107	7.238	0.30	616	79.64	39.97	97.88	69.28	69.73
Townhouse	6,797,197	1.34%	138,718	7.391	0.00	599	78.72	41.03	97.20	69.14	73.30
Two-Four Family	12,528,200	2.48%	164,845	7.660	0.70	619	75.24	39.26	77.51	72.70	71.92
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	97.40	66.38	69.70
PMI - PRIMARY MORTGAGE INSURANCE
Mortgage Insurance	Total Balance		WA Loan	WAC	% Covered by	WA    FICO	WA     LTV	WA     DTI	% Owner Occ	% Cashout Refi	% Full Doc	Is MI down
	Amount	%[2]	Balance		Mortgage Ins.							to 70 LTV
Loans >80 LTV w/MI	1,594,682	0.32%	144,971	7.560	100.00	670	89	43	0	0	100	No
Loans >80 LTV w/o MI	178,121,426	35.21%	156,935	7.480	0.00	606	89	41	100	71	97	No
Other	326,141,349	64.47%	175,251	7.054	0.00	624	74	40	96	64	54	No
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	80	40	97	66	70
LOAN PURPOSE
Loan Purpose	Total Balance		WA Loan	WAC	% Covered by	WA. FICO	WA. LTV	WA DTI	% SFD/ PUD	% Owner Occ
	Amount	%[2]	Balance		Mortgage Ins.
Cash Out Refinance	335,799,962	66.38%	164,447	7.305	0.00	603	78.36	39.74	90.66	97.71
Purchase	146,476,444	28.96%	187,790	6.912	0.95	654	81.72	40.90	87.49	96.84
Rate/Term Refinance	23,581,051	4.66%	127,465	7.618	0.87	608	81.96	39.25	95.09	96.40
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40
COLLATERAL TYPE - FIXED/FLOATING
Collateral Type	Total Balance		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi	Index	Margin
														Amount%[2]BalanceMortgage Ins.
Fixed	75,859,683	15.00%	110,906	7.892	0.00	626	77.86	37.07	89.82	94.81	76.98	FRM	0.000
Floating	736,821	0.15%	147,364	7.818	0.00	620	69.39	37.13	100.00	100.00	74.61	6moL	5.209
2/28	284,306,038	56.20%	201,207	6.996	0.53	621	79.58	40.75	89.31	97.73	59.15	6moL	5.546
3/27	143,949,197	28.46%	160,658	7.252	0.06	608	80.24	40.26	91.25	98.07	75.14	6moL	5.907
5/25	718,830	0.14%	119,805	7.160	0.00	653	80.47	40.73	77.48	100.00	58.93	6moL	5.773
Other	286,888	0.06%	95,629	9.461	0.00	600	90.00	32.48	100.00	100.00	35.29	6moL	6.500
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38		5.668
LIEN STATUS
Lien Status	Total Balance		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
First Lien	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38
OCCUPANCY TYPE
Occupancy Type	Total Balance		WA Loan	WAC	% Covered by	WA. FICO	WA  LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
Investor	12,195,431	2.41%	103,351	7.869	13.08	636	72.64	36.77	68.86	0.00	58.22
Primary	492,684,803	97.40%	171,012	7.188	0.00	617	79.71	40.13	90.47	100.00	66.59
Second Home	977,223	0.19%	122,153	7.926	0.00	579	63.53	43.66	86.71	0.00	61.31
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38
PREPAYMENT PENALTY
Prepayment Charges Term at Origination	Total Balance		WA Loan	WAC	% Covered by	WA	WA  LTV	WA  DTI	% SFD	% Owner	% Cashout
	Amount	%[2]	Balance		Mortgage Ins.	FICO			/ PUD	Occ	Refi
0 Months	167,030,633	33.02%	137,928	7.735	0.05	612	79.07	39.81	87.90	97.87	66.88
12 Months	5,565,686	1.10%	185,523	6.905	0.00	631	77.48	39.23	100.00	100.00	58.75
24 Months	195,453,601	38.64%	217,412	6.792	0.68	622	79.72	40.76	89.92	97.48	60.90
36 Months	134,932,683	26.67%	160,826	7.150	0.13	619	79.65	39.30	91.97	96.53	73.82
48 Months	112,052	0.02%	112,052	8.490	0.00	514	85.00	0.00	100.00	100.00	100.00
60 Months	2,762,801	0.55%	102,326	7.741	0.00	566	87.24	0.00	96.07	100.00	74.64
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.32	618	79.50	40.05	89.94	97.40	66.38
COLLATERAL DESCRIPTION BY LOAN GROUP
Loan  Group	Loan  Type	Index	% of	Gross	Net	WAM	Seasoning	Gross	Net	1st Rate	Subseq Rate	Max	Mos to Roll
			Pool	WAC	WAC	(mos)		Margin	Margin	Cap	Cap	Rate
Group I	Conforming	FRM/ARM	50.00%	7.299	0.000	346.80	5.42	5.735	0.000	2.868	1.030	13.264	26
Group II	Con/Non-Con	FRM/ARM	50.00%	7.113	0.000	350.51	5.40	5.607	0.000	2.864	1.029	13.105	25
TOTAL POOL		FRM/ARM	100.00%	7.206	0.000	348.65	5.41	5.668	0.000	2.866	1.029	13.181	25
SECTION 32 LOANS
	Total Balance		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
Section 32 Loans	0	0
Total	505,857,457
TOP 5 MSA				TOP 5 ORIGINATORS				SERVICERS
MSA		%[2]		Originator		%[2]		Servicer		%[2]
STRESS ANALYSIS
Rating Agency Base Case Loss Expectations
	Standard & Poors: Analyst Name :				Moody's: Analyst Name :
	Foreclosure Frequency		Loss Severity	Cum Losses	Foreclosure Frequency		Loss Severity	Cum Losses
AA
A
A-
BBB+
BBB
BBB-
B
Assuming forward LIBOR and Loss Severity depending on MI (see table on the side for Loss Severity assumption); 100% advance of P&I; 12 month lag for liquidation losses,
Solve for first dollar of principal loss, i.e. breakeven CDR and corresponding cumulative losses.
	Breakeven CDR			Cumulative Losses					Mortgage Insurance (MI) Coverage			Loss Severity %
	25 CPR	40 CPR	60 CPR	25 CPR	40 CPR	60 CPR			None			0.500000
AA									>70% Loans w/ >80 LTV down to 80%			0.450000
A									50 - 70% Loans w/ >80 LTV down to 80%			0.400000
A-									50 - 70% Loans w/ >80 LTV down to 60%			0.350000
BBB+									>70% LTV >80%  down to 60%			0.300000
BBB
BBB-

EX-99

Strats

FICO DISTRIBUTION				Note: Cells in red font are calculations
Saxon Mortgage: SAST 2004-3											Note: Cells in red font are calculations
FICO	Total Balance		LTV	Adjusted Balance[1]		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ.	% Full Doc	% Cashout Refi
	Amount	%[2]		Amount	%[2]	Balance		Mortgage Ins.
a. FICO NA	1,592,808	0.31%	> 65.0	1,089,401	0.22%	58,993	0.099%	4.31	0	69.10	33.50	77.12	89.85	76.84	43.14
b.    <= 500	2,792,535	0.55%	> 65.0	2,070,378	0.41%	96,294	0.103%	0.00	486	74.82	40.41	95.60	97.50	97.50	80.27
c. 501 - 550	67,145,195	13.27%	> 70.0	50,735,872	10.03%	140,178	0.086%	0.00	529	78.41	40.39	90.32	98.96	77.16	81.92
d. 551 - 575	58,722,895	11.61%	> 70.0	44,372,374	8.77%	154,534	0.078%	0.00	564	77.81	38.89	90.79	96.74	73.97	81.49
e. 576 - 600	74,400,201	14.71%	> 70.0	59,829,962	11.83%	173,024	0.072%	0.13	588	78.50	40.02	88.24	97.63	79.05	80.76
f. 601 - 620	64,192,580	12.69%	> 70.0	55,797,038	11.03%	164,596	0.070%	0.49	610	79.37	39.82	93.37	97.91	77.18	70.37
g. 621 - 650	86,748,671	17.15%	> 80.0	36,731,154	7.26%	181,104	0.068%	0.62	635	81.12	41.22	90.95	97.95	73.69	68.13
h. 651 - 680	71,541,054	14.14%	> 80.0	16,018,821	3.17%	188,266	0.067%	0.67	663	80.05	39.67	90.21	97.16	57.47	52.14
i. 681 - 700	35,651,952	7.05%	> 85.0	7,429,986	1.47%	198,066	0.066%	0.75	689	80.36	40.25	91.44	95.06	51.88	54.95
j. 701 - 750	32,183,837	6.36%	> 85.0	5,643,694	1.12%	183,908	0.063%	1.92	721	81.05	40.30	84.28	95.29	50.11	20.92
k. 751 - 800	10,841,285	2.14%	> 85.0	2,167,433	0.43%	190,198	0.065%	0.00	768	81.87	38.68	76.91	98.71	48.95	18.74
l. 801 +	44,443	0.01%	> 85.0	-	0.00%	44,443	0.077%	0.00	809	76.09	16.86	100.00	100.00	100.00	0.00
TOTAL POOL	505,857,457	100.00%		281,886,114	55.72%	168,227	0.072%	0.47	618	79.50	40.05	89.94	97.40	69.70	66.38
FICO: Average	618		Min:	453	Max:	809
DEBT-TO INCOME (DTI) DISTRIBUTION
DTI	Total Balance		FICO	Adjusted Balance[1]		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ.	% Full Doc	% Cashout Refi
	Amount	%[2]		Amount	%[2]	Balance		Mortgage Ins.
a.      <= 20.00	39,357,359	7.78%	< 550	8,616,344	1.70%	125,342	0.074%	0.75	608	80.97	15.94	93.26	97.78	70.95	55.57
b. 20.01 - 25.00	15,450,285	3.05%	< 550	2,451,534	0.48%	111,959	0.077%	0.90	609	77.97	22.26	88.05	91.19	80.97	76.06
c. 25.01 - 30.00	35,579,506	7.03%	< 575	10,262,406	2.03%	153,360	0.075%	0.00	611	76.56	27.52	89.99	99.29	64.75	73.16
d. 30.01 - 35.00	53,270,366	10.53%	< 575	15,050,909	2.98%	150,908	0.073%	0.45	615	77.74	32.52	88.22	96.35	65.86	72.38
e. 35.01 - 40.00	84,175,972	16.64%	< 600	30,382,681	6.01%	174,277	0.072%	0.83	624	78.54	37.61	90.36	96.36	64.43	67.18
f. 40.01 - 45.00	119,615,610	23.65%	< 625	57,947,580	11.46%	180,688	0.070%	0.27	627	80.07	42.55	90.51	97.97	66.60	64.39
g. 45.01 - 50.00	145,618,558	28.79%	< 650	105,946,274	20.94%	194,158	0.071%	0.42	615	81.06	47.82	89.05	98.03	74.97	65.15
h. 50.01 - 55.00	10,846,280	2.14%	< 675	9,696,726	1.92%	180,771	0.076%	0.00	592	76.32	50.96	89.99	99.42	85.40	71.80
i. 55.01 +	1,943,522	0.38%	< 700	1,795,282	0.35%	129,568	0.090%	4.17	579	72.03	58.02	98.50	83.92	85.67	69.91
TOTAL POOL	505,857,457	100.00%		242,149,736	47.87%	168,227	0.072%	0.47	618	79.50	40.05	89.94	97.40	69.70	66.38
DTI: Average	40		Min:	3.42	Max:	75.00
LOAN-TO- VALUE (LTV) DISTIBUTION
LTV	Total Balance		DTI	Adjusted Balance[1]		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Full Doc	% Cashout Refi
	Amount	%[2]		Amount	%[2]	Balance		Mortgage Ins.
a.       <=  60.00	28,402,306	5.61%	> 50	1,704,856	0.34%	141,305	0.075%	0.00	593	50.56	37.29	90.55	93.43	46.07	87.55
b.  60.01 -  70.00	49,126,526	9.71%	> 50	1,871,942	0.37%	169,988	0.076%	0.00	591	66.59	38.35	81.61	92.17	55.39	86.88
c.  70.01 -  80.00	248,612,517	49.15%	> 50	5,204,606	1.03%	181,337	0.069%	0.00	633	78.54	40.34	90.38	97.69	55.21	57.05
d.  80.01 -  85.00	56,716,531	11.21%	> 50	1,437,770	0.28%	161,127	0.075%	0.09	596	84.38	39.99	88.83	100.00	93.66	74.20
e.  85.01 -  90.00	96,495,432	19.08%	> 50	2,466,128	0.49%	152,441	0.075%	2.07	601	89.62	40.86	91.42	98.23	99.13	76.14
f.  90.01 -  95.00	16,877,450	3.34%	> 50	104,500	0.02%	156,273	0.073%	1.99	640	94.11	40.14	96.35	100.00	98.37	64.30
g.  95.01 - 100.00	9,626,695	1.90%	> 50	-	0.00%	181,636	0.073%	0.00	671	99.97	41.90	100.00	100.00	100.00	0.00
TOTAL POOL	505,857,457	100.00%		12,789,802	2.53%	168,227	0.072%	0.47	618	79.50	40.05	89.94	97.40	69.70	66.38
LTV: Average	80		Min:	16.56	Max:	100.00
[1] Balance of the collateral cut combined with second qualifier, i.e. (LTV), FICO, DTI etc.
All other cuts except the adjusted balance are only for the main bucket
[2] Percent of the Aggregate Principal Balance - calculated automatically.
GEOGRAPHIC CONCENTRATION - TOP 12 STATES
STATE	Total Balance		WA Loan	WAC	% Covered by	WA   FICO	WA   LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi	% Full Doc
	Amount	%[2]	Balance		Mortgage Ins.
California	131,957,881	26.09%	281,360	6.685	0.33	631	77.01	40.60	87.53	96.92	65.10	59.79
Virginia	41,164,204	8.14%	206,855	7.097	0.00	614	80.19	40.32	86.40	99.43	58.09	75.31
Maryland	37,989,256	7.51%	218,329	7.047	0.00	621	80.97	40.92	85.65	99.19	63.35	78.82
Florida	33,862,101	6.69%	143,483	7.185	1.50	629	82.17	38.84	92.45	94.33	58.86	72.34
New York	25,194,912	4.98%	196,835	7.310	0.00	602	75.20	42.17	82.41	97.87	80.26	52.94
Georgia	20,680,234	4.09%	131,721	7.758	1.03	608	83.57	40.35	95.30	92.89	67.81	77.73
Nevada	17,127,114	3.39%	214,089	7.022	1.39	616	79.60	40.27	97.88	97.31	75.72	74.78
Illinois	16,769,024	3.31%	147,097	7.458	0.31	621	80.77	39.98	81.78	98.69	59.55	70.93
Texas	15,368,382	3.04%	94,285	7.890	0.00	606	77.20	38.94	97.92	99.31	74.82	81.13
Ohio	14,192,623	2.81%	111,753	7.574	2.53	606	82.93	37.60	96.73	96.37	61.19	78.03
Michigan	13,102,919	2.59%	107,401	7.650	0.19	597	81.33	39.88	95.39	98.60	82.77	72.80
Connecticut	11,509,990	2.28%	198,448	7.234	0.00	606	77.19	41.60	86.44	100.00	89.86	81.58
TOP 12 STATES	378,918,641	74.91%	186,936	7.093	0.48	620	79.12	40.33	88.96	97.36	66.60	68.86
PRINCIPAL BALANCE
Scheduled Principal Balance	Total Balance		WA Loan	WAC	% Covered by	WA   FICO	WA   LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi	% Full Doc
	Amount	%[2]	Balance		Mortgage Ins.
a.          <=    50,000	6,885,183	1.36%	36,048	9.645	0.96	608	70.90	32.44	81.84	90.43	71.39	83.50
b.    50,001 -   200,000	220,789,581	43.65%	113,633	7.580	0.74	609	80.71	38.74	89.51	95.88	68.43	79.56
c.   200,001 -   250,000	64,977,160	12.84%	224,834	6.933	1.05	625	79.43	40.68	91.39	97.20	63.79	67.91
d.   250,001 -   300,000	56,307,239	11.13%	273,336	6.863	0.00	625	80.14	40.82	89.35	97.15	63.04	67.75
e.   300,001 -   400,000	78,881,122	15.59%	342,961	6.627	0.00	634	80.65	42.01	90.59	100.00	60.82	59.28
f.   400,001 -   500,000	43,193,957	8.54%	449,937	6.676	0.00	627	79.10	41.35	90.89	100.00	63.55	64.65
g.   500,001 -   600,000	13,324,979	2.63%	555,207	6.941	0.00	610	74.67	42.86	95.61	100.00	87.50	54.10
h.   600,001 -   700,000	4,432,361	0.88%	633,194	7.045	0.00	593	71.39	39.22	86.01	100.00	100.00	43.04
i.   700,001 -   800,000	9,075,626	1.79%	756,302	7.888	0.00	590	69.07	40.26	83.75	100.00	74.88	16.24
j.   800,001 -   900,000	4,131,250	0.82%	826,250	7.773	0.00	634	72.25	32.63	80.15	100.00	40.91	40.91
k.   900,001 - 1,000,000	3,859,000	0.76%	964,750	7.661	0.00	576	56.85	47.09	100.00	100.00	74.11	49.47
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38	69.70
Prin Bal: Average	168,227		Min:	5,660	Max:	1,000,000
DOCUMENTATION TYPE
Doc Type	Total Balance		WA Loan	WAC	% Covered by	WA    FICO	WA     LTV	WA     DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
Full Documentation	352,561,213	69.70%	153,957	7.222	0.68	610	81.81	40.42	89.47	97.09	71.03
Limited Documentation	18,295,917	3.62%	269,058	7.588	0.00	624	72.97	33.06	90.81	97.15	67.23
No Ratio	44,403	0.01%	44,403	9.875	0.00	566	64.93	0.00	100.00	100.00	100.00
Stated Documentation	134,955,924	26.68%	208,265	7.111	0.00	637	74.38	40.04	91.07	98.24	54.11
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38
PROPERTY TYPE
Property Type	Total Balance		WA Loan	WAC	% Covered by	WA    FICO	WA     LTV	WA     DTI	% Owner Occ	% Cashout Refi	% Full Doc
	Amount	%[2]	Balance		Mortgage Ins.
Condo High-Rise	3,415,002	0.68%	262,692	7.033	0.00	647	75.76	45.94	100.00	55.50	57.26
Condo Low-Rise	26,484,323	5.24%	178,948	6.908	0.53	635	79.08	39.30	96.64	55.80	74.13
Manufactured Housing	1,640,190	0.32%	52,909	9.446	3.75	599	76.97	37.57	98.22	54.66	94.97
PUD	67,560,596	13.36%	244,785	7.005	0.35	622	80.23	40.79	98.49	53.10	66.38
Single Family Attached	5,608,335	1.11%	127,462	7.025	0.00	617	76.84	37.94	97.65	71.72	77.17
Single Family Detached	381,823,616	75.48%	161,107	7.238	0.47	616	79.64	39.97	97.88	69.28	69.73
Townhouse	6,797,197	1.34%	138,718	7.391	0.00	599	78.72	41.03	97.20	69.14	73.30
Two-Four Family	12,528,200	2.48%	164,845	7.660	1.23	619	75.24	39.26	77.51	72.70	71.92
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	97.40	66.38	69.70
PMI - PRIMARY MORTGAGE INSURANCE
Mortgage Insurance	Total Balance		WA Loan	WAC	% Covered by	WA    FICO	WA     LTV	WA     DTI	% Owner Occ	% Cashout Refi	% Full Doc	Is MI down
	Amount	%[2]	Balance		Mortgage Ins.							to 70 LTV
Loans >80 LTV w/MI	2,380,639	0.47%	108,211	8.098	100.00	665	90	39	28	0	100	No
Loans >80 LTV w/o MI	177,335,469	35.06%	157,772	7.472	0.00	606	89	41	100	71	97	No
Other	326,141,349	64.47%	175,251	7.054	0.00	624	74	40	96	64	54	No
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	80	40	97	66	70
LOAN PURPOSE
Loan Purpose	Total Balance		WA Loan	WAC	% Covered by	WA. FICO	WA. LTV	WA DTI	% SFD/ PUD	% Owner Occ
	Amount	%[2]	Balance		Mortgage Ins.
Cash Out Refinance	335,799,962	66.38%	164,447	7.305	0.00	603	78.36	39.74	90.66	97.71
Purchase	146,476,444	28.96%	187,790	6.912	1.29	654	81.72	40.90	87.49	96.84
Rate/Term Refinance	23,581,051	4.66%	127,465	7.618	2.05	608	81.96	39.25	95.09	96.40
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40
COLLATERAL TYPE - FIXED/FLOATING
Collateral Type	Total Balance		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi	Index	Margin
	Amount	%[2]	Balance		Mortgage Ins.
Fixed	75,859,683	15.00%	110,906	7.892	0.88	626	77.86	37.07	89.82	94.81	76.98	FRM	0.000
Floating	736,821	0.15%	147,364	7.818	0.00	620	69.39	37.13	100.00	100.00	74.61	6moL	5.209
2/28	284,306,038	56.20%	201,207	6.996	0.53	621	79.58	40.75	89.31	97.73	59.15	6moL	5.546
3/27	143,949,197	28.46%	160,658	7.252	0.14	608	80.24	40.26	91.25	98.07	75.14	6moL	5.907
5/25	718,830	0.14%	119,805	7.160	0.00	653	80.47	40.73	77.48	100.00	58.93	6moL	5.773
Other	286,888	0.06%	95,629	9.461	0.00	600	90.00	32.48	100.00	100.00	35.29	1yrT	6.500
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38		5.668
LIEN STATUS
Lien Status	Total Balance		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
First Lien	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38
OCCUPANCY TYPE
Occupancy Type	Total Balance		WA Loan	WAC	% Covered by	WA. FICO	WA  LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
Investor	12,195,431	2.41%	103,351	7.869	13.98	636	72.64	36.77	68.86	0.00	58.22
Primary	492,684,803	97.40%	171,012	7.188	0.14	617	79.71	40.13	90.47	100.00	66.59
Second Home	977,223	0.19%	122,153	7.926	0.00	579	63.53	43.66	86.71	0.00	61.31
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38
PREPAYMENT PENALTY
Prepayment Charges Term at Origination	Total Balance		WA Loan	WAC	% Covered by	WA	WA  LTV	WA  DTI	% SFD	% Owner	% Cashout
	Amount	%[2]	Balance		Mortgage Ins.	FICO			/ PUD	Occ	Refi
0 Months	167,030,633	33.02%	137,928	7.735	0.52	612	79.07	39.81	87.90	97.87	66.88
12 Months	5,565,686	1.10%	185,523	6.905	0.00	631	77.48	39.23	100.00	100.00	58.75
24 Months	195,453,601	38.64%	217,412	6.792	0.68	622	79.72	40.76	89.92	97.48	60.90
36 Months	134,932,683	26.67%	160,826	7.150	0.13	619	79.65	39.30	91.97	96.53	73.82
48 Months	112,052	0.02%	112,052	8.490	0.00	514	85.00	0.00	100.00	100.00	100.00
60 Months	2,762,801	0.55%	102,326	7.741	0.00	566	87.24	0.00	96.07	100.00	74.64
TOTAL POOL	505,857,457	100.00%	168,227	7.206	0.47	618	79.50	40.05	89.94	97.40	66.38
COLLATERAL DESCRIPTION BY LOAN GROUP
Loan  Group	Loan  Type	Index	% of	Gross	Net	WAM	Seasoning	Gross	Net	1st Rate	Subseq Rate	Max	Mos to Roll
			Pool	WAC	WAC	(mos)		Margin	Margin	Cap	Cap	Rate
Group I	Conforming	FRM/ARM	50.00%	7.299	0.000	346.80	5.42	5.735	0.000	2.868	1.030	13.264	26
Group II	Con/Non-Con	FRM/ARM	50.00%	7.113	0.000	350.51	5.40	5.607	0.000	2.864	1.029	13.105	25
TOTAL POOL		FRM/ARM	100.00%	7.206	0.000	348.65	5.41	5.668	0.000	2.866	1.029	13.181	25
SECTION 32 LOANS
	Total Balance		WA Loan	WAC	% Covered by	WA FICO	WA LTV	WA DTI	% SFD/ PUD	% Owner Occ	% Cashout Refi
	Amount	%[2]	Balance		Mortgage Ins.
Section 32 Loans	0	0
Total	505,857,457
TOP 5 MSA				TOP 5 ORIGINATORS				SERVICERS
MSA		%[2]		Originator		%[2]		Servicer		%[2]
													;
													;
													;
													;
													;
													;
													;
													;
STRESS ANALYSIS
Rating Agency Base Case Loss Expectations
	Standard & Poors: Analyst Name :				Moody's: Analyst Name :
	Foreclosure Frequency		Loss Severity	Cum Losses	Foreclosure Frequency		Loss Severity	Cum Losses
AA
A
A-
BBB+
BBB
BBB-
B
Assuming forward LIBOR and Loss Severity depending on MI (see table on the side for Loss Severity assumption); 100% advance of P&I; 12 month lag for liquidation losses,
Solve for first dollar of principal loss, i.e. breakeven CDR and corresponding cumulative losses.
	Breakeven CDR			Cumulative Losses					Mortgage Insurance (MI) Coverage			Loss Severity %
	25 CPR	40 CPR	60 CPR	25 CPR	40 CPR	60 CPR			None			0.500000
AA									>70% Loans w/ >80 LTV down to 80%			0.450000
A									50 - 70% Loans w/ >80 LTV down to 80%			0.400000
A-									50 - 70% Loans w/ >80 LTV down to 60%			0.350000
BBB+									>70% LTV >80%  down to 60%			0.300000
BBB
BBB-

EX-99

Collateral Analysis

Wtd Avg

Percent of

Wtd Avg

Wtd Avg

Wtd Avg

Wtd Avg

FICO Low

FICO High

LTV

Current Balance

Current Balance

GWAC

% MI

FICO

DTI

LTV

% SFD

% PUD

% Owner Occ

% Full Doc

% Ltd Doc

% Stated Doc

% Int Only

500

524

> 65%

525

549

> 65%

550

574

> 65%

575

599

> 70%

600

624

> 70%

625

649

> 70%

650

674

> 80%

675

699

> 80%

700

724

> 80%

725

749

> 85%

750

774

> 85%

775

799

> 85%

800

max

> 85%

Wtd Avg

Percent of

Wtd Avg

Wtd Avg

Wtd Avg

Wtd Avg

LTV Low

LTV High

DTI

Current Balance

Current Balance

GWAC

% MI

FICO

DTI

LTV

% SFD

% PUD

% Owner Occ

% Full Doc

% Ltd Doc

% Stated Doc

% Int Only

60%

64%

> 50%

65%

69%

> 50%

70%

74%

> 50%

75%

79%

> 50%

80%

84%

> 50%

85%

89%

> 50%

90%

94%

> 50%

95%

99%

> 50%

100%

max

> 50%

Wtd Avg

Percent of

Wtd Avg

Wtd Avg

Wtd Avg

Wtd Avg

DTI Low

DTI High

FICO

Current Balance

Current Balance

GWAC

% MI

FICO

DTI

LTV

% SFD

% PUD

% Owner Occ

% Full Doc

% Ltd Doc

% Stated Doc

% Int Only

20%

24%

< 525

25%

29%

< 550

30%

34%

< 575

35%

39%

< 600

40%

44%

< 625

45%

49%

< 650

50%

54%

< 675

55%

max

< 700

LIMITED AND STATED DOC

Wtd Avg

Percent of

Wtd Avg

Wtd Avg

Wtd Avg

Wtd Avg

FICO Low

FICO High

Current Balance

Current Balance

GWAC

% MI

FICO

DTI

LTV

% SFD

% PUD

% Owner Occ

% Full Doc

% Ltd Doc

% Stated Doc

% Int Only

% CA

% NY

% FL

500

524

525

549

550

574

575

599

600

624

625

649

650

674

675

699

700

724

725

749

750

774

775

799

800

max

IO LOANS

Wtd Avg

Percent of

Wtd Avg

Wtd Avg

Wtd Avg

Wtd Avg

FICO Low

FICO High

Current Balance

Current Balance

GWAC

% MI

FICO

DTI

LTV

% SFD

% PUD

% Owner Occ

% Full Doc

% Ltd Doc

% Stated Doc

% Int Only

% CA

% NY

% FL

500

524

525

549

550

574

575

599

600

624

625

649

EX-99

Saxon Mortgage 2004-3
	Wtd Avg	Percent of	Wtd Avg		Wtd Avg	Wtd Avg	Wtd Avg
	Current Balance	Current Balance	GWAC	% MI	FICO	DTI	LTV	% SFD	% PUD	% Owner Occ	% Full Doc	% Ltd Doc	% Stated Doc	% Int Only	% CA	% NY	% FL
FICO
under 500/unavailable	79,792	0.84	10.200	1.63	485	37.23	72.70	73.91	14.57	94.52	89.62	1.65	8.72	4.69
500-524 LTV > 65	139,290	4.38	8.956	0.00	513	40.42	80.94	77.32	16.67	99.71	85.35	0.34	14.31	27.40
525-549 LTV > 65	139,053	6.98	8.379	0.00	538	40.42	82.63	80.17	9.47	99.42	79.74	2.09	18.18	26.13
550-574 LTV > 65	152,013	9.68	7.773	0.00	563	39.33	81.44	76.97	13.01	97.28	79.49	2.34	18.17	33.63
575-599 LTV > 70	168,020	11.82	7.256	0.07	587	40.57	82.96	75.91	13.17	98.06	85.94	1.91	12.15	42.53
600-624 LTV > 70	166,956	14.03	7.012	0.62	612	40.90	82.74	80.43	12.18	98.82	80.96	2.41	16.63	41.00
625-649 LTV > 70	186,899	12.08	6.783	0.76	637	41.07	83.80	76.92	16.33	97.46	74.76	2.29	22.95	48.21
650-674 LTV > 80	174,891	3.15	6.907	3.00	660	39.79	90.45	70.75	13.12	98.47	93.36	3.20	3.44	49.35
675-699 LTV > 80	199,570	2.29	6.846	2.30	687	40.58	91.44	96.52	2.96	98.72	91.91	0.00	8.09	41.21
700-724 LTV > 80	208,164	0.99	6.450	5.29	710	40.09	90.60	90.03	9.48	95.21	92.51	0.00	7.49	70.81
725-749 LTV > 85	131,445	0.36	7.115	19.29	737	44.75	92.02	64.89	26.98	84.05	93.16	0.00	6.84	30.46
750-774 LTV > 85	133,948	0.29	7.290	0.00	759	38.03	93.06	91.14	8.86	100.00	100.00	0.00	0.00	37.33
775-799 LTV > 85	347,000	0.14	6.197	0.00	787	34.74	97.13	57.49	42.51	100.00	100.00	0.00	0.00	0.00
LTV
60.00 - 64.99 DTI > 50	174,886	0.14	10.595	0.00	591	54.59	61.74	100.00	0.00	100.00	74.27	0.00	25.73	0.00
65.00 - 69.99 DTI > 50	164,200	0.23	7.599	0.00	587	53.28	67.85	97.46	0.00	97.46	95.41	0.00	4.59	46.63
70.00 - 74.99 DTI > 50	122,250	0.1	6.849	0.00	568	56.73	71.95	100.00	0.00	87.12	100.00	0.00	0.00	58.49
75.00 - 79.99 DTI > 50	216,007	0.34	7.487	0.00	599	51.76	75.15	100.00	0.00	100.00	31.37	31.90	36.73	13.19
80.00 - 84.99 DTI > 50	148,782	0.74	7.361	0.00	620	51.86	80.54	79.37	12.90	95.29	90.85	0.00	9.15	57.99
85.00 - 89.99 DTI > 50	134,629	0.24	9.630	0.00	529	51.28	86.03	89.04	4.66	100.00	100.00	0.00	0.00	41.19
90.00 - 94.99 DTI > 50	216,324	0.43	7.167	3.74	598	51.04	90.00	51.94	20.47	96.26	100.00	0.00	0.00	95.01
95.00 - 99.99 DTI > 50	104,500	0.02	7.375	0.00	647	50.21	95.00	100.00	0.00	100.00	100.00	0.00	0.00	0.00
DTI
under 20/unavailable FICO <525	124,399	0.76	8.627	0.00	507	16.27	75.73	94.64	3.99	100.00	90.61	0.58	8.81	6.02
20-24.99 FICO < 525	68,723	0.23	9.955	0.00	513	22.15	76.87	90.24	6.94	97.18	93.70	0.00	6.30	12.12
25-29.99 FICO < 550	100,342	1.07	9.043	0.00	529	27.77	77.53	75.24	19.37	98.34	88.10	1.21	10.69	24.07
30-34.99 FICO < 575	142,818	2.96	8.204	0.00	545	32.56	76.70	71.18	15.77	98.79	73.28	6.51	20.21	30.86
35-39.99 FICO < 600	154,787	6.03	7.892	0.23	561	37.63	76.78	75.46	14.01	97.43	73.85	1.46	24.69	36.00
40-44.99 FICO < 625	167,316	11.38	7.527	0.00	578	42.55	78.83	73.73	15.81	98.25	74.75	2.49	22.76	34.49
45-49.99 FICO < 650	189,591	20.99	7.370	0.12	588	47.82	80.96	75.31	13.51	98.44	80.09	1.37	18.54	48.32
50-54.99 FICO < 675	176,127	1.95	7.790	0.00	579	51.01	76.11	79.06	9.93	99.36	90.95	0.00	9.05	63.21
55-up FICO < 700	128,234	0.35	9.279	4.51	568	57.97	71.37	98.37	0.00	82.59	92.74	0.00	7.26	30.20
Stated & Limited Doc
under 500/unavailable	62,687	0.09	10.307	0.00	459	28.66	67.36	61.78	24.57	70.41	0.00	15.93	84.07	0.00	29.59	0.00	24.57
500-524	222,520	1.14	9.159	0.00	514	42.28	65.06	72.83	18.66	100.00	0.00	18.86	81.14	26.99	14.58	16.93	6.21
525-549	187,375	1.85	8.345	0.00	539	40.91	71.78	75.24	8.41	95.69	0.00	12.49	87.51	37.64	40.41	13.74	3.70
550-574	222,871	2.95	7.878	0.00	564	38.40	70.36	75.32	21.06	98.53	0.00	7.68	92.32	41.31	34.43	7.49	4.63
575-599	241,968	3.06	7.301	0.00	586	38.57	70.09	72.40	12.44	96.42	0.00	20.26	79.74	41.29	47.40	8.65	4.08
600-624	194,531	3.73	7.263	0.00	612	36.79	71.41	86.54	5.54	97.60	0.00	12.93	87.07	31.71	33.93	11.10	2.81
625-649	233,766	3.7	6.912	0.00	637	40.02	75.36	80.42	14.77	100.00	0.00	7.95	92.05	46.79	23.47	9.50	6.25
650-674	216,376	5.3	6.992	0.00	662	38.79	77.05	76.02	21.48	98.59	0.00	19.73	80.27	55.20	28.10	0.94	12.25
675-699	217,014	3.95	6.531	0.00	687	40.88	77.22	67.20	22.58	98.87	0.00	6.00	94.00	49.81	34.36	7.35	4.79
700-724	212,759	2.1	6.541	0.00	710	39.24	77.14	88.98	5.26	94.99	0.00	3.34	96.66	59.67	33.76	10.99	5.44
725-749	197,100	1.32	6.279	0.00	735	39.65	79.57	64.77	10.04	100.00	0.00	13.54	86.46	64.61	48.63	5.53	9.93
750-774	245,251	0.73	6.479	0.00	760	38.93	78.96	67.10	9.70	100.00	0.00	0.00	100.00	68.47	74.99	0.00	0.00
775-799	185,572	0.37	6.637	0.00	785	39.89	80.00	73.36	0.00	100.00	0.00	0.00	100.00	82.15	54.69	0.00	2.20
IO Loans
under 500/unavailable	99,250	0.04	8.591	0.00	485	27.26	67.14	29.47	70.53	100.00	100.00	0.00	0.00	100.00	0.00	0.00	0.00
500-524	189,108	1.35	8.683	0.00	514	42.41	75.66	64.83	30.02	99.06	77.06	0.00	22.94	100.00	24.63	0.94	3.04
525-549	216,320	2.05	8.058	0.00	538	42.34	79.27	71.89	13.51	96.38	66.03	4.17	29.80	100.00	42.80	2.05	2.13
550-574	251,849	4.08	7.612	0.00	563	40.21	77.32	74.88	17.13	98.51	70.13	4.07	25.80	100.00	47.16	5.16	2.47
575-599	250,019	6.13	6.955	0.00	588	40.98	78.26	73.22	15.37	97.17	79.38	5.10	15.52	100.00	49.87	0.68	4.82
600-624	235,828	6.39	6.773	0.63	614	43.18	80.55	69.96	22.28	97.52	81.48	1.99	16.53	100.00	35.85	5.03	2.72
625-649	252,912	6.6	6.457	0.42	636	41.72	80.13	72.93	20.68	99.58	73.79	0.91	25.30	100.00	36.12	4.46	6.98
650-674	258,012	6.73	6.379	0.00	660	41.54	81.05	66.16	21.92	100.00	56.52	2.48	41.00	100.00	42.22	0.21	3.88
675-699	238,027	4.09	6.323	0.72	686	41.23	80.40	68.45	19.95	93.40	51.98	0.00	48.02	100.00	55.78	1.95	7.11
700-724	222,635	2.51	6.204	1.89	710	41.56	82.08	80.08	11.76	98.11	49.98	0.00	50.02	100.00	45.37	1.67	7.09
725-749	235,590	1.49	6.039	2.73	735	40.72	80.95	58.20	18.20	97.27	42.57	5.31	52.13	100.00	58.36	0.00	10.16
750-774	238,152	0.85	6.317	0.00	759	41.81	81.23	59.99	8.32	100.00	41.24	0.00	58.76	100.00	67.11	0.00	2.43
775-799	233,153	0.37	6.508	0.00	785	39.49	80.32	73.49	0.00	100.00	18.27	0.00	81.73	100.00	66.21	0.00	0.00

EX-99

Saxon Mortgage: SAST 2004-3
Characteristics	Total	ARM	Fixed Rate
Scheduled Principal Balance	$505,857,457	$429,997,774	$75,859,683
Average Scheduled Principal Balance	$168,227	$185,105	$110,906
Number of Mortgage Loans	3,007	2,323	684
Weighted Average Gross Coupon	7.206%	7.085%	7.892%
Weighted Average FICO Score	618	616	626
Weighted Average Combined Original LTV	79.50%	79.79%	77.86%
Weighted Average Original Term	354 months	360 months	320 months
Weighted Average Stated Remaining Term	349 months	356 months	306 months
Weighted Average Seasoning	5   months	4   months	14  months
Weighted Average Gross Margin	5.668%	5.668%	0.000%
Weighted Average Minimum Interest Rate	6.308%	6.308%	0.000%
Weighted Average Maximum Interest Rate	13.181%	13.181%	0.000%
Weighted Average Initial Rate Cap	2.866%	2.866%	0.000%
Weighted Average Subsequent Rate Cap	1.029%	1.029%	0.000%
Weighted Average Months to Roll	25  months	25  months	months
ARM	85.00%	100.00%	0.00%
Fixed Rate	15.00%	0.00%	100.00%
1 Year Treasury	0.06%	0.07%	0.00%
2/28 6 Mo LIBOR ARM	23.75%	27.94%	0.00%
2YR IO 2/28 6 Mo LIBOR ARM	0.42%	0.49%	0.00%
3/27 6 Mo LIBOR ARM	18.94%	22.28%	0.00%
3YR IO 3/27 6 Mo LIBOR ARM	0.05%	0.06%	0.00%
5/25 6 Mo LIBOR  ARM	0.05%	0.06%	0.00%
5YR IO 2/28 6 Mo LIBOR ARM	32.03%	37.68%	0.00%
5YR IO 3/27 6 Mo LIBOR ARM	9.47%	11.14%	0.00%
5YR IO 5/25 6 Mo LIBOR ARM	0.09%	0.11%	0.00%
6 Mo LIBOR ARM 30 Yr	0.15%	0.17%	0.00%
Balloon 15/30	1.16%	0.00%	7.73%
Fixed Rate 10 Year	0.13%	0.00%	0.86%
Fixed Rate 15 Year	1.25%	0.00%	8.35%
Fixed Rate 20 Year	1.07%	0.00%	7.15%
Fixed Rate 30 Year	10.77%	0.00%	71.79%
Fixed Rate 5/25 Int Only	0.62%	0.00%	4.12%
Interest Only	42.68%	49.48%	4.12%
Not Interest Only	57.32%	50.52%	95.88%
Prepay Penalty:  0 months	33.02%	31.57%	41.25%
Prepay Penalty: 12 months	1.10%	0.41%	5.00%
Prepay Penalty: 24 months	38.64%	45.39%	0.38%
Prepay Penalty: 30 months	0.78%	0.35%	3.22%
Prepay Penalty: 36 months	25.89%	21.98%	48.08%
Prepay Penalty: 42 months	0.02%	0.03%	0.00%
Prepay Penalty: 60 months	0.55%	0.28%	2.07%
First Lien	100.00%	100.00%	100.00%
Full Documentation	69.70%	68.95%	73.95%
Limited Documentation	3.62%	2.65%	9.09%
No Ratio	0.01%	0.00%	0.06%
Stated Documentation	26.68%	28.40%	16.90%
Cash Out Refinance	66.38%	64.51%	76.98%
Purchase	28.96%	31.26%	15.87%
Rate/Term Refinance	4.66%	4.22%	7.15%
Condo High-Rise	0.68%	0.67%	0.69%
Condo Low-Rise	5.24%	5.43%	4.13%
Manufactured Housing	0.32%	0.18%	1.17%
PUD	13.36%	14.74%	5.51%
Single Family Attached	1.11%	1.16%	0.83%
Single Family Detached	75.48%	74.07%	83.48%
Townhouse	1.34%	1.43%	0.87%
Two-Four Family	2.48%	2.33%	3.31%
Investor	2.41%	1.92%	5.19%
Primary	97.40%	97.85%	94.81%
Second Home	0.19%	0.23%	0.00%
Top 5 States	CA  26.09%	CA  28.36%	CA  13.21%
	VA   8.14%	VA   8.42%	TX   9.02%
	MD   7.51%	MD   8.26%	GA   7.32%
	FL   6.69%	FL   6.78%	VA   6.54%
	NY   4.98%	NY   4.87%	FL   6.23%

EX-99

Saxon Mortgage: SAST 2004-3
Fixed Rate Loans
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	8	589,081.32	0.78%	10.705	203	81.85	489
500-524	25	1,649,697.39	2.17%	10.045	242	74.06	515
525-549	57	4,917,147.88	6.48%	9.317	265	82.13	537
550-574	72	6,063,030.50	7.99%	8.571	288	75.61	562
575-599	79	8,447,706.60	11.14%	7.954	320	74.92	586
600-624	141	16,495,330.30	21.74%	7.672	330	77.33	611
625-649	91	10,765,524.74	14.19%	7.714	315	80.75	636
650-674	82	11,501,209.56	15.16%	7.683	299	75.14	660
675-699	64	9,249,328.87	12.19%	7.091	307	81.48	687
700+	50	5,514,566.42	7.27%	7.353	307	78.43	729
None	15	667,059.54	0.88%	10.106	242	68.77	0
Total	684	75,859,683.12	100.00%	7.892	306	77.86	626
		Minimum	Maximum
Weighted Average FICO Score	626	453	809

EX-99

Saxon Mortgage: SAST 2004-3
CurrBal>=500k Loans
		Minimum	Maximum
Scheduled Principal Balance	$37,323,216	$500,000	$1,000,000
Average Scheduled Principal Balance	$654,793
Number of Mortgage Loans	57
Weighted Average Gross Coupon	7.284%	5.375%	9.750%
Weighted Average FICO Score	604	510	718
Weighted Average Combined Original LTV	70.48%	44.44%	87.71%
Weighted Average Original Term	360 months	360 months	360 months
Weighted Average Stated Remaining Term	358 months	354 months	359 months
Weighted Average Seasoning	2   months	1   months	6   months
Weighted Average Gross Margin	5.872%	3.625%	8.000%
Weighted Average Minimum Interest Rate	6.382%	3.875%	8.750%
Weighted Average Maximum Interest Rate	13.236%	11.375%	15.750%
Weighted Average Initial Rate Cap	2.921%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.007%	1.000%	1.500%
Weighted Average Months to Roll	25  months	21  months	35  months
Maturity Date		Apr  1 2034	Sep  1 2034
Maximum Zip Code Concentration	6.54%	28020
ARM	93.46%
Fixed Rate	6.54%
2/28 6 Mo LIBOR ARM	20.47%
2YR IO 2/28 6 Mo LIBOR ARM	1.94%
3/27 6 Mo LIBOR ARM	9.30%
5YR IO 2/28 6 Mo LIBOR ARM	48.74%
5YR IO 3/27 6 Mo LIBOR ARM	13.02%
Fixed Rate 30 Year	6.54%
Interest Only	63.69%
Not Interest Only	36.31%
Prepay Penalty:  0 months	22.99%
Prepay Penalty: 12 months	1.34%
Prepay Penalty: 24 months	52.82%
Prepay Penalty: 30 months	6.54%
Prepay Penalty: 36 months	16.31%
First Lien	100.00%
Full Documentation	42.04%
Limited Documentation	17.63%
Stated Documentation	40.33%
Cash Out Refinance	77.53%
Purchase	20.98%
Rate/Term Refinance	1.49%
Condo High-Rise	1.57%
Condo Low-Rise	6.15%
PUD	19.37%
Single Family Detached	71.25%
Two-Four Family	1.66%
Primary	100.00%
Top 5 States:
California	43.19%
Virginia	8.78%
North Carolina	6.54%
New York	6.21%
Texas	4.94%

Saxon Mortgage: SAST 2004-3
CurrBal>=500k Loans
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
450,000.01 -   500,000.00	5	2,500,000.00	6.70%	5.947	358	69.78	638
500,000.01 -   550,000.00	11	5,802,529.82	15.55%	7.161	358	77.31	608
550,000.01 -   600,000.00	13	7,522,448.81	20.15%	6.771	358	72.63	612
600,000.01 -   650,000.00	6	3,771,020.00	10.10%	7.228	358	71.31	582
650,000.01 -   700,000.00	1	661,340.98	1.77%	6.000	358	71.80	653
700,000.01 -   750,000.00	7	5,151,000.00	13.80%	7.700	359	71.13	606
750,000.01 -   800,000.00	5	3,924,625.92	10.52%	8.135	359	66.35	569
800,000.01 -   850,000.00	4	3,261,250.00	8.74%	8.249	359	73.32	639
850,000.01 -   900,000.00	1	870,000.00	2.33%	5.990	357	68.24	617
900,000.01 -   950,000.00	2	1,860,000.00	4.98%	8.143	359	62.79	531
950,000.01 - 1,000,000.00	2	1,999,000.00	5.36%	7.212	357	51.32	618
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
5.000 - 5.499	1	500,000.00	1.34%	5.375	358	71.43	718
5.500 - 5.999	5	2,989,000.00	8.01%	5.714	357	69.95	611
6.000 - 6.499	7	4,058,756.62	10.87%	6.138	358	69.97	621
6.500 - 6.999	13	8,178,162.96	21.91%	6.678	358	70.27	635
7.000 - 7.499	9	5,884,995.92	15.77%	7.258	358	72.89	591
7.500 - 7.999	11	7,526,300.03	20.17%	7.702	358	69.52	583
8.000 - 8.499	2	1,341,250.00	3.59%	8.322	359	74.12	578
8.500 - 8.999	7	5,424,750.00	14.53%	8.669	359	69.22	603
9.500 - 9.999	2	1,420,000.00	3.80%	9.641	358	70.37	522
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
500-524	2	1,750,000.00	4.69%	9.342	359	61.59	513
525-549	2	1,530,000.00	4.10%	8.162	358	71.19	543
550-574	9	6,344,285.03	17.00%	7.946	358	66.79	563
575-599	17	10,463,076.56	28.03%	6.938	358	68.22	586
600-624	10	6,257,433.17	16.77%	6.991	358	75.01	612
625-649	4	2,102,250.00	5.63%	6.412	357	70.03	640
650-674	9	6,278,190.98	16.82%	7.345	359	77.28	661
675-699	3	2,097,979.79	5.62%	6.660	358	66.18	683
700+	1	500,000.00	1.34%	5.375	358	71.43	718
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	2	1,798,375.92	4.82%	7.556	358	46.91	565
50.00- 54.99	2	1,620,000.00	4.34%	6.577	357	53.38	647
55.00- 59.99	2	1,500,000.00	4.02%	8.037	359	55.76	543
60.00- 64.99	6	3,918,415.64	10.50%	7.164	358	62.99	587
65.00- 69.99	7	4,843,500.00	12.98%	7.503	358	67.49	581
70.00- 74.99	14	8,694,424.15	23.29%	6.871	358	71.89	607
75.00- 79.99	11	7,275,505.03	19.49%	7.745	359	75.55	617
80.00	9	5,385,579.79	14.43%	7.301	359	80.00	619
85.00- 89.99	4	2,287,415.00	6.13%	6.878	358	86.01	638
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
360	57	37,323,215.53	100.00%	7.284	358	70.48	604
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
301-360	57	37,323,215.53	100.00%	7.284	358	70.48	604
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	2	1,247,833.17	3.34%	7.003	357	71.46	592
25.01 -30.00	6	4,347,750.00	11.65%	7.755	359	69.37	627
30.01 -35.00	3	2,131,415.64	5.71%	7.130	358	64.19	585
35.01 -40.00	8	5,289,625.92	14.17%	7.280	358	70.73	611
40.01 -45.00	10	6,768,000.00	18.13%	7.321	359	73.49	600
45.01 -50.00	23	14,427,705.77	38.66%	7.251	358	71.29	600
50.01 -55.00	4	2,610,885.03	7.00%	7.187	358	63.81	599
None	1	500,000.00	1.34%	5.509	354	72.46	642
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	54	34,881,965.53	93.46%	7.198	358	70.16	600
Fixed Rate	3	2,441,250.00	6.54%	8.500	359	75.00	661
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2/28 6 Mo LIBOR ARM	11	7,638,359.76	20.47%	7.397	358	64.71	573
2YR IO 2/28 6 Mo LIBOR ARM	1	724,500.00	1.94%	7.875	359	70.00	576
3/27 6 Mo LIBOR ARM	6	3,471,320.77	9.30%	6.331	358	75.00	636
5YR IO 2/28 6 Mo LIBOR ARM	28	18,189,785.00	48.74%	7.436	358	72.44	598
5YR IO 3/27 6 Mo LIBOR ARM	8	4,858,000.00	13.02%	6.514	358	66.78	627
Fixed Rate 30 Year	3	2,441,250.00	6.54%	8.500	359	75.00	661
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	37	23,772,285.00	63.69%	7.261	358	71.21	604
Not Interest Only	20	13,550,930.53	36.31%	7.323	358	69.20	605
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	13	8,580,805.80	22.99%	7.484	359	67.67	598
Prepay Penalty: 12 months	1	500,000.00	1.34%	5.509	354	72.46	642
Prepay Penalty: 24 months	30	19,714,909.73	52.82%	7.279	358	71.37	593
Prepay Penalty: 30 months	3	2,441,250.00	6.54%	8.500	359	75.00	661
Prepay Penalty: 36 months	10	6,086,250.00	16.31%	6.676	358	69.58	621
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	57	37,323,215.53	100.00%	7.284	358	70.48	604
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	25	15,689,085.77	42.04%	6.702	358	72.52	607
Limited Documentation	9	6,580,400.00	17.63%	7.936	358	71.91	622
Stated Documentation	23	15,053,729.76	40.33%	7.604	358	67.73	594
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	45	28,936,867.36	77.53%	7.230	358	69.86	598
Purchase	11	7,829,348.17	20.98%	7.601	358	72.52	626
Rate/Term Refinance	1	557,000.00	1.49%	5.625	359	74.27	606
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	1	585,600.00	1.57%	7.125	359	80.00	655
Condo Low-Rise	3	2,294,500.00	6.15%	7.332	359	74.70	605
PUD	11	7,231,250.00	19.37%	7.471	358	71.64	595
Single Family Detached	41	26,591,865.53	71.25%	7.180	358	69.53	607
Two-Four Family	1	620,000.00	1.66%	9.500	357	72.94	537
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Primary	57	37,323,215.53	100.00%	7.284	358	70.48	604
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
California	24	16,118,775.92	43.19%	7.202	358	70.01	601
Colorado	1	724,000.00	1.94%	7.375	359	80.00	616
Connecticut	2	1,510,000.00	4.05%	7.498	359	71.99	559
Florida	1	500,000.00	1.34%	5.500	359	74.07	598
Georgia	1	800,000.00	2.14%	9.750	359	68.38	510
Hawaii	1	520,000.00	1.39%	7.000	358	80.00	576
Illinois	1	585,600.00	1.57%	7.125	359	80.00	655
Indiana	1	500,000.00	1.34%	5.509	354	72.46	642
Kansas	1	950,000.00	2.55%	8.999	359	55.88	516
Maryland	2	1,100,000.00	2.95%	6.784	359	74.56	636
Massachusetts	1	550,000.00	1.47%	6.375	358	55.56	590
Michigan	1	551,250.00	1.48%	6.625	358	75.00	680
Nevada	1	747,500.00	2.00%	8.875	359	65.00	567
New York	3	2,318,635.03	6.21%	7.746	358	60.30	561
North Carolina	3	2,441,250.00	6.54%	8.500	359	75.00	661
Ohio	1	586,415.64	1.57%	6.000	358	61.15	586
Oklahoma	1	500,000.00	1.34%	5.375	358	71.43	718
Pennsylvania	1	635,870.00	1.70%	7.375	358	79.00	591
Tennessee	1	565,000.00	1.51%	8.250	359	72.90	606
Texas	3	1,843,070.77	4.94%	6.269	358	73.81	650
Virginia	6	3,275,848.17	8.78%	6.826	358	73.70	612
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	15	9,683,844.73	25.95%	6.619	358	66.29	609
A+	19	12,383,170.77	33.18%	7.260	359	74.35	643
A-	16	10,826,285.03	29.01%	7.878	358	70.11	562
B	4	2,685,000.00	7.19%	7.742	358	65.42	579
SD	3	1,744,915.00	4.68%	6.742	358	76.37	600
Total	57	37,323,215.53	100.00%	7.284	358	70.48	604
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	3	1,658,250.00	4.75%	6.206	358	68.31	625
4.000 - 4.499	3	1,598,933.17	4.58%	5.915	357	72.17	617
4.500 - 4.999	4	2,678,900.00	7.68%	7.013	358	70.40	589
5.000 - 5.499	10	6,698,081.72	19.20%	6.546	358	67.38	636
5.500 - 5.999	12	7,186,265.64	20.60%	6.939	359	72.33	599
6.000 - 6.499	7	4,397,665.00	12.61%	7.162	358	78.46	625
6.500 - 6.999	7	4,727,120.00	13.55%	7.895	358	66.91	571
7.000 - 7.499	4	2,904,250.00	8.33%	8.439	359	72.17	551
7.500 - 7.999	3	2,285,000.00	6.55%	8.264	358	61.09	565
8.000 - 8.499	1	747,500.00	2.14%	8.875	359	65.00	567
Total	54	34,881,965.53	100.00%	7.198	358	70.16	600
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	1	557,000.00	1.60%	5.625	359	74.27	606
4.500 - 4.999	3	1,930,000.00	5.53%	6.581	359	69.16	597
5.000 - 5.499	6	3,653,340.98	10.47%	5.965	358	68.86	637
5.500 - 5.999	12	7,099,328.60	20.35%	6.453	358	69.52	636
6.000 - 6.499	10	6,499,750.00	18.63%	7.098	358	76.42	606
6.500 - 6.999	9	5,546,920.03	15.90%	7.372	358	73.42	595
7.000 - 7.499	5	3,468,625.92	9.94%	7.832	359	66.77	577
7.500 - 7.999	5	3,959,500.00	11.35%	8.369	359	61.47	555
8.000 - 8.499	1	747,500.00	2.14%	8.875	359	65.00	567
8.500 - 8.999	2	1,420,000.00	4.07%	9.641	358	70.37	522
Total	54	34,881,965.53	100.00%	7.198	358	70.16	600
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
11.000 -11.499	1	500,000.00	1.43%	5.375	358	71.43	718
11.500 -11.999	4	2,489,000.00	7.14%	5.756	358	69.45	604
12.000 -12.499	7	4,058,756.62	11.64%	6.138	358	69.97	621
12.500 -12.999	14	8,678,162.96	24.88%	6.610	358	70.40	636
13.000 -13.499	9	5,884,995.92	16.87%	7.258	358	72.89	591
13.500 -13.999	10	6,731,300.03	19.30%	7.711	358	70.06	583
14.000 -14.499	2	1,341,250.00	3.85%	8.322	359	74.12	578
14.500 -14.999	5	3,778,500.00	10.83%	8.558	359	64.59	560
15.500 -15.999	2	1,420,000.00	4.07%	9.641	358	70.37	522
Total	54	34,881,965.53	100.00%	7.198	358	70.16	600
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	1	999,000.00	2.86%	7.800	358	48.88	550
1.500	1	500,000.00	1.43%	5.509	354	72.46	642
3.000	52	33,382,965.53	95.70%	7.206	358	70.77	601
Total	54	34,881,965.53	100.00%	7.198	358	70.16	600
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	53	34,381,965.53	98.57%	7.223	358	70.13	600
1.500	1	500,000.00	1.43%	5.509	354	72.46	642
Total	54	34,881,965.53	100.00%	7.198	358	70.16	600
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
07/01/06	5	3,337,833.17	9.57%	7.157	357	71.57	588
08/01/06	17	10,766,711.59	30.87%	7.081	358	66.59	592
09/01/06	18	12,448,100.00	35.69%	7.820	359	72.85	590
04/01/07	1	500,000.00	1.43%	5.509	354	72.46	642
07/01/07	1	1,000,000.00	2.87%	6.625	357	53.76	685
08/01/07	9	5,272,320.77	15.11%	6.629	358	72.52	628
09/01/07	3	1,557,000.00	4.46%	5.970	359	72.20	603
Total	54	34,881,965.53	100.00%	7.198	358	70.16	600

EX-99

Saxon Mortgage: SAST 2004-3
Group II IOs
		Minimum	Maximum
Scheduled Principal Balance	$122,551,162	$52,000	$1,000,000
Average Scheduled Principal Balance	$291,095
Number of Mortgage Loans	421
Weighted Average Gross Coupon	6.683%	4.750%	11.625%
Weighted Average FICO Score	633	502	791
Weighted Average Combined Original LTV	79.38%	18.66%	100.00%
Weighted Average Original Term	360 months	360 months	360 months
Weighted Average Stated Remaining Term	358 months	351 months	360 months
Weighted Average Seasoning	2   months	0   months	9   months
Weighted Average Gross Margin	5.484%	3.250%	9.500%
Weighted Average Minimum Interest Rate	5.859%	3.500%	10.000%
Weighted Average Maximum Interest Rate	12.690%	10.750%	17.625%
Weighted Average Initial Rate Cap	2.954%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.003%	1.000%	1.500%
Weighted Average Months to Roll	25  months	15  months	59  months
Maturity Date		Jan  1 2034	Oct  1 2034
Maximum Zip Code Concentration	1.70%	92694 (Ladera Ranch, CA)
ARM	99.53%
Fixed Rate	0.47%
2YR IO 2/28 6 Mo LIBOR ARM	1.02%
5YR IO 2/28 6 Mo LIBOR ARM	75.61%
5YR IO 3/27 6 Mo LIBOR ARM	22.58%
5YR IO 5/25 6 Mo LIBOR ARM	0.33%
Fixed Rate 5/25 Int Only	0.47%
Interest Only	100.00%
Prepay Penalty:  0 months	20.42%
Prepay Penalty: 12 months	0.41%
Prepay Penalty: 24 months	60.75%
Prepay Penalty: 36 months	18.29%
Prepay Penalty: 60 months	0.12%
First Lien	100.00%
Full Documentation	64.41%
Limited Documentation	3.40%
Stated Documentation	32.19%
Cash Out Refinance	62.04%
Purchase	36.66%
Rate/Term Refinance	1.30%
Condo High-Rise	1.00%
Condo Low-Rise	8.08%
PUD	19.89%
Single Family Attached	1.07%
Single Family Detached	67.25%
Townhouse	0.50%
Two-Four Family	2.21%
Investor	1.55%
Primary	98.22%
Second Home	0.24%
Top 5 States:
California	50.78%
Virginia	11.05%
Maryland	8.66%
Florida	4.22%
Nevada	2.98%

Saxon Mortgage: SAST 2004-3
Group II IOs
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
50,000.01 -   100,000.00	27	2,085,878.26	1.70%	7.489	359	76.54	609
100,000.01 -   150,000.00	72	9,078,671.21	7.41%	7.272	359	81.51	621
150,000.01 -   200,000.00	47	8,396,112.47	6.85%	6.760	358	81.21	640
200,000.01 -   250,000.00	49	10,899,165.14	8.89%	6.897	358	82.38	637
250,000.01 -   300,000.00	37	10,192,172.09	8.32%	6.403	358	78.09	645
300,000.01 -   350,000.00	38	12,531,409.00	10.23%	6.393	358	81.75	641
350,000.01 -   400,000.00	59	22,118,585.52	18.05%	6.475	359	81.39	642
400,000.01 -   450,000.00	35	14,819,477.33	12.09%	6.386	359	80.93	638
450,000.01 -   500,000.00	29	13,915,656.00	11.35%	6.317	358	79.27	632
500,000.01 -   550,000.00	7	3,661,165.00	2.99%	7.266	358	80.12	612
550,000.01 -   600,000.00	6	3,496,850.00	2.85%	7.094	359	76.77	622
600,000.01 -   650,000.00	4	2,516,020.00	2.05%	6.947	358	71.10	584
700,000.01 -   750,000.00	7	5,151,000.00	4.20%	7.700	359	71.13	606
800,000.01 -   850,000.00	1	820,000.00	0.67%	7.500	358	68.33	574
850,000.01 -   900,000.00	1	870,000.00	0.71%	5.990	357	68.24	617
950,000.01 - 1,000,000.00	2	1,999,000.00	1.63%	7.212	357	51.32	618
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	2	676,000.00	0.55%	4.799	359	80.00	685
5.000 - 5.499	17	5,827,488.00	4.76%	5.267	358	79.05	686
5.500 - 5.999	66	20,402,741.89	16.65%	5.778	358	79.51	659
6.000 - 6.499	83	26,084,341.41	21.28%	6.227	358	80.80	644
6.500 - 6.999	109	31,461,383.19	25.67%	6.684	358	78.53	639
7.000 - 7.499	55	15,812,376.00	12.90%	7.239	359	81.26	613
7.500 - 7.999	44	12,672,342.51	10.34%	7.674	358	77.79	597
8.000 - 8.499	16	3,603,125.00	2.94%	8.178	358	79.82	578
8.500 - 8.999	20	5,011,814.02	4.09%	8.647	359	77.99	566
9.000 - 9.499	3	314,550.00	0.26%	9.351	359	58.64	524
9.500 - 9.999	3	393,400.00	0.32%	9.835	359	68.80	512
10.000 -10.499	1	156,000.00	0.13%	10.375	358	63.93	570
11.000 -11.499	1	65,600.00	0.05%	11.000	358	80.00	521
11.500 -11.999	1	70,000.00	0.06%	11.625	359	36.84	517
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
500-524	13	2,282,304.00	1.86%	8.547	359	73.87	513
525-549	18	3,829,885.02	3.13%	7.733	358	77.73	540
550-574	32	11,572,650.00	9.44%	7.648	358	74.43	563
575-599	61	18,659,324.57	15.23%	6.897	358	77.97	588
600-624	69	20,462,439.69	16.70%	6.760	358	80.71	613
625-649	68	19,666,564.61	16.05%	6.407	358	79.77	636
650-674	65	20,162,258.33	16.45%	6.329	358	81.00	660
675-699	42	11,831,080.31	9.65%	6.292	358	80.44	686
700+	52	13,944,655.49	11.38%	6.116	358	81.07	733
None	1	140,000.00	0.11%	7.375	359	70.00	0
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	6	1,499,500.00	1.22%	8.141	358	44.99	549
50.00- 54.99	3	1,832,500.00	1.50%	6.741	358	52.99	642
55.00- 59.99	2	579,000.00	0.47%	7.738	358	56.26	561
60.00- 64.99	11	4,133,656.00	3.37%	7.493	358	62.81	597
65.00- 69.99	10	4,681,500.00	3.82%	6.877	358	67.78	599
70.00- 74.99	30	10,805,685.44	8.82%	6.783	358	71.89	609
75.00- 79.99	49	15,008,309.61	12.25%	6.618	359	77.20	625
80.00	184	51,021,707.01	41.63%	6.372	358	80.00	654
80.01- 84.99	16	4,212,700.00	3.44%	6.644	359	83.57	612
85.00- 89.99	38	11,456,844.48	9.35%	6.845	358	86.16	625
90.00- 94.99	53	12,504,784.50	10.20%	7.059	358	90.20	609
95.00- 99.99	11	2,446,675.00	2.00%	7.038	358	95.00	664
100.00	8	2,368,299.98	1.93%	7.253	358	100.00	674
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
360	421	122,551,162.02	100.00%	6.683	358	79.38	633
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
301-360	421	122,551,162.02	100.00%	6.683	358	79.38	633
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	2	709,900.00	0.58%	7.386	357	73.76	574
20.01 -25.00	7	1,920,258.96	1.57%	6.723	358	75.25	672
25.01 -30.00	18	5,365,357.09	4.38%	6.679	359	74.80	618
30.01 -35.00	41	11,079,670.00	9.04%	6.898	359	75.94	627
35.01 -40.00	66	18,381,972.19	15.00%	6.584	358	78.12	646
40.01 -45.00	104	31,487,185.43	25.69%	6.647	358	80.67	641
45.01 -50.00	163	47,643,226.37	38.88%	6.662	358	81.13	628
50.01 -55.00	15	4,673,436.00	3.81%	7.055	358	74.02	594
55.01 -60.00	1	175,256.00	0.14%	7.425	358	80.00	595
60.01+	1	286,000.00	0.23%	5.625	359	73.33	601
None	3	828,899.98	0.68%	5.993	355	79.14	659
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	416	121,971,762.02	99.53%	6.680	358	79.43	633
Fixed Rate	5	579,400.00	0.47%	7.428	359	67.92	590
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2YR IO 2/28 6 Mo LIBOR ARM	3	1,244,300.00	1.02%	7.205	358	77.08	615
5YR IO 2/28 6 Mo LIBOR ARM	307	92,659,495.01	75.61%	6.657	358	79.63	633
5YR IO 3/27 6 Mo LIBOR ARM	104	27,667,967.01	22.58%	6.728	358	78.86	631
5YR IO 5/25 6 Mo LIBOR ARM	2	400,000.00	0.33%	6.817	359	80.00	676
Fixed Rate 5/25 Int Only	5	579,400.00	0.47%	7.428	359	67.92	590
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	421	122,551,162.02	100.00%	6.683	358	79.38	633
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	87	25,026,725.51	20.42%	6.976	358	78.28	629
Prepay Penalty: 12 months	1	500,000.00	0.41%	5.509	354	72.46	642
Prepay Penalty: 24 months	242	74,455,230.04	60.75%	6.578	358	79.99	633
Prepay Penalty: 36 months	90	22,416,306.49	18.29%	6.730	358	78.56	636
Prepay Penalty: 60 months	1	152,899.98	0.12%	6.990	355	100.00	685
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	421	122,551,162.02	100.00%	6.683	358	79.38	633
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	288	78,932,630.67	64.41%	6.612	358	81.44	624
Limited Documentation	10	4,168,850.00	3.40%	6.599	358	75.98	618
Stated Documentation	123	39,449,681.35	32.19%	6.835	358	75.60	652
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	247	76,028,227.83	62.04%	6.813	358	78.49	615
Purchase	165	44,930,046.69	36.66%	6.443	358	80.89	664
Rate/Term Refinance	9	1,592,887.50	1.30%	7.259	358	79.07	610
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	3	1,226,600.00	1.00%	6.954	359	81.25	681
Condo Low-Rise	34	9,902,676.49	8.08%	6.504	358	80.46	652
PUD	74	24,379,787.44	19.89%	6.661	359	79.01	631
Single Family Attached	6	1,307,735.50	1.07%	6.003	358	80.22	622
Single Family Detached	291	82,418,437.59	67.25%	6.707	358	79.38	631
Townhouse	4	613,475.00	0.50%	6.690	359	76.78	617
Two-Four Family	9	2,702,450.00	2.21%	7.013	358	77.85	623
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	11	1,894,147.00	1.55%	7.576	358	77.68	640
Primary	408	120,364,515.02	98.22%	6.667	358	79.48	632
Second Home	2	292,500.00	0.24%	7.651	359	48.55	607
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	2	310,800.00	0.25%	6.052	359	82.41	625
Arizona	13	2,482,198.96	2.03%	6.618	359	80.52	628
California	170	62,226,341.83	50.78%	6.508	358	79.09	639
Colorado	7	2,486,635.44	2.03%	6.790	359	78.68	646
Connecticut	4	972,400.00	0.79%	7.333	358	75.74	624
Florida	24	5,177,438.09	4.22%	6.665	359	81.68	651
Georgia	11	1,498,476.00	1.22%	7.375	359	83.75	623
Hawaii	3	667,545.00	0.54%	6.998	359	78.32	650
Idaho	2	193,597.65	0.16%	6.090	359	80.00	628
Illinois	7	1,673,087.50	1.37%	7.030	359	81.71	633
Indiana	6	1,423,250.00	1.16%	6.140	357	78.54	660
Kentucky	2	425,600.00	0.35%	7.058	358	80.00	589
Maryland	34	10,614,807.49	8.66%	6.634	358	80.00	628
Massachusetts	2	603,000.00	0.49%	6.232	359	75.32	619
Michigan	9	1,065,774.61	0.87%	8.153	358	86.06	586
Minnesota	2	792,000.00	0.65%	6.273	359	80.00	637
Mississippi	1	185,900.00	0.15%	7.625	358	100.00	630
Missouri	1	348,000.00	0.28%	6.250	359	80.00	636
Nebraska	1	89,000.00	0.07%	6.375	359	74.79	648
Nevada	14	3,655,584.24	2.98%	7.052	359	76.57	621
New Hampshire	1	149,310.02	0.12%	8.500	358	80.00	525
New York	11	3,505,520.52	2.86%	6.996	358	72.39	600
North Carolina	3	397,710.00	0.32%	8.029	358	81.63	618
Ohio	11	1,718,954.98	1.40%	6.812	358	82.98	620
Oklahoma	3	675,200.00	0.55%	5.663	358	74.61	698
Oregon	6	956,570.00	0.78%	6.449	359	78.92	647
Pennsylvania	4	1,037,295.00	0.85%	7.082	358	81.10	604
South Carolina	2	665,000.00	0.54%	6.646	358	69.48	642
Tennessee	5	831,600.00	0.68%	8.048	359	75.88	621
Utah	3	470,924.69	0.38%	6.128	358	80.00	662
Virginia	46	13,542,470.00	11.05%	7.053	359	80.54	609
Washington	7	1,291,500.00	1.05%	6.599	358	83.20	663
West Virginia	2	181,920.00	0.15%	6.732	359	79.32	643
Wyoming	2	235,750.00	0.19%	7.548	359	82.79	626
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	91	27,339,056.17	22.31%	6.673	358	78.24	609
A+	216	63,854,487.32	52.10%	6.311	359	79.98	664
A-	61	17,418,719.52	14.21%	7.428	358	79.58	582
B	23	6,222,224.61	5.08%	7.976	358	70.25	562
C	3	324,600.00	0.26%	10.319	358	70.07	546
D	2	195,500.00	0.16%	10.566	359	41.46	516
SD	25	7,196,574.40	5.87%	6.832	358	87.19	630
Total	421	122,551,162.02	100.00%	6.683	358	79.38	633
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.000 - 3.499	1	255,757.09	0.21%	6.250	358	80.00	687
3.500 - 3.999	28	8,684,018.14	7.12%	5.851	358	80.24	670
4.000 - 4.499	32	10,374,088.33	8.51%	6.192	358	79.35	655
4.500 - 4.999	39	11,596,715.00	9.51%	6.265	358	80.34	647
5.000 - 5.499	105	32,601,414.85	26.73%	6.390	358	79.22	648
5.500 - 5.999	79	22,899,210.52	18.77%	6.564	359	79.00	629
6.000 - 6.499	57	15,318,823.50	12.56%	7.066	359	81.51	625
6.500 - 6.999	36	10,192,970.57	8.36%	7.470	358	80.51	592
7.000 - 7.499	24	5,434,210.02	4.46%	7.817	359	81.33	579
7.500 - 7.999	7	2,886,504.00	2.37%	8.347	358	63.78	560
8.000 - 8.499	7	1,602,550.00	1.31%	9.096	358	77.09	573
9.500 - 9.999	1	125,500.00	0.10%	9.975	359	44.04	516
Total	416	121,971,762.02	100.00%	6.680	358	79.43	633
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	4	1,085,847.65	0.89%	5.419	358	82.15	655
4.000 - 4.499	10	3,087,350.00	2.53%	6.018	358	77.11	686
4.500 - 4.999	39	11,356,605.00	9.31%	5.761	358	79.67	669
5.000 - 5.499	82	26,725,864.65	21.91%	6.088	358	79.96	656
5.500 - 5.999	110	32,886,962.52	26.96%	6.470	358	78.67	636
6.000 - 6.499	62	17,965,930.00	14.73%	6.956	359	81.14	630
6.500 - 6.999	51	13,828,213.18	11.34%	7.325	358	81.38	607
7.000 - 7.499	29	7,543,125.00	6.18%	7.803	359	80.01	580
7.500 - 7.999	18	5,423,314.02	4.45%	8.304	359	73.56	565
8.000 - 8.499	5	1,337,550.00	1.10%	8.936	359	69.68	575
8.500 - 8.999	3	383,900.00	0.31%	9.446	358	84.61	553
9.000 - 9.499	1	156,000.00	0.13%	10.375	358	63.93	570
9.500 - 9.999	1	125,500.00	0.10%	9.975	359	44.04	516
10.000 -10.499	1	65,600.00	0.05%	11.000	358	80.00	521
Total	416	121,971,762.02	100.00%	6.680	358	79.43	633
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	2	676,000.00	0.55%	4.799	359	80.00	685
11.000 -11.499	17	5,827,488.00	4.78%	5.267	358	79.05	686
11.500 -11.999	65	19,902,741.89	16.32%	5.784	358	79.68	660
12.000 -12.499	82	25,984,341.41	21.30%	6.226	358	80.93	644
12.500 -12.999	107	31,352,483.21	25.70%	6.663	358	78.38	639
13.000 -13.499	55	15,823,376.00	12.97%	7.235	358	81.42	613
13.500 -13.999	44	12,651,842.49	10.37%	7.648	358	77.64	597
14.000 -14.499	16	3,603,125.00	2.95%	8.178	358	79.82	578
14.500 -14.999	18	5,042,914.02	4.13%	8.594	359	79.09	574
15.000 -15.499	3	314,550.00	0.26%	9.351	359	58.64	524
15.500 -15.999	4	501,300.00	0.41%	9.601	359	67.99	515
16.000 -16.499	1	156,000.00	0.13%	10.375	358	63.93	570
17.000 -17.499	1	65,600.00	0.05%	11.000	358	80.00	521
17.500 -17.999	1	70,000.00	0.06%	11.625	359	36.84	517
Total	416	121,971,762.02	100.00%	6.680	358	79.43	633
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	4	1,609,657.09	1.32%	7.602	358	62.75	598
1.500	4	1,108,899.98	0.91%	6.215	355	77.45	649
2.000	3	668,800.00	0.55%	6.305	358	82.48	702
3.000	405	118,584,404.95	97.22%	6.673	358	79.66	633
Total	416	121,971,762.02	100.00%	6.680	358	79.43	633
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	413	121,142,862.04	99.32%	6.684	358	79.43	633
1.500	3	828,899.98	0.68%	5.993	355	79.14	659
Total	416	121,971,762.02	100.00%	6.680	358	79.43	633
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
01/01/06	1	227,935.50	0.19%	6.150	351	80.00	580
05/01/06	1	152,899.98	0.13%	6.990	355	100.00	685
06/01/06	1	176,000.00	0.14%	6.500	356	80.00	683
07/01/06	18	6,386,999.69	5.24%	6.567	357	77.80	621
08/01/06	129	39,529,927.84	32.41%	6.662	358	79.47	629
09/01/06	154	45,872,406.00	37.61%	6.692	359	79.86	637
10/01/06	6	1,557,626.00	1.28%	6.378	360	80.37	653
04/01/07	1	500,000.00	0.41%	5.509	354	72.46	642
07/01/07	4	1,694,200.00	1.39%	7.069	357	59.55	648
08/01/07	43	11,854,781.01	9.72%	6.542	358	81.18	649
09/01/07	56	13,618,986.00	11.17%	6.893	359	79.47	612
09/01/09	2	400,000.00	0.33%	6.817	359	80.00	676
Total	416	121,971,762.02	100.00%	6.680	358	79.43	633

EX-99

Saxon Mortgage: SAST 2004-3
Interest Only Loans
		Minimum	Maximum
Scheduled Principal Balance	$215,883,384	$44,000	$1,000,000
Average Scheduled Principal Balance	$241,210
Number of Mortgage Loans	895
Weighted Average Gross Coupon	6.779%	4.750%	11.625%
Weighted Average FICO Score	630	485	794
Weighted Average Combined Original LTV	79.80%	18.66%	100.00%
Weighted Average Original Term	360 months	360 months	360 months
Weighted Average Stated Remaining Term	358 months	351 months	360 months
Weighted Average Seasoning	2   months	0   months	9   months
Weighted Average Gross Margin	5.557%	3.250%	9.500%
Weighted Average Minimum Interest Rate	5.929%	3.500%	10.500%
Weighted Average Maximum Interest Rate	12.788%	10.750%	17.625%
Weighted Average Initial Rate Cap	2.962%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.003%	1.000%	1.500%
Weighted Average Months to Roll	25  months	15  months	59  months
Maturity Date		Jan  1 2034	Oct  1 2034
Maximum Zip Code Concentration	0.98%	94565
ARM	98.55%
Fixed Rate	1.45%
2YR IO 2/28 6 Mo LIBOR ARM	0.98%
3YR IO 3/27 6 Mo LIBOR ARM	0.12%
5YR IO 2/28 6 Mo LIBOR ARM	75.06%
5YR IO 3/27 6 Mo LIBOR ARM	22.18%
5YR IO 5/25 6 Mo LIBOR ARM	0.21%
Fixed Rate 5/25 Int Only	1.45%
Interest Only	100.00%
Prepay Penalty:  0 months	20.88%
Prepay Penalty: 12 months	0.23%
Prepay Penalty: 24 months	59.37%
Prepay Penalty: 36 months	19.45%
Prepay Penalty: 60 months	0.07%
First Lien	100.00%
Full Documentation	66.71%
Limited Documentation	2.34%
Stated Documentation	30.95%
Cash Out Refinance	60.02%
Purchase	37.57%
Rate/Term Refinance	2.41%
Condo High-Rise	0.77%
Condo Low-Rise	6.53%
PUD	18.90%
Single Family Attached	0.82%
Single Family Detached	69.70%
Townhouse	1.13%
Two-Four Family	2.14%
Investor	1.85%
Primary	97.97%
Second Home	0.18%
Top 5 States:
California	44.08%
Virginia	10.95%
Maryland	9.12%
Florida	4.73%
Nevada	3.34%

Saxon Mortgage: SAST 2004-3
Interest Only Loans
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	3	144,000.00	0.07%	6.939	359	68.02	608
50,000.01 -   100,000.00	87	6,974,319.60	3.23%	7.513	359	76.05	610
100,000.01 -   150,000.00	167	21,074,644.70	9.76%	7.152	359	81.84	629
150,000.01 -   200,000.00	145	25,666,165.34	11.89%	7.016	359	80.95	627
200,000.01 -   250,000.00	141	31,605,461.91	14.64%	6.844	358	81.18	631
250,000.01 -   300,000.00	112	30,593,236.03	14.17%	6.501	358	79.63	639
300,000.01 -   350,000.00	82	26,479,182.80	12.27%	6.485	358	81.25	642
350,000.01 -   400,000.00	60	22,505,585.52	10.42%	6.486	358	81.54	641
400,000.01 -   450,000.00	37	15,652,847.33	7.25%	6.430	359	81.44	633
450,000.01 -   500,000.00	29	13,915,656.00	6.45%	6.317	358	79.27	632
500,000.01 -   550,000.00	7	3,661,165.00	1.70%	7.266	358	80.12	612
550,000.01 -   600,000.00	7	4,058,850.00	1.88%	6.908	359	74.79	617
600,000.01 -   650,000.00	5	3,136,020.00	1.45%	7.452	358	71.47	575
700,000.01 -   750,000.00	7	5,151,000.00	2.39%	7.700	359	71.13	606
750,000.01 -   800,000.00	2	1,576,250.00	0.73%	9.073	359	71.64	534
800,000.01 -   850,000.00	1	820,000.00	0.38%	7.500	358	68.33	574
850,000.01 -   900,000.00	1	870,000.00	0.40%	5.990	357	68.24	617
950,000.01 - 1,000,000.00	2	1,999,000.00	0.93%	7.212	357	51.32	618
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	2	676,000.00	0.31%	4.799	359	80.00	685
5.000 - 5.499	25	7,777,389.00	3.60%	5.266	358	79.20	690
5.500 - 5.999	125	34,168,872.37	15.83%	5.776	358	78.94	664
6.000 - 6.499	166	44,077,408.40	20.42%	6.221	358	80.28	647
6.500 - 6.999	233	55,531,162.74	25.72%	6.698	358	79.46	639
7.000 - 7.499	127	28,273,950.60	13.10%	7.219	359	81.50	616
7.500 - 7.999	104	22,669,057.69	10.50%	7.689	358	79.50	595
8.000 - 8.499	45	9,655,230.22	4.47%	8.204	359	82.49	578
8.500 - 8.999	43	8,531,014.02	3.95%	8.663	359	79.11	555
9.000 - 9.499	10	1,343,050.00	0.62%	9.198	359	77.78	530
9.500 - 9.999	8	2,248,349.19	1.04%	9.709	358	72.14	521
10.000 -10.499	2	273,000.00	0.13%	10.214	358	75.10	549
10.500 -10.999	2	464,800.00	0.22%	10.754	358	69.67	546
11.000 -11.499	1	65,600.00	0.03%	11.000	358	80.00	521
11.500 -11.999	2	128,500.00	0.06%	11.568	359	47.52	502
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	1	58,500.00	0.03%	11.500	358	60.31	485
500-524	36	6,807,903.19	3.15%	8.683	359	75.66	514
525-549	48	10,383,360.02	4.81%	8.058	358	79.27	538
550-574	82	20,651,580.00	9.57%	7.612	358	77.32	563
575-599	124	31,002,404.44	14.36%	6.955	358	78.26	588
600-624	137	32,308,410.41	14.97%	6.773	359	80.55	614
625-649	132	33,384,402.37	15.46%	6.457	358	80.13	636
650-674	132	34,057,530.33	15.78%	6.379	358	81.05	660
675-699	87	20,708,307.03	9.59%	6.323	358	80.40	686
700+	115	26,380,986.44	12.22%	6.197	359	81.49	730
None	1	140,000.00	0.06%	7.375	359	70.00	0
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	21	3,648,327.72	1.69%	7.566	359	40.95	572
50.00- 54.99	8	2,736,477.16	1.27%	6.908	358	52.63	624
55.00- 59.99	9	1,716,799.58	0.80%	7.217	358	56.96	604
60.00- 64.99	24	7,051,156.00	3.27%	7.361	358	62.51	591
65.00- 69.99	18	6,855,466.00	3.18%	7.124	358	67.63	591
70.00- 74.99	53	15,565,084.37	7.21%	6.895	358	72.04	611
75.00- 79.99	100	25,595,748.17	11.86%	6.698	359	76.93	623
80.00	354	84,677,845.41	39.22%	6.412	358	80.00	656
80.01- 84.99	36	8,209,556.00	3.80%	6.682	359	83.70	620
85.00- 89.99	82	21,168,719.92	9.81%	6.934	359	86.20	618
90.00- 94.99	146	29,508,981.03	13.67%	7.260	359	90.20	603
95.00- 99.99	23	4,398,056.67	2.04%	7.063	358	95.10	657
100.00	21	4,751,166.20	2.20%	7.382	358	100.00	672
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
360	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
301-360	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	8	1,923,456.00	0.89%	7.295	358	69.62	599
20.01 -25.00	19	4,263,538.96	1.97%	6.976	359	78.70	635
25.01 -30.00	42	10,548,308.09	4.89%	6.694	359	75.89	616
30.01 -35.00	100	21,847,836.27	10.12%	6.855	359	77.94	624
35.01 -40.00	147	34,628,227.35	16.04%	6.834	358	78.81	636
40.01 -45.00	219	55,444,000.10	25.68%	6.650	358	80.70	645
45.01 -50.00	320	77,315,290.17	35.81%	6.787	359	81.17	625
50.01 -55.00	24	6,395,186.00	2.96%	7.190	358	76.08	589
55.01 -60.00	3	404,496.00	0.19%	6.801	358	82.00	640
60.01+	1	286,000.00	0.13%	5.625	359	73.33	601
None	12	2,827,045.29	1.31%	6.668	357	82.98	612
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	877	212,754,184.23	98.55%	6.776	358	79.87	630
Fixed Rate	18	3,129,200.00	1.45%	6.983	359	74.74	641
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2YR IO 2/28 6 Mo LIBOR ARM	6	2,117,100.00	0.98%	6.926	358	78.28	637
3YR IO 3/27 6 Mo LIBOR ARM	1	252,000.00	0.12%	7.500	355	80.00	549
5YR IO 2/28 6 Mo LIBOR ARM	650	162,037,117.89	75.06%	6.776	358	80.05	630
5YR IO 3/27 6 Mo LIBOR ARM	217	47,888,466.34	22.18%	6.764	358	79.36	629
5YR IO 5/25 6 Mo LIBOR ARM	3	459,500.00	0.21%	6.808	359	78.71	683
Fixed Rate 5/25 Int Only	18	3,129,200.00	1.45%	6.983	359	74.74	641
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	196	45,080,021.19	20.88%	6.998	359	79.21	632
Prepay Penalty: 12 months	1	500,000.00	0.23%	5.509	354	72.46	642
Prepay Penalty: 24 months	500	128,160,964.96	59.37%	6.704	358	80.34	629
Prepay Penalty: 36 months	197	41,989,498.10	19.45%	6.785	358	78.79	632
Prepay Penalty: 60 months	1	152,899.98	0.07%	6.990	355	100.00	685
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	632	144,023,525.60	66.71%	6.738	358	82.10	621
Limited Documentation	14	5,048,100.00	2.34%	6.734	358	75.72	614
Stated Documentation	249	66,811,758.63	30.95%	6.871	358	75.14	651
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	523	129,572,955.77	60.02%	6.917	358	78.88	612
Purchase	343	81,097,647.96	37.57%	6.540	358	81.11	661
Rate/Term Refinance	29	5,212,780.50	2.41%	7.042	358	82.26	619
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	5	1,654,600.00	0.77%	6.818	359	74.85	670
Condo Low-Rise	59	14,105,360.42	6.53%	6.530	358	80.49	651
PUD	146	40,809,940.42	18.90%	6.784	359	79.86	627
Single Family Attached	9	1,776,135.50	0.82%	6.231	358	81.48	621
Single Family Detached	649	150,470,898.89	69.70%	6.796	358	79.88	629
Townhouse	12	2,441,399.00	1.13%	6.461	359	78.06	630
Two-Four Family	15	4,625,050.00	2.14%	7.273	358	76.63	622
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	26	3,998,013.22	1.85%	7.504	359	72.25	632
Primary	866	211,507,271.01	97.97%	6.764	358	79.98	630
Second Home	3	378,100.00	0.18%	7.532	359	55.67	599
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	4	664,800.00	0.31%	5.882	359	81.10	647
Arizona	26	4,922,318.96	2.28%	6.862	358	82.98	613
Arkansas	1	122,400.00	0.06%	7.875	359	90.00	602
California	304	95,159,596.41	44.08%	6.576	358	78.51	636
Colorado	14	3,848,023.44	1.78%	6.799	359	81.21	652
Connecticut	14	3,058,650.00	1.42%	7.324	359	84.27	616
Delaware	2	334,100.00	0.15%	6.987	359	98.24	739
Florida	57	10,203,741.09	4.73%	6.716	359	82.25	643
Georgia	34	5,268,735.50	2.44%	7.656	359	82.52	608
Hawaii	6	1,598,505.00	0.74%	7.666	359	81.84	578
Idaho	4	530,797.65	0.25%	7.199	359	76.91	580
Illinois	10	2,279,087.50	1.06%	7.030	359	80.77	633
Indiana	10	2,096,169.98	0.97%	6.630	358	81.32	656
Kansas	1	55,000.00	0.03%	7.500	359	40.74	545
Kentucky	5	800,800.00	0.37%	7.117	358	79.88	591
Maryland	76	19,696,535.29	9.12%	6.709	359	80.58	634
Massachusetts	7	2,033,917.00	0.94%	6.405	359	82.25	641
Michigan	25	3,521,594.28	1.63%	7.607	358	85.55	601
Minnesota	8	1,693,950.00	0.78%	6.863	359	80.80	637
Mississippi	5	549,460.00	0.25%	7.218	359	91.79	647
Missouri	3	562,500.00	0.26%	6.276	359	81.71	657
Nebraska	1	89,000.00	0.04%	6.375	359	74.79	648
Nevada	30	7,217,474.24	3.34%	6.902	359	78.63	621
New Hampshire	1	149,310.02	0.07%	8.500	358	80.00	525
New Jersey	2	346,570.00	0.16%	8.940	358	83.51	575
New York	21	5,358,918.90	2.48%	6.927	358	70.89	614
North Carolina	12	1,401,085.00	0.65%	7.223	359	82.96	637
Ohio	30	4,581,475.58	2.12%	7.143	358	84.17	615
Oklahoma	6	1,019,950.00	0.47%	6.034	358	75.39	669
Oregon	10	1,481,810.00	0.69%	6.473	359	78.65	643
Pennsylvania	9	1,777,111.00	0.82%	7.067	358	76.23	603
Rhode Island	2	364,000.00	0.17%	7.055	358	77.53	581
South Carolina	9	1,915,848.00	0.89%	7.091	358	78.90	632
Tennessee	13	1,559,050.00	0.72%	7.555	359	78.17	628
Utah	5	720,524.69	0.33%	6.281	358	80.00	675
Virginia	96	23,647,734.51	10.95%	6.935	359	80.55	619
Washington	25	4,235,370.19	1.96%	6.948	359	83.03	636
West Virginia	4	661,020.00	0.31%	6.800	359	81.45	631
Wisconsin	1	120,700.00	0.06%	6.700	358	85.00	788
Wyoming	2	235,750.00	0.11%	7.548	359	82.79	626
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	190	46,764,030.64	21.66%	6.741	358	79.65	606
A+	424	106,618,092.27	49.39%	6.323	358	79.86	668
A-	165	38,146,914.83	17.67%	7.608	358	79.52	574
B	40	8,816,774.61	4.08%	8.047	358	70.55	558
C	7	845,649.19	0.39%	10.373	358	74.13	535
D	3	435,500.00	0.20%	10.736	358	51.68	542
SD	66	14,256,422.69	6.60%	6.975	358	87.46	634
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.000 - 3.499	2	544,557.09	0.26%	5.985	358	80.00	725
3.500 - 3.999	43	12,652,658.14	5.95%	5.883	358	79.93	672
4.000 - 4.499	58	16,166,498.64	7.60%	6.244	358	79.45	651
4.500 - 4.999	87	22,278,651.00	10.47%	6.228	358	79.57	654
5.000 - 5.499	201	52,324,558.52	24.59%	6.396	358	79.45	649
5.500 - 5.999	163	38,311,301.34	18.01%	6.595	359	79.43	634
6.000 - 6.499	128	28,540,500.10	13.41%	7.168	359	80.95	620
6.500 - 6.999	104	22,453,401.57	10.55%	7.584	359	82.78	588
7.000 - 7.499	57	12,092,104.64	5.68%	8.177	359	80.57	564
7.500 - 7.999	24	5,283,653.19	2.48%	8.305	358	71.22	562
8.000 - 8.499	8	1,789,550.00	0.84%	9.081	359	77.92	567
9.000 - 9.499	1	191,250.00	0.09%	8.950	358	85.00	530
9.500 - 9.999	1	125,500.00	0.06%	9.975	359	44.04	516
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	7	1,807,847.65	0.85%	5.685	358	78.76	667
4.000 - 4.499	20	5,466,325.00	2.57%	6.067	358	78.66	671
4.500 - 4.999	77	20,565,511.00	9.67%	5.821	358	80.20	674
5.000 - 5.499	159	43,651,151.09	20.52%	6.104	358	79.66	653
5.500 - 5.999	209	52,059,326.35	24.47%	6.490	358	79.04	640
6.000 - 6.499	138	31,579,656.35	14.84%	6.955	359	80.44	631
6.500 - 6.999	125	27,120,403.36	12.75%	7.349	358	82.72	605
7.000 - 7.499	65	14,610,850.22	6.87%	7.932	359	81.33	577
7.500 - 7.999	48	9,922,564.02	4.66%	8.311	358	76.73	561
8.000 - 8.499	13	2,553,050.00	1.20%	9.023	359	76.43	553
8.500 - 8.999	8	2,238,849.19	1.05%	9.641	358	74.86	528
9.000 - 9.499	3	464,250.00	0.22%	9.693	358	79.18	541
9.500 - 9.999	3	590,300.00	0.28%	10.588	358	64.22	539
10.000 -10.499	1	65,600.00	0.03%	11.000	358	80.00	521
10.500 -10.999	1	58,500.00	0.03%	11.500	358	60.31	485
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	2	676,000.00	0.32%	4.799	359	80.00	685
11.000 -11.499	25	7,777,389.00	3.66%	5.266	358	79.20	690
11.500 -11.999	122	33,346,587.06	15.67%	5.780	358	78.90	664
12.000 -12.499	163	43,595,808.40	20.49%	6.220	358	80.44	647
12.500 -12.999	225	53,760,348.07	25.27%	6.682	358	79.38	637
13.000 -13.499	125	27,720,550.60	13.03%	7.211	359	81.96	617
13.500 -13.999	103	22,774,957.67	10.70%	7.656	358	79.42	596
14.000 -14.499	46	9,963,230.22	4.68%	8.167	359	82.41	580
14.500 -14.999	40	8,508,114.02	4.00%	8.630	359	79.68	560
15.000 -15.499	10	1,343,050.00	0.63%	9.198	359	77.78	530
15.500 -15.999	9	2,356,249.19	1.11%	9.665	358	71.81	521
16.000 -16.499	2	273,000.00	0.13%	10.214	358	75.10	549
16.500 -16.999	2	464,800.00	0.22%	10.754	358	69.67	546
17.000 -17.499	1	65,600.00	0.03%	11.000	358	80.00	521
17.500 -17.999	2	128,500.00	0.06%	11.568	359	47.52	502
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	8	2,430,357.09	1.14%	7.422	358	68.80	624
1.500	7	1,762,385.29	0.83%	6.180	356	80.81	659
2.000	3	668,800.00	0.31%	6.305	358	82.48	702
3.000	859	207,892,641.85	97.71%	6.775	358	79.99	630
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	871	211,271,798.94	99.30%	6.781	358	79.86	630
1.500	6	1,482,385.29	0.70%	6.049	356	82.39	666
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
01/01/06	1	227,935.50	0.11%	6.150	351	80.00	580
02/01/06	1	240,000.00	0.11%	5.750	352	80.00	653
05/01/06	1	152,899.98	0.07%	6.990	355	100.00	685
06/01/06	2	375,285.31	0.18%	6.168	356	85.31	658
07/01/06	27	9,021,199.69	4.24%	6.849	357	77.62	620
08/01/06	266	67,710,612.91	31.83%	6.684	358	80.13	632
09/01/06	342	83,244,445.50	39.13%	6.849	359	80.01	630
10/01/06	16	3,181,839.00	1.50%	6.894	360	83.22	633
04/01/07	1	500,000.00	0.24%	5.509	354	72.46	642
05/01/07	2	375,000.00	0.18%	6.844	355	86.04	583
07/01/07	7	2,443,800.00	1.15%	6.887	357	65.82	663
08/01/07	85	20,155,014.34	9.47%	6.619	358	80.07	641
09/01/07	121	24,151,152.00	11.35%	6.921	359	80.10	614
10/01/07	2	515,500.00	0.24%	6.041	360	83.30	676
09/01/09	3	459,500.00	0.22%	6.808	359	78.71	683
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630

EX-99

Saxon Mortgage: SAST 2004-3
Interest Only Loans
		Minimum	Maximum
Scheduled Principal Balance	$215,883,384	$44,000	$1,000,000
Average Scheduled Principal Balance	$241,210
Number of Mortgage Loans	895
Weighted Average Gross Coupon	6.779%	4.750%	11.625%
Weighted Average FICO Score	630	485	794
Weighted Average Combined Original LTV	79.80%	18.66%	100.00%
Weighted Average Original Term	360 months	360 months	360 months
Weighted Average Stated Remaining Term	358 months	351 months	360 months
Weighted Average Seasoning	2   months	0   months	9   months
Weighted Average Gross Margin	5.557%	3.250%	9.500%
Weighted Average Minimum Interest Rate	5.929%	3.500%	10.500%
Weighted Average Maximum Interest Rate	12.788%	10.750%	17.625%
Weighted Average Initial Rate Cap	2.962%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.003%	1.000%	1.500%
Weighted Average Months to Roll	25  months	15  months	59  months
Maturity Date		Jan  1 2034	Oct  1 2034
Maximum Zip Code Concentration	0.98%	94565 (Bay Point, CA)
ARM	98.55%
Fixed Rate	1.45%
2YR IO 2/28 6 Mo LIBOR ARM	0.98%
3YR IO 3/27 6 Mo LIBOR ARM	0.12%
5YR IO 2/28 6 Mo LIBOR ARM	75.06%
5YR IO 3/27 6 Mo LIBOR ARM	22.18%
5YR IO 5/25 6 Mo LIBOR ARM	0.21%
Fixed Rate 5/25 Int Only	1.45%
Interest Only	100.00%
Prepay Penalty:  0 months	20.88%
Prepay Penalty: 12 months	0.23%
Prepay Penalty: 24 months	59.37%
Prepay Penalty: 36 months	19.45%
Prepay Penalty: 60 months	0.07%
First Lien	100.00%
Full Documentation	66.71%
Limited Documentation	2.34%
Stated Documentation	30.95%
Cash Out Refinance	60.02%
Purchase	37.57%
Rate/Term Refinance	2.41%
Condo High-Rise	0.77%
Condo Low-Rise	6.53%
PUD	18.90%
Single Family Attached	0.82%
Single Family Detached	69.70%
Townhouse	1.13%
Two-Four Family	2.14%
Investor	1.85%
Primary	97.97%
Second Home	0.18%
Top 5 States:
California	44.08%
Virginia	10.95%
Maryland	9.12%
Florida	4.73%
Nevada	3.34%

Saxon Mortgage: SAST 2004-3
Interest Only Loans
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	3	144,000.00	0.07%	6.939	359	68.02	608
50,000.01 -   100,000.00	87	6,974,319.60	3.23%	7.513	359	76.05	610
100,000.01 -   150,000.00	167	21,074,644.70	9.76%	7.152	359	81.84	629
150,000.01 -   200,000.00	145	25,666,165.34	11.89%	7.016	359	80.95	627
200,000.01 -   250,000.00	141	31,605,461.91	14.64%	6.844	358	81.18	631
250,000.01 -   300,000.00	112	30,593,236.03	14.17%	6.501	358	79.63	639
300,000.01 -   350,000.00	82	26,479,182.80	12.27%	6.485	358	81.25	642
350,000.01 -   400,000.00	60	22,505,585.52	10.42%	6.486	358	81.54	641
400,000.01 -   450,000.00	37	15,652,847.33	7.25%	6.430	359	81.44	633
450,000.01 -   500,000.00	29	13,915,656.00	6.45%	6.317	358	79.27	632
500,000.01 -   550,000.00	7	3,661,165.00	1.70%	7.266	358	80.12	612
550,000.01 -   600,000.00	7	4,058,850.00	1.88%	6.908	359	74.79	617
600,000.01 -   650,000.00	5	3,136,020.00	1.45%	7.452	358	71.47	575
700,000.01 -   750,000.00	7	5,151,000.00	2.39%	7.700	359	71.13	606
750,000.01 -   800,000.00	2	1,576,250.00	0.73%	9.073	359	71.64	534
800,000.01 -   850,000.00	1	820,000.00	0.38%	7.500	358	68.33	574
850,000.01 -   900,000.00	1	870,000.00	0.40%	5.990	357	68.24	617
950,000.01 - 1,000,000.00	2	1,999,000.00	0.93%	7.212	357	51.32	618
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	2	676,000.00	0.31%	4.799	359	80.00	685
5.000 - 5.499	25	7,777,389.00	3.60%	5.266	358	79.20	690
5.500 - 5.999	125	34,168,872.37	15.83%	5.776	358	78.94	664
6.000 - 6.499	166	44,077,408.40	20.42%	6.221	358	80.28	647
6.500 - 6.999	233	55,531,162.74	25.72%	6.698	358	79.46	639
7.000 - 7.499	127	28,273,950.60	13.10%	7.219	359	81.50	616
7.500 - 7.999	104	22,669,057.69	10.50%	7.689	358	79.50	595
8.000 - 8.499	45	9,655,230.22	4.47%	8.204	359	82.49	578
8.500 - 8.999	43	8,531,014.02	3.95%	8.663	359	79.11	555
9.000 - 9.499	10	1,343,050.00	0.62%	9.198	359	77.78	530
9.500 - 9.999	8	2,248,349.19	1.04%	9.709	358	72.14	521
10.000 -10.499	2	273,000.00	0.13%	10.214	358	75.10	549
10.500 -10.999	2	464,800.00	0.22%	10.754	358	69.67	546
11.000 -11.499	1	65,600.00	0.03%	11.000	358	80.00	521
11.500 -11.999	2	128,500.00	0.06%	11.568	359	47.52	502
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	1	58,500.00	0.03%	11.500	358	60.31	485
500-524	36	6,807,903.19	3.15%	8.683	359	75.66	514
525-549	48	10,383,360.02	4.81%	8.058	358	79.27	538
550-574	82	20,651,580.00	9.57%	7.612	358	77.32	563
575-599	124	31,002,404.44	14.36%	6.955	358	78.26	588
600-624	137	32,308,410.41	14.97%	6.773	359	80.55	614
625-649	132	33,384,402.37	15.46%	6.457	358	80.13	636
650-674	132	34,057,530.33	15.78%	6.379	358	81.05	660
675-699	87	20,708,307.03	9.59%	6.323	358	80.40	686
700+	115	26,380,986.44	12.22%	6.197	359	81.49	730
None	1	140,000.00	0.06%	7.375	359	70.00	0
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	21	3,648,327.72	1.69%	7.566	359	40.95	572
50.00- 54.99	8	2,736,477.16	1.27%	6.908	358	52.63	624
55.00- 59.99	9	1,716,799.58	0.80%	7.217	358	56.96	604
60.00- 64.99	24	7,051,156.00	3.27%	7.361	358	62.51	591
65.00- 69.99	18	6,855,466.00	3.18%	7.124	358	67.63	591
70.00- 74.99	53	15,565,084.37	7.21%	6.895	358	72.04	611
75.00- 79.99	100	25,595,748.17	11.86%	6.698	359	76.93	623
80.00	354	84,677,845.41	39.22%	6.412	358	80.00	656
80.01- 84.99	36	8,209,556.00	3.80%	6.682	359	83.70	620
85.00- 89.99	82	21,168,719.92	9.81%	6.934	359	86.20	618
90.00- 94.99	146	29,508,981.03	13.67%	7.260	359	90.20	603
95.00- 99.99	23	4,398,056.67	2.04%	7.063	358	95.10	657
100.00	21	4,751,166.20	2.20%	7.382	358	100.00	672
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
360	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
301-360	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	8	1,923,456.00	0.89%	7.295	358	69.62	599
20.01 -25.00	19	4,263,538.96	1.97%	6.976	359	78.70	635
25.01 -30.00	42	10,548,308.09	4.89%	6.694	359	75.89	616
30.01 -35.00	100	21,847,836.27	10.12%	6.855	359	77.94	624
35.01 -40.00	147	34,628,227.35	16.04%	6.834	358	78.81	636
40.01 -45.00	219	55,444,000.10	25.68%	6.650	358	80.70	645
45.01 -50.00	320	77,315,290.17	35.81%	6.787	359	81.17	625
50.01 -55.00	24	6,395,186.00	2.96%	7.190	358	76.08	589
55.01 -60.00	3	404,496.00	0.19%	6.801	358	82.00	640
60.01+	1	286,000.00	0.13%	5.625	359	73.33	601
None	12	2,827,045.29	1.31%	6.668	357	82.98	612
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	877	212,754,184.23	98.55%	6.776	358	79.87	630
Fixed Rate	18	3,129,200.00	1.45%	6.983	359	74.74	641
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2YR IO 2/28 6 Mo LIBOR ARM	6	2,117,100.00	0.98%	6.926	358	78.28	637
3YR IO 3/27 6 Mo LIBOR ARM	1	252,000.00	0.12%	7.500	355	80.00	549
5YR IO 2/28 6 Mo LIBOR ARM	650	162,037,117.89	75.06%	6.776	358	80.05	630
5YR IO 3/27 6 Mo LIBOR ARM	217	47,888,466.34	22.18%	6.764	358	79.36	629
5YR IO 5/25 6 Mo LIBOR ARM	3	459,500.00	0.21%	6.808	359	78.71	683
Fixed Rate 5/25 Int Only	18	3,129,200.00	1.45%	6.983	359	74.74	641
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	196	45,080,021.19	20.88%	6.998	359	79.21	632
Prepay Penalty: 12 months	1	500,000.00	0.23%	5.509	354	72.46	642
Prepay Penalty: 24 months	500	128,160,964.96	59.37%	6.704	358	80.34	629
Prepay Penalty: 36 months	197	41,989,498.10	19.45%	6.785	358	78.79	632
Prepay Penalty: 60 months	1	152,899.98	0.07%	6.990	355	100.00	685
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	632	144,023,525.60	66.71%	6.738	358	82.10	621
Limited Documentation	14	5,048,100.00	2.34%	6.734	358	75.72	614
Stated Documentation	249	66,811,758.63	30.95%	6.871	358	75.14	651
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	523	129,572,955.77	60.02%	6.917	358	78.88	612
Purchase	343	81,097,647.96	37.57%	6.540	358	81.11	661
Rate/Term Refinance	29	5,212,780.50	2.41%	7.042	358	82.26	619
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	5	1,654,600.00	0.77%	6.818	359	74.85	670
Condo Low-Rise	59	14,105,360.42	6.53%	6.530	358	80.49	651
PUD	146	40,809,940.42	18.90%	6.784	359	79.86	627
Single Family Attached	9	1,776,135.50	0.82%	6.231	358	81.48	621
Single Family Detached	649	150,470,898.89	69.70%	6.796	358	79.88	629
Townhouse	12	2,441,399.00	1.13%	6.461	359	78.06	630
Two-Four Family	15	4,625,050.00	2.14%	7.273	358	76.63	622
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	26	3,998,013.22	1.85%	7.504	359	72.25	632
Primary	866	211,507,271.01	97.97%	6.764	358	79.98	630
Second Home	3	378,100.00	0.18%	7.532	359	55.67	599
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	4	664,800.00	0.31%	5.882	359	81.10	647
Arizona	26	4,922,318.96	2.28%	6.862	358	82.98	613
Arkansas	1	122,400.00	0.06%	7.875	359	90.00	602
California	304	95,159,596.41	44.08%	6.576	358	78.51	636
Colorado	14	3,848,023.44	1.78%	6.799	359	81.21	652
Connecticut	14	3,058,650.00	1.42%	7.324	359	84.27	616
Delaware	2	334,100.00	0.15%	6.987	359	98.24	739
Florida	57	10,203,741.09	4.73%	6.716	359	82.25	643
Georgia	34	5,268,735.50	2.44%	7.656	359	82.52	608
Hawaii	6	1,598,505.00	0.74%	7.666	359	81.84	578
Idaho	4	530,797.65	0.25%	7.199	359	76.91	580
Illinois	10	2,279,087.50	1.06%	7.030	359	80.77	633
Indiana	10	2,096,169.98	0.97%	6.630	358	81.32	656
Kansas	1	55,000.00	0.03%	7.500	359	40.74	545
Kentucky	5	800,800.00	0.37%	7.117	358	79.88	591
Maryland	76	19,696,535.29	9.12%	6.709	359	80.58	634
Massachusetts	7	2,033,917.00	0.94%	6.405	359	82.25	641
Michigan	25	3,521,594.28	1.63%	7.607	358	85.55	601
Minnesota	8	1,693,950.00	0.78%	6.863	359	80.80	637
Mississippi	5	549,460.00	0.25%	7.218	359	91.79	647
Missouri	3	562,500.00	0.26%	6.276	359	81.71	657
Nebraska	1	89,000.00	0.04%	6.375	359	74.79	648
Nevada	30	7,217,474.24	3.34%	6.902	359	78.63	621
New Hampshire	1	149,310.02	0.07%	8.500	358	80.00	525
New Jersey	2	346,570.00	0.16%	8.940	358	83.51	575
New York	21	5,358,918.90	2.48%	6.927	358	70.89	614
North Carolina	12	1,401,085.00	0.65%	7.223	359	82.96	637
Ohio	30	4,581,475.58	2.12%	7.143	358	84.17	615
Oklahoma	6	1,019,950.00	0.47%	6.034	358	75.39	669
Oregon	10	1,481,810.00	0.69%	6.473	359	78.65	643
Pennsylvania	9	1,777,111.00	0.82%	7.067	358	76.23	603
Rhode Island	2	364,000.00	0.17%	7.055	358	77.53	581
South Carolina	9	1,915,848.00	0.89%	7.091	358	78.90	632
Tennessee	13	1,559,050.00	0.72%	7.555	359	78.17	628
Utah	5	720,524.69	0.33%	6.281	358	80.00	675
Virginia	96	23,647,734.51	10.95%	6.935	359	80.55	619
Washington	25	4,235,370.19	1.96%	6.948	359	83.03	636
West Virginia	4	661,020.00	0.31%	6.800	359	81.45	631
Wisconsin	1	120,700.00	0.06%	6.700	358	85.00	788
Wyoming	2	235,750.00	0.11%	7.548	359	82.79	626
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	190	46,764,030.64	21.66%	6.741	358	79.65	606
A+	424	106,618,092.27	49.39%	6.323	358	79.86	668
A-	165	38,146,914.83	17.67%	7.608	358	79.52	574
B	40	8,816,774.61	4.08%	8.047	358	70.55	558
C	7	845,649.19	0.39%	10.373	358	74.13	535
D	3	435,500.00	0.20%	10.736	358	51.68	542
SD	66	14,256,422.69	6.60%	6.975	358	87.46	634
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.000 - 3.499	2	544,557.09	0.26%	5.985	358	80.00	725
3.500 - 3.999	43	12,652,658.14	5.95%	5.883	358	79.93	672
4.000 - 4.499	58	16,166,498.64	7.60%	6.244	358	79.45	651
4.500 - 4.999	87	22,278,651.00	10.47%	6.228	358	79.57	654
5.000 - 5.499	201	52,324,558.52	24.59%	6.396	358	79.45	649
5.500 - 5.999	163	38,311,301.34	18.01%	6.595	359	79.43	634
6.000 - 6.499	128	28,540,500.10	13.41%	7.168	359	80.95	620
6.500 - 6.999	104	22,453,401.57	10.55%	7.584	359	82.78	588
7.000 - 7.499	57	12,092,104.64	5.68%	8.177	359	80.57	564
7.500 - 7.999	24	5,283,653.19	2.48%	8.305	358	71.22	562
8.000 - 8.499	8	1,789,550.00	0.84%	9.081	359	77.92	567
9.000 - 9.499	1	191,250.00	0.09%	8.950	358	85.00	530
9.500 - 9.999	1	125,500.00	0.06%	9.975	359	44.04	516
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	7	1,807,847.65	0.85%	5.685	358	78.76	667
4.000 - 4.499	20	5,466,325.00	2.57%	6.067	358	78.66	671
4.500 - 4.999	77	20,565,511.00	9.67%	5.821	358	80.20	674
5.000 - 5.499	159	43,651,151.09	20.52%	6.104	358	79.66	653
5.500 - 5.999	209	52,059,326.35	24.47%	6.490	358	79.04	640
6.000 - 6.499	138	31,579,656.35	14.84%	6.955	359	80.44	631
6.500 - 6.999	125	27,120,403.36	12.75%	7.349	358	82.72	605
7.000 - 7.499	65	14,610,850.22	6.87%	7.932	359	81.33	577
7.500 - 7.999	48	9,922,564.02	4.66%	8.311	358	76.73	561
8.000 - 8.499	13	2,553,050.00	1.20%	9.023	359	76.43	553
8.500 - 8.999	8	2,238,849.19	1.05%	9.641	358	74.86	528
9.000 - 9.499	3	464,250.00	0.22%	9.693	358	79.18	541
9.500 - 9.999	3	590,300.00	0.28%	10.588	358	64.22	539
10.000 -10.499	1	65,600.00	0.03%	11.000	358	80.00	521
10.500 -10.999	1	58,500.00	0.03%	11.500	358	60.31	485
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	2	676,000.00	0.32%	4.799	359	80.00	685
11.000 -11.499	25	7,777,389.00	3.66%	5.266	358	79.20	690
11.500 -11.999	122	33,346,587.06	15.67%	5.780	358	78.90	664
12.000 -12.499	163	43,595,808.40	20.49%	6.220	358	80.44	647
12.500 -12.999	225	53,760,348.07	25.27%	6.682	358	79.38	637
13.000 -13.499	125	27,720,550.60	13.03%	7.211	359	81.96	617
13.500 -13.999	103	22,774,957.67	10.70%	7.656	358	79.42	596
14.000 -14.499	46	9,963,230.22	4.68%	8.167	359	82.41	580
14.500 -14.999	40	8,508,114.02	4.00%	8.630	359	79.68	560
15.000 -15.499	10	1,343,050.00	0.63%	9.198	359	77.78	530
15.500 -15.999	9	2,356,249.19	1.11%	9.665	358	71.81	521
16.000 -16.499	2	273,000.00	0.13%	10.214	358	75.10	549
16.500 -16.999	2	464,800.00	0.22%	10.754	358	69.67	546
17.000 -17.499	1	65,600.00	0.03%	11.000	358	80.00	521
17.500 -17.999	2	128,500.00	0.06%	11.568	359	47.52	502
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	8	2,430,357.09	1.14%	7.422	358	68.80	624
1.500	7	1,762,385.29	0.83%	6.180	356	80.81	659
2.000	3	668,800.00	0.31%	6.305	358	82.48	702
3.000	859	207,892,641.85	97.71%	6.775	358	79.99	630
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	871	211,271,798.94	99.30%	6.781	358	79.86	630
1.500	6	1,482,385.29	0.70%	6.049	356	82.39	666
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
01/01/06	1	227,935.50	0.11%	6.150	351	80.00	580
02/01/06	1	240,000.00	0.11%	5.750	352	80.00	653
05/01/06	1	152,899.98	0.07%	6.990	355	100.00	685
06/01/06	2	375,285.31	0.18%	6.168	356	85.31	658
07/01/06	27	9,021,199.69	4.24%	6.849	357	77.62	620
08/01/06	266	67,710,612.91	31.83%	6.684	358	80.13	632
09/01/06	342	83,244,445.50	39.13%	6.849	359	80.01	630
10/01/06	16	3,181,839.00	1.50%	6.894	360	83.22	633
04/01/07	1	500,000.00	0.24%	5.509	354	72.46	642
05/01/07	2	375,000.00	0.18%	6.844	355	86.04	583
07/01/07	7	2,443,800.00	1.15%	6.887	357	65.82	663
08/01/07	85	20,155,014.34	9.47%	6.619	358	80.07	641
09/01/07	121	24,151,152.00	11.35%	6.921	359	80.10	614
10/01/07	2	515,500.00	0.24%	6.041	360	83.30	676
09/01/09	3	459,500.00	0.22%	6.808	359	78.71	683
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630

EX-99

Saxon Mortgage: SAST 2004-3
Interest Only Loans
		Minimum	Maximum
Scheduled Principal Balance	$215,883,384	$44,000	$1,000,000
Average Scheduled Principal Balance	$241,210
Number of Mortgage Loans	895
Weighted Average Gross Coupon	6.779%	4.750%	11.625%
Weighted Average FICO Score	630	485	794
Weighted Average Combined Original LTV	79.80%	18.66%	100.00%
Weighted Average Original Term	360 months	360 months	360 months
Weighted Average Stated Remaining Term	358 months	351 months	360 months
Weighted Average Seasoning	2   months	0   months	9   months
Weighted Average Gross Margin	5.557%	3.250%	9.500%
Weighted Average Minimum Interest Rate	5.929%	3.500%	10.500%
Weighted Average Maximum Interest Rate	12.788%	10.750%	17.625%
Weighted Average Initial Rate Cap	2.962%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.003%	1.000%	1.500%
Weighted Average Months to Roll	25  months	15  months	59  months
Maturity Date		Jan  1 2034	Oct  1 2034
Maximum Zip Code Concentration	0.98%	94565 (Bay Point, CA)
ARM	98.55%
Fixed Rate	1.45%
2YR IO 2/28 6 Mo LIBOR ARM	0.98%
3YR IO 3/27 6 Mo LIBOR ARM	0.12%
5YR IO 2/28 6 Mo LIBOR ARM	75.06%
5YR IO 3/27 6 Mo LIBOR ARM	22.18%
5YR IO 5/25 6 Mo LIBOR ARM	0.21%
Fixed Rate 5/25 Int Only	1.45%
Interest Only	100.00%
Prepay Penalty:  0 months	20.88%
Prepay Penalty: 12 months	0.23%
Prepay Penalty: 24 months	59.37%
Prepay Penalty: 36 months	19.45%
Prepay Penalty: 60 months	0.07%
First Lien	100.00%
Full Documentation	66.71%
Limited Documentation	2.34%
Stated Documentation	30.95%
Cash Out Refinance	60.02%
Purchase	37.57%
Rate/Term Refinance	2.41%
Condo High-Rise	0.77%
Condo Low-Rise	6.53%
PUD	18.90%
Single Family Attached	0.82%
Single Family Detached	69.70%
Townhouse	1.13%
Two-Four Family	2.14%
Investor	1.85%
Primary	97.97%
Second Home	0.18%
Top 5 States:
California	44.08%
Virginia	10.95%
Maryland	9.12%
Florida	4.73%
Nevada	3.34%
Debt-to-Income IO	41.59%
Debt-to-Income Non-IO	38.81%

Saxon Mortgage: SAST 2004-3
Interest Only Loans
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	3	144,000.00	0.07%	6.939	359	68.02	608
50,000.01 -   100,000.00	87	6,974,319.60	3.23%	7.513	359	76.05	610
100,000.01 -   150,000.00	167	21,074,644.70	9.76%	7.152	359	81.84	629
150,000.01 -   200,000.00	145	25,666,165.34	11.89%	7.016	359	80.95	627
200,000.01 -   250,000.00	141	31,605,461.91	14.64%	6.844	358	81.18	631
250,000.01 -   300,000.00	112	30,593,236.03	14.17%	6.501	358	79.63	639
300,000.01 -   350,000.00	82	26,479,182.80	12.27%	6.485	358	81.25	642
350,000.01 -   400,000.00	60	22,505,585.52	10.42%	6.486	358	81.54	641
400,000.01 -   450,000.00	37	15,652,847.33	7.25%	6.430	359	81.44	633
450,000.01 -   500,000.00	29	13,915,656.00	6.45%	6.317	358	79.27	632
500,000.01 -   550,000.00	7	3,661,165.00	1.70%	7.266	358	80.12	612
550,000.01 -   600,000.00	7	4,058,850.00	1.88%	6.908	359	74.79	617
600,000.01 -   650,000.00	5	3,136,020.00	1.45%	7.452	358	71.47	575
700,000.01 -   750,000.00	7	5,151,000.00	2.39%	7.700	359	71.13	606
750,000.01 -   800,000.00	2	1,576,250.00	0.73%	9.073	359	71.64	534
800,000.01 -   850,000.00	1	820,000.00	0.38%	7.500	358	68.33	574
850,000.01 -   900,000.00	1	870,000.00	0.40%	5.990	357	68.24	617
950,000.01 - 1,000,000.00	2	1,999,000.00	0.93%	7.212	357	51.32	618
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	2	676,000.00	0.31%	4.799	359	80.00	685
5.000 - 5.499	25	7,777,389.00	3.60%	5.266	358	79.20	690
5.500 - 5.999	125	34,168,872.37	15.83%	5.776	358	78.94	664
6.000 - 6.499	166	44,077,408.40	20.42%	6.221	358	80.28	647
6.500 - 6.999	233	55,531,162.74	25.72%	6.698	358	79.46	639
7.000 - 7.499	127	28,273,950.60	13.10%	7.219	359	81.50	616
7.500 - 7.999	104	22,669,057.69	10.50%	7.689	358	79.50	595
8.000 - 8.499	45	9,655,230.22	4.47%	8.204	359	82.49	578
8.500 - 8.999	43	8,531,014.02	3.95%	8.663	359	79.11	555
9.000 - 9.499	10	1,343,050.00	0.62%	9.198	359	77.78	530
9.500 - 9.999	8	2,248,349.19	1.04%	9.709	358	72.14	521
10.000 -10.499	2	273,000.00	0.13%	10.214	358	75.10	549
10.500 -10.999	2	464,800.00	0.22%	10.754	358	69.67	546
11.000 -11.499	1	65,600.00	0.03%	11.000	358	80.00	521
11.500 -11.999	2	128,500.00	0.06%	11.568	359	47.52	502
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	1	58,500.00	0.03%	11.500	358	60.31	485
500-524	36	6,807,903.19	3.15%	8.683	359	75.66	514
525-549	48	10,383,360.02	4.81%	8.058	358	79.27	538
550-574	82	20,651,580.00	9.57%	7.612	358	77.32	563
575-599	124	31,002,404.44	14.36%	6.955	358	78.26	588
600-624	137	32,308,410.41	14.97%	6.773	359	80.55	614
625-649	132	33,384,402.37	15.46%	6.457	358	80.13	636
650-674	132	34,057,530.33	15.78%	6.379	358	81.05	660
675-699	87	20,708,307.03	9.59%	6.323	358	80.40	686
700+	115	26,380,986.44	12.22%	6.197	359	81.49	730
None	1	140,000.00	0.06%	7.375	359	70.00	0
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	21	3,648,327.72	1.69%	7.566	359	40.95	572
50.00- 54.99	8	2,736,477.16	1.27%	6.908	358	52.63	624
55.00- 59.99	9	1,716,799.58	0.80%	7.217	358	56.96	604
60.00- 64.99	24	7,051,156.00	3.27%	7.361	358	62.51	591
65.00- 69.99	18	6,855,466.00	3.18%	7.124	358	67.63	591
70.00- 74.99	53	15,565,084.37	7.21%	6.895	358	72.04	611
75.00- 79.99	100	25,595,748.17	11.86%	6.698	359	76.93	623
80.00	354	84,677,845.41	39.22%	6.412	358	80.00	656
80.01- 84.99	36	8,209,556.00	3.80%	6.682	359	83.70	620
85.00- 89.99	82	21,168,719.92	9.81%	6.934	359	86.20	618
90.00- 94.99	146	29,508,981.03	13.67%	7.260	359	90.20	603
95.00- 99.99	23	4,398,056.67	2.04%	7.063	358	95.10	657
100.00	21	4,751,166.20	2.20%	7.382	358	100.00	672
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
360	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
301-360	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	8	1,923,456.00	0.89%	7.295	358	69.62	599
20.01 -25.00	19	4,263,538.96	1.97%	6.976	359	78.70	635
25.01 -30.00	42	10,548,308.09	4.89%	6.694	359	75.89	616
30.01 -35.00	100	21,847,836.27	10.12%	6.855	359	77.94	624
35.01 -40.00	147	34,628,227.35	16.04%	6.834	358	78.81	636
40.01 -45.00	219	55,444,000.10	25.68%	6.650	358	80.70	645
45.01 -50.00	320	77,315,290.17	35.81%	6.787	359	81.17	625
50.01 -55.00	24	6,395,186.00	2.96%	7.190	358	76.08	589
55.01 -60.00	3	404,496.00	0.19%	6.801	358	82.00	640
60.01+	1	286,000.00	0.13%	5.625	359	73.33	601
None	12	2,827,045.29	1.31%	6.668	357	82.98	612
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	877	212,754,184.23	98.55%	6.776	358	79.87	630
Fixed Rate	18	3,129,200.00	1.45%	6.983	359	74.74	641
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2YR IO 2/28 6 Mo LIBOR ARM	6	2,117,100.00	0.98%	6.926	358	78.28	637
3YR IO 3/27 6 Mo LIBOR ARM	1	252,000.00	0.12%	7.500	355	80.00	549
5YR IO 2/28 6 Mo LIBOR ARM	650	162,037,117.89	75.06%	6.776	358	80.05	630
5YR IO 3/27 6 Mo LIBOR ARM	217	47,888,466.34	22.18%	6.764	358	79.36	629
5YR IO 5/25 6 Mo LIBOR ARM	3	459,500.00	0.21%	6.808	359	78.71	683
Fixed Rate 5/25 Int Only	18	3,129,200.00	1.45%	6.983	359	74.74	641
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	196	45,080,021.19	20.88%	6.998	359	79.21	632
Prepay Penalty: 12 months	1	500,000.00	0.23%	5.509	354	72.46	642
Prepay Penalty: 24 months	500	128,160,964.96	59.37%	6.704	358	80.34	629
Prepay Penalty: 36 months	197	41,989,498.10	19.45%	6.785	358	78.79	632
Prepay Penalty: 60 months	1	152,899.98	0.07%	6.990	355	100.00	685
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	895	215,883,384.23	100.00%	6.779	358	79.80	630
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	632	144,023,525.60	66.71%	6.738	358	82.10	621
Limited Documentation	14	5,048,100.00	2.34%	6.734	358	75.72	614
Stated Documentation	249	66,811,758.63	30.95%	6.871	358	75.14	651
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	523	129,572,955.77	60.02%	6.917	358	78.88	612
Purchase	343	81,097,647.96	37.57%	6.540	358	81.11	661
Rate/Term Refinance	29	5,212,780.50	2.41%	7.042	358	82.26	619
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	5	1,654,600.00	0.77%	6.818	359	74.85	670
Condo Low-Rise	59	14,105,360.42	6.53%	6.530	358	80.49	651
PUD	146	40,809,940.42	18.90%	6.784	359	79.86	627
Single Family Attached	9	1,776,135.50	0.82%	6.231	358	81.48	621
Single Family Detached	649	150,470,898.89	69.70%	6.796	358	79.88	629
Townhouse	12	2,441,399.00	1.13%	6.461	359	78.06	630
Two-Four Family	15	4,625,050.00	2.14%	7.273	358	76.63	622
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	26	3,998,013.22	1.85%	7.504	359	72.25	632
Primary	866	211,507,271.01	97.97%	6.764	358	79.98	630
Second Home	3	378,100.00	0.18%	7.532	359	55.67	599
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	4	664,800.00	0.31%	5.882	359	81.10	647
Arizona	26	4,922,318.96	2.28%	6.862	358	82.98	613
Arkansas	1	122,400.00	0.06%	7.875	359	90.00	602
California	304	95,159,596.41	44.08%	6.576	358	78.51	636
Colorado	14	3,848,023.44	1.78%	6.799	359	81.21	652
Connecticut	14	3,058,650.00	1.42%	7.324	359	84.27	616
Delaware	2	334,100.00	0.15%	6.987	359	98.24	739
Florida	57	10,203,741.09	4.73%	6.716	359	82.25	643
Georgia	34	5,268,735.50	2.44%	7.656	359	82.52	608
Hawaii	6	1,598,505.00	0.74%	7.666	359	81.84	578
Idaho	4	530,797.65	0.25%	7.199	359	76.91	580
Illinois	10	2,279,087.50	1.06%	7.030	359	80.77	633
Indiana	10	2,096,169.98	0.97%	6.630	358	81.32	656
Kansas	1	55,000.00	0.03%	7.500	359	40.74	545
Kentucky	5	800,800.00	0.37%	7.117	358	79.88	591
Maryland	76	19,696,535.29	9.12%	6.709	359	80.58	634
Massachusetts	7	2,033,917.00	0.94%	6.405	359	82.25	641
Michigan	25	3,521,594.28	1.63%	7.607	358	85.55	601
Minnesota	8	1,693,950.00	0.78%	6.863	359	80.80	637
Mississippi	5	549,460.00	0.25%	7.218	359	91.79	647
Missouri	3	562,500.00	0.26%	6.276	359	81.71	657
Nebraska	1	89,000.00	0.04%	6.375	359	74.79	648
Nevada	30	7,217,474.24	3.34%	6.902	359	78.63	621
New Hampshire	1	149,310.02	0.07%	8.500	358	80.00	525
New Jersey	2	346,570.00	0.16%	8.940	358	83.51	575
New York	21	5,358,918.90	2.48%	6.927	358	70.89	614
North Carolina	12	1,401,085.00	0.65%	7.223	359	82.96	637
Ohio	30	4,581,475.58	2.12%	7.143	358	84.17	615
Oklahoma	6	1,019,950.00	0.47%	6.034	358	75.39	669
Oregon	10	1,481,810.00	0.69%	6.473	359	78.65	643
Pennsylvania	9	1,777,111.00	0.82%	7.067	358	76.23	603
Rhode Island	2	364,000.00	0.17%	7.055	358	77.53	581
South Carolina	9	1,915,848.00	0.89%	7.091	358	78.90	632
Tennessee	13	1,559,050.00	0.72%	7.555	359	78.17	628
Utah	5	720,524.69	0.33%	6.281	358	80.00	675
Virginia	96	23,647,734.51	10.95%	6.935	359	80.55	619
Washington	25	4,235,370.19	1.96%	6.948	359	83.03	636
West Virginia	4	661,020.00	0.31%	6.800	359	81.45	631
Wisconsin	1	120,700.00	0.06%	6.700	358	85.00	788
Wyoming	2	235,750.00	0.11%	7.548	359	82.79	626
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	190	46,764,030.64	21.66%	6.741	358	79.65	606
A+	424	106,618,092.27	49.39%	6.323	358	79.86	668
A-	165	38,146,914.83	17.67%	7.608	358	79.52	574
B	40	8,816,774.61	4.08%	8.047	358	70.55	558
C	7	845,649.19	0.39%	10.373	358	74.13	535
D	3	435,500.00	0.20%	10.736	358	51.68	542
SD	66	14,256,422.69	6.60%	6.975	358	87.46	634
Total	895	215,883,384.23	100.00%	6.779	358	79.80	630
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.000 - 3.499	2	544,557.09	0.26%	5.985	358	80.00	725
3.500 - 3.999	43	12,652,658.14	5.95%	5.883	358	79.93	672
4.000 - 4.499	58	16,166,498.64	7.60%	6.244	358	79.45	651
4.500 - 4.999	87	22,278,651.00	10.47%	6.228	358	79.57	654
5.000 - 5.499	201	52,324,558.52	24.59%	6.396	358	79.45	649
5.500 - 5.999	163	38,311,301.34	18.01%	6.595	359	79.43	634
6.000 - 6.499	128	28,540,500.10	13.41%	7.168	359	80.95	620
6.500 - 6.999	104	22,453,401.57	10.55%	7.584	359	82.78	588
7.000 - 7.499	57	12,092,104.64	5.68%	8.177	359	80.57	564
7.500 - 7.999	24	5,283,653.19	2.48%	8.305	358	71.22	562
8.000 - 8.499	8	1,789,550.00	0.84%	9.081	359	77.92	567
9.000 - 9.499	1	191,250.00	0.09%	8.950	358	85.00	530
9.500 - 9.999	1	125,500.00	0.06%	9.975	359	44.04	516
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	7	1,807,847.65	0.85%	5.685	358	78.76	667
4.000 - 4.499	20	5,466,325.00	2.57%	6.067	358	78.66	671
4.500 - 4.999	77	20,565,511.00	9.67%	5.821	358	80.20	674
5.000 - 5.499	159	43,651,151.09	20.52%	6.104	358	79.66	653
5.500 - 5.999	209	52,059,326.35	24.47%	6.490	358	79.04	640
6.000 - 6.499	138	31,579,656.35	14.84%	6.955	359	80.44	631
6.500 - 6.999	125	27,120,403.36	12.75%	7.349	358	82.72	605
7.000 - 7.499	65	14,610,850.22	6.87%	7.932	359	81.33	577
7.500 - 7.999	48	9,922,564.02	4.66%	8.311	358	76.73	561
8.000 - 8.499	13	2,553,050.00	1.20%	9.023	359	76.43	553
8.500 - 8.999	8	2,238,849.19	1.05%	9.641	358	74.86	528
9.000 - 9.499	3	464,250.00	0.22%	9.693	358	79.18	541
9.500 - 9.999	3	590,300.00	0.28%	10.588	358	64.22	539
10.000 -10.499	1	65,600.00	0.03%	11.000	358	80.00	521
10.500 -10.999	1	58,500.00	0.03%	11.500	358	60.31	485
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	2	676,000.00	0.32%	4.799	359	80.00	685
11.000 -11.499	25	7,777,389.00	3.66%	5.266	358	79.20	690
11.500 -11.999	122	33,346,587.06	15.67%	5.780	358	78.90	664
12.000 -12.499	163	43,595,808.40	20.49%	6.220	358	80.44	647
12.500 -12.999	225	53,760,348.07	25.27%	6.682	358	79.38	637
13.000 -13.499	125	27,720,550.60	13.03%	7.211	359	81.96	617
13.500 -13.999	103	22,774,957.67	10.70%	7.656	358	79.42	596
14.000 -14.499	46	9,963,230.22	4.68%	8.167	359	82.41	580
14.500 -14.999	40	8,508,114.02	4.00%	8.630	359	79.68	560
15.000 -15.499	10	1,343,050.00	0.63%	9.198	359	77.78	530
15.500 -15.999	9	2,356,249.19	1.11%	9.665	358	71.81	521
16.000 -16.499	2	273,000.00	0.13%	10.214	358	75.10	549
16.500 -16.999	2	464,800.00	0.22%	10.754	358	69.67	546
17.000 -17.499	1	65,600.00	0.03%	11.000	358	80.00	521
17.500 -17.999	2	128,500.00	0.06%	11.568	359	47.52	502
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	8	2,430,357.09	1.14%	7.422	358	68.80	624
1.500	7	1,762,385.29	0.83%	6.180	356	80.81	659
2.000	3	668,800.00	0.31%	6.305	358	82.48	702
3.000	859	207,892,641.85	97.71%	6.775	358	79.99	630
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	871	211,271,798.94	99.30%	6.781	358	79.86	630
1.500	6	1,482,385.29	0.70%	6.049	356	82.39	666
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
01/01/06	1	227,935.50	0.11%	6.150	351	80.00	580
02/01/06	1	240,000.00	0.11%	5.750	352	80.00	653
05/01/06	1	152,899.98	0.07%	6.990	355	100.00	685
06/01/06	2	375,285.31	0.18%	6.168	356	85.31	658
07/01/06	27	9,021,199.69	4.24%	6.849	357	77.62	620
08/01/06	266	67,710,612.91	31.83%	6.684	358	80.13	632
09/01/06	342	83,244,445.50	39.13%	6.849	359	80.01	630
10/01/06	16	3,181,839.00	1.50%	6.894	360	83.22	633
04/01/07	1	500,000.00	0.24%	5.509	354	72.46	642
05/01/07	2	375,000.00	0.18%	6.844	355	86.04	583
07/01/07	7	2,443,800.00	1.15%	6.887	357	65.82	663
08/01/07	85	20,155,014.34	9.47%	6.619	358	80.07	641
09/01/07	121	24,151,152.00	11.35%	6.921	359	80.10	614
10/01/07	2	515,500.00	0.24%	6.041	360	83.30	676
09/01/09	3	459,500.00	0.22%	6.808	359	78.71	683
Total	877	212,754,184.23	100.00%	6.776	358	79.87	630

EX-99

Saxon Mortgage: SAST 2004-3
ALL Metacapital Strats
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
0.01 -    50,000.00	191	6,885,182.54	1.36%	9.645	258	607.72	83.50%	70.90	72.96	90.43%	59.30%	32.45
50,000.01 -   100,000.00	845	63,599,332.20	12.57%	8.125	324	597.38	83.86%	79.00	81.24	94.35%	34.44%	37.22
100,000.01 -   150,000.00	682	84,524,563.02	16.71%	7.453	347	612.69	78.93%	81.36	86.10	96.13%	17.33%	39.52
150,000.01 -   200,000.00	416	72,665,685.70	14.36%	7.252	353	614.73	76.54%	81.45	86.07	96.93%	15.62%	39.19
200,000.01 -   250,000.00	289	64,977,159.59	12.84%	6.933	354	624.93	67.91%	79.43	84.67	97.20%	12.65%	40.68
250,000.01 -   300,000.00	206	56,307,239.49	11.13%	6.863	357	625.22	67.75%	80.14	85.65	97.15%	9.24%	40.82
300,000.01 -   350,000.00	140	45,270,781.32	8.95%	6.651	358	632.16	62.96%	80.38	86.51	100.00%	7.15%	41.74
350,000.01 -   400,000.00	90	33,610,340.92	6.64%	6.596	356	635.57	54.32%	81.02	87.11	100.00%	7.49%	42.37
400,000.01 -   450,000.00	51	21,698,551.24	4.29%	6.783	356	621.93	60.46%	79.55	85.76	100.00%	1.92%	41.29
450,000.01 -   500,000.00	45	21,495,405.52	4.25%	6.567	355	632.19	68.87%	78.65	85.97	100.00%	8.56%	41.42
500,000.01 -   550,000.00	11	5,802,529.82	1.15%	7.161	358	608.24	64.18%	77.31	77.31	100.00%	0.00%	46.64
550,000.01 -   600,000.00	13	7,522,448.81	1.49%	6.771	358	611.52	46.32%	72.63	76.50	100.00%	0.00%	39.95
600,000.01 -   650,000.00	6	3,771,020.00	0.75%	7.228	358	582.26	33.05%	71.31	71.31	100.00%	0.00%	37.63
650,000.01 -   700,000.00	1	661,340.98	0.13%	6.000	358	653.00	100.00%	71.80	71.80	100.00%	0.00%	48.28
700,000.01 -   750,000.00	7	5,151,000.00	1.02%	7.700	359	605.66	28.62%	71.13	74.93	100.00%	0.00%	38.87
750,000.01 -   800,000.00	5	3,924,625.92	0.78%	8.135	359	568.72	0.00%	66.35	68.62	100.00%	0.00%	42.09
800,000.01 -   850,000.00	4	3,261,250.00	0.64%	8.249	359	639.12	25.14%	73.32	73.32	100.00%	74.86%	29.40
850,000.01 -   900,000.00	1	870,000.00	0.17%	5.990	357	617.00	100.00%	68.24	68.24	100.00%	0.00%	44.76
900,000.01 -   950,000.00	2	1,860,000.00	0.37%	8.143	359	531.17	48.92%	62.79	62.79	100.00%	0.00%	46.30
950,000.01 - 1,000,000.00	2	1,999,000.00	0.40%	7.212	357	617.53	49.97%	51.32	56.70	100.00%	0.00%	47.82
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
4.500 - 4.999	10	1,502,042.12	0.30%	4.841	337	694.82	100.00%	74.21	86.13	100.00%	11.79%	42.64
5.000 - 5.499	42	11,170,175.91	2.21%	5.258	358	680.24	78.02%	77.68	90.10	100.00%	0.00%	39.42
5.500 - 5.999	212	51,937,939.32	10.27%	5.775	358	660.30	76.48%	78.79	88.70	99.62%	0.00%	42.18
6.000 - 6.499	353	78,194,974.77	15.46%	6.236	357	646.13	67.84%	79.05	87.03	99.71%	6.09%	40.89
6.500 - 6.999	596	119,620,542.01	23.65%	6.713	356	633.25	63.63%	79.39	85.09	98.47%	13.15%	40.01
7.000 - 7.499	439	73,892,443.80	14.61%	7.208	353	610.61	73.20%	80.37	83.27	97.46%	17.59%	40.35
7.500 - 7.999	428	63,803,453.19	12.61%	7.693	350	595.00	70.27%	80.41	81.91	93.23%	19.52%	39.10
8.000 - 8.499	225	30,746,698.51	6.08%	8.220	345	582.78	71.25%	82.88	83.85	95.35%	24.06%	38.94
8.500 - 8.999	230	32,725,323.81	6.47%	8.669	334	569.12	57.79%	78.05	78.91	95.20%	32.25%	39.04
9.000 - 9.499	95	9,838,891.06	1.94%	9.222	324	561.50	76.40%	78.50	79.79	90.96%	28.55%	38.16
9.500 - 9.999	123	13,228,398.07	2.62%	9.708	319	554.72	71.24%	77.48	77.94	97.74%	21.47%	39.69
10.000 -10.499	67	5,588,462.74	1.10%	10.205	267	565.21	83.35%	79.17	79.80	95.69%	40.23%	37.15
10.500 -10.999	88	6,945,224.46	1.37%	10.713	296	559.09	90.76%	80.42	81.49	98.22%	22.37%	38.45
11.000 -11.499	40	3,035,760.41	0.60%	11.187	285	543.49	90.04%	79.34	79.99	96.78%	30.38%	40.26
11.500 -11.999	27	1,601,615.57	0.32%	11.719	293	552.33	84.88%	70.95	73.86	100.00%	45.21%	31.41
12.000 -12.499	17	1,373,047.49	0.27%	12.226	289	555.89	91.87%	70.03	71.30	94.93%	16.95%	43.94
12.500 -12.999	10	404,659.59	0.08%	12.683	274	566.68	73.24%	75.20	80.24	100.00%	50.52%	38.55
13.000 -13.499	3	189,993.58	0.04%	13.257	169	513.27	57.74%	73.82	73.81	100.00%	100.00%	14.56
13.500 -13.999	2	57,810.66	0.01%	13.716	289	0.00	100.00%	48.67	48.67	100.00%	100.00%	21.32
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
400-499	26	2,636,169.36	0.52%	10.367	301	484.72	97.35%	74.88	76.29	97.35%	22.35%	40.20
500-524	183	26,002,000.42	5.14%	8.955	347	513.46	77.75%	76.97	77.10	99.65%	6.34%	40.55
525-549	280	39,160,536.45	7.74%	8.342	344	537.60	76.08%	79.99	80.65	98.44%	12.56%	40.13
550-574	387	58,997,027.31	11.66%	7.811	348	562.97	74.61%	77.29	77.77	96.76%	10.28%	39.13
575-599	427	73,915,686.97	14.61%	7.256	351	586.94	79.05%	78.54	80.06	97.62%	11.43%	39.88
600-624	493	81,624,834.83	16.14%	7.011	351	612.15	76.88%	79.50	83.34	98.11%	20.21%	40.27
625-649	378	69,155,679.91	13.67%	6.760	351	636.73	72.96%	81.23	85.85	97.71%	15.57%	40.94
650-674	344	65,353,931.11	12.92%	6.734	347	660.64	58.95%	80.27	89.11	97.21%	17.60%	39.62
675-699	221	42,763,466.77	8.45%	6.551	346	686.53	53.31%	80.67	90.76	96.34%	21.63%	40.49
700+	241	44,655,316.41	8.83%	6.389	352	731.89	48.78%	80.82	93.52	95.39%	12.35%	39.86
None	27	1,592,807.53	0.31%	9.923	292	0.00	76.84%	69.10	69.92	89.85%	41.88%	33.50
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
First Lien	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
0.01- 49.99	85	9,911,248.52	1.96%	7.613	344	584.30	51.27%	41.06	42.16	90.32%	20.40%	37.38
50.00- 54.99	45	6,613,418.35	1.31%	7.277	344	592.61	38.57%	52.54	54.56	93.69%	7.17%	36.47
55.00- 59.99	63	10,548,865.52	2.09%	7.391	341	600.94	46.40%	57.06	57.39	95.35%	23.57%	37.66
60.00- 64.99	80	15,781,154.08	3.12%	7.581	347	593.12	51.02%	62.78	64.56	97.79%	23.88%	37.30
65.00- 69.99	132	22,640,741.58	4.48%	7.400	347	597.53	55.58%	67.05	68.30	91.21%	19.63%	40.16
70.00- 74.99	204	35,550,449.76	7.03%	7.290	343	602.01	58.44%	71.89	74.50	94.94%	13.71%	37.71
75.00- 79.99	347	62,418,496.70	12.34%	7.029	350	619.31	55.76%	76.86	80.55	96.36%	19.81%	39.21
80.00	905	162,676,974.75	32.16%	6.849	351	641.75	54.60%	80.00	91.40	98.04%	12.83%	41.05
80.01- 84.99	123	21,956,937.90	4.34%	7.234	349	605.68	96.48%	83.41	84.55	100.00%	16.32%	38.73
85.00- 89.99	345	55,042,652.52	10.88%	7.556	347	598.65	93.80%	86.18	87.35	99.24%	13.53%	41.04
90.00- 94.99	555	81,973,764.11	16.20%	7.565	347	598.52	99.69%	90.17	90.58	98.43%	15.81%	40.64
95.00- 99.99	72	11,482,390.70	2.27%	7.148	357	655.91	97.60%	95.13	95.13	100.00%	4.98%	40.62
100.00	51	9,260,362.58	1.83%	7.285	358	671.99	100.00%	100.00	100.00	100.00%	0.00%	41.68
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
0.01- 49.99	83	9,067,884.17	1.79%	7.624	343	584.49	55.55%	40.79	40.79	89.42%	22.29%	37.25
50.00- 54.99	43	5,400,918.35	1.07%	7.370	341	574.58	47.22%	52.41	52.41	96.20%	8.78%	34.42
55.00- 59.99	62	10,911,127.11	2.16%	7.345	342	601.49	44.33%	56.20	57.02	95.51%	22.79%	38.02
60.00- 64.99	79	15,493,582.44	3.06%	7.634	347	597.01	48.30%	61.93	62.98	96.38%	24.33%	37.84
65.00- 69.99	129	21,524,807.92	4.26%	7.434	346	595.43	56.41%	66.96	66.99	91.32%	20.65%	39.95
70.00- 74.99	182	31,117,903.06	6.15%	7.288	342	595.80	62.08%	71.46	71.87	94.58%	14.45%	37.10
75.00- 79.99	281	50,625,465.38	10.01%	7.181	348	604.35	61.17%	76.54	76.74	95.37%	22.74%	38.64
80.00	416	65,122,180.10	12.87%	7.563	342	600.13	54.68%	80.00	80.00	95.47%	22.74%	39.61
80.01- 84.99	120	22,371,739.80	4.42%	7.221	350	607.91	93.28%	82.65	83.32	99.10%	15.54%	38.41
85.00- 89.99	321	52,618,975.96	10.40%	7.567	347	595.17	90.53%	85.56	86.41	99.21%	14.82%	41.22
90.00- 94.99	587	89,315,971.43	17.66%	7.503	348	603.68	93.01%	88.63	90.40	98.38%	15.74%	40.66
95.00- 99.99	180	32,564,412.77	6.44%	6.855	353	651.88	76.19%	85.29	95.84	100.00%	3.49%	41.16
100.00	523	99,446,144.58	19.66%	6.434	358	673.43	58.28%	82.21	100.00	99.96%	5.41%	42.12
100.01+	1	276,344.00	0.05%	6.990	356	594.00	100.00%	80.23	100.29	100.00%	0.00%	0.00
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
Full Documentation	2,290	352,561,213.46	69.70%	7.222	348	609.82	100.00%	81.81	85.33	97.09%	15.91%	40.42
Limited Documentation	68	18,295,916.81	3.62%	7.588	329	624.17	0.00%	72.97	75.14	97.15%	37.71%	33.06
No Ratio	1	44,402.89	0.01%	9.875	291	566.00	0.00%	64.93	64.93	100.00%	100.00%	0.00
Stated Documentation	648	134,955,923.91	26.68%	7.111	354	637.49	0.00%	74.38	82.54	98.24%	9.50%	40.04
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
Cash Out Refinance	2,042	335,799,961.80	66.38%	7.305	348	602.77	74.58%	78.36	80.24	97.71%	17.39%	39.74
Purchase	780	146,476,444.22	28.96%	6.912	353	653.64	57.77%	81.72	93.11	96.84%	8.22%	40.90
Rate/Term Refinance	185	23,581,051.05	4.66%	7.618	335	608.22	74.24%	81.96	85.54	96.40%	23.00%	39.25
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
Investor	118	12,195,430.92	2.41%	7.869	342	636.04	77.98%	72.64	73.17	0.00%	32.28%	36.77
Primary	2,881	492,684,802.79	97.40%	7.188	349	617.35	69.47%	79.71	84.53	100.00%	14.60%	40.13
Second Home	8	977,223.36	0.19%	7.926	359	579.21	78.25%	63.53	66.20	0.00%	0.00%	43.66
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
Condo High-Rise	13	3,415,001.55	0.68%	7.033	358	647.31	57.26%	75.76	83.40	100.00%	15.37%	45.94
Condo Low-Rise	148	26,484,322.84	5.24%	6.908	356	634.52	74.13%	79.08	85.30	96.64%	11.84%	39.30
Manufactured Housing	31	1,640,189.64	0.32%	9.446	263	599.39	94.97%	76.97	78.18	98.22%	53.90%	37.57
PUD	276	67,560,595.92	13.36%	7.005	356	621.62	66.38%	80.23	87.51	98.49%	6.19%	40.79
Single Family Attached	44	5,608,334.83	1.11%	7.025	346	617.26	77.17%	76.84	82.19	97.65%	11.22%	37.94
Single Family Detached	2,370	381,823,615.94	75.48%	7.238	347	616.00	69.73%	79.64	83.86	97.88%	16.59%	39.97
Townhouse	49	6,797,196.61	1.34%	7.391	356	598.96	73.30%	78.72	84.85	97.20%	9.77%	41.03
Two-Four Family	76	12,528,199.74	2.48%	7.660	346	618.51	71.92%	75.24	76.80	77.51%	20.06%	39.26
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
Alaska	12	1,970,321.02	0.39%	6.927	353	634.77	77.06%	80.62	92.87	100.00%	0.00%	44.46
Arizona	74	11,262,808.00	2.23%	7.097	350	607.47	69.26%	82.68	84.62	100.00%	12.56%	38.38
Arkansas	14	1,351,405.83	0.27%	7.613	350	614.68	46.09%	86.25	88.37	98.65%	45.16%	33.34
California	469	131,957,881.05	26.09%	6.685	357	631.10	59.79%	77.01	82.54	96.92%	7.60%	40.60
Colorado	39	8,050,253.10	1.59%	6.927	352	638.63	64.07%	81.18	89.22	97.50%	8.52%	40.00
Connecticut	58	11,509,990.00	2.28%	7.234	356	606.12	81.58%	77.19	79.64	100.00%	24.51%	41.60
Delaware	16	1,811,462.76	0.36%	7.957	330	625.82	100.00%	86.93	86.93	96.46%	37.90%	39.51
Florida	236	33,862,101.11	6.69%	7.185	342	629.16	72.34%	82.17	86.78	94.33%	13.95%	38.83
Georgia	157	20,680,234.12	4.09%	7.758	349	607.98	77.73%	83.57	86.86	92.89%	26.85%	40.35
Hawaii	10	2,718,070.34	0.54%	7.332	345	595.22	91.76%	78.83	78.83	94.47%	5.53%	40.11
Idaho	11	1,086,846.30	0.21%	7.807	349	577.61	86.79%	79.80	87.52	100.00%	0.00%	40.17
Illinois	114	16,769,023.53	3.31%	7.458	346	620.69	70.93%	80.77	84.93	98.69%	9.30%	39.98
Indiana	76	8,908,039.66	1.76%	7.563	345	608.36	76.96%	83.54	85.77	98.12%	22.50%	37.57
Iowa	12	790,168.51	0.16%	8.113	281	654.30	89.17%	75.43	80.63	100.00%	51.48%	30.19
Kansas	12	1,939,299.87	0.38%	8.428	355	560.65	39.19%	68.86	71.05	98.56%	0.00%	43.82
Kentucky	18	2,186,669.07	0.43%	7.301	337	613.27	64.13%	80.49	87.82	86.39%	9.20%	39.28
Louisiana	50	4,233,490.51	0.84%	8.112	325	600.64	81.62%	77.49	77.49	100.00%	59.13%	35.01
Maine	3	337,750.00	0.07%	7.439	359	548.28	100.00%	78.03	78.03	100.00%	60.99%	41.80
Maryland	174	37,989,256.25	7.51%	7.047	358	621.47	78.82%	80.97	88.05	99.19%	6.46%	40.92
Massachusetts	22	5,334,221.18	1.05%	6.675	356	633.83	85.05%	78.87	82.87	100.00%	0.74%	44.32
Michigan	122	13,102,919.14	2.59%	7.650	351	597.33	72.80%	81.33	82.74	98.60%	14.59%	39.88
Minnesota	20	3,530,108.67	0.70%	7.289	354	593.37	64.26%	81.28	89.82	100.00%	0.00%	40.89
Mississippi	25	2,014,508.84	0.40%	8.254	340	593.70	96.15%	86.08	87.12	93.20%	15.37%	39.64
Missouri	41	3,752,428.11	0.74%	8.025	327	600.21	76.70%	81.44	84.51	89.82%	17.69%	38.39
Nebraska	16	1,471,696.36	0.29%	7.149	332	643.93	86.17%	84.04	91.90	100.00%	42.13%	43.06
Nevada	80	17,127,114.47	3.39%	7.022	357	615.63	74.78%	79.60	82.94	97.31%	7.26%	40.27
New Hampshire	4	522,787.02	0.10%	7.986	358	568.91	71.44%	80.00	89.85	100.00%	0.00%	44.65
New Jersey	29	5,390,529.54	1.07%	7.739	337	598.63	80.60%	73.89	75.35	97.55%	46.68%	39.07
New Mexico	13	1,228,358.15	0.24%	8.423	300	618.30	87.18%	83.10	83.09	91.28%	64.39%	30.34
New York	128	25,194,911.65	4.98%	7.310	353	602.46	52.94%	75.20	77.85	97.87%	16.89%	42.17
North Carolina	72	9,241,915.95	1.83%	8.077	346	617.07	56.26%	81.10	84.16	98.93%	35.24%	36.14
Ohio	127	14,192,623.13	2.81%	7.574	342	606.45	78.03%	82.93	88.52	96.37%	10.03%	37.60
Oklahoma	42	3,749,722.32	0.74%	7.581	322	620.46	75.43%	81.51	88.90	93.81%	30.53%	38.31
Oregon	54	7,511,700.73	1.48%	7.285	321	626.53	66.37%	78.52	83.67	92.94%	27.43%	40.42
Pennsylvania	95	11,433,751.28	2.26%	8.063	340	586.61	72.88%	80.17	81.91	97.63%	32.46%	40.56
Rhode Island	2	364,000.00	0.07%	7.055	358	580.70	48.35%	77.53	77.53	100.00%	0.00%	32.47
South Carolina	26	3,862,176.52	0.76%	7.411	341	621.86	50.93%	79.69	86.78	100.00%	17.10%	36.55
South Dakota	1	59,359.12	0.01%	7.875	358	526.00	100.00%	90.00	90.00	100.00%	0.00%	25.55
Tennessee	59	5,858,123.03	1.16%	8.082	318	591.18	68.45%	79.54	85.99	99.14%	30.36%	40.00
Texas	163	15,368,382.15	3.04%	7.890	309	606.32	81.13%	77.20	78.17	99.31%	44.50%	38.94
Utah	12	1,625,602.13	0.32%	6.867	343	634.70	68.27%	83.28	93.24	100.00%	4.32%	36.07
Virginia	199	41,164,204.29	8.14%	7.097	355	613.57	75.31%	80.19	86.21	99.43%	12.06%	40.32
Washington	61	9,043,881.02	1.79%	7.084	348	625.79	71.08%	82.41	93.36	98.80%	14.96%	41.05
West Virginia	12	1,269,630.06	0.25%	7.664	326	615.55	94.68%	82.51	92.49	100.00%	15.60%	38.44
Wisconsin	24	2,736,262.49	0.54%	7.711	349	618.40	91.26%	80.97	85.04	93.35%	1.70%	39.07
Wyoming	3	291,468.69	0.06%	7.632	345	638.42	100.00%	82.21	93.22	100.00%	0.00%	43.24
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
1- 60	3	59,876.36	0.01%	9.579	51	641.26	100.00%	67.45	67.45	100.00%	100.00%	31.15
61-120	116	7,878,828.11	1.56%	9.425	111	613.40	72.05%	77.42	77.94	94.39%	100.00%	32.60
121-180	62	5,124,035.90	1.01%	7.757	178	622.78	79.16%	75.05	75.10	99.65%	100.00%	34.31
181-240	57	5,210,209.35	1.03%	7.721	239	628.14	95.25%	81.03	81.03	100.00%	100.00%	38.34
241-300	215	17,131,589.90	3.39%	9.717	293	602.05	75.66%	77.44	79.66	93.39%	39.27%	36.66
301-360	2,554	470,452,917.45	93.00%	7.065	358	618.17	69.05%	79.65	84.63	97.54%	10.81%	40.38
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Amort Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
Balloon	71	5,863,026.71	1.16%	9.614	110	607.09	69.93%	80.44	81.14	93.18%	100.00%	33.12
Fully Amortizing	2,041	284,111,046.13	56.16%	7.481	346	608.30	71.96%	79.26	82.30	97.04%	23.54%	38.93
Interest Only	895	215,883,384.23	42.68%	6.779	358	630.35	66.71%	79.80	86.83	97.97%	1.45%	41.59
Total	3,007	505,857,457.07	100.00%	7.206	349	617.72	69.70%	79.50	84.22	97.40%	15.00%	40.05
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
1.000	87	10,503,530.81	2.44%	8.596	328	600.77	75.56%	77.78	81.65	95.60%	0.00%	40.06
1.500	154	23,057,253.86	5.36%	7.309	351	604.55	69.75%	82.15	89.12	99.61%	0.00%	38.97
2.000	15	2,430,077.51	0.57%	7.269	345	629.71	84.86%	79.01	84.30	83.71%	0.00%	38.59
3.000	2,066	393,917,703.13	91.61%	7.029	357	617.38	68.62%	79.71	84.87	97.90%	0.00%	40.61
7.000	1	89,208.64	0.02%	10.375	291	498.00	100.00%	85.00	85.00	100.00%	0.00%	48.14
Total	2,323	429,997,773.95	100.00%	7.085	356	616.33	68.95%	79.79	85.02	97.85%	0.00%	40.57
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
1.000	2,151	405,279,521.06	94.25%	7.061	357	617.02	68.90%	79.67	84.81	97.78%	0.00%	40.60
1.500	167	24,310,756.52	5.65%	7.430	348	605.01	69.22%	81.77	88.41	99.00%	0.00%	37.59
2.000	3	286,888.03	0.07%	9.461	291	600.44	100.00%	90.00	90.00	100.00%	0.00%	32.48
3.000	2	120,608.34	0.03%	10.367	299	605.30	100.00%	74.70	74.70	100.00%	0.00%	45.52
Total	2,323	429,997,773.95	100.00%	7.085	356	616.33	68.95%	79.79	85.02	97.85%	0.00%	40.57
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
10/05/04	1	151,205.37	0.04%	10.000	301	496.00	100.00%	80.00	80.00	100.00%	0.00%	49.09
10/30/04	1	58,740.93	0.01%	9.950	289	671.00	100.00%	85.00	85.00	100.00%	0.00%	53.00
11/01/04	44	3,506,991.34	0.82%	9.625	299	570.49	74.40%	77.79	79.66	93.47%	0.00%	37.00
11/02/04	1	147,872.28	0.03%	7.450	290	604.00	100.00%	78.25	78.25	100.00%	0.00%	42.00
12/01/04	36	3,020,444.94	0.70%	10.151	296	562.87	85.08%	81.46	82.92	93.58%	0.00%	37.37
12/07/04	1	55,242.70	0.01%	9.350	291	574.00	100.00%	85.00	85.00	100.00%	0.00%	30.00
01/01/05	30	2,656,475.88	0.62%	9.569	295	587.73	79.43%	76.73	80.53	100.00%	0.00%	36.10
01/02/05	2	200,006.80	0.05%	9.903	292	633.82	100.00%	88.46	90.00	100.00%	0.00%	40.84
02/01/05	13	1,576,414.76	0.37%	10.496	296	577.95	76.14%	76.41	80.19	100.00%	0.00%	45.12
03/01/05	18	1,512,276.97	0.35%	9.781	299	596.10	80.70%	80.36	83.21	96.09%	0.00%	42.22
04/01/05	35	2,469,529.42	0.57%	10.196	297	616.17	68.22%	77.08	80.06	96.04%	0.00%	36.01
01/01/06	1	227,935.50	0.05%	6.150	351	580.00	100.00%	80.00	80.00	100.00%	0.00%	41.99
02/01/06	2	505,199.21	0.12%	7.719	352	565.86	100.00%	74.75	84.25	100.00%	0.00%	40.85
03/01/06	3	516,246.78	0.12%	6.655	353	600.68	0.00%	79.92	84.09	100.00%	0.00%	0.00
04/01/06	5	870,556.96	0.20%	8.139	354	543.07	73.64%	76.83	76.83	100.00%	0.00%	49.04
05/01/06	33	5,019,188.19	1.17%	7.022	355	603.81	65.11%	81.45	87.73	98.78%	0.00%	30.32
06/01/06	31	5,730,532.36	1.33%	6.948	356	617.99	73.63%	80.48	89.01	97.26%	0.00%	28.33
07/01/06	56	14,533,167.94	3.38%	6.957	357	621.27	46.31%	76.12	81.89	98.98%	0.00%	38.70
07/20/06	1	360,000.00	0.08%	6.350	358	694.00	0.00%	65.45	65.45	100.00%	0.00%	45.87
07/23/06	1	286,200.00	0.07%	7.990	358	525.00	100.00%	90.00	90.00	100.00%	0.00%	19.03
07/28/06	1	87,926.43	0.02%	6.900	358	635.00	0.00%	80.00	80.00	100.00%	0.00%	39.02
08/01/06	528	112,584,538.05	26.18%	6.824	358	623.30	64.53%	79.82	85.97	98.14%	0.00%	41.47
08/02/06	1	121,397.92	0.03%	6.875	359	619.00	100.00%	90.00	90.00	100.00%	0.00%	33.14
08/03/06	1	252,000.00	0.06%	6.350	359	594.00	0.00%	80.00	80.00	100.00%	0.00%	46.54
08/11/06	1	60,733.18	0.01%	6.800	359	618.00	100.00%	81.05	81.05	100.00%	0.00%	46.54
08/17/06	1	119,920.00	0.03%	6.275	359	666.00	100.00%	80.00	100.00	100.00%	0.00%	45.38
08/18/06	1	90,000.00	0.02%	7.625	359	645.00	100.00%	100.00	100.00	100.00%	0.00%	41.63
08/20/06	2	161,852.42	0.04%	6.791	359	766.29	55.02%	91.00	100.00	100.00%	0.00%	30.42
08/25/06	2	216,250.00	0.05%	7.250	359	661.15	100.00%	92.48	92.48	100.00%	0.00%	43.54
09/01/06	621	130,545,554.50	30.36%	6.969	359	621.83	63.61%	79.65	85.97	97.18%	0.00%	40.66
10/01/06	27	4,694,658.00	1.09%	7.103	360	616.67	83.51%	81.18	90.95	98.72%	0.00%	40.23
03/01/07	1	130,501.99	0.03%	6.509	353	622.00	100.00%	95.00	95.00	100.00%	0.00%	0.00
04/01/07	10	1,987,528.27	0.46%	6.976	354	587.41	59.83%	80.46	83.05	100.00%	0.00%	0.00
05/01/07	24	3,840,443.33	0.89%	7.152	355	611.34	60.43%	84.55	92.01	100.00%	0.00%	0.00
06/01/07	31	4,266,680.39	0.99%	7.168	356	613.67	90.37%	86.18	92.58	100.00%	0.00%	0.00
06/25/07	1	134,223.56	0.03%	8.125	357	546.00	0.00%	80.00	80.00	100.00%	0.00%	21.60
07/01/07	19	4,313,535.98	1.00%	7.549	357	620.90	25.13%	68.15	74.71	100.00%	0.00%	39.73
07/09/07	1	121,025.51	0.03%	7.250	358	666.00	0.00%	80.00	100.00	100.00%	0.00%	40.63
07/22/07	1	115,904.70	0.03%	6.990	358	731.00	0.00%	80.00	100.00	100.00%	0.00%	40.39
07/24/07	1	55,200.00	0.01%	7.500	358	581.00	100.00%	80.00	80.00	0.00%	0.00%	35.68
08/01/07	281	50,717,910.99	11.79%	7.045	358	616.54	77.23%	79.62	83.26	98.31%	0.00%	40.61
08/02/07	1	170,909.00	0.04%	9.125	359	509.00	100.00%	77.73	77.73	100.00%	0.00%	33.30
08/18/07	1	72,900.00	0.02%	9.250	359	550.00	100.00%	90.00	90.00	100.00%	0.00%	38.43
09/01/07	434	69,350,701.40	16.13%	7.133	359	603.60	83.78%	80.90	83.56	97.88%	0.00%	40.11
10/01/07	11	1,690,750.00	0.39%	6.740	360	596.24	100.00%	81.66	81.66	95.62%	0.00%	39.49
08/01/09	1	126,000.00	0.03%	6.750	358	642.00	100.00%	90.00	90.00	100.00%	0.00%	34.85
09/01/09	4	564,500.00	0.13%	7.007	359	663.57	52.72%	78.02	84.81	100.00%	0.00%	41.93
Total	2,323	429,997,773.95	100.00%	7.085	356	616.33	68.95%	79.79	85.02	97.85%	0.00%	40.57
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
10.500 -10.999	6	1,227,736.96	0.29%	4.814	359	688.79	100.00%	77.25	90.24	100.00%	0.00%	42.64
11.000 -11.499	40	10,906,821.11	2.54%	5.290	358	683.33	79.79%	77.33	89.22	100.00%	0.00%	39.65
11.500 -11.999	200	49,582,334.04	11.53%	5.771	358	661.41	78.12%	78.66	88.61	99.60%	0.00%	42.23
12.000 -12.499	302	70,026,633.13	16.29%	6.210	358	645.84	67.47%	79.43	87.69	99.68%	0.00%	41.03
12.500 -12.999	479	98,316,825.11	22.86%	6.683	358	630.02	62.00%	79.46	85.25	98.14%	0.00%	40.39
13.000 -13.499	330	60,460,917.16	14.06%	7.156	358	608.70	70.13%	80.88	84.35	97.56%	0.00%	40.61
13.500 -13.999	313	53,718,222.52	12.49%	7.568	358	593.59	64.61%	80.76	83.06	95.29%	0.00%	39.23
14.000 -14.499	169	25,214,567.84	5.86%	8.053	358	578.26	75.02%	83.78	85.64	95.37%	0.00%	39.60
14.500 -14.999	148	25,041,551.72	5.82%	8.494	357	554.21	61.10%	79.43	80.53	97.72%	0.00%	41.60
15.000 -15.499	63	7,597,503.09	1.77%	8.918	349	545.46	82.15%	79.46	81.13	92.06%	0.00%	40.38
15.500 -15.999	82	9,636,354.99	2.24%	9.431	344	543.84	70.05%	77.03	78.05	98.26%	0.00%	41.02
16.000 -16.499	34	3,469,842.30	0.81%	9.967	334	568.65	82.74%	78.66	79.59	93.00%	0.00%	39.06
16.500 -16.999	61	6,594,825.38	1.53%	10.134	327	559.65	76.66%	78.00	78.76	98.78%	0.00%	38.96
17.000 -17.499	24	1,972,796.93	0.46%	10.749	324	539.40	92.37%	77.64	78.47	98.86%	0.00%	38.33
17.500 -17.999	37	3,216,365.27	0.75%	10.709	309	563.13	92.00%	79.79	81.65	100.00%	0.00%	36.30
18.000 -18.499	20	1,579,809.96	0.37%	10.895	305	520.79	80.00%	78.10	81.21	92.08%	0.00%	39.27
18.500 -18.999	7	433,639.16	0.10%	11.233	314	548.40	100.00%	72.36	85.68	100.00%	0.00%	33.33
19.000 -19.499	7	940,760.92	0.22%	11.895	299	575.52	93.77%	70.19	71.55	100.00%	0.00%	47.82
19.500 -19.999	1	60,266.36	0.01%	12.875	297	555.00	0.00%	70.00	95.00	100.00%	0.00%	41.10
Total	2,323	429,997,773.95	100.00%	7.085	356	616.33	68.95%	79.79	85.02	97.85%	0.00%	40.57
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average FICO	Pct Full Doc	Weighted Average Orig LTV	Weighted Average Combined LTV	Pct Owner Occupied	Pct Fixed Rate	Weighted Average DTI
2.500 - 2.999	1	314,400.68	0.07%	6.250	357	781.00	100.00%	70.00	70.00	100.00%	0.00%	47.19
3.000 - 3.499	11	2,151,173.09	0.50%	5.651	358	689.36	100.00%	78.27	90.99	100.00%	0.00%	43.76
3.500 - 3.999	91	23,155,554.46	5.39%	5.988	358	661.88	63.08%	77.15	88.97	100.00%	0.00%	41.30
4.000 - 4.499	147	32,128,235.80	7.47%	6.313	358	642.24	56.13%	77.98	84.37	99.41%	0.00%	39.27
4.500 - 4.999	205	43,897,828.59	10.21%	6.434	357	643.41	68.58%	79.13	87.20	99.10%	0.00%	40.22
5.000 - 5.499	388	86,054,288.06	20.01%	6.534	358	640.04	67.21%	79.08	87.63	99.28%	0.00%	41.77
5.500 - 5.999	424	79,470,395.54	18.48%	6.865	356	620.01	65.92%	79.86	85.47	99.23%	0.00%	40.61
6.000 - 6.499	373	60,551,306.24	14.08%	7.412	355	605.46	75.38%	81.85	83.69	95.53%	0.00%	39.81
6.500 - 6.999	314	49,903,739.55	11.61%	7.890	355	580.17	71.79%	81.99	83.37	95.18%	0.00%	39.97
7.000 - 7.499	207	29,449,270.40	6.85%	8.422	354	559.72	74.51%	80.90	81.31	94.08%	0.00%	39.94
7.500 - 7.999	92	13,463,368.19	3.13%	8.683	356	553.31	75.27%	77.58	78.29	97.45%	0.00%	42.18
8.000 - 8.499	46	6,607,023.38	1.54%	9.645	354	552.02	74.75%	78.87	78.87	96.97%	0.00%	41.24
8.500 - 8.999	18	1,960,895.65	0.46%	10.281	356	539.56	84.05%	73.80	74.79	98.61%	0.00%	36.31
9.000 - 9.499	4	579,794.32	0.13%	9.692	358	529.16	100.00%	77.23	77.23	100.00%	0.00%	41.93
9.500 - 9.999	1	125,500.00	0.03%	9.975	359	516.00	100.00%	44.04	44.04	100.00%	0.00%	54.94
10.500 -10.999	1	185,000.00	0.04%	12.275	358	470.00	100.00%	68.01	68.01	100.00%	0.00%	28.88
Total	2,323	429,997,773.95	100.00%	7.085	356	616.33	68.95%	79.79	85.02	97.85%	0.00%	40.57

EX-99

Saxon Mortgage: SAST 2004-3
MI Loans
		Minimum	Maximum
Scheduled Principal Balance	$2,380,639	$24,876	$239,391
Average Scheduled Principal Balance	$108,211
Number of Mortgage Loans	22
Weighted Average Gross Coupon	8.098%	6.800%	10.990%
Weighted Average FICO Score	665	591	746
Weighted Average Combined Original LTV	90.07%	85.00%	95.00%
Weighted Average Original Term	353 months	180 months	360 months
Weighted Average Stated Remaining Term	330 months	109 months	359 months
Weighted Average Seasoning	23  months	1   months	72  months
Weighted Average Gross Margin	6.645%	5.625%	7.375%
Weighted Average Minimum Interest Rate	7.141%	5.800%	10.990%
Weighted Average Maximum Interest Rate	13.870%	12.800%	17.990%
Weighted Average Initial Rate Cap	2.808%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.000%	1.000%	1.000%
Weighted Average Months to Roll	22  months	1   months	35  months
Maturity Date		Nov  1 2013	Sep  1 2034
Maximum Zip Code Concentration	10.06%	33178
ARM	72.01%
Fixed Rate	27.99%
2/28 6 Mo LIBOR ARM	23.89%
3/27 6 Mo LIBOR ARM	8.73%
5YR IO 2/28 6 Mo LIBOR ARM	39.39%
Balloon 15/30	3.91%
Fixed Rate 30 Year	24.08%
Interest Only	39.39%
Not Interest Only	60.61%
Prepay Penalty:  0 months	36.42%
Prepay Penalty: 24 months	56.10%
Prepay Penalty: 36 months	7.49%
First Lien	100.00%
Full Documentation	100.00%
Purchase	79.64%
Rate/Term Refinance	20.36%
Condo Low-Rise	5.86%
Manufactured Housing	2.58%
PUD	10.06%
Single Family Detached	75.04%
Two-Four Family	6.47%
Investor	71.59%
Primary	28.41%
Top 5 States:
Florida	21.29%
California	18.52%
Ohio	15.06%
Nevada	9.98%
North Carolina	9.20%

Saxon Mortgage: SAST 2004-3
MI Loans
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	2	65,865.20	2.77%	9.108	180	91.89	634
50,000.01 -   100,000.00	10	720,374.90	30.26%	8.361	311	90.95	658
100,000.01 -   150,000.00	6	758,907.52	31.88%	8.211	329	90.33	652
150,000.01 -   200,000.00	1	153,000.00	6.43%	7.250	359	90.00	668
200,000.01 -   250,000.00	3	682,491.00	28.67%	7.788	359	88.68	688
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
6.500 - 6.999	1	148,391.22	6.23%	6.800	358	90.00	695
7.000 - 7.499	4	446,100.00	18.74%	7.238	359	89.96	654
7.500 - 7.999	5	911,991.00	38.31%	7.769	359	89.02	678
8.000 - 8.499	1	88,200.00	3.70%	8.313	359	90.00	629
8.500 - 8.999	7	504,514.70	21.19%	8.696	291	90.44	662
9.000 - 9.499	2	93,019.71	3.91%	9.320	110	92.77	596
9.500 - 9.999	1	68,729.32	2.89%	9.500	292	90.00	0
10.500 -10.999	1	119,692.67	5.03%	10.990	301	95.00	660
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
575-599	1	40,989.15	1.72%	9.250	112	90.00	591
600-624	5	443,322.99	18.62%	8.118	301	91.17	609
625-649	3	465,300.00	19.55%	7.755	359	90.00	637
650-674	5	477,004.64	20.04%	8.691	328	91.36	663
675-699	2	265,976.86	11.17%	7.552	328	89.16	693
700+	5	619,315.66	26.01%	7.888	349	88.75	720
None	1	68,729.32	2.89%	9.500	292	90.00	0
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
85.00- 89.99	6	697,185.40	29.29%	7.981	331	87.84	677
90.00- 94.99	13	1,462,330.06	61.43%	7.870	334	90.39	661
95.00- 99.99	3	221,123.16	9.29%	9.977	296	95.00	652
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
180	2	93,019.71	3.91%	9.320	110	92.77	596
360	20	2,287,618.91	96.09%	8.049	339	89.96	668
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
61-120	2	93,019.71	3.91%	9.320	110	92.77	596
241-300	8	573,244.02	24.08%	8.792	291	90.39	662
301-360	12	1,714,374.89	72.01%	7.800	355	89.81	669
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	2	93,019.71	3.91%	9.320	110	92.77	596
20.01 -25.00	2	138,604.64	5.82%	8.806	291	95.00	639
30.01 -35.00	1	237,600.00	9.98%	7.625	359	90.00	637
35.01 -40.00	6	695,421.75	29.21%	8.735	326	89.04	669
40.01 -45.00	3	326,591.22	13.72%	7.498	358	90.00	667
45.01 -50.00	4	604,491.00	25.39%	7.472	359	89.97	680
55.01 -60.00	1	81,000.00	3.40%	7.375	359	90.00	609
None	3	203,910.30	8.57%	8.546	291	89.51	709
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	12	1,714,374.89	72.01%	7.800	355	89.81	669
Fixed Rate	10	666,263.73	27.99%	8.866	266	90.72	652
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2/28 6 Mo LIBOR ARM	4	568,700.00	23.89%	7.502	359	90.00	663
3/27 6 Mo LIBOR ARM	2	207,892.67	8.73%	9.854	326	92.88	647
5YR IO 2/28 6 Mo LIBOR ARM	6	937,782.22	39.39%	7.525	358	89.02	678
Balloon 15/30	2	93,019.71	3.91%	9.320	110	92.77	596
Fixed Rate 30 Year	8	573,244.02	24.08%	8.792	291	90.39	662
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	6	937,782.22	39.39%	7.525	358	89.02	678
Not Interest Only	16	1,442,856.40	60.61%	8.471	311	90.75	656
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	12	866,956.40	36.42%	9.020	279	91.25	649
Prepay Penalty: 24 months	8	1,335,482.22	56.10%	7.502	359	89.31	677
Prepay Penalty: 36 months	2	178,200.00	7.49%	8.079	358	90.00	643
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	22	2,380,638.62	100.00%	8.098	330	90.07	665
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	22	2,380,638.62	100.00%	8.098	330	90.07	665
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Purchase	17	1,896,053.22	79.64%	8.109	332	90.41	673
Rate/Term Refinance	5	484,585.40	20.36%	8.057	319	88.74	634
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo Low-Rise	1	139,500.00	5.86%	7.625	358	90.00	642
Manufactured Housing	1	61,448.61	2.58%	8.500	292	90.00	746
PUD	1	239,391.00	10.06%	7.875	359	90.00	704
Single Family Detached	16	1,786,333.81	75.04%	8.156	329	90.02	656
Two-Four Family	3	153,965.20	6.47%	8.045	282	90.80	689
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	13	1,704,400.69	71.59%	7.679	350	89.46	668
Primary	9	676,237.93	28.41%	9.154	279	91.60	657
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
California	3	440,891.22	18.52%	7.217	358	90.00	669
Florida	3	506,941.20	21.29%	7.997	350	88.84	708
Georgia	2	214,000.00	8.99%	7.430	359	89.92	630
Illinois	1	52,261.77	2.20%	8.875	288	85.00	669
Indiana	1	68,729.32	2.89%	9.500	292	90.00	0
Iowa	1	52,030.56	2.19%	9.375	109	94.95	600
Michigan	1	24,876.05	1.04%	8.875	291	95.00	704
Nevada	1	237,600.00	9.98%	7.625	359	90.00	637
New Mexico	1	117,585.64	4.94%	8.500	291	88.09	691
North Carolina	3	219,003.05	9.20%	8.171	316	91.75	652
Ohio	4	358,619.81	15.06%	9.447	290	91.37	627
Pennsylvania	1	88,100.00	3.70%	7.250	359	89.99	731
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	6	410,091.66	17.23%	9.024	250	92.06	615
A+	15	1,850,854.29	77.75%	7.706	349	89.31	674
A-	1	119,692.67	5.03%	10.990	301	95.00	660
Total	22	2,380,638.62	100.00%	8.098	330	90.07	665
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
5.500 - 5.999	2	236,591.22	13.80%	7.364	358	90.00	670
6.000 - 6.499	1	119,692.67	6.98%	10.990	301	95.00	660
6.500 - 6.999	6	1,064,991.00	62.12%	7.695	359	89.16	676
7.000 - 7.499	3	293,100.00	17.10%	7.232	359	89.94	647
Total	12	1,714,374.89	100.00%	7.800	355	89.81	669
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
5.500 - 5.999	1	148,391.22	8.66%	6.800	358	90.00	695
6.500 - 6.999	5	974,991.00	56.87%	7.680	359	89.08	678
7.000 - 7.499	4	381,300.00	22.24%	7.482	359	89.95	642
7.500 - 7.999	1	90,000.00	5.25%	7.850	358	90.00	657
10.500 -10.999	1	119,692.67	6.98%	10.990	301	95.00	660
Total	12	1,714,374.89	100.00%	7.800	355	89.81	669
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
12.500 -12.999	1	148,391.22	8.66%	6.800	358	90.00	695
13.000 -13.499	4	446,100.00	26.02%	7.238	359	89.96	654
13.500 -13.999	5	911,991.00	53.20%	7.769	359	89.02	678
14.000 -14.499	1	88,200.00	5.14%	8.313	359	90.00	629
17.500 -17.999	1	119,692.67	6.98%	10.990	301	95.00	660
Total	12	1,714,374.89	100.00%	7.800	355	89.81	669
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	1	119,692.67	6.98%	10.990	301	95.00	660
2.000	1	90,000.00	5.25%	7.850	358	90.00	657
3.000	10	1,504,682.22	87.77%	7.543	359	89.39	671
Total	12	1,714,374.89	100.00%	7.800	355	89.81	669
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	12	1,714,374.89	100.00%	7.800	355	89.81	669
Total	12	1,714,374.89	100.00%	7.800	355	89.81	669
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
11/01/04	1	119,692.67	6.98%	10.990	301	95.00	660
08/01/06	4	583,391.22	34.03%	7.538	358	88.46	688
09/01/06	6	923,091.00	53.84%	7.503	359	89.98	663
09/01/07	1	88,200.00	5.14%	8.313	359	90.00	629
Total	12	1,714,374.89	100.00%	7.800	355	89.81	669

EX-99

Saxon Mortgage: SAST 2004-3
Seasoned Loans
		Minimum	Maximum
Scheduled Principal Balance	$28,999,999	$9,557	$469,589
Average Scheduled Principal Balance	$76,115
Number of Mortgage Loans	381
Weighted Average Gross Coupon	9.757%	6.375%	13.750%
Weighted Average FICO Score	597	453	809
Weighted Average Combined Original LTV	77.84%	25.71%	95.00%
Weighted Average Original Term	316 months	120 months	360 months
Weighted Average Stated Remaining Term	250 months	50  months	303 months
Weighted Average Seasoning	66  months	57  months	76  months
Weighted Average Gross Margin	6.258%	4.050%	8.700%
Weighted Average Minimum Interest Rate	9.820%	5.000%	12.990%
Weighted Average Maximum Interest Rate	16.817%	12.990%	19.875%
Weighted Average Initial Rate Cap	2.154%	1.000%	7.000%
Weighted Average Subsequent Rate Cap	1.131%	1.000%	3.000%
Weighted Average Months to Roll	3   months	0   months	6   months
Maturity Date		Dec  1 2008	Jan  1 2030
Maximum Zip Code Concentration	1.62%	60067 (Palatine, IL)
ARM	52.95%
Fixed Rate	47.05%
1 Year Treasury	0.99%
2/28 6 Mo LIBOR ARM	25.25%
3/27 6 Mo LIBOR ARM	24.07%
5/25 6 Mo LIBOR  ARM	0.10%
6 Mo LIBOR ARM 30 Yr	2.54%
Balloon 15/30	18.63%
Fixed Rate 10 Year	0.21%
Fixed Rate 15 Year	4.91%
Fixed Rate 20 Year	0.75%
Fixed Rate 30 Year	22.56%
Not Interest Only	100.00%
Prepay Penalty:  0 months	100.00%
First Lien	100.00%
Full Documentation	76.31%
Limited Documentation	10.12%
No Ratio	0.15%
Stated Documentation	13.42%
Cash Out Refinance	59.22%
Purchase	24.60%
Rate/Term Refinance	16.18%
Condo Low-Rise	1.63%
Manufactured Housing	4.51%
PUD	6.29%
Single Family Attached	2.83%
Single Family Detached	79.02%
Townhouse	0.20%
Two-Four Family	5.51%
Investor	6.12%
Primary	93.88%
Top 5 States:
Texas	8.84%
California	7.99%
Ohio	7.87%
Pennsylvania	6.99%
Illinois	6.61%

Saxon Mortgage: SAST 2004-3
Seasoned Loans
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	143	4,911,844.34	16.94%	10.270	233	71.15	608
50,000.01 -   100,000.00	157	10,887,877.16	37.54%	9.932	246	79.06	591
100,000.01 -   150,000.00	52	6,146,784.33	21.20%	9.130	261	80.85	605
150,000.01 -   200,000.00	14	2,308,783.51	7.96%	9.478	233	80.33	588
200,000.01 -   250,000.00	4	917,934.01	3.17%	10.560	250	81.34	583
250,000.01 -   300,000.00	4	1,063,549.52	3.67%	9.636	290	79.05	627
300,000.01 -   350,000.00	2	633,031.85	2.18%	8.968	296	69.85	546
350,000.01 -   400,000.00	1	366,665.22	1.26%	8.625	112	80.00	634
400,000.01 -   450,000.00	2	830,296.20	2.86%	10.509	294	71.02	557
450,000.01 -   500,000.00	2	933,232.63	3.22%	9.500	291	78.83	610
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
6.000 - 6.499	1	94,408.64	0.33%	6.375	302	88.00	575
6.500 - 6.999	1	330,630.68	1.14%	6.990	291	56.00	624
7.000 - 7.499	6	657,881.93	2.27%	7.232	296	72.56	586
7.500 - 7.999	18	1,146,024.08	3.95%	7.707	256	70.61	623
8.000 - 8.499	26	2,217,777.45	7.65%	8.208	206	76.51	636
8.500 - 8.999	55	4,953,745.61	17.08%	8.678	236	75.63	628
9.000 - 9.499	32	2,387,295.41	8.23%	9.234	246	78.43	619
9.500 - 9.999	56	4,936,366.16	17.02%	9.731	266	77.99	595
10.000 -10.499	43	3,018,807.48	10.41%	10.208	232	81.82	584
10.500 -10.999	63	4,385,425.02	15.12%	10.739	264	82.19	576
11.000 -11.499	32	2,164,284.67	7.46%	11.183	256	82.92	542
11.500 -11.999	20	970,136.53	3.35%	11.748	250	78.13	572
12.000 -12.499	16	1,188,047.49	4.10%	12.218	278	70.35	570
12.500 -12.999	7	301,363.38	1.04%	12.737	248	73.98	572
13.000 -13.499	3	189,993.58	0.66%	13.257	169	73.82	513
13.500 -13.999	2	57,810.66	0.20%	13.716	289	48.67	0
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	20	1,556,876.94	5.37%	10.730	262	81.40	482
500-524	24	1,949,829.92	6.72%	10.416	263	78.85	515
525-549	36	3,400,256.03	11.73%	9.960	259	81.50	538
550-574	60	4,242,508.81	14.63%	10.038	260	77.17	562
575-599	57	4,637,687.70	15.99%	9.907	266	78.36	586
600-624	47	3,299,057.38	11.38%	9.349	249	76.84	612
625-649	30	2,428,973.88	8.38%	9.342	213	79.77	638
650-674	39	3,085,802.00	10.64%	9.433	231	76.82	665
675-699	27	1,857,630.53	6.41%	9.136	229	77.38	688
700+	19	1,441,176.35	4.97%	8.720	237	72.78	740
None	22	1,100,199.23	3.79%	10.325	263	69.16	0
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	24	1,016,625.01	3.51%	9.933	267	41.25	606
50.00- 54.99	13	612,876.85	2.11%	8.656	258	52.16	583
55.00- 59.99	10	763,026.52	2.63%	8.582	256	56.57	604
60.00- 64.99	16	1,156,738.65	3.99%	10.501	246	62.48	609
65.00- 69.99	20	1,339,873.29	4.62%	9.204	247	66.30	639
70.00- 74.99	44	2,645,163.96	9.12%	9.648	237	72.36	624
75.00- 79.99	46	3,205,483.52	11.05%	8.935	245	76.46	609
80.00	80	7,217,819.54	24.89%	9.734	246	80.00	596
80.01- 84.99	12	1,420,882.98	4.90%	9.955	265	83.35	582
85.00- 89.99	58	5,008,189.11	17.27%	10.139	265	85.87	561
90.00- 94.99	55	4,392,196.18	15.15%	10.241	239	90.13	598
95.00- 99.99	3	221,123.16	0.76%	9.977	296	95.00	652
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
120	3	59,876.36	0.21%	9.579	51	67.45	641
180	102	6,825,978.03	23.54%	9.624	111	78.13	612
240	6	216,060.13	0.75%	9.646	170	74.81	604
360	270	21,898,084.25	75.51%	9.800	295	77.81	592
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1- 60	3	59,876.36	0.21%	9.579	51	67.45	641
61-120	102	6,825,978.03	23.54%	9.624	111	78.13	612
121-180	6	216,060.13	0.75%	9.646	170	74.81	604
241-300	208	16,947,133.74	58.44%	9.719	293	77.39	602
301-360	62	4,950,950.51	17.07%	10.079	302	79.27	558
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	51	2,597,276.44	8.96%	9.818	194	75.47	596
20.01 -25.00	34	1,985,087.51	6.85%	9.993	243	78.37	578
25.01 -30.00	42	3,433,568.72	11.84%	9.781	259	75.75	589
30.01 -35.00	47	4,419,938.61	15.24%	9.544	269	77.79	606
35.01 -40.00	50	4,080,392.96	14.07%	9.262	263	78.79	608
40.01 -45.00	61	4,573,967.25	15.77%	9.560	231	78.00	600
45.01 -50.00	53	4,677,382.24	16.13%	10.125	262	81.33	596
50.01 -55.00	15	1,253,168.08	4.32%	10.462	279	79.59	556
55.01 -60.00	5	632,848.54	2.18%	11.441	280	64.91	571
60.01+	4	186,677.79	0.64%	10.500	296	69.53	555
None	19	1,159,690.63	4.00%	9.193	214	77.19	633
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	182	15,355,201.39	52.95%	9.902	297	78.54	583
Fixed Rate	199	13,644,797.38	47.05%	9.594	197	77.05	612
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1 Year Treasury	3	286,888.03	0.99%	9.461	291	90.00	600
2/28 6 Mo LIBOR ARM	94	7,322,180.97	25.25%	10.033	295	78.50	578
3/27 6 Mo LIBOR ARM	79	6,980,981.75	24.07%	9.994	299	79.05	584
5/25 6 Mo LIBOR  ARM	1	28,330.07	0.10%	12.040	284	87.00	498
6 Mo LIBOR ARM 30 Yr	5	736,820.57	2.54%	7.818	290	69.39	620
Balloon 15/30	65	5,402,216.63	18.63%	9.595	111	80.21	610
Fixed Rate 10 Year	3	59,876.36	0.21%	9.579	51	67.45	641
Fixed Rate 15 Year	37	1,423,761.40	4.91%	9.735	111	70.23	620
Fixed Rate 20 Year	6	216,060.13	0.75%	9.646	170	74.81	604
Fixed Rate 30 Year	88	6,542,882.86	22.56%	9.561	290	76.09	612
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Not Interest Only	381	28,999,998.77	100.00%	9.757	250	77.84	597
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	381	28,999,998.77	100.00%	9.757	250	77.84	597
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	381	28,999,998.77	100.00%	9.757	250	77.84	597
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	305	22,129,398.57	76.31%	9.914	253	79.85	591
Limited Documentation	20	2,934,474.57	10.12%	9.261	216	75.97	630
No Ratio	1	44,402.89	0.15%	9.875	291	64.93	566
Stated Documentation	55	3,891,722.74	13.42%	9.239	259	67.98	602
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	228	17,173,578.07	59.22%	9.782	243	75.12	599
Purchase	102	7,134,073.03	24.60%	9.895	257	82.72	595
Rate/Term Refinance	51	4,692,347.67	16.18%	9.457	265	80.40	591
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo Low-Rise	9	473,632.54	1.63%	9.531	284	77.23	581
Manufactured Housing	27	1,309,246.16	4.51%	9.747	244	75.07	601
PUD	13	1,825,173.83	6.29%	9.079	279	80.06	563
Single Family Attached	11	821,045.06	2.83%	8.846	274	71.33	614
Single Family Detached	298	22,914,608.67	79.02%	9.877	246	78.43	596
Townhouse	3	58,504.74	0.20%	10.944	133	75.05	625
Two-Four Family	20	1,597,787.77	5.51%	9.311	264	72.76	646
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	30	1,775,016.47	6.12%	9.255	246	68.32	650
Primary	351	27,224,982.30	93.88%	9.790	250	78.46	593
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	2	198,581.34	0.68%	10.142	297	81.59	728
Arizona	13	789,719.43	2.72%	9.712	245	76.23	581
Arkansas	3	113,924.77	0.39%	10.798	261	84.48	538
California	23	2,318,423.88	7.99%	9.934	279	76.75	589
Colorado	4	347,777.03	1.20%	9.473	212	78.43	629
Connecticut	2	125,791.85	0.43%	8.196	301	81.03	542
Delaware	4	269,024.56	0.93%	10.163	164	83.91	618
Florida	25	1,529,131.68	5.27%	9.506	248	80.49	592
Georgia	14	1,199,948.80	4.14%	9.113	286	77.13	570
Hawaii	1	150,265.34	0.52%	8.620	110	65.00	727
Idaho	3	179,098.65	0.62%	9.641	300	73.76	573
Illinois	18	1,916,479.80	6.61%	9.564	248	74.27	633
Indiana	10	621,375.29	2.14%	10.254	265	82.88	572
Iowa	4	245,391.22	0.85%	10.555	109	89.28	619
Kansas	2	124,267.23	0.43%	10.669	299	73.25	597
Kentucky	4	271,499.07	0.94%	9.334	188	77.34	645
Louisiana	11	1,021,474.16	3.52%	9.028	268	72.43	620
Maryland	4	475,229.64	1.64%	10.962	293	86.44	565
Massachusetts	2	192,169.55	0.66%	11.546	288	78.98	0
Michigan	12	532,650.01	1.84%	10.028	274	74.47	606
Minnesota	3	205,614.36	0.71%	9.829	300	77.91	527
Mississippi	3	184,065.27	0.63%	8.733	155	79.90	619
Missouri	9	508,957.10	1.76%	10.939	252	77.52	560
Nebraska	1	29,641.36	0.10%	8.250	112	70.00	622
Nevada	4	303,738.87	1.05%	9.267	293	67.94	609
New Jersey	7	673,702.53	2.32%	9.157	235	72.62	588
New Mexico	8	622,201.17	2.15%	9.393	243	77.95	616
New York	7	552,043.82	1.90%	9.699	248	75.15	660
North Carolina	15	738,056.95	2.55%	9.439	242	80.71	616
Ohio	32	2,283,726.71	7.87%	10.054	261	82.34	580
Oklahoma	10	517,585.08	1.78%	10.537	198	79.85	601
Oregon	15	1,705,176.91	5.88%	8.710	195	77.55	613
Pennsylvania	25	2,026,350.87	6.99%	10.338	265	76.08	594
South Carolina	4	345,296.49	1.19%	9.337	167	78.10	619
Tennessee	12	847,708.49	2.92%	9.883	213	79.21	574
Texas	38	2,563,324.61	8.84%	10.015	260	80.08	590
Utah	2	171,420.46	0.59%	8.994	217	78.74	626
Virginia	3	498,149.57	1.72%	10.128	299	75.68	483
Washington	13	961,926.77	3.32%	9.436	260	71.60	596
West Virginia	4	280,575.76	0.97%	11.001	210	85.23	553
Wisconsin	4	302,793.63	1.04%	10.060	271	79.73	578
Wyoming	1	55,718.69	0.19%	7.990	288	79.73	692
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	64	5,438,685.03	18.75%	8.730	216	76.48	616
A+	29	2,127,608.11	7.34%	8.297	230	73.26	682
A-	152	12,463,122.52	42.98%	9.841	256	80.93	600
B	76	5,409,790.78	18.65%	10.257	257	80.27	562
C	54	3,350,636.16	11.55%	11.043	283	69.03	552
D	6	210,156.17	0.72%	12.800	253	54.73	550
Total	381	28,999,998.77	100.00%	9.757	250	77.84	597
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.000 - 4.499	2	131,373.81	0.86%	7.486	299	68.53	589
4.500 - 4.999	7	944,015.54	6.15%	7.737	296	69.58	594
5.000 - 5.499	11	918,832.18	5.98%	9.076	296	79.90	608
5.500 - 5.999	32	3,395,788.63	22.11%	9.676	295	79.71	613
6.000 - 6.499	50	3,768,290.31	24.54%	9.980	296	82.94	575
6.500 - 6.999	41	3,119,028.83	20.31%	10.150	298	78.69	570
7.000 - 7.499	26	1,977,884.57	12.88%	10.658	298	78.05	556
7.500 - 7.999	9	555,690.96	3.62%	10.449	297	72.92	568
8.000 - 8.499	2	482,912.67	3.14%	11.719	298	64.55	586
8.500 - 8.999	2	61,383.89	0.40%	12.272	300	52.74	534
Total	182	15,355,201.39	100.00%	9.902	297	78.54	583
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
5.000 - 5.499	1	94,408.64	0.61%	6.375	302	88.00	575
6.000 - 6.499	3	352,048.32	2.29%	7.637	295	76.67	545
6.500 - 6.999	4	473,224.44	3.08%	7.214	293	61.72	600
7.000 - 7.499	7	840,311.30	5.47%	7.670	295	79.58	574
7.500 - 7.999	6	441,709.44	2.88%	8.360	296	77.68	578
8.000 - 8.499	5	276,820.55	1.80%	8.521	296	71.10	613
8.500 - 8.999	13	1,027,267.41	6.69%	8.770	294	79.85	617
9.000 - 9.499	14	1,076,220.93	7.01%	9.269	293	77.78	617
9.500 - 9.999	34	3,313,384.96	21.58%	9.722	298	78.00	600
10.000 -10.499	22	1,693,340.06	11.03%	10.268	296	83.70	578
10.500 -10.999	39	3,214,787.54	20.94%	10.725	297	82.36	576
11.000 -11.499	17	1,242,056.04	8.09%	11.160	299	81.11	525
11.500 -11.999	5	245,997.99	1.60%	11.693	302	70.81	550
12.000 -12.499	10	955,357.25	6.22%	12.192	299	67.82	573
12.500 -12.999	2	108,266.52	0.71%	12.926	298	65.35	556
Total	182	15,355,201.39	100.00%	9.902	297	78.54	583
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
12.500 -12.999	1	330,630.68	2.15%	6.990	291	56.00	624
13.500 -13.999	2	89,982.11	0.59%	7.990	289	77.42	654
14.000 -14.499	3	265,694.67	1.73%	7.874	291	78.29	639
14.500 -14.999	6	410,393.13	2.67%	8.568	292	74.16	582
15.000 -15.499	13	1,036,103.87	6.75%	8.417	296	75.56	604
15.500 -15.999	25	2,196,080.48	14.30%	9.120	297	78.65	608
16.000 -16.499	17	1,302,714.61	8.48%	9.873	294	81.89	623
16.500 -16.999	36	3,299,894.47	21.49%	9.894	297	77.58	587
17.000 -17.499	16	1,101,321.19	7.17%	10.396	296	83.34	534
17.500 -17.999	30	2,584,886.23	16.83%	10.473	297	84.64	574
18.000 -18.499	19	1,394,809.96	9.08%	10.712	298	79.44	528
18.500 -18.999	6	341,662.71	2.23%	10.892	302	70.30	547
19.000 -19.499	7	940,760.92	6.13%	11.895	299	70.19	576
19.500 -19.999	1	60,266.36	0.39%	12.875	297	70.00	555
Total	182	15,355,201.39	100.00%	9.902	297	78.54	583
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	57	5,244,526.09	34.15%	9.662	299	80.18	581
1.500	22	1,592,862.51	10.37%	10.275	298	76.57	586
2.000	5	476,073.18	3.10%	8.774	291	78.80	578
3.000	97	7,952,530.97	51.79%	10.048	295	77.78	586
7.000	1	89,208.64	0.58%	10.375	291	85.00	498
Total	182	15,355,201.39	100.00%	9.902	297	78.54	583
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	142	11,966,218.63	77.93%	9.919	297	79.04	578
1.500	35	2,981,486.39	19.42%	9.857	295	75.61	602
2.000	3	286,888.03	1.87%	9.461	291	90.00	600
3.000	2	120,608.34	0.79%	10.367	299	74.70	605
Total	182	15,355,201.39	100.00%	9.902	297	78.54	583
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10/05/04	1	151,205.37	0.98%	10.000	301	80.00	496
10/30/04	1	58,740.93	0.38%	9.950	289	85.00	671
11/01/04	44	3,506,991.34	22.84%	9.625	299	77.79	570
11/02/04	1	147,872.28	0.96%	7.450	290	78.25	604
12/01/04	36	3,020,444.94	19.67%	10.151	296	81.46	563
12/07/04	1	55,242.70	0.36%	9.350	291	85.00	574
01/01/05	30	2,656,475.88	17.30%	9.569	295	76.73	588
01/02/05	2	200,006.80	1.30%	9.903	292	88.46	634
02/01/05	13	1,576,414.76	10.27%	10.496	296	76.41	578
03/01/05	18	1,512,276.97	9.85%	9.781	299	80.36	596
04/01/05	35	2,469,529.42	16.08%	10.196	297	77.08	616
Total	182	15,355,201.39	100.00%	9.902	297	78.54	583

EX-99

Looking for the % of UPB in each of the cells below
Each of the FICO/LTV strat groups will add up to 100%
Saxon Mortgage 2004-3
1st mortgages
	FICO
LTV	>700	651-700	601-650	551-600	501-550	450-500	<450	Total
>100	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
90.01-100	0.69	1.93	1.90	0.45	0.28	0.00	0.00	5.24
80.01-90	1.32	3.25	9.64	10.01	5.82	0.18	0.07	30.29
70.01-80	6.03	14.12	14.71	10.14	3.93	0.11	0.10	49.15
60-70	0.40	1.06	2.20	3.75	1.98	0.26	0.06	9.71
<60	0.09	0.82	1.39	1.97	1.26	0.00	0.09	5.61
	8.51	21.19	29.84	26.32	13.27	0.55	0.31	100.00
2nd Mortgages
	FICO
LTV	>700	651-700	601-650	551-600	501-550	450-500	<450	Total
>100	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
90.01-100	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
80.01-90	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
70.01-80	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
60-70	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
<60	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

EX-99

Saxon Mortgage: SAST 2004-3
Characteristics	Total	ARM	Fixed Rate
Scheduled Principal Balance	$505,857,457	$429,997,774	$75,859,683
Average Scheduled Principal Balance	$168,227	$185,105	$110,906
Number of Mortgage Loans	3,007	2,323	684
Weighted Average Gross Coupon	7.206%	7.085%	7.892%
Weighted Average FICO Score	618	616	626
Weighted Average Combined Original LTV	79.50%	79.79%	77.86%
Weighted Average Original Term	354 months	360 months	320 months
Weighted Average Stated Remaining Term	349 months	356 months	306 months
Weighted Average Seasoning	5   months	4   months	14  months
Weighted Average Gross Margin	5.668%	5.668%	0.000%
Weighted Average Minimum Interest Rate	6.308%	6.308%	0.000%
Weighted Average Maximum Interest Rate	13.181%	13.181%	0.000%
Weighted Average Initial Rate Cap	2.866%	2.866%	0.000%
Weighted Average Subsequent Rate Cap	1.029%	1.029%	0.000%
Weighted Average Months to Roll	25  months	25  months	months
ARM	85.00%	100.00%	0.00%
Fixed Rate	15.00%	0.00%	100.00%
1 Year Treasury	0.06%	0.07%	0.00%
2/28 6 Mo LIBOR ARM	23.75%	27.94%	0.00%
2YR IO 2/28 6 Mo LIBOR ARM	0.42%	0.49%	0.00%
3/27 6 Mo LIBOR ARM	18.94%	22.28%	0.00%
3YR IO 3/27 6 Mo LIBOR ARM	0.05%	0.06%	0.00%
5/25 6 Mo LIBOR  ARM	0.05%	0.06%	0.00%
5YR IO 2/28 6 Mo LIBOR ARM	32.03%	37.68%	0.00%
5YR IO 3/27 6 Mo LIBOR ARM	9.47%	11.14%	0.00%
5YR IO 5/25 6 Mo LIBOR ARM	0.09%	0.11%	0.00%
6 Mo LIBOR ARM 30 Yr	0.15%	0.17%	0.00%
Balloon 15/30	1.16%	0.00%	7.73%
Fixed Rate 10 Year	0.13%	0.00%	0.86%
Fixed Rate 15 Year	1.25%	0.00%	8.35%
Fixed Rate 20 Year	1.07%	0.00%	7.15%
Fixed Rate 30 Year	10.77%	0.00%	71.79%
Fixed Rate 5/25 Int Only	0.62%	0.00%	4.12%
Interest Only	42.68%	49.48%	4.12%
Not Interest Only	57.32%	50.52%	95.88%
Prepay Penalty:  0 months	33.02%	31.57%	41.25%
Prepay Penalty: 12 months	1.10%	0.41%	5.00%
Prepay Penalty: 24 months	38.64%	45.39%	0.38%
Prepay Penalty: 30 months	0.78%	0.35%	3.22%
Prepay Penalty: 36 months	25.89%	21.98%	48.08%
Prepay Penalty: 42 months	0.02%	0.03%	0.00%
Prepay Penalty: 60 months	0.55%	0.28%	2.07%
First Lien	100.00%	100.00%	100.00%
Full Documentation	69.70%	68.95%	73.95%
Limited Documentation	3.62%	2.65%	9.09%
No Ratio	0.01%	0.00%	0.06%
Stated Documentation	26.68%	28.40%	16.90%
Cash Out Refinance	66.38%	64.51%	76.98%
Purchase	28.96%	31.26%	15.87%
Rate/Term Refinance	4.66%	4.22%	7.15%
Condo High-Rise	0.68%	0.67%	0.69%
Condo Low-Rise	5.24%	5.43%	4.13%
Manufactured Housing	0.32%	0.18%	1.17%
PUD	13.36%	14.74%	5.51%
Single Family Attached	1.11%	1.16%	0.83%
Single Family Detached	75.48%	74.07%	83.48%
Townhouse	1.34%	1.43%	0.87%
Two-Four Family	2.48%	2.33%	3.31%
Investor	2.41%	1.92%	5.19%
Primary	97.40%	97.85%	94.81%
Second Home	0.19%	0.23%	0.00%
Top 5 States	CA  26.09%	CA  28.36%	CA  13.21%
	VA   8.14%	VA   8.42%	TX   9.02%
	MD   7.51%	MD   8.26%	GA   7.32%
	FL   6.69%	FL   6.78%	VA   6.54%
	NY   4.98%	NY   4.87%	FL   6.23%

Saxon Mortgage: SAST 2004-3
ALL
		Minimum	Maximum
Scheduled Principal Balance	$505,857,457	$5,660	$1,000,000
Average Scheduled Principal Balance	$168,227
Number of Mortgage Loans	3,007
Weighted Average Gross Coupon	7.206%	4.750%	13.750%
Weighted Average FICO Score	618	453	809
Weighted Average Combined Original LTV	79.50%	16.56%	100.00%
Weighted Average Original Term	354 months	120 months	360 months
Weighted Average Stated Remaining Term	349 months	50  months	360 months
Weighted Average Seasoning	5   months	0   months	76  months
Weighted Average Gross Margin	5.668%	2.875%	10.500%
Weighted Average Minimum Interest Rate	6.308%	3.500%	12.990%
Weighted Average Maximum Interest Rate	13.181%	10.750%	19.875%
Weighted Average Initial Rate Cap	2.866%	1.000%	7.000%
Weighted Average Subsequent Rate Cap	1.029%	1.000%	3.000%
Weighted Average Months to Roll	25  months	0   months	59  months
Maturity Date		Dec  1 2008	Oct  1 2034
Maximum Zip Code Concentration	0.48%	94565 (Bay Point, CA)
ARM	85.00%
Fixed Rate	15.00%
1 Year Treasury	0.06%
2/28 6 Mo LIBOR ARM	23.75%
2YR IO 2/28 6 Mo LIBOR ARM	0.42%
3/27 6 Mo LIBOR ARM	18.94%
3YR IO 3/27 6 Mo LIBOR ARM	0.05%
5/25 6 Mo LIBOR  ARM	0.05%
5YR IO 2/28 6 Mo LIBOR ARM	32.03%
5YR IO 3/27 6 Mo LIBOR ARM	9.47%
5YR IO 5/25 6 Mo LIBOR ARM	0.09%
6 Mo LIBOR ARM 30 Yr	0.15%
Balloon 15/30	1.16%
Fixed Rate 10 Year	0.13%
Fixed Rate 15 Year	1.25%
Fixed Rate 20 Year	1.07%
Fixed Rate 30 Year	10.77%
Fixed Rate 5/25 Int Only	0.62%
Interest Only	42.68%
Not Interest Only	57.32%
Prepay Penalty:  0 months	33.02%
Prepay Penalty: 12 months	1.10%
Prepay Penalty: 24 months	38.64%
Prepay Penalty: 30 months	0.78%
Prepay Penalty: 36 months	25.89%
Prepay Penalty: 42 months	0.02%
Prepay Penalty: 60 months	0.55%
First Lien	100.00%
Full Documentation	69.70%
Limited Documentation	3.62%
No Ratio	0.01%
Stated Documentation	26.68%
Cash Out Refinance	66.38%
Purchase	28.96%
Rate/Term Refinance	4.66%
Condo High-Rise	0.68%
Condo Low-Rise	5.24%
Manufactured Housing	0.32%
PUD	13.36%
Single Family Attached	1.11%
Single Family Detached	75.48%
Townhouse	1.34%
Two-Four Family	2.48%
Investor	2.41%
Primary	97.40%
Second Home	0.19%
Top 5 States:
California	26.09%
Virginia	8.14%
Maryland	7.51%
Florida	6.69%
New York	4.98%

Saxon Mortgage: SAST 2004-3
Group I - Conforming
		Minimum	Maximum
Scheduled Principal Balance	$252,928,728	$5,660	$800,000
Average Scheduled Principal Balance	$143,221
Number of Mortgage Loans	1,766
Weighted Average Gross Coupon	7.299%	4.750%	12.990%
Weighted Average FICO Score	617	453	809
Weighted Average Combined Original LTV	80.19%	16.67%	100.00%
Weighted Average Original Term	352 months	120 months	360 months
Weighted Average Stated Remaining Term	347 months	50  months	360 months
Weighted Average Seasoning	5   months	0   months	76  months
Weighted Average Gross Margin	5.735%	2.875%	9.250%
Weighted Average Minimum Interest Rate	6.399%	3.500%	12.990%
Weighted Average Maximum Interest Rate	13.264%	10.750%	19.875%
Weighted Average Initial Rate Cap	2.868%	1.000%	7.000%
Weighted Average Subsequent Rate Cap	1.030%	1.000%	3.000%
Weighted Average Months to Roll	26  months	0   months	59  months
Maturity Date		Dec  1 2008	Oct  1 2034
Maximum Zip Code Concentration	0.67%	22193 (Dale City, VA)
ARM	80.71%
Fixed Rate	19.29%
1 Year Treasury	0.07%
2/28 6 Mo LIBOR ARM	23.89%
2YR IO 2/28 6 Mo LIBOR ARM	0.35%
3/27 6 Mo LIBOR ARM	20.73%
3YR IO 3/27 6 Mo LIBOR ARM	0.10%
5/25 6 Mo LIBOR  ARM	0.04%
5YR IO 2/28 6 Mo LIBOR ARM	27.43%
5YR IO 3/27 6 Mo LIBOR ARM	7.99%
5YR IO 5/25 6 Mo LIBOR ARM	0.02%
6 Mo LIBOR ARM 30 Yr	0.08%
Balloon 15/30	1.46%
Fixed Rate 10 Year	0.14%
Fixed Rate 15 Year	1.70%
Fixed Rate 20 Year	1.47%
Fixed Rate 30 Year	13.52%
Fixed Rate 5/25 Int Only	1.01%
Interest Only	36.90%
Not Interest Only	63.10%
Prepay Penalty:  0 months	35.02%
Prepay Penalty: 12 months	1.04%
Prepay Penalty: 24 months	34.06%
Prepay Penalty: 30 months	0.31%
Prepay Penalty: 36 months	29.54%
Prepay Penalty: 60 months	0.04%
First Lien	100.00%
Full Documentation	73.63%
Limited Documentation	1.79%
Stated Documentation	24.59%
Cash Out Refinance	66.01%
Purchase	28.15%
Rate/Term Refinance	5.85%
Condo High-Rise	0.55%
Condo Low-Rise	4.60%
Manufactured Housing	0.29%
PUD	12.06%
Single Family Attached	0.96%
Single Family Detached	77.01%
Townhouse	1.58%
Two-Four Family	2.94%
Investor	2.83%
Primary	97.01%
Second Home	0.17%
Top 5 States:
California	18.59%
Virginia	7.96%
Florida	7.90%
Maryland	7.65%
Georgia	5.54%

Saxon Mortgage: SAST 2004-3
Group II - Mixed
		Minimum	Maximum
Scheduled Principal Balance	$252,928,729	$14,447	$1,000,000
Average Scheduled Principal Balance	$203,810
Number of Mortgage Loans	1,241
Weighted Average Gross Coupon	7.113%	4.750%	13.750%
Weighted Average FICO Score	618	461	796
Weighted Average Combined Original LTV	78.82%	16.56%	100.00%
Weighted Average Original Term	356 months	120 months	360 months
Weighted Average Stated Remaining Term	351 months	108 months	360 months
Weighted Average Seasoning	5   months	0   months	76  months
Weighted Average Gross Margin	5.607%	3.250%	10.500%
Weighted Average Minimum Interest Rate	6.226%	3.500%	12.300%
Weighted Average Maximum Interest Rate	13.105%	10.750%	19.250%
Weighted Average Initial Rate Cap	2.864%	1.000%	3.000%
Weighted Average Subsequent Rate Cap	1.029%	1.000%	3.000%
Weighted Average Months to Roll	25  months	0   months	59  months
Maturity Date		Oct  1 2013	Oct  1 2034
Maximum Zip Code Concentration	0.97%	28020 (Casar, NC)
ARM	89.30%
Fixed Rate	10.70%
1 Year Treasury	0.04%
2/28 6 Mo LIBOR ARM	23.61%
2YR IO 2/28 6 Mo LIBOR ARM	0.49%
3/27 6 Mo LIBOR ARM	17.15%
5/25 6 Mo LIBOR  ARM	0.06%
5YR IO 2/28 6 Mo LIBOR ARM	36.63%
5YR IO 3/27 6 Mo LIBOR ARM	10.94%
5YR IO 5/25 6 Mo LIBOR ARM	0.16%
6 Mo LIBOR ARM 30 Yr	0.21%
Balloon 15/30	0.85%
Fixed Rate 10 Year	0.12%
Fixed Rate 15 Year	0.81%
Fixed Rate 20 Year	0.67%
Fixed Rate 30 Year	8.01%
Fixed Rate 5/25 Int Only	0.23%
Interest Only	48.45%
Not Interest Only	51.55%
Prepay Penalty:  0 months	31.02%
Prepay Penalty: 12 months	1.16%
Prepay Penalty: 24 months	43.22%
Prepay Penalty: 30 months	1.26%
Prepay Penalty: 36 months	22.24%
Prepay Penalty: 42 months	0.04%
Prepay Penalty: 60 months	1.05%
First Lien	100.00%
Full Documentation	65.77%
Limited Documentation	5.44%
No Ratio	0.02%
Stated Documentation	28.77%
Cash Out Refinance	66.76%
Purchase	29.76%
Rate/Term Refinance	3.48%
Condo High-Rise	0.80%
Condo Low-Rise	5.87%
Manufactured Housing	0.36%
PUD	14.65%
Single Family Attached	1.26%
Single Family Detached	73.95%
Townhouse	1.11%
Two-Four Family	2.01%
Investor	2.00%
Primary	97.78%
Second Home	0.22%
Top 5 States:
California	33.58%
Virginia	8.31%
Maryland	7.37%
Florida	5.49%
New York	5.30%

Saxon Mortgage: SAST 2004-3
ALL
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	191	6,885,182.54	1.36%	9.645	258	70.90	608
50,000.01 -   100,000.00	845	63,599,332.20	12.57%	8.125	324	79.00	597
100,000.01 -   150,000.00	682	84,524,563.02	16.71%	7.453	347	81.36	613
150,000.01 -   200,000.00	416	72,665,685.70	14.36%	7.252	353	81.45	615
200,000.01 -   250,000.00	289	64,977,159.59	12.84%	6.933	354	79.43	625
250,000.01 -   300,000.00	206	56,307,239.49	11.13%	6.863	357	80.14	625
300,000.01 -   350,000.00	140	45,270,781.32	8.95%	6.651	358	80.38	632
350,000.01 -   400,000.00	90	33,610,340.92	6.64%	6.596	356	81.02	636
400,000.01 -   450,000.00	51	21,698,551.24	4.29%	6.783	356	79.55	622
450,000.01 -   500,000.00	45	21,495,405.52	4.25%	6.567	355	78.65	632
500,000.01 -   550,000.00	11	5,802,529.82	1.15%	7.161	358	77.31	608
550,000.01 -   600,000.00	13	7,522,448.81	1.49%	6.771	358	72.63	612
600,000.01 -   650,000.00	6	3,771,020.00	0.75%	7.228	358	71.31	582
650,000.01 -   700,000.00	1	661,340.98	0.13%	6.000	358	71.80	653
700,000.01 -   750,000.00	7	5,151,000.00	1.02%	7.700	359	71.13	606
750,000.01 -   800,000.00	5	3,924,625.92	0.78%	8.135	359	66.35	569
800,000.01 -   850,000.00	4	3,261,250.00	0.64%	8.249	359	73.32	639
850,000.01 -   900,000.00	1	870,000.00	0.17%	5.990	357	68.24	617
900,000.01 -   950,000.00	2	1,860,000.00	0.37%	8.143	359	62.79	531
950,000.01 - 1,000,000.00	2	1,999,000.00	0.40%	7.212	357	51.32	618
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	10	1,502,042.12	0.30%	4.841	337	74.21	695
5.000 - 5.499	42	11,170,175.91	2.21%	5.258	358	77.68	680
5.500 - 5.999	212	51,937,939.32	10.27%	5.775	358	78.79	660
6.000 - 6.499	353	78,194,974.77	15.46%	6.236	357	79.05	646
6.500 - 6.999	596	119,620,542.01	23.65%	6.713	356	79.39	633
7.000 - 7.499	439	73,892,443.80	14.61%	7.208	353	80.37	611
7.500 - 7.999	428	63,803,453.19	12.61%	7.693	350	80.41	595
8.000 - 8.499	225	30,746,698.51	6.08%	8.220	345	82.88	583
8.500 - 8.999	230	32,725,323.81	6.47%	8.669	334	78.05	569
9.000 - 9.499	95	9,838,891.06	1.94%	9.222	324	78.50	562
9.500 - 9.999	123	13,228,398.07	2.62%	9.708	319	77.48	555
10.000 -10.499	67	5,588,462.74	1.10%	10.205	267	79.17	565
10.500 -10.999	88	6,945,224.46	1.37%	10.713	296	80.42	559
11.000 -11.499	40	3,035,760.41	0.60%	11.187	285	79.34	543
11.500 -11.999	27	1,601,615.57	0.32%	11.719	293	70.95	552
12.000 -12.499	17	1,373,047.49	0.27%	12.226	289	70.03	556
12.500 -12.999	10	404,659.59	0.08%	12.683	274	75.20	567
13.000 -13.499	3	189,993.58	0.04%	13.257	169	73.82	513
13.500 -13.999	2	57,810.66	0.01%	13.716	289	48.67	0
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	26	2,636,169.36	0.52%	10.367	301	74.88	485
500-524	183	26,002,000.42	5.14%	8.955	347	76.97	513
525-549	280	39,160,536.45	7.74%	8.342	344	79.99	538
550-574	387	58,997,027.31	11.66%	7.811	348	77.29	563
575-599	427	73,915,686.97	14.61%	7.256	351	78.54	587
600-624	493	81,624,834.83	16.14%	7.011	351	79.50	612
625-649	378	69,155,679.91	13.67%	6.760	351	81.23	637
650-674	344	65,353,931.11	12.92%	6.734	347	80.27	661
675-699	221	42,763,466.77	8.45%	6.551	346	80.67	687
700+	241	44,655,316.41	8.83%	6.389	352	80.82	732
None	27	1,592,807.53	0.31%	9.923	292	69.10	0
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	85	9,911,248.52	1.96%	7.613	344	41.06	584
50.00- 54.99	45	6,613,418.35	1.31%	7.277	344	52.54	593
55.00- 59.99	63	10,548,865.52	2.09%	7.391	341	57.06	601
60.00- 64.99	80	15,781,154.08	3.12%	7.581	347	62.78	593
65.00- 69.99	132	22,640,741.58	4.48%	7.400	347	67.05	598
70.00- 74.99	204	35,550,449.76	7.03%	7.290	343	71.89	602
75.00- 79.99	347	62,418,496.70	12.34%	7.029	350	76.86	619
80.00	905	162,676,974.75	32.16%	6.849	351	80.00	642
80.01- 84.99	123	21,956,937.90	4.34%	7.234	349	83.41	606
85.00- 89.99	345	55,042,652.52	10.88%	7.556	347	86.18	599
90.00- 94.99	555	81,973,764.11	16.20%	7.565	347	90.17	599
95.00- 99.99	72	11,482,390.70	2.27%	7.148	357	95.13	656
100.00	51	9,260,362.58	1.83%	7.285	358	100.00	672
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
120	11	651,916.36	0.13%	7.054	113	65.00	659
180	164	12,194,763.88	2.41%	8.848	138	77.09	615
240	63	5,426,269.48	1.07%	7.797	236	80.78	627
360	2,769	487,584,507.35	96.39%	7.158	355	79.57	618
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1- 60	3	59,876.36	0.01%	9.579	51	67.45	641
61-120	116	7,878,828.11	1.56%	9.425	111	77.42	613
121-180	62	5,124,035.90	1.01%	7.757	178	75.05	623
181-240	57	5,210,209.35	1.03%	7.721	239	81.03	628
241-300	215	17,131,589.90	3.39%	9.717	293	77.44	602
301-360	2,554	470,452,917.45	93.00%	7.065	358	79.65	618
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	117	10,691,177.94	2.11%	8.009	317	77.02	610
20.01 -25.00	138	15,450,284.64	3.05%	7.668	332	77.97	609
25.01 -30.00	233	35,841,255.94	7.09%	7.513	345	76.55	610
30.01 -35.00	352	53,008,615.62	10.48%	7.263	343	77.76	616
35.01 -40.00	483	84,175,971.56	16.64%	7.160	350	78.54	624
40.01 -45.00	662	119,615,609.65	23.65%	7.043	352	80.07	627
45.01 -50.00	753	146,033,360.86	28.87%	7.110	353	81.05	615
50.01 -55.00	57	10,431,477.67	2.06%	7.663	349	76.23	591
55.01 -60.00	10	1,470,844.54	0.29%	9.479	324	72.10	577
60.01+	5	472,677.79	0.09%	7.550	334	71.83	584
None	197	28,666,180.86	5.67%	7.183	346	82.44	607
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	2,323	429,997,773.95	85.00%	7.085	356	79.79	616
Fixed Rate	684	75,859,683.12	15.00%	7.892	306	77.86	626
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1 Year Treasury	3	286,888.03	0.06%	9.461	291	90.00	600
2/28 6 Mo LIBOR ARM	757	120,151,820.52	23.75%	7.293	354	78.97	607
2YR IO 2/28 6 Mo LIBOR ARM	6	2,117,100.00	0.42%	6.926	358	78.28	637
3/27 6 Mo LIBOR ARM	678	95,808,730.53	18.94%	7.495	354	80.68	598
3YR IO 3/27 6 Mo LIBOR ARM	1	252,000.00	0.05%	7.500	355	80.00	549
5/25 6 Mo LIBOR  ARM	3	259,330.07	0.05%	7.783	350	83.60	601
5YR IO 2/28 6 Mo LIBOR ARM	650	162,037,117.89	32.03%	6.776	358	80.05	630
5YR IO 3/27 6 Mo LIBOR ARM	217	47,888,466.34	9.47%	6.764	358	79.36	629
5YR IO 5/25 6 Mo LIBOR ARM	3	459,500.00	0.09%	6.808	359	78.71	683
6 Mo LIBOR ARM 30 Yr	5	736,820.57	0.15%	7.818	290	69.39	620
Balloon 15/30	71	5,863,026.71	1.16%	9.614	110	80.44	607
Fixed Rate 10 Year	11	651,916.36	0.13%	7.054	113	65.00	659
Fixed Rate 15 Year	93	6,331,737.17	1.25%	8.138	164	73.98	623
Fixed Rate 20 Year	63	5,426,269.48	1.07%	7.797	236	80.78	627
Fixed Rate 30 Year	428	54,457,533.40	10.77%	7.750	350	78.08	627
Fixed Rate 5/25 Int Only	18	3,129,200.00	0.62%	6.983	359	74.74	641
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	895	215,883,384.23	42.68%	6.779	358	79.80	630
Not Interest Only	2,112	289,974,072.84	57.32%	7.524	341	79.28	608
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	1,211	167,030,633.48	33.02%	7.735	335	79.07	612
Prepay Penalty: 12 months	30	5,565,686.33	1.10%	6.905	343	77.48	631
Prepay Penalty: 24 months	899	195,453,601.33	38.64%	6.792	358	79.72	622
Prepay Penalty: 30 months	10	3,960,432.43	0.78%	8.192	359	79.42	634
Prepay Penalty: 36 months	829	130,972,250.68	25.89%	7.118	352	79.66	618
Prepay Penalty: 42 months	1	112,052.12	0.02%	8.490	355	85.00	514
Prepay Penalty: 60 months	27	2,762,800.70	0.55%	7.741	342	87.24	566
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	2,290	352,561,213.46	69.70%	7.222	348	81.81	610
Limited Documentation	68	18,295,916.81	3.62%	7.588	329	72.97	624
No Ratio	1	44,402.89	0.01%	9.875	291	64.93	566
Stated Documentation	648	134,955,923.91	26.68%	7.111	354	74.38	637
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	2,042	335,799,961.80	66.38%	7.305	348	78.36	603
Purchase	780	146,476,444.22	28.96%	6.912	353	81.72	654
Rate/Term Refinance	185	23,581,051.05	4.66%	7.618	335	81.96	608
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	13	3,415,001.55	0.68%	7.033	358	75.76	647
Condo Low-Rise	148	26,484,322.84	5.24%	6.908	356	79.08	635
Manufactured Housing	31	1,640,189.64	0.32%	9.446	263	76.97	599
PUD	276	67,560,595.92	13.36%	7.005	356	80.23	622
Single Family Attached	44	5,608,334.83	1.11%	7.025	346	76.84	617
Single Family Detached	2,370	381,823,615.94	75.48%	7.238	347	79.64	616
Townhouse	49	6,797,196.61	1.34%	7.391	356	78.72	599
Two-Four Family	76	12,528,199.74	2.48%	7.660	346	75.24	619
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	118	12,195,430.92	2.41%	7.869	342	72.64	636
Primary	2,881	492,684,802.79	97.40%	7.188	349	79.71	617
Second Home	8	977,223.36	0.19%	7.926	359	63.53	579
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	12	1,970,321.02	0.39%	6.927	353	80.62	635
Arizona	74	11,262,808.00	2.23%	7.097	350	82.68	607
Arkansas	14	1,351,405.83	0.27%	7.613	350	86.25	615
California	469	131,957,881.05	26.09%	6.685	357	77.01	631
Colorado	39	8,050,253.10	1.59%	6.927	352	81.18	639
Connecticut	58	11,509,990.00	2.28%	7.234	356	77.19	606
Delaware	16	1,811,462.76	0.36%	7.957	330	86.93	626
Florida	236	33,862,101.11	6.69%	7.185	342	82.17	629
Georgia	157	20,680,234.12	4.09%	7.758	349	83.57	608
Hawaii	10	2,718,070.34	0.54%	7.332	345	78.83	595
Idaho	11	1,086,846.30	0.21%	7.807	349	79.80	578
Illinois	114	16,769,023.53	3.31%	7.458	346	80.77	621
Indiana	76	8,908,039.66	1.76%	7.563	345	83.54	608
Iowa	12	790,168.51	0.16%	8.113	281	75.43	654
Kansas	12	1,939,299.87	0.38%	8.428	355	68.86	561
Kentucky	18	2,186,669.07	0.43%	7.301	337	80.49	613
Louisiana	50	4,233,490.51	0.84%	8.112	325	77.49	601
Maine	3	337,750.00	0.07%	7.439	359	78.03	548
Maryland	174	37,989,256.25	7.51%	7.047	358	80.97	621
Massachusetts	22	5,334,221.18	1.05%	6.675	356	78.87	634
Michigan	122	13,102,919.14	2.59%	7.650	351	81.33	597
Minnesota	20	3,530,108.67	0.70%	7.289	354	81.28	593
Mississippi	25	2,014,508.84	0.40%	8.254	340	86.08	594
Missouri	41	3,752,428.11	0.74%	8.025	327	81.44	600
Nebraska	16	1,471,696.36	0.29%	7.149	332	84.04	644
Nevada	80	17,127,114.47	3.39%	7.022	357	79.60	616
New Hampshire	4	522,787.02	0.10%	7.986	358	80.00	569
New Jersey	29	5,390,529.54	1.07%	7.739	337	73.89	599
New Mexico	13	1,228,358.15	0.24%	8.423	300	83.10	618
New York	128	25,194,911.65	4.98%	7.310	353	75.20	602
North Carolina	72	9,241,915.95	1.83%	8.077	346	81.10	617
Ohio	127	14,192,623.13	2.81%	7.574	342	82.93	606
Oklahoma	42	3,749,722.32	0.74%	7.581	322	81.51	620
Oregon	54	7,511,700.73	1.48%	7.285	321	78.52	627
Pennsylvania	95	11,433,751.28	2.26%	8.063	340	80.17	587
Rhode Island	2	364,000.00	0.07%	7.055	358	77.53	581
South Carolina	26	3,862,176.52	0.76%	7.411	341	79.69	622
South Dakota	1	59,359.12	0.01%	7.875	358	90.00	526
Tennessee	59	5,858,123.03	1.16%	8.082	318	79.54	591
Texas	163	15,368,382.15	3.04%	7.890	309	77.20	606
Utah	12	1,625,602.13	0.32%	6.867	343	83.28	635
Virginia	199	41,164,204.29	8.14%	7.097	355	80.19	614
Washington	61	9,043,881.02	1.79%	7.084	348	82.41	626
West Virginia	12	1,269,630.06	0.25%	7.664	326	82.51	616
Wisconsin	24	2,736,262.49	0.54%	7.711	349	80.97	618
Wyoming	3	291,468.69	0.06%	7.632	345	82.21	638
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	609	105,610,727.14	20.88%	6.922	348	79.33	608
A+	959	194,011,613.97	38.35%	6.508	353	80.02	666
A-	826	124,766,537.19	24.66%	7.842	345	80.05	574
B	311	40,436,086.02	7.99%	8.407	339	74.06	560
C	124	11,470,524.78	2.27%	10.155	333	71.83	538
D	19	2,166,912.95	0.43%	10.580	347	61.67	526
EA3	2	206,000.00	0.04%	7.000	359	73.57	567
SD	157	27,189,055.02	5.37%	7.073	357	86.83	634
Total	3,007	505,857,457.07	100.00%	7.206	349	79.50	618
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2.500 - 2.999	1	314,400.68	0.07%	6.250	357	70.00	781
3.000 - 3.499	11	2,151,173.09	0.50%	5.651	358	78.27	689
3.500 - 3.999	91	23,155,554.46	5.39%	5.988	358	77.15	662
4.000 - 4.499	147	32,128,235.80	7.47%	6.313	358	77.98	642
4.500 - 4.999	205	43,897,828.59	10.21%	6.434	357	79.13	643
5.000 - 5.499	388	86,054,288.06	20.01%	6.534	358	79.08	640
5.500 - 5.999	424	79,470,395.54	18.48%	6.865	356	79.86	620
6.000 - 6.499	373	60,551,306.24	14.08%	7.412	355	81.85	605
6.500 - 6.999	314	49,903,739.55	11.61%	7.890	355	81.99	580
7.000 - 7.499	207	29,449,270.40	6.85%	8.422	354	80.90	560
7.500 - 7.999	92	13,463,368.19	3.13%	8.683	356	77.58	553
8.000 - 8.499	46	6,607,023.38	1.54%	9.645	354	78.87	552
8.500 - 8.999	18	1,960,895.65	0.46%	10.281	356	73.80	540
9.000 - 9.499	4	579,794.32	0.13%	9.692	358	77.23	529
9.500 - 9.999	1	125,500.00	0.03%	9.975	359	44.04	516
10.500 -10.999	1	185,000.00	0.04%	12.275	358	68.01	470
Total	2,323	429,997,773.95	100.00%	7.085	356	79.79	616
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	15	3,950,262.63	0.92%	5.759	358	77.75	667
4.000 - 4.499	38	8,530,385.57	1.98%	5.865	358	76.86	664
4.500 - 4.999	130	32,278,642.11	7.51%	5.883	358	79.22	666
5.000 - 5.499	271	64,515,498.49	15.00%	6.134	358	78.86	649
5.500 - 5.999	434	92,257,055.10	21.46%	6.512	358	79.49	637
6.000 - 6.499	351	66,931,508.72	15.57%	6.949	358	80.31	618
6.500 - 6.999	339	59,403,140.22	13.81%	7.316	358	81.70	600
7.000 - 7.499	223	35,586,002.90	8.28%	7.822	357	81.73	580
7.500 - 7.999	178	28,284,406.21	6.58%	8.289	357	79.51	559
8.000 - 8.499	62	8,784,033.67	2.04%	8.808	356	79.60	549
8.500 - 8.999	70	9,112,433.27	2.12%	9.351	351	77.19	537
9.000 - 9.499	37	4,099,006.96	0.95%	9.638	341	77.74	558
9.500 - 9.999	62	6,989,534.70	1.63%	10.029	329	77.47	563
10.000 -10.499	31	2,620,792.57	0.61%	10.578	318	79.21	566
10.500 -10.999	46	3,826,416.58	0.89%	10.865	307	79.53	567
11.000 -11.499	18	1,427,056.04	0.33%	11.305	307	79.41	518
11.500 -11.999	6	337,974.44	0.08%	11.912	317	73.31	551
12.000 -12.499	10	955,357.25	0.22%	12.192	299	67.82	573
12.500 -12.999	2	108,266.52	0.03%	12.926	298	65.35	556
Total	2,323	429,997,773.95	100.00%	7.085	356	79.79	616
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	6	1,227,736.96	0.29%	4.814	359	77.25	689
11.000 -11.499	40	10,906,821.11	2.54%	5.290	358	77.33	683
11.500 -11.999	200	49,582,334.04	11.53%	5.771	358	78.66	661
12.000 -12.499	302	70,026,633.13	16.29%	6.210	358	79.43	646
12.500 -12.999	479	98,316,825.11	22.86%	6.683	358	79.46	630
13.000 -13.499	330	60,460,917.16	14.06%	7.156	358	80.88	609
13.500 -13.999	313	53,718,222.52	12.49%	7.568	358	80.76	594
14.000 -14.499	169	25,214,567.84	5.86%	8.053	358	83.78	578
14.500 -14.999	148	25,041,551.72	5.82%	8.494	357	79.43	554
15.000 -15.499	63	7,597,503.09	1.77%	8.918	349	79.46	545
15.500 -15.999	82	9,636,354.99	2.24%	9.431	344	77.03	544
16.000 -16.499	34	3,469,842.30	0.81%	9.967	334	78.66	569
16.500 -16.999	61	6,594,825.38	1.53%	10.134	327	78.00	560
17.000 -17.499	24	1,972,796.93	0.46%	10.749	324	77.64	539
17.500 -17.999	37	3,216,365.27	0.75%	10.709	309	79.79	563
18.000 -18.499	20	1,579,809.96	0.37%	10.895	305	78.10	521
18.500 -18.999	7	433,639.16	0.10%	11.233	314	72.36	548
19.000 -19.499	7	940,760.92	0.22%	11.895	299	70.19	576
19.500 -19.999	1	60,266.36	0.01%	12.875	297	70.00	555
Total	2,323	429,997,773.95	100.00%	7.085	356	79.79	616
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	87	10,503,530.81	2.44%	8.596	328	77.78	601
1.500	154	23,057,253.86	5.36%	7.309	351	82.15	605
2.000	15	2,430,077.51	0.57%	7.269	345	79.01	630
3.000	2,066	393,917,703.13	91.61%	7.029	357	79.71	617
7.000	1	89,208.64	0.02%	10.375	291	85.00	498
Total	2,323	429,997,773.95	100.00%	7.085	356	79.79	616
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	2,151	405,279,521.06	94.25%	7.061	357	79.67	617
1.500	167	24,310,756.52	5.65%	7.430	348	81.77	605
2.000	3	286,888.03	0.07%	9.461	291	90.00	600
3.000	2	120,608.34	0.03%	10.367	299	74.70	605
Total	2,323	429,997,773.95	100.00%	7.085	356	79.79	616
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10/05/04	1	151,205.37	0.04%	10.000	301	80.00	496
10/30/04	1	58,740.93	0.01%	9.950	289	85.00	671
11/01/04	44	3,506,991.34	0.82%	9.625	299	77.79	570
11/02/04	1	147,872.28	0.03%	7.450	290	78.25	604
12/01/04	36	3,020,444.94	0.70%	10.151	296	81.46	563
12/07/04	1	55,242.70	0.01%	9.350	291	85.00	574
01/01/05	30	2,656,475.88	0.62%	9.569	295	76.73	588
01/02/05	2	200,006.80	0.05%	9.903	292	88.46	634
02/01/05	13	1,576,414.76	0.37%	10.496	296	76.41	578
03/01/05	18	1,512,276.97	0.35%	9.781	299	80.36	596
04/01/05	35	2,469,529.42	0.57%	10.196	297	77.08	616
01/01/06	1	227,935.50	0.05%	6.150	351	80.00	580
02/01/06	2	505,199.21	0.12%	7.719	352	74.75	566
03/01/06	3	516,246.78	0.12%	6.655	353	79.92	601
04/01/06	5	870,556.96	0.20%	8.139	354	76.83	543
05/01/06	33	5,019,188.19	1.17%	7.022	355	81.45	604
06/01/06	31	5,730,532.36	1.33%	6.948	356	80.48	618
07/01/06	56	14,533,167.94	3.38%	6.957	357	76.12	621
07/20/06	1	360,000.00	0.08%	6.350	358	65.45	694
07/23/06	1	286,200.00	0.07%	7.990	358	90.00	525
07/28/06	1	87,926.43	0.02%	6.900	358	80.00	635
08/01/06	528	112,584,538.05	26.18%	6.824	358	79.82	623
08/02/06	1	121,397.92	0.03%	6.875	359	90.00	619
08/03/06	1	252,000.00	0.06%	6.350	359	80.00	594
08/11/06	1	60,733.18	0.01%	6.800	359	81.05	618
08/17/06	1	119,920.00	0.03%	6.275	359	80.00	666
08/18/06	1	90,000.00	0.02%	7.625	359	100.00	645
08/20/06	2	161,852.42	0.04%	6.791	359	91.00	766
08/25/06	2	216,250.00	0.05%	7.250	359	92.48	661
09/01/06	621	130,545,554.50	30.36%	6.969	359	79.65	622
10/01/06	27	4,694,658.00	1.09%	7.103	360	81.18	617
03/01/07	1	130,501.99	0.03%	6.509	353	95.00	622
04/01/07	10	1,987,528.27	0.46%	6.976	354	80.46	587
05/01/07	24	3,840,443.33	0.89%	7.152	355	84.55	611
06/01/07	31	4,266,680.39	0.99%	7.168	356	86.18	614
06/25/07	1	134,223.56	0.03%	8.125	357	80.00	546
07/01/07	19	4,313,535.98	1.00%	7.549	357	68.15	621
07/09/07	1	121,025.51	0.03%	7.250	358	80.00	666
07/22/07	1	115,904.70	0.03%	6.990	358	80.00	731
07/24/07	1	55,200.00	0.01%	7.500	358	80.00	581
08/01/07	281	50,717,910.99	11.79%	7.045	358	79.62	617
08/02/07	1	170,909.00	0.04%	9.125	359	77.73	509
08/18/07	1	72,900.00	0.02%	9.250	359	90.00	550
09/01/07	434	69,350,701.40	16.13%	7.133	359	80.90	604
10/01/07	11	1,690,750.00	0.39%	6.740	360	81.66	596
08/01/09	1	126,000.00	0.03%	6.750	358	90.00	642
09/01/09	4	564,500.00	0.13%	7.007	359	78.02	664
Total	2,323	429,997,773.95	100.00%	7.085	356	79.79	616

Saxon Mortgage: SAST 2004-3
Group I - Conforming
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	102	3,657,120.84	1.45%	9.243	259	69.88	607
50,000.01 -   100,000.00	540	41,096,778.32	16.25%	8.031	322	78.84	599
100,000.01 -   150,000.00	447	55,253,431.49	21.85%	7.427	349	81.26	614
150,000.01 -   200,000.00	285	49,509,306.05	19.57%	7.249	351	81.69	618
200,000.01 -   250,000.00	185	41,657,930.60	16.47%	6.923	354	79.37	627
250,000.01 -   300,000.00	130	35,533,145.74	14.05%	6.881	357	80.63	626
300,000.01 -   350,000.00	70	22,242,394.55	8.79%	6.645	358	79.89	640
350,000.01 -   400,000.00	1	387,000.00	0.15%	7.125	358	90.00	614
400,000.01 -   450,000.00	2	833,370.00	0.33%	7.211	358	90.50	551
550,000.01 -   600,000.00	1	562,000.00	0.22%	5.750	358	62.44	588
600,000.01 -   650,000.00	1	620,000.00	0.25%	9.500	357	72.94	537
750,000.01 -   800,000.00	2	1,576,250.00	0.62%	9.073	359	71.64	534
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	6	656,272.41	0.26%	4.870	325	72.91	704
5.000 - 5.499	19	4,121,617.91	1.63%	5.237	358	77.02	684
5.500 - 5.999	112	22,733,330.87	8.99%	5.779	358	78.85	667
6.000 - 6.499	190	35,909,839.71	14.20%	6.245	358	78.97	649
6.500 - 6.999	345	57,878,869.41	22.88%	6.732	355	80.29	635
7.000 - 7.499	278	37,547,548.38	14.85%	7.207	352	80.94	617
7.500 - 7.999	273	35,242,615.09	13.93%	7.703	349	80.99	598
8.000 - 8.499	144	19,112,267.61	7.56%	8.223	345	83.39	584
8.500 - 8.999	133	15,217,489.83	6.02%	8.674	330	79.89	561
9.000 - 9.499	68	7,494,157.93	2.96%	9.199	325	79.31	560
9.500 - 9.999	68	7,228,592.48	2.86%	9.728	318	77.28	545
10.000 -10.499	41	3,386,696.35	1.34%	10.190	252	80.68	578
10.500 -10.999	44	3,817,729.44	1.51%	10.736	290	80.44	564
11.000 -11.499	21	1,306,394.53	0.52%	11.211	238	83.93	558
11.500 -11.999	13	837,257.20	0.33%	11.785	288	73.68	536
12.000 -12.499	6	279,063.53	0.11%	12.275	214	81.04	535
12.500 -12.999	5	158,984.91	0.06%	12.839	296	69.23	567
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	14	1,232,164.29	0.49%	9.883	294	71.93	489
500-524	110	14,923,615.67	5.90%	8.960	344	78.74	513
525-549	163	20,992,187.66	8.30%	8.330	344	80.40	537
550-574	226	28,237,152.18	11.16%	7.982	343	79.17	563
575-599	248	35,589,877.15	14.07%	7.332	351	80.07	587
600-624	305	41,500,620.74	16.41%	7.150	351	79.74	612
625-649	207	32,806,566.49	12.97%	6.810	351	81.46	637
650-674	208	32,358,682.92	12.79%	6.769	346	80.37	661
675-699	122	19,947,227.74	7.89%	6.599	340	81.10	687
700+	148	24,446,618.74	9.67%	6.503	350	80.99	730
None	15	894,014.01	0.35%	10.230	281	72.98	0
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	54	5,224,382.01	2.07%	7.400	342	39.16	594
50.00- 54.99	22	2,644,987.63	1.05%	7.385	349	52.38	575
55.00- 59.99	33	4,186,144.11	1.66%	7.356	347	57.27	619
60.00- 64.99	51	7,472,714.03	2.95%	7.539	344	62.63	593
65.00- 69.99	73	9,419,702.62	3.72%	7.679	343	66.60	593
70.00- 74.99	106	13,783,497.37	5.45%	7.578	337	71.95	600
75.00- 79.99	201	29,177,951.86	11.54%	7.094	348	76.77	619
80.00	534	81,974,589.97	32.41%	6.908	349	80.00	643
80.01- 84.99	74	11,813,120.56	4.67%	7.034	349	83.31	615
85.00- 89.99	198	28,986,529.17	11.46%	7.708	345	86.18	595
90.00- 94.99	346	47,349,961.04	18.72%	7.685	345	90.18	595
95.00- 99.99	41	5,610,836.85	2.22%	7.302	356	95.07	645
100.00	33	5,284,310.37	2.09%	7.425	358	100.00	670
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
120	8	342,916.36	0.14%	7.622	107	72.57	664
180	111	7,990,628.52	3.16%	8.916	139	77.95	608
240	39	3,724,051.84	1.47%	7.707	236	81.90	641
360	1,608	240,871,130.87	95.23%	7.238	356	80.25	617
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1- 60	3	59,876.36	0.02%	9.579	51	67.45	641
61-120	73	4,901,862.46	1.94%	9.557	111	79.58	610
121-180	46	3,502,001.45	1.38%	7.899	179	75.15	608
181-240	36	3,593,856.45	1.42%	7.645	239	82.21	643
241-300	102	7,898,856.60	3.12%	9.846	292	78.93	601
301-360	1,506	232,972,274.27	92.11%	7.150	358	80.29	618
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	78	6,757,095.20	2.67%	8.081	317	76.12	610
20.01 -25.00	91	9,670,913.91	3.82%	7.793	326	79.15	602
25.01 -30.00	148	19,274,471.22	7.62%	7.478	342	78.00	608
30.01 -35.00	205	28,191,401.52	11.15%	7.283	343	78.25	615
35.01 -40.00	286	43,536,418.49	17.21%	7.298	349	79.47	621
40.01 -45.00	385	59,377,664.76	23.48%	7.123	351	80.62	629
45.01 -50.00	435	67,945,692.87	26.86%	7.280	351	81.91	613
50.01 -55.00	26	3,278,500.71	1.30%	7.604	346	79.13	594
55.01 -60.00	7	555,924.98	0.22%	8.110	314	79.64	608
None	105	14,340,643.93	5.67%	7.103	345	82.09	614
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	1,319	204,128,941.46	80.71%	7.172	356	80.75	615
Fixed Rate	447	48,799,786.13	19.29%	7.827	307	77.84	627
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1 Year Treasury	2	177,942.33	0.07%	9.897	291	90.00	619
2/28 6 Mo LIBOR ARM	447	60,427,715.13	23.89%	7.345	354	80.29	610
2YR IO 2/28 6 Mo LIBOR ARM	3	872,800.00	0.35%	6.529	358	80.00	670
3/27 6 Mo LIBOR ARM	406	52,433,057.89	20.73%	7.423	355	81.77	600
3YR IO 3/27 6 Mo LIBOR ARM	1	252,000.00	0.10%	7.500	355	80.00	549
5/25 6 Mo LIBOR  ARM	1	105,000.00	0.04%	7.875	359	75.00	579
5YR IO 2/28 6 Mo LIBOR ARM	343	69,377,622.88	27.43%	6.934	359	80.61	627
5YR IO 3/27 6 Mo LIBOR ARM	113	20,220,499.33	7.99%	6.813	359	80.05	626
5YR IO 5/25 6 Mo LIBOR ARM	1	59,500.00	0.02%	6.750	359	70.00	726
6 Mo LIBOR ARM 30 Yr	2	202,803.90	0.08%	7.870	290	78.72	605
Balloon 15/30	44	3,700,726.83	1.46%	9.594	110	82.01	609
Fixed Rate 10 Year	8	342,916.36	0.14%	7.622	107	72.57	664
Fixed Rate 15 Year	67	4,289,901.69	1.70%	8.331	164	74.45	607
Fixed Rate 20 Year	39	3,724,051.84	1.47%	7.707	236	81.90	641
Fixed Rate 30 Year	276	34,192,389.41	13.52%	7.658	353	77.54	628
Fixed Rate 5/25 Int Only	13	2,549,800.00	1.01%	6.882	359	76.29	653
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	474	93,332,222.21	36.90%	6.904	359	80.35	627
Not Interest Only	1,292	159,596,505.38	63.10%	7.529	340	80.09	611
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	723	88,582,894.79	35.02%	7.762	333	80.22	615
Prepay Penalty: 12 months	17	2,623,695.12	1.04%	7.047	339	77.81	637
Prepay Penalty: 24 months	489	86,135,535.42	34.06%	6.920	358	80.71	619
Prepay Penalty: 30 months	4	774,100.00	0.31%	7.798	359	85.32	594
Prepay Penalty: 36 months	532	74,712,875.81	29.54%	7.189	351	79.57	618
Prepay Penalty: 60 months	1	99,626.45	0.04%	7.250	236	86.96	542
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	1,371	186,218,902.15	73.63%	7.324	345	82.28	610
Limited Documentation	31	4,525,411.33	1.79%	7.679	304	72.39	623
Stated Documentation	364	62,184,414.11	24.59%	7.194	355	74.51	640
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	1,204	166,947,397.65	66.01%	7.415	345	79.13	603
Purchase	441	71,192,452.02	28.15%	7.000	351	82.11	652
Rate/Term Refinance	121	14,788,877.92	5.85%	7.417	342	82.91	617
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	7	1,396,137.92	0.55%	6.770	358	69.00	656
Condo Low-Rise	83	11,631,502.85	4.60%	7.043	354	77.33	632
Manufactured Housing	15	740,178.96	0.29%	9.321	261	74.06	596
PUD	150	30,511,332.42	12.06%	7.079	358	81.23	621
Single Family Attached	23	2,429,478.92	0.96%	7.104	353	80.55	628
Single Family Detached	1,415	194,777,688.34	77.01%	7.329	345	80.49	616
Townhouse	26	4,000,430.37	1.58%	7.192	357	79.27	610
Two-Four Family	47	7,441,977.81	2.94%	7.827	344	75.50	618
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	67	7,146,033.68	2.83%	7.878	345	71.01	635
Primary	1,695	245,359,876.46	97.01%	7.280	347	80.46	617
Second Home	4	422,817.45	0.17%	8.498	358	75.34	561
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	6	886,804.86	0.35%	6.761	355	81.18	638
Arizona	40	5,928,428.56	2.34%	7.231	352	84.82	604
Arkansas	11	1,063,776.06	0.42%	7.480	353	85.42	608
California	214	47,014,704.44	18.59%	6.797	356	75.75	629
Colorado	25	4,117,034.61	1.63%	6.976	347	82.51	635
Connecticut	37	6,613,306.58	2.61%	7.191	356	79.52	617
Delaware	12	1,254,462.76	0.50%	8.198	317	87.03	641
Florida	150	19,973,922.31	7.90%	7.164	341	82.30	633
Georgia	101	14,020,351.34	5.54%	7.774	351	83.10	607
Hawaii	4	1,093,960.00	0.43%	7.997	359	82.83	531
Idaho	5	631,864.34	0.25%	8.230	352	82.07	555
Illinois	72	8,947,801.64	3.54%	7.446	343	81.00	619
Indiana	39	4,055,906.90	1.60%	7.913	338	83.58	604
Iowa	9	630,537.95	0.25%	8.201	282	77.03	646
Kansas	8	784,032.64	0.31%	7.463	358	81.70	602
Kentucky	12	1,415,110.08	0.56%	7.327	331	80.68	613
Louisiana	30	2,383,707.74	0.94%	7.777	339	78.45	604
Maine	2	206,000.00	0.08%	7.000	359	73.57	567
Maryland	100	19,341,906.89	7.65%	7.071	357	81.60	628
Massachusetts	13	2,833,807.27	1.12%	6.905	354	82.56	647
Michigan	79	8,739,182.92	3.46%	7.507	350	82.47	597
Minnesota	10	1,248,693.20	0.49%	7.583	354	81.53	615
Mississippi	19	1,562,940.22	0.62%	8.327	345	85.05	585
Missouri	24	2,215,899.18	0.88%	7.563	335	83.60	611
Nebraska	11	963,521.36	0.38%	7.268	318	85.58	666
Nevada	48	9,304,853.29	3.68%	6.957	357	79.61	613
New Hampshire	3	373,477.00	0.15%	7.781	358	80.00	586
New Jersey	19	3,656,909.26	1.45%	8.031	333	77.13	610
New Mexico	11	1,057,425.57	0.42%	8.358	331	83.76	615
New York	73	11,790,339.60	4.66%	7.320	350	75.31	610
North Carolina	39	3,857,358.70	1.53%	7.648	347	83.79	611
Ohio	80	8,795,802.05	3.48%	7.696	340	83.36	612
Oklahoma	21	1,859,949.64	0.74%	7.885	317	84.44	593
Oregon	31	4,023,980.21	1.59%	7.276	327	76.24	618
Pennsylvania	59	6,258,395.02	2.47%	7.956	341	80.34	589
Rhode Island	2	364,000.00	0.14%	7.055	358	77.53	581
South Carolina	20	2,645,358.59	1.05%	7.544	334	82.58	621
Tennessee	35	3,309,743.94	1.31%	7.710	310	78.86	591
Texas	106	8,414,085.46	3.33%	8.110	302	78.13	602
Utah	7	811,789.12	0.32%	7.561	349	84.71	608
Virginia	117	20,135,885.47	7.96%	7.071	355	80.73	619
Washington	37	5,337,035.42	2.11%	7.165	348	83.52	622
West Virginia	8	956,587.55	0.38%	7.361	324	82.87	617
Wisconsin	17	2,048,087.85	0.81%	7.616	348	80.04	623
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	359	51,192,145.98	20.24%	7.040	347	81.19	608
A+	562	94,405,528.21	37.32%	6.546	351	79.98	669
A-	498	66,171,389.48	26.16%	7.973	344	80.78	572
B	179	19,995,403.73	7.91%	8.556	333	74.31	559
C	56	5,120,069.72	2.02%	10.082	337	71.77	532
D	5	690,174.74	0.27%	9.400	351	61.34	535
EA3	2	206,000.00	0.08%	7.000	359	73.57	567
SD	105	15,148,015.73	5.99%	7.225	357	87.11	633
Total	1,766	252,928,727.59	100.00%	7.299	347	80.19	617
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
2.500 - 2.999	1	314,400.68	0.15%	6.250	357	70.00	781
3.000 - 3.499	8	1,530,210.00	0.75%	5.459	358	79.92	699
3.500 - 3.999	45	8,805,667.25	4.31%	5.983	358	77.08	671
4.000 - 4.499	77	13,301,198.17	6.52%	6.433	358	78.76	640
4.500 - 4.999	122	21,949,398.73	10.75%	6.368	357	79.23	649
5.000 - 5.499	208	36,370,419.02	17.82%	6.566	357	80.14	642
5.500 - 5.999	227	34,732,492.05	17.01%	6.984	355	80.46	624
6.000 - 6.499	217	31,596,652.47	15.48%	7.490	355	82.13	601
6.500 - 6.999	198	27,604,895.82	13.52%	7.835	356	83.10	581
7.000 - 7.499	132	17,604,050.87	8.62%	8.527	356	80.87	557
7.500 - 7.999	69	8,401,289.65	4.12%	8.772	355	82.43	550
8.000 - 8.499	14	1,727,016.75	0.85%	9.195	356	82.78	553
9.000 - 9.499	1	191,250.00	0.09%	8.950	358	85.00	530
Total	1,319	204,128,941.46	100.00%	7.172	356	80.75	615
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	7	1,433,286.96	0.70%	5.823	358	75.26	694
4.000 - 4.499	22	4,264,274.43	2.09%	5.868	358	76.97	653
4.500 - 4.999	67	14,136,997.15	6.93%	5.842	358	79.87	675
5.000 - 5.499	147	28,365,184.01	13.90%	6.144	358	79.67	647
5.500 - 5.999	228	38,023,226.59	18.63%	6.532	359	80.17	639
6.000 - 6.499	207	32,299,403.89	15.82%	6.952	358	80.81	626
6.500 - 6.999	214	32,031,965.12	15.69%	7.337	358	82.45	600
7.000 - 7.499	135	18,595,898.85	9.11%	7.909	358	82.85	579
7.500 - 7.999	111	14,753,361.44	7.23%	8.282	357	82.38	559
8.000 - 8.499	40	4,977,811.85	2.44%	8.902	357	83.42	536
8.500 - 8.999	37	5,352,194.83	2.62%	9.404	353	74.22	533
9.000 - 9.499	22	2,294,167.55	1.12%	9.487	343	79.03	560
9.500 - 9.999	28	3,300,659.96	1.62%	10.132	330	79.45	553
10.000 -10.499	15	1,169,876.37	0.57%	10.288	298	83.95	589
10.500 -10.999	23	2,263,770.98	1.11%	10.903	307	80.29	559
11.000 -11.499	9	520,303.50	0.25%	11.172	297	80.63	543
11.500 -11.999	2	97,522.93	0.05%	11.873	302	76.57	530
12.000 -12.499	3	140,768.53	0.07%	12.229	299	75.91	533
12.500 -12.999	2	108,266.52	0.05%	12.926	298	65.35	556
Total	1,319	204,128,941.46	100.00%	7.172	356	80.75	615
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	3	440,986.96	0.22%	4.822	358	77.48	692
11.000 -11.499	17	3,858,263.11	1.89%	5.325	358	76.00	693
11.500 -11.999	105	21,745,939.13	10.65%	5.771	358	78.47	669
12.000 -12.499	162	31,029,467.98	15.20%	6.205	358	79.62	647
12.500 -12.999	268	44,087,570.77	21.60%	6.706	358	80.71	627
13.000 -13.499	203	29,354,056.01	14.38%	7.132	358	82.25	619
13.500 -13.999	192	27,721,924.52	13.58%	7.590	358	81.43	596
14.000 -14.499	106	15,159,821.64	7.43%	8.079	358	84.60	575
14.500 -14.999	87	11,862,793.78	5.81%	8.495	357	81.56	551
15.000 -15.499	42	4,936,078.71	2.42%	9.015	353	81.72	537
15.500 -15.999	43	5,534,093.16	2.71%	9.472	349	76.52	537
16.000 -16.499	20	1,940,666.26	0.95%	9.915	330	80.62	576
16.500 -16.999	32	3,425,821.09	1.68%	10.275	326	79.43	551
17.000 -17.499	9	607,136.04	0.30%	10.450	295	83.64	539
17.500 -17.999	16	1,662,348.51	0.81%	10.953	309	80.54	566
18.000 -18.499	10	491,385.13	0.24%	11.027	297	78.96	553
18.500 -18.999	2	112,108.22	0.05%	12.352	302	71.23	542
19.000 -19.499	1	98,214.08	0.05%	12.250	301	85.00	542
19.500 -19.999	1	60,266.36	0.03%	12.875	297	70.00	555
Total	1,319	204,128,941.46	100.00%	7.172	356	80.75	615
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	48	5,074,224.29	2.49%	8.513	330	81.77	616
1.500	80	11,077,096.88	5.43%	7.222	352	82.39	609
2.000	6	628,146.66	0.31%	8.115	338	81.99	628
3.000	1,184	187,260,264.99	91.74%	7.128	357	80.62	615
7.000	1	89,208.64	0.04%	10.375	291	85.00	498
Total	1,319	204,128,941.46	100.00%	7.172	356	80.75	615
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	1,229	192,116,082.94	94.12%	7.159	357	80.66	615
1.500	87	11,783,270.89	5.77%	7.330	349	82.10	609
2.000	2	177,942.33	0.09%	9.897	291	90.00	619
3.000	1	51,645.30	0.03%	10.990	300	67.28	583
Total	1,319	204,128,941.46	100.00%	7.172	356	80.75	615
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10/30/04	1	58,740.93	0.03%	9.950	289	85.00	671
11/01/04	19	1,356,938.05	0.66%	10.165	299	80.64	583
11/02/04	1	147,872.28	0.07%	7.450	290	78.25	604
12/01/04	20	1,885,768.57	0.92%	9.920	294	82.41	568
01/01/05	15	1,165,714.11	0.57%	10.232	297	79.56	559
01/02/05	2	200,006.80	0.10%	9.903	292	88.46	634
02/01/05	7	728,125.90	0.36%	10.300	295	80.86	570
03/01/05	9	641,618.37	0.31%	9.952	299	74.82	609
04/01/05	11	782,889.32	0.38%	10.467	296	80.22	582
02/01/06	1	240,000.00	0.12%	5.750	352	80.00	653
04/01/06	4	675,929.02	0.33%	8.575	354	74.48	531
05/01/06	18	2,621,245.80	1.28%	6.765	355	78.23	621
06/01/06	19	3,275,095.77	1.60%	6.647	356	82.80	639
07/01/06	29	5,417,837.94	2.65%	7.455	357	77.17	634
07/23/06	1	286,200.00	0.14%	7.990	358	90.00	525
07/28/06	1	87,926.43	0.04%	6.900	358	80.00	635
08/01/06	299	50,702,771.00	24.84%	6.881	358	80.92	622
08/02/06	1	121,397.92	0.06%	6.875	359	90.00	619
08/03/06	1	252,000.00	0.12%	6.350	359	80.00	594
08/17/06	1	119,920.00	0.06%	6.275	359	80.00	666
08/20/06	2	161,852.42	0.08%	6.791	359	91.00	766
08/25/06	2	216,250.00	0.11%	7.250	359	92.48	661
09/01/06	348	59,949,144.50	29.37%	7.104	359	80.13	619
10/01/06	19	2,782,832.00	1.36%	7.546	360	83.06	607
03/01/07	1	130,501.99	0.06%	6.509	353	95.00	622
04/01/07	5	716,663.54	0.35%	7.994	354	81.65	538
05/01/07	16	2,135,492.61	1.05%	7.503	355	84.29	590
06/01/07	17	2,185,899.35	1.07%	7.111	356	83.25	618
07/01/07	9	1,371,412.24	0.67%	7.194	357	80.02	669
07/09/07	1	121,025.51	0.06%	7.250	358	80.00	666
07/22/07	1	115,904.70	0.06%	6.990	358	80.00	731
08/01/07	165	24,827,756.99	12.16%	7.092	358	80.51	611
08/18/07	1	72,900.00	0.04%	9.250	359	90.00	550
09/01/07	264	37,428,457.40	18.34%	7.165	359	81.60	605
10/01/07	6	980,350.00	0.48%	6.584	360	80.42	627
09/01/09	2	164,500.00	0.08%	7.468	359	73.19	632
Total	1,319	204,128,941.46	100.00%	7.172	356	80.75	615

Saxon Mortgage: SAST 2004-3
Group II - Mixed
Current Principal Balance	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -    50,000.00	89	3,228,061.70	1.28%	10.101	256	72.06	608
50,000.01 -   100,000.00	305	22,502,553.88	8.90%	8.296	326	79.30	594
100,000.01 -   150,000.00	235	29,271,131.53	11.57%	7.502	343	81.56	611
150,000.01 -   200,000.00	131	23,156,379.65	9.16%	7.259	355	80.94	608
200,000.01 -   250,000.00	104	23,319,228.99	9.22%	6.951	352	79.54	622
250,000.01 -   300,000.00	76	20,774,093.75	8.21%	6.831	358	79.30	624
300,000.01 -   350,000.00	70	23,028,386.77	9.10%	6.657	357	80.86	624
350,000.01 -   400,000.00	89	33,223,340.92	13.14%	6.590	356	80.92	636
400,000.01 -   450,000.00	49	20,865,181.24	8.25%	6.766	356	79.11	625
450,000.01 -   500,000.00	45	21,495,405.52	8.50%	6.567	355	78.65	632
500,000.01 -   550,000.00	11	5,802,529.82	2.29%	7.161	358	77.31	608
550,000.01 -   600,000.00	12	6,960,448.81	2.75%	6.854	358	73.46	613
600,000.01 -   650,000.00	5	3,151,020.00	1.25%	6.781	358	70.99	591
650,000.01 -   700,000.00	1	661,340.98	0.26%	6.000	358	71.80	653
700,000.01 -   750,000.00	7	5,151,000.00	2.04%	7.700	359	71.13	606
750,000.01 -   800,000.00	3	2,348,375.92	0.93%	7.505	358	62.80	592
800,000.01 -   850,000.00	4	3,261,250.00	1.29%	8.249	359	73.32	639
850,000.01 -   900,000.00	1	870,000.00	0.34%	5.990	357	68.24	617
900,000.01 -   950,000.00	2	1,860,000.00	0.74%	8.143	359	62.79	531
950,000.01 - 1,000,000.00	2	1,999,000.00	0.79%	7.212	357	51.32	618
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Current Gross Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
4.500 - 4.999	4	845,769.71	0.33%	4.819	346	75.23	688
5.000 - 5.499	23	7,048,558.00	2.79%	5.270	359	78.06	678
5.500 - 5.999	100	29,204,608.45	11.55%	5.771	358	78.74	655
6.000 - 6.499	163	42,285,135.06	16.72%	6.229	356	79.12	643
6.500 - 6.999	251	61,741,672.60	24.41%	6.696	357	78.55	632
7.000 - 7.499	161	36,344,895.42	14.37%	7.210	353	79.78	604
7.500 - 7.999	155	28,560,838.10	11.29%	7.681	351	79.70	592
8.000 - 8.499	81	11,634,430.90	4.60%	8.217	346	82.05	581
8.500 - 8.999	97	17,507,833.98	6.92%	8.666	337	76.45	576
9.000 - 9.499	27	2,344,733.13	0.93%	9.293	321	75.92	568
9.500 - 9.999	55	5,999,805.59	2.37%	9.683	320	77.71	566
10.000 -10.499	26	2,201,766.39	0.87%	10.227	290	76.84	547
10.500 -10.999	44	3,127,495.02	1.24%	10.684	304	80.40	553
11.000 -11.499	19	1,729,365.88	0.68%	11.168	321	75.87	532
11.500 -11.999	14	764,358.37	0.30%	11.647	299	67.96	570
12.000 -12.499	11	1,093,983.96	0.43%	12.213	308	67.22	562
12.500 -12.999	5	245,674.68	0.10%	12.583	261	79.07	566
13.000 -13.499	3	189,993.58	0.08%	13.257	169	73.82	513
13.500 -13.999	2	57,810.66	0.02%	13.716	289	48.67	0
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
FICO	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
400-499	12	1,404,005.07	0.56%	10.792	307	77.46	481
500-524	73	11,078,384.75	4.38%	8.949	352	74.59	513
525-549	117	18,168,348.79	7.18%	8.356	343	79.50	538
550-574	161	30,759,875.13	12.16%	7.654	353	75.56	563
575-599	179	38,325,809.82	15.15%	7.185	352	77.11	587
600-624	188	40,124,214.09	15.86%	6.868	352	79.26	612
625-649	171	36,349,113.42	14.37%	6.714	351	81.02	636
650-674	136	32,995,248.19	13.05%	6.699	347	80.16	660
675-699	99	22,816,239.03	9.02%	6.510	352	80.30	686
700+	93	20,208,697.67	7.99%	6.251	354	80.63	734
None	12	698,793.52	0.28%	9.530	307	64.13	0
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Combined Original LTV	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01- 49.99	31	4,686,866.51	1.85%	7.849	346	43.18	573
50.00- 54.99	23	3,968,430.72	1.57%	7.205	341	52.64	605
55.00- 59.99	30	6,362,721.41	2.52%	7.413	336	56.92	589
60.00- 64.99	29	8,308,440.05	3.28%	7.619	349	62.92	593
65.00- 69.99	59	13,221,038.96	5.23%	7.200	349	67.38	601
70.00- 74.99	98	21,766,952.39	8.61%	7.108	348	71.84	603
75.00- 79.99	146	33,240,544.84	13.14%	6.971	352	76.94	620
80.00	371	80,702,384.78	31.91%	6.788	352	80.00	640
80.01- 84.99	49	10,143,817.34	4.01%	7.466	349	83.53	594
85.00- 89.99	147	26,056,123.35	10.30%	7.387	349	86.19	603
90.00- 94.99	209	34,623,803.07	13.69%	7.401	351	90.15	603
95.00- 99.99	31	5,871,553.85	2.32%	7.000	358	95.19	666
100.00	18	3,976,052.21	1.57%	7.100	358	100.00	675
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
120	3	309,000.00	0.12%	6.425	119	56.59	653
180	53	4,204,135.36	1.66%	8.718	136	75.44	630
240	24	1,702,217.64	0.67%	7.995	235	78.35	596
360	1,161	246,713,376.48	97.54%	7.080	355	78.91	618
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Stated Remaining Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
61-120	43	2,976,965.65	1.18%	9.206	112	73.86	618
121-180	16	1,622,034.45	0.64%	7.451	178	74.85	655
181-240	21	1,616,352.90	0.64%	7.890	239	78.41	594
241-300	113	9,232,733.30	3.65%	9.606	293	76.16	603
301-360	1,048	237,480,643.18	93.89%	6.982	358	79.01	619
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Debt Ratio	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
0.01 -20.00	39	3,934,082.74	1.56%	7.886	317	78.56	611
20.01 -25.00	47	5,779,370.73	2.28%	7.459	342	75.99	619
25.01 -30.00	85	16,566,784.72	6.55%	7.555	348	74.86	613
30.01 -35.00	147	24,817,214.10	9.81%	7.241	343	77.20	616
35.01 -40.00	197	40,639,553.07	16.07%	7.011	351	77.55	627
40.01 -45.00	277	60,237,944.89	23.82%	6.964	352	79.54	625
45.01 -50.00	318	78,087,667.99	30.87%	6.962	355	80.31	617
50.01 -55.00	31	7,152,976.96	2.83%	7.690	350	74.90	589
55.01 -60.00	3	914,919.56	0.36%	10.311	331	67.51	560
60.01+	5	472,677.79	0.19%	7.550	334	71.83	584
None	92	14,325,536.93	5.66%	7.264	348	82.79	600
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
FRM/ARM	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
ARM	1,004	225,868,832.49	89.30%	7.006	356	78.93	618
Fixed Rate	237	27,059,896.99	10.70%	8.010	304	77.91	623
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Product	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1 Year Treasury	1	108,945.70	0.04%	8.750	291	90.00	570
2/28 6 Mo LIBOR ARM	310	59,724,105.39	23.61%	7.241	354	77.65	604
2YR IO 2/28 6 Mo LIBOR ARM	3	1,244,300.00	0.49%	7.205	358	77.08	615
3/27 6 Mo LIBOR ARM	272	43,375,672.64	17.15%	7.581	353	79.37	594
5/25 6 Mo LIBOR  ARM	2	154,330.07	0.06%	7.721	344	89.45	616
5YR IO 2/28 6 Mo LIBOR ARM	307	92,659,495.01	36.63%	6.657	358	79.63	633
5YR IO 3/27 6 Mo LIBOR ARM	104	27,667,967.01	10.94%	6.728	358	78.86	631
5YR IO 5/25 6 Mo LIBOR ARM	2	400,000.00	0.16%	6.817	359	80.00	676
6 Mo LIBOR ARM 30 Yr	3	534,016.67	0.21%	7.798	290	65.84	626
Balloon 15/30	27	2,162,299.88	0.85%	9.650	111	77.75	605
Fixed Rate 10 Year	3	309,000.00	0.12%	6.425	119	56.59	653
Fixed Rate 15 Year	26	2,041,835.48	0.81%	7.731	162	72.99	657
Fixed Rate 20 Year	24	1,702,217.64	0.67%	7.995	235	78.35	596
Fixed Rate 30 Year	152	20,265,143.99	8.01%	7.906	347	78.99	624
Fixed Rate 5/25 Int Only	5	579,400.00	0.23%	7.428	359	67.92	590
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Interest Only	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Interest Only	421	122,551,162.02	48.45%	6.683	358	79.38	633
Not Interest Only	820	130,377,567.46	51.55%	7.517	343	78.29	604
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Prepayment Penalty Original Term (months)	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Prepay Penalty:  0 months	488	78,447,738.69	31.02%	7.705	337	77.76	610
Prepay Penalty: 12 months	13	2,941,991.21	1.16%	6.778	347	77.18	625
Prepay Penalty: 24 months	410	109,318,065.91	43.22%	6.691	358	78.95	625
Prepay Penalty: 30 months	6	3,186,332.43	1.26%	8.288	359	77.98	644
Prepay Penalty: 36 months	297	56,259,374.87	22.24%	7.025	354	79.76	618
Prepay Penalty: 42 months	1	112,052.12	0.04%	8.490	355	85.00	514
Prepay Penalty: 60 months	26	2,663,174.25	1.05%	7.760	346	87.25	567
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Lien	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
First Lien	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Documentation Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Full Documentation	919	166,342,311.31	65.77%	7.107	350	81.28	610
Limited Documentation	37	13,770,505.48	5.44%	7.558	337	73.16	625
No Ratio	1	44,402.89	0.02%	9.875	291	64.93	566
Stated Documentation	284	72,771,509.80	28.77%	7.040	354	74.27	635
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Loan Purpose	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Cash Out Refinance	838	168,852,564.15	66.76%	7.196	350	77.61	603
Purchase	339	75,283,992.20	29.76%	6.829	355	81.35	655
Rate/Term Refinance	64	8,792,173.13	3.48%	7.956	323	80.37	594
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Property Type	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Condo High-Rise	6	2,018,863.63	0.80%	7.215	358	80.44	641
Condo Low-Rise	65	14,852,819.99	5.87%	6.803	357	80.45	637
Manufactured Housing	16	900,010.68	0.36%	9.549	264	79.36	603
PUD	126	37,049,263.50	14.65%	6.943	355	79.40	622
Single Family Attached	21	3,178,855.91	1.26%	6.965	340	74.00	609
Single Family Detached	955	187,045,927.60	73.95%	7.144	349	78.76	616
Townhouse	23	2,796,766.24	1.11%	7.676	356	77.93	583
Two-Four Family	29	5,086,221.93	2.01%	7.416	350	74.87	619
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Occupancy Status	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Investor	51	5,049,397.24	2.00%	7.858	337	74.96	637
Primary	1,186	247,324,926.33	97.78%	7.097	351	78.95	618
Second Home	4	554,405.91	0.22%	7.490	359	54.53	593
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
State	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
Alaska	6	1,083,516.16	0.43%	7.062	351	80.16	632
Arizona	34	5,334,379.44	2.11%	6.947	349	80.31	611
Arkansas	3	287,629.77	0.11%	8.106	340	89.30	638
California	255	84,943,176.61	33.58%	6.624	357	77.70	632
Colorado	14	3,933,218.49	1.56%	6.875	357	79.78	643
Connecticut	21	4,896,683.42	1.94%	7.292	355	74.04	592
Delaware	4	557,000.00	0.22%	7.414	359	86.71	593
Florida	86	13,888,178.80	5.49%	7.216	343	81.97	624
Georgia	56	6,659,882.78	2.63%	7.724	344	84.56	609
Hawaii	6	1,624,110.34	0.64%	6.885	335	76.13	639
Idaho	6	454,981.96	0.18%	7.218	345	76.66	609
Illinois	42	7,821,221.89	3.09%	7.473	349	80.50	623
Indiana	37	4,852,132.76	1.92%	7.271	351	83.51	612
Iowa	3	159,630.56	0.06%	7.767	278	69.12	688
Kansas	4	1,155,267.23	0.46%	9.082	353	60.14	533
Kentucky	6	771,558.99	0.31%	7.255	349	80.13	614
Louisiana	20	1,849,782.77	0.73%	8.544	308	76.26	596
Maine	1	131,750.00	0.05%	8.125	359	85.00	519
Maryland	74	18,647,349.36	7.37%	7.022	358	80.32	614
Massachusetts	9	2,500,413.91	0.99%	6.413	357	74.69	620
Michigan	43	4,363,736.22	1.73%	7.936	352	79.06	598
Minnesota	10	2,281,415.47	0.90%	7.128	355	81.14	582
Mississippi	6	451,568.62	0.18%	8.004	321	89.67	623
Missouri	17	1,536,528.93	0.61%	8.690	315	78.32	584
Nebraska	5	508,175.00	0.20%	6.924	358	81.11	601
Nevada	32	7,822,261.18	3.09%	7.100	358	79.58	619
New Hampshire	1	149,310.02	0.06%	8.500	358	80.00	525
New Jersey	10	1,733,620.28	0.69%	7.123	346	67.04	576
New Mexico	2	170,932.58	0.07%	8.827	112	79.02	637
New York	55	13,404,572.05	5.30%	7.302	355	75.10	596
North Carolina	33	5,384,557.25	2.13%	8.383	345	79.18	622
Ohio	47	5,396,821.08	2.13%	7.375	346	82.22	598
Oklahoma	21	1,889,772.68	0.75%	7.282	327	78.63	648
Oregon	23	3,487,720.52	1.38%	7.296	315	81.15	637
Pennsylvania	36	5,175,356.26	2.05%	8.193	339	79.96	584
South Carolina	6	1,216,817.93	0.48%	7.123	357	73.41	624
South Dakota	1	59,359.12	0.02%	7.875	358	90.00	526
Tennessee	24	2,548,379.09	1.01%	8.566	329	80.42	592
Texas	57	6,954,296.69	2.75%	7.623	318	76.08	612
Utah	5	813,813.01	0.32%	6.175	337	81.84	661
Virginia	82	21,028,318.82	8.31%	7.123	355	79.67	608
Washington	24	3,706,845.60	1.47%	6.968	348	80.81	632
West Virginia	4	313,042.51	0.12%	8.590	333	81.41	611
Wisconsin	7	688,174.64	0.27%	7.993	349	83.74	604
Wyoming	3	291,468.69	0.12%	7.632	345	82.21	638
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Credit Grade	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
A	250	54,418,581.16	21.52%	6.812	349	77.58	608
A+	397	99,606,085.76	39.38%	6.471	354	80.05	664
A-	328	58,595,147.71	23.17%	7.694	348	79.22	576
B	132	20,440,682.29	8.08%	8.261	346	73.82	561
C	68	6,350,455.06	2.51%	10.215	329	71.88	543
D	14	1,476,738.21	0.58%	11.131	345	61.82	522
SD	52	12,041,039.29	4.76%	6.880	357	86.48	636
Total	1,241	252,928,729.48	100.00%	7.113	351	78.82	618
Gross Margin	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.000 - 3.499	3	620,963.09	0.27%	6.126	358	74.20	665
3.500 - 3.999	46	14,349,887.21	6.35%	5.991	358	77.19	656
4.000 - 4.499	70	18,827,037.63	8.34%	6.228	358	77.43	643
4.500 - 4.999	83	21,948,429.86	9.72%	6.501	356	79.04	638
5.000 - 5.499	180	49,683,869.04	22.00%	6.511	358	78.29	639
5.500 - 5.999	197	44,737,903.49	19.81%	6.773	356	79.40	617
6.000 - 6.499	156	28,954,653.77	12.82%	7.326	354	81.54	610
6.500 - 6.999	116	22,298,843.73	9.87%	7.956	354	80.62	580
7.000 - 7.499	75	11,845,219.53	5.24%	8.267	352	80.93	564
7.500 - 7.999	23	5,062,078.54	2.24%	8.534	357	69.54	558
8.000 - 8.499	32	4,880,006.63	2.16%	9.804	353	77.49	552
8.500 - 8.999	18	1,960,895.65	0.87%	10.281	356	73.80	540
9.000 - 9.499	3	388,544.32	0.17%	10.057	358	73.40	529
9.500 - 9.999	1	125,500.00	0.06%	9.975	359	44.04	516
10.500 -10.999	1	185,000.00	0.08%	12.275	358	68.01	470
Total	1,004	225,868,832.49	100.00%	7.006	356	78.93	618
Minimum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
3.500 - 3.999	8	2,516,975.67	1.11%	5.723	358	79.17	651
4.000 - 4.499	16	4,266,111.14	1.89%	5.862	358	76.74	674
4.500 - 4.999	63	18,141,644.96	8.03%	5.915	358	78.71	658
5.000 - 5.499	124	36,150,314.48	16.01%	6.127	358	78.22	651
5.500 - 5.999	206	54,233,828.51	24.01%	6.497	358	79.01	635
6.000 - 6.499	144	34,632,104.83	15.33%	6.946	358	79.85	612
6.500 - 6.999	125	27,371,175.10	12.12%	7.292	357	80.82	599
7.000 - 7.499	88	16,990,104.05	7.52%	7.728	356	80.50	580
7.500 - 7.999	67	13,531,044.77	5.99%	8.297	357	76.39	560
8.000 - 8.499	22	3,806,221.82	1.69%	8.685	355	74.61	566
8.500 - 8.999	33	3,760,238.44	1.66%	9.276	347	81.42	544
9.000 - 9.499	15	1,804,839.41	0.80%	9.829	338	76.11	554
9.500 - 9.999	34	3,688,874.74	1.63%	9.937	328	75.70	573
10.000 -10.499	16	1,450,916.20	0.64%	10.811	334	75.39	548
10.500 -10.999	23	1,562,645.60	0.69%	10.810	307	78.41	577
11.000 -11.499	9	906,752.54	0.40%	11.380	312	78.71	501
11.500 -11.999	4	240,451.51	0.11%	11.928	323	71.99	560
12.000 -12.499	7	814,588.72	0.36%	12.185	299	66.42	581
Total	1,004	225,868,832.49	100.00%	7.006	356	78.93	618
Maximum Interest Rate	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10.500 -10.999	3	786,750.00	0.35%	4.810	359	77.12	687
11.000 -11.499	23	7,048,558.00	3.12%	5.270	359	78.06	678
11.500 -11.999	95	27,836,394.91	12.32%	5.772	358	78.81	656
12.000 -12.499	140	38,997,165.15	17.27%	6.214	358	79.28	645
12.500 -12.999	211	54,229,254.34	24.01%	6.664	358	78.44	633
13.000 -13.499	127	31,106,861.15	13.77%	7.178	358	79.58	599
13.500 -13.999	121	25,996,298.00	11.51%	7.546	358	80.06	591
14.000 -14.499	63	10,054,746.20	4.45%	8.013	357	82.54	583
14.500 -14.999	61	13,178,757.94	5.83%	8.494	357	77.51	557
15.000 -15.499	21	2,661,424.38	1.18%	8.740	343	75.25	560
15.500 -15.999	39	4,102,261.83	1.82%	9.376	338	77.71	552
16.000 -16.499	14	1,529,176.04	0.68%	10.034	338	76.17	560
16.500 -16.999	29	3,169,004.29	1.40%	9.981	330	76.46	569
17.000 -17.499	15	1,365,660.89	0.60%	10.882	336	74.98	540
17.500 -17.999	21	1,554,016.76	0.69%	10.449	310	78.99	560
18.000 -18.499	10	1,088,424.83	0.48%	10.836	309	77.71	505
18.500 -18.999	5	321,530.94	0.14%	10.843	318	72.75	551
19.000 -19.499	6	842,546.84	0.37%	11.853	299	68.46	579
Total	1,004	225,868,832.49	100.00%	7.006	356	78.93	618
Initial Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	39	5,429,306.52	2.40%	8.674	327	74.05	587
1.500	74	11,980,156.98	5.30%	7.389	351	81.93	600
2.000	9	1,801,930.85	0.80%	6.974	347	77.98	630
3.000	882	206,657,438.14	91.49%	6.940	357	78.89	619
Total	1,004	225,868,832.49	100.00%	7.006	356	78.93	618
Subsequent Periodic Rate Cap	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
1.000	922	213,163,438.12	94.37%	6.973	357	78.77	619
1.500	80	12,527,485.63	5.55%	7.523	347	81.46	601
2.000	1	108,945.70	0.05%	8.750	291	90.00	570
3.000	1	68,963.04	0.03%	9.900	298	80.26	622
Total	1,004	225,868,832.49	100.00%	7.006	356	78.93	618
Next Rate Change Date	# of Loans	Current Principal Balance	Pct by Curr Prin Bal	Weighted Average Gross Coupon	Weighted Average Stated Remaining Term	Weighted Average Combined Orig LTV	Weighted Average FICO
10/05/04	1	151,205.37	0.07%	10.000	301	80.00	496
11/01/04	25	2,150,053.29	0.95%	9.285	298	75.99	563
12/01/04	16	1,134,676.37	0.50%	10.534	298	79.88	554
12/07/04	1	55,242.70	0.02%	9.350	291	85.00	574
01/01/05	15	1,490,761.77	0.66%	9.051	293	74.52	610
02/01/05	6	848,288.86	0.38%	10.665	298	72.60	585
03/01/05	9	870,658.60	0.39%	9.656	299	84.45	586
04/01/05	24	1,686,640.10	0.75%	10.071	298	75.63	630
01/01/06	1	227,935.50	0.10%	6.150	351	80.00	580
02/01/06	1	265,199.21	0.12%	9.500	352	70.00	487
03/01/06	3	516,246.78	0.23%	6.655	353	79.92	601
04/01/06	1	194,627.94	0.09%	6.625	354	85.00	584
05/01/06	15	2,397,942.39	1.06%	7.304	355	84.96	585
06/01/06	12	2,455,436.59	1.09%	7.349	356	77.38	590
07/01/06	27	9,115,330.00	4.04%	6.661	357	75.49	614
07/20/06	1	360,000.00	0.16%	6.350	358	65.45	694
08/01/06	229	61,881,767.05	27.40%	6.777	358	78.91	624
08/11/06	1	60,733.18	0.03%	6.800	359	81.05	618
08/18/06	1	90,000.00	0.04%	7.625	359	100.00	645
09/01/06	273	70,596,410.00	31.26%	6.854	359	79.23	624
10/01/06	8	1,911,826.00	0.85%	6.459	360	78.45	631
04/01/07	5	1,270,864.73	0.56%	6.403	354	79.79	615
05/01/07	8	1,704,950.72	0.75%	6.714	355	84.87	639
06/01/07	14	2,080,781.04	0.92%	7.228	356	89.26	609
06/25/07	1	134,223.56	0.06%	8.125	357	80.00	546
07/01/07	10	2,942,123.74	1.30%	7.714	357	62.62	600
07/24/07	1	55,200.00	0.02%	7.500	358	80.00	581
08/01/07	116	25,890,154.00	11.46%	6.999	358	78.76	622
08/02/07	1	170,909.00	0.08%	9.125	359	77.73	509
09/01/07	170	31,922,244.00	14.13%	7.096	359	80.07	602
10/01/07	5	710,400.00	0.31%	6.954	360	83.38	553
08/01/09	1	126,000.00	0.06%	6.750	358	90.00	642
09/01/09	2	400,000.00	0.18%	6.817	359	80.00	676
Total	1,004	225,868,832.49	100.00%	7.006	356	78.93	618

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M4
	Atlantic
Balance	$16,650,000.00	Delay	0
Coupon	2.89	Dated	10/27/2004
Settle	10/27/2004	First Payment	11/25/2004
Loss Severity	50%
Servicer Advances	100%	FWD LIBOR + 200 over 24 months
Liquidation Lag	12
Delinq	100%
Optional Redemption	Call (N)
Price = 100
Default	3 CDR	4 CDR	5 CDR	6 CDR	7 CDR	8 CDR	9 CDR
14 CPR
Yield	7.42	7.37	7.44	7.27	4.90	0.27	-1.03
Spread	105	105	107	72	-174	-595	-720
WAL	12.04	11.49	12.07	14.89	24.46	30.08	30.08
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	5,819,179.53 (34.95%)	16,650,000.00 (100.00%)	16,650,000.00 (100.00%)
Total Collat Loss (Collat Maturity)	71,661,617.80 (7.96%)	91,296,185.17 (10.14%)	109,227,137.76 (12.14%)	125,654,693.21 (13.96%)	140,751,158.29 (15.64%)	154,665,231.07 (17.19%)	167,525,601.07 (18.61%)
16 CPR
Yield	7.30	7.25	7.37	7.22	5.83	-0.63	-1.98
Spread	105	105	108	76	-82	-680	-812
WAL	10.76	10.32	11.16	13.33	19.26	30.08	30.08
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	902,508.39 (5.42%)	16,650,000.00 (100.00%)	16,650,000.00 (100.00%)
Total Collat Loss (Collat Maturity)	64,200,362.05 (7.13%)	82,164,200.37 (9.13%)	98,724,204.98 (10.97%)	114,031,780.64 (12.67%)	128,218,633.73 (14.25%)	141,399,648.69 (15.71%)	153,675,314.29 (17.08%)
18 CPR
Yield	7.18	7.13	7.29	7.16	6.25	-0.11	-2.97
Spread	105	105	109	80	-31	-648	-907
WAL	9.70	9.36	10.33	12.01	15.37	29.38	30.08
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	14,963,958.06 (89.87%)	16,650,000.00 (100.00%)
Total Collat Loss (Collat Maturity)	57,960,648.78 (6.44%)	74,474,412.97 (8.27%)	89,821,096.40 (9.98%)	104,116,294.88 (11.57%)	117,461,591.83 (13.05%)	129,946,491.16 (14.44%)	141,650,061.14 (15.74%)
20 CPR
Yield	7.07	7.06	7.21	7.10	6.40	2.20	-4.01
Spread	105	106	109	85	-3	-430	-1,009
WAL	8.84	8.76	9.58	10.89	13.18	24.89	30.08
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	9,604,229.08 (57.68%)	16,650,000.00 (100.00%)
Total Collat Loss (Collat Maturity)	52,680,835.36 (5.85%)	67,926,446.65 (7.55%)	82,193,950.24 (9.13%)	95,572,419.62 (10.62%)	108,140,880.16 (12.02%)	119,969,615.33 (13.33%)	131,121,286.65 (14.57%)
22 CPR
Yield	6.96	6.99	7.12	7.05	6.49	3.84	-5.09
Spread	105	106	110	90	19	-264	-1,115
WAL	8.08	8.20	8.91	9.93	11.59	19.58	30.08
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	4,878,243.75 (29.30%)	16,650,000.00 (100.00%)
Total Collat Loss (Collat Maturity)	48,164,469.92 (5.35%)	62,293,128.67 (6.92%)	75,596,059.17 (8.40%)	88,142,500.07 (9.79%)	99,994,426.63 (11.11%)	111,207,438.65 (12.36%)	121,831,528.11 (13.54%)
24 CPR
Yield	6.86	6.91	7.04	6.99	6.54	5.28	-1.93
Spread	105	107	110	94	36	-115	-832
WAL	7.42	7.68	8.28	9.11	10.35	14.10	27.85
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	679,807.78 (4.08%)	13,740,211.85 (82.52%)
Total Collat Loss (Collat Maturity)	44,262,456.30 (4.92%)	57,400,809.33 (6.38%)	69,837,498.49 (7.76%)	81,626,786.04 (9.07%)	92,817,642.34 (10.31%)	103,454,353.26 (11.49%)	113,577,049.51 (12.62%)
26 CPR
Yield	6.76	6.84	6.96	6.92	6.56	5.81	0.89
Spread	105	108	111	97	49	-45	-547
WAL	6.85	7.20	7.71	8.40	9.35	11.20	22.79
Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	9,096,073.88 (54.63%)
Total Collat Loss (Collat Maturity)	40,860,390.92 (4.54%)	53,115,309.66 (5.90%)	64,770,496.71 (7.20%)	75,868,799.95 (8.43%)	86,449,182.47 (9.61%)	96,547,140.61 (10.73%)	106,195,071.27 (11.80%)
	Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M5
		Atlantic
	Balance	$13,950,000.00	Delay	0
	Coupon	2.99	Dated	10/27/2004
	Settle	10/27/2004	First Payment	11/25/2004
	Loss Severity	50%
	Servicer Advances	100%	FWD LIBOR + 200 over 24 months
	Liquidation Lag	12
	Delinq	100%
	Optional Redemption	Call (N)
	Price = 100
	Default	3 CDR	4 CDR	5 CDR	6 CDR	7 CDR	8 CDR	9 CDR
	14 CPR
	Yield	7.61	7.56	7.66	7.07	1.79	0.36	-0.94
	Spread	117	117	120	39	-448	-585	-711
	WAL	12.93	12.34	13.18	18.07	30.08	30.08	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	71,661,617.80 (7.96%)	91,296,185.17 (10.14%)	109,227,137.76 (12.14%)	125,654,693.21 (13.96%)	140,751,158.29 (15.64%)	154,665,231.07 (17.19%)	167,525,601.07 (18.61%)
	16 CPR
	Yield	7.49	7.45	7.60	7.04	0.94	-0.54	-1.89
	Spread	117	117	121	44	-527	-670	-802
	WAL	11.57	11.10	12.30	16.02	30.08	30.08	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	64,200,362.05 (7.13%)	82,164,200.37 (9.13%)	98,724,204.98 (10.97%)	114,031,780.64 (12.67%)	128,218,633.73 (14.25%)	141,399,648.69 (15.71%)	153,675,314.29 (17.08%)
	18 CPR
	Yield	7.38	7.34	7.54	7.02	2.18	-1.49	-2.88
	Spread	117	117	122	51	-429	-761	-898
	WAL	10.44	10.05	11.45	14.31	28.11	30.08	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	10,575,522.44 (75.81%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	57,960,648.78 (6.44%)	74,474,412.97 (8.27%)	89,821,096.40 (9.98%)	104,116,294.88 (11.57%)	117,461,591.83 (13.05%)	129,946,491.16 (14.44%)	141,650,061.14 (15.74%)
	20 CPR
	Yield	7.27	7.27	7.46	7.00	3.47	-2.49	-3.92
	Spread	117	118	123	59	-306	-857	-999
	WAL	9.48	9.40	10.65	12.87	24.07	30.08	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	6,791,547.27 (48.68%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	52,680,835.36 (5.85%)	67,926,446.65 (7.55%)	82,193,950.24 (9.13%)	95,572,419.62 (10.62%)	108,140,880.16 (12.02%)	119,969,615.33 (13.33%)	131,121,286.65 (14.57%)
	22 CPR
	Yield	7.17	7.21	7.38	6.98	4.58	-3.53	-5.01
	Spread	117	119	123	67	-193	-958	-1,105
	WAL	8.69	8.85	9.90	11.66	19.48	30.08	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	3,430,630.86 (24.59%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	48,164,469.92 (5.35%)	62,293,128.67 (6.92%)	75,596,059.17 (8.40%)	88,142,500.07 (9.79%)	99,994,426.63 (11.11%)	111,207,438.65 (12.36%)	121,831,528.11 (13.54%)
	24 CPR
	Yield	7.07	7.14	7.30	6.96	5.65	-4.61	-6.13
	Spread	118	120	123	74	-83	-1,064	-1,216
	WAL	7.99	8.32	9.23	10.62	14.73	30.08	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	401,063.96 (2.88%)	13,950,000.00 (100.00%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	44,262,456.30 (4.92%)	57,400,809.33 (6.38%)	69,837,498.49 (7.76%)	81,626,786.04 (9.07%)	92,817,642.34 (10.31%)	103,454,353.26 (11.49%)	113,577,049.51 (12.62%)
	26 CPR
	Yield	6.97	7.08	7.22	6.92	6.04	-1.02	-7.30
	Spread	118	121	124	81	-29	-739	-1,331
	WAL	7.37	7.82	8.61	9.72	12.08	27.07	30.08
	Principal Writedown	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	0.00 (0.00%)	10,853,283.93 (77.80%)	13,950,000.00 (100.00%)
	Total Collat Loss (Collat Maturity)	40,860,390.92 (4.54%)	53,115,309.66 (5.90%)	64,770,496.71 (7.20%)	75,868,799.95 (8.43%)	86,449,182.47 (9.61%)	96,547,140.61 (10.73%)	106,195,071.27 (11.80%)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - A4
		AXA
Balance	$15,800,000.00	Delay	0
		Dated	10/27/2004
Settle	10/27/2004	First Payment	11/25/2004
WAL	7.97	6.45
Principal Writedown	2,699.77 (0.02%)	226.76 (0.00%)
Total Collat Loss (Collat Maturity)	171,580,713.38 (19.06%)	169,505,345.78 (18.83%)
Total Collat Liquidation (Collat Maturity)	425,961,773.87 (47.33%)	420,868,541.94 (46.76%)
Prepay	80 PricingSpeed	100 PricingSpeed
Default	21.45 CDR	25.349 CDR
Loss Severity	40%	40%
Servicer Advances	100%	100%
Liquidation Lag	12	12
Delinq	100%	100%
Optional Redemption	Call (N)	Call (N)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield					Cheyne
Settle	10/27/2004
First Payment	11/25/2004
Prepay (FRM)	100 *cheyn_fixed_pp
Prepay (ARM)	100 *cheyn_arm_pp
Default	7 *cheyn_loss
Loss Severity	100%
Servicer Advances	100%
Liquidation Lag	12
Triggers	Fail
Optional Redemption	Call (N)
	Fwd	Fwd + 100	Fwd + 200	Fwd + 300
M1
Price	100-00	100-00	100-00	100-00
Disc Margin	63.0	63.0	63.0	51.8
WAL	4.25	4.29	4.55	4.92
Loss
0%	6 months constant
10	over 12 months, evenly divided
48	over 24 months, evenly divided
16	over 12 months, evenly divided
10	over 12 months, evenly divided
6	over 12 months, evenly divided
10	over 24 months, evenly divided
0	remaining life
Prepay
FRM: ramp from 2 CPR to 17CPR in 15 months, remain at 17 CPR for life
ARM: 25CPR in Year 1, 30 CPR to month 24, spike to 60CPR for 4 months, ramp down to 40CPR over 10 months, remain at 40CPR for life

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield
		Chotin
Settle	10/27/2004
First Payment	11/25/2004
	B1	B2
WAL	15.27	15.71
Principal Writedown	3,121.73 (0.02%)	9,716.22 (0.08%)
Total Collat Loss (Collat Maturity)	82,594,125.54 (9.18%)	74,433,823.19 (8.27%)
Total Collat Liquidation (Collat Maturity)	163,792,035.21 (18.20%)	147,595,225.77 (16.40%)
Prepay	75 PricingSpeed	75 PricingSpeed
Default	5.693 CDR	5.045 CDR
Loss Severity	50%	50%
Servicer Advances	100%	100%
LIBOR	FWD + 100	FWD + 100
Liquidation Lag	12	12
Triggers	Fail	Fail
Optional Redemption	Call (N)	Call (N)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M1				Declaration
Balance	$31,500,000.00
First Payment	11/25/2004
Settle	10/27/2004
	Fwd 45 Sev	Fwd + 150 45 Sev	Fwd 55 Sev	Fwd + 150 55 Sev
Default	19.092 CDR	16.461 CDR	14.934 CDR	12.867 CDR
WAL	7.13	7.56	7.74	8.13
Principal Writedown	0.01%	0.01%	0.02%	0.01%
Total Collat Loss (Collat Maturity)	17.41%	15.62%	17.73%	15.79%
Total Collat Liquidation (Collat Maturity)	38.55%	34.59%	32.11%	28.61%
LIBOR	Forward	Forward + 150	Forward	Forward + 150
Prepay	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed
Loss Severity	45%	45%	55%	55%
Servicer Advances	100%	100%	100%	100%
Liquidation Lag	6	6	6	6
Triggers	Fail	Fail	Fail	Fail
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M6				Declaration
Balance	$13,950,000.00
First Payment	11/25/2004
Settle	10/27/2004
	Fwd 45 Sev	Fwd + 150 45 Sev	Fwd 55 Sev	Fwd + 150 55 Sev
Default	8.67 CDR	6.5415 CDR	7.039 CDR	5.3155 CDR
WAL	10.82	11.44	11.22	11.77
Principal Writedown	0.04%	0.08%	0.05%	0.01%
Total Collat Loss (Collat Maturity)	9.34%	7.33%	9.54%	7.44%
Total Collat Liquidation (Collat Maturity)	20.68%	16.22%	17.28%	13.48%
LIBOR	Forward	Forward + 150	Forward	Forward + 150
Prepay	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed
Loss Severity	45%	45%	55%	55%
Servicer Advances	100%	100%	100%	100%
Liquidation Lag	6	6	6	6
Triggers	Fail	Fail	Fail	Fail
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - B1				Declaration
Balance	$12,600,000.00
First Payment	11/25/2004
Settle	10/27/2004
	Fwd 45 Sev	Fwd + 150 45 Sev	Fwd 55 Sev	Fwd + 150 55 Sev
Default	7.515 CDR	5.4673 CDR	6.1293 CDR	4.466 CDR
WAL	11.37	12.01	11.73	12.31
Principal Writedown	0.09%	0.03%	0.04%	0.06%
Total Collat Loss (Collat Maturity)	8.26%	6.25%	8.45%	6.35%
Total Collat Liquidation (Collat Maturity)	18.29%	13.83%	15.30%	11.51%
LIBOR	Forward	Forward + 150	Forward	Forward + 150
Prepay	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed
Loss Severity	45%	45%	55%	55%
Servicer Advances	100%	100%	100%	100%
Liquidation Lag	6	6	6	6
Triggers	Fail	Fail	Fail	Fail
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - B2				Declaration
Balance	$12,150,000.00
First Payment	11/25/2004
Settle	10/27/2004
	Fwd 45 Sev	Fwd + 150 45 Sev	Fwd 55 Sev	Fwd + 150 55 Sev
Default	6.487 CDR	4.5085 CDR	5.311 CDR	3.696 CDR
WAL	11.75	12.42	12.09	12.67
Principal Writedown	0.03%	0.05%	0.07%	0.04%
Total Collat Loss (Collat Maturity)	7.27%	5.24%	7.43%	5.34%
Total Collat Liquidation (Collat Maturity)	16.09%	11.61%	13.46%	9.67%
LIBOR	Forward	Forward + 150	Forward	Forward + 150
Prepay	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed
Loss Severity	45%	45%	55%	55%
Servicer Advances	100%	100%	100%	100%
Liquidation Lag	6	6	6	6
Triggers	Fail	Fail	Fail	Fail
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - B3			HBK
Balance	$10,800,000.00	FWD LIBOR
Price	100-00
Settle	10/27/2004	First Payment	11/25/2004
Default	75 *hbk_cdr_loss_curve	100 *hbk_cdr_loss_curve	125 *hbk_cdr_loss_curve
75 PricingSpeed
Yield	8.24	8.22	8.20
Disc Margin	370.5	372.0	372.8
WAL	11.29	10.94	10.60
Principal Writedown	0.00%	0.00%	0.00%
Total Collat Loss (Collat Maturity)	3.72%	4.82%	5.86%
100 PricingSpeed
Yield	8.10	8.09	8.07
Disc Margin	382.6	384.1	384.3
WAL	8.57	8.36	8.15
Principal Writedown	0.00%	0.00%	0.00%
Total Collat Loss (Collat Maturity)	2.54%	3.31%	4.05%
125 PricingSpeed
Yield	7.97	7.96	7.95
Disc Margin	393.9	394.5	395.3
WAL	6.71	6.58	6.45
Principal Writedown	0.00%	0.00%	0.00%
Total Collat Loss (Collat Maturity)	1.77%	2.32%	2.85%

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - B3			HBK
Balance	$10,800,000.00	FWD LIBOR + 200
Price	100-00
Settle	10/27/2004	First Payment	11/25/2004
Default	75 *hbk_cdr_loss_curve	100 *hbk_cdr_loss_curve	125 *hbk_cdr_loss_curve
75 PricingSpeed
Yield	9.63	9.66	6.81
Disc Margin	312.7	309.3	17.2
WAL	11.33	11.66	24.79
Principal Writedown	0.00%	0.00%	54.90%
Total Collat Loss (Collat Maturity)	3.73%	4.83%	5.87%
100 PricingSpeed
Yield	9.55	9.61	6.24
Disc Margin	325.4	317.7	-26.9
WAL	8.75	10.01	20.82
Principal Writedown	0.00%	0.00%	42.82%
Total Collat Loss (Collat Maturity)	2.54%	3.31%	4.05%
125 PricingSpeed
Yield	9.48	9.54	6.96
Disc Margin	332.8	326.9	60.0
WAL	7.48	8.41	14.89
Principal Writedown	0.00%	0.00%	22.03%
Total Collat Loss (Collat Maturity)	1.77%	2.32%	2.85%

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - B3			HBK
Balance	$10,800,000.00	FWD LIBOR + 200 over 12 Months
Price	100-00
Settle	10/27/2004	First Payment	11/25/2004
Default	75 *hbk_cdr_loss_curve	100 *hbk_cdr_loss_curve	125 *hbk_cdr_loss_curve
75 PricingSpeed
Yield	9.49	9.50	9.00
Disc Margin	312.6	312.5	236.5
WAL	11.33	11.04	17.36
Principal Writedown	0.00%	0.00%	7.80%
Total Collat Loss (Collat Maturity)	3.73%	4.83%	5.87%
100 PricingSpeed
Yield	9.38	9.43	8.67
Disc Margin	326.9	321.9	223.1
WAL	8.58	9.34	14.02
Principal Writedown	0.00%	0.00%	7.51%
Total Collat Loss (Collat Maturity)	2.54%	3.31%	4.05%
125 PricingSpeed
Yield	9.27	9.33	9.37
Disc Margin	335.0	330.9	313.7
WAL	7.13	7.78	9.36
Principal Writedown	0.00%	0.00%	0.00%
Total Collat Loss (Collat Maturity)	1.77%	2.32%	2.85%

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M4
	KBC
Balance	$16,650,000.00	Delay	0
		Dated	10/27/2004
Settle	10/27/2004	First Payment	11/25/2004
WAL	9.38	10.70	10.26	11.31
Principal Writedown	2,500.39 (0.02%)	9,451.79 (0.06%)	3,831.18 (0.02%)	2,385.90 (0.01%)
Total Collat Loss (Collat Maturity)	109,414,348.35 (12.16%)	113,882,535.32 (12.65%)	83,718,543.57 (9.30%)	85,910,064.48 (9.55%)
Total Collat Liquidation (Collat Maturity)	271,465,625.53 (30.16%)	161,393,732.15 (17.93%)	207,749,906.14 (23.08%)	121,787,858.19 (13.53%)
Prepay	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed
Default	13.842 CDR	7.38 CDR	9.921 CDR	5.361 CDR
Loss Severity	40%	70%	40%	70%
LIBOR	FWD	FWD	FWD +200	FWD +200
Servicer Advances	100%	100%	100%	100%
Liquidation Lag	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - B3
	KBC
Balance	$10,800,000.00	Delay	0
		Dated	10/27/2004
Settle	10/27/2004	First Payment	11/25/2004
WAL	12.06	12.91	13.10	13.65
Principal Writedown	8,052.69 (0.07%)	21,091.81 (0.20%)	713.79 (0.01%)	33,047.23 (0.31%)
Total Collat Loss (Collat Maturity)	59,710,663.00 (6.63%)	62,684,758.76 (6.96%)	33,662,750.53 (3.74%)	34,902,491.74 (3.88%)
Total Collat Liquidation (Collat Maturity)	148,075,871.65 (16.45%)	88,808,821.51 (9.87%)	83,496,566.83 (9.28%)	49,464,201.41 (5.50%)
Prepay	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed	100 PricingSpeed
Default	6.687 CDR	3.8 CDR	3.551 CDR	2.042 CDR
Loss Severity	40%	70%	40%	70%
LIBOR	FWD	FWD	FWD +200	FWD +200
Servicer Advances	100%	100%	100%	100%
Liquidation Lag	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield			MKP
Settle	10/27/2004
First Payment	11/25/2004
LIBOR	Fwd
Prepay (FRM)	100 *MKCAP_FRM_PREPAY
Prepay (ARM)	100 *MKCAP_ARM_PREPAY
Loss Severity	45%
Servicer Advances	100%
Liquidation Lag	12
Triggers	Fail
	Call (N)	Call (Y)
B1
	142.556 *MKCAP_CDR_VECTOR	169.955 *MKCAP_CDR_VECTOR
WAL	12.45	5.58
Principal Writedown	0.01%	0.01%
Total Collat Loss (Collat Maturity)	9.70%	11.16%
Total Collat Liquidation (Collat Maturity)	21.38%	24.58%
B2
	120.374 *MKCAP_CDR_VECTOR	142.662 *MKCAP_CDR_VECTOR
WAL	13.03	5.74
Principal Writedown	0.01%	0.01%
Total Collat Loss (Collat Maturity)	8.44%	9.71%
Total Collat Liquidation (Collat Maturity)	18.60%	21.39%
B3
	102.882 *MKCAP_CDR_VECTOR	118.32 *MKCAP_CDR_VECTOR
WAL	13.73	5.91
Principal Writedown	0.01%	0.01%
Total Collat Loss (Collat Maturity)	7.40%	8.32%
Total Collat Liquidation (Collat Maturity)	16.29%	18.33%
		Fwd

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield			MKP
Settle	10/27/2004
First Payment	11/25/2004
LIBOR	Fwd + 200
Prepay (FRM)	100 *MKCAP_FRM_PREPAY
Prepay (ARM)	100 *MKCAP_ARM_PREPAY
Loss Severity	45%
Servicer Advances	100%
Liquidation Lag	12
Triggers	Fail
	Call (N)	Call (Y)
B1
	94.167 *MKCAP_CDR_VECTOR	108.44 *MKCAP_CDR_VECTOR
WAL	13.56	5.99
Principal Writedown	0.01%	0.01%
Total Collat Loss (Collat Maturity)	6.86%	7.74%
Total Collat Liquidation (Collat Maturity)	15.12%	17.06%
B2
	78.224 *MKCAP_CDR_VECTOR	88.842 *MKCAP_CDR_VECTOR
WAL	14.05	6.16
Principal Writedown	0.01%	0.01%
Total Collat Loss (Collat Maturity)	5.83%	6.52%
Total Collat Liquidation (Collat Maturity)	12.85%	14.37%
B3
	66.431 *MKCAP_CDR_VECTOR	72.699 *MKCAP_CDR_VECTOR
WAL	14.66	6.33
Principal Writedown	0.02%	0.01%
Total Collat Loss (Collat Maturity)	5.04%	5.46%
Total Collat Liquidation (Collat Maturity)	11.11%	12.04%

EX-99

FFTW
Saxon Mortgage Loan Trust 2004-3
NetWAC Schedule
Enable Call:	No
(1) Assumes all indices spiked to 20%
-  The Effective Net WAC Rate is calculated as the Net WAC Rate plus the percentage calculated as cashflow from the Yield Maintenance Agreement expressed on a Actual/360 annual rate assuming the bond balances as the denominator.
			(1)	Prepayment Speed Assumptions:
			Effective
Period	1 Mo LIBOR	6 Mo LIBOR	NetWac Rate	Period	FRM (CPR)	ARM (CPR)
-	-	-	-
1	1.84000	2.18300	5.00	1	1.69	3.92
2	20.00000	20.00000	10.00	2	3.38	7.17
3	20.00000	20.00000	9.99	3	5.08	10.42
4	20.00000	20.00000	9.99	4	6.77	13.67
5	20.00000	20.00000	10.00	5	8.46	16.92
6	20.00000	20.00000	10.00	6	10.15	19.85
7	20.00000	20.00000	10.00	7	11.04	21.57
8	20.00000	20.00000	10.00	8	11.93	23.28
9	20.00000	20.00000	10.00	9	12.81	24.99
10	20.00000	20.00000	10.00	10	13.69	26.70
11	20.00000	20.00000	10.00	11	14.57	28.41
12	20.00000	20.00000	10.00	12	15.46	30.55
13	20.00000	20.00000	10.00	13	15.79	30.78
14	20.00000	20.00000	10.00	14	15.85	30.89
15	20.00000	20.00000	10.00	15	15.90	31.01
16	20.00000	20.00000	10.00	16	15.95	31.12
17	20.00000	20.00000	10.01	17	16.00	31.24
18	20.00000	20.00000	10.01	18	16.04	31.36
19	20.00000	20.00000	10.01	19	16.10	31.42
20	20.00000	20.00000	10.01	20	16.16	31.48
21	20.00000	20.00000	10.02	21	16.11	31.34
22	20.00000	20.00000	9.95	22	16.06	31.21
23	20.00000	20.00000	9.92	23	16.02	31.07
24	20.00000	20.00000	9.94	24	15.97	37.12
25	20.00000	20.00000	9.90	25	23.52	58.57
26	20.00000	20.00000	9.91	26	23.31	55.48
27	20.00000	20.00000	9.91	27	22.60	52.02
28	20.00000	20.00000	9.93	28	21.90	48.56
29	20.00000	20.00000	9.97	29	21.19	45.10
30	20.00000	20.00000	9.95	30	20.49	42.73
31	20.00000	20.00000	9.96	31	20.14	41.41
32	20.00000	20.00000	9.96	32	19.79	40.09
33	20.00000	20.00000	9.97	33	19.44	38.77
34	20.00000	20.00000	9.96	34	19.08	37.45
35	20.00000	20.00000	9.94	35	18.73	36.14
36	20.00000	20.00000	9.93	36	18.38	41.30
37	20.00000	20.00000	9.93	37	23.40	47.75
38	20.00000	20.00000	10.00	38	23.36	45.45
39	20.00000	20.00000	9.92	39	22.99	43.16
40	20.00000	20.00000	9.92	40	22.62	40.86
41	20.00000	20.00000	10.00	41	22.24	39.38
42	20.00000	20.00000	10.00	42	21.87	38.74
43	20.00000	20.00000	10.00	43	21.74	38.11
44	20.00000	20.00000	10.00	44	21.61	37.47
45	20.00000	20.00000	10.00	45	21.48	36.84
46	20.00000	20.00000	10.00	46	21.34	36.20
47	20.00000	20.00000	10.00	47	21.21	35.57
48	20.00000	20.00000	10.00	48	21.08	34.97
49	20.00000	20.00000	10.00	49	20.75	34.49
50	20.00000	20.00000	10.00	50	20.70	34.01
51	20.00000	20.00000	10.00	51	20.65	33.54
52	20.00000	20.00000	10.00	52	20.60	33.06
53	20.00000	20.00000	10.00	53	20.55	32.58
54	20.00000	20.00000	10.00	54	20.50	32.11
55	20.00000	20.00000	10.00	55	20.45	31.63
56	20.00000	20.00000	10.00	56	20.40	31.15
57	20.00000	20.00000	10.00	57	20.35	30.68
58	20.00000	20.00000	10.00	58	20.30	30.20
59	20.00000	20.00000	10.00	59	20.25	29.72
60	20.00000	20.00000	10.00	60	20.20	29.41
61	20.00000	20.00000	10.00	61	20.25	29.55
62	20.00000	20.00000	10.00	62	20.20	29.53
63	20.00000	20.00000	10.00	63	20.15	29.51
64	20.00000	20.00000	10.00	64	20.11	29.49
65	20.00000	20.00000	10.00	65	20.06	29.48
66	20.00000	20.00000	10.00	66	20.01	29.48
67	20.00000	20.00000	10.00	67	19.96	29.48
68	20.00000	20.00000	10.00	68	19.91	29.47
69	20.00000	20.00000	10.00	69	19.86	29.47
70	20.00000	20.00000	10.00	70	19.81	29.47
71	20.00000	20.00000	10.00	71	19.76	29.47
72	20.00000	20.00000	10.00	72	19.71	29.46
73	20.00000	20.00000	10.00	Thereafter	19.71	29.46
74	20.00000	20.00000	10.00
75	20.00000	20.00000	10.00
76	20.00000	20.00000	10.00
77	20.00000	20.00000	10.00
78	20.00000	20.00000	10.00
79	20.00000	20.00000	10.00
80	20.00000	20.00000	10.00
81	20.00000	20.00000	10.00
82	20.00000	20.00000	10.00
83	20.00000	20.00000	10.00
84	20.00000	20.00000	10.00
85	20.00000	20.00000	10.00
86	20.00000	20.00000	10.00
87	20.00000	20.00000	10.00
88	20.00000	20.00000	10.00
89	20.00000	20.00000	10.00
90	20.00000	20.00000	10.00
91	20.00000	20.00000	10.00
92	20.00000	20.00000	10.00
93	20.00000	20.00000	10.00
94	20.00000	20.00000	10.00
95	20.00000	20.00000	10.00
96	20.00000	20.00000	10.00
97	20.00000	20.00000	10.00
98	20.00000	20.00000	10.00
99	20.00000	20.00000	10.00
100	20.00000	20.00000	10.00
101	20.00000	20.00000	10.00
102	20.00000	20.00000	10.00
103	20.00000	20.00000	10.00
104	20.00000	20.00000	10.00
105	20.00000	20.00000	10.00
106	20.00000	20.00000	10.00
107	20.00000	20.00000	10.00
108	20.00000	20.00000	10.00
109	20.00000	20.00000	10.00
110	20.00000	20.00000	10.00
111	20.00000	20.00000	10.00
112	20.00000	20.00000	10.00
113	20.00000	20.00000	10.00
114	20.00000	20.00000	10.00
115	20.00000	20.00000	10.00
116	20.00000	20.00000	10.00
117	20.00000	20.00000	10.00
118	20.00000	20.00000	10.00
119	20.00000	20.00000	10.00
120	20.00000	20.00000	10.00
121	20.00000	20.00000	10.00
122	20.00000	20.00000	10.00
123	20.00000	20.00000	10.00
124	20.00000	20.00000	10.00
125	20.00000	20.00000	10.00
126	20.00000	20.00000	10.00
127	20.00000	20.00000	10.00
128	20.00000	20.00000	10.00
129	20.00000	20.00000	10.00
130	20.00000	20.00000	10.00
131	20.00000	20.00000	10.00
132	20.00000	20.00000	10.00
133	20.00000	20.00000	10.00
134	20.00000	20.00000	10.00
135	20.00000	20.00000	10.00
136	20.00000	20.00000	10.00
137	20.00000	20.00000	10.00
138	20.00000	20.00000	10.00
139	20.00000	20.00000	10.00
140	20.00000	20.00000	10.00
141	20.00000	20.00000	10.00
142	20.00000	20.00000	10.00
143	20.00000	20.00000	10.00
144	20.00000	20.00000	10.00
145	20.00000	20.00000	10.00
146	20.00000	20.00000	10.00
147	20.00000	20.00000	10.00
148	20.00000	20.00000	10.00
149	20.00000	20.00000	10.00
150	20.00000	20.00000	10.00
151	20.00000	20.00000	10.00
152	20.00000	20.00000	10.00
153	20.00000	20.00000	10.00
154	20.00000	20.00000	10.00
155	20.00000	20.00000	10.00
156	20.00000	20.00000	10.00
157	20.00000	20.00000	10.00
158	20.00000	20.00000	10.00
159	20.00000	20.00000	10.00
160	20.00000	20.00000	10.00
161	20.00000	20.00000	10.00
162	20.00000	20.00000	10.00
163	20.00000	20.00000	10.00
164	20.00000	20.00000	10.00
165	20.00000	20.00000	10.00
166	20.00000	20.00000	10.00
167	20.00000	20.00000	10.00
168	20.00000	20.00000	10.00
169	20.00000	20.00000	10.00
170	20.00000	20.00000	10.00
171	20.00000	20.00000	10.00
172	20.00000	20.00000	10.00
173	20.00000	20.00000	10.00
174	20.00000	20.00000	10.00
175	20.00000	20.00000	10.00
176	20.00000	20.00000	10.00
177	20.00000	20.00000	10.00
178	20.00000	20.00000	10.00
179	20.00000	20.00000	10.00
180	20.00000	20.00000	10.00
181	20.00000	20.00000	10.00
182	20.00000	20.00000	10.00
183	20.00000	20.00000	10.00
184	20.00000	20.00000	10.00
185	20.00000	20.00000	10.00
186	20.00000	20.00000	10.00
187	20.00000	20.00000	10.00
188	20.00000	20.00000	10.00
189	20.00000	20.00000	10.00
190	20.00000	20.00000	10.00
191	20.00000	20.00000	10.00
192	20.00000	20.00000	10.00
193	20.00000	20.00000	10.00
194	20.00000	20.00000	10.00
195	20.00000	20.00000	10.00
196	20.00000	20.00000	10.00
197	20.00000	20.00000	10.00
198	20.00000	20.00000	10.00
199	20.00000	20.00000	10.00
200	20.00000	20.00000	10.00
201	20.00000	20.00000	10.00
202	20.00000	20.00000	10.00
203	20.00000	20.00000	10.00
204	20.00000	20.00000	10.00
205	20.00000	20.00000	10.00
206	20.00000	20.00000	10.00
207	20.00000	20.00000	10.00
208	20.00000	20.00000	10.00
209	20.00000	20.00000	10.00
210	20.00000	20.00000	10.00
211	20.00000	20.00000	10.00
212	20.00000	20.00000	10.00
213	20.00000	20.00000	10.00
214	20.00000	20.00000	10.00
215	20.00000	20.00000	10.00
216	20.00000	20.00000	10.00
217	20.00000	20.00000	10.00
218	20.00000	20.00000	10.00
219	20.00000	20.00000	10.00
220	20.00000	20.00000	10.00
221	20.00000	20.00000	10.00
222	20.00000	20.00000	10.00
223	20.00000	20.00000	10.00
224	20.00000	20.00000	10.00
225	20.00000	20.00000	10.00
226	20.00000	20.00000	10.00
227	20.00000	20.00000	10.00
228	20.00000	20.00000	10.00
229	20.00000	20.00000	10.00
230	20.00000	20.00000	10.00
231	20.00000	20.00000	10.00
232	20.00000	20.00000	10.00
233	20.00000	20.00000	10.00
234	20.00000	20.00000	10.00
235	20.00000	20.00000	10.00
236	20.00000	20.00000	10.00
237	20.00000	20.00000	10.00
238	20.00000	20.00000	10.00
239	20.00000	20.00000	10.00
240	20.00000	20.00000	10.00
241	20.00000	20.00000	10.00
242	20.00000	20.00000	10.00
243	20.00000	20.00000	10.00
244	20.00000	20.00000	10.00
245	20.00000	20.00000	10.00
246	20.00000	20.00000	10.00
247	20.00000	20.00000	10.00
248	20.00000	20.00000	10.00
249	20.00000	20.00000	10.00
250	20.00000	20.00000	10.00
251	20.00000	20.00000	10.00
252	20.00000	20.00000	10.00
253	20.00000	20.00000	10.00
254	20.00000	20.00000	10.00
255	20.00000	20.00000	10.00
256	20.00000	20.00000	10.00
257	20.00000	20.00000	10.00
258	20.00000	20.00000	10.00
259	20.00000	20.00000	10.00
260	20.00000	20.00000	10.00
261	20.00000	20.00000	10.00
262	20.00000	20.00000	10.00
263	20.00000	20.00000	10.00
264	20.00000	20.00000	10.00
265	20.00000	20.00000	10.00
266	20.00000	20.00000	10.00
267	20.00000	20.00000	10.00
268	20.00000	20.00000	10.00
269	20.00000	20.00000	10.00
270	20.00000	20.00000	10.00
271	20.00000	20.00000	10.00
272	20.00000	20.00000	10.00
273	20.00000	20.00000	10.00
274	20.00000	20.00000	10.00
275	20.00000	20.00000	10.00
276	20.00000	20.00000	10.00
277	20.00000	20.00000	10.00
278	20.00000	20.00000	10.00
279	20.00000	20.00000	10.00
280	20.00000	20.00000	10.00
281	20.00000	20.00000	10.00
282	20.00000	20.00000	10.00
283	20.00000	20.00000	10.00
284	20.00000	20.00000	10.00
285	20.00000	20.00000	10.00
286	20.00000	20.00000	10.00
287	20.00000	20.00000	10.00
288	20.00000	20.00000	10.00
289	20.00000	20.00000	10.00
290	20.00000	20.00000	10.00
291	20.00000	20.00000	10.00
292	20.00000	20.00000	10.00
293	20.00000	20.00000	10.00
294	20.00000	20.00000	10.00
295	20.00000	20.00000	10.00
296	20.00000	20.00000	10.00
297	20.00000	20.00000	10.00
298	20.00000	20.00000	10.00
299	20.00000	20.00000	10.00
300	20.00000	20.00000	10.00
301	20.00000	20.00000	10.00
302	20.00000	20.00000	10.00
303	20.00000	20.00000	10.00
304	20.00000	20.00000	10.00
305	20.00000	20.00000	10.00
306	20.00000	20.00000	10.00
307	20.00000	20.00000	10.00
308	20.00000	20.00000	10.00
309	20.00000	20.00000	10.00
310	20.00000	20.00000	10.00
311	20.00000	20.00000	10.00
312	20.00000	20.00000	10.00
313	20.00000	20.00000	10.00
314	20.00000	20.00000	10.00
315	20.00000	20.00000	10.00
316	20.00000	20.00000	10.00
317	20.00000	20.00000	10.00
318	20.00000	20.00000	10.00
319	20.00000	20.00000	10.00
320	20.00000	20.00000	10.00
321	20.00000	20.00000	10.00
322	20.00000	20.00000	10.00
323	20.00000	20.00000	10.00
324	20.00000	20.00000	10.00
325	20.00000	20.00000	10.00
326	20.00000	20.00000	10.00
327	20.00000	20.00000	10.00
328	20.00000	20.00000	10.00
329	20.00000	20.00000	10.00
330	20.00000	20.00000	10.00
331	20.00000	20.00000	10.00
332	20.00000	20.00000	10.00
333	20.00000	20.00000	10.00
334	20.00000	20.00000	10.00
335	20.00000	20.00000	10.00
336	20.00000	20.00000	10.00
337	20.00000	20.00000	10.00
338	20.00000	20.00000	10.00
339	20.00000	20.00000	10.00
340	20.00000	20.00000	10.00
341	20.00000	20.00000	10.00
342	20.00000	20.00000	10.00
343	20.00000	20.00000	10.00
344	20.00000	20.00000	10.00
345	20.00000	20.00000	10.00
346	20.00000	20.00000	10.00
347	20.00000	20.00000	10.00
348	20.00000	20.00000	10.00
349	20.00000	20.00000	10.00
350	20.00000	20.00000	10.00
351	20.00000	20.00000	10.00
352	20.00000	20.00000	10.00
353	20.00000	20.00000	10.00
354	20.00000	20.00000	10.00
355	20.00000	20.00000	10.00
356	20.00000	20.00000	10.00
357	20.00000	20.00000	10.00
358	20.00000	20.00000	10.00
359	20.00000	20.00000	10.00
360	20.00000	20.00000	10.00
361	20.00000	20.00000	10.00
362	20.00000	20.00000	0.00
363	20.00000	20.00000	0.00

FFTW
Saxon Mortgage Loan Trust 2004-3
Excess Spread Schedule
Fwrd  LIBOR + 100 starting in month7
			NetWac	Excess	Call	Bond Balance
Period	1 Mo LIBOR	6 Mo LIBOR	Cap	Spread	Eligible	Outstanding
-	-	-	-	-	-	-
1	1.84000	2.18300	5.00	2.70409	No	Yes
2	1.95700	2.29800	6.67	4.38184	No	Yes
3	2.21100	2.40800	6.45	4.06700	No	Yes
4	2.25800	2.48800	6.45	4.04439	No	Yes
5	2.33800	2.57200	7.13	4.25798	No	Yes
6	2.43600	2.65500	6.44	3.89077	No	Yes
7	3.52400	3.73400	6.65	2.91714	No	Yes
8	3.60700	3.81000	6.44	2.72287	No	Yes
9	3.68600	3.88500	6.67	2.79453	No	Yes
10	3.75700	3.96200	6.47	2.61139	No	Yes
11	3.83000	4.04200	6.38	2.44929	No	Yes
12	3.90700	4.12400	6.61	2.52618	No	Yes
13	3.97600	4.20500	6.41	2.31950	No	Yes
14	4.05300	4.28900	6.63	2.38435	No	Yes
15	4.14100	4.36900	6.43	2.14875	No	Yes
16	4.23100	4.43800	6.44	2.05719	No	Yes
17	4.31300	4.49900	7.14	2.43460	No	Yes
18	4.38800	4.55200	6.47	1.90721	No	Yes
19	4.47300	4.59200	6.69	1.97565	No	Yes
20	4.52600	4.62200	6.49	1.76341	No	Yes
21	4.54600	4.65200	6.71	1.89957	No	Yes
22	4.59400	4.68900	6.51	1.74522	No	Yes
23	4.62400	4.72600	7.40	2.50516	No	Yes
24	4.62700	4.76700	8.40	3.29304	No	Yes
25	4.64800	4.81600	8.14	3.09146	No	Yes
26	4.70600	4.87000	8.79	3.49981	No	Yes
27	4.76200	4.92100	8.52	3.25015	No	Yes
28	4.81600	4.96900	8.54	3.17764	No	Yes
29	4.86700	5.01400	9.70	3.83023	No	Yes
30	4.91600	5.05700	8.86	3.32083	No	Yes
31	4.96300	5.09600	8.91	3.18923	No	Yes
32	5.00700	5.13200	8.73	3.04428	No	Yes
33	5.04700	5.16600	9.04	3.17549	No	Yes
34	5.08400	5.19700	8.76	2.96087	No	Yes
35	5.11800	5.22600	9.27	3.29903	No	Yes
36	5.14800	5.25500	9.73	3.53527	No	Yes
37	5.17600	5.28300	9.44	3.31296	No	Yes
38	5.20300	5.31200	9.65	3.47043	No	Yes
39	5.23100	5.34100	9.33	3.29035	No	Yes
40	5.25900	5.37000	9.32	3.27771	No	Yes
41	5.28700	5.40000	10.00	3.83218	No	Yes
42	5.31500	5.43100	9.55	3.47889	No	Yes
43	5.34400	5.46300	9.86	3.63886	No	Yes
44	5.37400	5.49500	9.60	3.48339	No	Yes
45	5.40400	5.52800	9.91	3.64341	No	Yes
46	5.43600	5.56000	9.58	3.41475	No	Yes
47	5.46800	5.59200	9.69	3.49200	No	Yes
48	5.50300	5.62200	10.00	3.69115	No	Yes
49	5.53600	5.64900	9.56	3.30819	No	Yes
50	5.56600	5.67500	9.91	3.51436	No	Yes
51	5.59400	5.69900	9.58	3.27930	No	Yes
52	5.62000	5.72100	9.58	3.24460	No	Yes
53	5.64500	5.74100	10.00	3.86916	No	Yes
54	5.66700	5.75800	9.64	3.25727	No	Yes
55	5.68800	5.77400	9.95	3.42907	No	Yes
56	5.70600	5.78900	9.64	3.21492	No	Yes
57	5.72200	5.80700	9.95	3.39268	No	Yes
58	5.73600	5.82900	9.62	3.16841	No	Yes
59	5.74800	5.85300	9.66	3.19205	No	Yes
60	5.75700	5.88100	9.99	3.39844	No	Yes
61	5.77900	5.91200	9.66	3.16477	No	Yes
62	5.81300	5.94500	10.00	3.34979	No	Yes
63	5.84700	5.97600	9.67	3.10253	No	Yes
64	5.87900	6.00700	9.66	3.06340	No	Yes
65	5.91100	6.03600	10.00	3.71919	No	Yes
66	5.94200	6.06400	9.74	3.07947	No	Yes
67	5.97100	6.09100	10.00	3.25292	No	Yes
68	5.99900	6.11600	9.75	3.02886	No	Yes
69	6.02600	6.14000	10.00	3.20602	No	Yes
70	6.05100	6.16200	9.74	2.96011	No	Yes
71	6.07600	6.18300	9.78	2.98053	No	Yes
72	6.09800	6.20200	10.00	3.18381	No	Yes
73	6.11900	6.22000	9.79	2.93846	No	Yes
74	6.13900	6.23500	10.00	3.14137	No	Yes
75	6.15700	6.24900	9.78	2.89758	No	Yes
76	6.17300	6.26100	9.79	2.88212	No	Yes
77	6.18800	6.27100	10.00	3.17422	Yes	Yes
78	6.20100	6.27900	9.84	2.48565	Yes	Yes
79	6.21200	6.28500	10.00	2.70547	Yes	Yes
80	6.22100	6.29100	9.86	2.47910	Yes	Yes
81	6.22800	6.29700	10.00	2.70387	Yes	Yes
82	6.23300	6.30500	9.87	2.47447	Yes	Yes
83	6.23500	6.31400	9.89	2.49142	Yes	Yes
84	6.23600	6.32500	10.00	2.72896	Yes	Yes
85	6.24300	6.33900	9.91	2.49838	Yes	Yes
86	6.25800	6.35300	10.00	2.72536	Yes	Yes
87	6.27200	6.36800	9.94	2.48860	Yes	Yes
88	6.28700	6.38300	9.94	2.48017	Yes	Yes
89	6.30100	6.39700	10.00	2.96083	Yes	Yes
90	6.31500	6.41200	10.00	2.51053	Yes	Yes
91	6.33000	6.42700	10.00	2.73508	Yes	Yes
92	6.34400	6.44200	10.00	2.51369	Yes	Yes
93	6.35800	6.45600	10.00	2.73898	Yes	Yes
94	6.37300	6.47100	10.00	2.50730	Yes	Yes
95	6.38700	6.48600	10.00	2.53549	Yes	Yes
96	6.40200	6.50100	10.00	2.77190	Yes	Yes
97	6.41600	6.51600	10.00	2.54320	Yes	Yes
98	6.43100	6.53100	10.00	2.77992	Yes	Yes
99	6.44500	6.54700	10.00	2.55312	Yes	Yes
100	6.46000	6.56200	10.00	2.55346	Yes	Yes
101	6.47500	6.57800	10.00	3.26332	Yes	Yes
102	6.49000	6.59400	10.00	2.59747	Yes	Yes
103	6.50500	6.61000	10.00	2.82482	Yes	Yes
104	6.52100	6.62600	10.00	2.61187	Yes	Yes
105	6.53600	6.64200	10.00	2.83953	Yes	Yes
106	6.55200	6.65900	10.00	2.61785	Yes	Yes
107	6.56800	6.67600	10.00	2.65320	Yes	Yes
108	6.58400	6.69300	10.00	2.89486	Yes	Yes
109	6.60100	6.71100	10.00	2.67633	Yes	Yes
110	6.61700	6.72900	10.00	2.91655	Yes	Yes
111	6.63400	6.74700	10.00	2.70029	Yes	Yes
112	6.65100	6.76500	10.00	2.75554	Yes	Yes
113	6.66900	6.78400	10.00	3.45538	Yes	Yes
114	6.68700	6.80300	10.00	2.81477	Yes	Yes
115	6.70500	6.82300	10.00	3.04048	Yes	Yes
116	6.72400	6.84200	10.00	2.84200	Yes	Yes
117	6.74300	6.85800	10.00	3.06779	Yes	Yes
118	6.76200	6.87300	10.00	2.85987	Yes	Yes
119	6.78100	6.88500	10.00	2.90242	Yes	Yes
120	6.80200	6.89500	10.00	3.13746	Yes	Yes
121	6.81500	6.90200	10.00	2.93812	Yes	Yes
122	6.82100	6.90800	10.00	3.18245	Yes	Yes
123	6.82700	6.91400	10.00	2.99327	Yes	Yes
124	6.83300	6.91900	10.00	3.01888	Yes	Yes
125	6.83900	6.92500	10.00	3.68798	Yes	Yes
126	6.84400	6.93000	10.00	3.09028	Yes	Yes
127	6.85000	6.93500	10.00	3.32631	Yes	Yes
128	6.85500	6.94000	10.00	3.15256	Yes	Yes
129	6.86000	6.94400	10.00	3.38880	Yes	Yes
130	6.86400	6.94900	10.00	3.21766	Yes	Yes
131	6.86900	6.95300	10.00	3.26019	Yes	Yes
132	6.87400	6.95700	10.00	3.49879	Yes	Yes
133	6.87800	6.96100	10.00	3.33596	Yes	Yes
134	6.88200	6.96500	10.00	3.57318	Yes	Yes
135	6.88600	6.96900	10.00	3.41338	Yes	Yes
136	6.89000	6.97300	10.00	3.45230	Yes	Yes
137	6.89400	6.97600	10.00	3.88424	Yes	Yes
138	6.89700	6.98000	10.00	3.54434	Yes	Yes
139	6.90100	6.98300	10.00	3.77657	Yes	Yes
140	6.90400	6.98700	10.00	3.63511	Yes	Yes
141	6.90700	6.99400	10.00	3.86710	Yes	Yes
142	6.91000	7.00300	10.00	3.73027	Yes	Yes
143	6.91300	7.01500	10.00	3.79156	Yes	Yes
144	6.91600	7.02800	10.00	4.02747	Yes	Yes
145	6.92700	7.04400	10.00	3.89589	Yes	Yes
146	6.94400	7.06000	10.00	4.12443	Yes	Yes
147	6.96100	7.07500	10.00	3.99646	Yes	Yes
148	6.97700	7.08900	10.00	4.04670	Yes	Yes
149	6.99200	7.10300	10.00	4.63323	Yes	Yes
150	7.00700	7.11600	10.00	4.18760	Yes	Yes
151	7.02000	7.12800	10.00	4.41142	Yes	Yes
152	7.03300	7.13900	10.00	4.31474	Yes	Yes
153	7.04500	7.14900	10.00	4.53928	Yes	Yes
154	7.05700	7.15800	10.00	4.44519	Yes	Yes
155	7.06700	7.16700	10.00	4.53190	Yes	Yes
156	7.07700	7.17400	10.00	4.76123	Yes	Yes
157	7.08500	7.18000	10.00	4.68384	Yes	Yes
158	7.09300	7.18600	10.00	4.90771	Yes	Yes
159	7.10000	7.19000	10.00	4.83587	Yes	Yes
160	7.10500	7.19300	10.00	4.91521	Yes	Yes
161	7.11000	7.19600	10.00	5.41948	Yes	Yes
162	7.11400	7.19700	10.00	5.09044	Yes	Yes
163	7.11700	7.19700	10.00	5.31122	Yes	Yes
164	7.11800	7.19600	10.00	5.27195	Yes	Yes
165	7.11900	7.19400	10.00	5.49272	Yes	Yes
166	7.11800	7.19000	10.00	5.46623	Yes	Yes
167	7.11700	7.18600	10.00	5.56624	Yes	Yes
168	7.11400	7.18000	10.00	5.78567	Yes	Yes
169	7.11000	7.17300	10.00	5.78066	Yes	Yes
170	7.10500	7.16500	10.00	5.99822	Yes	Yes
171	7.09900	7.15500	10.00	6.00825	Yes	Yes
172	7.09200	7.14400	10.00	6.12856	Yes	Yes
173	7.08300	7.13200	10.00	6.52280	Yes	Yes
174	7.07300	7.11900	10.00	6.36420	Yes	Yes
175	7.06200	7.10400	10.00	6.58107	Yes	Yes
176	7.05000	7.09000	10.00	6.62537	Yes	Yes
177	7.03600	7.08100	10.00	6.84055	Yes	Yes
178	7.02100	7.07600	10.00	6.90851	Yes	Yes
179	7.00400	7.07500	10.00	7.04217	Yes	Yes
180	6.98700	7.07900	10.00	7.25021	Yes	Yes
181	6.98300	7.08800	10.00	7.33849	Yes	Yes
182	6.99500	7.09900	10.00	7.54433	Yes	Yes
183	7.00600	7.10900	10.00	7.64825	Yes	Yes
184	7.01700	7.11900	10.00	7.80685	Yes	Yes
185	7.02800	7.12900	10.00	8.04971	Yes	Yes
186	7.03800	7.13800	10.00	8.15721	Yes	Yes
187	7.04700	7.14700	10.00	8.35302	Yes	Yes
188	7.05600	7.15500	10.00	8.51622	Yes	Yes
189	7.06500	7.16200	10.00	8.71071	Yes	Yes
190	7.07300	7.17000	10.00	8.89348	Yes	Yes
191	7.08100	7.17600	10.00	8.96286	Yes	No
192	7.08800	7.18200	10.00	8.95441	Yes	No
193	7.09500	7.18800	10.00	8.94311	Yes	No
194	7.10100	7.19300	10.00	8.93445	Yes	No
195	7.10700	7.19700	10.00	8.92322	Yes	No
196	7.11200	7.20100	10.00	8.91207	Yes	No
197	7.11600	7.20500	10.00	8.90618	Yes	No
198	7.12100	7.20700	10.00	8.89656	Yes	No
199	7.12400	7.21000	10.00	8.88539	Yes	No
200	7.12700	7.21100	10.00	8.87540	Yes	No
201	7.13000	7.21200	10.00	8.86430	Yes	No
202	7.13100	7.21300	10.00	8.85324	Yes	No
203	7.13300	7.21200	10.00	8.84341	Yes	No
204	7.13300	7.21100	10.00	8.83263	Yes	No
205	7.13300	7.21000	10.00	8.82165	Yes	No
206	7.13300	7.20800	10.00	8.81051	Yes	No
207	7.13200	7.20500	10.00	8.79958	Yes	No
208	7.13000	7.20100	10.00	8.78867	Yes	No
209	7.12700	7.19700	10.00	8.77529	Yes	No
210	7.12400	7.19200	10.00	8.76337	Yes	No
211	7.12100	7.18700	10.00	8.75260	Yes	No
212	7.11600	7.18000	10.00	8.74018	Yes	No
213	7.11100	7.17300	10.00	8.72947	Yes	No
214	7.10500	7.16500	10.00	8.71874	Yes	No
215	7.09900	7.15700	10.00	8.70125	Yes	No
216	7.09100	7.14800	10.00	8.68820	Yes	No
217	7.08400	7.13800	10.00	8.67769	Yes	No
218	7.07500	7.12700	10.00	8.66378	Yes	No
219	7.06600	7.11500	10.00	8.65332	Yes	No
220	7.05500	7.10300	10.00	8.64282	Yes	No
221	7.04500	7.09000	10.00	8.61953	Yes	No
222	7.03300	7.07600	10.00	8.60459	Yes	No
223	7.02100	7.06100	10.00	8.59439	Yes	No
224	7.00700	7.04600	10.00	8.57854	Yes	No
225	6.99300	7.02900	10.00	8.56839	Yes	No
226	6.97900	7.01200	10.00	8.55818	Yes	No
227	6.96300	6.99400	10.00	8.52982	Yes	No
228	6.94700	6.97500	10.00	8.51337	Yes	No
229	6.93000	6.95500	10.00	8.50352	Yes	No
230	6.91100	6.93400	10.00	8.48608	Yes	No
231	6.89300	6.91300	10.00	8.47627	Yes	No
232	6.87300	6.89000	10.00	8.46636	Yes	No
233	6.85200	6.86700	10.00	8.43318	Yes	No
234	6.83100	6.84300	10.00	8.41538	Yes	No
235	6.80800	6.81800	10.00	8.40592	Yes	No
236	6.78500	6.79300	10.00	8.38717	Yes	No
237	6.76100	6.77300	10.00	8.37774	Yes	No
238	6.73600	6.75500	10.00	8.36816	Yes	No
239	6.71000	6.74100	10.00	8.33621	Yes	No
240	6.68300	6.73100	10.00	8.32024	Yes	No
241	6.66700	6.72500	10.00	8.31020	Yes	No
242	6.66300	6.72000	10.00	8.29549	Yes	No
243	6.65900	6.71600	10.00	8.28522	Yes	No
244	6.65400	6.71100	10.00	8.27493	Yes	No
245	6.65000	6.70700	10.00	8.25884	Yes	No
246	6.64600	6.70200	10.00	8.24700	Yes	No
247	6.64100	6.69800	10.00	8.23687	Yes	No
248	6.63700	6.69300	10.00	8.22509	Yes	No
249	6.63200	6.68800	10.00	8.21498	Yes	No
250	6.62800	6.68400	10.00	8.20487	Yes	No
251	6.62400	6.67900	10.00	8.19013	Yes	No
252	6.61900	6.67500	10.00	8.17860	Yes	No
253	6.61400	6.67000	10.00	8.16859	Yes	No
254	6.61000	6.66500	10.00	8.15692	Yes	No
255	6.60500	6.66000	10.00	8.14692	Yes	No
256	6.60100	6.65600	10.00	8.13691	Yes	No
257	6.59600	6.65100	10.00	8.12244	Yes	No
258	6.59200	6.64600	10.00	8.11095	Yes	No
259	6.58700	6.64100	10.00	8.10103	Yes	No
260	6.58200	6.63700	10.00	8.08949	Yes	No
261	6.57800	6.63200	10.00	8.07956	Yes	No
262	6.57300	6.62700	10.00	8.06961	Yes	No
263	6.56800	6.62200	10.00	8.05521	Yes	No
264	6.56400	6.61800	10.00	8.04387	Yes	No
265	6.55900	6.61300	10.00	8.03398	Yes	No
266	6.55400	6.60800	10.00	8.02245	Yes	No
267	6.55000	6.60300	10.00	8.01254	Yes	No
268	6.54500	6.59800	10.00	8.00261	Yes	No
269	6.54000	6.59400	10.00	7.98851	Yes	No
270	6.53600	6.58900	10.00	7.97712	Yes	No
271	6.53100	6.58400	10.00	7.96721	Yes	No
272	6.52600	6.57900	10.00	7.95569	Yes	No
273	6.52200	6.57400	10.00	7.94574	Yes	No
274	6.51700	6.57000	10.00	7.93574	Yes	No
275	6.51200	6.56500	10.00	7.92158	Yes	No
276	6.50700	6.56000	10.00	7.91016	Yes	No
277	6.50300	6.55500	10.00	7.90014	Yes	No
278	6.49800	6.55100	10.00	7.88860	Yes	No
279	6.49300	6.54600	10.00	7.87851	Yes	No
280	6.48900	6.54100	10.00	7.86835	Yes	No
281	6.48400	6.53600	10.00	7.85416	Yes	No
282	6.48000	6.53200	10.00	7.84265	Yes	No
283	6.47500	6.52700	10.00	7.83241	Yes	No
284	6.47000	6.52200	10.00	7.82062	Yes	No
285	6.46600	6.51800	10.00	7.81025	Yes	No
286	6.46100	6.51300	10.00	7.79980	Yes	No
287	6.45700	6.50800	10.00	7.78556	Yes	No
288	6.45200	6.50400	10.00	7.77376	Yes	No
289	6.44800	6.49900	10.00	7.76313	Yes	No
290	6.44300	6.49500	10.00	7.75107	Yes	No
291	6.43900	6.49000	10.00	7.74025	Yes	No
292	6.43400	6.48600	10.00	7.73168	Yes	No
293	6.43000	6.48100	10.00	7.71968	Yes	No
294	6.42500	6.47700	10.00	7.71009	Yes	No
295	6.42100	6.47200	10.00	7.70165	Yes	No
296	6.41600	6.46800	10.00	7.69193	Yes	No
297	6.41200	6.46400	10.00	7.68380	Yes	No
298	6.40800	6.45900	10.00	7.67603	Yes	No
299	6.40400	6.45500	10.00	7.66510	Yes	No
300	6.39900	6.45100	10.00	7.65641	Yes	No
301	6.39500	6.44600	10.00	7.64903	Yes	No
302	6.39100	6.44200	10.00	7.64074	Yes	No
303	6.38700	6.43800	10.00	7.63369	Yes	No
304	6.38300	6.43400	10.00	7.62668	Yes	No
305	6.37900	6.43000	10.00	7.61677	Yes	No
306	6.37400	6.42600	10.00	7.60892	Yes	No
307	6.37000	6.42200	10.00	7.60206	Yes	No
308	6.36600	6.41800	10.00	7.59417	Yes	No
309	6.36300	6.41400	10.00	7.58738	Yes	No
310	6.35900	6.41000	10.00	7.58062	Yes	No
311	6.35500	6.40600	10.00	7.57120	Yes	No
312	6.35100	6.40200	10.00	7.56369	Yes	No
313	6.34700	6.39900	10.00	7.55707	Yes	No
314	6.34300	6.39500	10.00	7.54950	Yes	No
315	6.34000	6.39100	10.00	7.54295	Yes	No
316	6.33600	6.38800	10.00	7.53643	Yes	No
317	6.33300	6.38400	10.00	7.52759	Yes	No
318	6.32900	6.38100	10.00	7.52044	Yes	No
319	6.32600	6.37700	10.00	7.51405	Yes	No
320	6.32200	6.37400	10.00	7.50683	Yes	No
321	6.31900	6.37100	10.00	7.50049	Yes	No
322	6.31500	6.36700	10.00	7.49418	Yes	No
323	6.31200	6.36400	10.00	7.48587	Yes	No
324	6.30900	6.36100	10.00	7.47899	Yes	No
325	6.30600	6.35800	10.00	7.47279	Yes	No
326	6.30300	6.35500	10.00	7.46586	Yes	No
327	6.30000	6.35200	10.00	7.45971	Yes	No
328	6.29700	6.34900	10.00	7.45358	Yes	No
329	6.29400	6.34600	10.00	7.44573	Yes	No
330	6.29100	6.34300	10.00	7.43909	Yes	No
331	6.28800	6.34100	10.00	7.43303	Yes	No
332	6.28500	6.33800	10.00	7.42634	Yes	No
333	6.28300	6.33500	10.00	7.42031	Yes	No
334	6.28000	6.33300	10.00	7.41428	Yes	No
335	6.27700	6.33100	10.00	7.40689	Yes	No
336	6.27500	6.32800	10.00	7.40043	Yes	No
337	6.27300	6.32600	10.00	7.39442	Yes	No
338	6.27000	6.32400	10.00	7.38788	Yes	No
339	6.26800	6.32200	10.00	7.38184	Yes	No
340	6.26600	6.31900	10.00	7.37577	Yes	No
341	6.26400	6.31700	10.00	7.36845	Yes	No
342	6.26200	6.31600	10.00	7.36197	Yes	No
343	6.26000	6.31400	10.00	7.35576	Yes	No
344	6.25800	6.31200	10.00	7.34903	Yes	No
345	6.25600	6.31000	10.00	7.34264	Yes	No
346	6.25400	6.30900	10.00	7.33609	Yes	No
347	6.25200	6.30700	10.00	7.32858	Yes	No
348	6.25100	6.30600	10.00	7.32137	Yes	No
349	6.24900	6.30500	10.00	7.31414	Yes	No
350	6.24800	6.30300	10.00	7.30617	Yes	No
351	6.24700	6.30200	10.00	7.29798	Yes	No
352	6.24500	6.30100	10.00	7.28904	Yes	No
353	6.24400	6.30000	10.00	7.27851	Yes	No
354	6.24300	6.29900	10.00	7.26668	Yes	No
355	6.24200	6.29800	10.00	7.25242	Yes	No
356	6.24100	6.29800	10.00	7.23353	Yes	No
357	6.24000	6.29700	10.00	7.20718	Yes	No
358	6.24000	6.29700	10.00	7.16132	Yes	No
359	6.23900	6.29600	10.00	7.05835	Yes	No
360	6.23800	6.29600	10.00	7.28169	Yes	No
361	6.23800	6.29600	10.00	7.27727	Yes	No
362	6.23800	6.29600	0.00	0.00000	Yes	No
363	6.23800	6.29600	0.00	0.00000	Yes	No

EX-99

	SAST04-3
	Pricing Speed to mat
	Flat LIBOR	FWD LIBOR
	OC	OC
	-	-
1	0.00	0.00
2	0.00	0.00
3	0.00	0.00
4	0.00	0.00
5	0.00	0.00
6	0.00	0.00
7	3,158,340.06	2,687,455.65
8	6,213,686.71	5,209,618.99
9	9,262,237.42	7,703,153.34
10	12,197,599.44	10,033,831.68
11	14,993,894.37	12,196,149.47
12	17,756,882.05	14,317,517.72
13	20,396,644.37	16,273,227.26
14	21,600,000.00	18,190,934.95
15	21,600,000.00	19,939,356.77
16	21,600,000.00	21,587,436.25
17	21,600,000.00	21,600,000.00
18	21,600,000.00	21,600,000.00
19	21,600,000.00	21,600,000.00
20	21,600,000.00	21,600,000.00
21	21,600,000.00	21,600,000.00
22	21,600,000.00	21,600,000.00
23	21,600,000.00	21,600,000.00
24	21,600,000.00	21,600,000.00
25	21,600,000.00	21,600,000.00
26	21,600,000.00	21,600,000.00
27	21,600,000.00	21,600,000.00
28	21,600,000.00	21,600,000.00
29	21,600,000.00	21,600,000.00
30	21,600,000.00	21,600,000.00
31	21,600,000.00	21,600,000.00
32	21,600,000.00	21,600,000.00
33	21,600,000.00	21,600,000.00
34	21,600,000.00	21,600,000.00
35	21,600,000.00	21,600,000.00
36	21,600,000.00	21,600,000.00
37	13,576,590.34	13,587,886.25
38	13,134,459.65	13,146,680.94
39	12,707,112.84	12,720,184.95
40	12,294,045.33	12,307,897.81
41	11,894,770.03	11,909,411.63
42	11,508,816.68	11,524,196.35
43	11,135,731.29	11,151,782.06
44	10,775,075.56	10,791,761.47
45	10,426,426.35	10,443,686.28
46	10,089,375.14	10,107,151.94
47	9,763,527.52	9,781,819.99
48	9,448,502.69	9,467,265.59
49	9,143,933.00	9,163,113.30
50	8,849,463.50	8,869,025.39
51	8,564,751.46	8,584,647.24
52	8,289,490.31	8,309,675.54
53	8,023,335.41	8,043,801.12
54	7,765,978.30	7,786,688.10
55	7,517,114.66	7,538,030.51
56	7,276,462.25	7,297,554.00
57	7,043,745.02	7,064,976.69
58	6,818,694.78	6,840,032.85
59	6,599,735.34	6,621,641.83
60	6,387,246.88	6,409,913.00
61	6,181,802.82	6,205,151.53
62	5,982,636.69	6,006,790.65
63	5,790,077.95	5,814,955.45
64	5,603,901.99	5,629,426.22
65	5,423,891.90	5,450,038.82
66	5,249,838.33	5,276,552.81
67	5,081,539.12	5,108,752.17
68	4,918,799.12	4,946,460.66
69	4,761,429.90	4,789,477.87
70	4,609,249.57	4,637,625.78
71	4,500,000.00	4,500,000.00
72	4,500,000.00	4,500,000.00
73	4,500,000.00	4,500,000.00
74	4,500,000.00	4,500,000.00
75	4,500,000.00	4,500,000.00
76	4,500,000.00	4,500,000.00
77	4,500,000.00	4,500,000.00
78	4,500,000.00	4,500,000.00
79	4,500,000.00	4,500,000.00
80	4,500,000.00	4,500,000.00
81	4,500,000.00	4,500,000.00
82	4,500,000.00	4,500,000.00
83	4,500,000.00	4,500,000.00
84	4,500,000.00	4,500,000.00
85	4,500,000.00	4,500,000.00
86	4,500,000.00	4,500,000.00
87	4,500,000.00	4,500,000.00
88	4,500,000.00	4,500,000.00
89	4,500,000.00	4,500,000.00
90	4,500,000.00	4,500,000.00
91	4,500,000.00	4,500,000.00
92	4,500,000.00	4,500,000.00
93	4,500,000.00	4,500,000.00
94	4,500,000.00	4,500,000.00
95	4,500,000.00	4,500,000.00
96	4,500,000.00	4,500,000.00
97	4,500,000.00	4,500,000.00
98	4,500,000.00	4,500,000.00
99	4,500,000.00	4,500,000.00
100	4,500,000.00	4,500,000.00
101	4,500,000.00	4,500,000.00
102	4,500,000.00	4,500,000.00
103	4,500,000.00	4,500,000.00
104	4,500,000.00	4,500,000.00
105	4,500,000.00	4,500,000.00
106	4,500,000.00	4,500,000.00
107	4,500,000.00	4,500,000.00
108	4,500,000.00	4,500,000.00
109	4,500,000.00	4,500,000.00
110	4,500,000.00	4,500,000.00
111	4,500,000.00	4,500,000.00
112	4,500,000.00	4,500,000.00
113	4,500,000.00	4,500,000.00
114	4,500,000.00	4,500,000.00
115	4,500,000.00	4,500,000.00
116	4,500,000.00	4,500,000.00
117	4,500,000.00	4,500,000.00
118	4,500,000.00	4,500,000.00
119	4,500,000.00	4,500,000.00
120	4,500,000.00	4,500,000.00
121	4,500,000.00	4,500,000.00
122	4,500,000.00	4,500,000.00
123	4,500,000.00	4,500,000.00
124	4,500,000.00	4,500,000.00
125	4,500,000.00	4,500,000.00
126	4,500,000.00	4,500,000.00
127	4,500,000.00	4,500,000.00
128	4,500,000.00	4,500,000.00
129	4,500,000.00	4,500,000.00
130	4,500,000.00	4,500,000.00
131	4,500,000.00	4,500,000.00
132	4,500,000.00	4,500,000.00
133	4,500,000.00	4,500,000.00
134	4,500,000.00	4,500,000.00
135	4,500,000.00	4,500,000.00
136	4,500,000.00	4,500,000.00
137	4,500,000.00	4,500,000.00
138	4,500,000.00	4,500,000.00
139	4,500,000.00	4,500,000.00
140	4,500,000.00	4,500,000.00
141	4,500,000.00	4,500,000.00
142	4,500,000.00	4,500,000.00
143	4,500,000.00	4,500,000.00
144	4,500,000.00	4,500,000.00
145	4,500,000.00	4,500,000.00
146	4,500,000.00	4,500,000.00
147	4,500,000.00	4,500,000.00
148	4,500,000.00	4,500,000.00
149	4,500,000.00	4,500,000.00
150	4,500,000.00	4,500,000.00
151	4,500,000.00	4,500,000.00
152	4,500,000.00	4,500,000.00
153	4,500,000.00	4,500,000.00
154	4,500,000.00	4,500,000.00
155	4,500,000.00	4,500,000.00
156	4,500,000.00	4,500,000.00
157	4,500,000.00	4,500,000.00
158	4,500,000.00	4,500,000.00
159	4,500,000.00	4,500,000.00
160	4,500,000.00	4,500,000.00
161	4,500,000.00	4,500,000.00
162	4,500,000.00	4,500,000.00
163	4,500,000.00	4,500,000.00
164	4,500,000.00	4,500,000.00
165	4,500,000.00	4,500,000.00
166	4,500,000.00	4,500,000.00
167	4,500,000.00	4,500,000.00
168	4,475,629.05	4,500,000.00
169	4,343,821.63	4,461,586.77
170	4,215,912.03	4,330,603.40
171	4,091,808.74	4,203,493.96
172	3,971,444.63	4,080,190.28
173	3,854,627.57	3,960,490.93
174	3,741,249.23	3,844,292.34
175	3,631,204.71	3,731,492.07
176	3,524,392.48	3,621,983.66
177	3,420,782.18	3,515,739.83
178	3,320,208.35	3,412,594.00
179	3,222,578.88	3,312,445.76
180	3,129,438.15	3,216,844.49
181	3,035,532.63	3,120,537.48
182	2,948,274.08	3,030,935.77
183	2,863,548.15	2,943,923.54
184	2,781,278.31	2,859,423.18
185	2,701,390.42	2,777,365.17
186	2,623,812.70	2,697,672.66
187	2,548,475.64	2,620,272.85
188	2,475,311.92	2,545,099.33
189	2,404,256.34	2,472,083.83
190	2,335,245.77	2,401,162.23
191	2,268,219.03	2,332,276.38
192	2,203,116.89	2,265,363.02
193	2,139,881.96	2,200,362.43
194	2,078,458.66	2,137,219.16
195	2,018,793.12	2,075,877.27
196	1,960,833.18	2,016,283.71
197	1,904,528.30	1,958,389.03
198	1,849,829.49	1,902,141.78
199	1,796,689.30	1,847,493.00
200	1,745,061.76	1,794,396.26
201	1,694,902.31	1,742,805.72
202	1,646,167.77	1,692,677.35
203	1,598,816.29	1,643,968.90
204	1,552,807.31	1,596,638.64
205	1,508,101.55	1,550,646.39
206	1,464,660.88	1,505,953.20
207	1,422,448.39	1,462,521.43
208	1,381,428.28	1,420,314.52
209	1,341,565.85	1,379,296.33
210	1,302,827.45	1,339,432.93
211	1,265,180.46	1,300,691.29
212	1,228,593.28	1,263,038.66
213	1,193,035.23	1,226,444.13
214	1,158,476.58	1,190,877.26
215	1,124,888.52	1,156,307.05
216	1,092,243.07	1,122,705.93
217	1,060,513.13	1,090,046.75
218	1,029,675.55	1,058,305.03
219	999,701.57	1,027,452.12
220	970,566.48	997,462.63
221	942,246.28	968,309.90
222	914,717.69	939,971.55
223	887,958.15	912,425.20
224	861,945.74	885,647.55
225	836,659.24	859,617.65
226	812,078.01	834,314.32
227	788,182.07	809,714.60
228	764,951.99	785,800.28
229	742,368.95	762,552.92
230	720,420.31	739,958.41
231	699,082.51	717,993.68
232	678,338.34	696,641.00
233	658,171.10	675,880.57
234	638,564.57	655,697.61
235	619,503.03	636,076.87
236	600,971.19	617,001.64
237	582,979.99	598,483.42
238	565,488.38	580,480.69
239	548,482.41	562,976.97
240	532,378.41	546,389.81
241	516,718.46	530,261.52
242	501,614.39	514,703.10
243	486,925.67	499,574.06
244	472,640.74	484,862.42
245	458,748.39	470,556.14
246	445,237.72	456,644.29
247	432,098.16	443,116.06
248	419,319.43	429,960.71
249	406,891.57	417,168.04
250	394,804.88	404,728.00
251	383,049.96	392,630.57
252	371,617.67	380,866.50
253	360,499.13	369,426.70
254	349,685.74	358,302.15
255	339,169.10	347,484.28
256	328,941.10	336,964.66
257	318,993.82	326,734.85
258	309,319.59	316,787.09
259	299,910.96	307,113.72
260	290,760.66	297,707.16
261	281,861.66	288,560.20
262	273,207.12	279,665.74
263	264,790.38	271,016.68
264	256,604.99	262,606.49
265	248,644.66	254,428.72
266	240,903.28	246,476.97
267	233,374.93	238,745.17
268	226,053.84	231,227.33
269	218,934.40	223,917.50
270	212,011.16	216,810.13
271	205,278.82	209,899.79
272	198,732.24	203,181.09
273	192,366.41	196,648.89
274	186,176.45	190,298.15
275	180,157.64	184,123.83
276	174,305.37	178,121.26
277	168,615.17	172,285.84
278	163,082.69	166,613.03
279	157,703.68	161,098.47
280	152,474.05	155,737.90
281	147,389.78	150,527.08
282	142,446.97	145,462.04
283	137,641.86	140,538.89
284	132,970.74	135,753.79
285	128,430.05	131,103.06
286	124,016.30	126,583.09
287	119,726.08	122,190.28
288	115,556.11	117,921.28
289	111,503.17	113,772.78
290	107,564.19	109,741.59
291	103,985.95	106,074.44
292	100,507.50	102,510.25
293	97,126.03	99,046.03
294	93,838.94	95,679.11
295	90,643.71	92,406.91
296	87,539.35	89,228.54
297	84,523.64	86,141.78
298	81,592.44	83,142.07
299	78,743.47	80,227.04
300	75,975.74	77,395.81
301	73,286.99	74,646.06
302	70,673.95	71,974.23
303	68,134.61	69,378.24
304	65,667.02	66,856.08
305	63,269.26	64,405.73
306	60,939.49	62,025.30
307	58,675.90	59,712.93
308	56,476.74	57,466.79
309	54,340.28	55,285.12
310	52,264.88	53,166.19
311	50,248.91	51,108.31
312	48,290.79	49,109.86
313	46,388.99	47,169.26
314	44,542.01	45,284.95
315	42,748.40	43,455.44
316	41,006.74	41,679.27
317	39,315.66	39,954.98
318	37,673.81	38,281.21
319	36,079.87	36,656.60
320	34,532.59	35,079.84
321	33,030.72	33,549.65
322	31,573.05	32,064.77
323	30,158.41	30,624.00
324	28,785.66	29,226.15
325	27,453.67	27,870.08
326	26,161.36	26,554.65
327	24,907.69	25,278.79
328	23,691.61	24,041.43
329	22,512.12	22,841.53
330	21,368.26	21,678.09
331	20,259.06	20,550.12
332	19,183.60	19,456.68
333	18,140.98	18,396.83
334	17,130.33	17,369.67
335	16,150.78	16,374.31
336	15,201.50	15,409.89
337	14,281.68	14,475.59
338	13,390.54	13,570.59
339	12,527.29	12,694.08
340	11,691.20	11,845.31
341	10,881.52	11,023.52
342	10,097.55	10,227.97
343	9,338.59	9,457.95
344	8,603.97	8,712.77
345	7,893.03	7,991.76
346	7,205.13	7,294.24
347	6,539.65	6,619.59
348	5,895.97	5,967.17
349	5,273.51	5,336.38
350	4,671.68	4,726.62
351	4,089.93	4,137.32
352	3,527.71	3,567.91
353	2,984.48	3,017.85
354	2,459.72	2,486.60
355	1,952.95	1,973.66
356	1,472.31	1,487.19
357	1,027.51	1,036.86
358	598.35	602.49
359	193.17	195.26
360	94.85	95.87

EX-99

SAST
Asset-Backed Pass-Through Certificates Series 2004-3
NetWAC Cap Analysis
CPR	5%
(1) Assumes 1mLIBOR and 6mLIBOR stay at 1.840 and 2.183 respectively and the cashflows are run to the Optional Termination at the pricing speed.
(2) Assumes 1mLIBOR and 6mLIBOR increase instantaneouly to 6.000 and the cashflows are run to the Optional Termination at the pricing speed
(3) Calculated as (a) the Net WAC Cap plus (b) the result of proceeds from the related Interest Rate Corridor divided by the begining period balances of the related certificates, annualized based on the actual number of days in the accrual period.
					Class
			AAA Group-II	AAA Group-II	G2: A-2 (AAA)
			NWC  (1)	Max Rate (2,3)	End
Period	1 Mo LIBOR	6 Mo LIBOR	(%)	(%)	Balance
-	-	-	-	-	-
					201,000,000
1	1.840000	2.183000	5.00	5.00	199,421,289
2	5.000000	5.000000	6.67	6.67	197,304,562
3	5.000000	5.000000	6.46	6.46	195,196,457
4	5.000000	5.000000	6.46	6.46	193,097,027
5	5.000000	5.000000	7.15	7.16	191,006,143
6	5.000000	5.000000	6.45	6.49	188,926,321
7	5.000000	5.000000	6.67	6.71	186,373,086
8	5.000000	5.000000	6.47	6.50	183,890,900
9	5.000000	5.000000	6.71	6.72	181,356,999
10	5.000000	5.000000	6.52	6.51	178,893,141
11	5.000000	5.000000	6.44	6.42	176,472,444
12	5.000000	5.000000	6.68	6.64	174,001,016
13	5.000000	5.000000	6.49	6.43	171,598,579
14	5.000000	5.000000	6.73	6.65	169,145,960
15	5.000000	5.000000	6.51	6.44	166,761,538
16	5.000000	5.000000	6.51	6.44	164,386,082
17	5.000000	5.000000	7.21	7.14	161,842,089
18	5.000000	5.000000	6.51	6.46	159,483,751
19	5.000000	5.000000	6.72	6.68	157,076,700
20	5.000000	5.000000	6.51	6.47	154,735,347
21	5.000000	5.000000	6.73	6.69	152,345,138
22	5.000000	5.000000	6.51	6.49	150,017,257
23	5.000000	5.000000	6.75	7.42	147,427,981
24	5.000000	5.000000	7.34	8.27	144,599,540
25	5.000000	5.000000	7.11	8.03	141,837,130
26	5.000000	5.000000	7.44	8.65	138,926,368
27	5.000000	5.000000	7.20	8.40	136,626,617
28	5.000000	5.000000	7.20	8.41	134,757,667
29	5.000000	5.000000	7.97	9.55	132,899,948
30	5.000000	5.000000	7.20	8.71	131,049,707
31	5.000000	5.000000	7.18	8.74	129,206,854
32	5.000000	5.000000	6.95	8.54	127,372,426
33	5.000000	5.000000	7.19	8.83	125,545,453
34	5.000000	5.000000	6.96	8.55	123,725,762
35	5.000000	5.000000	7.11	9.04	121,931,370
36	5.000000	5.000000	7.40	9.46	120,144,099
37	5.000000	5.000000	7.16	9.16	118,363,905
38	5.000000	5.000000	7.46	9.63	116,595,174
39	5.000000	5.000000	7.22	9.32	114,833,483
40	5.000000	5.000000	7.22	9.32	113,078,746
41	5.000000	5.000000	7.72	10.00	111,335,200
42	5.000000	5.000000	7.22	9.52	109,598,526
43	5.000000	5.000000	7.46	9.84	107,868,691
44	5.000000	5.000000	7.22	9.57	106,146,711
45	5.000000	5.000000	7.47	9.90	104,431,524
46	5.000000	5.000000	7.23	9.58	102,723,078
47	5.000000	5.000000	7.23	9.58	101,021,342
48	5.000000	5.000000	7.47	9.90	99,326,284
49	5.000000	5.000000	7.08	9.44	97,637,875
50	5.000000	5.000000	7.32	9.75	95,956,087
51	5.000000	5.000000	7.08	9.44	94,280,886
52	5.000000	5.000000	7.08	9.44	92,612,241
53	5.000000	5.000000	7.84	10.00	90,950,121
54	5.000000	5.000000	7.08	9.45	89,294,497
55	5.000000	5.000000	7.32	9.76	87,644,839
56	5.000000	5.000000	7.09	9.45	86,001,499
57	5.000000	5.000000	7.32	9.77	84,364,565
58	5.000000	5.000000	7.09	9.45	82,734,005
59	5.000000	5.000000	7.09	9.46	81,018,844
60	5.000000	5.000000	7.33	9.78	79,308,620
61	5.000000	5.000000	7.09	9.46	77,604,668
62	5.000000	5.000000	7.33	9.78	75,884,316
63	5.000000	5.000000	7.09	9.47	74,170,171
64	5.000000	5.000000	7.10	9.47	72,462,200
65	5.000000	5.000000	7.86	10.00	70,760,374
66	5.000000	5.000000	7.10	9.48	69,064,701
67	5.000000	5.000000	7.34	9.79	67,375,110
68	5.000000	5.000000	7.10	9.48	65,691,579
69	5.000000	5.000000	7.34	9.80	64,014,069
70	5.000000	5.000000	7.10	9.48	62,342,547
71	5.000000	5.000000	7.11	9.49	60,676,984
72	5.000000	5.000000	7.34	9.80	59,017,349
73	5.000000	5.000000	7.11	9.49	57,363,612
74	5.000000	5.000000	7.35	9.81	55,715,743
75	5.000000	5.000000	7.11	9.49	54,073,711
76	5.000000	5.000000	7.11	9.50	52,437,487
77	5.000000	5.000000	7.88	10.00	50,807,040
78	5.000000	5.000000	7.11	9.50	49,182,341
79	5.000000	5.000000	7.35	9.82	47,563,360
80	5.000000	5.000000	7.12	9.51	45,950,067
81	5.000000	5.000000	7.36	9.82	44,342,433
82	5.000000	5.000000	7.12	9.51	42,740,429
83	5.000000	5.000000	7.12	9.51	41,144,025
84	5.000000	5.000000	7.36	9.83	39,553,192
85	5.000000	5.000000	7.13	9.52	37,967,901
86	5.000000	5.000000	7.36	9.84	36,388,123
87	5.000000	5.000000	7.13	9.52	34,813,829
88	5.000000	5.000000	7.13	9.52	33,244,990
89	5.000000	5.000000	7.62	10.00	31,681,578
90	5.000000	5.000000	7.13	9.53	30,123,564
91	5.000000	5.000000	7.37	9.85	28,570,920
92	5.000000	5.000000	7.14	9.53	27,023,617
93	5.000000	5.000000	7.38	9.85	25,481,626
94	5.000000	5.000000	7.14	9.54	23,944,920
95	5.000000	5.000000	7.14	9.54	22,413,471
96	5.000000	5.000000	7.38	9.86	20,887,250
97	5.000000	5.000000	7.14	9.55	19,366,230
98	5.000000	5.000000	7.38	9.87	17,850,382
99	5.000000	5.000000	7.15	9.55	16,339,680
100	5.000000	5.000000	7.15	9.55	14,834,095
101	5.000000	5.000000	7.92	10.00	13,333,600
102	5.000000	5.000000	7.15	9.56	11,838,167
103	5.000000	5.000000	7.39	9.88	10,347,769
104	5.000000	5.000000	7.16	9.56	8,862,379
105	5.000000	5.000000	7.40	9.89	7,381,969
106	5.000000	5.000000	7.16	9.57	5,906,514
107	5.000000	5.000000	7.16	9.57	4,435,984
108	5.000000	5.000000	7.40	9.89	2,906,616
109	5.000000	5.000000	7.16	9.58	1,446,284
110	5.000000	5.000000	7.40	9.90	0
111	5.000000	5.000000	7.17	9.58	0
112	5.000000	5.000000	7.16	9.60	0
113	5.000000	5.000000	7.93	10.00	0
114	5.000000	5.000000	7.16	9.60	0
115	5.000000	5.000000	7.40	9.92	0
116	5.000000	5.000000	7.16	9.61	0
117	5.000000	5.000000	7.41	9.93	0
118	5.000000	5.000000	7.17	9.61	0
119	5.000000	5.000000	7.17	9.62	0
120	5.000000	5.000000	7.41	9.94	0
121	5.000000	5.000000	7.17	9.62	0
122	5.000000	5.000000	7.42	9.95	0
123	5.000000	5.000000	7.18	9.63	0
124	5.000000	5.000000	7.18	9.63	0
125	5.000000	5.000000	7.95	10.00	0
126	5.000000	5.000000	7.19	9.64	0
127	5.000000	5.000000	7.43	9.96	0
128	5.000000	5.000000	7.19	9.64	0
129	5.000000	5.000000	7.43	9.97	0
130	5.000000	5.000000	7.19	9.65	0
131	5.000000	5.000000	7.19	9.65	0
132	5.000000	5.000000	7.43	9.98	0
133	5.000000	5.000000	7.19	9.66	0
134	5.000000	5.000000	7.43	9.98	0
135	5.000000	5.000000	7.19	9.66	0
136	5.000000	5.000000	7.19	9.66	0
137	5.000000	5.000000	7.69	10.00	0
138	5.000000	5.000000	7.19	9.66	0
139	5.000000	5.000000	7.43	9.99	0
140	5.000000	5.000000	7.19	9.66	0
141	5.000000	5.000000	7.43	9.99	0
142	5.000000	5.000000	7.19	9.67	0
143	5.000000	5.000000	7.19	9.67	0
144	5.000000	5.000000	7.43	9.99	0
145	5.000000	5.000000	7.19	9.67	0
146	5.000000	5.000000	7.43	9.99	0
147	5.000000	5.000000	7.19	9.67	0
148	5.000000	5.000000	7.19	9.67	0
149	5.000000	5.000000	7.96	10.00	0
150	5.000000	5.000000	7.19	9.67	0
151	5.000000	5.000000	7.43	9.99	0
152	5.000000	5.000000	7.19	9.67	0
153	5.000000	5.000000	7.43	9.99	0
154	5.000000	5.000000	7.19	9.67	0
155	5.000000	5.000000	7.19	9.67	0
156	5.000000	5.000000	7.43	10.00	0
157	5.000000	5.000000	7.19	9.67	0
158	5.000000	5.000000	7.43	10.00	0
159	5.000000	5.000000	7.19	9.67	0
160	5.000000	5.000000	7.19	9.68	0
161	5.000000	5.000000	7.96	10.00	0
162	5.000000	5.000000	7.19	9.68	0
163	5.000000	5.000000	7.43	10.00	0
164	5.000000	5.000000	7.19	9.68	0
165	5.000000	5.000000	7.43	10.00	0
166	5.000000	5.000000	7.19	9.68	0
167	5.000000	5.000000	7.19	9.68	0
168	5.000000	5.000000	7.43	10.00	0
169	5.000000	5.000000	7.19	9.68	0
170	5.000000	5.000000	7.43	10.00	0
171	5.000000	5.000000	7.19	9.68	0
172	5.000000	5.000000	7.19	9.68	0
173	5.000000	5.000000	7.96	10.00	0
174	5.000000	5.000000	7.19	9.68	0
175	5.000000	5.000000	7.43	10.00	0
176	5.000000	5.000000	7.19	9.68	0
177	5.000000	5.000000	7.43	10.00	0
178	5.000000	5.000000	7.19	9.69	0
179	5.000000	5.000000	7.19	9.69	0
180	5.000000	5.000000	7.43	10.00	0
181	5.000000	5.000000	7.19	9.69	0
182	5.000000	5.000000	7.43	10.00	0
183	5.000000	5.000000	7.19	9.69	0
184	5.000000	5.000000	7.19	9.69	0
185	5.000000	5.000000	7.68	10.00	0
186	5.000000	5.000000	7.18	9.69	0
187	5.000000	5.000000	7.42	10.00	0
188	5.000000	5.000000	7.18	9.69	0
189	5.000000	5.000000	7.42	10.00	0
190	5.000000	5.000000	7.18	9.69	0
191	5.000000	5.000000	7.18	9.69	0
192	5.000000	5.000000	7.42	10.00	0
193	5.000000	5.000000	7.18	9.69	0
194	5.000000	5.000000	7.42	10.00	0
195	5.000000	5.000000	7.18	9.69	0
196	5.000000	5.000000	7.18	9.69	0
197	5.000000	5.000000	7.95	10.00	0
198	5.000000	5.000000	7.18	9.69	0
199	5.000000	5.000000	7.42	10.00	0
200	5.000000	5.000000	7.18	9.69	0
201	5.000000	5.000000	7.42	10.00	0
202	5.000000	5.000000	7.18	9.70	0
203	5.000000	5.000000	7.18	9.70	0
204	5.000000	5.000000	7.42	10.00	0
205	5.000000	5.000000	7.18	9.70	0
206	5.000000	5.000000	7.42	10.00	0
207	5.000000	5.000000	7.18	9.70	0
208	5.000000	5.000000	7.18	9.70	0
209	5.000000	5.000000	7.95	10.00	0
210	5.000000	5.000000	7.18	9.70	0
211	5.000000	5.000000	7.42	10.00	0
212	5.000000	5.000000	7.18	9.70	0
213	5.000000	5.000000	7.42	10.00	0
214	5.000000	5.000000	7.18	9.70	0
215	5.000000	5.000000	7.18	9.70	0
216	5.000000	5.000000	7.42	10.00	0
217	5.000000	5.000000	7.18	9.70	0
218	5.000000	5.000000	7.42	10.00	0
219	5.000000	5.000000	7.18	9.70	0
220	5.000000	5.000000	7.18	9.70	0
221	5.000000	5.000000	7.95	10.00	0
222	5.000000	5.000000	7.18	9.70	0
223	5.000000	5.000000	7.42	10.00	0
224	5.000000	5.000000	7.18	9.70	0
225	5.000000	5.000000	7.42	10.00	0
226	5.000000	5.000000	7.18	9.71	0
227	5.000000	5.000000	7.18	9.71	0
228	5.000000	5.000000	7.41	10.00	0
229	5.000000	5.000000	7.17	9.71	0
230	5.000000	5.000000	7.41	10.00	0
231	5.000000	5.000000	7.17	9.71	0
232	5.000000	5.000000	7.17	9.71	0
233	5.000000	5.000000	7.67	10.00	0
234	5.000000	5.000000	7.17	9.71	0
235	5.000000	5.000000	7.41	10.00	0
236	5.000000	5.000000	7.17	9.71	0
237	5.000000	5.000000	7.41	10.00	0
238	5.000000	5.000000	7.17	9.71	0
239	5.000000	5.000000	7.17	9.71	0
240	5.000000	5.000000	7.41	10.00	0
241	5.000000	5.000000	7.17	9.71	0
242	5.000000	5.000000	7.41	10.00	0
243	5.000000	5.000000	7.17	9.71	0
244	5.000000	5.000000	7.17	9.71	0
245	5.000000	5.000000	7.94	10.00	0
246	5.000000	5.000000	7.17	9.71	0
247	5.000000	5.000000	7.41	10.00	0
248	5.000000	5.000000	7.17	9.71	0
249	5.000000	5.000000	7.40	10.00	0
250	5.000000	5.000000	7.16	9.71	0
251	5.000000	5.000000	7.16	9.71	0
252	5.000000	5.000000	7.40	10.00	0
253	5.000000	5.000000	7.16	9.71	0
254	5.000000	5.000000	7.40	10.00	0
255	5.000000	5.000000	7.16	9.71	0
256	5.000000	5.000000	7.16	9.72	0
257	5.000000	5.000000	7.93	10.00	0
258	5.000000	5.000000	7.16	9.72	0
259	5.000000	5.000000	7.40	10.00	0
260	5.000000	5.000000	7.16	9.72	0
261	5.000000	5.000000	7.40	10.00	0
262	5.000000	5.000000	7.16	9.72	0
263	5.000000	5.000000	7.16	9.72	0
264	5.000000	5.000000	7.39	10.00	0
265	5.000000	5.000000	7.15	9.72	0
266	5.000000	5.000000	7.39	10.00	0
267	5.000000	5.000000	7.15	9.72	0
268	5.000000	5.000000	7.15	9.72	0
269	5.000000	5.000000	7.92	10.00	0
270	5.000000	5.000000	7.15	9.72	0
271	5.000000	5.000000	7.39	10.00	0
272	5.000000	5.000000	7.15	9.72	0
273	5.000000	5.000000	7.38	10.00	0
274	5.000000	5.000000	7.15	9.72	0
275	5.000000	5.000000	7.14	9.72	0
276	5.000000	5.000000	7.38	10.00	0
277	5.000000	5.000000	7.14	9.72	0
278	5.000000	5.000000	7.38	10.00	0
279	5.000000	5.000000	7.14	9.72	0
280	5.000000	5.000000	7.14	9.72	0
281	5.000000	5.000000	7.63	10.00	0
282	5.000000	5.000000	7.14	9.72	0
283	5.000000	5.000000	7.37	10.00	0
284	5.000000	5.000000	7.13	9.72	0
285	5.000000	5.000000	7.37	10.00	0
286	5.000000	5.000000	7.13	9.72	0
287	5.000000	5.000000	7.13	9.72	0
288	5.000000	5.000000	7.36	10.00	0
289	5.000000	5.000000	7.12	9.72	0
290	5.000000	5.000000	7.36	10.00	0
291	5.000000	5.000000	7.12	9.72	0
292	5.000000	5.000000	7.12	9.72	0
293	5.000000	5.000000	7.88	10.00	0
294	5.000000	5.000000	7.12	9.72	0
295	5.000000	5.000000	7.36	10.00	0
296	5.000000	5.000000	7.13	9.72	0
297	5.000000	5.000000	7.37	10.00	0
298	5.000000	5.000000	7.14	9.71	0
299	5.000000	5.000000	7.15	9.71	0
300	5.000000	5.000000	7.39	10.00	0
301	5.000000	5.000000	7.16	9.72	0
302	5.000000	5.000000	7.41	10.00	0
303	5.000000	5.000000	7.17	9.72	0
304	5.000000	5.000000	7.18	9.73	0
305	5.000000	5.000000	7.96	10.00	0
306	5.000000	5.000000	7.20	9.75	0
307	5.000000	5.000000	7.45	10.00	0
308	5.000000	5.000000	7.22	9.77	0
309	5.000000	5.000000	7.47	10.00	0
310	5.000000	5.000000	7.24	9.79	0
311	5.000000	5.000000	7.25	9.81	0
312	5.000000	5.000000	7.50	10.00	0
313	5.000000	5.000000	7.27	9.83	0
314	5.000000	5.000000	7.53	10.00	0
315	5.000000	5.000000	7.30	9.86	0
316	5.000000	5.000000	7.31	9.88	0
317	5.000000	5.000000	8.11	10.00	0
318	5.000000	5.000000	7.34	9.91	0
319	5.000000	5.000000	7.61	10.00	0
320	5.000000	5.000000	7.38	9.94	0
321	5.000000	5.000000	7.64	10.00	0
322	5.000000	5.000000	7.41	9.98	0
323	5.000000	5.000000	7.43	10.00	0
324	5.000000	5.000000	7.70	10.00	0
325	5.000000	5.000000	7.48	10.00	0
326	5.000000	5.000000	7.75	10.00	0
327	5.000000	5.000000	7.53	10.00	0
328	5.000000	5.000000	7.56	10.00	0
329	5.000000	5.000000	8.11	10.00	0
330	5.000000	5.000000	7.62	10.00	0
331	5.000000	5.000000	7.91	10.00	0
332	5.000000	5.000000	7.69	10.00	0
333	5.000000	5.000000	7.99	10.00	0
334	5.000000	5.000000	7.77	10.00	0
335	5.000000	5.000000	7.82	10.00	0
336	5.000000	5.000000	8.14	10.00	0
337	5.000000	5.000000	7.93	10.00	0
338	5.000000	5.000000	8.26	10.00	0
339	5.000000	5.000000	8.07	10.00	0
340	5.000000	5.000000	8.15	10.00	0
341	5.000000	5.000000	9.12	10.00	0
342	5.000000	5.000000	8.34	10.00	0
343	5.000000	5.000000	8.74	10.00	0
344	5.000000	5.000000	8.60	10.00	0
345	5.000000	5.000000	9.05	10.00	0
346	5.000000	5.000000	8.96	10.00	0
347	5.000000	5.000000	9.19	10.00	0
348	5.000000	5.000000	9.80	10.00	0
349	5.000000	5.000000	9.85	10.00	0
350	5.000000	5.000000	10.00	10.00	0
351	5.000000	5.000000	10.00	10.00	0
352	5.000000	5.000000	10.00	10.00	0
353	5.000000	5.000000	10.00	10.00	0
354	5.000000	5.000000	10.00	10.00	0
355	5.000000	5.000000	10.00	10.00	0
356	5.000000	5.000000	10.00	10.00	0
357	5.000000	5.000000	10.00	10.00	0
358	5.000000	5.000000	10.00	10.00	0
359	5.000000	5.000000	10.00	10.00	0
360	5.000000	5.000000	10.00	10.00	0
361	5.000000	5.000000	10.00	10.00	0
362	5.000000	5.000000	0.00	0.00	0
363	5.000000	5.000000	0.00	0.00	0

SAST
Asset-Backed Pass-Through Certificates Series 2004-3
NetWAC Cap Analysis
CPR	5%
(1) Assumes 1mLIBOR and 6mLIBOR stay at 1.840 and 2.183 respectively and the cashflows are run to the Optional Termination at the pricing speed.
(2) Assumes 1mLIBOR and 6mLIBOR increase instantaneouly to 6.000 and the cashflows are run to the Optional Termination at the pricing speed
(3) Calculated as (a) the Net WAC Cap plus (b) the result of proceeds from the related Interest Rate Corridor divided by the begining period balances of the related certificates, annualized based on the actual number of days in the accrual period.
					Class
			AAA Group-II	AAA Group-II	G2: A-2 (AAA)
			NWC  (1)	Max Rate (2,3)	End
Period	1 Mo LIBOR	6 Mo LIBOR	(%)	(%)	Balance
-	-	-	-	-	-
					201,000,000
1	1.840000	2.183000	5.00	5.00	199,421,289
2	6.000000	6.000000	6.67	6.67	197,304,562
3	6.000000	6.000000	6.46	6.46	195,196,460
4	6.000000	6.000000	6.46	6.46	193,097,033
5	6.000000	6.000000	7.15	7.16	191,006,151
6	6.000000	6.000000	6.45	6.51	188,927,279
7	6.000000	6.000000	6.67	6.73	186,705,757
8	6.000000	6.000000	6.47	6.51	184,556,676
9	6.000000	6.000000	6.71	6.73	182,353,660
10	6.000000	6.000000	6.52	6.51	180,222,068
11	6.000000	6.000000	6.44	6.42	178,127,642
12	6.000000	6.000000	6.68	6.64	175,980,466
13	6.000000	6.000000	6.49	6.43	173,901,347
14	6.000000	6.000000	6.73	6.64	171,772,194
15	6.000000	6.000000	6.51	6.43	169,710,295
16	6.000000	6.000000	6.51	6.43	167,656,828
17	6.000000	6.000000	7.21	7.12	165,424,095
18	6.000000	6.000000	6.51	6.43	163,386,935
19	6.000000	6.000000	6.72	6.64	161,301,228
20	6.000000	6.000000	6.51	6.43	159,280,420
21	6.000000	6.000000	6.73	6.65	157,211,009
22	6.000000	6.000000	6.51	6.45	155,203,669
23	6.000000	6.000000	6.75	7.35	152,961,790
24	6.000000	6.000000	7.34	8.19	150,474,155
25	6.000000	6.000000	7.11	7.94	148,063,536
26	6.000000	6.000000	7.44	8.54	145,493,173
27	6.000000	6.000000	7.20	8.29	142,998,043
28	6.000000	6.000000	7.20	8.31	140,508,729
29	6.000000	6.000000	7.97	9.57	137,726,278
30	6.000000	6.000000	7.20	8.77	135,118,267
31	6.000000	6.000000	7.18	8.83	132,529,346
32	6.000000	6.000000	6.95	8.68	129,978,558
33	6.000000	6.000000	7.19	8.99	127,367,982
34	6.000000	6.000000	6.96	8.72	124,829,096
35	6.000000	6.000000	7.11	9.44	122,105,913
36	6.000000	6.000000	7.40	9.98	120,225,423
37	6.000000	6.000000	7.16	9.66	118,453,701
38	6.000000	6.000000	7.46	10.00	116,694,179
39	6.000000	6.000000	7.22	9.90	114,941,682
40	6.000000	6.000000	7.22	9.90	113,196,103
41	6.000000	6.000000	7.72	10.00	111,462,428
42	6.000000	6.000000	7.22	10.00	109,735,596
43	6.000000	6.000000	7.46	10.00	108,015,565
44	6.000000	6.000000	7.22	10.00	106,303,542
45	6.000000	6.000000	7.47	10.00	104,598,294
46	6.000000	6.000000	7.23	10.00	102,899,747
47	6.000000	6.000000	7.23	10.00	101,211,267
48	6.000000	6.000000	7.47	10.00	99,529,414
49	6.000000	6.000000	7.08	10.00	97,854,158
50	6.000000	6.000000	7.32	10.00	96,186,299
51	6.000000	6.000000	7.08	10.00	94,524,976
52	6.000000	6.000000	7.08	10.00	92,870,154
53	6.000000	6.000000	7.84	10.00	91,221,802
54	6.000000	6.000000	7.08	10.00	89,579,890
55	6.000000	6.000000	7.32	10.00	87,943,967
56	6.000000	6.000000	7.09	10.00	86,314,325
57	6.000000	6.000000	7.32	10.00	84,691,033
58	6.000000	6.000000	7.09	10.00	83,074,060
59	6.000000	6.000000	7.09	10.00	81,386,954
60	6.000000	6.000000	7.33	10.00	79,704,715
61	6.000000	6.000000	7.09	10.00	78,028,630
62	6.000000	6.000000	7.33	10.00	76,339,582
63	6.000000	6.000000	7.09	10.00	74,656,607
64	6.000000	6.000000	7.10	10.00	72,979,673
65	6.000000	6.000000	7.86	10.00	71,308,765
66	6.000000	6.000000	7.10	10.00	69,643,890
67	6.000000	6.000000	7.34	10.00	67,984,962
68	6.000000	6.000000	7.10	10.00	66,331,967
69	6.000000	6.000000	7.34	10.00	64,684,857
70	6.000000	6.000000	7.10	10.00	63,043,601
71	6.000000	6.000000	7.11	10.00	61,408,168
72	6.000000	6.000000	7.34	10.00	59,778,563
73	6.000000	6.000000	7.11	10.00	58,154,720
74	6.000000	6.000000	7.35	10.00	56,536,617
75	6.000000	6.000000	7.11	10.00	54,924,214
76	6.000000	6.000000	7.11	10.00	53,317,481
77	6.000000	6.000000	7.88	10.00	51,716,388
78	6.000000	6.000000	7.11	10.00	50,120,906
79	6.000000	6.000000	7.35	10.00	48,531,003
80	6.000000	6.000000	7.12	10.00	46,946,650
81	6.000000	6.000000	7.36	10.00	45,367,817
82	6.000000	6.000000	7.12	10.00	43,794,474
83	6.000000	6.000000	7.12	10.00	42,226,593
84	6.000000	6.000000	7.36	10.00	40,664,142
85	6.000000	6.000000	7.13	10.00	39,107,092
86	6.000000	6.000000	7.36	10.00	37,555,415
87	6.000000	6.000000	7.13	10.00	36,009,081
88	6.000000	6.000000	7.13	10.00	34,468,061
89	6.000000	6.000000	7.62	10.00	32,932,325
90	6.000000	6.000000	7.13	10.00	31,401,845
91	6.000000	6.000000	7.37	10.00	29,876,591
92	6.000000	6.000000	7.14	10.00	28,356,535
93	6.000000	6.000000	7.38	10.00	26,841,649
94	6.000000	6.000000	7.14	10.00	25,331,902
95	6.000000	6.000000	7.14	10.00	23,827,268
96	6.000000	6.000000	7.38	10.00	22,327,717
97	6.000000	6.000000	7.14	10.00	20,833,221
98	6.000000	6.000000	7.38	10.00	19,343,751
99	6.000000	6.000000	7.15	10.00	17,859,280
100	6.000000	6.000000	7.15	10.00	16,379,780
101	6.000000	6.000000	7.92	10.00	14,905,221
102	6.000000	6.000000	7.15	10.00	13,435,577
103	6.000000	6.000000	7.39	10.00	11,970,819
104	6.000000	6.000000	7.16	10.00	10,510,919
105	6.000000	6.000000	7.40	10.00	9,055,851
106	6.000000	6.000000	7.16	10.00	7,605,585
107	6.000000	6.000000	7.16	10.00	6,160,096
108	6.000000	6.000000	7.40	10.00	4,655,616
109	6.000000	6.000000	7.16	10.00	3,220,020
110	6.000000	6.000000	7.40	10.00	1,789,116
111	6.000000	6.000000	7.17	10.00	0
112	6.000000	6.000000	7.16	10.00	0
113	6.000000	6.000000	7.93	10.00	0
114	6.000000	6.000000	7.16	10.00	0
115	6.000000	6.000000	7.40	10.00	0
116	6.000000	6.000000	7.16	10.00	0
117	6.000000	6.000000	7.41	10.00	0
118	6.000000	6.000000	7.17	10.00	0
119	6.000000	6.000000	7.17	10.00	0
120	6.000000	6.000000	7.41	10.00	0
121	6.000000	6.000000	7.17	10.00	0
122	6.000000	6.000000	7.42	10.00	0
123	6.000000	6.000000	7.18	10.00	0
124	6.000000	6.000000	7.18	10.00	0
125	6.000000	6.000000	7.95	10.00	0
126	6.000000	6.000000	7.19	10.00	0
127	6.000000	6.000000	7.43	10.00	0
128	6.000000	6.000000	7.19	10.00	0
129	6.000000	6.000000	7.43	10.00	0
130	6.000000	6.000000	7.19	10.00	0
131	6.000000	6.000000	7.19	10.00	0
132	6.000000	6.000000	7.43	10.00	0
133	6.000000	6.000000	7.19	10.00	0
134	6.000000	6.000000	7.43	10.00	0
135	6.000000	6.000000	7.19	10.00	0
136	6.000000	6.000000	7.19	10.00	0
137	6.000000	6.000000	7.69	10.00	0
138	6.000000	6.000000	7.19	10.00	0
139	6.000000	6.000000	7.43	10.00	0
140	6.000000	6.000000	7.19	10.00	0
141	6.000000	6.000000	7.43	10.00	0
142	6.000000	6.000000	7.19	10.00	0
143	6.000000	6.000000	7.19	10.00	0
144	6.000000	6.000000	7.43	10.00	0
145	6.000000	6.000000	7.19	10.00	0
146	6.000000	6.000000	7.43	10.00	0
147	6.000000	6.000000	7.19	10.00	0
148	6.000000	6.000000	7.19	10.00	0
149	6.000000	6.000000	7.96	10.00	0
150	6.000000	6.000000	7.19	10.00	0
151	6.000000	6.000000	7.43	10.00	0
152	6.000000	6.000000	7.19	10.00	0
153	6.000000	6.000000	7.43	10.00	0
154	6.000000	6.000000	7.19	10.00	0
155	6.000000	6.000000	7.19	10.00	0
156	6.000000	6.000000	7.43	10.00	0
157	6.000000	6.000000	7.19	10.00	0
158	6.000000	6.000000	7.43	10.00	0
159	6.000000	6.000000	7.19	10.00	0
160	6.000000	6.000000	7.19	10.00	0
161	6.000000	6.000000	7.96	10.00	0
162	6.000000	6.000000	7.19	10.00	0
163	6.000000	6.000000	7.43	10.00	0
164	6.000000	6.000000	7.19	10.00	0
165	6.000000	6.000000	7.43	10.00	0
166	6.000000	6.000000	7.19	10.00	0
167	6.000000	6.000000	7.19	10.00	0
168	6.000000	6.000000	7.43	10.00	0
169	6.000000	6.000000	7.19	10.00	0
170	6.000000	6.000000	7.43	10.00	0
171	6.000000	6.000000	7.19	10.00	0
172	6.000000	6.000000	7.19	10.00	0
173	6.000000	6.000000	7.96	10.00	0
174	6.000000	6.000000	7.19	10.00	0
175	6.000000	6.000000	7.43	10.00	0
176	6.000000	6.000000	7.19	10.00	0
177	6.000000	6.000000	7.43	10.00	0
178	6.000000	6.000000	7.19	10.00	0
179	6.000000	6.000000	7.19	10.00	0
180	6.000000	6.000000	7.43	10.00	0
181	6.000000	6.000000	7.19	10.00	0
182	6.000000	6.000000	7.43	10.00	0
183	6.000000	6.000000	7.19	10.00	0
184	6.000000	6.000000	7.19	10.00	0
185	6.000000	6.000000	7.68	10.00	0
186	6.000000	6.000000	7.18	10.00	0
187	6.000000	6.000000	7.42	10.00	0
188	6.000000	6.000000	7.18	10.00	0
189	6.000000	6.000000	7.42	10.00	0
190	6.000000	6.000000	7.18	10.00	0
191	6.000000	6.000000	7.18	10.00	0
192	6.000000	6.000000	7.42	10.00	0
193	6.000000	6.000000	7.18	10.00	0
194	6.000000	6.000000	7.42	10.00	0
195	6.000000	6.000000	7.18	10.00	0
196	6.000000	6.000000	7.18	10.00	0
197	6.000000	6.000000	7.95	10.00	0
198	6.000000	6.000000	7.18	10.00	0
199	6.000000	6.000000	7.42	10.00	0
200	6.000000	6.000000	7.18	10.00	0
201	6.000000	6.000000	7.42	10.00	0
202	6.000000	6.000000	7.18	10.00	0
203	6.000000	6.000000	7.18	10.00	0
204	6.000000	6.000000	7.42	10.00	0
205	6.000000	6.000000	7.18	10.00	0
206	6.000000	6.000000	7.42	10.00	0
207	6.000000	6.000000	7.18	10.00	0
208	6.000000	6.000000	7.18	10.00	0
209	6.000000	6.000000	7.95	10.00	0
210	6.000000	6.000000	7.18	10.00	0
211	6.000000	6.000000	7.42	10.00	0
212	6.000000	6.000000	7.18	10.00	0
213	6.000000	6.000000	7.42	10.00	0
214	6.000000	6.000000	7.18	10.00	0
215	6.000000	6.000000	7.18	10.00	0
216	6.000000	6.000000	7.42	10.00	0
217	6.000000	6.000000	7.18	10.00	0
218	6.000000	6.000000	7.42	10.00	0
219	6.000000	6.000000	7.18	10.00	0
220	6.000000	6.000000	7.18	10.00	0
221	6.000000	6.000000	7.95	10.00	0
222	6.000000	6.000000	7.18	10.00	0
223	6.000000	6.000000	7.42	10.00	0
224	6.000000	6.000000	7.18	10.00	0
225	6.000000	6.000000	7.42	10.00	0
226	6.000000	6.000000	7.18	10.00	0
227	6.000000	6.000000	7.18	10.00	0
228	6.000000	6.000000	7.41	10.00	0
229	6.000000	6.000000	7.17	10.00	0
230	6.000000	6.000000	7.41	10.00	0
231	6.000000	6.000000	7.17	10.00	0
232	6.000000	6.000000	7.17	10.00	0
233	6.000000	6.000000	7.67	10.00	0
234	6.000000	6.000000	7.17	10.00	0
235	6.000000	6.000000	7.41	10.00	0
236	6.000000	6.000000	7.17	10.00	0
237	6.000000	6.000000	7.41	10.00	0
238	6.000000	6.000000	7.17	10.00	0
239	6.000000	6.000000	7.17	10.00	0
240	6.000000	6.000000	7.41	10.00	0
241	6.000000	6.000000	7.17	10.00	0
242	6.000000	6.000000	7.41	10.00	0
243	6.000000	6.000000	7.17	10.00	0
244	6.000000	6.000000	7.17	10.00	0
245	6.000000	6.000000	7.94	10.00	0
246	6.000000	6.000000	7.17	10.00	0
247	6.000000	6.000000	7.41	10.00	0
248	6.000000	6.000000	7.17	10.00	0
249	6.000000	6.000000	7.40	10.00	0
250	6.000000	6.000000	7.16	10.00	0
251	6.000000	6.000000	7.16	10.00	0
252	6.000000	6.000000	7.40	10.00	0
253	6.000000	6.000000	7.16	10.00	0
254	6.000000	6.000000	7.40	10.00	0
255	6.000000	6.000000	7.16	10.00	0
256	6.000000	6.000000	7.16	10.00	0
257	6.000000	6.000000	7.93	10.00	0
258	6.000000	6.000000	7.16	10.00	0
259	6.000000	6.000000	7.40	10.00	0
260	6.000000	6.000000	7.16	10.00	0
261	6.000000	6.000000	7.40	10.00	0
262	6.000000	6.000000	7.16	10.00	0
263	6.000000	6.000000	7.16	10.00	0
264	6.000000	6.000000	7.39	10.00	0
265	6.000000	6.000000	7.15	10.00	0
266	6.000000	6.000000	7.39	10.00	0
267	6.000000	6.000000	7.15	10.00	0
268	6.000000	6.000000	7.15	10.00	0
269	6.000000	6.000000	7.92	10.00	0
270	6.000000	6.000000	7.15	10.00	0
271	6.000000	6.000000	7.39	10.00	0
272	6.000000	6.000000	7.15	10.00	0
273	6.000000	6.000000	7.38	10.00	0
274	6.000000	6.000000	7.15	10.00	0
275	6.000000	6.000000	7.14	10.00	0
276	6.000000	6.000000	7.38	10.00	0
277	6.000000	6.000000	7.14	10.00	0
278	6.000000	6.000000	7.38	10.00	0
279	6.000000	6.000000	7.14	10.00	0
280	6.000000	6.000000	7.14	10.00	0
281	6.000000	6.000000	7.63	10.00	0
282	6.000000	6.000000	7.14	10.00	0
283	6.000000	6.000000	7.37	10.00	0
284	6.000000	6.000000	7.13	10.00	0
285	6.000000	6.000000	7.37	10.00	0
286	6.000000	6.000000	7.13	10.00	0
287	6.000000	6.000000	7.13	10.00	0
288	6.000000	6.000000	7.36	10.00	0
289	6.000000	6.000000	7.12	10.00	0
290	6.000000	6.000000	7.36	10.00	0
291	6.000000	6.000000	7.12	10.00	0
292	6.000000	6.000000	7.12	10.00	0
293	6.000000	6.000000	7.88	10.00	0
294	6.000000	6.000000	7.12	10.00	0
295	6.000000	6.000000	7.36	10.00	0
296	6.000000	6.000000	7.13	10.00	0
297	6.000000	6.000000	7.37	10.00	0
298	6.000000	6.000000	7.14	10.00	0
299	6.000000	6.000000	7.15	10.00	0
300	6.000000	6.000000	7.39	10.00	0
301	6.000000	6.000000	7.16	10.00	0
302	6.000000	6.000000	7.41	10.00	0
303	6.000000	6.000000	7.17	10.00	0
304	6.000000	6.000000	7.18	10.00	0
305	6.000000	6.000000	7.96	10.00	0
306	6.000000	6.000000	7.20	10.00	0
307	6.000000	6.000000	7.45	10.00	0
308	6.000000	6.000000	7.22	10.00	0
309	6.000000	6.000000	7.47	10.00	0
310	6.000000	6.000000	7.24	10.00	0
311	6.000000	6.000000	7.25	10.00	0
312	6.000000	6.000000	7.50	10.00	0
313	6.000000	6.000000	7.27	10.00	0
314	6.000000	6.000000	7.53	10.00	0
315	6.000000	6.000000	7.30	10.00	0
316	6.000000	6.000000	7.31	10.00	0
317	6.000000	6.000000	8.11	10.00	0
318	6.000000	6.000000	7.34	10.00	0
319	6.000000	6.000000	7.61	10.00	0
320	6.000000	6.000000	7.38	10.00	0
321	6.000000	6.000000	7.64	10.00	0
322	6.000000	6.000000	7.41	10.00	0
323	6.000000	6.000000	7.43	10.00	0
324	6.000000	6.000000	7.70	10.00	0
325	6.000000	6.000000	7.48	10.00	0
326	6.000000	6.000000	7.75	10.00	0
327	6.000000	6.000000	7.53	10.00	0
328	6.000000	6.000000	7.56	10.00	0
329	6.000000	6.000000	8.11	10.00	0
330	6.000000	6.000000	7.62	10.00	0
331	6.000000	6.000000	7.91	10.00	0
332	6.000000	6.000000	7.69	10.00	0
333	6.000000	6.000000	7.99	10.00	0
334	6.000000	6.000000	7.77	10.00	0
335	6.000000	6.000000	7.82	10.00	0
336	6.000000	6.000000	8.14	10.00	0
337	6.000000	6.000000	7.93	10.00	0
338	6.000000	6.000000	8.26	10.00	0
339	6.000000	6.000000	8.07	10.00	0
340	6.000000	6.000000	8.15	10.00	0
341	6.000000	6.000000	9.12	10.00	0
342	6.000000	6.000000	8.34	10.00	0
343	6.000000	6.000000	8.74	10.00	0
344	6.000000	6.000000	8.60	10.00	0
345	6.000000	6.000000	9.05	10.00	0
346	6.000000	6.000000	8.96	10.00	0
347	6.000000	6.000000	9.19	10.00	0
348	6.000000	6.000000	9.80	10.00	0
349	6.000000	6.000000	9.85	10.00	0
350	6.000000	6.000000	10.00	10.00	0
351	6.000000	6.000000	10.00	10.00	0
352	6.000000	6.000000	10.00	10.00	0
353	6.000000	6.000000	10.00	10.00	0
354	6.000000	6.000000	10.00	10.00	0
355	6.000000	6.000000	10.00	10.00	0
356	6.000000	6.000000	10.00	10.00	0
357	6.000000	6.000000	10.00	10.00	0
358	6.000000	6.000000	10.00	10.00	0
359	6.000000	6.000000	10.00	10.00	0
360	6.000000	6.000000	10.00	10.00	0
361	6.000000	6.000000	10.00	10.00	0
362	6.000000	6.000000	0.00	0.00	0
363	6.000000	6.000000	0.00	0.00	0

SAST
Asset-Backed Pass-Through Certificates Series 2004-3
NetWAC Cap Analysis
CPR	5%
(1) Assumes 1mLIBOR and 6mLIBOR stay at 1.840 and 2.183 respectively and the cashflows are run to the Optional Termination at the pricing speed.
(2) Assumes 1mLIBOR and 6mLIBOR increase instantaneouly to 6.000 and the cashflows are run to the Optional Termination at the pricing speed
(3) Calculated as (a) the Net WAC Cap plus (b) the result of proceeds from the related Interest Rate Corridor divided by the begining period balances of the related certificates, annualized based on the actual number of days in the accrual period.
					Class
			AAA Group-II	AAA Group-II	G2: A-2 (AAA)
			NWC  (1)	Max Rate (2,3)	End
Period	1 Mo LIBOR	6 Mo LIBOR	(%)	(%)	Balance
-	-	-	-	-	-
					201,000,000
1	1.840000	2.183000	5.00	5.00	199,421,289
2	7.000000	7.000000	6.67	7.00	197,304,562
3	7.000000	7.000000	6.46	7.00	195,196,462
4	7.000000	7.000000	6.46	7.00	193,097,037
5	7.000000	7.000000	7.15	7.17	191,006,158
6	7.000000	7.000000	6.45	7.00	188,927,313
7	7.000000	7.000000	6.67	7.01	186,838,278
8	7.000000	7.000000	6.47	7.00	184,757,751
9	7.000000	7.000000	6.71	7.01	182,685,819
10	7.000000	7.000000	6.52	6.98	180,622,397
11	7.000000	7.000000	6.44	6.96	178,567,370
12	7.000000	7.000000	6.68	6.99	176,522,146
13	7.000000	7.000000	6.49	6.95	174,485,238
14	7.000000	7.000000	6.73	6.99	172,456,706
15	7.000000	7.000000	6.51	6.94	170,436,417
16	7.000000	7.000000	6.51	6.93	168,424,404
17	7.000000	7.000000	7.21	7.13	166,420,561
18	7.000000	7.000000	6.51	6.90	164,425,196
19	7.000000	7.000000	6.72	6.96	162,437,929
20	7.000000	7.000000	6.51	6.89	160,458,960
21	7.000000	7.000000	6.73	6.95	158,488,211
22	7.000000	7.000000	6.51	6.87	156,525,478
23	7.000000	7.000000	6.75	7.35	154,584,155
24	7.000000	7.000000	7.34	8.19	152,415,324
25	7.000000	7.000000	7.11	7.93	150,327,901
26	7.000000	7.000000	7.44	8.53	148,080,559
27	7.000000	7.000000	7.20	8.26	145,916,009
28	7.000000	7.000000	7.20	8.27	143,757,336
29	7.000000	7.000000	7.97	9.52	141,278,927
30	7.000000	7.000000	7.20	8.72	139,006,008
31	7.000000	7.000000	7.18	8.77	136,741,445
32	7.000000	7.000000	6.95	8.61	134,524,236
33	7.000000	7.000000	7.19	8.91	132,238,528
34	7.000000	7.000000	6.96	8.64	130,032,354
35	7.000000	7.000000	7.11	9.45	127,610,267
36	7.000000	7.000000	7.40	10.00	125,047,749
37	7.000000	7.000000	7.16	9.72	122,566,221
38	7.000000	7.000000	7.46	10.00	119,937,078
39	7.000000	7.000000	7.22	10.00	117,388,530
40	7.000000	7.000000	7.22	10.00	114,845,153
41	7.000000	7.000000	7.72	10.00	112,048,272
42	7.000000	7.000000	7.22	10.00	109,796,869
43	7.000000	7.000000	7.46	10.00	108,084,165
44	7.000000	7.000000	7.22	10.00	106,380,050
45	7.000000	7.000000	7.47	10.00	104,682,686
46	7.000000	7.000000	7.23	10.00	102,992,000
47	7.000000	7.000000	7.23	10.00	101,312,201
48	7.000000	7.000000	7.47	10.00	99,639,002
49	7.000000	7.000000	7.08	10.00	97,972,372
50	7.000000	7.000000	7.32	10.00	96,313,318
51	7.000000	7.000000	7.08	10.00	94,660,794
52	7.000000	7.000000	7.08	10.00	93,014,744
53	7.000000	7.000000	7.84	10.00	91,377,837
54	7.000000	7.000000	7.08	10.00	89,747,335
55	7.000000	7.000000	7.32	10.00	88,122,853
56	7.000000	7.000000	7.09	10.00	86,505,293
57	7.000000	7.000000	7.32	10.00	84,894,044
58	7.000000	7.000000	7.09	10.00	83,289,077
59	7.000000	7.000000	7.09	10.00	81,626,365
60	7.000000	7.000000	7.33	10.00	79,968,468
61	7.000000	7.000000	7.09	10.00	78,316,645
62	7.000000	7.000000	7.33	10.00	76,654,817
63	7.000000	7.000000	7.09	10.00	74,998,973
64	7.000000	7.000000	7.10	10.00	73,349,081
65	7.000000	7.000000	7.86	10.00	71,705,125
66	7.000000	7.000000	7.10	10.00	70,067,111
67	7.000000	7.000000	7.34	10.00	68,434,954
68	7.000000	7.000000	7.10	10.00	66,808,640
69	7.000000	7.000000	7.34	10.00	65,188,119
70	7.000000	7.000000	7.10	10.00	63,573,361
71	7.000000	7.000000	7.11	10.00	61,964,349
72	7.000000	7.000000	7.34	10.00	60,361,084
73	7.000000	7.000000	7.11	10.00	58,763,488
74	7.000000	7.000000	7.35	10.00	57,171,545
75	7.000000	7.000000	7.11	10.00	55,585,210
76	7.000000	7.000000	7.11	10.00	54,004,452
77	7.000000	7.000000	7.88	10.00	52,429,240
78	7.000000	7.000000	7.11	10.00	50,859,575
79	7.000000	7.000000	7.35	10.00	49,295,395
80	7.000000	7.000000	7.12	10.00	47,736,678
81	7.000000	7.000000	7.36	10.00	46,183,386
82	7.000000	7.000000	7.12	10.00	44,635,489
83	7.000000	7.000000	7.12	10.00	43,092,956
84	7.000000	7.000000	7.36	10.00	41,555,757
85	7.000000	7.000000	7.13	10.00	40,023,863
86	7.000000	7.000000	7.36	10.00	38,497,244
87	7.000000	7.000000	7.13	10.00	36,975,871
88	7.000000	7.000000	7.13	10.00	35,459,712
89	7.000000	7.000000	7.62	10.00	33,948,740
90	7.000000	7.000000	7.13	10.00	32,442,924
91	7.000000	7.000000	7.37	10.00	30,942,236
92	7.000000	7.000000	7.14	10.00	29,446,645
93	7.000000	7.000000	7.38	10.00	27,956,122
94	7.000000	7.000000	7.14	10.00	26,470,639
95	7.000000	7.000000	7.14	10.00	24,990,167
96	7.000000	7.000000	7.38	10.00	23,514,675
97	7.000000	7.000000	7.14	10.00	22,044,137
98	7.000000	7.000000	7.38	10.00	20,578,521
99	7.000000	7.000000	7.15	10.00	19,117,801
100	7.000000	7.000000	7.15	10.00	17,661,946
101	7.000000	7.000000	7.92	10.00	16,210,929
102	7.000000	7.000000	7.15	10.00	14,764,722
103	7.000000	7.000000	7.39	10.00	13,323,294
104	7.000000	7.000000	7.16	10.00	11,886,619
105	7.000000	7.000000	7.40	10.00	10,454,667
106	7.000000	7.000000	7.16	10.00	9,027,411
107	7.000000	7.000000	7.16	10.00	7,604,823
108	7.000000	7.000000	7.40	10.00	6,123,135
109	7.000000	7.000000	7.16	10.00	4,710,222
110	7.000000	7.000000	7.40	10.00	3,301,891
111	7.000000	7.000000	7.17	10.00	205,239
112	7.000000	7.000000	7.16	10.00	0
113	7.000000	7.000000	7.93	10.00	0
114	7.000000	7.000000	7.16	10.00	0
115	7.000000	7.000000	7.40	10.00	0
116	7.000000	7.000000	7.16	10.00	0
117	7.000000	7.000000	7.41	10.00	0
118	7.000000	7.000000	7.17	10.00	0
119	7.000000	7.000000	7.17	10.00	0
120	7.000000	7.000000	7.41	10.00	0
121	7.000000	7.000000	7.17	10.00	0
122	7.000000	7.000000	7.42	10.00	0
123	7.000000	7.000000	7.18	10.00	0
124	7.000000	7.000000	7.18	10.00	0
125	7.000000	7.000000	7.95	10.00	0
126	7.000000	7.000000	7.19	10.00	0
127	7.000000	7.000000	7.43	10.00	0
128	7.000000	7.000000	7.19	10.00	0
129	7.000000	7.000000	7.43	10.00	0
130	7.000000	7.000000	7.19	10.00	0
131	7.000000	7.000000	7.19	10.00	0
132	7.000000	7.000000	7.43	10.00	0
133	7.000000	7.000000	7.19	10.00	0
134	7.000000	7.000000	7.43	10.00	0
135	7.000000	7.000000	7.19	10.00	0
136	7.000000	7.000000	7.19	10.00	0
137	7.000000	7.000000	7.69	10.00	0
138	7.000000	7.000000	7.19	10.00	0
139	7.000000	7.000000	7.43	10.00	0
140	7.000000	7.000000	7.19	10.00	0
141	7.000000	7.000000	7.43	10.00	0
142	7.000000	7.000000	7.19	10.00	0
143	7.000000	7.000000	7.19	10.00	0
144	7.000000	7.000000	7.43	10.00	0
145	7.000000	7.000000	7.19	10.00	0
146	7.000000	7.000000	7.43	10.00	0
147	7.000000	7.000000	7.19	10.00	0
148	7.000000	7.000000	7.19	10.00	0
149	7.000000	7.000000	7.96	10.00	0
150	7.000000	7.000000	7.19	10.00	0
151	7.000000	7.000000	7.43	10.00	0
152	7.000000	7.000000	7.19	10.00	0
153	7.000000	7.000000	7.43	10.00	0
154	7.000000	7.000000	7.19	10.00	0
155	7.000000	7.000000	7.19	10.00	0
156	7.000000	7.000000	7.43	10.00	0
157	7.000000	7.000000	7.19	10.00	0
158	7.000000	7.000000	7.43	10.00	0
159	7.000000	7.000000	7.19	10.00	0
160	7.000000	7.000000	7.19	10.00	0
161	7.000000	7.000000	7.96	10.00	0
162	7.000000	7.000000	7.19	10.00	0
163	7.000000	7.000000	7.43	10.00	0
164	7.000000	7.000000	7.19	10.00	0
165	7.000000	7.000000	7.43	10.00	0
166	7.000000	7.000000	7.19	10.00	0
167	7.000000	7.000000	7.19	10.00	0
168	7.000000	7.000000	7.43	10.00	0
169	7.000000	7.000000	7.19	10.00	0
170	7.000000	7.000000	7.43	10.00	0
171	7.000000	7.000000	7.19	10.00	0
172	7.000000	7.000000	7.19	10.00	0
173	7.000000	7.000000	7.96	10.00	0
174	7.000000	7.000000	7.19	10.00	0
175	7.000000	7.000000	7.43	10.00	0
176	7.000000	7.000000	7.19	10.00	0
177	7.000000	7.000000	7.43	10.00	0
178	7.000000	7.000000	7.19	10.00	0
179	7.000000	7.000000	7.19	10.00	0
180	7.000000	7.000000	7.43	10.00	0
181	7.000000	7.000000	7.19	10.00	0
182	7.000000	7.000000	7.43	10.00	0
183	7.000000	7.000000	7.19	10.00	0
184	7.000000	7.000000	7.19	10.00	0
185	7.000000	7.000000	7.68	10.00	0
186	7.000000	7.000000	7.18	10.00	0
187	7.000000	7.000000	7.42	10.00	0
188	7.000000	7.000000	7.18	10.00	0
189	7.000000	7.000000	7.42	10.00	0
190	7.000000	7.000000	7.18	10.00	0
191	7.000000	7.000000	7.18	10.00	0
192	7.000000	7.000000	7.42	10.00	0
193	7.000000	7.000000	7.18	10.00	0
194	7.000000	7.000000	7.42	10.00	0
195	7.000000	7.000000	7.18	10.00	0
196	7.000000	7.000000	7.18	10.00	0
197	7.000000	7.000000	7.95	10.00	0
198	7.000000	7.000000	7.18	10.00	0
199	7.000000	7.000000	7.42	10.00	0
200	7.000000	7.000000	7.18	10.00	0
201	7.000000	7.000000	7.42	10.00	0
202	7.000000	7.000000	7.18	10.00	0
203	7.000000	7.000000	7.18	10.00	0
204	7.000000	7.000000	7.42	10.00	0
205	7.000000	7.000000	7.18	10.00	0
206	7.000000	7.000000	7.42	10.00	0
207	7.000000	7.000000	7.18	10.00	0
208	7.000000	7.000000	7.18	10.00	0
209	7.000000	7.000000	7.95	10.00	0
210	7.000000	7.000000	7.18	10.00	0
211	7.000000	7.000000	7.42	10.00	0
212	7.000000	7.000000	7.18	10.00	0
213	7.000000	7.000000	7.42	10.00	0
214	7.000000	7.000000	7.18	10.00	0
215	7.000000	7.000000	7.18	10.00	0
216	7.000000	7.000000	7.42	10.00	0
217	7.000000	7.000000	7.18	10.00	0
218	7.000000	7.000000	7.42	10.00	0
219	7.000000	7.000000	7.18	10.00	0
220	7.000000	7.000000	7.18	10.00	0
221	7.000000	7.000000	7.95	10.00	0
222	7.000000	7.000000	7.18	10.00	0
223	7.000000	7.000000	7.42	10.00	0
224	7.000000	7.000000	7.18	10.00	0
225	7.000000	7.000000	7.42	10.00	0
226	7.000000	7.000000	7.18	10.00	0
227	7.000000	7.000000	7.18	10.00	0
228	7.000000	7.000000	7.41	10.00	0
229	7.000000	7.000000	7.17	10.00	0
230	7.000000	7.000000	7.41	10.00	0
231	7.000000	7.000000	7.17	10.00	0
232	7.000000	7.000000	7.17	10.00	0
233	7.000000	7.000000	7.67	10.00	0
234	7.000000	7.000000	7.17	10.00	0
235	7.000000	7.000000	7.41	10.00	0
236	7.000000	7.000000	7.17	10.00	0
237	7.000000	7.000000	7.41	10.00	0
238	7.000000	7.000000	7.17	10.00	0
239	7.000000	7.000000	7.17	10.00	0
240	7.000000	7.000000	7.41	10.00	0
241	7.000000	7.000000	7.17	10.00	0
242	7.000000	7.000000	7.41	10.00	0
243	7.000000	7.000000	7.17	10.00	0
244	7.000000	7.000000	7.17	10.00	0
245	7.000000	7.000000	7.94	10.00	0
246	7.000000	7.000000	7.17	10.00	0
247	7.000000	7.000000	7.41	10.00	0
248	7.000000	7.000000	7.17	10.00	0
249	7.000000	7.000000	7.40	10.00	0
250	7.000000	7.000000	7.16	10.00	0
251	7.000000	7.000000	7.16	10.00	0
252	7.000000	7.000000	7.40	10.00	0
253	7.000000	7.000000	7.16	10.00	0
254	7.000000	7.000000	7.40	10.00	0
255	7.000000	7.000000	7.16	10.00	0
256	7.000000	7.000000	7.16	10.00	0
257	7.000000	7.000000	7.93	10.00	0
258	7.000000	7.000000	7.16	10.00	0
259	7.000000	7.000000	7.40	10.00	0
260	7.000000	7.000000	7.16	10.00	0
261	7.000000	7.000000	7.40	10.00	0
262	7.000000	7.000000	7.16	10.00	0
263	7.000000	7.000000	7.16	10.00	0
264	7.000000	7.000000	7.39	10.00	0
265	7.000000	7.000000	7.15	10.00	0
266	7.000000	7.000000	7.39	10.00	0
267	7.000000	7.000000	7.15	10.00	0
268	7.000000	7.000000	7.15	10.00	0
269	7.000000	7.000000	7.92	10.00	0
270	7.000000	7.000000	7.15	10.00	0
271	7.000000	7.000000	7.39	10.00	0
272	7.000000	7.000000	7.15	10.00	0
273	7.000000	7.000000	7.38	10.00	0
274	7.000000	7.000000	7.15	10.00	0
275	7.000000	7.000000	7.14	10.00	0
276	7.000000	7.000000	7.38	10.00	0
277	7.000000	7.000000	7.14	10.00	0
278	7.000000	7.000000	7.38	10.00	0
279	7.000000	7.000000	7.14	10.00	0
280	7.000000	7.000000	7.14	10.00	0
281	7.000000	7.000000	7.63	10.00	0
282	7.000000	7.000000	7.14	10.00	0
283	7.000000	7.000000	7.37	10.00	0
284	7.000000	7.000000	7.13	10.00	0
285	7.000000	7.000000	7.37	10.00	0
286	7.000000	7.000000	7.13	10.00	0
287	7.000000	7.000000	7.13	10.00	0
288	7.000000	7.000000	7.36	10.00	0
289	7.000000	7.000000	7.12	10.00	0
290	7.000000	7.000000	7.36	10.00	0
291	7.000000	7.000000	7.12	10.00	0
292	7.000000	7.000000	7.12	10.00	0
293	7.000000	7.000000	7.88	10.00	0
294	7.000000	7.000000	7.12	10.00	0
295	7.000000	7.000000	7.36	10.00	0
296	7.000000	7.000000	7.13	10.00	0
297	7.000000	7.000000	7.37	10.00	0
298	7.000000	7.000000	7.14	10.00	0
299	7.000000	7.000000	7.15	10.00	0
300	7.000000	7.000000	7.39	10.00	0
301	7.000000	7.000000	7.16	10.00	0
302	7.000000	7.000000	7.41	10.00	0
303	7.000000	7.000000	7.17	10.00	0
304	7.000000	7.000000	7.18	10.00	0
305	7.000000	7.000000	7.96	10.00	0
306	7.000000	7.000000	7.20	10.00	0
307	7.000000	7.000000	7.45	10.00	0
308	7.000000	7.000000	7.22	10.00	0
309	7.000000	7.000000	7.47	10.00	0
310	7.000000	7.000000	7.24	10.00	0
311	7.000000	7.000000	7.25	10.00	0
312	7.000000	7.000000	7.50	10.00	0
313	7.000000	7.000000	7.27	10.00	0
314	7.000000	7.000000	7.53	10.00	0
315	7.000000	7.000000	7.30	10.00	0
316	7.000000	7.000000	7.31	10.00	0
317	7.000000	7.000000	8.11	10.00	0
318	7.000000	7.000000	7.34	10.00	0
319	7.000000	7.000000	7.61	10.00	0
320	7.000000	7.000000	7.38	10.00	0
321	7.000000	7.000000	7.64	10.00	0
322	7.000000	7.000000	7.41	10.00	0
323	7.000000	7.000000	7.43	10.00	0
324	7.000000	7.000000	7.70	10.00	0
325	7.000000	7.000000	7.48	10.00	0
326	7.000000	7.000000	7.75	10.00	0
327	7.000000	7.000000	7.53	10.00	0
328	7.000000	7.000000	7.56	10.00	0
329	7.000000	7.000000	8.11	10.00	0
330	7.000000	7.000000	7.62	10.00	0
331	7.000000	7.000000	7.91	10.00	0
332	7.000000	7.000000	7.69	10.00	0
333	7.000000	7.000000	7.99	10.00	0
334	7.000000	7.000000	7.77	10.00	0
335	7.000000	7.000000	7.82	10.00	0
336	7.000000	7.000000	8.14	10.00	0
337	7.000000	7.000000	7.93	10.00	0
338	7.000000	7.000000	8.26	10.00	0
339	7.000000	7.000000	8.07	10.00	0
340	7.000000	7.000000	8.15	10.00	0
341	7.000000	7.000000	9.12	10.00	0
342	7.000000	7.000000	8.34	10.00	0
343	7.000000	7.000000	8.74	10.00	0
344	7.000000	7.000000	8.60	10.00	0
345	7.000000	7.000000	9.05	10.00	0
346	7.000000	7.000000	8.96	10.00	0
347	7.000000	7.000000	9.19	10.00	0
348	7.000000	7.000000	9.80	10.00	0
349	7.000000	7.000000	9.85	10.00	0
350	7.000000	7.000000	10.00	10.00	0
351	7.000000	7.000000	10.00	10.00	0
352	7.000000	7.000000	10.00	10.00	0
353	7.000000	7.000000	10.00	10.00	0
354	7.000000	7.000000	10.00	10.00	0
355	7.000000	7.000000	10.00	10.00	0
356	7.000000	7.000000	10.00	10.00	0
357	7.000000	7.000000	10.00	10.00	0
358	7.000000	7.000000	10.00	10.00	0
359	7.000000	7.000000	10.00	10.00	0
360	7.000000	7.000000	10.00	10.00	0
361	7.000000	7.000000	10.00	10.00	0
362	7.000000	7.000000	0.00	0.00	0
363	7.000000	7.000000	0.00	0.00	0

SAST
Asset-Backed Pass-Through Certificates Series 2004-3
NetWAC Cap Analysis
CPR	5%
(1) Assumes 1mLIBOR and 6mLIBOR stay at 1.840 and 2.183 respectively and the cashflows are run to the Optional Termination at the pricing speed.
(2) Assumes 1mLIBOR and 6mLIBOR increase instantaneouly to 6.000 and the cashflows are run to the Optional Termination at the pricing speed
(3) Calculated as (a) the Net WAC Cap plus (b) the result of proceeds from the related Interest Rate Corridor divided by the begining period balances of the related certificates, annualized based on the actual number of days in the accrual period.
					Class
			AAA Group-II	AAA Group-II	G2: A-2 (AAA)
			NWC  (1)	Max Rate (2,3)	End
Period	1 Mo LIBOR	6 Mo LIBOR	(%)	(%)	Balance
-	-	-	-	-	-
					201,000,000
1	1.840000	2.183000	5.00	5.00	199,421,289
2	8.000000	8.000000	6.67	7.99	197,304,562
3	8.000000	8.000000	6.46	7.99	195,196,464
4	8.000000	8.000000	6.46	7.98	193,097,040
5	8.000000	8.000000	7.15	7.99	191,006,163
6	8.000000	8.000000	6.45	7.96	188,927,319
7	8.000000	8.000000	6.67	7.96	186,838,286
8	8.000000	8.000000	6.47	7.92	184,757,760
9	8.000000	8.000000	6.71	7.92	182,685,830
10	8.000000	8.000000	6.52	7.88	180,622,411
11	8.000000	8.000000	6.44	7.84	178,567,384
12	8.000000	8.000000	6.68	7.85	176,522,308
13	8.000000	8.000000	6.49	7.79	174,485,549
14	8.000000	8.000000	6.73	7.80	172,457,165
15	8.000000	8.000000	6.51	7.73	170,437,024
16	8.000000	8.000000	6.51	7.71	168,425,159
17	8.000000	8.000000	7.21	7.85	166,421,463
18	8.000000	8.000000	6.51	7.66	164,426,899
19	8.000000	8.000000	6.72	7.70	162,440,432
20	8.000000	8.000000	6.51	7.61	160,462,261
21	8.000000	8.000000	6.73	7.66	158,492,309
22	8.000000	8.000000	6.51	7.55	156,530,371
23	8.000000	8.000000	6.75	7.87	154,608,461
24	8.000000	8.000000	7.34	8.22	152,694,754
25	8.000000	8.000000	7.11	7.98	150,790,971
26	8.000000	8.000000	7.44	8.55	148,836,445
27	8.000000	8.000000	7.20	8.28	146,950,710
28	8.000000	8.000000	7.20	8.28	145,072,252
29	8.000000	8.000000	7.97	9.52	142,887,064
30	8.000000	8.000000	7.20	8.71	140,923,924
31	8.000000	8.000000	7.18	8.76	138,959,957
32	8.000000	8.000000	6.95	8.59	137,048,170
33	8.000000	8.000000	7.19	8.89	135,066,244
34	8.000000	8.000000	6.96	8.61	133,166,530
35	8.000000	8.000000	7.11	9.40	131,069,315
36	8.000000	8.000000	7.40	9.96	128,826,792
37	8.000000	8.000000	7.16	9.65	126,673,825
38	8.000000	8.000000	7.46	10.00	124,365,169
39	8.000000	8.000000	7.22	9.95	122,147,722
40	8.000000	8.000000	7.22	9.97	119,934,697
41	8.000000	8.000000	7.72	10.00	117,411,197
42	8.000000	8.000000	7.22	10.00	115,016,490
43	8.000000	8.000000	7.46	10.00	112,542,038
44	8.000000	8.000000	7.22	10.00	110,106,295
45	8.000000	8.000000	7.47	10.00	107,591,478
46	8.000000	8.000000	7.23	10.00	105,163,948
47	8.000000	8.000000	7.23	10.00	102,684,724
48	8.000000	8.000000	7.47	10.00	100,115,856
49	8.000000	8.000000	7.08	10.00	98,028,701
50	8.000000	8.000000	7.32	10.00	96,374,758
51	8.000000	8.000000	7.08	10.00	94,727,341
52	8.000000	8.000000	7.08	10.00	93,086,386
53	8.000000	8.000000	7.84	10.00	91,455,459
54	8.000000	8.000000	7.08	10.00	89,830,923
55	8.000000	8.000000	7.32	10.00	88,212,450
56	8.000000	8.000000	7.09	10.00	86,601,117
57	8.000000	8.000000	7.32	10.00	84,996,093
58	8.000000	8.000000	7.09	10.00	83,397,337
59	8.000000	8.000000	7.09	10.00	81,743,619
60	8.000000	8.000000	7.33	10.00	80,094,695
61	8.000000	8.000000	7.09	10.00	78,451,823
62	8.000000	8.000000	7.33	10.00	76,799,620
63	8.000000	8.000000	7.09	10.00	75,153,377
64	8.000000	8.000000	7.10	10.00	73,513,061
65	8.000000	8.000000	7.86	10.00	71,878,657
66	8.000000	8.000000	7.10	10.00	70,250,170
67	8.000000	8.000000	7.34	10.00	68,627,515
68	8.000000	8.000000	7.10	10.00	67,010,676
69	8.000000	8.000000	7.34	10.00	65,399,607
70	8.000000	8.000000	7.10	10.00	63,794,275
71	8.000000	8.000000	7.11	10.00	62,194,663
72	8.000000	8.000000	7.34	10.00	60,600,772
73	8.000000	8.000000	7.11	10.00	59,012,524
74	8.000000	8.000000	7.35	10.00	57,429,904
75	8.000000	8.000000	7.11	10.00	55,852,866
76	8.000000	8.000000	7.11	10.00	54,281,377
77	8.000000	8.000000	7.88	10.00	52,715,422
78	8.000000	8.000000	7.11	10.00	51,154,995
79	8.000000	8.000000	7.35	10.00	49,600,027
80	8.000000	8.000000	7.12	10.00	48,050,500
81	8.000000	8.000000	7.36	10.00	46,506,371
82	8.000000	8.000000	7.12	10.00	44,967,609
83	8.000000	8.000000	7.12	10.00	43,434,184
84	8.000000	8.000000	7.36	10.00	41,906,066
85	8.000000	8.000000	7.13	10.00	40,383,224
86	8.000000	8.000000	7.36	10.00	38,865,630
87	8.000000	8.000000	7.13	10.00	37,353,252
88	8.000000	8.000000	7.13	10.00	35,846,061
89	8.000000	8.000000	7.62	10.00	34,344,028
90	8.000000	8.000000	7.13	10.00	32,847,122
91	8.000000	8.000000	7.37	10.00	31,355,315
92	8.000000	8.000000	7.14	10.00	29,868,575
93	8.000000	8.000000	7.38	10.00	28,386,875
94	8.000000	8.000000	7.14	10.00	26,910,185
95	8.000000	8.000000	7.14	10.00	25,438,475
96	8.000000	8.000000	7.38	10.00	23,971,717
97	8.000000	8.000000	7.14	10.00	22,509,880
98	8.000000	8.000000	7.38	10.00	21,052,936
99	8.000000	8.000000	7.15	10.00	19,600,857
100	8.000000	8.000000	7.15	10.00	18,153,612
101	8.000000	8.000000	7.92	10.00	16,711,174
102	8.000000	8.000000	7.15	10.00	15,273,513
103	8.000000	8.000000	7.39	10.00	13,840,600
104	8.000000	8.000000	7.16	10.00	12,412,408
105	8.000000	8.000000	7.40	10.00	10,988,907
106	8.000000	8.000000	7.16	10.00	9,570,070
107	8.000000	8.000000	7.16	10.00	8,155,866
108	8.000000	8.000000	7.40	10.00	6,682,531
109	8.000000	8.000000	7.16	10.00	5,277,937
110	8.000000	8.000000	7.40	10.00	3,877,891
111	8.000000	8.000000	7.17	10.00	789,490
112	8.000000	8.000000	7.16	10.00	0
113	8.000000	8.000000	7.93	10.00	0
114	8.000000	8.000000	7.16	10.00	0
115	8.000000	8.000000	7.40	10.00	0
116	8.000000	8.000000	7.16	10.00	0
117	8.000000	8.000000	7.41	10.00	0
118	8.000000	8.000000	7.17	10.00	0
119	8.000000	8.000000	7.17	10.00	0
120	8.000000	8.000000	7.41	10.00	0
121	8.000000	8.000000	7.17	10.00	0
122	8.000000	8.000000	7.42	10.00	0
123	8.000000	8.000000	7.18	10.00	0
124	8.000000	8.000000	7.18	10.00	0
125	8.000000	8.000000	7.95	10.00	0
126	8.000000	8.000000	7.19	10.00	0
127	8.000000	8.000000	7.43	10.00	0
128	8.000000	8.000000	7.19	10.00	0
129	8.000000	8.000000	7.43	10.00	0
130	8.000000	8.000000	7.19	10.00	0
131	8.000000	8.000000	7.19	10.00	0
132	8.000000	8.000000	7.43	10.00	0
133	8.000000	8.000000	7.19	10.00	0
134	8.000000	8.000000	7.43	10.00	0
135	8.000000	8.000000	7.19	10.00	0
136	8.000000	8.000000	7.19	10.00	0
137	8.000000	8.000000	7.69	10.00	0
138	8.000000	8.000000	7.19	10.00	0
139	8.000000	8.000000	7.43	10.00	0
140	8.000000	8.000000	7.19	10.00	0
141	8.000000	8.000000	7.43	10.00	0
142	8.000000	8.000000	7.19	10.00	0
143	8.000000	8.000000	7.19	10.00	0
144	8.000000	8.000000	7.43	10.00	0
145	8.000000	8.000000	7.19	10.00	0
146	8.000000	8.000000	7.43	10.00	0
147	8.000000	8.000000	7.19	10.00	0
148	8.000000	8.000000	7.19	10.00	0
149	8.000000	8.000000	7.96	10.00	0
150	8.000000	8.000000	7.19	10.00	0
151	8.000000	8.000000	7.43	10.00	0
152	8.000000	8.000000	7.19	10.00	0
153	8.000000	8.000000	7.43	10.00	0
154	8.000000	8.000000	7.19	10.00	0
155	8.000000	8.000000	7.19	10.00	0
156	8.000000	8.000000	7.43	10.00	0
157	8.000000	8.000000	7.19	10.00	0
158	8.000000	8.000000	7.43	10.00	0
159	8.000000	8.000000	7.19	10.00	0
160	8.000000	8.000000	7.19	10.00	0
161	8.000000	8.000000	7.96	10.00	0
162	8.000000	8.000000	7.19	10.00	0
163	8.000000	8.000000	7.43	10.00	0
164	8.000000	8.000000	7.19	10.00	0
165	8.000000	8.000000	7.43	10.00	0
166	8.000000	8.000000	7.19	10.00	0
167	8.000000	8.000000	7.19	10.00	0
168	8.000000	8.000000	7.43	10.00	0
169	8.000000	8.000000	7.19	10.00	0
170	8.000000	8.000000	7.43	10.00	0
171	8.000000	8.000000	7.19	10.00	0
172	8.000000	8.000000	7.19	10.00	0
173	8.000000	8.000000	7.96	10.00	0
174	8.000000	8.000000	7.19	10.00	0
175	8.000000	8.000000	7.43	10.00	0
176	8.000000	8.000000	7.19	10.00	0
177	8.000000	8.000000	7.43	10.00	0
178	8.000000	8.000000	7.19	10.00	0
179	8.000000	8.000000	7.19	10.00	0
180	8.000000	8.000000	7.43	10.00	0
181	8.000000	8.000000	7.19	10.00	0
182	8.000000	8.000000	7.43	10.00	0
183	8.000000	8.000000	7.19	10.00	0
184	8.000000	8.000000	7.19	10.00	0
185	8.000000	8.000000	7.68	10.00	0
186	8.000000	8.000000	7.18	10.00	0
187	8.000000	8.000000	7.42	10.00	0
188	8.000000	8.000000	7.18	10.00	0
189	8.000000	8.000000	7.42	10.00	0
190	8.000000	8.000000	7.18	10.00	0
191	8.000000	8.000000	7.18	10.00	0
192	8.000000	8.000000	7.42	10.00	0
193	8.000000	8.000000	7.18	10.00	0
194	8.000000	8.000000	7.42	10.00	0
195	8.000000	8.000000	7.18	10.00	0
196	8.000000	8.000000	7.18	10.00	0
197	8.000000	8.000000	7.95	10.00	0
198	8.000000	8.000000	7.18	10.00	0
199	8.000000	8.000000	7.42	10.00	0
200	8.000000	8.000000	7.18	10.00	0
201	8.000000	8.000000	7.42	10.00	0
202	8.000000	8.000000	7.18	10.00	0
203	8.000000	8.000000	7.18	10.00	0
204	8.000000	8.000000	7.42	10.00	0
205	8.000000	8.000000	7.18	10.00	0
206	8.000000	8.000000	7.42	10.00	0
207	8.000000	8.000000	7.18	10.00	0
208	8.000000	8.000000	7.18	10.00	0
209	8.000000	8.000000	7.95	10.00	0
210	8.000000	8.000000	7.18	10.00	0
211	8.000000	8.000000	7.42	10.00	0
212	8.000000	8.000000	7.18	10.00	0
213	8.000000	8.000000	7.42	10.00	0
214	8.000000	8.000000	7.18	10.00	0
215	8.000000	8.000000	7.18	10.00	0
216	8.000000	8.000000	7.42	10.00	0
217	8.000000	8.000000	7.18	10.00	0
218	8.000000	8.000000	7.42	10.00	0
219	8.000000	8.000000	7.18	10.00	0
220	8.000000	8.000000	7.18	10.00	0
221	8.000000	8.000000	7.95	10.00	0
222	8.000000	8.000000	7.18	10.00	0
223	8.000000	8.000000	7.42	10.00	0
224	8.000000	8.000000	7.18	10.00	0
225	8.000000	8.000000	7.42	10.00	0
226	8.000000	8.000000	7.18	10.00	0
227	8.000000	8.000000	7.18	10.00	0
228	8.000000	8.000000	7.41	10.00	0
229	8.000000	8.000000	7.17	10.00	0
230	8.000000	8.000000	7.41	10.00	0
231	8.000000	8.000000	7.17	10.00	0
232	8.000000	8.000000	7.17	10.00	0
233	8.000000	8.000000	7.67	10.00	0
234	8.000000	8.000000	7.17	10.00	0
235	8.000000	8.000000	7.41	10.00	0
236	8.000000	8.000000	7.17	10.00	0
237	8.000000	8.000000	7.41	10.00	0
238	8.000000	8.000000	7.17	10.00	0
239	8.000000	8.000000	7.17	10.00	0
240	8.000000	8.000000	7.41	10.00	0
241	8.000000	8.000000	7.17	10.00	0
242	8.000000	8.000000	7.41	10.00	0
243	8.000000	8.000000	7.17	10.00	0
244	8.000000	8.000000	7.17	10.00	0
245	8.000000	8.000000	7.94	10.00	0
246	8.000000	8.000000	7.17	10.00	0
247	8.000000	8.000000	7.41	10.00	0
248	8.000000	8.000000	7.17	10.00	0
249	8.000000	8.000000	7.40	10.00	0
250	8.000000	8.000000	7.16	10.00	0
251	8.000000	8.000000	7.16	10.00	0
252	8.000000	8.000000	7.40	10.00	0
253	8.000000	8.000000	7.16	10.00	0
254	8.000000	8.000000	7.40	10.00	0
255	8.000000	8.000000	7.16	10.00	0
256	8.000000	8.000000	7.16	10.00	0
257	8.000000	8.000000	7.93	10.00	0
258	8.000000	8.000000	7.16	10.00	0
259	8.000000	8.000000	7.40	10.00	0
260	8.000000	8.000000	7.16	10.00	0
261	8.000000	8.000000	7.40	10.00	0
262	8.000000	8.000000	7.16	10.00	0
263	8.000000	8.000000	7.16	10.00	0
264	8.000000	8.000000	7.39	10.00	0
265	8.000000	8.000000	7.15	10.00	0
266	8.000000	8.000000	7.39	10.00	0
267	8.000000	8.000000	7.15	10.00	0
268	8.000000	8.000000	7.15	10.00	0
269	8.000000	8.000000	7.92	10.00	0
270	8.000000	8.000000	7.15	10.00	0
271	8.000000	8.000000	7.39	10.00	0
272	8.000000	8.000000	7.15	10.00	0
273	8.000000	8.000000	7.38	10.00	0
274	8.000000	8.000000	7.15	10.00	0
275	8.000000	8.000000	7.14	10.00	0
276	8.000000	8.000000	7.38	10.00	0
277	8.000000	8.000000	7.14	10.00	0
278	8.000000	8.000000	7.38	10.00	0
279	8.000000	8.000000	7.14	10.00	0
280	8.000000	8.000000	7.14	10.00	0
281	8.000000	8.000000	7.63	10.00	0
282	8.000000	8.000000	7.14	10.00	0
283	8.000000	8.000000	7.37	10.00	0
284	8.000000	8.000000	7.13	10.00	0
285	8.000000	8.000000	7.37	10.00	0
286	8.000000	8.000000	7.13	10.00	0
287	8.000000	8.000000	7.13	10.00	0
288	8.000000	8.000000	7.36	10.00	0
289	8.000000	8.000000	7.12	10.00	0
290	8.000000	8.000000	7.36	10.00	0
291	8.000000	8.000000	7.12	10.00	0
292	8.000000	8.000000	7.12	10.00	0
293	8.000000	8.000000	7.88	10.00	0
294	8.000000	8.000000	7.12	10.00	0
295	8.000000	8.000000	7.36	10.00	0
296	8.000000	8.000000	7.13	10.00	0
297	8.000000	8.000000	7.37	10.00	0
298	8.000000	8.000000	7.14	10.00	0
299	8.000000	8.000000	7.15	10.00	0
300	8.000000	8.000000	7.39	10.00	0
301	8.000000	8.000000	7.16	10.00	0
302	8.000000	8.000000	7.41	10.00	0
303	8.000000	8.000000	7.17	10.00	0
304	8.000000	8.000000	7.18	10.00	0
305	8.000000	8.000000	7.96	10.00	0
306	8.000000	8.000000	7.20	10.00	0
307	8.000000	8.000000	7.45	10.00	0
308	8.000000	8.000000	7.22	10.00	0
309	8.000000	8.000000	7.47	10.00	0
310	8.000000	8.000000	7.24	10.00	0
311	8.000000	8.000000	7.25	10.00	0
312	8.000000	8.000000	7.50	10.00	0
313	8.000000	8.000000	7.27	10.00	0
314	8.000000	8.000000	7.53	10.00	0
315	8.000000	8.000000	7.30	10.00	0
316	8.000000	8.000000	7.31	10.00	0
317	8.000000	8.000000	8.11	10.00	0
318	8.000000	8.000000	7.34	10.00	0
319	8.000000	8.000000	7.61	10.00	0
320	8.000000	8.000000	7.38	10.00	0
321	8.000000	8.000000	7.64	10.00	0
322	8.000000	8.000000	7.41	10.00	0
323	8.000000	8.000000	7.43	10.00	0
324	8.000000	8.000000	7.70	10.00	0
325	8.000000	8.000000	7.48	10.00	0
326	8.000000	8.000000	7.75	10.00	0
327	8.000000	8.000000	7.53	10.00	0
328	8.000000	8.000000	7.56	10.00	0
329	8.000000	8.000000	8.11	10.00	0
330	8.000000	8.000000	7.62	10.00	0
331	8.000000	8.000000	7.91	10.00	0
332	8.000000	8.000000	7.69	10.00	0
333	8.000000	8.000000	7.99	10.00	0
334	8.000000	8.000000	7.77	10.00	0
335	8.000000	8.000000	7.82	10.00	0
336	8.000000	8.000000	8.14	10.00	0
337	8.000000	8.000000	7.93	10.00	0
338	8.000000	8.000000	8.26	10.00	0
339	8.000000	8.000000	8.07	10.00	0
340	8.000000	8.000000	8.15	10.00	0
341	8.000000	8.000000	9.12	10.00	0
342	8.000000	8.000000	8.34	10.00	0
343	8.000000	8.000000	8.74	10.00	0
344	8.000000	8.000000	8.60	10.00	0
345	8.000000	8.000000	9.05	10.00	0
346	8.000000	8.000000	8.96	10.00	0
347	8.000000	8.000000	9.19	10.00	0
348	8.000000	8.000000	9.80	10.00	0
349	8.000000	8.000000	9.85	10.00	0
350	8.000000	8.000000	10.00	10.00	0
351	8.000000	8.000000	10.00	10.00	0
352	8.000000	8.000000	10.00	10.00	0
353	8.000000	8.000000	10.00	10.00	0
354	8.000000	8.000000	10.00	10.00	0
355	8.000000	8.000000	10.00	10.00	0
356	8.000000	8.000000	10.00	10.00	0
357	8.000000	8.000000	10.00	10.00	0
358	8.000000	8.000000	10.00	10.00	0
359	8.000000	8.000000	10.00	10.00	0
360	8.000000	8.000000	10.00	10.00	0
361	8.000000	8.000000	10.00	10.00	0
362	8.000000	8.000000	0.00	0.00	0
363	8.000000	8.000000	0.00	0.00	0

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - A2
		PIMCO
Balance	$201,000,000.00	Delay	0
		Dated	10/27/04
Settle	10/27/04	First Payment	11/25/04
WAL	4.08	2.22	1.50	1.13	0.91
Principal Window	1 - 106	1 - 60	1 - 40	1 - 30	1 - 23
LIBOR_1MO	2	2	2	2	2
LIBOR_6MO	2.18	2.18	2.18	2.18	2.18
CMT_1YR	2.200	2.200	2.200	2.200	2.200
Prepay	5 CPR	10 CPR	15 CPR	20 CPR	25 CPR
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M7			RABO
Balance	$12,600,000.00
First Payment	11/25/2004
Settle	10/27/2004
Default	8.839 CDR	6.952 CDR	8.953 CDR	6.907 CDR	9.2635 CDR	7.161 CDR
WAL	15.81	16.82	12.66	13.39	9.58	10.01
Principal Writedown	0.07%	0.03%	0.04%	0.03%	0.01%	0.05%
Total Collat Loss (Collat Maturity)	11.84%	9.84%	9.62%	7.76%	7.67%	6.12%
Total Collat Liquidation (Collat Maturity)	29.33%	24.39%	23.85%	19.25%	19.04%	15.19%
Shock(bps)
LIBOR_1MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
LIBOR_6MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
Prepay (FRM)	75 *RABBO_FRM_ PREPAY	75 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	135 *RABBO_FRM_ PREPAY	135 *RABBO_FRM_PREPAY
Prepay (ARM)	75 *RABBO_ARM_ PREPAY	75 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY
Loss Severity	40%	40%	40%	40%	40%	40%
Servicer Advances	100%	100%	100%	100%	100%	100%
Liquidation Lag	12	12	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

		350
		5
Default	5.793 CDR	4.6145 CDR	5.852 CDR	4.556 CDR	6.0484 CDR	4.706 CDR
WAL	17.38	18.05	13.66	14.21	10.15	10.49
Principal Writedown	0.57%	0.03%	0.10%	0.09%	0.04%	0.12%
Total Collat Loss (Collat Maturity)	12.72%	10.53%	10.08%	8.10%	7.88%	6.26%
Total Collat Liquidation (Collat Maturity)	21.01%	17.39%	16.67%	13.39%	13.03%	10.35%
Shock(bps)
LIBOR_1MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
LIBOR_6MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
Prepay (FRM)	75 *RABBO_FRM_PREPAY	75 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY
Prepay (ARM)	75 *RABBO_ARM_PREPAY	75 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY
Loss Severity	60%	60%	60%	60%	60%	60%
Servicer Advances	100%	100%	100%	100%	100%	100%
Liquidation Lag	12	12	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M8			RABO
Balance	$12,150,000.00
First Payment	11/25/2004
Settle	10/27/2004
Default	8.073 CDR	6.3 CDR	7.906 CDR	5.979 CDR	7.789 CDR	5.7965 CDR
WAL	16.31	17.30	13.11	13.84	9.94	10.36
Principal Writedown	0.03%	0.05%	0.04%	0.07%	0.06%	0.02%
Total Collat Loss (Collat Maturity)	11.05%	9.09%	8.68%	6.86%	6.59%	5.05%
Total Collat Liquidation (Collat Maturity)	27.38%	22.54%	21.53%	17.01%	16.35%	12.54%
Shock(bps)
LIBOR_1MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
LIBOR_6MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
Prepay (FRM)	75 *RABBO_FRM_PREPAY	75 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY
Prepay (ARM)	75 *RABBO_ARM_PREPAY	75 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY
Loss Severity	40%	40%	40%	40%	40%	40%
Servicer Advances	100%	100%	100%	100%	100%	100%
Liquidation Lag	12	12	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

		350
		5
Default	5.345 CDR	4.2225 CDR	5.219 CDR	3.984 CDR	5.132 CDR	3.838 CDR
WAL	17.68	18.42	14.01	14.57	10.44	10.76
Principal Writedown	0.04%	0.03%	0.10%	0.18%	0.09%	0.09%
Total Collat Loss (Collat Maturity)	11.90%	9.75%	9.12%	7.17%	6.78%	5.17%
Total Collat Liquidation (Collat Maturity)	19.65%	16.11%	15.08%	11.86%	11.21%	8.56%
Shock(bps)
LIBOR_1MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
LIBOR_6MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
Prepay (FRM)	75 *RABBO_FRM_PREPAY	75 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY
Prepay (ARM)	75 *RABBO_ARM_PREPAY	75 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY
Loss Severity	60%	60%	60%	60%	60%	60%
Servicer Advances	100%	100%	100%	100%	100%	100%
Liquidation Lag	12	12	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M9			RABO
Balance	$10,800,000.00
First Payment	11/25/2004
Settle	10/27/2004
Default	7.545 CDR	5.858 CDR	7.127 CDR	5.307 CDR	6.624 CDR	4.745 CDR
WAL	17.02	18.00	13.72	14.45	10.40	10.85
Principal Writedown	0.19%	0.22%	0.08%	0.22%	0.01%	0.09%
Total Collat Loss (Collat Maturity)	10.48%	8.57%	7.96%	6.18%	5.70%	4.20%
Total Collat Liquidation (Collat Maturity)	25.98%	21.24%	19.74%	15.33%	14.15%	10.43%
Shock(bps)
LIBOR_1MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
LIBOR_6MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
Prepay (FRM)	75 *RABBO_FRM_PREPAY	75 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY
Prepay (ARM)	75 *RABBO_ARM_PREPAY	75 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY
Loss Severity	40%	40%	40%	40%	40%	40%
Servicer Advances	100%	100%	100%	100%	100%	100%
Liquidation Lag	12	12	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

		350
		5
Default	5.043 CDR	3.956 CDR	4.748 CDR	3.563 CDR	4.4 CDR	3.1693 CDR
WAL	18.39	19.05	14.55	15.09	10.85	11.16
Principal Writedown	0.64%	0.13%	0.07%	0.09%	0.06%	0.03%
Total Collat Loss (Collat Maturity)	11.33%	9.22%	8.39%	6.48%	5.88%	4.32%
Total Collat Liquidation (Collat Maturity)	18.71%	15.22%	13.87%	10.72%	9.72%	7.14%
Shock(bps)
LIBOR_1MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
LIBOR_6MO	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400	Fwd	Flat for 12, then +400
Prepay (FRM)	75 *RABBO_FRM_PREPAY	75 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	100 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY	135 *RABBO_FRM_PREPAY
Prepay (ARM)	75 *RABBO_ARM_PREPAY	75 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	100 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY	135 *RABBO_ARM_PREPAY
Loss Severity	60%	60%	60%	60%	60%	60%
Servicer Advances	100%	100%	100%	100%	100%	100%
Liquidation Lag	12	12	12	12	12	12
Triggers	FAIL	FAIL	FAIL	FAIL	FAIL	FAIL
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield				TCW Loss Stress
B1
Principal Writedown	0.00%	16.20%	15.88%	0.00%	16.21%	15.89%
B2
Principal Writedown	0.00%	19.01%	17.85%	0.00%	19.65%	18.53%
B3
Principal Writedown	0.00%	21.32%	21.88%	0.00%	22.09%	21.89%
Prepay	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Default	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	100%	100%	100%	100%	100%	100%
LIBOR	Forward - 50bps	Forward - 50bps	Forward - 50bps	Forward	Forward	Forward
Liquidation Lag	12	12	12	12	12	12
Triggers	Pass	Pass	Pass	Pass	Pass	Pass
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
B1	0.00%	17.28%	16.23%	37.67%	31.80%	21.91%
Principal Writedown
B2	0.00%	21.12%	21.90%	100.00%	100.00%	58.38%
Principal Writedown
B3	0.00%	25.56%	26.18%	100.00%	100.00%	100.00%
Principal Writedown	200bp	200bp	200bp	400bp	400bp	400bp
	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Prepay	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss
Default	100%	100%	100%	100%	100%	100%
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	Forward + 200bps	Forward + 200bps	Forward + 200bps	Forward + 400bps	Forward + 400bps	Forward + 400bps
LIBOR	12	12	12	12	12	12
Liquidation Lag	Pass	Pass	Pass	Pass	Pass	Pass
Triggers	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
Optional Redemption

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield				TCW Loss Stress
B1
Principal Writedown	0.00%	0.00%	3.05%	0.00%	0.00%	4.97%	B1
							Principal Writedown
B2
Principal Writedown	0.00%	0.00%	6.21%	0.00%	0.00%	6.74%	B2
B3
Principal Writedown	0.00%	0.00%	7.23%	0.00%	0.00%	7.98%
Prepay	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Default	2 *snp_loss	2 *snp_loss	2 *snp_loss	2 *snp_loss	2 *snp_loss	2 *snp_loss
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	100%	100%	100%	100%	100%	100%
LIBOR	Forward - 50bps	Forward - 50bps	Forward - 50bps	Forward	Forward	Forward
Liquidation Lag	12	12	12	12	12	12
Triggers	Pass	Pass	Pass	Pass	Pass	Pass
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
Principal Writedown
B3	0.00%	0.00%	11.91%	65.29%	96.20%	73.95%
Principal Writedown	200bp	200bp	200bp	400bp	400bp	400bp
	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Prepay	2 *snp_loss	2 *snp_loss	2 *snp_loss	2 *snp_loss	2 *snp_loss	2 *snp_loss
Default	100%	100%	100%	100%	100%	100%
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	Forward + 200bps	Forward + 200bps	Forward + 200bps	Forward + 400bps	Forward + 400bps	Forward + 400bps
LIBOR	12	12	12	12	12	12
Liquidation Lag	Pass	Pass	Pass	Pass	Pass	Pass
Triggers	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
Optional Redemption

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield				TCW Loss Stress
B1
Principal Writedown	0.00%	0.00%	11.65%	0.00%	0.00%	11.66%
B2
Principal Writedown	0.00%	3.94%	13.63%	0.00%	6.79%	14.18%
B3
Principal Writedown	0.00%	16.67%	15.68%	0.00%	17.34%	16.43%
Prepay	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Default	3 *snp_loss	3 *snp_loss	3 *snp_loss	3 *snp_loss	3 *snp_loss	3 *snp_loss
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	100%	100%	100%	100%	100%	100%
LIBOR	Forward - 50bps	Forward - 50bps	Forward - 50bps	Forward	Forward	Forward
Liquidation Lag	12	12	12	12	12	12
Triggers	Pass	Pass	Pass	Pass	Pass	Pass
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
B1	0.00%	0.00%	12.33%	0.00%	12.29%	16.00%
Principal Writedown
B2	0.00%	15.96%	15.96%	56.59%	65.39%	29.63%
Principal Writedown
B3	0.00%	20.00%	20.37%	100.00%	100.00%	100.00%
Principal Writedown	200bp	200bp	200bp	400bp	400bp	400bp
	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Prepay	3 *snp_loss	3 *snp_loss	3 *snp_loss	3 *snp_loss	3 *snp_loss	3 *snp_loss
Default	100%	100%	100%	100%	100%	100%
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	Forward + 200bps	Forward + 200bps	Forward + 200bps	Forward + 400bps	Forward + 400bps	Forward + 400bps
LIBOR	12	12	12	12	12	12
Liquidation Lag	Pass	Pass	Pass	Pass	Pass	Pass
Triggers	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
Optional Redemption

Saxon Asset Securities Trust (SAST) 2004-3 - Stack Price/Yield				TCW Loss Stress
B1
Principal Writedown	0.00%	16.20%	15.88%	0.00%	16.21%	15.89%
B2
Principal Writedown	0.00%	19.01%	17.85%	0.00%	19.65%	18.53%
B3
Principal Writedown	0.00%	21.32%	21.88%	0.00%	22.09%	21.89%
Prepay	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Default	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	100%	100%	100%	100%	100%	100%
LIBOR	Forward - 50bps	Forward - 50bps	Forward - 50bps	Forward	Forward	Forward
Liquidation Lag	12	12	12	12	12	12
Triggers	Pass	Pass	Pass	Pass	Pass	Pass
Optional Redemption	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
B1	0.00%	17.28%	16.23%	37.67%	31.80%	21.91%
Principal Writedown
B2	0.00%	21.12%	21.90%	100.00%	100.00%	58.38%
Principal Writedown
B3	0.00%	25.56%	26.18%	100.00%	100.00%	100.00%
Principal Writedown	200bp	200bp	200bp	400bp	400bp	400bp
	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed	100 PricingSpeed	125 PricingSpeed	150 PricingSpeed
Prepay	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss	4 *snp_loss
Default	100%	100%	100%	100%	100%	100%
Loss Severity	100%	100%	100%	100%	100%	100%
Servicer Advances	Forward + 200bps	Forward + 200bps	Forward + 200bps	Forward + 400bps	Forward + 400bps	Forward + 400bps
LIBOR	12	12	12	12	12	12
Liquidation Lag	Pass	Pass	Pass	Pass	Pass	Pass
Triggers	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)	Call (N)
Optional Redemption

EX-99

Saxon Mortgage Loan Trust 2004-3
NetWAC Schedule
FRM PPC:	50%
ARM PPC:	150%
Enable Call:	No
			NetWac
Period	1 Mo LIBOR	6 Mo LIBOR	Cap
1	1.84000	2.18300	5.00
2	1.84000	2.18300	6.67
3	1.84000	2.18300	6.45
4	1.84000	2.18300	6.45
5	1.84000	2.18300	7.13
6	1.84000	2.18300	6.43
7	1.84000	2.18300	6.64
8	1.84000	2.18300	6.44
9	1.84000	2.18300	6.68
10	1.84000	2.18300	6.48
11	1.84000	2.18300	6.41
12	1.84000	2.18300	6.64
13	1.84000	2.18300	6.45
14	1.84000	2.18300	6.69
15	1.84000	2.18300	6.50
16	1.84000	2.18300	6.50
17	1.84000	2.18300	7.19
18	1.84000	2.18300	6.50
19	1.84000	2.18300	6.71
20	1.84000	2.18300	6.50
21	1.84000	2.18300	6.72
22	1.84000	2.18300	6.51
23	1.84000	2.18300	6.71
24	1.84000	2.18300	7.64
25	1.84000	2.18300	7.47
26	1.84000	2.18300	7.88
27	1.84000	2.18300	7.68
28	1.84000	2.18300	7.72
29	1.84000	2.18300	8.60
30	1.84000	2.18300	7.80
31	1.84000	2.18300	7.82
32	1.84000	2.18300	7.61
33	1.84000	2.18300	7.90
34	1.84000	2.18300	7.68
35	1.84000	2.18300	7.82
36	1.84000	2.18300	8.15
37	1.84000	2.18300	7.92
38	1.84000	2.18300	7.94
39	1.84000	2.18300	7.42
40	1.84000	2.18300	7.35
41	1.84000	2.18300	7.85
42	1.84000	2.18300	7.35
43	1.84000	2.18300	7.59
44	1.84000	2.18300	7.35
45	1.84000	2.18300	7.59
46	1.84000	2.18300	7.34
47	1.84000	2.18300	7.34
48	1.84000	2.18300	7.59
49	1.84000	2.18300	7.19
50	1.84000	2.18300	7.43
51	1.84000	2.18300	7.19
52	1.84000	2.18300	7.19
53	1.84000	2.18300	7.96
54	1.84000	2.18300	7.19
55	1.84000	2.18300	7.43
56	1.84000	2.18300	7.19
57	1.84000	2.18300	7.42
58	1.84000	2.18300	7.18
59	1.84000	2.18300	7.18
60	1.84000	2.18300	7.43
61	1.84000	2.18300	7.20
62	1.84000	2.18300	7.44
63	1.84000	2.18300	7.21
64	1.84000	2.18300	7.22
65	1.84000	2.18300	8.00
66	1.84000	2.18300	7.23
67	1.84000	2.18300	7.48
68	1.84000	2.18300	7.25
69	1.84000	2.18300	7.50
70	1.84000	2.18300	7.27
71	1.84000	2.18300	7.28
72	1.84000	2.18300	7.53
73	1.84000	2.18300	7.29
74	1.84000	2.18300	7.54
75	1.84000	2.18300	7.31
76	1.84000	2.18300	7.32
77	1.84000	2.18300	8.11
78	1.84000	2.18300	7.33
79	1.84000	2.18300	7.59
80	1.84000	2.18300	7.35
81	1.84000	2.18300	7.61
82	1.84000	2.18300	7.37
83	1.84000	2.18300	7.38
84	1.84000	2.18300	7.63
85	1.84000	2.18300	7.40
86	1.84000	2.18300	7.65
87	1.84000	2.18300	7.42
88	1.84000	2.18300	7.42
89	1.84000	2.18300	7.95
90	1.84000	2.18300	7.44
91	1.84000	2.18300	7.70
92	1.84000	2.18300	7.46
93	1.84000	2.18300	7.72
94	1.84000	2.18300	7.48
95	1.84000	2.18300	7.49
96	1.84000	2.18300	7.75
97	1.84000	2.18300	7.51
98	1.84000	2.18300	7.77
99	1.84000	2.18300	7.53
100	1.84000	2.18300	7.54
101	1.84000	2.18300	8.37
102	1.84000	2.18300	7.57
103	1.84000	2.18300	7.83
104	1.84000	2.18300	7.59
105	1.84000	2.18300	7.85
106	1.84000	2.18300	7.61
107	1.84000	2.18300	7.62
108	1.84000	2.18300	7.88
109	1.84000	2.18300	7.64
110	1.84000	2.18300	7.91
111	1.84000	2.18300	7.67
112	1.84000	2.18300	7.61
113	1.84000	2.18300	8.44
114	1.84000	2.18300	7.64
115	1.84000	2.18300	7.91
116	1.84000	2.18300	7.67
117	1.84000	2.18300	7.94
118	1.84000	2.18300	7.70
119	1.84000	2.18300	7.71
120	1.84000	2.18300	7.99
121	1.84000	2.18300	7.74
122	1.84000	2.18300	8.02
123	1.84000	2.18300	7.78
124	1.84000	2.18300	7.79
125	1.84000	2.18300	8.65
126	1.84000	2.18300	7.83
127	1.84000	2.18300	8.11
128	1.84000	2.18300	7.86
129	1.84000	2.18300	8.14
130	1.84000	2.18300	7.90
131	1.84000	2.18300	7.92
132	1.84000	2.18300	8.20
133	1.84000	2.18300	7.95
134	1.84000	2.18300	8.24
135	1.84000	2.18300	7.99
136	1.84000	2.18300	8.01
137	1.84000	2.18300	8.59
138	1.84000	2.18300	8.06
139	1.84000	2.18300	8.35
140	1.84000	2.18300	8.10
141	1.84000	2.18300	8.39
142	1.84000	2.18300	8.14
143	1.84000	2.18300	8.17
144	1.84000	2.18300	8.46
145	1.84000	2.18300	8.22
146	1.84000	2.18300	8.52
147	1.84000	2.18300	8.27
148	1.84000	2.18300	8.29
149	1.84000	2.18300	9.21
150	1.84000	2.18300	8.35
151	1.84000	2.18300	8.65
152	1.84000	2.18300	8.40
153	1.84000	2.18300	8.71
154	1.84000	2.18300	8.46
155	1.84000	2.18300	8.49
156	1.84000	2.18300	8.81
157	1.84000	2.18300	8.55
158	1.84000	2.18300	8.87
159	1.84000	2.18300	8.62
160	1.84000	2.18300	8.65
161	1.84000	2.18300	9.62
162	1.84000	2.18300	8.73
163	1.84000	2.18300	9.05
164	1.84000	2.18300	8.80
165	1.84000	2.18300	9.13
166	1.84000	2.18300	8.88
167	1.84000	2.18300	8.92
168	1.84000	2.18300	9.26
169	1.84000	2.18300	9.00
170	1.84000	2.18300	9.35
171	1.84000	2.18300	9.09
172	1.84000	2.18300	9.14
173	1.84000	2.18300	10.00
174	1.84000	2.18300	9.24
175	1.84000	2.18300	9.60
176	1.84000	2.18300	9.34
177	1.84000	2.18300	9.71
178	1.84000	2.18300	9.45
179	1.84000	2.18300	9.51
180	1.84000	2.18300	9.89
181	1.84000	2.18300	9.62
182	1.84000	2.18300	10.00
183	1.84000	2.18300	9.74
184	1.84000	2.18300	9.81
185	1.84000	2.18300	10.00
186	1.84000	2.18300	9.93
187	1.84000	2.18300	10.00
188	1.84000	2.18300	10.00
189	1.84000	2.18300	10.00
190	1.84000	2.18300	10.00
191	1.84000	2.18300	10.00
192	1.84000	2.18300	10.00
193	1.84000	2.18300	10.00
194	1.84000	2.18300	10.00
195	1.84000	2.18300	10.00
196	1.84000	2.18300	10.00
197	1.84000	2.18300	10.00
198	1.84000	2.18300	10.00
199	1.84000	2.18300	10.00
200	1.84000	2.18300	10.00
201	1.84000	2.18300	10.00
202	1.84000	2.18300	10.00
203	1.84000	2.18300	10.00
204	1.84000	2.18300	10.00
205	1.84000	2.18300	10.00
206	1.84000	2.18300	10.00
207	1.84000	2.18300	10.00
208	1.84000	2.18300	10.00
209	1.84000	2.18300	10.00
210	1.84000	2.18300	10.00
211	1.84000	2.18300	10.00
212	1.84000	2.18300	10.00
213	1.84000	2.18300	10.00
214	1.84000	2.18300	10.00
215	1.84000	2.18300	10.00
216	1.84000	2.18300	10.00
217	1.84000	2.18300	10.00
218	1.84000	2.18300	10.00
219	1.84000	2.18300	10.00
220	1.84000	2.18300	10.00
221	1.84000	2.18300	10.00
222	1.84000	2.18300	10.00
223	1.84000	2.18300	10.00
224	1.84000	2.18300	10.00
225	1.84000	2.18300	10.00
226	1.84000	2.18300	10.00
227	1.84000	2.18300	10.00
228	1.84000	2.18300	10.00
229	1.84000	2.18300	10.00
230	1.84000	2.18300	10.00
231	1.84000	2.18300	10.00
232	1.84000	2.18300	10.00
233	1.84000	2.18300	10.00
234	1.84000	2.18300	10.00
235	1.84000	2.18300	10.00
236	1.84000	2.18300	10.00
237	1.84000	2.18300	10.00
238	1.84000	2.18300	10.00
239	1.84000	2.18300	10.00
240	1.84000	2.18300	10.00
241	1.84000	2.18300	10.00
242	1.84000	2.18300	10.00
243	1.84000	2.18300	10.00
244	1.84000	2.18300	10.00
245	1.84000	2.18300	10.00
246	1.84000	2.18300	10.00
247	1.84000	2.18300	10.00
248	1.84000	2.18300	10.00
249	1.84000	2.18300	10.00
250	1.84000	2.18300	10.00
251	1.84000	2.18300	10.00
252	1.84000	2.18300	10.00
253	1.84000	2.18300	10.00
254	1.84000	2.18300	10.00
255	1.84000	2.18300	10.00
256	1.84000	2.18300	10.00
257	1.84000	2.18300	10.00
258	1.84000	2.18300	10.00
259	1.84000	2.18300	10.00
260	1.84000	2.18300	10.00
261	1.84000	2.18300	10.00
262	1.84000	2.18300	10.00
263	1.84000	2.18300	10.00
264	1.84000	2.18300	10.00
265	1.84000	2.18300	10.00
266	1.84000	2.18300	10.00
267	1.84000	2.18300	10.00
268	1.84000	2.18300	10.00
269	1.84000	2.18300	10.00
270	1.84000	2.18300	10.00
271	1.84000	2.18300	10.00
272	1.84000	2.18300	10.00
273	1.84000	2.18300	10.00
274	1.84000	2.18300	10.00
275	1.84000	2.18300	10.00
276	1.84000	2.18300	10.00
277	1.84000	2.18300	10.00
278	1.84000	2.18300	10.00
279	1.84000	2.18300	10.00
280	1.84000	2.18300	10.00
281	1.84000	2.18300	10.00
282	1.84000	2.18300	10.00
283	1.84000	2.18300	10.00
284	1.84000	2.18300	10.00
285	1.84000	2.18300	10.00
286	1.84000	2.18300	10.00
287	1.84000	2.18300	10.00
288	1.84000	2.18300	10.00
289	1.84000	2.18300	10.00
290	1.84000	2.18300	10.00
291	1.84000	2.18300	10.00
292	1.84000	2.18300	10.00
293	1.84000	2.18300	10.00
294	1.84000	2.18300	10.00
295	1.84000	2.18300	10.00
296	1.84000	2.18300	10.00
297	1.84000	2.18300	10.00
298	1.84000	2.18300	10.00
299	1.84000	2.18300	10.00
300	1.84000	2.18300	10.00
301	1.84000	2.18300	10.00
302	1.84000	2.18300	10.00
303	1.84000	2.18300	10.00
304	1.84000	2.18300	10.00
305	1.84000	2.18300	10.00
306	1.84000	2.18300	10.00
307	1.84000	2.18300	10.00
308	1.84000	2.18300	10.00
309	1.84000	2.18300	10.00
310	1.84000	2.18300	10.00
311	1.84000	2.18300	10.00
312	1.84000	2.18300	10.00
313	1.84000	2.18300	10.00
314	1.84000	2.18300	10.00
315	1.84000	2.18300	10.00
316	1.84000	2.18300	10.00
317	1.84000	2.18300	10.00
318	1.84000	2.18300	10.00
319	1.84000	2.18300	10.00
320	1.84000	2.18300	10.00
321	1.84000	2.18300	10.00
322	1.84000	2.18300	10.00
323	1.84000	2.18300	10.00
324	1.84000	2.18300	10.00
325	1.84000	2.18300	10.00
326	1.84000	2.18300	10.00
327	1.84000	2.18300	10.00
328	1.84000	2.18300	10.00
329	1.84000	2.18300	10.00
330	1.84000	2.18300	10.00
331	1.84000	2.18300	10.00
332	1.84000	2.18300	10.00
333	1.84000	2.18300	10.00
334	1.84000	2.18300	10.00
335	1.84000	2.18300	10.00
336	1.84000	2.18300	10.00
337	1.84000	2.18300	10.00
338	1.84000	2.18300	10.00
339	1.84000	2.18300	10.00
340	1.84000	2.18300	10.00
341	1.84000	2.18300	10.00
342	1.84000	2.18300	10.00
343	1.84000	2.18300	10.00
344	1.84000	2.18300	10.00
345	1.84000	2.18300	10.00
346	1.84000	2.18300	10.00
347	1.84000	2.18300	10.00
348	1.84000	2.18300	10.00
349	1.84000	2.18300	10.00
350	1.84000	2.18300	10.00
351	1.84000	2.18300	10.00
352	1.84000	2.18300	10.00
353	1.84000	2.18300	10.00
354	1.84000	2.18300	10.00
355	1.84000	2.18300	10.00
356	1.84000	2.18300	10.00
357	1.84000	2.18300	10.00
358	1.84000	2.18300	10.00
359	1.84000	2.18300	10.00
360	1.84000	2.18300	10.00
361	1.84000	2.18300	10.00
362	1.84000	2.18300	0.00
363	1.84000	2.18300	0.00

EX-99

Saxon Asset Securities Trust (SAST) 2004-3 - Price/Yield - M2
	Terwin
Balance	$27,900,000.00	Delay	0
		Dated	10/27/2004
Settle	10/27/2004	First Payment	11/25/2004
WAL	14.63	8.28	5.37
Principal Writedown	1,664.55 (0.01%)	7,058.17 (0.03%)	4,750.94 (0.02%)
Total Collat Loss (Collat Maturity)	169,393,191.06 (18.82%)	133,773,812.93 (14.86%)	120,865,644.60 (13.43%)
Total Collat Liquidation (Collat Maturity)	337,239,904.03 (37.47%)	266,543,327.85 (29.62%)	240,869,061.31 (26.76%)
Prepay	50 PricingSpeed	100 PricingSpeed	150 PricingSpeed
Default	9.956 CDR	13.454 CDR	17.381 CDR
Loss Severity	50%	50%	50%
Servicer Advances	100%	100%	100%
LIBOR	Forward	Forward	Forward
Liquidation Lag	6	6	6
Triggers	Fail	Fail	Fail
Optional Redemption	Call (N)	Call (N)	Call (N)