144 0001184329 XXXXXXXX LIVE 0000101382 UMB FINANCIAL CORP 001-38481 1010 GRAND AVE KANSAS CITY MO 64106 8168607000 SCHMIDT JOHN K Director Common Northern Trust Securities, Inc.

50 S Lasalle Street Chicago IL 60603

4885 704368.15 76135481 06/26/2026 NASDAQ Common 12/23/2004 Stock Award Issuer N 1404 12/23/2004 Compensation Common 12/31/2006 Stock Award issuer N 221 12/31/2006 Compensation Common 12/31/2005 Stock Award Issuer N 269 12/31/2005 Compensation Common 06/14/2012 Stock Award Issuer N 2991 06/14/2012 Compensation N JOHN K SCHMIDT REVOCABLE TRUST MADONNA L SCHMIDT REV TR

1010 Grand Boulevard Kansas City MO 64106

UMBF 06/16/2026 3390 458275.79 Shares sold for the following trust account(s): JOHN K SCHMIDT REVOCABLE TRUST MADONNA L SCHMIDT REV TR 06/26/2026 /s/ Heather Virgoe as a duly authorized representative of National Financial Services LLC, as attorney-in-fact for SCHMIDT JOHN K