144 0001184329 XXXXXXXX LIVE 0000101382 UMB FINANCIAL CORP 001-38481 1010 GRAND AVE KANSAS CITY MO 64106 8168607000 SCHMIDT JOHN K Director Common Northern Trust Securities, Inc.

50 S Lasalle Street Chicago IL 60603

3390 457683.90 76135481 06/16/2026 NASDAQ Common 05/01/2026 Stock Award Issuer N 116 05/01/2026 Compensation Common 01/30/2026 Stock Award Issuer N 786 01/30/2026 Compensation Common 01/31/2025 Stock Award Issuer N 1095 01/31/2025 Compensation Common 06/23/2024 Stock Award Issuer N 1393 06/23/2024 Compensation Y Shares sold for the following trust account(s): JOHN K SCHMIDT REVOCABLE TRUST MADONNA L SCHMIDT REV TR 06/16/2026 /s/ Heather Virgoe as a duly authorized representative of National Financial Services LLC, as attorney-in-fact for SCHMIDT JOHN K