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Pay vs Performance Disclosure - USD ($)
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table
Pay Versus Performance Table
The table below provides investors with standardized data on executive compensation in a format prescribed by the SEC and that is intended to be easier to link to company performance than the amounts already disclosed in the applicable summary compensation table (“
SCT
”) and CD&A. “Executive compensation actually paid” (“
CAP
”) is based on the SCT total compensation figure, but adjusted to reflect the change in actual value of outstanding equity awards (e.g., stock options and restricted equity units).
 
2024 Pay Versus Performance Table
  
 Year
  
Summary
Compensation
Table Total
for PEO (1)
    
Compensation
Actually Paid to
PEO (2)
    
Average
Summary
Compensation
Table Total
for
Non-PEO
Named
Executive
Officers (1)
    
Average
Compensation
Actually Paid to
Non-PEO
Named
Executive
Officers (2)
    
Value of Initial Fixed $100
Investment Based On:
    
Net
Income
($ in millions)
    
Core PPNR
(Company-
Selected
Measure)
($ in millions)
  
 
 
Total
Shareholder
Return
 
    
 
Peer Group
Total
Shareholder
Return (3)
 
  
  2024
     $6,630,354       $11,343,982       $2,104,035       $3,204,278       $180.20       $144.74       $441.2       $622.3  
  2023
     $4,787,774       $4,275,242       $1,334,755       $1,234,301       $131.21       $104.72       $350.0       $526.4  
  2022
     $5,428,579       $3,837,418       $1,626,806       $1,260,086       $128.34       $94.38       $431.7       $510.3  
  2021
     $4,975,063       $10,809,136       $1,408,473       $2,322,534       $160.35       $116.82       $353.0       $438.1  
  2020
     $4,655,997       $6,346,146       $1,401,075       $1,581,586       $102.75       $86.25       $286.5       $350.8  
 
(1)
In all the years in question, Mr. Kemper served as CEO. During 2024 and 2023 our other NEOs consisted of Messrs. Shankar, Rine and Terry and Ms. Johnson. During 2022, our other NEOs consisted of Messrs. Shankar, Rine and Mr. Nikki Newton and Ms. Johnson. During 2021 and 2020, our other NEOs consisted of Messrs. Shankar, Rine and Mr. James Cornelius and Ms. Johnson.
 
(2)
To calculate CAP, the following amounts were deducted from and added to the amount in the total compensation column of the SCT for the applicable fiscal year:
PEO SCT Total CAP Reconciliation:
 
         
 Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
 2024
      $6,630,354        $2,873,277        $7,586,905        $11,343,982  
 2023
      $4,787,774        $2,599,827        $2,087,295        $4,275,242  
 2022
      $5,428,579        $2,499,964        $908,803        $3,837,418  
 2021
      $4,975,063        $1,999,885        $7,833,958        $10,809,136  
 2020
      $4,655,997        $1,999,970        $3,690,119        $6,346,146  
Average
Non-PEO
NEOs SCT Total to CAP Reconciliation
 
         
 Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
 2024
      $2,104,035        $640,599        $1,740,842        $3,204,278  
 2023
      $1,334,755        $503,970        $403,516        $1,234,301  
 2022
      $1,626,806        $607,439        $240,719        $1,260,086  
 2021
      $1,408,473        $363,992        $1,278,053        $2,322,534  
 2020
      $1,401,075        $451,777        $632,288        $1,581,586  
 
  i.
Represents the grant date fair value of equity-based awards granted each year. We did not report a change in pension value for any of the years reflected in this table.
 
  ii.
Reflects the
value
of equity calculated in accordance with SEC methodology for determining CAP for each year shown. The equity component of CAP for fiscal year 2024 is further detailed in the table below.
PEO Equity Component of CAP for FY 2024
 
         
 Equity Type
   
Fair Value of
Current Year
Unvested
Equity Awards at
12/31/2024
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2024
     
Change in Value
Of Prior Years’
Awards That
Vested in FY 2024
    
Equity Value
Included in CAP
  
 PSUs
      $4,438,691        $ 1,192,228        $ (2,445)      $5,628,474  
 RSUs
      $1,519,998        $462,678        $ (24,246)      $1,958,431  
 Total
      $5,958,690        $1,654,906        $ (26,691)      $7,586,905  
 
Non-PEO
NEOs Equity Component CAP for FY 2024
 
         
Equity Type
   
Fair Value of
Current Year
Unvested
Equity Awards at
12/31/2024
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2024
     
Change in Value
Of Prior Years’
Awards That
Vested in FY 2024
    
Equity Value
Included in CAP
  
PSUs
      $1,033,985        $ 259,691        $(423 )      $1,293,253  
RSUs
      $ 354,098        $ 91,940        $1,551       $ 447,590  
Total
      $1,388,083        $351,632        $1,127       $1,740,842  
 
(3)
Reflects the total shareholder return of the S&P U.S. BMI Banks Index.
As illustrated by the tables above, the fluctuations in the Company’s stock price significantly impacts the CAP. While the Company’s stock price should increase or decrease in tandem with the Company’s performance, that is not always the case. Many factors can impact the Company’s stock price which may not be directly, indirectly or related at all to the Company’s performance including, and without limitation, trading volume in the Company’s common stock, the individual decisions of investors, geopolitical considerations, general economic and market conditions, and the impact of banking, antitrust or corporate laws, over which neither the Company nor any of the NEOs have control.
       
Company Selected Measure Name Core PPNR        
Named Executive Officers, Footnote During 2024 and 2023 our other NEOs consisted of Messrs. Shankar, Rine and Terry and Ms. Johnson. During 2022, our other NEOs consisted of Messrs. Shankar, Rine and Mr. Nikki Newton and Ms. Johnson. During 2021 and 2020, our other NEOs consisted of Messrs. Shankar, Rine and Mr. James Cornelius and Ms. Johnson.        
PEO Total Compensation Amount $ 6,630,354 $ 4,787,774 $ 5,428,579 $ 4,975,063 $ 4,655,997
PEO Actually Paid Compensation Amount $ 11,343,982 4,275,242 3,837,418 10,809,136 6,346,146
Adjustment To PEO Compensation, Footnote
(2)
To calculate CAP, the following amounts were deducted from and added to the amount in the total compensation column of the SCT for the applicable fiscal year:
PEO SCT Total CAP Reconciliation:
 
         
 Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
 2024
      $6,630,354        $2,873,277        $7,586,905        $11,343,982  
 2023
      $4,787,774        $2,599,827        $2,087,295        $4,275,242  
 2022
      $5,428,579        $2,499,964        $908,803        $3,837,418  
 2021
      $4,975,063        $1,999,885        $7,833,958        $10,809,136  
 2020
      $4,655,997        $1,999,970        $3,690,119        $6,346,146  
  i.
Represents the grant date fair value of equity-based awards granted each year. We did not report a change in pension value for any of the years reflected in this table.
  ii.
Reflects the
value
of equity calculated in accordance with SEC methodology for determining CAP for each year shown. The equity component of CAP for fiscal year 2024 is further detailed in the table below.
PEO Equity Component of CAP for FY 2024
 
         
 Equity Type
   
Fair Value of
Current Year
Unvested
Equity Awards at
12/31/2024
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2024
     
Change in Value
Of Prior Years’
Awards That
Vested in FY 2024
    
Equity Value
Included in CAP
  
 PSUs
      $4,438,691        $ 1,192,228        $ (2,445)      $5,628,474  
 RSUs
      $1,519,998        $462,678        $ (24,246)      $1,958,431  
 Total
      $5,958,690        $1,654,906        $ (26,691)      $7,586,905  
 
        
Non-PEO NEO Average Total Compensation Amount $ 2,104,035 1,334,755 1,626,806 1,408,473 1,401,075
Non-PEO NEO Average Compensation Actually Paid Amount $ 3,204,278 1,234,301 1,260,086 2,322,534 1,581,586
Adjustment to Non-PEO NEO Compensation Footnote
Average
Non-PEO
NEOs SCT Total to CAP Reconciliation
 
         
 Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
 2024
      $2,104,035        $640,599        $1,740,842        $3,204,278  
 2023
      $1,334,755        $503,970        $403,516        $1,234,301  
 2022
      $1,626,806        $607,439        $240,719        $1,260,086  
 2021
      $1,408,473        $363,992        $1,278,053        $2,322,534  
 2020
      $1,401,075        $451,777        $632,288        $1,581,586  
 
  i.
Represents the grant date fair value of equity-based awards granted each year. We did not report a change in pension value for any of the years reflected in this table.
  ii.
Reflects the
value
of equity calculated in accordance with SEC methodology for determining CAP for each year shown. The equity component of CAP for fiscal year 2024 is further detailed in the table below.
Non-PEO
NEOs Equity Component CAP for FY 2024
 
         
Equity Type
   
Fair Value of
Current Year
Unvested
Equity Awards at
12/31/2024
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2024
     
Change in Value
Of Prior Years’
Awards That
Vested in FY 2024
    
Equity Value
Included in CAP
  
PSUs
      $1,033,985        $ 259,691        $(423 )      $1,293,253  
RSUs
      $ 354,098        $ 91,940        $1,551       $ 447,590  
Total
      $1,388,083        $351,632        $1,127       $1,740,842  
        
Compensation Actually Paid vs. Total Shareholder Return LOGO        
Compensation Actually Paid vs. Net Income LOGO        
Compensation Actually Paid vs. Company Selected Measure LOGO        
Total Shareholder Return Vs Peer Group LOGO        
Tabular List, Table
Tabular Disclosure of the Company’s Important Financial Measures
The following four financial performance measures represent, in the Company’s opinion, the most important financial performance measures used by the Company to link each NEO’s compensation to the Company’s performance. Each of the listed financial measures (collectively, the “
Financial Measures
”) is either used to determine the value of the STIP pool for short-term incentive compensation or the amount of long-term compensation under the LTIP. More information regarding the four performance measures, adjustments the Committee may make to the Company’s reported GAAP earnings per share, the actual mix of all four measures for each participant, the purposes of our compensation programs, the portion of compensation “at risk” for each of the NEOs and other related information can be found in the CD&A contained earlier in this Proxy Statement.
 
Core
Pre-Provision
Net Revenue (“Core PPNR”)—a Short-Term Incentive Compensation Plan Financial Measure
  
Net Charge-Offs Divided by Average Loans (“NCOs”)—a Short-Term Incentive Compensation Plan Financial Measure
Earnings per Share (“EPS”)—a Long-Term Incentive Program Financial Measure
  
Average Return on Tangible Common Equity (“ROTCE”) over the Three-Year Performance Period—a Long-Term Incentive Program Financial Measure
The Company believes that Core PPNR is the most important financial performance measure tied to executive compensation. Core PPNR is used to determine 80% of the funding pool for the annual STIP and most appropriately reflects the Company’s overall performance over the short-term.
       
Total Shareholder Return Amount $ 180.2 131.21 128.34 160.35 102.75
Peer Group Total Shareholder Return Amount 144.74 104.72 94.38 116.82 86.25
Net Income (Loss) $ 441,200,000 $ 350,000,000 $ 431,700,000 $ 353,000,000 $ 286,500,000
Company Selected Measure Amount 622,300,000 526,400,000 510,300,000 438,100,000 350,800,000
PEO Name Mr. Kemper        
Measure:: 1          
Pay vs Performance Disclosure          
Name Core Pre-Provision Net Revenue (“Core PPNR”)        
Measure:: 2          
Pay vs Performance Disclosure          
Name Net Charge-Offs Divided by Average Loans (“NCOs”)        
Measure:: 3          
Pay vs Performance Disclosure          
Name Earnings per Share (“EPS”)        
Measure:: 4          
Pay vs Performance Disclosure          
Name Average Return on Tangible Common Equity (“ROTCE”)        
PEO | Deductions From SCT Total [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ (2,873,277) $ (2,599,827) $ (2,499,964) $ (1,999,885) $ (1,999,970)
PEO | Additions To SCT Total [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 7,586,905 2,087,295 908,803 7,833,958 3,690,119
PEO | Fair Value Of Current Year Unvested Equity Award PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 4,438,691        
PEO | Fair Value Of Current Year Unvested Equity Award RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,519,998        
PEO | Fair Value Of Current Year Unvested Equity Award [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 5,958,690        
PEO | Change In Value Of Prior Years Awards Unvested PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,192,228        
PEO | Change In Value Of Prior Years Awards Unvested RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 462,678        
PEO | Change In Value Of Prior Years Awards Unvested [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,654,906        
PEO | Change In Value Of Prior Years Awards That Vested PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) (2,445)        
PEO | Change In Value Of Prior Years Awards That Vested RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) (24,246)        
PEO | Change In Value Of Prior Years Awards That Vested [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) (26,691)        
PEO | Equity Value Included In CAP PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 5,628,474        
PEO | Equity Value Included In CAP RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,958,431        
PEO | Equity Value Included In CAP [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 7,586,905        
Non-PEO NEO | Deductions From SCT Total [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (640,599) (503,970) (607,439) (363,992) (451,777)
Non-PEO NEO | Additions To SCT Total [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 1,740,842 $ 403,516 $ 240,719 $ 1,278,053 $ 632,288
Non-PEO NEO | Fair Value Of Current Year Unvested Equity Award PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,033,985        
Non-PEO NEO | Fair Value Of Current Year Unvested Equity Award RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 354,098        
Non-PEO NEO | Fair Value Of Current Year Unvested Equity Award [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,388,083        
Non-PEO NEO | Change In Value Of Prior Years Awards Unvested PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 259,691        
Non-PEO NEO | Change In Value Of Prior Years Awards Unvested RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 91,940        
Non-PEO NEO | Change In Value Of Prior Years Awards Unvested [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 351,632        
Non-PEO NEO | Change In Value Of Prior Years Awards That Vested PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) (423)        
Non-PEO NEO | Change In Value Of Prior Years Awards That Vested RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,551        
Non-PEO NEO | Change In Value Of Prior Years Awards That Vested [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,127        
Non-PEO NEO | Equity Value Included In CAP PSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 1,293,253        
Non-PEO NEO | Equity Value Included In CAP RSUs [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) 447,590        
Non-PEO NEO | Equity Value Included In CAP [Member]          
Pay vs Performance Disclosure          
Equity Awards (from Summary Compensation Table) $ 1,740,842