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Pay vs Performance Disclosure
Unit_pure in Millions
 12 Months Ended
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Pay vs Performance Disclosure [Table]      
Pay vs Performance [Table Text Block]
Pay Versus Performance Table
The table below provides investors with standardized data on
executive compensation in a format prescribed by the SEC and that is intended to be easier to link to company performance than the amounts already disclosed in the Summary Compensation Table (“
SCT
”) and CD&A. “Executive compensation actually paid” (“
CAP
”) is based on the SCT
total compensation figure, but adjusted to reflect the change in actual value of outstanding stock awards (e.g., stock options and restricted equity units).
 
Pay Versus Performance Table
  
               
  Year
  
Summary
Compensation
Table Total
for PEO (1)
    
Compensation
Actually Paid to
PEO (2)
    
Average
Summary
Compensation
Table Total
for
Non-PEO

Named
Executive
Officers (1)
    
Average
Compensation
Actually Paid to
Non-PEO

Named
Executive
Officers (2)
    
Value of Initial Fixed $100
Investment Based On:
    
Net
Income
($ in millions)
    
Core PPNR
(Company-
Selected
Measure)
($ in millions)
  
 
 
UMB
Financial
Corporation
 
    
 
S&P 500
Bank Index
 
  
                 
  2022
   $ 5,428,579     $ 3,837,418     $ 1,626,806     $ 1,260,086     $ 128.34     $ 94.38     $ 431.7     $ 510.3  
                 
  2021
   $ 4,975,063     $ 10,809,136     $ 1,408,473     $ 2,322,534     $ 160.35     $ 116.82     $ 353.0     $ 438.1  
                 
  2020
   $ 4,655,997     $ 6,346,146     $ 1,401,075     $ 1,581,586     $ 102.75     $ 86.25     $ 286.5     $ 350.8  
 
(1)
In all the years in question, Mr. Kemper served as CEO. During 2022, our other NEOs consisted of Messrs. Shankar, Rine and Newton and Ms. Johnson. During 2021 and 2020, our other NEOs consisted of Messrs. Shankar, Rine and James Cornelius and Ms. Johnson.
 
(2)
To calculate CAP, the following amounts were deducted from and added to SCT total
compensation
:
PEO SCT Total CAP Reconciliation:
 
         
  Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
         
  2022
    $ 5,428,579      $ 2,499,964      $ 908,803      $ 3,837,418  
         
  2021
    $ 4,975,063      $ 1,999,885      $ 7,833,958      $ 10,809,136  
         
  2020
    $ 4,655,997      $ 1,999,970      $ 3,690,119      $ 6,346,146  
Average
Non-PEO
NEOs SCT Total to CAP Reconciliation
 
         
  Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
         
  2022
    $ 1,626,806      $ 607,439      $ 240,719      $ 1,260,086  
         
  2021
    $ 1,408,473      $ 363,992      $ 1,278,053      $ 2,322,534  
         
  2020
    $ 1,401,075      $ 451,777      $ 632,288      $ 1,581,586  
 
  i.
Represents the grant date fair value of equity-based awards granted each year. We did not report a change in pension value for any of the years reflected in this table.
 
  ii.
Reflects the value of equity calculated in accordance with SEC methodology for determining CAP for each year shown. The equity component of CAP for fiscal year 2022 is further detailed in the table below.
PEO Equity Component of CAP for FY 2022
 
         
  Equity Type
   
Fair Value of
Current Year
Equity Awards at
12/31/2022
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2022
    
Change in Value
Of Prior Years’
Awards That
Vested in FY 2022
    
Equity Value
Included in CAP
  
         
  PSUs
    $ 2,129,990      $ (1,484,660 )    $ (76,861 )    $ 568,469  
         
  RSUs
    $ 811,397      $ (436,853 )    $ (34,210 )    $ 340,334  
         
  Total
    $ 2,941,387      $ (1,921,513 )    $ (111,071 )    $ 908,803  
Non-PEO NEOs Equity Component CAP for FY 2022
 
         
  Equity Type
   
Fair Value of
Current Year
Equity Awards at
12/31/2022
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2022
    
Change in Value
Of Prior Years’
Awards That
Vested in FY 2022
    
Equity Value
Included in CAP
  
         
  PSUs
    $
535,379

      $ (326,764 )    $ (8,216 )    $
200,399

  
         
  RSUs
    $ 115,508      $ (67,732 )    $ (7,456 )    $ 40,320  
         
  Total
    $
650,887

      $ (394,496 )    $ (15,672 )    $
240,719

  
As illustrated by the tables above, the fluctuations in the Company’s stock price significantly impacts the CAP. While the Company’s stock price should increase or decrease in tandem with the Company’s performance, that is not always
 
the case. Many factors can impact the Company’s stock
price which may not be directly, indirectly or related
 at all to the Company’s performance including, and without limitation, trading volume in the Company’s common stock, the individual decisions of investors and general economic and market conditions, and the impact of banking, antitrust or corporate laws, all of which the Company and the NEOs have no control over.
   
Company Selected Measure Name Core PPNR    
Named Executive Officers, Footnote [Text Block] In all the years in question, Mr. Kemper served as CEO. During 2022, our other NEOs consisted of Messrs. Shankar, Rine and Newton and Ms. Johnson. During 2021 and 2020, our other NEOs consisted of Messrs. Shankar, Rine and James Cornelius and Ms. Johnson.    
PEO Total Compensation Amount $ 5,428,579 $ 4,975,063 $ 4,655,997
PEO Actually Paid Compensation Amount $ 3,837,418 10,809,136 6,346,146
Adjustment To PEO Compensation, Footnote [Text Block]
PEO SCT Total CAP Reconciliation:
 
         
  Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
         
  2022
    $ 5,428,579      $ 2,499,964      $ 908,803      $ 3,837,418  
         
  2021
    $ 4,975,063      $ 1,999,885      $ 7,833,958      $ 10,809,136  
         
  2020
    $ 4,655,997      $ 1,999,970      $ 3,690,119      $ 6,346,146  
PEO Equity Component of CAP for FY 2022
 
         
  Equity Type
   
Fair Value of
Current Year
Equity Awards at
12/31/2022
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2022
    
Change in Value
Of Prior Years’
Awards That
Vested in FY 2022
    
Equity Value
Included in CAP
  
         
  PSUs
    $ 2,129,990      $ (1,484,660 )    $ (76,861 )    $ 568,469  
         
  RSUs
    $ 811,397      $ (436,853 )    $ (34,210 )    $ 340,334  
         
  Total
    $ 2,941,387      $ (1,921,513 )    $ (111,071 )    $ 908,803  
    
Non-PEO NEO Average Total Compensation Amount $ 1,626,806 1,408,473 1,401,075
Non-PEO NEO Average Compensation Actually Paid Amount $ 1,260,086 2,322,534 1,581,586
Adjustment to Non-PEO NEO Compensation Footnote [Text Block]
Average
Non-PEO
NEOs SCT Total to CAP Reconciliation
 
         
  Year
   
SCT Total
     
Deductions
From
SCT Total
i
     
Additions
To
SCT Total
ii
     
CAP
  
         
  2022
    $ 1,626,806      $ 607,439      $ 240,719      $ 1,260,086  
         
  2021
    $ 1,408,473      $ 363,992      $ 1,278,053      $ 2,322,534  
         
  2020
    $ 1,401,075      $ 451,777      $ 632,288      $ 1,581,586  
 
Non-PEO NEOs Equity Component CAP for FY 2022
         
  Equity Type
   
Fair Value of
Current Year
Equity Awards at
12/31/2022
     
Change in Value
Of Prior Years’
Awards Unvested
at 12/31/2022
    
Change in Value
Of Prior Years’
Awards That
Vested in FY 2022
    
Equity Value
Included in CAP
  
         
  PSUs
    $
535,379

      $ (326,764 )    $ (8,216 )    $
200,399

  
         
  RSUs
    $ 115,508      $ (67,732 )    $ (7,456 )    $ 40,320  
         
  Total
    $
650,887

      $ (394,496 )    $ (15,672 )    $
240,719

  
    
Compensation Actually Paid vs. Total Shareholder Return [Text Block]
 
 

 
    
Compensation Actually Paid vs. Net Income [Text Block]
 
 

    
Compensation Actually Paid vs. Company Selected Measure [Text Block]
 
 

 
    
Tabular List [Table Text Block]
Tabular Disclosure of the Company’s Important Financial Measures
The following four financial performance measures represent, in the Company’s opinion, the most import financial performance measures used by the Company to link each NEO’s compensation to the Company’s
performance. Each of the listed financial measures (collectively, the “
Financial Measures
”) is either used to determine the value of the STIP
 pool for short-term incentive compensation or the amount of long-term compensation under the LTIP. More information regarding the
four
performance measures, adjustments the
Committee may make to the Company’s reported GAAP earnings per share, the actual mix
 of all four measures for each participant, the purposes of our compensation programs, the portion of compensation “at risk” for each of the
NEOs and other related information can be found in the CD&A contained earlier in this Proxy Statement.
 
 
Core Pre-Provision Net
Revenue (“Core PPNR”)—a Short-Term Incentive Compensation Plan Financial Measure
  
 
Net Charge-Offs Divided by Average Loans (“NCOs”)—a Short-Term Incentive Compensation Plan Financial Measure
 
Earnings per Share (“EPS”)—a Long-Term Incentive Program Financial Measure
  
 
Average Return on Tangible Common Equity (“ROTCE”) over the Three-Year Performance Period—a Long-Term Incentive Program Financial Measure
The Company believes that Core PPNR is the most important financial performance measure tied to executive compensation. Core PPNR is used to determine 80 percent of the funding pool for the annual STIP and most appropriately reflects the Company’s overall performance over the short-term.
   
Total Shareholder Return Amount $ 128.34 160.35 102.75
Peer Group Total Shareholder Return Amount 94.38 116.82 86.25
Net Income (Loss) $ 431,700,000 $ 353,000,000 $ 286,500,000
Company Selected Measure Amount 510.3 438.1 350.8
PEO Name Mr. Kemper    
Measure [Axis]: 1      
Pay vs Performance Disclosure [Table]      
Measure Name Core PPNR    
Measure [Axis]: 2      
Pay vs Performance Disclosure [Table]      
Measure Name NCOs    
Measure [Axis]: 3      
Pay vs Performance Disclosure [Table]      
Measure Name EPS    
Measure [Axis]: 4      
Pay vs Performance Disclosure [Table]      
Measure Name ROTCE    
PEO [Member] | Deductions From SCT Total [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount $ (2,499,964) $ (1,999,885) $ (1,999,970)
PEO [Member] | Additions To SCT Total [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount 908,803 7,833,958 3,690,119
PEO [Member] | Fair Value of Current Year Equity Award PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 2,129,990    
PEO [Member] | Fair Value of Current Year Equity Award RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 811,397    
PEO [Member] | Fair Value of Current Year Equity Award [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 2,941,387    
PEO [Member] | Change in Value Of Prior Years Awards Unvested PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (1,484,660)    
PEO [Member] | Change in Value Of Prior Years Awards Unvested RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (436,853)    
PEO [Member] | Change in Value Of Prior Years Awards Unvested [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (1,921,513)    
PEO [Member] | Change in Value Of Prior Years Awards That Vested PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (76,861)    
PEO [Member] | Change in Value Of Prior Years Awards That Vested RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (34,210)    
PEO [Member] | Change in Value Of Prior Years Awards That Vested [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (111,071)    
PEO [Member] | Equity Value Included in CAP PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 568,469    
PEO [Member] | Equity Value Included in CAP RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 340,334    
PEO [Member] | Equity Value Included in CAP [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 908,803    
Non-PEO NEO [Member] | Deductions From SCT Total [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount (607,439) (363,992) (451,777)
Non-PEO NEO [Member] | Additions To SCT Total [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount 240,719 $ 1,278,053 $ 632,288
Non-PEO NEO [Member] | Fair Value of Current Year Equity Award PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 535,379    
Non-PEO NEO [Member] | Fair Value of Current Year Equity Award RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 115,508    
Non-PEO NEO [Member] | Fair Value of Current Year Equity Award [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 650,887    
Non-PEO NEO [Member] | Change in Value Of Prior Years Awards Unvested PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (326,764)    
Non-PEO NEO [Member] | Change in Value Of Prior Years Awards Unvested RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (67,732)    
Non-PEO NEO [Member] | Change in Value Of Prior Years Awards Unvested [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (394,496)    
Non-PEO NEO [Member] | Change in Value Of Prior Years Awards That Vested PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (8,216)    
Non-PEO NEO [Member] | Change in Value Of Prior Years Awards That Vested RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (7,456)    
Non-PEO NEO [Member] | Change in Value Of Prior Years Awards That Vested [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards (15,672)    
Non-PEO NEO [Member] | Equity Value Included in CAP PSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 200,399    
Non-PEO NEO [Member] | Equity Value Included in CAP RSUs [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards 40,320    
Non-PEO NEO [Member] | Equity Value Included in CAP [Member]      
Pay vs Performance Disclosure [Table]      
Equity Awards $ 240,719