X0206 3 2025-01-31 1 0000101382 UMB FINANCIAL CORP UMBF 0001184329 SCHMIDT JOHN K 1010 GRAND BLVD KANSAS CITY MO 64106 1 Exhibit List - Exhibit 24.1 - Power of Attorney /s/ Jason D. Bartel, attorney-in-fact for Mr. Schmidt 2025-02-04