X0508 4 2024-05-01 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO 1 Common Stock 395989 I Held by Pioneer Service Corporation Common Stock 290397 I Held by Kemper Realty Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 22460 I By Trust - TUW RC Kemper For John Mariner Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 2281.4752 I By Esop Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 257796.2177 D Common Stock 0 I By Trust - RC Kemper For John Common Stock 2024-05-01 4 S 0 100 79.92 D 1733104 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 79.95 D 1733004 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 79.99 D 1732904 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.00 D 1732804 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.03 D 1732704 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.04 D 1732604 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 200 80.08 D 1732404 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.10 D 1732304 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.16 D 1732204 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.31 D 1732104 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.39 D 1732004 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 290 80.425 D 1731714 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 909 80.43 D 1730805 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 135 80.435 D 1730670 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 1696 80.44 D 1728974 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.445 D 1728874 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 100 80.45 D 1728774 I By Trust - RC Kemper Irrevocable Trust Common Stock 2024-05-01 4 S 0 278 80.46 D 1728496 I By Trust - RC Kemper Irrevocable Trust Stock Option (Right to Buy) 75.25 2019-02-02 2027-02-02 Common Stock 27964 27964 D Options will vest 50% on 2/2/2019, 75% on 2/2/2020, and 100% on 2/2/2021. Sales are pursuant to 10b5-1 plan. /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2024-05-02