X0306 4 2022-08-18 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2022-08-18 4 S 0 290 98.25 D 1967374 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 110 98.26 D 1967264 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 544 98.27 D 1966720 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 360 98.28 D 1966360 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 292 98.29 D 1966068 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 690 98.30 D 1965378 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 774 98.31 D 1964604 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 600 98.32 D 1964004 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 1008 98.33 D 1962996 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 553 98.34 D 1962443 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 400 98.35 D 1962043 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 657 98.36 D 1961386 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 621 98.37 D 1960765 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 449 98.38 D 1960316 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 959 98.39 D 1959357 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 623 98.40 D 1958734 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 1085 98.41 D 1957649 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 159 98.42 D 1957490 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 490 98.43 D 1957000 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 341 98.44 D 1956659 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 774 98.45 D 1955885 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-08-18 4 S 0 445 98.46 D 1955440 I By Trust - RC Kemper Irrevocable Trust Common Stock 217046.3197 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2132.9316 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation All sales were made pursuant to a 10b5-1 plan established on November 15, 2021. /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2022-08-22