X0306 4 2022-02-02 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2022-02-02 4 S 0 500 102.00 D 1996521 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 100 101.61 D 1996421 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 165 101.60 D 1996256 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 900 101.59 D 1995356 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 500 101.58 D 1994856 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 211 101.57 D 1994645 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 118 101.56 D 1994527 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 1671 101.55 D 1992856 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 1000 101.50 D 1991856 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 500 101.17 D 1991356 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 200 101.10 D 1991156 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 58 101.30 D 1991098 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 100 101.025 D 1990998 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 1642 101.00 D 1989356 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 500 100.72 D 1988856 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-02-02 4 S 0 250 100.50 D 1988606 I By Trust - RC Kemper Irrevocable Trust Common Stock 215026.3197 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2132.9316 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation The reported transactions were made pursuant to a plan designed to comply with Rule 10b5-1 under the Securities Exchange Act of 1934 /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2022-02-02