X0306 4 2022-01-03 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2022-01-03 4 S 0 100 106.71 D 2005336 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 90 106.725 D 2005246 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.74 D 2005146 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.75 D 2005046 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 10 106.755 D 2005036 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.765 D 2004936 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 94 106.77 D 2004842 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.79 D 2004742 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 106 106.80 D 2004636 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 300 106.82 D 2004336 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.84 D 2004236 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.895 D 2004136 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 300 106.90 D 2003836 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.91 D 2003736 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 200 106.92 D 2003536 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 32 106.93 D 2003504 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 168 106.96 D 2003336 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.97 D 2003236 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 280 106.99 D 2002956 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 106.995 D 2002856 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 100 107.00 D 2002756 I By Trust - RC Kemper Irrevocable Trust Common Stock 2022-01-03 4 S 0 200 107.01 D 2002556 I By Trust - RC Kemper Irrevocable Trust Common Stock 198590.8677 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2132.9316 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation All sales were made pursuant a 10b5-1 plan established on November 15, 2021. /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2022-01-03