X0306 4 2021-03-08 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2021-03-08 4 M 0 11363 47.68 A 209918.6353 D Common Stock 2021-03-08 4 S 0 100 93.58 D 209818.6353 D Common Stock 2021-03-08 4 S 0 100 93.705 D 209718.6353 D Common Stock 2021-03-08 4 S 0 200 93.83 D 209518.6353 D Common Stock 2021-03-08 4 S 0 100 93.84 D 209418.6353 D Common Stock 2021-03-08 4 S 0 58 93.85 D 209360.6353 D Common Stock 2021-03-08 4 S 0 200 93.90 D 209160.6353 D Common Stock 2021-03-08 4 S 0 100 93.93 D 209060.6353 D Common Stock 2021-03-08 4 S 0 100 93.95 D 208960.6353 D Common Stock 2021-03-08 4 S 0 100 93.96 D 208860.6353 D Common Stock 2021-03-08 4 S 0 89 94.03 D 208771.6353 D Common Stock 2021-03-08 4 S 0 11 94.07 D 208760.6353 D Common Stock 2021-03-08 4 S 0 200 94.08 D 208560.6353 D Common Stock 2021-03-08 4 S 0 200 94.12 D 208360.6353 D Common Stock 2021-03-08 4 S 0 100 94.13 D 208260.6353 D Common Stock 2021-03-08 4 S 0 200 94.15 D 208060.6353 D Common Stock 2021-03-08 4 S 0 500 94.16 D 207560.6353 D Common Stock 2021-03-08 4 S 0 100 94.25 D 207460.6353 D Common Stock 2021-03-08 4 S 0 100 94.28 D 207360.6353 D Common Stock 2021-03-08 4 S 0 300 94.32 D 207060.6353 D Common Stock 2021-03-08 4 S 0 100 94.37 D 206960.6353 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2103.133 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 0 I By Trust - RC Kemper For John Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation Common Stock 2028236 I By Trust - RC Kemper Irrevocable Trust Stock Option (Right to Buy) 47.68 2021-03-08 4 M 0 11363 0 D 2018-02-05 2026-02-05 Common Stock 11363 22728 D Options will vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020. /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2021-03-09