X0306 4 2021-02-02 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2021-02-02 4 F 0 802 74.52 D 192377.6353 D Common Stock 2021-02-03 4 M 0 4620 57.40 A 196997.6353 D Common Stock 2021-02-03 4 S 0 200 72.99 D 196797.6353 D Common Stock 2021-02-03 4 S 0 200 73.08 D 196597.6353 D Common Stock 2021-02-03 4 S 0 100 73.13 D 196497.6353 D Common Stock 2021-02-03 4 S 0 100 73.14 D 196397.6353 D Common Stock 2021-02-03 4 S 0 200 73.16 D 196197.6353 D Common Stock 2021-02-03 4 S 0 9 73.18 D 196188.6353 D Common Stock 2021-02-03 4 S 0 100 73.21 D 196088.6353 D Common Stock 2021-02-03 4 S 0 111 73.25 D 195977.6353 D Common Stock 2021-02-03 4 S 0 100 73.26 D 195877.6353 D Common Stock 2021-02-03 4 S 0 215 73.27 D 195662.6353 D Common Stock 2021-02-03 4 S 0 189 73.28 D 195473.6353 D Common Stock 2021-02-03 4 S 0 200 73.285 D 195273.6353 D Common Stock 2021-02-03 4 S 0 200 73.31 D 195073.6353 D Common Stock 2021-02-03 4 S 0 100 73.32 D 194973.6353 D Common Stock 2021-02-03 4 S 0 115 73.34 D 194858.6353 D Common Stock 2021-02-03 4 S 0 200 73.35 D 194658.6353 D Common Stock 2021-02-03 4 S 0 300 73.36 D 194358.6353 D Common Stock 2021-02-03 4 S 0 100 73.37 D 194258.6353 D Common Stock 2021-02-03 4 S 0 200 73.39 D 194058.6353 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2104.9263 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation Common Stock 2030436 I By Trust - RC Kemper Irrevocable Trust Stock Option (Right to Buy) 57.40 2021-02-03 4 M 0 4620 0 D 2017-01-01 2024-01-01 Common Stock 4620 0 D Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019 /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2021-02-04