X0306 4 2021-01-29 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2021-01-29 4 M 0 2500 45.58 A 195679.6353 D Common Stock 2021-01-29 4 S 0 100 72.00 D 195579.6353 D Common Stock 2021-01-29 4 S 0 100 72.02 D 195479.6353 D Common Stock 2021-01-29 4 S 0 200 72.03 D 195279.6353 D Common Stock 2021-01-29 4 S 0 200 72.06 D 195079.6353 D Common Stock 2021-01-29 4 S 0 100 72.08 D 194979.6353 D Common Stock 2021-01-29 4 S 0 100 72.14 D 194879.6353 D Common Stock 2021-01-29 4 S 0 100 72.16 D 194779.6353 D Common Stock 2021-01-29 4 S 0 100 72.18 D 194679.6353 D Common Stock 2021-01-29 4 S 0 100 72.19 D 194579.6353 D Common Stock 2021-01-29 4 S 0 100 72.265 D 194479.6353 D Common Stock 2021-01-29 4 S 0 100 72.31 D 194379.6353 D Common Stock 2021-01-29 4 S 0 100 72.33 D 194279.6353 D Common Stock 2021-01-29 4 S 0 100 72.34 D 194179.6353 D Common Stock 2021-01-29 4 S 0 100 72.35 D 194079.6353 D Common Stock 2021-01-29 4 S 0 100 72.36 D 193979.6353 D Common Stock 2021-01-29 4 S 0 100 72.38 D 193879.6353 D Common Stock 2021-01-29 4 S 0 100 72.40 D 193779.6353 D Common Stock 2021-01-29 4 S 0 100 72.41 D 193679.6353 D Common Stock 2021-01-29 4 S 0 100 72.44 D 193579.6353 D Common Stock 2021-01-29 4 S 0 200 72.48 D 193379.6353 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2097.7076 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation Common Stock 2032636 I By Trust - RC Kemper Irrevocable Trust Stock Option (Right to Buy) 45.58 2021-01-29 4 M 0 2500 0 D 2016-01-01 2023-01-01 Common Stock 2500 15311 D /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2021-01-29