X0306 4 2020-12-04 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2020-12-04 4 M 0 3105 45.58 A 185046.0125 D Common Stock 2020-12-04 4 S 0 536 69.50 D 184510.0125 D Common Stock 2020-12-04 4 S 0 162 69.51 D 184348.0125 D Common Stock 2020-12-04 4 S 0 238 69.52 D 184110.0125 D Common Stock 2020-12-04 4 S 0 373 69.53 D 183737.0125 D Common Stock 2020-12-04 4 S 0 559 69.54 D 183178.0125 D Common Stock 2020-12-04 4 S 0 502 69.55 D 182676.0125 D Common Stock 2020-12-04 4 S 0 200 69.57 D 182476.0125 D Common Stock 2020-12-04 4 S 0 126 69.58 D 182350.0125 D Common Stock 2020-12-04 4 S 0 409 69.59 D 181941.0125 D Common Stock 2020-12-07 4 M 0 7693 45.58 A 189634.0125 D Common Stock 2020-12-07 4 S 0 3453 69.50 D 186181.0125 D Common Stock 2020-12-07 4 S 0 2200 69.505 D 183981.0125 D Common Stock 2020-12-07 4 S 0 500 69.51 D 183481.0125 D Common Stock 2020-12-07 4 S 0 500 69.515 D 182981.0125 D Common Stock 2020-12-07 4 S 0 211 69.53 D 182770.0125 D Common Stock 2020-12-07 4 S 0 29 69.55 D 182741.0125 D Common Stock 2020-12-07 4 S 0 800 69.56 D 181941.0125 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2097.7076 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation Common Stock 2034836 I By Trust - RC Kemper Irrevocable Trust Stock Option (Right to Buy) 45.58 2020-12-04 4 M 0 3105 0 D 2016-01-01 2023-01-01 Common Stock 3105 26204 D Stock Option (Right to Buy) 45.58 2020-12-07 4 M 0 7693 0 D 2016-01-01 2023-01-01 Common Stock 7693 18511 D /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2020-12-07