X0306 4 2017-04-27 0000101382 UMB FINANCIAL CORP UMBF 0001405031 Brian J Walker 1010 GRAND BLVD KANSAS CITY MO 64106 1 Chief Accounting Officer Common Stock 2017-04-27 4 M 0 893 41.71 A 8745.8626 D Common Stock 2017-04-27 4 M 0 1054 39.97 A 7852.8626 D Common Stock 2017-04-27 4 M 0 1009 37.84 A 9754.8626 D Common Stock 2017-04-27 4 O 0 949 41.37 A 10703.8626 D Common Stock 2017-04-27 4 S 0 37 75.03 D 10666.8626 D Common Stock 2017-04-27 4 S 0 23 75.04 D 10643.8626 D Common Stock 2017-04-27 4 S 0 160 75.06 D 10483.8626 D Common Stock 2017-04-27 4 S 0 218.46 75.07 D 10265.4026 D Common Stock 2017-04-27 4 S 0 139 75.08 D 10126.4026 D Common Stock 2017-04-27 4 S 0 194.26 75.09 D 9932.1426 D Common Stock 2017-04-27 4 S 0 436.26 75.10 D 9495.8826 D Common Stock 2017-04-27 4 S 0 201.52 75.11 D 9294.3626 D Common Stock 2017-04-27 4 S 0 105.6 75.12 D 9188.7626 D Common Stock 2017-04-27 4 S 0 71.5 75.13 D 9117.2626 D Common Stock 2017-04-27 4 S 0 44 75.14 D 9073.2626 D Common Stock 2017-04-27 4 S 0 44 75.15 D 9029.2626 D Common Stock 2017-04-27 4 S 0 22 75.16 D 9007.2626 D Common Stock 2017-04-27 4 S 0 66 75.17 D 8941.2626 D Common Stock 2017-04-27 4 S 0 44 75.18 D 8897.2626 D Common Stock 2017-04-27 4 S 0 22 75.19 D 8875.2626 D Common Stock 2017-04-27 4 S 0 215.6 75.20 D 8659.6626 D Common Stock 2017-04-27 4 S 0 22 75.22 D 8637.6626 D Common Stock 2017-04-27 4 S 0 44 75.24 D 8593.6626 D Common Stock 2017-04-27 4 S 0 22 75.25 D 8571.6626 D Common Stock 2017-04-27 4 S 0 22 75.26 D 8549.6626 D Common Stock 2017-04-27 4 S 0 12.98 75.28 D 8536.6826 D Common Stock 2017-04-27 4 S 0 22 75.29 D 8514.6826 D Common Stock 2017-04-27 4 S 0 44 75.30 D 8470.6826 D Common Stock 2017-04-27 4 S 0 26.4 75.31 D 8444.2826 D Common Stock 232.2528 I by ESOP Stock Option (Right to Buy) 41.71 2017-04-27 4 M 0 893 0 D 2014-01-01 2021-01-01 Common Stock 893 0 D Stock Option (Right to Buy) 39.97 2017-04-27 4 M 0 1054 0 D 2015-01-01 2022-01-01 Common Stock 1054 0 D Stock Option (Right to Buy) 37.84 2017-04-27 4 M 0 1009 0 D 2013-01-01 2020-01-01 Common Stock 1009 0 D Stock Option (Right to Buy) 41.37 2017-04-27 4 O 0 949 41.37 D 2012-01-01 2019-01-01 Common Stock 949 0 D Reflects shares acquired through the reinvestment of dividends on restricted stock Options will vest 50% on 1/1/2013; 75% on 1/1/2014; and 100% on 1/1/2015 Options will vest 50% on 1/1/2012, 75% on 1/1/2013, and 100% on 1/1/2014 /s/ John C. Pauls, Attorney in Fact for Mr. Walker 2017-04-28