X0508 4 2026-02-09 0000101382 UMB FINANCIAL CORP UMBF 0001890549 Wilson Uma 1010 GRAND BLVD. KANSAS CITY MO 64106 1 Executive Vice President 0 Common Stock 2026-02-09 4 F 0 227 134.29 D 24599.9167 D Common Stock 294.876 I By ESOP Reflects dividends earned upon vesting of the underlying restricted stock unit. Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report. /s/ Jason Bartel, attorney-in-fact for Ms. Wilson 2026-02-11