0001539497-21-001954.txt : 20211130 0001539497-21-001954.hdr.sgml : 20211130 20211130153638 ACCESSION NUMBER: 0001539497-21-001954 CONFORMED SUBMISSION TYPE: ABS-15G PUBLIC DOCUMENT COUNT: 4 CONFORMED PERIOD OF REPORT: 20211130 ITEM INFORMATION: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer FILED AS OF DATE: 20211130 DATE AS OF CHANGE: 20211130 ABS RULE: RULE-15GA2 REGISTERED ENTITY: N ABS ASSET CLASS: Commercial mortgages FILER: COMPANY DATA: COMPANY CONFORMED NAME: DEUTSCHE MORTGAGE & ASSET RECEIVING CORP CENTRAL INDEX KEY: 0001013454 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 043310019 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00564 FILM NUMBER: 211459593 BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 DEPOSITOR: COMPANY DATA: COMPANY CONFORMED NAME: DEUTSCHE MORTGAGE & ASSET RECEIVING CORP CENTRAL INDEX KEY: 0001013454 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 043310019 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 SECURITIZER: COMPANY DATA: COMPANY CONFORMED NAME: DEUTSCHE MORTGAGE & ASSET RECEIVING CORP CENTRAL INDEX KEY: 0001013454 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 043310019 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00564 BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 ABS-15G 1 n2837-x1_abs15g.htm FORM ABS-15G

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

 

FORM ABS-15G

 

ASSET-BACKED SECURITIZER
Report Pursuant to Section 15G of

the Securities Exchange Act of 1934


Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

[   ] Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period                                     to                                    

 

Date of Report (Date of earliest event reported)                                    

 

Commission File Number of securitizer:                                    

 

Central Index Key Number of securitizer:                                    

 

 
Name and telephone number, including area code, of the person to
contact in connection with this filing

 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [_]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [_]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [_]

 

[✓] Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

 

Central Index Key Number of depositor: 0001013454          

 

MTK 2021-GRNY Mortgage Trust                                                                                       
(Exact name of issuing entity as specified in its charter)

 

Central Index Key Number of issuing entity (if applicable): N/A                                        

 

Central Index Key Number of underwriter (if applicable): Not applicable                          

 

Helaine M. Kaplan, (212) 250-5270
Name and telephone number, including area code, of the person to
contact in connection with this filing

 

   
 

 

INFORMATION TO BE INCLUDED IN THE REPORT

FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

Attached as Exhibit 1 hereto is an agreed-upon procedures report, dated November 30, 2021, of KPMG LLP, obtained by the depositor, which report sets forth the findings and conclusions, as applicable, of KPMG LLP with respect to certain agreed-upon procedures performed by KPMG LLP.

 

   
 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  DEUTSCHE MORTGAGE & ASSET RECEIVING CORPORATION
  (Depositor)  
 Date:  November 30, 2021    
  By: /s/ Helaine Kaplan
    Name: Helaine Kaplan  
    Title: President  
    (senior officer in charge of securitization of the depositor)  
       
     
  By: /s/ Matt Smith
    Name: Matt Smith  
    Title: Director  
    (senior officer in charge of securitization of the depositor)  
             

MTK 2021-GRNY: FORM ABS-15G

 

   
 

 

Exhibit 1 Agreed-upon procedures report, dated November 30, 2021, of KPMG LLP.

 

   

 

 EX-1 2 n2837-x1_exh1.htm AGREED-UPON PROCEDURES REPORT, DATED NOVEMBER 30, 2021, OF KPMG LLP.

 

Exhibit 1

 

 
  KPMG LLP
Suite 900
8350 Broad Street
McLean, VA 22102

  

Independent Accountants’ Report on Applying Agreed-Upon Procedures

 

German American Capital Corporation (the “Company”) Deutsche Mortgage & Asset Receiving Corporation Deutsche Bank Securities Inc.

(together, the “Specified Parties”):

 

Re: MKT 2021-GRNY Mortgage Trust – Data File Procedures

 

We have performed the procedures described below on the specified attributes in an electronic data file entitled “MKT 2021-GRNY_Tape Final.xlsx” provided by the Company on November 30, 2021 (the “Data File”), containing information on one mortgage loan and related mortgaged property as of December 1, 2021 (the “Cut-off Date”), which we were informed are intended to be included as collateral in the offering by MKT

2021-GRNY Mortgage Trust. The Company is responsible for the specified attributes identified by the Company in the Data File.

 

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet their intended purpose of assisting specified parties in evaluating the accuracy of the specified attributes in the Data File. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

 

The procedures performed may not address all the items of interest to a specified party of this report and may not meet the needs of all specified parties of this report and, as such, specified parties are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

 

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

 

·The term “compared” means compared to the information shown and found it to be in agreement, unless otherwise stated. Such compared information was deemed to be in agreement if differences were within the reporting threshold.

 

·The term “recomputed” means recalculated and compared the result to the information shown and found it to be in agreement, unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

 

·The term “reporting threshold” means that dollar amounts and percentages were within $1.00 and 0.1%, respectively.

 

·The term “Loan Files” means the copies of source documents provided by the Company and listed in Attachment A. We make no representation regarding the validity or accuracy of these documents.

 

·The term “Compared Attributes” means the list of fields in the Data File which were selected by the Company for us to perform comparison procedures for and are listed in Attachment A.

 

·The term “Recomputed Attributes” means the list of fields in the Data File which were selected by the Company for us to perform recomputation procedures for and are listed in Attachment B.

 

 

 

KPMG LLP, a Delaware limited liability partnership and a member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited, a private English company limited by guarantee.

 

 

 

·The term “Calculation Methodology” means the formula listed in the Calculation Methodology field of Attachment B containing the calculation methodology for the Recomputed Attributes provided by the Company.
·The term “Instructions” means the instructions provided by the Company pertaining to a procedure, attribute, or methodology, as described in Attachment C.

 

·The term “Provided Information” means the Loan Files, Calculation Methodology, and Instructions.

Prior to being provided the Data File, we received one or more earlier versions of the data file on which to perform our procedures. In performing those procedures, we identified differences which were communicated to the Specified Parties. The Data File represents the revised information reflecting resolution of differences communicated as determined appropriate by the Specified Parties. We performed the procedures on the Data File, and the results of those procedures are reflected herein.

 

The procedures we were instructed by the Company to perform and the associated findings are as follows:

 

A.We compared the Compared Attributes in the Data File to the corresponding information set forth in the Loan Files, utilizing the Instructions, as applicable. The Specified Parties indicated that the absence of any of the information in the Loan Files or the inability to agree the indicated information from the Data File to the Loan Files for each of the attributes identified, utilizing the Instructions as applicable, constituted an exception. The document priority is the order provided by the Company, which is listed in the “Source Document(s)” column in Attachment A, with the highest priority document listed first.

 

B.We recomputed the Recomputed Attributes in the Data File using (i) the corresponding information contained in the Data File, (ii) the Calculation Methodology, and (iii) the Instructions.

 

We were engaged by the Company to perform this agreed-upon procedures engagement and conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Data File. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

 

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

 

The procedures performed were applied based on the information included in the Data File and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the mortgage loan and related mortgaged property, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

 

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the mortgage loan to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such mortgage loan being securitized, (iii) the compliance of the originator of the mortgage loan with federal, state, and local laws and regulations, or (iv) any other factor or characteristic of the mortgage loan or related mortgaged property that would be material to the likelihood that the issuer of the certificates will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations (“NRSROs”).

 

 

2 

 

 

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

 

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

 

/s/ KPMG LLP

 

McLean, Virginia November 30, 2021

 

 

 

3 

 

 

COMPARED ATTRIBUTES

 

 

 

Attribute Source Document(s)
Originator Loan Agreement, Promissory Note, Mortgage, Deed of Trust
Primary Type Appraisal, Engineering Report
Secondary Type Appraisal, Engineering Report
Properties per Loan Appraisal, Engineering Report
Address Appraisal, Engineering Report
City Appraisal, Engineering Report
State Appraisal, Engineering Report
Zip Code Appraisal, Engineering Report
Year Built Appraisal, Engineering Report
Latest Renovation Appraisal, Engineering Report
"As-is" Appr. Value Appraisal, Engineering Report
"As-is" Value Date Appraisal, Engineering Report
Combined: Hotel & Sell-Out - As Complete Appr. Value Appraisal
Combined: Hotel & Sell-Out - As Complete Appr. Value Date Appraisal
Hotel with No Sell-Out - As Complete Appr. Value Appraisal
Hotel with No Sell-Out - As Complete Appr. Value Date Appraisal
Appraisal Firm Appraisal
FIRREA Appraisal
Date of Seismic Report Seismic Report
Seismic Firm Seismic Report
Located in Seismic Zone (Yes/No) Seismic Report
PML (%) Seismic Report

 

 

 

 

Attribute Source Document(s)
Date of Engineering Report Engineering Report
Engineering Firm Engineering Report
Date of Phase I Report Engineering Report
Environmental Firm Phase I Report
Material Recognized Environmental Concern (Y/N) Phase I Report
Phase II Recommended (Yes/No) Phase I Report
Date of Phase II Report Phase II Report
Collateral Units Underwritten Cash Flow Statement
Primary Unit of Measure Underwritten Cash Flow Statement
Occupancy Underwritten Cash Flow Statement
Occupancy Date Underwritten Cash Flow Statement
2nd Most Recent Occupancy Underwritten Cash Flow Statement
2nd Most Recent Occupancy Date Underwritten Cash Flow Statement
3rd Most Recent Occupancy Underwritten Cash Flow Statement
3rd Most Recent Occupancy Date Underwritten Cash Flow Statement
1st Mortgage Original Balance Settlement Statement, Loan Agreement
1st Mortgage Current Balance Settlement Statement, Loan Agreement
1st Mortgage Balloon Balance Loan Agreement, Promissory Note, Mortgage, Deed of Trust
LIBOR Assumption Provided by the Company
LIBOR Setting Loan Agreement, Promissory Note, Mortgage, Deed of Trust
LIBOR Reset Frequency Loan Agreement, Promissory Note, Mortgage, Deed of Trust
LIBOR Rounding Loan Agreement, Promissory Note, Mortgage, Deed of Trust
1st Mortgage LIBOR Floor Loan Agreement, Promissory Note, Mortgage, Deed of Trust
1st Mortgage Margin Loan Agreement, Promissory Note, Mortgage, Deed of Trust
LIBOR Cap LIBOR Cap Confirmation
LIBOR Cap Expiration LIBOR Cap Confirmation

 

 

 

 

Attribute Source Document(s)
Note Date Loan Agreement
Borr. Legal Name Loan Agreement
Recourse Carve Out Guarantees (Yes/No) Guaranties, Loan Agreement
Recourse Guarantee Warm Body (Yes/No) Guaranties, Loan Agreement
Recourse Guarantor Name Guaranties, Loan Agreement
Recourse Guarantor Ongoing Net Worth and Liquidity Covenants Guaranties, Loan Agreement
Related Borrower Loan Agreement, Promissory Note, Mortgage, Deed of Trust
Loan Purpose Settlement Statement
Payment Day Loan Agreement, Promissory Note
Interest Accrual Begin Loan Agreement, Promissory Note
Interest Accrual End Loan Agreement, Promissory Note
Rate Type Loan Agreement, Promissory Note
Loan Type Loan Agreement, Promissory Note
1st Amortization Date Loan Agreement, Promissory Note
Mezz Amort Mezzanine Loan Agreement, Mezzanine Promissory Note
IO Period Loan Agreement, Promissory Note
1st. IO Date Loan Agreement, Promissory Note
First Pmt Date Loan Agreement, Promissory Note
Maturity Date Loan Agreement, Promissory Note
Exit Fee Loan Agreement, Promissory Note
Extension Option Loan Agreement, Promissory Note
Extension Fee Loan Agreement, Promissory Note
Fully Extended Maturity Loan Agreement, Promissory Note
Aggregate Extension Options Loan Agreement, Promissory Note
Prepay Description Loan Agreement, Promissory Note
Partial Prepay Permitted (Provisions) Loan Agreement, Promissory Note

 

 

 

 

Attribute Source Document(s)
Lockout Period Loan Agreement, Promissory Note
Penalty Period Loan Agreement, Promissory Note
Open Period Loan Agreement, Promissory Note
Lockout Exp Date Loan Agreement, Promissory Note
Prepay Penalty Start Date Loan Agreement, Promissory Note
Prepay Penalty End Date Loan Agreement, Promissory Note
Grace Days Default Loan Agreement, Promissory Note
Grace Days Late Fee Loan Agreement, Promissory Note
Default Rate Loan Agreement, Promissory Note
Late Fee Loan Agreement, Promissory Note
SPE Loan Agreement, Promissory Note
Non Consol Non Consolidation Opinion
Ind. Director Loan Agreement, Promissory Note
Partial Release Permitted Loan Agreement, Promissory Note
Partial Release Description Loan Agreement, Promissory Note
Lien Position Title Policy
Fee Simple / Leasehold Title Policy
Ground Lease Ground Lease
Ground Lease Exp. Ground Lease
Annual Ground Lease Payment Ground Lease
LockBox Type Loan Agreement, DACA Agreement
Cash Management Loan Agreement, Cash Management Agreement
Excess Cash Trap Trigger Loan Agreement, Cash Management Agreement
Initial Tax Reserve Settlement Statement, Loan Agreement
Initial Insurance Reserve Settlement Statement, Loan Agreement
Initial Replacement Reserve Settlement Statement, Loan Agreement

 

 

 

 

Attribute Source Document(s)
Initial TI/LC Reserve Settlement Statement, Loan Agreement
Initial Deferred Maintenance Reserve Settlement Statement, Loan Agreement
Spa Renovation Reserve Settlement Statement, Loan Agreement
Initial Environmental Reserve Settlement Statement, Loan Agreement
Initial Debt Service Reserve Settlement Statement, Loan Agreement
Initial Other Reserve Settlement Statement, Loan Agreement
Initial Other Reserve Description Settlement Statement, Loan Agreement
Ongoing Tax Escrow Loan Agreement, Settlement Statement
Ongoing Insurance Escrow Loan Agreement, Settlement Statement
Ongoing Required Replacement Reserves Loan Agreement, Settlement Statement
Ongoing Required TI/LC Loan Agreement, Settlement Statement
Ongoing Other Reserve Loan Agreement, Settlement Statement
Ongoing Other Reserve Description Loan Agreement, Settlement Statement
UW Revenues Underwritten Cash Flow Statement
UW Expenses Underwritten Cash Flow Statement
UW NOI Underwritten Cash Flow Statement
UW Replacement Reserves Underwritten Cash Flow Statement
UW TILC Underwritten Cash Flow Statement
UW NCF Underwritten Cash Flow Statement
Most Recent Financial Statement Date Underwritten Cash Flow Statement
Most Recent NCF Underwritten Cash Flow Statement
2nd Most Recent Financial Statement Date Underwritten Cash Flow Statement
2nd Most Recent NCF Underwritten Cash Flow Statement
3rd Most Recent Financial Statement Date Underwritten Cash Flow Statement
3rd Most Recent NCF Underwritten Cash Flow Statement
UW ADR Underwritten Cash Flow Statement

 

 

 

 

Attribute Source Document(s)
UW RevPAR Underwritten Cash Flow Statement
Most Recent ADR Underwritten Cash Flow Statement
Most Recent RevPAR Underwritten Cash Flow Statement
2020 ADR Underwritten Cash Flow Statement
2020 RevPAR Underwritten Cash Flow Statement
2019 ADR Underwritten Cash Flow Statement
2019 RevPAR Underwritten Cash Flow Statement
2018 ADR Underwritten Cash Flow Statement
2018 RevPAR Underwritten Cash Flow Statement
Directs Investment (Borrower or Lender) Loan Agreement
RE Tax Loan Agreement
Insurance Loan Agreement
Replacement Reserves Loan Agreement
TI/LC Loan Agreement
Immediate Repairs Loan Agreement
Free Rent Loan Agreement
Other Escrows Loan Agreement

 

 

RECOMPUTED ATTRIBUTES

 

 

Attribute Calculation Methodology
"As-is" Appraised Value / Unit "As-is" Appr. Value divided by Collateral Units
Combined: Hotel & Sell-Out - As Complete Appr. Value / Unit Combined: Hotel & Sell-Out - As Complete Appr. Value divided by Collateral Units
Hotel with No Sell-Out - As Complete Appr. Value / Unit Hotel with No Sell-Out - As Complete Appr. Value divided by Collateral Units
1st Mortgage Balance / Unit 1st Mortgage Current Balance divided by Collateral Units
1st Mortgage "As-is" Current LTV 1st Mortgage Current Balance divided by "As-is" Appr. Value
1st Mortgage "As-is" Maturity LTV 1st Mortgage Balloon Balance divided by "As-is" Appr. Value
1st Mortgage "Combined Hotel & Sell Out As Complete" Current LTV 1st Mortgage Current Balance divided by Combined: Hotel & Sell-Out - As Complete Appr. Value
1st Mortgage "Combined Hotel & Sell Out As Complete" Maturity LTV 1st Mortgage Balloon Balance divided by Combined: Hotel & Sell-Out - As Complete Appr. Value
1st Mortgage "Hotel with No Sell Out As Complete" Current LTV 1st Mortgage Current Balance divided by Hotel with No Sell-Out - As Complete Appr. Value
1st Mortgage "Hotel with No Sell Out As Complete" Maturity LTV 1st Mortgage Balloon Balance divided by Hotel with No Sell-Out - As Complete Appr. Value
Effective LIBOR 1st Mortgage Greater of i) LIBOR Assumption or ii) 1st Mortgage LIBOR Floor
1st Mortgage Coupon 1st Mortgage Margin plus the greater of i) LIBOR Assumption and ii) 1st Mortgage LIBOR Floor
1st Mortgage Debt Service at LIBOR The product of i) 1st Mortgage Current Balance, ii) 1st Mortgage Coupon, iii) 365/360
1st Mortgage Cap Coupon 1st Mortgage Margin plus LIBOR Cap
1st Mortgage Debt Service at Cap The product of i) 1st Mortgage Current Balance, ii) 1st Mortgage Cap Coupon, iii) 365/360
Original Term Number of payments between and including the First Pmt Date and the Maturity Date
Seasoning Number of payments between and including the First Pmt Date and the Cut-off Date

 

 

 

Attribute Calculation Methodology
Remaining Term Original Term minus Seasoning
Original Term Extended Number of payments between and including the First Pmt Date and the Fully Extended Maturity
Remaining Term Extended Original Term Extended minus Seasoning
1st Mortgage UW NCF DSCR at LIBOR UW NCF divided by 1st Mortgage Debt Service at LIBOR
1st Mortgage UW NOI DSCR at LIBOR UW NOI divided by 1st Mortgage Debt Service at LIBOR
1st Mortgage UW NCF DSCR at Cap UW NCF divided by 1st Mortgage Debt Service at Cap
1st Mortgage UW NOI DSCR at Cap UW NOI divided by 1st Mortgage Debt Service at Cap
1st Mortgage UW NOI Debt Yield UW NOI divided by 1st Mortgage Original Balance
1st Mortgage UW NCF Debt Yield UW NCF divided by 1st Mortgage Original Balance

 

 

 

INSTRUCTIONS

 

1.For those Compared Attributes with the Source Document indicated as “Provided by the Company”, we were instructed by the Company to assume the attribute is accurate and not to perform any procedure.
2.We were instructed by the Company to follow the instructions listed below pertaining to the applicable Collateral Interest and Compared Attribute(s) or Recomputed Attribute(s):

 

 

Compared Attribute(s) Company Instruction
   

 

 

 

 GRAPHIC 3 kpmglogo.jpg GRAPHIC begin 644 kpmglogo.jpg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kpmglogo2.jpg GRAPHIC begin 644 kpmglogo2.jpg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end