Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 13,983	$ 11,296
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	600	3,000
Depreciation	746	748
Amortization of intangible assets	54	69
Deferred income taxes	283	362
Net amortization of securities premiums and discounts	747	749
Net realized gain on sales of securities		(21)
Earnings and proceeds on life insurance policies	(625)	(568)
Gain on sales and write-downs of fixed assets and foreclosed real estate owned, net	(379)	(21)
Net amortization of loan fees	(340)	(1,448)
Net gain on sale of loans		(138)
Loans originated for sale		(7,316)
Proceeds from sale of loans originated for sale		7,454
Compensation expense related to stock options	134	107
Compensation expense related to restricted stock	171	167
(Increase) deccrease in accrued interest receivable	(196)	42
Decrease in accrued interest payable	(65)	(139)
Other, net	351	489
Net cash provided by operating activities	15,464	14,832
Securities available for sale:
Proceeds from sales		1,127
Proceeds from maturities and principal reductions on mortgage-backed securities	23,754	35,057
Purchases	(109,196)	(145,935)
Purchase of regulatory stock	(528)	(2,188)
Redemption of regulatory stock	2,059	2,085
Net (decrease) increase in loans	(48,651)	24,984
Proceeds from bank-owned life insurance policies	496	511
Purchase of bank-owned life insurance	(3,000)
Purchase of premises and equipment	(537)	(374)
Proceeds from sales of bank premises and fixed assets		158
Proceeds from sales of foreclosed real estate owned	1,823	126
Net cash used in investing activities	(133,780)	(84,449)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	43,037	153,299
Net increase in short-term borrowings	9,605	20,296
Repayments of other borrowings	(25,586)	(6,200)
Stock options exercised	91	170
Purchase of treasury stock	(1,252)	(194)
Cash dividends paid	(4,594)	(4,274)
Net cash provided by financing activities	21,301	163,097
(Decrease) increase in cash and cash equivalents	(97,015)	93,480
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	206,681	111,693
CASH AND CASH EQUIVALENTS - END OF PERIOD	109,666	205,173
Cash payments for:
Interest on deposits and borrowings	2,510	3,128
Income taxes paid, net of refunds	4,147	3,441
Supplemental Schedule of Noncash Investing Activities:
Transfers of loans to foreclosed real estate owned and repossession of other assets	161	408
Dividends payable	2,286	2,138
Right of use for operating leases	4,344	4,726
Lease liability for operating leases	$ 4,420	$ 4,782