Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 29,931	$ 21,073
Interest-bearing deposits with banks	79,735	185,608
Cash and cash equivalents	109,666	206,681
Securities available for sale, at fair value	440,877	406,782
Loans receivable	1,404,317	1,354,931
Less: Allowance for loan losses	17,017	16,442
Net loans receivable	1,387,300	1,338,489
Regulatory stock, at cost	2,396	3,927
Bank premises and equipment, net	17,032	17,289
Bank owned life insurance	43,167	40,038
Accrued interest receivable	6,085	5,889
Foreclosed real estate owned	346	1,742
Goodwill	29,266	29,266
Other intangibles	353	407
Other assets	29,896	17,994
TOTAL ASSETS	2,066,384	2,068,504
Deposits:
Non-interest bearing demand	442,991	440,652
Interest-bearing	1,356,839	1,316,141
Total deposits	1,799,830	1,756,793
Short-term borrowings	70,427	60,822
Other borrowings	4,412	29,998
Accrued interest payable	1,138	1,203
Other liabilities	16,746	14,426
TOTAL LIABILITIES	1,892,553	1,863,242
STOCKHOLDERS' EQUITY
Preferred stock, no par value per share, authorized: 5,000,000 shares; issued: none
Common stock, $0.10 par value per share, authorized: 20,000,000 shares, issued: 2022: 8,275,901 shares, 2021: 8,266,751 shares	828	827
Surplus	96,752	96,443
Retained earnings	119,414	110,015
Treasury stock at cost: 2022: 110,084 shares; 2021: 65,328 shares	(2,933)	(1,767)
Accumulated other comprehensive loss	(40,230)	(256)
TOTAL STOCKHOLDERS’ EQUITY	173,831	205,262
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,066,384	$ 2,068,504