144 0001861002 XXXXXXXX LIVE 0001013272 NORWOOD FINANCIAL CORP 000-28364 717 MAIN ST PO BOX 269 HONESDALE PA 18431 570-253-8500 O'Bell Vincent (NWFL) Officer Common Stock Brean Capital, LLC

50 Radnor Chester Road Suite E155 Radnor PA 19087

3000 102300.00 11142 08/27/2026 NASDAQ Common Stock 12/12/2017 Options Granted Norwood Financial Corp N 1500 12/12/2017 Options Granted Common Stock 12/11/2018 Options Granted Norwood Financial Corp N 1500 12/11/2018 Options Granted Y Item 3(e) Consists of 3,750 in stock options, 3,000 in Restricted Stock, and 4,392 in Direct Stock ownership. 08/25/2026 /s/ Vincent O'Bell