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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 13,651,000 $ 8,198,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 1,725,000 2,200,000
Depreciation 895,000 922,000
Amortization of intangible assets 126,000 150,000
Deferred income taxes 24,000 (331,000)
Revaluation of deferred tax assets, net   3,060,000
Net amortization of securities premiums and discounts 1,711,000 2,115,000
Net realized gain on sales of securities (213,000) (348,000)
Gain on sale of deposits   (209,000)
Earnings and proceeds on life insurance policies (1,126,000) (1,133,000)
Loss on sales of fixed assets and foreclosed real estate owned 26,000 774,000
Net gain on sale of loans (15,000) (67,000)
Mortgage loans originated for sale (752,000) 0
Proceeds from sale of loans originated for sale 767,000  
Compensation expense related to stock options 237,000 93,000
Compensation expense related to restricted stock 205,000 142,000
Increase in accrued interest receivable (60,000) (73,000)
Increase in accrued interest payable 372,000 365,000
Other, net (275,000) 193,000
Net Cash Provided by Operating Activities 17,298,000 16,051,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from sales 17,745,000 15,612,000
Proceeds from maturities and principal reductions on mortgage-backed securities 30,873,000 26,893,000
Purchases (15,458,000) (19,955,000)
Purchase of regulatory stock (6,155,000) (5,842,000)
Redemption of regulatory stock 5,734,000 4,456,000
Net increase in loans (87,480,000) (51,980,000)
Purchase of premises and equipment (873,000) (1,633,000)
Proceeds from sales of foreclosed real estate owned 776,000 3,341,000
Proceeds from sales of bank premises and fixed assets   515,000
Net Cash Used for Investing Activities (54,838,000) (28,593,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 17,396,000 17,867,000
Deposits sold   (13,659,000)
Net increase in short-term borrowings 10,516,000 9,719,000
Repayments of other borrowings (13,661,000) (24,056,000)
Proceeds from other borrowings 30,000,000 28,000,000
Stock options exercised 520,000 1,040,000
Sale of treasury stock for ESOP 123,000 127,000
Acquisition of treasury stock (194,000) (1,587,000)
Cash dividends paid (5,509,000) (5,386,000)
Net Cash Provided by Financing Activities 39,191,000 12,065,000
Net Increase (Decrease) in Cash and Cash Equivalents 1,651,000 (477,000)
CASH AND CASH EQUIVALENTS, BEGINNING 16,697,000 17,174,000
CASH AND CASH EQUIVALENTS, END 18,348,000 16,697,000
Supplemental Disclosures of Cash Flow Information    
Interest paid 5,285,000 3,715,000
Income taxes paid, net of refunds 2,239,000 3,040,000
Supplemental Schedule of Noncash Investing Activities    
Transfers of loans to foreclosed real estate owned and repossession of other assets 553,000 750,000
Dividends payable $ 1,510,000 $ 1,375,000