Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans receivable, including fees	$ 5,924	$ 5,933	$ 11,985	$ 11,913
Securities	950	1,025	1,974	2,013
Other	8	2	12	2
Total interest income	6,882	6,960	13,971	13,928
INTEREST EXPENSE
Deposits	618	618	1,222	1,253
Short-term borrowings	16	20	29	42
Other borrowings	199	167	364	333
Total interest expense	833	805	1,615	1,628
Net Interest Income	6,049	6,155	12,356	12,300
Provision for loan losses	420	420	1,040	840
Net interest income after provision for loan losses	5,629	5,735	11,316	11,460
OTHER INCOME
Service charges and fees	622	583	1,194	1,159
Income from fiduciary activities	109	99	215	203
Net realized gains on sales of securities	134	509	445	603
Gains on sale of loans and servicing rights, net	12	26	30	66
Earnings and proceeds on bank owned life insurance	166	175	330	343
Other	90	76	198	147
Total other income	1,133	1,468	2,412	2,521
OTHER EXPENSES
Salaries and employee benefits	2,071	2,172	4,208	4,336
Occupancy, furniture & equipment, net	542	518	1,098	1,096
Data processing related	201	229	435	441
Taxes, other than income	175	161	350	326
Professional fees	124	174	307	340
Federal Deposit Insurance Corporation insurance	65	102	159	216
Foreclosed real estate owned	232	396	390	461
Amortization of intangibles	27	31	56	64
Other	731	690	1,352	1,325
Total other expenses	4,168	4,473	8,355	8,605
Income before Income Taxes	2,594	2,730	5,373	5,376
Income tax expense	631	696	1,369	1,378
Net Income	$ 1,963	$ 2,034	$ 4,004	$ 3,998
EARNINGS PER SHARE
BASIC EARNINGS PER SHARE	$ 0.53	$ 0.56	$ 1.09	$ 1.10
DILUTED EARNINGS PER SHARE	$ 0.53	$ 0.56	$ 1.08	$ 1.10