NORWOOD FINANCIAL CORP
                       ANDREW A. FORTE APPOINTED DIRECTOR

FOR IMMEDIATE RELEASE - May 21, 2007


HONESDALE - William W. Davis,  Jr.,  President  and Chief  Executive  Officer is
pleased to  announce  the  appointment  of Mr.  Andrew A. Forte to  Director  of
Norwood Financial Corp and Wayne Bank effective June 1, 2007.

     Mr.  Forte has  served on the Monroe  County  Associate  Board for  Norwood
Financial Corp and Wayne Bank since its inception.

     Mr. Forte obtained his B.S. in Accounting from Rider University in 1980 and
his MBA from Fordham  University in 2002. He is currently pursuing his Doctorate
Degree in Management at Pace University.  He is a Certified  Public  Accountant,
who practiced  with the firm KPMG Peat Marwick as an Audit Manager  through June
1985.  Since  then,  Mr.  Forte  has  served as  President  of  Forte,  Inc.,  a
family-owned  corporation,   which  operates  the  Stroudsmoor  Country  Inn,  a
hospitality property, which provides lodging, dining and banquet facilities. Mr.
Forte is a past Board Chairman of the Pocono Mountains Chamber of Commerce,  and
is currently  President of the Pocono Mountains Visitors Bureau,  Inc. He serves
on the Audit and  Compliance  Committee  for Pocono Health  System,  is a former
member of the Monroe County Planning  Commission,  a member of the  Pennsylvania
Northeast Railroad Authority, former Assistant Scoutmaster of Boy Scout Troop 36
in Roseto and Chairman of Mountain Laurel Center for the Performing Arts.

     He and his wife Linda have a son, Richard, and reside in Stroudsburg.


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     Norwood Financial Corp, through its subsidiary Wayne Bank,  operates twelve
offices in Wayne, Pike and Monroe Counties. The Company's stock is traded on the
Global  Market,   under  the  symbol,   "NWFL".   For  more  information  visit:
www.waynebank.com.





















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