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Condensed Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash Flows from Operating Activities:    
Net Income $ 38,894 $ 62,121
Adjustments to Reconcile Net Income to Net Cash (Used In) / Provided by Operating Activities:    
Provision for Credit Losses - Finance Receivables 148,155 111,729
Provision for Credit Losses - Dealer Finance Receivables 888 0
Depreciation Expense 11,304 9,970
Amortization of Debt Issuance Costs and Debt Premium and Discount 3,166 3,864
Non-Cash Compensation Expense—Related Party 621 930
Loss (Gain) from Disposal of Property and Equipment 14 (115)
Originations of Finance Receivables (591,277) (520,378)
Collections and Recoveries on Finance Receivable Principal Balances 284,395 282,442
Change in Accrued Interest Receivable and Loan Origination Costs (1,421) (2,512)
Decrease in Vehicle Inventory 44,228 75,786
Change in Other Assets 12,266 8,425
Increase in Accounts Payable, Accrued Expenses and Other Liabilities 17,251 10,994
Change in Accrued Expenses-Related Party (69) 61
Net Cash (Used In) / Provided By Operating Activities (31,585) 43,317
Cash Flows from Investing Activities:    
Originations of Dealer Finance Receivables (65,071) (12,249)
Collections and Recoveries of Dealer Finance Receivables, net 12,861 640
Proceeds from Disposal of Property and Equipment 932 780
Purchase of Property and Equipment (17,031) (9,923)
Net Cash Used in Investing Activities (68,309) (20,752)
Cash Flows from Financing Activities:    
Increase in Restricted Cash (14,475) (2,220)
Deposits into Investments Held in Trust (4,500) (4,500)
Collections, Buybacks and Change in Investments Held in Trust (20,792) 31
Additions to Portfolio Term Financings 311,990 235,046
Repayment of Portfolio Term Financings (252,540) (218,108)
Additions to Portfolio Warehouse Facilities 474,700 437,300
Repayment of Portfolio Warehouse Facilities (453,900) (436,500)
Additions to Senior Secured Notes Payable 55,500 0
Additions to Other Secured Notes Payable 20,000 12,968
Repayment of Other Secured Notes Payable (1,266) (20,769)
Payment of Debt Issuance Costs (3,340) (2,863)
Dividend Distributions (10,855) (25,724)
Net Cash Provided by / (Used in) Financing Activities 100,522 (25,339)
Net Increase / (Decrease) in Cash and Cash Equivalents 628 (2,774)
Cash and Cash Equivalents at Beginning of Period 26,480 25,930
Cash and Cash Equivalents at End of Period 27,108 23,156
Supplemental Statement of Cash Flows Information:    
Interest Paid 36,858 36,094
Interest Paid—Related Party 316 0
Income Taxes Paid 828 1,053
Supplemental Statement of Non-Cash Investing and Financing Activities:    
Disposal of Fully Depreciated Property and Equipment $ 0 $ 2,710