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Condensed Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash Flows from Operating Activities:    
Net Income $ 18,589 $ 32,795
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Provision for Credit Losses 77,842 60,342
Depreciation Expense 5,408 4,951
Amortization of Debt Issuance Costs and Debt Premium and Discount 1,660 1,913
Non-Cash Compensation Expense—Related Party 311 465
Loss (Gain) from Disposal of Property and Equipment 31 (60)
Originations of Finance Receivables (312,074) (292,970)
Collections and Recoveries on Finance Receivable Principal Balances 145,923 148,309
Change in Accrued Interest Receivable and Loan Origination Costs 423 (506)
Change in Inventory 41,857 80,748
Change in Other Assets 8,829 6,042
Increase in Accounts Payable, Accrued Expenses and Other Liabilities 24,530 20,476
Change in Accrued Expenses-Related Party 123 95
Net Cash Provided By Operating Activities 13,452 62,600
Cash Flows from Investing Activities:    
Origination of Dealer Finance Receivables (38,960) (5,627)
Collections and Recoveries of Dealer Finance Receivables 5,163 178
Proceeds from Disposal of Property and Equipment 641 456
Purchase of Property and Equipment (7,797) (5,650)
Net Cash Used in Investing Activities (40,953) (10,643)
Cash Flows from Financing Activities:    
Increase in Restricted Cash (15,624) (8,499)
Collections, Buybacks and Change in Investments Held in Trust (4,255) (1,785)
Additions to Portfolio Term Financings 75,000 0
Repayment of Portfolio Term Financings (135,207) (112,289)
Additions to Portfolio Warehouse Facilities 210,300 195,800
Repayment of Portfolio Warehouse Facilities (122,500) (108,000)
Additions to Other Secured Notes Payable 20,000 0
Repayment of Other Secured Notes Payable (614) (14,531)
Payment of Debt Issuance Costs (348) (557)
Dividend Distributions 0 (5,260)
Net Cash Provided by / (Used in) Financing Activities 26,752 (55,121)
Net Decrease in Cash and Cash Equivalents (749) (3,164)
Cash and Cash Equivalents at Beginning of Period 26,480 25,930
Cash and Cash Equivalents at End of Period 25,731 22,766
Supplemental Statement of Cash Flows Information:    
Interest Paid 11,424 11,311
Interest Paid—Related Party 158 0
Income Taxes Paid 518 463
Supplemental Statement of Non-Cash Investing and Financing Activities:    
Disposal of Fully Depreciated Property and Equipment $ 0 $ 551