Numerator:

Numerator for basic and diluted earnings per share – Net income available to common shareholders

$

71,608

$

90,455

Denominator:

Denominator for basic earnings per share – weighted average shares outstanding

78,483

82,150

Effect of dilutive securities–

Denominator for diluted earnings per share – adjusted weighted average shares outstanding and assumed conversions

81,454

84,846

Basic earnings per common share

$

0.91

$

1.10

Diluted earnings per common share and common share equivalents

$

0.88

$

1.07