EX-28 4 dex28.txt REPORTS FURNISHED TO STATE INSURANCE REGULATORY
COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES SCHEDULE P - PART 1 - SUMMARY ($000 Omitted) ----------------------------------------------------------------------------------------------------------------------------------- Premiums Earned Loss and Loss Expense Payments 12 ----------------------------------------------------------------------------------------------------------- 1 2 3 Defense and Cost Adjusting and Other 10 11 Years in Loss Payments Containment Payments Payments Which --------------------------------------------------------- Number of Premiums 4 5 6 7 8 9 Salvage Total Net Claims Were Earned and Paid (Cols. Reported- and Losses Direct and Net Direct and Direct and Direct and Subrogation 4-5 + 6-7 Direct and Were incurred Assumed Ceded (Cols.1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8-9) Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX 2,940 1,088 302 56 62 54 19 2,106 XXX 2. 1992 290,808 73,550 217,258 191,210 55,556 15,561 3,334 12,100 1 2,848 159,980 XXX 3. 1993 299,920 76,777 223,143 142,409 33,121 15,374 3,043 12,493 3 2,960 134,109 XXX 4. 1994 310,997 77,404 233,593 156,236 38,635 16,929 4,113 12,709 34 2,622 143,092 XXX 5. 1995 333,440 79,588 253,852 170,304 36,627 18,881 4,317 13,730 97 4,614 161,874 XXX 6. 1996 367,476 87,117 280,359 203,953 41,680 23,579 6,775 15,787 168 5,101 194,696 XXX 7. 1997 379,682 90,125 289,557 201,444 45,792 20,272 5,453 18,230 190 5,353 188,511 XXX 8. 1998 363,025 80,390 282,635 205,064 38,471 14,794 4,743 25,517 1,179 4,820 200,982 XXX 9. 1999 353,363 72,107 281,256 173,008 26,651 9,448 2,609 22,422 778 3,935 174,840 XXX 10. 2000 389,570 82,296 307,274 223,472 79,856 12,436 8,541 26,938 1,079 4,251 173,370 XXX 11. 2001 373,132 26,554 346,578 113,234 969 1,612 2 26,702 90 2,025 140,487 XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals XXX XXX XXX 1,783,274 398,446 149,188 42,986 186,690 3,673 38,548 1,674,047 XXX ----------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid -------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ------------------------------------------------------------------------ Total Number of 13 14 15 16 17 18 19 20 Salvage Net Claims and Losses Outstand- Subrog- and ing - Direct and Direct and Direct and Direct and Direct and ation Expenses Direct and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. 28,819 14,912 200 0 2,147 72 0 0 1,269 367 0 17,084 XXX 2. 1,014 0 100 0 89 0 0 0 75 25 0 1,253 XXX 3. 3,530 1,317 100 0 737 101 0 0 72 15 0 3,006 XXX 4. 7,183 3,858 100 0 4,372 1,752 0 0 99 18 0 6,126 XXX 5. 5,235 1,219 400 0 586 34 0 0 151 22 0 5,097 XXX 6. 8,082 1,148 252 0 2,402 488 0 0 402 18 0 9,484 XXX 7. 13,378 3,521 916 0 2,883 628 0 0 470 1 0 13,497 XXX 8. 12,826 1,693 1,239 0 2,225 263 0 0 685 3 0 15,016 XXX 9. 28,088 1,099 2,688 0 4,911 391 0 0 1,408 5 0 35,600 XXX 10. 43,340 4,588 7,857 0 7,888 1,546 0 0 3,853 14 0 56,790 XXX 11. 86,859 7,846 52,552 2,020 19,318 634 0 0 18,339 65 0 166,503 XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals 238,354 41,201 66,404 2,020 47,558 5,909 0 0 26,823 553 0 329,456 XXX ----------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Total Loss and Loss Expense Percentage 34 Net Balance Sheet Reserves Losses and Loss Expenses Incurred (Incurred/Premium Earned) Nontabular Discount Inter- After Discount ---------------------------------------------------------------------------------------- -------------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ---------------------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 14,107 2,977 2. 220,149 58,916 161,233 75.7 80.1 74.2 0 0 0.0 1,114 139 3. 174,715 37,600 137,115 58.3 49.0 61.4 0 0 0.0 2,313 693 4. 197,628 48,410 149,218 63.5 62.5 63.9 0 0 0.0 3,425 2,701 5. 209,287 42,316 166,971 62.8 53.2 65.8 0 0 0.0 4,416 681 6. 254,457 50,277 204,180 69.2 57.7 72.8 0 0 0.0 7,186 2,298 7. 257,593 55,585 202,008 67.8 61.7 69.8 0 0 0.0 10,773 2,724 8. 262,350 46,352 215,998 72.3 57.7 76.4 0 0 0.0 12,372 2,644 9. 241,973 31,533 210,440 68.5 43.7 74.8 0 0 0.0 29,677 5,923 10. 325,784 95,624 230,160 83.6 116.2 74.9 0 0 0.0 46,609 10,181 11. 318,616 11,626 306,990 85.4 43.8 88.6 0 0 0.0 129,545 36,958 ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 261,537 67,919 ----------------------------------------------------------------------------------------------------------------------------------
Note: Parts 2 and 4 are gross of all discounting, including tabular discounting. Part 1 is gross of only nontabular discounting, which is reported in Columns 32 and 33 of Part 1. The tabular discount, if any, is reported in the Notes to Financial Statements which will reconcile Part 1 with Parts 2 and 4. 61 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 2 - SUMMARY INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT --------------------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 11 12 Which Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 One Year Two Year ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 99,248 99,633 101,593 96,585 95,401 96,770 99,090 104,757 104,310 105,509 1,199 752 2.1992 158,520 154,640 152,448 150,560 148,941 147,869 147,420 148,797 149,201 149,084 (117) 287 3.1993 XXX 142,563 130,458 125,909 123,150 123,854 122,625 124,383 124,366 124,568 202 185 4.1994 XXX XXX 152,262 143,707 138,266 133,722 133,749 134,319 135,690 136,462 772 2,143 5.1995 XXX XXX XXX 165,499 152,730 150,988 149,884 152,679 151,706 153,209 1,503 530 6.1996 XXX XXX XXX XXX 204,506 190,454 189,308 190,641 188,337 188,177 (160) (2,464) 7.1997 XXX XXX XXX XXX XXX 199,603 184,190 191,059 186,272 183,499 (2,773) (7,560) 8.1998 XXX XXX XXX XXX XXX XXX 221,571 199,980 199,753 190,978 (8,775) (9,002) 9.1999 XXX XXX XXX XXX XXX XXX XXX 209,988 193,133 187,393 (5,740) (22,595) 10.2000 XXX XXX XXX XXX XXX XXX XXX XXX 221,896 200,462 (21,434) XXX 11.2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 262,104 XXX XXX 12. Totals(35,323) (37,724)
SCHEDULE P - PART 3 - SUMMARY CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) 11 12 ------------------------------------------------------------------------------------------------ 1 2 3 4 5 6 7 8 9 10 Number of Number of Years in Claims Claims Which Closed Closed Losses With Without Were Loss Loss Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Payment Payment ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 000 33,301 55,037 67,225 73,077 77,471 82,329 85,291 87,229 89,327 XXX XXX 2.1992 69,224 108,877 124,410 136,054 142,934 145,037 146,421 146,957 147,796 147,881 XXX XXX 3.1993 XXX 59,355 90,898 105,168 113,036 117,268 119,353 120,495 120,896 121,619 XXX XXX 4.1994 XXX XXX 61,960 97,729 114,044 122,722 127,368 128,977 129,684 130,417 XXX XXX 5.1995 XXX XXX XXX 73,284 112,405 129,280 137,801 143,309 145,013 148,241 XXX XXX 6.1996 XXX XXX XXX XXX 90,760 135,793 158,581 168,467 174,460 179,077 XXX XXX 7.1997 XXX XXX XXX XXX XXX 87,889 126,516 148,023 161,681 170,471 XXX XXX 8.1998 XXX XXX XXX XXX XXX XXX 95,057 138,761 165,540 176,644 XXX XXX 9.1999 XXX XXX XXX XXX XXX XXX XXX 84,225 127,102 153,196 XXX XXX 10.2000 XXX XXX XXX XXX XXX XXX XXX XXX 97,663 147,511 XXX XXX 11.2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 113,875 XXX XXX
SCHEDULE P - PART 4 - SUMMARY Years in BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) Which --------------------------------------------------------------------------------------------------------------------- Losses Were 1 2 3 4 5 6 7 8 9 10 Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ---------------------------------------------------------------------------------------------------------------------------------- 1.Prior 14,367 6,498 2,799 1,682 854 1,928 1,307 668 410 200 2. 1992 29,502 7,562 3,636 1,113 817 252 101 101 102 100 3. 1993 XXX 30,093 8,358 4,120 1,198 1,113 252 169 160 100 4. 1994 XXX XXX 33,060 9,466 3,653 1,589 1,276 384 189 100 5. 1995 XXX XXX XXX 39,121 10,118 5,124 1,423 1,131 641 400 6. 1996 XXX XXX XXX XXX 42,824 11,371 5,288 2,710 1,123 252 7. 1997 XXX XXX XXX XXX XXX 48,697 13,561 6,854 2,997 916 8. 1998 XXX XXX XXX XXX XXX XXX 49,540 12,529 6,268 1,239 9. 1999 XXX XXX XXX XXX XXX XXX XXX 49,285 13,133 2,688 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 41,356 7,857 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 50,532
62 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS ($000 Omitted) ----------------------------------------------------------------------------------------------------------------------------------- Premiums Earned Loss and Loss Expense Payments 12 ------------------------------------------------------------------------------------------------------------- Years in 1 2 3 Defense and Cost Adjusting and Other 10 11 Which Loss Payments Containment Payments Payments Premiums ---------------------------------------------------------------------------------------- Were 4 5 6 7 8 9 Total Number of Earned Salvage Net Paid Claims and Losses and (Cols. 4-5 Reported- Were Direct and Net Direct and Direct and Direct and Subrogation +6-7 Direct and Incurred Assumed Ceded (Cols.1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received +8-9) Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX 1 0 4 0 1 0 0 6 XXX 2. 1992 27,674 6,217 21,457 19,190 6,052 1,852 447 1,530 0 78 16,073 10,785 3. 1993 25,341 7,014 18,327 11,126 1,199 1,218 145 1,187 0 90 12,187 7,779 4. 1994 23,594 6,456 17,138 10,915 1,780 1,448 413 1,175 0 50 11,345 6,683 5. 1995 23,359 7,112 16,247 11,992 1,892 1,389 228 1,273 0 100 12,534 8,000 6. 1996 25,492 6,152 19,340 16,861 2,314 1,672 238 1,495 0 200 17,476 8,446 7. 1997 27,182 6,003 21,179 16,186 2,775 1,441 258 1,588 4 56 16,178 7,845 8. 1998 28,250 6,202 22,048 20,735 3,097 462 150 2,860 171 105 20,639 9,455 9. 1999 27,744 6,226 21,518 16,426 2,981 544 127 2,069 152 93 15,779 6,721 10. 2000 30,768 9,024 21,744 37,716 20,468 1,244 1,082 3,589 185 82 20,814 10,659 11. 2001 24,970 2,026 22,944 16,987 109 160 0 3,250 19 34 20,269 7,745 ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals XXX XXX XXX 178,135 42,667 11,434 3,088 20,017 531 888 163,300 XXX ----------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ----------------------------------------------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ------------------------------------------------------------------------------- Number of Total Claims 13 14 15 16 17 18 19 20 Salvage Net Losses Outstand- and and ing-Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. 104 0 0 0 1 0 0 0 1 0 0 106 3 2. 0 0 0 0 0 0 0 0 0 0 0 0 0 3. 96 0 0 0 2 0 0 0 1 0 0 99 2 4. 39 0 0 0 1 0 0 0 0 0 0 40 1 5. 101 0 0 0 2 0 0 0 4 0 0 107 7 6. 133 2 0 0 3 1 0 0 3 0 0 136 5 7. 118 0 1 0 7 0 0 0 5 0 0 131 14 8. 442 10 0 0 11 4 0 0 13 0 0 452 29 9. 737 2 1 0 24 0 0 0 16 0 0 776 31 10. 2,969 1,727 13 0 88 42 0 0 303 0 0 1,604 456 11. 4,983 39 1,701 29 232 2 0 0 872 1 0 7,717 1,145 ----------------------------------------------------------------------------------------------------------------------------------- 12. 9,722 1,780 1,716 29 371 49 0 0 1,218 1 0 11,168 1,693 ----------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Total Losses and Loss Loss and Loss Expense Percentage Net Balance Sheet Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount 34 Reserves After Discount ----------------------------------------------------------------------------------------- Inter- -------------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ----------------------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 104 2 2. 22,572 6,499 16,073 81.6 104.5 74.9 0 0 5.0 0 0 3. 13,630 1,344 12,286 53.8 19.2 67.0 0 0 5.0 96 3 4. 13,578 2,193 11,385 57.5 34.0 66.4 0 0 5.0 39 1 5. 14,761 2,120 12,641 63.2 29.8 77.8 0 0 5.0 101 6 6. 20,167 2,555 17,612 79.1 41.5 91.1 0 0 5.0 131 5 7. 19,346 3,037 16,309 71.2 50.6 77.0 0 0 5.0 119 12 8. 24,523 3,432 21,091 86.8 55.3 95.7 0 0 5.0 432 20 9. 19,817 3,262 16,555 71.4 52.4 76.9 0 0 5.0 736 40 10. 45,922 23,504 22,418 149.3 260.5 103.1 0 0 5.0 1,255 349 11. 28,185 199 27,986 112.9 9.8 122.0 0 0 5.0 6,616 1,101 ----------------------------------------------------------------------------------------------------------------------------------- 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 9,629 1,539 -----------------------------------------------------------------------------------------------------------------------------------
63 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL ($000 Omitted)
------------------------------------------------------------------------------------------------------------------------------------ Years in Premiums Earned Loss and Loss Expense Payments 12 Which -------------------------------------------------------------------------------------------------------------- Premiums 1 2 3 Defense and Cost Adjusting and Other 10 11 Were Loss Payments Containment Payments Payments Total Number of Earned ------------------------------------------------------------ Salvage Net Paid Claims and Losses 4 5 6 7 8 9 and (Cols. 4 Reported - Were Direct and Net Direct and Direct and Direct and Subrogation - 5 + 6 - Direct and Incurred Assumed Ceded (Cols.1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received 7 + 8 - 9) Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior XXX XXX XXX (9) 0 0 0 0 1 9 (10) XXX 2. 1992 38,967 10,972 27,995 28,517 6,668 2,154 455 1,774 0 457 25,322 11,758 3. 1993 38,209 10,630 27,579 23,466 4,899 1,832 323 1,733 0 395 21,809 9,940 4. 1994 35,446 10,402 25,044 21,347 4,011 1,533 268 1,600 2 318 20,199 8,522 5. 1995 33,186 9,096 24,090 21,895 4,626 1,560 299 1,440 0 380 19,970 8,695 6. 1996 34,795 9,937 24,858 25,189 5,617 1,865 423 1,688 22 378 22,680 9,198 7. 1997 35,064 10,020 25,044 19,668 3,735 1,368 266 1,817 17 379 18,835 7,549 8. 1998 31,492 8,609 22,883 16,924 3,589 651 101 2,398 118 319 16,165 6,155 9. 1999 30,088 8,980 21,108 15,796 4,008 884 141 1,753 40 318 14,244 4,692 10. 2000 23,359 5,643 17,716 12,724 4,534 493 336 1,804 75 166 10,076 4,229 11. 2001 19,065 809 18,256 6,043 149 44 1 1,543 14 71 7,466 4,167 ------------------------------------------------------------------------------------------------------------------------------------ 12. Total XXX XXX XXX 191,560 41,836 12,384 2,613 17,550 289 3,190 176,756 XXX ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid --------------------------------------------------------------------------------------------------- Number of Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 Total Claims ------------------------------------------------------------------------------- Salvage Net Losses Outstand- 13 14 15 16 17 18 19 20 and and ing-Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. 22 4 0 0 1 0 0 0 4 1 0 22 5 2. 26 0 0 0 2 0 0 0 2 0 0 30 2 3. 0 0 0 0 0 0 0 0 1 0 0 1 1 4. 13 0 0 0 0 0 0 0 2 0 0 15 2 5. 101 0 0 0 4 0 0 0 8 0 0 113 9 6. 144 0 0 0 5 0 0 0 11 0 0 160 15 7. 438 0 0 0 19 0 0 0 36 0 0 493 41 8. 1,888 1,162 0 0 109 70 0 0 52 2 0 815 67 9. 1,629 158 2 0 91 11 0 0 87 3 0 1,637 109 10. 3,233 90 101 0 168 7 0 0 214 5 0 3,614 253 11. 6,187 132 1,754 96 402 12 0 0 1,279 18 0 9,364 1,261 ------------------------------------------------------------------------------------------------------------------------------------ 12. 13,681 1,546 1,857 96 801 100 0 0 1,696 29 0 16,264 1,765 ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------------- Total Loss and Loss Expense Percentage 34 Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount ---------------------------------------------------------------------------------------- Inter- ------------------------ 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------------------------------------------------------------------------------------------------------------------------------ 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 18 4 2. 32,475 7,123 25,352 83.3 64.9 90.6 0 0 5.0 26 4 3. 27,032 5,222 21,810 70.7 49.1 79.1 0 0 5.0 0 1 4. 24,495 4,281 20,214 69.1 41.2 80.7 0 0 5.0 13 2 5. 25,008 4,925 20,083 75.4 54.1 83.4 0 0 5.0 101 12 6. 28,902 6,062 22,840 83.1 61.0 91.9 0 0 5.0 144 16 7. 23,346 4,018 19,328 66.6 40.1 77.2 0 0 5.0 438 55 8. 22,022 5,042 16,980 69.9 58.6 74.2 0 0 5.0 726 89 9. 20,242 4,361 15,881 67.3 48.6 75.2 0 0 5.0 1,473 164 10. 18,737 5,047 13,690 80.2 89.4 77.3 0 0 5.0 3,244 370 11. 17,252 422 16,830 90.5 52.2 92.2 0 0 5.0 7,713 1,651 ------------------------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 13,896 2,368 ------------------------------------------------------------------------------------------------------------------------------
64 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL ($000 Omitted)
Premiums Earned Loss and Loss Expense Payments ------------------------------------------------------------------------------------------ 1 2 3 Defense and Cost Adjusting and Other 10 11 12 Years Loss Payments Containment Payments Payments in ------------------------------------------------------- Which 4 5 6 7 8 9 Premiums Total Number of Were Salvage Net Paid Claims Earned and (Cols.4 - 5 Reported - and Losses Direct and Net Direct and Direct and Direct and Subrogation + 6 - 7 Direct and Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8 - 9) Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX 0 0 0 0 0 0 0 0 XXX 2. 1992 30,268 7,131 23,137 25,541 7,954 2,426 694 1,641 1 134 20,959 5,930 3. 1993 32,880 8,067 24,813 22,252 6,163 2,327 519 1,675 0 302 19,572 6,195 4. 1994 34,217 9,114 25,103 23,311 5,814 2,258 443 1,807 0 299 21,119 5,946 5. 1995 36,810 10,395 26,415 27,691 8,859 2,285 615 1,689 14 199 22,177 6,360 6. 1996 39,970 10,132 29,838 32,224 11,233 2,521 759 1,691 24 169 24,420 6,433 7. 1997 39,836 10,071 29,765 30,358 10,486 2,099 719 2,626 23 229 23,855 5,989 8. 1998 39,135 8,310 30,825 24,420 5,892 2,438 837 2,937 100 257 22,966 4,673 9. 1999 36,536 6,948 29,588 21,063 4,944 986 461 3,446 49 182 20,041 4,638 10. 2000 45,375 8,695 36,680 20,845 7,265 1,538 1,163 3,572 146 165 17,381 5,040 11. 2001 46,111 1,940 44,171 8,289 168 57 0 3,415 31 84 11,562 4,990 ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals XXX XXX XXX 235,994 68,778 18,935 6,210 24,499 388 2,020 204,052 XXX ----------------------------------------------------------------------------------------------------------------------------------- Adjusting and Other Losses Unpaid Defense and Cost Containment Unpaid Unpaid --------------------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 23 24 25 -------------------------------------------------------------------------- 13 14 15 16 17 18 19 20 Number of Claims Salvage Total Outstanding and Net Losses - Direct Direct and Direct and Direct and Direct and Direct and Subrogation and Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. 40 0 0 0 2 0 0 0 2 0 0 44 1 2. 13 0 0 0 1 0 0 0 2 0 0 16 1 3. 102 0 0 0 10 0 0 0 4 0 0 116 2 4. 202 0 0 0 18 0 0 0 8 0 0 228 4 5. 911 0 0 0 44 0 0 0 14 0 0 969 8 6. 424 0 0 0 20 0 0 0 18 0 0 462 11 7. 594 126 0 0 64 33 0 0 52 1 0 550 32 8. 1,702 208 7 0 143 54 0 0 75 1 0 1,664 44 9. 6,233 149 17 0 372 23 0 0 275 2 0 6,723 158 10. 7,962 1,220 314 0 692 243 0 0 655 9 0 8,151 352 11. 12,596 194 6,940 1,095 1,470 60 0 0 3,427 38 0 23,046 1,351 ----------------------------------------------------------------------------------------------------------------------------------- 12. 30,779 1,897 7,278 1,095 2,836 413 0 0 4,532 51 0 41,969 1,964 ----------------------------------------------------------------------------------------------------------------------------------- Net Balance Sheet Total Loss and Loss Expense Percentage 34 Reserves After Discount Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Inter- ----------------------- ------------------------------------------------------------------------------------------ Company 35 36 26 27 28 29 30 31 32 33 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------------------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 40 4 2. 29,624 8,649 20,975 97.9 121.3 90.7 0 0 5.0 13 3 3. 26,370 6,682 19,688 80.2 82.8 79.3 0 0 5.0 102 14 4. 27,604 6,257 21,347 80.7 68.7 85.0 0 0 5.0 202 26 5. 32,634 9,488 23,146 88.7 91.3 87.6 0 0 5.0 911 58 6. 36,898 12,016 24,882 92.3 118.6 83.4 0 0 5.0 424 38 7. 35,793 11,388 24,405 89.9 113.1 82.0 0 0 5.0 468 82 8. 31,722 7,092 24,630 81.1 85.3 79.9 0 0 5.0 1,501 163 9. 32,392 5,628 26,764 88.7 81.0 90.5 0 0 5.0 6,101 622 10. 35,578 10,046 25,532 78.4 115.5 69.6 0 0 5.0 7,056 1,095 11. 36,194 1,586 34,608 78.5 81.8 78.4 0 0 5.0 18,247 4,799 ----------------------------------------------------------------------------------------------------------------------------------- 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 35,065 6,904 -----------------------------------------------------------------------------------------------------------------------------------
65 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 1D - WORKERS' COMPENSATION ($000 Omitted) ------------------------------------------------------------------------------------------------------------------------------------ Premiums Earned Loss and Loss Expense Payments 12 ------------------------------------- ---------------------------------------------------------------------------------- Defense and Cost Adjusting and 10 11 Loss Payments Containment Payments Other Payments Years in 1 2 3 -------------------------------------------------------- Which 4 5 6 7 8 9 Premiums Total Number of Earned Salvage Net Paid Claims and Losses and (Cols. 4 - 5 Reported - Were Direct and Net Direct and Direct and Direct and Subrogation + 6 - 7 Direct and Incurred Assumed Ceded (Cols. 1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8 - 9) Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior XXX XXX XXX 2,271 1,080 83 37 58 53 (2) 1,242 XXX 2. 1992 26,041 2,598 23,443 10,289 133 590 16 1,179 0 310 11,909 3,403 3. 1993 24,461 2,192 22,269 8,708 123 471 14 1,179 0 179 10,221 2,772 4. 1994 24,737 1,862 22,875 9,913 62 630 0 1,228 0 143 11,709 3,062 5. 1995 26,411 1,446 24,965 9,654 229 481 (19) 1,205 0 228 11,130 3,312 6. 1996 25,332 717 24,615 13,842 798 998 15 1,238 0 145 15,265 3,769 7. 1997 22,732 411 22,321 12,116 0 768 1 1,872 0 225 14,755 3,520 8. 1998 21,202 404 20,798 8,662 85 655 1 2,000 0 143 11,231 3,330 9. 1999 20,982 458 20,524 10,379 0 500 0 2,141 0 37 13,020 3,452 10. 2000 26,387 528 25,859 11,902 0 475 0 2,580 0 38 14,957 4,038 11. 2001 29,947 483 29,464 7,140 0 224 0 2,704 0 1 10,068 3,598 ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 104,876 2,510 5,875 65 17,384 53 1,447 125,507 XXX ------------------------------------------------------------------------------------------------------------------------------------
Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ------------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ---------------------------------------------------------------------------- 13 14 15 16 17 18 19 20 Number of Total Claims Salvage Net Losses Outstand- Direct Direct Direct Direct Direct and and ing-Direct and and and and and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. 22,243 14,684 0 0 266 67 0 0 1,174 366 0 8,566 345 2. 386 0 0 0 8 0 0 0 39 25 0 408 24 3. 1,998 1,296 0 0 111 82 0 0 23 15 0 739 13 4. 2,574 1,464 0 0 146 92 0 0 36 18 0 1,182 20 5. 521 0 0 0 20 0 0 0 36 22 0 555 22 6. 998 0 0 0 52 0 0 0 52 18 0 1,084 27 7. 3,879 1,871 0 0 236 118 0 0 58 0 0 2,184 26 8. 1,180 0 0 0 65 0 0 0 82 0 0 1,327 40 9. 3,699 103 147 0 226 5 0 0 269 0 0 4,233 117 10. 7,386 0 2 0 434 0 0 0 678 0 0 8,000 338 11. 16,814 3,852 4,500 128 1,312 252 0 0 3,879 0 0 22,273 1,501 ------------------------------------------------------------------------------------------------------------------------------------ 12. 61,678 23,270 4,649 128 2,876 616 0 0 6,326 464 0 51,051 2,473 ------------------------------------------------------------------------------------------------------------------------------------
Total Loss and Loss Expense Losses and Loss Expenses Percentage 34 Net Balance Sheet Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount ----------------------------- ------------------------- ------------------- ------------------------ 26 27 28 29 30 31 32 33 Inter- 35 36 Company Direct Direct Pooling Loss and and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid --------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 7,559 1,007 2. 12,491 174 12,317 48.0 6.7 52.5 0 0 5.0 386 22 3. 12,490 1,530 10,960 51.1 69.8 49.2 0 0 5.0 702 37 4. 14,527 1,636 12,891 58.7 87.9 56.4 0 0 5.0 1,110 72 5. 11,917 232 11,685 45.1 16.0 46.8 0 0 5.0 521 34 6. 17,180 831 16,349 67.8 115.9 66.4 0 0 5.0 998 86 7. 18,929 1,990 16,939 83.3 484.2 75.9 0 0 5.0 2,008 176 8. 12,644 86 12,558 59.6 21.3 60.4 0 0 5.0 1,180 147 9. 17,361 108 17,253 82.7 23.6 84.1 0 0 5.0 3,743 490 10. 23,457 0 23,457 88.9 0.0 90.7 0 0 5.0 7,388 1,112 11. 36,573 4,232 32,341 122.1 876.2 109.8 0 0 5.0 17,334 4,939 ------------------------------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 42,929 8,122 ------------------------------------------------------------------------------------------------------------------------------------
66 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL
($000 Omitted) ------------------------------------------------------------------------------------------------------------------------------------ Premiums Earned Loss and Loss Expense Payments 12 -------------------------------------------------------------------------------------------------------------- Years in 1 2 3 Defense and Cost Adjusting and Other 10 11 Which Loss Payments Containment Payments Payments Premiums ----------------------------------------------------------- Were 4 5 6 7 8 9 Total Number of Earned Salvage Net Paid Claims and Losses and (Cols. 4-5 Reported- Were Direct and Net Direct and Direct and Direct and Subrogation +6-7 Direct and Incurred Assumed Ceded (Cols. 1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received +8-9) Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior XXX XXX XXX 0 0 23 1 2 0 0 24 XXX 2. 1992 30,394 8,565 21,829 18,514 7,854 2,181 860 1,162 0 311 13,143 5,414 3. 1993 35,390 11,859 23,531 20,559 7,820 3,866 1,498 1,335 0 184 16,442 5,632 4. 1994 40,342 13,857 26,485 21,102 8,020 3,783 1,736 1,501 1 209 16,629 5,931 5. 1995 47,097 17,023 30,074 28,173 10,130 4,502 1,836 1,856 8 382 22,557 7,089 6. 1996 53,786 22,182 31,604 28,706 10,920 4,206 1,751 1,920 4 344 22,157 7,494 7. 1997 59,840 24,536 35,304 38,040 16,730 3,730 1,582 2,826 10 328 26,274 6,877 8. 1998 56,453 21,104 35,349 30,091 9,606 1,466 413 4,035 276 405 25,297 6,283 9. 1999 38,214 10,150 28,064 12,576 1,480 521 57 2,722 31 194 14,251 3,201 10. 2000 28,796 3,497 25,299 17,582 4,435 877 578 2,905 56 154 16,295 3,518 11. 2001 30,610 2,024 28,586 14,306 0 162 0 3,603 0 87 18,071 3,703 ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 229,649 76,995 25,317 10,312 23,867 386 2,598 191,140 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid --------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ------------------------------------------------------------------------- Number of 13 14 15 16 17 18 19 20 Total Claims Salvage Net Losses Outstanding and and - Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. 118 0 0 0 38 0 0 0 5 0 0 161 4 2. 8 0 0 0 3 0 0 0 4 0 0 15 2 3. 97 0 0 0 59 0 0 0 3 0 0 159 2 4. 963 756 0 0 574 527 0 0 8 0 0 262 5 5. 147 0 0 0 28 0 0 0 13 0 0 188 8 6. 1,631 652 0 0 630 455 0 0 27 0 0 1,181 18 7. 313 0 8 0 47 0 0 0 31 0 0 399 22 8. 955 77 2 0 302 55 0 0 77 0 0 1,204 45 9. 1,340 4 58 0 379 2 0 0 110 0 0 1,881 63 10. 3,569 277 298 0 916 17 0 0 411 0 0 4,900 227 11. 8,824 0 2,347 27 2,283 1 0 0 1,686 0 0 15,112 889 ------------------------------------------------------------------------------------------------------------------------------------ 12. 17,965 1,766 2,713 27 5,259 1,057 0 0 2,375 0 0 25,462 1,285 ------------------------------------------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------------------------------- Loss and Total Loss Expense Percentage Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount 34 Reserves After Discount ------------------------------------------------------------------------------------ Inter- ------------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid --------------------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 118 43 2. 21,872 8,714 13,158 72.0 101.7 60.3 0 0 5.0 8 7 3. 25,919 9,318 16,601 73.2 78.6 70.5 0 0 5.0 97 62 4. 27,931 11,040 16,891 69.2 79.7 63.8 0 0 5.0 207 55 5. 34,719 11,974 22,745 73.7 70.3 75.6 0 0 5.0 147 41 6. 37,120 13,782 23,338 69.0 62.1 73.8 0 0 5.0 979 202 7. 44,995 18,322 26,673 75.2 74.7 75.6 0 0 5.0 321 78 8. 36,928 10,427 26,501 65.4 49.4 75.0 0 0 5.0 880 324 9. 17,706 1,574 16,132 46.3 15.5 57.5 0 0 5.0 1,394 487 10. 26,558 5,363 21,195 92.2 153.4 83.8 0 0 5.0 3,590 1,310 11. 33,211 28 33,183 108.5 1.4 116.1 0 0 5.0 11,144 3,968 --------------------------------------------------------------------------------------------------------------------------------- 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 1 8,885 6,577 ---------------------------------------------------------------------------------------------------------------------------------
67 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers -------------------------------------------------------------------------------- Schedule P - Part 1F - Medical Mal Occur NONE Schedule P - Part 1F - Medical Mal Claim NONE 68 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)
($000 Omitted) ------------------------------------------------------------------------------------------------------------------------------------ Premiums Earned Loss and Loss Expense Payments -------------------------------------------------------------------------------- 10 11 12 1 2 3 Loss Payments Defense and Cost Adjusting and Other Years in Containment Payments Payments Which Premiums 4 5 6 7 8 9 Total Number of Earned Net Paid Claims and Losses Direct Direct Direct Direct Salvage and (Cols. 4-5 Reported- Were and Net and and and Received + 6 - 7 Direct and Incurred Assumed Ceded (Cols.1-2) Assumed Ceded Assumed Ceded Assumed Ceded Subrogation + 8 - 9) Assumed ---------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX 2 0 0 0 0 0 0 2 XXX 2. 1992 10 10 0 618 67 56 0 0 0 0 607 XXX 3. 1993 1,686 1,302 384 413 7 26 0 0 0 0 432 XXX 4. 1994 3,176 2,164 1,012 40 1 2 0 0 0 0 41 XXX 5. 1995 587 237 350 2 2 0 0 0 0 0 0 XXX 6. 1996 182 187 (5) 13 13 0 0 0 0 0 0 XXX 7. 1997 245 247 (2) 36 36 0 0 0 0 0 0 XXX 8. 1998 277 276 1 25 25 0 0 0 0 0 0 XXX 9. 1999 271 271 0 52 52 0 0 0 0 0 0 XXX 10. 2000 35 35 0 54 54 0 0 0 0 0 0 XXX 11. 2001 602 589 13 68 68 0 1 0 0 0 (1) XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals XXX XXX XXX 1,323 325 84 1 0 0 0 1,081 XXX ----------------------------------------------------------------------------------------------------------------------------------
Adjusting Defense and Cost and Other Losses Unpaid Containment Unpaid Unpaid --------------------------------------------------------------------------------- 23 24 25 Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 13 14 15 16 17 18 19 20 Total Number of Net Claims Salvage Losses Outstanding and and -Direct Direct Direct Direct Direct Direct Subrogation Expenses and and and and and and Anticipated Unpaid Assumed Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded ------------------------------- ---------------------------------------------------------------------------------------------------- 1. 3 0 0 0 0 0 0 0 0 0 0 3 0 2. 0 0 0 0 0 0 0 0 0 0 0 0 0 3. 0 0 0 0 0 0 0 0 0 0 0 0 0 4. 17 0 0 0 2 0 0 0 0 0 0 19 0 5. 0 0 0 0 0 0 0 0 0 0 0 0 0 6. 0 0 0 0 0 0 0 0 0 0 0 0 0 7. 0 0 0 0 0 0 0 0 0 0 0 0 0 8. 0 0 0 0 0 0 0 0 0 0 0 0 0 9. 0 0 0 0 0 0 0 0 0 0 0 0 0 10. 1 1 0 0 0 0 0 0 1 0 0 1 1 11. 33 27 38 0 0 0 0 0 11 0 0 55 8 ------------------------------------------------------------------------------------------------------------------------------------ 12. 54 28 38 0 2 0 0 0 12 0 0 78 9 ------------------------------------------------------------------------------------------------------------------------------------
Total Loss and Loss Losses and Loss Expense Percentage Nontabular Net Balance Sheet Expenses Incurred (Incurred/Premiums Earned) Discount 34 Reserves After Discount ------------------------------------------------------------------------ Inter- -------------------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ----------------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 3 0 2. 674 67 607 6,740.0 670.0 0.0 0 0 5.0 0 0 3. 439 7 432 26.0 0.5 112.5 0 0 5.0 0 0 4. 61 1 60 1.9 0.0 5.9 0 0 5.0 17 2 5. 2 2 0 0.3 0.8 0.0 0 0 5.0 0 0 6. 13 13 0 7.1 7.0 0.0 0 0 5.0 0 0 7. 36 36 0 14.7 14.6 0.0 0 0 5.0 0 0 8. 25 25 0 9.0 9.1 0.0 0 0 5.0 0 0 9. 52 52 0 19.2 19.2 0.0 0 0 5.0 0 0 10. 56 55 1 160.0 157.1 0.0 0 0 5.0 0 1 11. 150 96 54 24.9 16.3 415.4 0 0 5.0 44 11 ------------------------------------------------------------------------------------------------------------------------------- 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 64 14 -------------------------------------------------------------------------------------------------------------------------------
69 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE ($000 Omitted) -------------------------------------------------------------------------------------------------------------------------------- Years in Premiums Earned Loss and Loss Expense Payments 12 Which --------------------------------------------------------------------------------------------------------- Premiums 1 2 3 10 11 Were Defense and Cost Adjusting and Other Earned Loss Payments Containment Payments Payments and Losses ------------------------------------------------------- Were 4 5 6 7 8 9 Total Number of Incurred Salvage Net Paid Claims Direct Direct Direct Direct and (Cols.4-5 Reported- and Net and and and Subrogation + 6-7 Direct and Assumed Ceded (Cols.1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8-9) Assumed -------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX 32 0 133 0 0 0 0 165 XXX 2. 1992 25,936 3,373 22,563 10,392 2,024 2,579 248 1,198 0 135 11,897 2,736 3. 1993 27,976 3,720 24,256 8,030 1,182 2,608 36 1,363 2 28 10,781 2,770 4. 1994 30,779 4,130 26,649 9,402 852 3,891 416 1,364 0 47 13,389 3,598 5. 1995 34,162 4,781 29,381 10,382 1,482 3,776 436 1,297 7 64 13,530 2,816 6. 1996 38,104 8,604 29,500 13,212 2,359 5,248 632 1,484 34 119 16,919 3,713 7. 1997 41,413 11,557 29,856 13,357 4,279 5,012 1,511 1,997 56 105 14,520 3,600 8. 1998 42,070 10,609 31,461 18,354 8,176 5,059 2,419 2,841 108 125 15,551 3,457 9. 1999 47,663 13,069 34,594 8,770 1,946 2,970 988 2,141 104 71 10,843 3,737 10. 2000 62,385 17,033 45,352 19,731 12,325 4,951 3,886 1,871 140 67 10,202 3,639 11. 2001 57,561 3,966 53,595 3,363 0 221 0 1,977 0 14 5,561 3,624 -------------------------------------------------------------------------------------------------------------------------------- 12. Totals XXX XXX XXX 115,025 34,625 36,448 10,572 17,533 451 775 123,358 XXX --------------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------------- Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ------------------------------------------------------------------------ 13 14 15 16 17 18 19 20 Number of Total Claims Salvage Net Losses Outstand- Direct Direct Direct Direct Direct and and ing-Direct and and and and and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed -------------------------------------------------------------------------------------------------------------------------------- 1. 562 0 0 0 138 0 0 0 13 0 0 713 9 2. 107 0 0 0 58 0 0 0 8 0 0 173 4 3. 371 21 0 0 214 19 0 0 14 0 0 559 8 4. 425 35 0 0 270 20 0 0 23 0 0 663 14 5. 589 1 0 0 329 1 0 0 38 0 0 954 22 6. 2,010 0 0 0 938 0 0 0 110 0 0 3,058 82 7. 2,262 52 176 0 1,173 13 0 0 120 0 0 3,666 60 8. 1,347 33 79 0 739 14 0 0 131 0 0 2,249 82 9. 4,507 456 167 0 2,427 333 0 0 327 0 0 6,639 216 10. 7,878 0 498 0 3,768 0 0 0 708 0 0 12,852 449 11. 11,126 2 8,180 453 9,410 181 0 0 3,165 0 0 31,245 1,357 -------------------------------------------------------------------------------------------------------------------------------- 12. 31,184 600 9,100 453 19,464 581 0 0 4,657 0 0 62,771 2,303 --------------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------------- Total Loss and Loss Expense Percentage 34 Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount --------------------------------------------------------------------------------------- --------------------------- 26 27 28 29 30 31 32 33 35 36 Inter- Company Direct Direct Pooling Loss and and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ---------------------------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 562 151 2. 14,342 2,272 12,070 55.3 67.4 53.5 0 0 5.0 107 66 3. 12,600 1,260 11,340 45.0 33.9 46.8 0 0 5.0 350 209 4. 15,375 1,323 14,052 50.0 32.0 52.7 0 0 5.0 390 273 5. 16,411 1,927 14,484 48.0 40.3 49.3 0 0 5.0 588 366 6. 23,002 3,025 19,977 60.4 35.2 67.7 0 0 5.0 2,010 1,048 7. 24,097 5,911 18,186 58.2 51.1 60.9 0 0 5.0 2,386 1,280 8. 28,550 10,750 17,800 67.9 101.3 56.6 0 0 5.0 1,393 856 9. 21,309 3,827 17,482 44.7 29.3 50.5 0 0 5.0 4,218 2,421 10. 39,405 16,351 23,054 63.2 96.0 50.8 0 0 5.0 8,376 4,476 11. 37,442 636 36,806 65.0 16.0 68.7 0 0 5.0 18,851 12,394 ---------------------------------------------------------------------------------------------------------------------------------- 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 39,231 23,540 ----------------------------------------------------------------------------------------------------------------------------------
70 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE ($000 Omitted)
------------------------------------------------------------------------------------------------------------------------------------ Years in Premiums Earned Loss and Loss Expense Payments Which ----------------------------------------------------------------------------------------------------------------------- Premiums 1 2 3 Defense and Cost Adjusting and Other 10 11 12 Were Loss Payments Containment Payments Payments Total Number Earned ---------------------------------------------------------- Salvage Net Paid Claims and Losses 4 5 6 7 8 9 and (Cols. 4-5 Reported- Were Direct and Net Direct and Direct and Direct and Subrogation +6-7 Direct and Incurred Assumed Ceded (Cols.1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received - 8-9) Assumed -------- ------- ----- --------- ------- ----- ------- ----- ------- ----- -------- --------- ------- 1. Prior XXX XXX XXX 0 0 0 0 0 0 0 0 XXX 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 0 0 0 0 0 0 0 0 0 0 0 0 4. 1994 0 0 0 0 0 0 0 0 0 0 0 0 5. 1995 0 0 0 0 0 0 0 0 0 0 0 0 6. 1996 0 0 0 0 0 0 0 0 0 0 0 0 7. 1997 0 0 0 0 0 0 0 0 0 0 0 0 8. 1998 0 0 0 0 0 0 0 0 0 0 0 0 9. 1999 0 0 0 0 0 0 0 0 0 0 0 0 10. 2000 0 0 0 0 0 0 0 0 0 0 0 0 11. 2001 0 0 0 0 0 0 0 0 0 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 0 0 0 0 0 0 0 0 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid -------------------------------------------------------------------------------------------- 21 22 Case Basis Bulk + IBNR Case Basis Bulk + IBNR Number of --------------- ---------------- -------------- -------------- Total Claims 13 14 15 16 17 18 19 20 Salvage Net Losses Outstanding and and - Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------- ----- ------- ----- ------- ----- ------- ----- ------- ----- ----------- ------ ------- 1. 0 0 0 0 0 0 0 0 0 0 0 0 0 2. 0 0 0 0 0 0 0 0 0 0 0 0 0 3. 0 0 0 0 0 0 0 0 0 0 0 0 0 4. 0 0 0 0 0 0 0 0 0 0 0 0 0 5. 0 0 0 0 0 0 0 0 0 0 0 0 0 6. 0 0 0 0 0 0 0 0 0 0 0 0 0 7. 0 0 0 0 0 0 0 0 0 0 0 0 0 8. 0 0 0 0 0 0 0 0 0 0 0 0 0 9. 0 0 0 0 0 0 0 0 0 0 0 0 0 10. 0 0 0 0 0 0 0 0 0 0 0 0 0 11. 0 0 0 0 0 0 0 0 0 0 0 0 0 ----------------------------------------------------------------------------------------------------------------------------------- 12. 0 0 0 0 0 0 0 0 0 0 0 0 0 -----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------- Total Loss and Loss Expense Percentage Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount --------------------------------------------------------------------------------------- 34 ------------------------------------- Inter- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------- ----- ---- ------- ----- --- ---- ------- ------------ ------ ------ 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0 2. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 3. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 4. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 5. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 6. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 8. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 9. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 11. 0 0 0 0.0 0.0 0.0 0 0 0.0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0 ------------------------------------------------------------------------------------------------------------------------------------
71 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) ($000 Omitted) ----------------------------------------------------------------------------------------------------------------------------------- Years in Premiums Earned Loss and Loss Expense Payments Which -------------------- ------------------------------------------------------------------- Premiums 1 2 3 Defense and Cost Adjusting and 10 11 12 Were Loss Payments Containment Payments Other Payments Total Number Earned ---------------- -------------------- ------------- Salvage Net Paid Claims and Losses 4 5 6 7 8 9 and (Cols. 4-5 Reported- Were Direct Net Direct and Direct and Direct and Subrogation + 6-7 Direct and Incurred Assumed Ceded (Cols. 1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8-9 Assumed -------- -------- ----- ----------- ---------- ----- ---------- ----- ---------- ----- -------- -------- ------- 1. Prior XXX XXX XXX 1,589 1,106 541 402 15 0 178 637 XXX 2. 2000 73,620 22,919 50,701 53,211 23,743 1,410 1,009 5,652 367 563 35,154 XXX 3. 2001 71,893 10,951 60,942 25,824 5 503 0 5,071 0 201 31,393 XXX ----------------------------------------------------------------------------------------------------------------------------------- 4. Totals XXX XXX XXX 80,624 24,854 2,454 1,411 10,738 367 942 67,184 XXX -----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------- Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ------------------------------- ------------------------------------- ------------------ Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 Number of ------------------------------- ------------------------- Total Claims 13 14 15 16 17 18 19 20 Salvage Net Losses Outstanding and and -Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------- ------ ------- ----- ---------- ----- -------- ----- ---------- ---- ------------ -------- ---------- 1. 6,519 3,043 302 0 4,856 1,155 0 0 125 0 0 7,604 88 2. 3,017 1,262 12 0 113 1,237 0 0 303 0 0 946 294 3. 11,569 3,585 2,038 0 364 74 0 0 1,860 0 0 12,172 1,017 ----------------------------------------------------------------------------------------------------------------------------------- 4. 21,105 7,890 2,352 0 5,333 2,466 0 0 2,288 0 0 20,722 1,399 -----------------------------------------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------------------------------- Total Loss and Loss Expense Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount -------------------------------------------------------------------------------------- 34 ---------------------------------- --------------------------------- ------------------------- ------------------- Inter- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expense Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid --------- ----- --- ---------- ----- ---- ---- ------- ------------ ------- ------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 3,778 3,826 2. 63,718 27,618 36,100 86.5 120.5 71.2 0 0 5.0 1,767 (821) 3. 47,229 3,664 43,565 65.7 33.5 71.5 0 0 5.0 10,022 2,150 --------------------------------------------------------------------------------------------------------------------------------- 4. XXX XXX XXX XXX XXX XXX 0 0 XXX 15,567 5,155 ---------------------------------------------------------------------------------------------------------------------------------
72 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
($000 Omitted) ------------------------------------------------------------------------------------------------------------------------------------ Premiums Earned Loss and Loss Expense Payments Years in ----------------------------------------------------------------------------------------------------------------------- Which 1 2 3 Defense and Cost Adjusting and Other 10 11 12 Premiums Loss Payments Containment Payments Payments Total Number of Were ------------- -------------------- ------------------- Earned Salvage Net Paid Claims and Losses 4 5 6 7 8 9 and Cols. 4-5 Reported - Were Direct and Net Direct and Direct and Direct and Subrogation + 6-7 Direct and Incurred Assumed Ceded (Cols.1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8-9) Assumed -------- ---------- ----- ------------ ---------- ----- ---------- ----- --------- ----- ---------- --------- -------- 1. Prior XXX XXX XXX (122) (10) 149 20 3 0 152 20 XXX 2. 2000 38,865 7,936 30,929 29,959 6,272 529 324 3,913 98 1,945 27,707 16,665 3. 2001 37,530 1,746 35,784 27,004 470 75 0 4,261 26 1,055 30,844 17,287 ---------------------------------------------------------------------------------------------------------------------------------- 4. Totals XXX XXX XXX 56,841 6,732 753 344 8,177 124 3,152 58,571 XXX
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost and Cost Containment Unpaid Unpaid Case Basis Bulk + IBNR Case Basis Bulk + IBNR ------------------- Number of ----------- ------------- ------------------------------------------- 21 22 Total Claims 13 14 15 16 17 18 19 20 Salvage Net Losses Outstanding and and -Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed -------- ----- --------- ----- --------- ----- --------- ----- --------- ----- --------- ------- --------- 1. 159 23 0 0 2 1 0 0 14 0 0 151 88 2. 167 11 11 0 2 0 0 0 25 0 0 194 107 3. 2,218 15 2,296 104 54 6 0 0 686 8 0 5,121 1,421 ------------------------------------------------------------------------------------------------------------------------------------ 4. 2,544 49 2,307 104 58 7 0 0 725 8 0 5,466 1,616 ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Total Loss and Loss Expense Percentage Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount 34 Reserves After Discount --------------------------------- -------------------------------- ------------------- Inter- ----------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Net Ceded Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ---------- --- ----- ---------- ------ ----- ---- ------- ---------- ------ ------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 136 15 2. 34,606 6,705 27,901 89.0 84.5 90.2 0 0 5.0 167 27 3. 36,594 629 35,965 97.5 36.0 100.5 0 0 5.0 4,395 726 ------------------------------------------------------------------------------------------------------------------------------------ 4. XXX XXX XXX XXX XXX XXX 0 0 XXX 4,698 768 ------------------------------------------------------------------------------------------------------------------------------------
73 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1K - FIDELITY/SURETY ($000 Omitted)
------------------------------------------------------------------------------------------------------------------------------------ Years in Premiums Earned Loss and Loss Expense Payments 12 Which ---------------------------- ---------------------------------------------------------------------------- Premiums 1 2 3 Defense and Cost Adjusting and Other 10 11 Were Loss Payments Containment Payments Payments Total Number of Earned --------------- -------------------- ------------------- Salvage Net Paid Claims and Losses 4 5 6 7 8 9 and (Cols.4 - 5 Reported- Were Direct and Net Direct and Direct and Direct and Subrogation + 6 - 7 Direct and Incurred Assumed Ceded (Cols.1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8 - 9 Assumed -------- ------- ----- --------- --------- ------ --------- ---- -------- ---- -------- ----------- ------- 1. Prior XXX XXX XXX 91 (2) 159 3 11 0 327 260 XXX 2. 2000 19,500 1,413 18,087 2,228 0 76 0 365 0 1,054 2,669 XXX 3. 2001 22,179 1,699 20,480 1,292 0 14 0 299 0 475 1,605 XXX ------------------------------------------------------------------------------------------------------------------------------------ 4. Totals XXX XXX XXX 3,611 (2) 249 3 675 0 1,856 4,534 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ------------------------------------- ----------------------------------------- ----------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 --------------- ------------ --------------- -------------- 13 14 15 16 17 18 19 20 Number of Total Claims Salvage Net Losses Outstanding Direct Direct Direct Direct Direct and and - Direct and and and and and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------- ----- ------- ----- ------------------ ---------- ------- ------- ------ -------- ------- ---------- 1 1,336 728 248 0 111 49 0 0 266 0 0 1,184 75 2 302 0 375 0 45 0 0 0 162 0 0 884 34 3. 1,960 0 462 0 165 0 0 0 214 0 0 2,801 47 ---------------------------------------------------------------------------------------------------------------------------------- 4. 3,598 728 1,085 0 321 49 0 0 642 0 0 4,869 156 ----------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Total Loss and Loss Expense Percentage 34 Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Inter- Reserves After Discount --------------------------------- ----------------------------- --------------------- Company ---------------------- 26 27 28 29 30 31 32 33 Pooling 35 36 Participation Loss Direct and Direct and Loss Percentage Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Unpaid Unpaid ------- ----- --- -------- ----- ---- ------- ---------- ------ ------ ------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 856 328 2. 3,553 0 3,553 18.2 0.0 19.6 0 0 5.0 677 207 3. 4,406 0 4,406 19.9 0.0 21.5 0 0 5.0 2,422 379 ----------------------------------------------------------------------------------------------------------------------------------- 4. XXX XXX XXX XXX XXX XXX 0 0 XXX 3,955 914 -----------------------------------------------------------------------------------------------------------------------------------
74 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers ----------------------------------------------------------------------------- Schedule P - Part 1L - Other NONE Schedule P - Part 1M - International NONE 75 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1N - NONPROPORTIONAL ASSUMED PROPERTY ($000 Omitted)
------------------------------------------------------------------------------------------------------------------------------------ Years in Premiums Earned Loss and Loss Expense Payments 12 Which --------------- ----------------------------------------------------------- Premiums 1 2 3 Defense and Cost Adjusting and Other 10 11 Were Loss Payments Containment Payments Payments Total Number of Earned ----------------------------------------------------------- Salvage Net Paid Claims and Losses 4 5 6 7 8 9 and (Cols. 4 - 5 Reported - Were Direct and Net Direct and Direct and Direct and Subrogation + 6 - 7 Direct and Incurred Assumed Ceded (Cols. 1-2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8 - 9) Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior XXX XXX XXX 237 5 7 0 0 0 0 239 XXX 2. 1992 16,592 3,648 12,944 35,287 7,660 178 0 15 0 0 27,820 XXX 3. 1993 19,720 4,108 15,612 7,387 0 154 0 43 0 0 7,584 XXX 4. 1994 20,280 4,087 16,193 12,580 1,014 210 0 3 0 0 11,779 XXX 5. 1995 22,914 3,177 19,737 13,925 0 284 0 11 0 0 14,220 XXX 6. 1996 30,202 3,296 26,906 17,834 0 574 0 13 0 0 18,421 XXX 7. 1997 32,434 3,453 28,981 18,733 0 639 0 18 0 0 19,390 XXX 8. 1998 27,100 2,927 24,173 25,031 0 687 0 35 0 0 25,753 XXX 9. 1999 29,467 3,005 26,462 27,537 0 625 0 27 0 0 28,189 XXX 10. 2000 24,853 2,935 21,918 13,897 0 277 0 0 0 0 14,174 XXX 11. 2001 17,174 23 17,151 1,484 0 37 0 0 0 0 1,521 XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 173,932 8,679 3,672 0 165 0 0 169,090 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid --------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 -------------------------------------------------------------------- Number of 13 14 15 16 17 18 19 20 Total Claims Salvage Net Losses Outstand- and and ing-Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------------------------------------------------------------------------------------------------------------------------------------ 1. 2,623 164 0 0 74 4 0 0 0 0 0 2,529 XXX 2. 172 0 0 0 4 0 0 0 0 0 0 176 XXX 3. 61 0 0 0 2 0 0 0 0 0 0 63 XXX 4. 412 505 0 0 11 15 0 0 0 0 0 (97) XXX 5. 238 0 0 0 7 0 0 0 0 0 0 245 XXX 6. 610 0 100 0 17 0 0 0 0 0 0 727 XXX 7. 1,372 0 400 0 38 0 0 0 0 0 0 1,810 XXX 8. 1,952 0 800 0 55 0 0 0 0 0 0 2,807 XXX 9. 5,933 0 1,500 0 165 0 0 0 0 0 0 7,598 XXX 10. 2,662 0 5,000 0 74 0 0 0 0 0 0 7,736 XXX 11. 7,091 0 16,500 0 198 0 0 0 0 0 0 23,789 XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. 23,126 669 24,300 0 645 19 0 0 0 0 0 47,383 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Loss and Loss Expense Percentage 34 Net Balance Sheet Total Losses (Incurred/Premiums Earned) Nontabular Reserves After Discount and Loss Expenses Incurred Discount Inter- 35 36 26 27 28 29 30 31 32 33 Company Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------------------------------------------------------------------------------------------------------------------------------------ 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 2,459 70 2. 35,656 7,660 27,996 214.9 210.0 216.3 0 0 5.0 172 4 3. 7,647 0 7,647 38.8 0.0 49.0 0 0 5.0 61 2 4. 13,216 1,534 11,682 65.2 37.5 72.1 0 0 5.0 (93) (4) 5. 14,465 0 14,465 63.1 0.0 73.3 0 0 5.0 238 7 6. 19,148 0 19,148 63.4 0.0 71.2 0 0 5.0 710 17 7. 21,200 0 21,200 65.4 0.0 73.2 0 0 5.0 1,772 38 8. 28,560 0 28,560 105.4 0.0 118.1 0 0 5.0 2,752 55 9. 35,787 0 35,787 121.4 0.0 135.2 0 0 5.0 7,433 165 10. 21,910 0 21,910 88.2 0.0 100.0 0 0 5.0 7,662 74 11. 25,310 0 25,310 147.4 0.0 147.6 0 0 5.0 23,591 198 ------------------------------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 46,757 626 ------------------------------------------------------------------------------------------------------------------------------------
76 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1O - NONPROPORTIONAL ASSUMED LIABILITY
($000 Omitted) ------------------------------------------------------------------------------------------------------------------------------------ Premiums Earned Loss and Loss Expense Payments 12 ------------------------ ----------------------------------------------------------------------------- 1 2 3 Defense and Cost Adjusting and Other 10 11 Years in Loss Payments Containment Payments Payments Which --------------- -------------------- ------------------- Premiums 4 5 6 7 8 9 Were Total Number of Earned Salvage Net Paid Claims and Losses Direct Direct and (Cols. 4 - 5 Reported - Were Direct and Net Direct and and and Subrogation + 6 - 7 Direct and Incurred Assumed Ceded (Cols. 1- 2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8 - 9) Assumed -------- ------- ----- ------------ ------- ----- ------- ----- ------- ----- -------- -------- ------- 1. Prior XXX XXX XXX 409 5 3 0 0 0 0 407 XXX 2. 1992 2,039 0 2,039 1,243 0 202 0 1 0 0 1,446 XXX 3. 1993 1,580 0 1,580 1,427 0 87 0 2 0 0 1,516 XXX 4. 1994 1,454 0 1,454 937 0 81 0 11 0 0 1,029 XXX 5. 1995 1,380 0 1,380 1,112 0 40 0 21 0 0 1,173 XXX 6. 1996 1,482 0 1,482 3,254 0 100 0 32 0 0 3,386 XXX 7. 1997 1,497 0 1,497 2,036 0 56 0 51 0 0 2,143 XXX 8. 1998 1,535 0 1,535 2,681 0 204 0 86 0 0 2,971 XXX 9. 1999 1,278 0 1,278 1,961 0 34 0 46 0 0 2,041 XXX 10. 2000 622 0 622 1,152 0 11 0 0 0 0 1,163 XXX 11. 2001 354 0 354 112 0 0 0 0 0 0 112 XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 16,324 5 818 0 250 0 0 17,387 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ------------------------------------- --------------------------------------- ------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ----------------- ------------------ ------------------ ----------------- Number of 13 14 15 16 17 18 19 20 Total Claims Salvage Net Losses Outstand- Direct Direct Direct Direct Direct and and ing - Direct and and and and and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------- ----- ------- ----- ------- ----- ------- ----- ------- ----- ----------- ------ ------- 1. 2,152 52 200 0 67 0 0 0 0 0 0 2,367 XXX 2. 262 0 100 0 8 0 0 0 0 0 0 370 XXX 3. 78 0 100 0 2 0 0 0 0 0 0 180 XXX 4. 826 0 100 0 27 0 0 0 0 0 0 953 XXX 5. 185 0 100 0 5 0 0 0 0 0 0 290 XXX 6. 13 0 152 0 0 0 0 0 0 0 0 165 XXX 7. 1,191 0 200 0 39 0 0 0 0 0 0 1,430 XXX 8. 1,325 0 252 0 44 0 0 0 0 0 0 1,621 XXX 9. 596 0 500 0 21 0 0 0 0 0 0 1,117 XXX 10. 1,121 0 1,000 0 37 0 0 0 0 0 0 2,158 XXX 11. 121 0 2,000 0 3 0 0 0 0 0 0 2,124 XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. 7,870 52 4,704 0 253 0 0 0 0 0 0 12,775 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Total Loss and Loss Expense Percentage 34 Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount --------------------------------- -------------------------------- -------------------- Inter ----------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Particpation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------- ----- --- ------- ----- --- ---- ------- ---------- ------ ------ 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 2,300 67 2. 1,816 0 1,816 89.1 0.0 89.1 0 0 5.0 362 8 3. 1,696 0 1,696 107.3 0.0 107.3 0 0 5.0 178 2 4. 1,982 0 1,982 136.3 0.0 136.3 0 0 5.0 926 27 5. 1,463 0 1,463 106.0 0.0 106.0 0 0 5.0 285 5 6. 3,551 0 3,551 239.6 0.0 239.6 0 0 5.0 165 0 7. 3,573 0 3,573 238.7 0.0 238.7 0 0 5.0 1,391 39 8. 4,592 0 4,592 299.2 0.0 299.2 0 0 5.0 1,577 44 9. 3,158 0 3,158 247.1 0.0 247.1 0 0 5.0 1,096 21 10. 3,321 0 3,321 533.9 0.0 533.9 0 0 5.0 2,121 37 11. 2,236 0 2,236 631.6 0.0 631.6 0 0 5.0 2,121 3 ------------------------------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 12,522 253 ------------------------------------------------------------------------------------------------------------------------------------
77
COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1P - NONPROPORTIONAL ASSUMED FINANCIAL LINES ($000 Omitted) ------------------------------------------------------------------------------------------------------------------------------------ Premiums Earned Loss and Loss Expense Payments 12 ------------------------ ----------------------------------------------------------------------------- 1 2 3 Defense and Cost Adjusting and Other 10 11 Years in Loss Payments Containment Payments Payments Which ----------------------------------------------------------- Premiums 4 5 6 7 8 9 Were Total Number of Earned Salvage Net Paid Claims and Losses and (Cols. 4 - 5 Reported - Were Direct and Net Direct and Direct and Direct and Subrogation + 6 - 7 Direct and Incurred Assumed Ceded (Cols. 1- 2) Assumed Ceded Assumed Ceded Assumed Ceded Received + 8 - 9) Assumed -------- ------- ----- ------------ ------- ----- ------- ----- ------- ----- -------- -------- ------- 1. Prior XXX XXX XXX 0 0 0 0 0 0 0 0 XXX 2. 1992 0 0 0 0 0 0 0 0 0 0 0 XXX 3. 1993 0 0 0 0 0 0 0 0 0 0 0 XXX 4. 1994 0 0 0 0 0 0 0 0 0 0 0 XXX 5. 1995 0 0 0 0 0 0 0 0 0 0 0 XXX 6. 1996 0 0 0 0 0 0 0 0 0 0 0 XXX 7. 1997 0 0 0 0 0 0 0 0 0 0 0 XXX 8. 1998 0 0 0 0 0 0 0 0 0 0 0 XXX 9. 1999 0 0 0 0 0 0 0 0 0 0 0 XXX 10. 2000 0 0 0 0 0 0 0 0 0 0 0 XXX 11. 2001 0 0 0 0 0 0 0 0 0 0 0 XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 0 0 0 0 0 0 0 0 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ------------------------------------- --------------------------------------- ------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ----------------- ------------------ -------------------- ----------------- Number of 13 14 15 16 17 18 19 20 Total Claims Salvage Net Losses Outstand- and and ing - Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ------- ----- ------- ----- ------- ----- ------- ----- ------- ----- ----------- ------ ------- 1. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 2. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 3. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 4. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 5. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 6. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 7. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 8. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 9. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 10. 0 0 0 0 0 0 0 0 0 0 0 0 XXX 11. 0 0 0 0 0 0 0 0 0 0 0 0 XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. 0 0 0 0 0 0 0 0 0 0 0 0 XXX ----------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Total Loss and Loss Expense Percentage 34 Net Balance Sheet Losses and Loss Expenses Incurred (Incurred/Premiums Earned) Nontabular Discount Reserves After Discount --------------------------------- -------------------------------- -------------------- Inter- ----------------------- 26 27 28 29 30 31 32 33 Company 35 36 Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------- ----- --- ------- ----- --- ---- ------- ---------- ------ ------ 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0 2. 0 0 0 0 0 0 0 0 0 0 0 3. 0 0 0 0 0 0 0 0 0 0 0 4. 0 0 0 0 0 0 0 0 0 0 0 5. 0 0 0 0 0 0 0 0 0 0 0 6. 0 0 0 0 0 0 0 0 0 0 0 7. 0 0 0 0 0 0 0 0 0 0 0 8. 0 0 0 0 0 0 0 0 0 0 0 9. 0 0 0 0 0 0 0 0 0 0 0 10. 0 0 0 0 0 0 0 0 0 0 0 11. 0 0 0 0 0 0 0 0 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0 ------------------------------------------------------------------------------------------------------------------------------------
78 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
($000 Omitted) --------------------------------------------------------------------------------------------------------------------------------- Premiums Earned Loss and Loss Expense Payments 12 ------------------------------------------------------------------------------------------------------------- Years in 1 2 3 Defense and Cost Adjusting and Other 10 11 Which Loss Payments Containment Payments Payments Premiums ---------------------------------------------------------------------------------------- Were 4 5 6 7 8 9 Total Number of Earned Salvage Net Paid Claims and Losses and (Cols. 4-5 Reported- Were Direct and Net Direct and Direct and Direct and Subrogation +6-7 Direct and Incurred Assumed Ceded (Cols.1 - 2) Assumed Ceded Assumed Ceded Assumed Ceded Received +8-9) Assumed --------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX 12 0 24 0 0 0 0 36 XXX 2. 1992 4,987 197 4,790 1,804 0 1,376 0 256 0 1 3,436 325 3. 1993 5,189 209 4,980 1,579 526 846 24 166 0 2 2,041 273 4. 1994 5,822 239 5,583 619 0 592 0 126 0 0 1,337 296 5. 1995 6,785 215 6,570 2,106 0 1,367 0 157 3 2 3,627 414 6. 1996 7,869 246 7,623 4,383 2,388 3,265 2,048 400 71 24 3,541 584 7. 1997 8,230 186 8,044 3,228 821 2,454 413 370 31 18 4,787 564 8. 1998 8,237 216 8,021 2,739 609 1,761 520 526 56 28 3,841 601 9. 1999 10,380 923 9,457 2,787 999 1,084 305 546 39 19 3,074 758 10. 2000 15,005 2,638 12,367 2,471 760 555 163 687 12 17 2,778 866 11. 2001 15,136 298 14,838 1,322 0 115 0 579 0 3 2,016 707 ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals XXX XXX XXX 23,050 6,103 13,439 3,473 3,813 212 114 30,514 XXX ------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------ Adjusting and Other 23 24 25 Losses Unpaid Defense and Cost Containment Unpaid Unpaid ----------------------------------------------------------------------------------------------------------------------------------- Case Basis Bulk + IBNR Case Basis Bulk + IBNR 21 22 ------------------------------------------------------------------------------- Number of Total Claims 13 14 15 16 17 18 19 20 Salvage Net Losses Outstanding and and - Direct Direct and Direct and Direct and Direct and Direct and Subrogation Expenses and Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anticipated Unpaid Assumed ----------------------------------------------------------------------------------------------------------------------------------- 1. 119 0 0 0 56 0 0 0 27 0 0 202 11 2. 7 0 0 0 2 0 0 0 6 0 0 15 3 3. 727 0 0 0 337 0 0 0 18 0 0 1,082 5 4. 141 0 0 0 68 0 0 0 16 0 0 225 6 5. 220 0 0 0 101 0 0 0 25 0 0 346 8 6. 1,345 24 0 0 709 14 0 0 153 0 0 2,169 83 7. 2,450 752 62 0 1,205 416 0 0 109 0 0 2,658 42 8. 1,402 125 22 0 725 63 0 0 132 0 0 2,093 56 9. 2,227 25 192 0 1,160 13 0 0 213 0 0 3,754 76 10. 3,073 0 233 0 1,551 0 0 0 393 0 0 5,250 135 11. 3,337 0 3,796 88 3,425 46 0 0 1,260 0 0 11,684 249 ------------------------------------------------------------------------------------------------------------------------------------ 12. 15,048 926 4,305 88 9,339 552 0 0 2,352 0 0 29,478 674 ------------------------------------------------------------------------------------------------------------------------------------
Total Loss and Loss Expense Net Balance Percentage Sheet Losses and Loss Expenses (Incurred/Premiums Nontabular Reserves After Incurred Earned) Discount Discount --------------------------------------------------------------------- 34 -------------------------------- 26 27 28 29 30 31 32 33 Inter- 35 36 Company Pooling Loss Direct and Direct and Loss Participation Losses Expenses Assumed Ceded Net Assumed Ceded Net Loss Expense Percentage Unpaid Unpaid ------------------------------------------------------------------------------------------------------------- 1. XXX XXX XXX XXX XXX XXX 0 0 XXX 119 83 2. 3,451 0 3,451 69.2 0.0 72.0 0 0 5.0 7 8 3. 3,673 550 3,123 70.8 263.2 62.7 0 0 5.0 727 355 4. 1,562 0 1,562 26.8 0.0 28.0 0 0 5.0 141 84 5. 3,976 3 3,973 58.6 1.4 60.5 0 0 5.0 220 126 6. 10,255 4,545 5,710 130.3 1,847.6 74.9 0 0 5.0 1,321 848 7. 9,878 2,433 7,445 120.0 1,308.1 92.6 0 0 5.0 1,760 898 8. 7,307 1,373 5,934 88.7 635.6 74.0 0 0 5.0 1,299 794 9. 8,209 1,381 6,828 79.1 149.6 72.2 0 0 5.0 2,394 1,360 10. 8,963 935 8,028 59.7 35.4 64.9 0 0 5.0 3,306 1,944 11. 13,834 134 13,700 91.4 45.0 92.3 0 0 5.0 7,045 4,639 ------------------------------------------------------------------------------------------------------------ 12. XXX XXX XXX XXX XXX XXX 0 0 XXX 18,339 11,139 ------------------------------------------------------------------------------------------------------------
79 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers ------------------------------------------------------------------------------- Schedule P - Part 1R - Prod Liab Claims NONE Schedule P - Part 1S-Fin./Mtg. Guaranty NONE 80 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS ---------------------------------------------------------------------------------------------------------------------------------- INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT ------------------------------------------------------------------------------------------------- ----------------- Years in Which 1 2 3 4 5 6 7 8 9 10 11 12 Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 One Year Two Year -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- -------- -------- 1.Prior 2,596 2,842 2,730 3,333 3,354 3,561 3,607 3,542 3,542 3,487 (55) (55) 2. 1992 14,605 14,065 14,470 14,444 14,516 14,680 14,624 14,547 14,541 14,543 2 (4) 3. 1993 XXX 11,988 10,649 11,254 11,239 11,190 11,139 11,135 11,095 11,098 3 (37) 4. 1994 XXX XXX 11,079 10,188 10,154 10,250 10,391 10,235 10,209 10,210 1 (25) 5. 1995 XXX XXX XXX 12,366 11,227 11,175 11,307 11,310 11,356 11,364 8 54 6. 1996 XXX XXX XXX XXX 17,584 16,384 16,197 16,469 16,026 16,114 88 (355) 7. 1997 XXX XXX XXX XXX XXX 15,868 14,781 15,145 14,989 14,720 (269) (425) 8. 1998 XXX XXX XXX XXX XXX XXX 20,054 18,550 18,434 18,389 (45) (161) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 17,254 14,786 14,622 (164) (2,632) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 19,477 18,711 (766) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 23,884 XXX XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals (1,197) (3,640) ----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL ---------------------------------------------------------------------------------------------------------------------------------- 1.Prior 10,455 10,435 9,391 9,148 8,786 8,807 8,864 8,764 8,771 8,752 (19) (12) 2. 1992 23,845 23,173 23,191 23,553 23,490 23,677 23,585 23,555 23,557 23,576 19 21 3. 1993 XXX 21,952 21,581 21,009 20,349 20,245 20,112 20,108 20,090 20,076 (14) (32) 4. 1994 XXX XXX 21,519 20,364 19,634 19,021 18,656 18,651 18,623 18,614 (9) (37) 5. 1995 XXX XXX XXX 22,758 19,255 18,700 18,705 18,752 18,701 18,635 (66) (117) 6. 1996 XXX XXX XXX XXX 25,713 22,366 21,882 21,833 21,345 21,163 (182) (670) 7. 1997 XXX XXX XXX XXX XXX 22,227 20,392 18,329 17,730 17,492 (238) (837) 8. 1998 XXX XXX XXX XXX XXX XXX 19,961 16,322 15,183 14,650 (533) (1,672) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 18,761 14,468 14,084 (384) (4,677) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 15,138 11,752 (3,386) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 14,040 XXX XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals (4,812) (8,033) ----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL ---------------------------------------------------------------------------------------------------------------------------------- 1.Prior 12,078 12,986 13,439 13,565 13,644 13,160 13,842 13,751 13,744 13,742 (2) (9) 2. 1992 18,135 17,919 19,558 19,304 19,348 19,323 19,384 19,400 19,327 19,333 6 (67) 3. 1993 XXX 18,406 18,635 18,303 18,563 18,169 18,231 17,802 17,908 18,009 101 207 4. 1994 XXX XXX 20,761 21,273 20,188 19,790 19,730 19,636 19,507 19,532 25 (104) 5. 1995 XXX XXX XXX 20,855 19,518 20,559 21,774 21,393 21,159 21,457 298 64 6. 1996 XXX XXX XXX XXX 26,525 25,211 24,397 23,671 23,555 23,197 (358) (474) 7. 1997 XXX XXX XXX XXX XXX 24,622 22,319 23,709 22,805 21,751 (1,054) (1,958) 8. 1998 XXX XXX XXX XXX XXX XXX 25,022 23,772 22,005 21,719 (286) (2,053) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 24,748 24,622 23,094 (1,528) (1,654) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 25,924 21,460 (4,464) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 27,835 XXX XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals (7,262) (6,048) ----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2D- WORKERS' COMPENSATION ---------------------------------------------------------------------------------------------------------------------------------- 1.Prior 33,774 31,644 29,104 27,181 26,497 27,965 28,197 30,538 29,559 29,504 (55) (1,034) 2. 1992 18,745 17,611 14,536 11,866 11,467 11,314 11,244 11,179 11,154 11,124 (30) (55) 3. 1993 XXX 15,344 12,512 10,688 9,295 9,638 9,612 9,826 9,783 9,773 (10) (53) 4. 1994 XXX XXX 13,667 13,245 12,698 11,780 11,459 11,808 11,676 11,645 (31) (163) 5. 1995 XXX XXX XXX 12,331 11,129 11,237 10,578 10,445 10,407 10,466 59 21 6. 1996 XXX XXX XXX XXX 16,165 14,916 15,154 15,013 14,690 15,077 387 64 7. 1997 XXX XXX XXX XXX XXX 17,876 15,039 15,213 14,327 15,009 682 (204) 8. 1998 XXX XXX XXX XXX XXX XXX 20,553 13,491 11,421 10,476 (945) (3,015) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 21,118 15,496 14,843 (653) (6,275) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,439 20,199 (3,240) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 25,758 XXX XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals (3,836) (10,714) ----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2E- COMMERCIAL MULTIPLE PERIL ---------------------------------------------------------------------------------------------------------------------------------- 1.Prior 5,714 5,696 5,662 5,716 5,644 5,522 5,549 5,539 5,524 5,615 91 76 2. 1992 14,249 12,207 11,822 12,291 12,177 12,097 12,064 12,078 11,998 11,992 (6) (86) 3. 1993 XXX 15,414 14,678 14,864 15,107 15,446 15,440 15,250 15,247 15,263 16 13 4. 1994 XXX XXX 16,893 14,816 15,197 15,372 15,394 15,559 15,885 15,383 (502) (176) 5. 1995 XXX XXX XXX 1,588 20,802 21,545 21,572 20,971 20,782 20,884 102 (87) 6. 1996 XXX XXX XXX XXX 24,173 23,351 22,771 21,834 21,536 21,395 (141) (439) 7. 1997 XXX XXX XXX XXX XXX 28,817 28,194 25,668 24,926 23,826 (1,100) (1,842) 8. 1998 XXX XXX XXX XXX XXX XXX 27,833 23,645 23,307 22,665 (642) (980) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 17,277 13,815 13,331 (484) (3,946) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 18,621 17,935 (686) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 27,894 XXX XXX ---------------------------------------------------------------------------------------------------------------------------------- 12. Totals (3,352) (7,467) ----------------------------------------------------------------------------------------------------------------------------------
81 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE ------------------------------------------------------------------------------------------------------------------------------------ INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT ------------------------------------------------------------------------------------------------- --------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 11 12 Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 One Year Two Year -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- -------- -------- 1.Prior 0 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals 0 0 ------------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 0 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals 0 0 ------------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 360 71 108 60 61 56 54 56 55 52 (3) (4) 2. 1992 0 0 0 0 0 0 0 0 605 607 2 607 3. 1993 XXX 271 713 704 654 658 655 660 433 432 (1) (228) 4. 1994 XXX XXX 324 502 483 462 441 459 74 60 (14) (399) 5. 1995 XXX XXX XXX 102 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 108 0 0 93 101 0 (101) (93) 7. 1997 XXX XXX XXX XXX XXX 101 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 101 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 18 0 0 0 (18) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 35 0 (35) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 43 XXX XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals (152) (135) ------------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 11,912 12,444 15,441 13,666 13,063 13,246 13,540 13,699 14,072 14,160 88 461 2. 1992 13,404 12,358 11,397 12,444 11,577 11,459 11,138 10,966 10,909 10,864 (45) (102) 3. 1993 XXX 14,054 12,806 11,369 10,329 10,655 10,031 10,087 10,059 9,965 (94) (122) 4. 1994 XXX XXX 14,967 15,346 14,109 13,021 13,766 13,139 12,885 12,665 (220) (474) 5. 1995 XXX XXX XXX 15,879 14,948 14,320 12,481 13,024 12,434 13,156 722 132 6. 1996 XXX XXX XXX XXX 19,404 16,149 18,109 17,584 19,145 18,417 (728) 833 7. 1997 XXX XXX XXX XXX XXX 20,920 17,263 18,169 16,654 16,125 (529) (2,044) 8. 1998 XXX XXX XXX XXX XXX XXX 20,820 17,666 19,720 14,936 (4,784) (2,730) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 20,577 17,852 15,118 (2,734) (5,459) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 22,176 20,615 (1,561) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 31,664 XXX XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals (9,885) (9,505) ------------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 0 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ------------------------------------------------------------------------------------------------------------------------------------ 12. Totals 0 0 ------------------------------------------------------------------------------------------------------------------------------------
82 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 2I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY, AND THEFT) ----------------------------------------------------------------------------------------------------------------------------------- INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT ------------------------------------------------------------------------------------------------- ---------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 11 12 Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 One Year Two Year -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- -------- -------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 11,408 11,346 13,578 2,232 2,170 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 32,737 30,512 (2,225) XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 36,634 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 4. Totals 10,744 2,170 -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 3,474 1,781 1,524 (257) (1,950) 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 24,796 24,061 (735) XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 31,052 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 4. Totals 4,798 (1,950) -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2K - FIDELITY, SURETY ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 2,810 1,631 1,160 (471) (1,650) 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,300 3,026 (274) XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,893 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 4. Totals (1,332) (1,650) -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 4. Totals 0 0 -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2M - INTERNATIONAL ----------------------------------------------------------------------------------------------------------------------------------- 1.Prior 0 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals 0 0 -----------------------------------------------------------------------------------------------------------------------------------
83 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 2N - REINSURANCE Nonproportional Assumed Property ----------------------------------------------------------------------------------------------------------------------------------- INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT ------------------------------------------------------------------------------------------------- -------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 11 12 Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 One Year Two Year -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- -------- -------- 1.Prior 14,565 15,820 16,371 16,933 17,003 17,125 17,597 17,726 17,861 18,034 173 308 2. 1992 28,088 30,433 29,326 28,431 28,341 28,102 27,953 27,998 27,979 27,981 2 (17) 3. 1993 XXX 14,805 10,844 9,047 8,539 8,101 7,772 7,620 7,604 7,604 0 (16) 4. 1994 XXX XXX 19,603 15,221 12,853 11,891 11,775 11,686 11,586 11,679 93 (7) 5. 1995 XXX XXX XXX 19,674 17,886 16,097 15,302 14,926 14,653 14,454 (199) (472) 6. 1996 XXX XXX XXX XXX 22,169 21,683 19,880 19,692 19,308 19,135 (173) (557) 7. 1997 XXX XXX XXX XXX XXX 20,840 18,408 20,636 21,187 21,182 (5) 546 8. 1998 XXX XXX XXX XXX XXX XXX 25,613 27,645 28,752 28,525 (227) 880 9. 1999 XXX XXX XXX XXX XXX XXX XXX 28,385 33,504 35,760 2,256 7,375 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 27,467 21,910 (5,557) XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 25,310 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals (3,637) 8,040 -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2O - REINSURANCE Nonproportional Assumed Liability ----------------------------------------------------------------------------------------------------------------------------------- 1.Prior 6,554 6,431 5,735 6,538 6,628 6,891 7,413 7,479 7,689 7,753 64 274 2. 1992 2,901 2,938 2,954 2,861 2,614 1,934 1,844 1,778 1,814 1,815 1 37 3. 1993 XXX 2,298 1,482 1,479 1,986 2,065 1,883 1,908 1,659 1,694 35 (214) 4. 1994 XXX XXX 2,928 2,046 1,513 1,385 1,289 1,239 2,008 1,971 (37) 732 5. 1995 XXX XXX XX 3,313 2,588 1,944 1,556 1,395 1,492 1,442 (50) 47 6. 1996 XXX XXX XXX XXX 4,524 4,733 4,987 4,647 3,724 3,519 (205) (1,128) 7. 1997 XXX XXX XXX XXX XXX 2,660 3,258 3,462 3,674 3,522 (152) 60 8. 1998 XXX XXX XXX XXX XXX XXX 4,374 4,252 5,347 4,506 (841) 254 9. 1999 XXX XXX XXX XXX XXX XXX XXX 3,533 4,072 3,112 (960) (421) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,983 3,321 1,338 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,236 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals (807) (359) -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2P - REINSURANCE Nonproportional Assumed Financial Lines ----------------------------------------------------------------------------------------------------------------------------------- 1.Prior 0 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals 0 0 -----------------------------------------------------------------------------------------------------------------------------------
84 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE ----------------------------------------------------------------------------------------------------------------------------------- INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT ------------------------------------------------------------------------------------------------- ---------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 11 12 Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 One Year Two Year -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- -------- -------- 1.Prior 1,576 2,127 1,673 1,678 1,826 1,846 1,626 1,647 1,766 1,773 7 126 2. 1992 1,613 1,389 2,768 3,035 3,175 3,198 3,216 3,235 3,230 3,189 (41) (46) 3. 1993 XXX 1,618 948 1,550 1,459 2,038 2,239 2,274 2,738 2,939 201 665 4. 1994 XXX XXX 1,590 1,742 2,089 1,506 1,588 1,267 1,262 1,420 158 153 5. 1995 XXX XXX XXX 3,131 1,852 2,315 3,998 4,094 3,968 3,794 (174) (300) 6. 1996 XXX XXX XXX XXX 4,480 3,192 3,979 4,374 3,688 5,228 1,540 854 7. 1997 XXX XXX XXX XXX XXX 5,076 4,984 7,950 7,249 6,997 (252) (953) 8. 1998 XXX XXX XXX XXX XXX XXX 4,996 3,291 5,507 5,332 (175) 2,041 9. 1999 XXX XXX XXX XXX XXX XXX XXX 7,074 6,174 6,108 (66) (966) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 6,801 6,960 159 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 11,861 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals 1,357 1,574 -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE ----------------------------------------------------------------------------------------------------------------------------------- 1.Prior 0 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 12. Totals 0 0 -----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY ----------------------------------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- 4. Totals 0 0 -----------------------------------------------------------------------------------------------------------------------------------
85 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) 12 11 Number of Years in 1 2 3 4 5 6 7 8 9 10 Number of Claims Which Claims Closed Losses Closed with Without Were Loss Loss Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Payment Payment -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ------- ------- 1.Prior 000 1,022 1,605 2,754 2,959 3,250 3,255 3,377 3,377 3,382 3 2 2. 1992 10,748 12,769 13,585 14,014 14,180 14,359 14,457 14,547 14,541 14,543 8,207 2,401 3. 1993 XXX 7,669 10,089 10,547 10,800 10,935 10,975 11,006 10,994 11,000 5,714 1,906 4. 1994 XXX XXX 7,349 9,350 9,824 10,069 10,274 10,163 10,167 10,170 4,997 1,572 5. 1995 XXX XXX XXX 7,956 10,311 10,593 10,855 11,258 11,230 11,261 5,606 2,237 6. 1996 XXX XXX XXX XXX 11,705 15,059 15,485 15,775 15,862 15,981 6,093 2,270 7. 1997 XXX XXX XXX XXX XXX 10,800 13,534 14,023 14,307 14,594 5,465 2,242 8. 1998 XXX XXX XXX XXX XXX XXX 14,636 17,361 17,804 17,950 6,911 2,831 9. 1999 XXX XXX XXX XXX XXX XXX XXX 10,804 13,440 13,862 5,433 2,108 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 13,233 17,410 7,375 2,516 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 17,038 4,410 2,136
SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL 1.Prior 000 5,247 6,817 7,690 8,241 8,518 8,635 8,734 8,742 8,733 2 2 2. 1992 10,112 17,805 20,736 22,055 22,823 23,362 23,504 23,543 23,547 23,548 8,906 2,112 3. 1993 XXX 8,511 15,939 18,435 19,752 19,962 20,036 20,070 20,074 20,076 7,290 1,970 4. 1994 XXX XXX 8,016 14,356 17,345 18,276 18,505 18,538 18,566 18,601 6,363 1,650 5. 1995 XXX XXX XXX 8,154 14,767 16,955 17,894 18,475 18,516 18,530 6,412 1,744 6. 1996 XXX XXX XXX XXX 9,358 15,996 19,658 20,603 20,916 21,014 7,040 1,812 7. 1997 XXX XXX XXX XXX XXX 7,788 13,323 16,032 16,725 17,035 5,302 1,778 8. 1998 XXX XXX XXX XXX XXX XXX 6,500 10,837 13,020 13,885 3,997 1,633 9. 1999 XXX XXX XXX XXX XXX XXX XXX 6,481 11,122 12,531 3,727 1,335 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 5,086 8,347 2,608 1,015 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 5,937 2,061 770
SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL 1.Prior 000 5,780 10,682 11,724 12,106 12,587 12,689 13,512 13,700 13,700 0 0 2. 1992 4,911 9,730 12,574 16,900 18,763 19,050 19,207 19,331 19,313 19,319 4,563 1,180 3. 1993 XXX 5,654 10,766 14,009 15,673 16,943 17,349 17,616 17,671 17,897 4,756 1,316 4. 1994 XXX XXX 5,162 12,065 16,051 18,471 19,048 19,207 19,301 19,312 4,525 1,273 5. 1995 XXX XXX XXX 6,026 12,035 16,906 19,057 20,406 20,490 20,502 4,720 1,321 6. 1996 XXX XXX XXX XXX 7,148 13,290 19,572 21,423 22,135 22,753 4,741 1,402 7. 1997 XXX XXX XXX XXX XXX 6,963 12,611 17,456 20,139 21,252 4,103 1,557 8. 1998 XXX XXX XXX XXX XXX XXX 5,616 11,469 18,167 20,129 3,619 1,288 9. 1999 XXX XXX XXX XXX XXX XXX XXX 6,339 10,807 16,644 4,442 1,399 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 7,147 13,955 3,188 1,215 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 8,178 2,635 912
SCHEDULE P - PART 3D - WORKERS' COMPENSATION 1.Prior 000 6,849 10,960 13,578 15,702 17,273 18,862 19,754 20,509 21,746 5 1 2. 1992 3,255 7,260 9,152 10,138 10,362 10,467 10,582 10,667 10,708 10,730 3,187 311 3. 1993 XXX 2,820 5,887 7,266 7,856 8,265 8,473 8,633 8,965 9,042 2,580 289 4. 1994 XXX XXX 3,223 6,567 8,376 9,352 9,967 10,176 10,375 10,481 2,666 557 5. 1995 XXX XXX XXX 3,473 6,826 8,412 8,965 9,529 9,709 9,925 2,828 696 6. 1996 XXX XXX XXX XXX 4,928 9,992 12,151 13,210 13,652 14,027 3,447 644 7. 1997 XXX XXX XXX XXX XXX 5,234 9,546 11,197 12,335 12,883 3,259 693 8. 1998 XXX XXX XXX XXX XXX XXX 3,517 7,427 8,764 9,231 3,758 895 9. 1999 XXX XXX XXX XXX XXX XXX XXX 4,553 8,910 10,879 3,998 1,096 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 5,562 12,377 3,082 796 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 7,364 1,598 500
SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL 1.Prior 000 2,372 4,442 4,939 5,184 5,304 5,436 5,439 5,437 5,459 0 0 2. 1992 7,041 9,399 10,417 11,239 11,701 11,827 11,895 11,908 11,968 11,981 4,020 1,263 3. 1993 XXX 7,774 11,490 12,973 13,927 14,655 14,841 14,979 14,989 15,107 3,927 1,476 4. 1994 XXX XXX 8,422 11,530 13,069 13,961 14,683 15,002 15,097 15,129 4,090 1,491 5. 1995 XXX XXX XXX 12,431 17,242 18,639 19,762 20,302 20,503 20,709 4,863 1,789 6. 1996 XXX XXX XXX XXX 11,536 17,256 18,848 19,642 19,901 20,241 4,988 2,031 7. 1997 XXX XXX XXX XXX XXX 14,907 20,252 21,263 22,400 23,458 4,469 1,982 8. 1998 XXX XXX XXX XXX XXX XXX 14,395 18,346 19,933 21,538 4,424 2,010 9. 1999 XXX XXX XXX XXX XXX XXX XXX 8,699 11,126 11,560 3,348 1,668 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 9,383 13,446 2,272 1,088 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 14,468 1,792 1,021
86 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)
----------------------------------------------------------------------------------------------------------------------------------- 12 11 Number of Number of Claims Years in 1 2 3 4 5 6 7 8 9 10 Claims Closed Which Closed With Without Losses Were Loss Loss Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Payment Payment -------- --------------------------------------------------------------------------------------------------------------------- 1. Prior 000 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE 1. Prior 000 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 3G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) 1. Prior 000 52 62 52 45 47 45 48 47 49 XXX XXX 2. 1992 0 0 0 0 0 0 0 0 605 607 XXX XXX 3. 1993 XXX 62 311 435 612 623 638 656 433 432 XXX XXX 4. 1994 XXX XXX 67 169 342 377 411 411 42 41 XXX XXX 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 XXX XXX 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 XXX XXX 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 XXX XXX 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX (1) XXX XXX ----------------------------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE 1. Prior 000 4,321 7,917 10,993 11,738 12,088 12,695 12,871 13,295 13,460 4 3 2. 1992 2,157 5,542 6,891 8,417 9,891 10,341 10,653 10,667 10,685 10,699 1,905 893 3. 1993 XXX 1,640 3,981 6,415 7,919 8,694 9,052 9,242 9,308 9,420 1,838 1,004 4. 1994 XXX XXX 1,979 4,771 7,188 8,955 10,582 11,185 11,688 12,025 2,152 1,187 5. 1995 XXX XXX XXX 1,761 4,391 7,028 8,465 9,909 10,807 12,240 2,034 1,363 6. 1996 XXX XXX XXX XXX 2,662 5,215 8,510 11,846 13,089 15,469 2,195 1,507 7. 1997 XXX XXX XXX XXX XXX 2,584 5,658 8,127 10,446 12,579 2,130 1,512 8. 1998 XXX XXX XXX XXX XXX XXX 2,597 6,980 11,333 12,818 2,165 1,681 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,386 5,410 8,806 2,358 1,902 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,018 8,471 1,629 1,403 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,584 1,272 997 SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE 1. Prior 000 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0
87 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 3I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY, AND THEFT)
-------------------------------------------------------------------------------------------------------- CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) --------------------------------------------------------------- 12 1 2 3 4 5 6 7 8 9 10 11 Number of Number of Claims Years in Claims Closed Which Closed With Without Losses Were Loss Loss Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Payment Payment -------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 000 5,482 6,104 XXX XXX 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 22,983 29,869 XXX XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 26,322 XXX XXX -------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE -------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 000 1,371 1,388 0 0 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 21,986 23,892 13,003 2,204 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 26,609 13,437 1,992 -------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3K - FIDELITY/SURETY -------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 000 (7) 242 XXX XXX 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,712 2,304 XXX XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,306 XXX XXX -------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) -------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 000 0 0 XXX XXX 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX -------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3M - INTERNATIONAL -------------------------------------------------------------------------------------------------------- 1. Prior 000 0 0 0 0 0 0 0 0 0 XXX XXX 2. 1992 0 0 0 0 0 0 0 0 0 0 XXX XXX 3. 1993 XXX 0 0 0 0 0 0 0 0 0 XXX XXX 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 XXX XXX 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 XXX XXX 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 XXX XXX 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 XXX XXX 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX --------------------------------------------------------------------------------------------------------
88 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 3N - REINSURANCE Nonproportional Assumed Property
------------------------------------------------------------------------------------------------------------- CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------------------------- 1 2 3 4 5 6 7 8 9 10 11 12 Number of Years in Number of Claims Which Claims Closed Losses Closed With Without Were Loss Loss Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Payment Payment -------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ------- ------- 1.Prior 000 6,174 9,556 11,711 12,741 13,564 14,686 14,983 15,266 15,505 XXX XXX 2. 1992 10,164 22,108 25,378 26,495 27,007 27,221 26,297 27,752 27,771 27,805 XXX XXX 3. 1993 XXX 2,037 5,253 6,574 7,088 7,314 7,118 7,498 7,514 7,541 XXX XXX 4. 1994 XXX XXX 3,279 8,447 10,462 11,154 10,898 11,605 11,726 11,776 XXX XXX 5. 1995 XXX XXX XXX 3,963 9,859 12,920 13,020 13,945 14,091 14,209 XXX XXX 6. 1996 XXX XXX XXX XXX 4,386 12,272 15,155 17,404 18,098 18,408 XXX XXX 7. 1997 XXX XXX XXX XXX XXX 2,973 8,985 15,208 17,728 19,372 XXX XXX 8. 1998 XXX XXX XXX XXX XXX XXX 4,805 15,562 23,044 25,718 XXX XXX 9. 1999 XXX XXX XXX XXX XXX XXX XXX 5,108 18,895 28,162 XXX XXX 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 6,625 14,174 XXX XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,521 XXX XXX ------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3O - REINSURANCE Nonproportional Assumed Liability ------------------------------------------------------------------------------------------------------------- 1.Prior 000 552 1,804 2,483 3,052 3,565 4,302 4,763 4,979 5,386 XXX XXX 2. 1992 62 96 589 989 1,133 1,264 1,312 1,352 1,441 1,445 XXX XXX 3. 1993 XXX 3 80 317 579 778 1,156 1,258 1,498 1,514 XXX XXX 4. 1994 XXX XXX 44 441 708 788 938 974 992 1,018 XXX XXX 5. 1995 XXX XXX XXX 53 452 679 815 1,041 1,121 1,152 XXX XXX 6. 1996 XXX XXX XXX XXX 185 812 1,976 2,198 3,314 3,354 XXX XXX 7. 1997 XXX XXX XXX XXX XXX 167 320 825 1,913 2,092 XXX XXX 8. 1998 XXX XXX XXX XXX XXX XXX 218 582 2,498 2,885 XXX XXX 9. 1999 XXX XXX XXX XXX XXX XXX XXX 237 360 1,995 XXX XXX 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 1,163 XXX XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 112 XXX XXX ------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3P - REINSURANCE Nonproportional Assumed Financial Lines ------------------------------------------------------------------------------------------------------------- 1.Prior 000 0 0 0 0 0 0 0 0 0 XXX XXX 2. 1992 0 0 0 0 0 0 0 0 0 0 XXX XXX 3. 1993 XXX 0 0 0 0 0 0 0 0 0 XXX XXX 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 XXX XXX 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 XXX XXX 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 XXX XXX 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 XXX XXX 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX -------------------------------------------------------------------------------------------------------------
89 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
-------------------------------------------------------------------------------------------------------- CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) -------------------------------------------------------------------- 1 2 3 4 5 6 7 8 9 10 11 12 Number of Number of Claims Years in Claims Closed Which Closed With Without Losses Were Loss Loss Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Payment Payment -------------------------------------------------------------------------------------------------------- 1.Prior 000 839 1,135 1,374 1,417 1,475 1,520 1,548 1,562 1,598 1 1 2. 1992 203 530 1,281 1,773 3,068 3,125 3,127 3,163 3,176 3,180 182 128 3. 1993 XXX 313 563 825 1,089 1,279 1,685 1,827 1,708 1,875 160 116 4. 1994 XXX XXX 152 286 440 779 989 1,113 1,146 1,211 171 126 5. 1995 XXX XXX XXX 265 622 1,165 1,963 2,154 2,290 3,473 235 183 6. 1996 XXX XXX XXX XXX 335 733 1,305 1,536 2,781 3,212 277 259 7. 1997 XXX XXX XXX XXX XXX 391 813 1,723 3,232 4,448 351 226 8. 1998 XXX XXX XXX XXX XXX XXX 451 1,325 2,030 3,371 367 318 9. 1999 XXX XXX XXX XXX XXX XXX XXX 482 1,420 2,567 440 399 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 928 2,103 410 314 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,437 288 168 -------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE -------------------------------------------------------------------------------------------------------- 1.Prior 000 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 -------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 3S - FINANCIAL GUARANTY/MORTGAGE GUARANTY -------------------------------------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 000 0 0 XXX XXX 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX --------------------------------------------------------------------------------------------------------
90 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS
------------------------------------------------------------------------------------------------------------------- BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) ----------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------------------------- 1. Prior 97 14 10 2 0 0 0 0 0 0 2. 1992 1,153 52 4 0 2 0 0 0 0 0 3. 1993 XXX 1,291 52 2 0 1 0 12 0 0 4. 1994 XXX XXX 1,121 26 2 0 1 0 0 0 5. 1995 XXX XXX XXX 1,210 33 2 19 1 0 0 6. 1996 XXX XXX XXX XXX 1,192 114 56 297 6 0 7. 1997 XXX XXX XXX XXX XXX 1,118 85 192 16 1 8. 1998 XXX XXX XXX XXX XXX XXX 1,146 290 32 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,387 74 1 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 848 13 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,672 ------------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL ------------------------------------------------------------------------------------------------------------------- 1. Prior 804 335 0 0 0 0 0 0 0 0 2. 1992 3,681 368 1 3 0 0 0 0 1 0 3. 1993 XXX 3,214 627 14 5 0 0 0 0 0 4. 1994 XXX XXX 3,755 747 13 5 0 0 0 0 5. 1995 XXX XXX XXX 4,645 225 13 4 56 9 0 6. 1996 XXX XXX XXX XXX 4,896 697 14 148 8 0 7. 1997 XXX XXX XXX XXX XXX 4,915 1,467 490 30 0 8. 1998 XXX XXX XXX XXX XXX XXX 5,154 1,208 63 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 4,854 342 2 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,014 101 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,658 ------------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL ------------------------------------------------------------------------------------------------------------------- 1. Prior 645 316 2 0 0 0 0 0 0 0 2. 1992 3,121 371 3 3 0 0 0 0 0 0 3. 1993 XXX 3,274 698 15 5 0 0 50 58 0 4. 1994 XXX XXX 4,042 755 14 8 0 50 0 0 5. 1995 XXX XXX XXX 4,179 218 18 8 99 0 0 6. 1996 XXX XXX XXX XXX 6,156 1,160 745 645 12 0 7. 1997 XXX XXX XXX XXX XXX 7,152 1,667 2,086 560 0 8. 1998 XXX XXX XXX XXX XXX XXX 6,598 2,129 304 7 9. 1999 XXX XXX XXX XXX XXX XXX XXX 4,801 2,156 17 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 5,467 314 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 5,845 ------------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 4D - WORKERS' COMPENSATION ------------------------------------------------------------------------------------------------------------------- 1. Prior 3,338 791 0 0 0 1,325 800 170 0 0 2. 1992 3,058 1,335 1,327 0 0 0 0 0 0 0 3. 1993 XXX 2,038 1,022 1,037 13 7 0 0 0 0 4. 1994 XXX XXX 1,877 830 957 13 0 0 0 0 5. 1995 XXX XXX XXX 3,126 713 507 16 0 0 0 6. 1996 XXX XXX XXX XXX 3,423 128 370 0 0 0 7. 1997 XXX XXX XXX XXX XXX 3,605 2 131 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 3,686 1 144 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 3,777 2 147 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 4,180 2 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 4,372 ------------------------------------------------------------------------------------------------------------------- SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL ------------------------------------------------------------------------------------------------------------------- 1. Prior 152 39 9 4 0 0 0 0 0 0 2. 1992 1,638 160 33 1 7 0 0 0 0 0 3. 1993 XXX 1,795 160 31 1 12 0 0 0 0 4. 1994 XXX XXX 2,020 156 33 2 32 0 0 0 5. 1995 XXX XXX XXX 2,069 176 62 163 14 0 0 6. 1996 XXX XXX XXX XXX 2,181 1,354 199 2 10 0 7. 1997 XXX XXX XXX XXX XXX 3,517 1,494 723 323 8 8. 1998 XXX XXX XXX XXX XXX XXX 3,228 762 52 2 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,818 379 58 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 2,061 298 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,320 -------------------------------------------------------------------------------------------------------------------
91 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE --------------------------------------------------------------------------------
BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) ----------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE ------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 4G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) ------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 101 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 101 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 102 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 102 0 0 93 101 0 7. 1997 XXX XXX XXX XXX XXX 101 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 101 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 18 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 35 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 38 ------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE ------------------------------------------------------------------------------------------------------------------ 1. Prior 402 326 117 107 0 0 0 96 8 0 2. 1992 3,200 481 216 46 133 0 0 0 0 0 3. 1993 XXX 3,094 467 864 60 420 0 6 0 0 4. 1994 XXX XXX 3,837 1,059 460 351 561 82 37 0 5. 1995 XXX XXX XXX 5,396 2,317 1,792 73 254 30 0 6. 1996 XXX XXX XXX XXX 5,509 1,506 1,716 383 215 0 7. 1997 XXX XXX XXX XXX XXX 7,239 2,402 996 469 176 8. 1998 XXX XXX XXX XXX XXX XXX 7,556 1,546 2,233 79 9. 1999 XXX XXX XXX XXX XXX XXX XXX 5,875 1,857 167 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,186 498 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 7,727 ------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE ------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------------------------
92 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 4I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT)
------------------------------------------------------------------------------------------------------------------ BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------------------------------ Years in 1 2 3 4 5 5 7 8 9 10 Which Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 978 426 302 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,120 12 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,038 ------------------------------------------------------------------------- SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE ------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 1,192 36 0 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 823 11 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,192 ------------------------------------------------------------------------- SCHEDULE P - PART 4K - FIDELITY/SURETY ------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 1,149 637 247 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 476 375 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 462 ------------------------------------------------------------------------- SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) ------------------------------------------------------------------------- 1. Prior XXX XXX XXX XXX XXX XXX XXX 0 0 0 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------- SCHEDULE P - PART 4M - INTERNATIONAL ------------------------------------------------------------------------- 1.Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 -------------------------------------------------------------------------
93 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 4N - REINSURANCE Nonproportional Assumed Property
----------------------------------------------------------------------------------------- BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) ----------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ---------------------------------------------------------------------------------------------------- 1.Prior 5,915 2,823 1,598 736 255 200 0 0 0 0 2. 1992 10,000 3,501 1,501 752 400 101 0 0 0 0 3. 1993 XXX 11,000 4,000 1,501 800 400 101 0 0 0 4. 1994 XXX XXX 12,000 4,501 1,501 800 400 101 0 0 5. 1995 XXX XXX XXX 13,501 5,000 1,501 800 400 101 0 6. 1996 XXX XXX XXX XXX 14,000 5,000 1,501 800 400 100 7. 1997 XXX XXX XXX XXX XXX 15,000 5,000 1,501 800 400 8. 1998 XXX XXX XXX XXX XXX XXX 15,501 5,000 1,501 800 9. 1999 XXX XXX XXX XXX XXX XXX XXX 17,501 5,000 1,500 9. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 18,501 5,000 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 16,500 ---------------------------------------------------------------------------------------------------- SCHEDULE P - PART 4O - REINSURANCE Nonproportional Assumed Liability ---------------------------------------------------------------------------------------------------- 1.Prior 2,585 1,683 905 759 595 399 498 398 428 200 2. 1992 1,501 1,000 501 261 199 151 100 100 107 100 3. 1993 XXX 2,000 1,000 501 264 199 151 100 107 100 4. 1994 XXX XXX 2,000 1,000 501 265 199 151 161 100 5. 1995 XXX XXX XXX 2,000 1,000 501 271 200 218 100 6. 1996 XXX XXX XXX XXX 2,000 1,000 501 275 273 152 7. 1997 XXX XXX XXX XXX XXX 2,000 1,000 501 549 200 8. 1998 XXX XXX XXX XXX XXX XXX 2,000 1,000 1,075 252 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,000 2,152 500 9. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 1,000 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,000 ---------------------------------------------------------------------------------------------------- SCHEDULE P - PART 4P - REINSURANCE Nonproportional Assumed Financial Lines ---------------------------------------------------------------------------------------------------- 1.Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 9. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ----------------------------------------------------------------------------------------------------
94 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
------------------------------------------------------------------------------------------------------------------ BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------------------------ 1.Prior 49 59 23 22 0 0 0 0 0 0 2. 1992 517 50 49 8 28 0 0 0 0 0 3. 1993 XXX 727 64 91 12 27 0 0 0 0 4. 1994 XXX XXX 701 108 104 11 26 0 0 0 5. 1995 XXX XXX XXX 1,229 140 107 24 37 0 0 6. 1996 XXX XXX XXX XXX 1,498 126 105 13 29 0 7. 1997 XXX XXX XXX XXX XXX 1,637 134 127 216 62 8. 1998 XXX XXX XXX XXX XXX XXX 2,222 159 829 22 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,621 810 192 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,642 233 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,708 ------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 4R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE ------------------------------------------------------------------------------------------------------------------ 1.Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------------------------ SCHEDULE P - PART 4S - FINANCIAL GUARANTY/MORTGAGE GUARANTY ------------------------------------------------------------------------------------------------------------------ 1.Prior XXX XXX XXX XXX XXX XXX XXX 0 0 0 2. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 3. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------------------------
95 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS SECTION 1
---------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------------ Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------- 1. Prior 1,852 211 111 47 21 10 5 2 0 0 2. 1992 6,701 8,125 8,216 8,258 8,263 8,268 8,286 8,289 8,290 8,290 3. 1993 XXX 4,742 5,636 5,723 5,754 5,761 5,773 5,781 5,781 5,782 4. 1994 XXX XXX 3,895 4,908 4,985 5,010 5,025 5,036 5,036 5,036 5. 1995 XXX XXX XXX 4,567 5,552 5,604 5,628 5,636 5,643 5,650 6. 1996 XXX XXX XXX XXX 4,873 5,910 6,074 6,109 6,127 6,139 7. 1997 XXX XXX XXX XXX XXX 4,495 5,380 5,478 5,503 5,528 8. 1998 XXX XXX XXX XXX XXX XXX 5,301 6,868 6,988 7,022 9. 1999 XXX XXX XXX XXX XXX XXX XXX 4,641 5,422 5,500 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 5,688 7,460 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 4,455 ------------------------------------------------------------------------------------------- SECTION 2 ------------------------------------------------------------------------------------------ NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------ Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------- 1. Prior 265 126 59 36 20 17 6 4 4 3 2. 1992 1,110 118 54 22 18 15 5 0 0 0 3. 1993 XXX 755 76 31 18 16 9 4 2 2 4. 1994 XXX XXX 863 89 26 23 8 2 1 1 5. 1995 XXX XXX XXX 731 82 58 24 16 10 7 6. 1996 XXX XXX XXX XXX 986 349 42 26 11 5 7. 1997 XXX XXX XXX XXX XXX 887 99 49 29 14 8. 1998 XXX XXX XXX XXX XXX XXX 996 100 49 29 9. 1999 XXX XXX XXX XXX XXX XXX XXX 762 71 31 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,577 456 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,145 ------------------------------------------------------------------------------------------- SECTION 3 ------------------------------------------------------------------------------------------ CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------ Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------- 1. Prior 919 145 61 37 14 8 2 2 0 0 2. 1992 9,962 10,678 10,729 10,756 10,765 10,769 10,782 10,784 10,785 10,785 3. 1993 XXX 7,201 7,650 7,729 7,746 7,759 7,774 7,779 7,779 7,779 4. 1994 XXX XXX 6,137 6,602 6,641 6,668 6,676 6,682 6,683 6,683 5. 1995 XXX XXX XXX 7,355 7,934 7,978 7,991 7,994 7,998 8,000 6. 1996 XXX XXX XXX XXX 7,816 8,390 8,438 8,446 8,446 8,446 7. 1997 XXX XXX XXX XXX XXX 7,287 7,809 7,838 7,842 7,845 8. 1998 XXX XXX XXX XXX XXX XXX 8,925 9,420 9,448 9,455 9. 1999 XXX XXX XXX XXX XXX XXX XXX 6,497 6,700 6,721 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 9,864 10,659 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 7,745 -------------------------------------------------------------------------------------------
96 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL SECTION 1
-------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ------------------------------------------------------------------------------ 1. Prior 3,279 723 220 94 48 26 51 12 2 0 2. 1992 5,988 8,614 9,076 9,236 9,290 9,317 9,349 9,351 9,354 9,354 3. 1993 XXX 4,992 7,155 7,460 7,559 7,598 7,634 7,639 7,644 7,649 4. 1994 XXX XXX 4,081 6,120 6,421 6,549 6,654 6,671 6,676 6,679 5. 1995 XXX XXX XXX 4,089 6,076 6,429 6,674 6,716 6,724 6,732 6. 1996 XXX XXX XXX XXX 4,203 6,410 7,328 7,449 7,475 7,494 7. 1997 XXX XXX XXX XXX XXX 3,800 5,197 5,476 5,538 5,580 8. 1998 XXX XXX XXX XXX XXX XXX 2,852 3,983 4,132 4,204 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,777 3,641 3,790 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,817 2,717 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,117 -------------------------------------------------------------------------------------------- SECTION 2 -------------------------------------------------------------------------------------------- NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------- 1. Prior 1,076 367 163 76 29 63 26 10 8 5 2. 1992 2,737 607 244 102 37 32 10 6 2 2 3. 1993 XXX 2,231 451 173 58 52 15 5 2 1 4. 1994 XXX XXX 1,983 552 176 115 24 8 4 2 5. 1995 XXX XXX XXX 2,163 493 264 77 21 12 9 6. 1996 XXX XXX XXX XXX 2,439 938 169 70 29 15 7. 1997 XXX XXX XXX XXX XXX 1,981 453 152 82 41 8. 1998 XXX XXX XXX XXX XXX XXX 1,817 315 139 67 9. 1999 XXX XXX XXX XXX XXX XXX XXX 1,372 257 109 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,132 253 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,261 -------------------------------------------------------------------------------------------- SECTION 3 -------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 -------------------------------------------------------------------------------------------- 1. Prior 1,309 261 87 66 15 56 40 (6,321) 0 0 2. 1992 10,266 11,469 11,621 11,705 11,715 11,739 11,757 11,757 11,758 11,758 3. 1993 XXX 8,754 9,729 9,855 9,867 9,912 9,939 9,939 9,940 9,940 4. 1994 XXX XXX 7,223 8,280 8,358 8,433 8,520 8,520 8,522 8,522 5. 1995 XXX XXX XXX 7,423 8,348 8,537 8,689 8,691 8,694 8,695 6. 1996 XXX XXX XXX XXX 7,444 8,554 9,169 9,196 9,197 9,198 7. 1997 XXX XXX XXX XXX XXX 6,916 7,513 7,542 7,548 7,549 8. 1998 XXX XXX XXX XXX XXX XXX 5,853 6,140 6,154 6,155 9. 1999 XXX XXX XXX XXX XXX XXX XXX 4,446 4,670 4,692 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,984 4,229 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 4,167 --------------------------------------------------------------------------------------------
97 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL SECTION 1 --------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- -------------------------------------------------------------------------------------- 1. Prior 1,282 248 113 55 21 25 13 12 2 0 2. 1992 2,915 2,291 4,402 4,502 4,559 4,575 4,586 4,587 4,590 4,590 3. 1993 XXX 3,098 4,387 4,625 4,714 4,738 4,770 4,781 4,784 4,788 4. 1994 XXX XXX 2,820 4,143 4,423 4,485 4,538 4,552 4,556 4,557 5. 1995 XXX XXX XXX 3,020 4,369 4,593 4,771 4,821 4,829 4,833 6. 1996 XXX XXX XXX XXX 2,967 4,293 4,858 4,962 4,991 5,008 7. 1997 XXX XXX XXX XXX XXX 2,917 3,904 4,145 4,225 4,270 8. 1998 XXX XXX XXX XXX XXX XXX 2,320 3,464 3,657 3,727 9. 1999 XXX XXX XXX XXX XXX XXX XXX 3,443 4,333 4,494 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 2,309 3,295 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,703 ------------------------------------------------------------------------------------------------------------------------------------
SECTION 2 ------------------------------------------------------------------------------------------------------------------------------------ NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END -------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------- ----------------------------------------------------------------------------------------- 1. Prior 511 225 124 68 36 18 14 4 1 1 2. 1992 12,452 405 167 64 32 25 11 5 1 1 3. 1993 XXX 1,364 380 161 80 57 25 7 4 2 4. 1994 XXX XXX 1,394 391 137 83 25 9 4 4 5. 1995 XXX XXX XXX 1,470 478 274 97 39 18 8 6. 1996 XXX XXX XXX XXX 1,542 770 188 72 27 11 7. 1997 XXX XXX XXX XXX XXX 1,549 447 169 79 32 8. 1998 XXX XXX XXX XXX XXX XXX 1,210 354 119 44 9. 1999 XXX XXX XXX XXX XXX XXX XXX 1,259 331 158 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,316 352 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,351 ------------------------------------------------------------------------------------------------------------------------------------
SECTION 3 ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END --------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ----------------- ---------------------------------------------------------------------------------------- 1. Prior 600 62 41 25 (1) 10 15 0 0 0 2. 1992 5,131 5,759 5,835 5,881 5,910 5,924 5,928 5,930 5,930 5,930 3. 1993 XXX 5,305 6,006 6,111 6,158 6,174 6,193 6,195 6,195 6,195 4. 1994 XXX XXX 5,043 5,761 5,882 5,922 5,946 5,946 5,946 5,946 5. 1995 XXX XXX XXX 5,336 6,111 6,252 6,357 6,359 6,359 6,360 6. 1996 XXX XXX XXX XXX 5,258 6,078 6,423 6,428 6,429 6,433 7. 1997 XXX XXX XXX XXX XXX 5,405 5,933 5,974 5,986 5,989 8. 1998 XXX XXX XXX XXX XXX XXX 4,327 4,640 4,667 4,673 9. 1999 XXX XXX XXX XXX XXX XXX XXX 4,270 4,603 4,638 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 4,656 5,040 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 4,990 -----------------------------------------------------------------------------------------------------------------------------------
98 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 5D - WORKERS' COMPENSATION SECTION 1 ---------------------------------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END --------------------------------------------------------------------------------------------------------------- Years in Which Premiums 1 2 3 4 5 6 7 8 9 10 Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- 1. Prior 2,277 513 318 476 106 223 29 62 241 51 2. 1992 1,612 2,842 3,067 3,142 3,169 3,178 3,180 3,183 3,269 3,844 3. 1993 XXX 1,467 2,348 2,495 2,548 2,566 2,573 2,575 2,697 2,668 4. 1994 XXX XXX 1,505 2,410 2,547 2,614 2,640 2,652 2,762 2,787 5. 1995 XXX XXX XXX 1,686 2,562 2,714 2,762 2,791 2,917 2,943 6. 1996 XXX XXX XXX XXX 1,966 3,045 3,252 3,323 3,447 3,555 7. 1997 XXX XXX XXX XXX XXX 1,761 2,771 2,954 3,225 3,272 8. 1998 XXX XXX XXX XXX XXX XXX 1,379 2,474 3,708 3,758 9. 1999 XXX XXX XXX XXX XXX XXX XXX 1,337 3,781 3,998 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,779 3,082 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,598
SECTION 2 ---------------------------------------------------------------------------------------------------------------------------- NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END --------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- 1. Prior 3,061 2,577 2,195 1,576 1,346 1,297 1,290 1,744 386 345 2. 1992 1,380 341 98 46 23 15 20 8 33 24 3. 1993 XXX 905 174 73 22 10 10 4 19 13 4. 1994 XXX XXX 936 202 102 42 34 14 25 20 5. 1995 XXX XXX XXX 837 186 87 89 21 42 22 6. 1996 XXX XXX XXX XXX 1,075 247 229 63 57 27 7. 1997 XXX XXX XXX XXX XXX 1,054 453 125 52 26 8. 1998 XXX XXX XXX XXX XXX XXX 1,838 248 85 40 9. 1999 XXX XXX XXX XXX XXX XXX XXX 1,452 241 117 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,433 338 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,501
SECTION 3 ---------------------------------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END --------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- 1. Prior 388 35 40 10 7 135 11 3 808 0 2. 1992 3,135 3,367 3,383 3,400 3,402 3,402 3,402 3,402 3,402 3,403 3. 1993 XXX 2,571 2,746 2,765 2,767 2,769 2,771 2,772 2,772 2,772 4. 1994 XXX XXX 2,833 3,046 3,058 3,062 3,062 3,062 3,062 3,062 5. 1995 XXX XXX XXX 3,040 3,295 3,311 3,312 3,312 3,312 3,312 6. 1996 XXX XXX XXX XXX 3,476 3,740 3,762 3,768 3,769 3,769 7. 1997 XXX XXX XXX XXX XXX 3,265 3,498 3,514 3,520 3,520 8. 1998 XXX XXX XXX XXX XXX XXX 3,104 3,314 3,327 3,330 9. 1999 XXX XXX XXX XXX XXX XXX XXX 3,198 3,433 3,452 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,782 4,038 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,598
99 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERIL SECTION 1 ------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- 1. Prior 1,086 212 90 46 19 18 8 5 0 0 2. 1992 2,714 3,668 3,811 3,865 3,887 3,891 3,897 3,897 3,900 4,020 3. 1993 XXX 2,717 3,601 3,758 3,811 3,839 3,863 3,870 3,870 3,936 4. 1994 XXX XXX 2,770 3,713 3,892 3,936 3,992 4,014 4,021 4,105 5. 1995 XXX XXX XXX 3,269 4,456 4,635 4,750 4,767 4,778 4,872 6. 1996 XXX XXX XXX XXX 3,195 4,368 4,808 4,880 4,903 5,002 7. 1997 XXX XXX XXX XXX XXX 3,078 4,088 4,330 4,382 4,479 8. 1998 XXX XXX XXX XXX XXX XXX 2,878 4,226 4,355 4,433 9. 1999 XXX XXX XXX XXX XXX XXX XXX 2,695 3,204 3,348 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,592 2,272 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,792
SECTION 2 ------------------------------------------------------------------------------------------------------------------------------- NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- 1. Prior 331 171 85 45 28 20 4 5 2 4 2. 1992 923 201 106 31 22 15 8 7 3 2 3. 1993 XXX 893 226 124 62 35 22 2 3 2 4. 1994 XXX XXX 945 258 104 104 48 14 6 5 5. 1995 XXX XXX XXX 1,218 283 253 91 21 14 8 6. 1996 XXX XXX XXX XXX 1,477 775 192 49 26 18 7. 1997 XXX XXX XXX XXX XXX 1,475 403 105 51 22 8. 1998 XXX XXX XXX XXX XXX XXX 1,375 205 91 45 9. 1999 XXX XXX XXX XXX XXX XXX XXX 661 142 63 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 792 227 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 889
SECTION 3 ------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------------------------------------------ Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- 1. Prior 584 245 53 21 12 21 3 (41) 3 0 2. 1992 4,733 5,271 5,359 5,384 5,399 5,407 5,414 5,414 5,414 5,414 3. 1993 XXX 4,912 5,460 5,566 5,602 5,610 5,627 5,632 5,632 5,632 4. 1994 XXX XXX 5,082 5,728 5,813 5,887 5,925 5,929 5,931 5,931 5. 1995 XXX XXX XXX 6,032 6,819 7,009 7,082 7,084 7,089 7,089 6. 1996 XXX XXX XXX XXX 6,356 7,246 7,482 7,491 7,492 7,494 7. 1997 XXX XXX XXX XXX XXX 6,210 6,845 6,869 6,874 6,877 8. 1998 XXX XXX XXX XXX XXX XXX 5,957 6,243 6,275 6,283 9. 1999 XXX XXX XXX XXX XXX XXX XXX 3,015 3,178 3,201 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,243 3,518 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,703
100 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers -------------------------------------------------------------------------------- Schedule P - Part 5F- SN1A NONE Schedule P - Part 5F- SN2A NONE Schedule P - Part 5F- SN3A NONE Schedule P - Part 5F- SN1B NONE Schedule P - Part 5F- SN2B NONE Schedule P - Part 5F- SN3B NONE -------------------------------------------------------------------------------- 101
COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE ------------------------------------------------------------------------------------------------------------------------------------ SECTION 1A ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END -------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 775 241 128 86 30 12 6 8 2 0 2.1992 1,123 1,662 1,796 1,839 1,872 1,885 1,890 1,899 1,904 1,905 3.1993 XXX 1,064 1,566 1,712 1,773 1,805 1,817 1,833 1,836 1,838 4.1994 XXX XXX 1,175 1,850 2,012 2,076 2,124 2,142 2,148 2,152 5.1995 XXX XXX XXX 1,111 1,697 1,854 1,936 1,994 2,013 2,034 6.1996 XXX XXX XXX XXX 1,192 1,792 1,982 2,086 2,136 2,196 7.1997 XXX XXX XXX XXX XXX 1,260 1,810 2,023 2,094 2,134 8.1998 XXX XXX XXX XXX XXX XXX 1,037 1,965 2,110 2,169 9.1999 XXX XXX XXX XXX XXX XXX XXX 1,684 2,244 2,360 10.2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,020 1,629 11.2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,272 -----------------------------------------------------------------------------------------------------------------------------------
SECTION 2A
------------------------------------------------------------------------------------------------------------------------------------ NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END --------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 584 335 190 154 61 46 27 23 14 9 2. 1992 672 262 137 138 117 33 18 13 8 4 3. 1993 XXX 645 280 206 139 120 40 19 13 8 4. 1994 XXX XXX 669 453 245 168 118 28 19 14 5. 1995 XXX XXX XXX 977 485 290 157 88 45 22 6. 1996 XXX XXX XXX XXX 1,075 569 253 126 138 82 7. 1997 XXX XXX XXX XXX XXX 1,038 444 268 118 60 8. 1998 XXX XXX XXX XXX XXX XXX 1,073 491 196 82 9. 1999 XXX XXX XXX XXX XXX XXX XXX 1,142 403 216 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,144 449 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,357 -----------------------------------------------------------------------------------------------------------------------------------
SECTION 3A ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------------------------------------------ 1.Prior 588 189 91 37 19 14 7 (24) 1 0 2. 1992 2,198 2,579 2,654 2,712 2,717 2,732 2,734 2,736 2,736 2,736 3. 1993 XXX 2,131 2,529 2,703 2,738 2,757 2,765 2,769 2,769 2,770 4. 1994 XXX XXX 2,306 3,400 3,494 3,556 3,594 3,598 3,598 3,598 5. 1995 XXX XXX XXX 2,064 2,627 2,754 2,794 2,808 2,712 2,816 6. 1996 XXX XXX XXX XXX 2,805 3,397 3,531 3,575 3,697 3,713 7. 1997 XXX XXX XXX XXX XXX 2,932 3,436 3,563 3,588 3,600 8. 1998 XXX XXX XXX XXX XXX XXX 2,801 3,355 3,442 3,457 9. 1999 XXX XXX XXX XXX XXX XXX XXX 3,201 4,511 3,737 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 3,118 3,639 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3,624 ----------------------------------------------------------------------------------------------------------------------------------
102 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADE
SECTION 1B -------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 --------------------------------------------------------------------------------------------------
SECTION 2B -------------------------------------------------------------------------------------------------- NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 -------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 --------------------------------------------------------------------------------------------------
SECTION 3B -------------------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 -------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0
103 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 1A ------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------- 1. Prior 86 41 15 8 3 4 1 3 (1) 0 ------------------------------------------------------------------------------------- 2. 1992 87 138 156 171 178 179 179 181 179 182 ------------------------------------------------------------------------------------- 3. 1993 XXX 67 111 124 134 145 153 158 158 160 ------------------------------------------------------------------------------------- 4. 1994 XXX XXX 73 119 139 148 156 166 166 171 ------------------------------------------------------------------------------------- 5. 1995 XXX XXX XXX 105 178 203 219 229 231 235 ------------------------------------------------------------------------------------- 6. 1996 XXX XXX XXX XXX 117 195 221 256 269 277 ------------------------------------------------------------------------------------- 7. 1997 XXX XXX XXX XXX XXX 148 236 295 330 351 ------------------------------------------------------------------------------------- 8. 1998 XXX XXX XXX XXX XXX XXX 156 305 341 367 ------------------------------------------------------------------------------------- 9. 1999 XXX XXX XXX XXX XXX XXX XXX 302 418 440 ------------------------------------------------------------------------------------- 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 244 410 ------------------------------------------------------------------------------------- 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 288 -------------------------------------------------------------------------------------
SECTION 2A ------------------------------------------------------------------------------------- NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------- 1. Prior 79 47 28 33 17 11 7 7 10 11 ------------------------------------------------------------------------------------- 2. 1992 82 37 26 21 23 4 2 2 2 3 ------------------------------------------------------------------------------------- 3. 1993 XXX 67 33 62 30 28 8 7 2 5 ------------------------------------------------------------------------------------- 4. 1994 XXX XXX 56 80 67 30 31 12 7 6 ------------------------------------------------------------------------------------- 5. 1995 XXX XXX XXX 145 99 79 24 17 11 8 ------------------------------------------------------------------------------------- 6. 1996 XXX XXX XXX XXX 174 107 92 54 36 83 ------------------------------------------------------------------------------------- 7. 1997 XXX XXX XXX XXX XXX 191 128 109 66 42 ------------------------------------------------------------------------------------- 8. 1998 XXX XXX XXX XXX XXX XXX 188 88 66 56 ------------------------------------------------------------------------------------- 9. 1999 XXX XXX XXX XXX XXX XXX XXX 189 93 76 ------------------------------------------------------------------------------------- 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 229 135 ------------------------------------------------------------------------------------- 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 249 -------------------------------------------------------------------------------------
SECTION 3A ------------------------------------------------------------------------------------- CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------- 1. Prior 102 29 16 5 10 5 0 1 2 0 ------------------------------------------------------------------------------------- 2. 1992 217 269 297 306 314 319 321 321 323 325 ------------------------------------------------------------------------------------- 3. 1993 XXX 176 219 242 255 260 264 270 270 273 ------------------------------------------------------------------------------------- 4. 1994 XXX XXX 167 231 257 273 278 288 291 296 ------------------------------------------------------------------------------------- 5. 1995 XXX XXX XXX 255 352 381 394 403 408 414 ------------------------------------------------------------------------------------- 6. 1996 XXX XXX XXX XXX 357 430 462 498 514 584 ------------------------------------------------------------------------------------- 7. 1997 XXX XXX XXX XXX XXX 344 460 523 550 564 ------------------------------------------------------------------------------------- 8. 1998 XXX XXX XXX XXX XXX XXX 396 516 566 601 ------------------------------------------------------------------------------------- 9. 1999 XXX XXX XXX XXX XXX XXX XXX 551 689 757 ------------------------------------------------------------------------------------- 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 657 866 ------------------------------------------------------------------------------------- 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 707 -------------------------------------------------------------------------------------
104 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADE
SECTION 1B ------------------------------------------------------------------------------------------------ CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END --------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------
SECTION 2B ------------------------------------------------------------------------------------------------ NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END ----------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------
SECTION 3B ------------------------------------------------------------------------------------------------ CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END ------------------------------------------------------------------------------------- Years in 1 2 3 4 5 6 7 8 9 10 Which Premiums Were Earned and Losses Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 ------------------------------------------------------------------------------------------------ 1.Prior 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 ------------------------------------------------------------------------------------------------
105 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 1 ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) ---------------------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 2. 1992 0 136 136 136 136 136 136 136 136 136 0 ------------------------------------------------------------------------------------------------------------------------------------ 3. 1993 XXX 26,322 17,993 32,529 32,528 32,526 32,526 32,526 32,526 32,526 0 ------------------------------------------------------------------------------------------------------------------------------------ 4. 1994 XXX XXX 27,975 35,112 35,098 35,097 35,097 35,097 35,097 35,097 0 ------------------------------------------------------------------------------------------------------------------------------------ 5. 1995 XXX XXX XXX 29,695 37,736 37,721 37,719 37,718 37,718 37,718 0 ------------------------------------------------------------------------------------------------------------------------------------ 6. 1996 XXX XXX XXX XXX 31,941 40,548 40,531 40,521 40,521 40,521 0 ------------------------------------------------------------------------------------------------------------------------------------ 7. 1997 XXX XXX XXX XXX XXX 31,253 41,551 41,551 41,551 41,551 0 ------------------------------------------------------------------------------------------------------------------------------------ 8. 1998 XXX XXX XXX XXX XXX XXX 28,856 38,598 38,630 38,629 (1) ------------------------------------------------------------------------------------------------------------------------------------ 9. 1999 XXX XXX XXX XXX XXX XXX XXX 26,805 42,640 42,669 29 ------------------------------------------------------------------------------------------------------------------------------------ 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 29,506 49,291 19,785 ------------------------------------------------------------------------------------------------------------------------------------ 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 25,286 25,286 ------------------------------------------------------------------------------------------------------------------------------------ 12. Total 45,099 ------------------------------------------------------------------------------------------------------------------------------------ 13. Earned Premiums (Sch P, Part 1) 17,672 19,751 20,407 21,205 22,101 21,849 21,401 36,535 45,375 46,111 XXX ------------------------------------------------------------------------------------------------------------------------------------
SECTION 2 ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 2. 1992 0 0 0 0 0 0 0 0 24 24 0 ------------------------------------------------------------------------------------------------------------------------------------ 3. 1993 XXX 7,459 7,463 8,193 8,570 8,573 8,573 8,573 8,578 8,578 0 ------------------------------------------------------------------------------------------------------------------------------------ 4. 1994 XXX XXX 8,052 8,225 8,599 8,654 8,654 8,654 8,669 8,669 0 ------------------------------------------------------------------------------------------------------------------------------------ 5. 1995 XXX XXX XXX 8,559 8,891 9,527 9,527 9,527 9,507 9,507 0 ------------------------------------------------------------------------------------------------------------------------------------ 6. 1996 XXX XXX XXX XXX 9,048 9,927 9,923 9,920 9,919 9,919 0 ------------------------------------------------------------------------------------------------------------------------------------ 7. 1997 XXX XXX XXX XXX XXX 8,799 9,923 9,921 9,916 9,916 0 ------------------------------------------------------------------------------------------------------------------------------------ 8. 1998 XXX XXX XXX XXX XXX XXX 7,189 7,222 7,230 7,230 0 ------------------------------------------------------------------------------------------------------------------------------------ 9. 1999 XXX XXX XXX XXX XXX XXX XXX 6,918 10,849 10,848 (1) ------------------------------------------------------------------------------------------------------------------------------------ 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 4,740 5,258 518 ------------------------------------------------------------------------------------------------------------------------------------ 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,421 1,421 ------------------------------------------------------------------------------------------------------------------------------------ 12. Total 1,938 ------------------------------------------------------------------------------------------------------------------------------------ 13. Earned Premiums (Sch P, Part 1) 6,629 7,723 8,466 9,367 8,657 8,494 8,007 6,547 8,695 1,940 XXX ------------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 6D - WORKERS' COMPENSATION
SECTION 1 ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 3 2 2 ------------------------------------------------------------------------------------------------------------------------------------ 2. 1992 0 0 0 0 0 0 0 0 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 3. 1993 XXX 12,378 22,913 23,289 23,287 23,282 23,282 23,282 23,283 23,283 0 ------------------------------------------------------------------------------------------------------------------------------------ 4. 1994 XXX XXX 13,630 24,975 25,290 25,274 25,274 25,274 25,274 25,274 0 ------------------------------------------------------------------------------------------------------------------------------------ 5. 1995 XXX XXX XXX 14,766 25,895 26,177 26,181 26,174 26,174 26,175 1 ------------------------------------------------------------------------------------------------------------------------------------ 6. 1996 XXX XXX XXX XXX 13,875 24,487 24,722 24,726 24,726 24,726 0 ------------------------------------------------------------------------------------------------------------------------------------ 7. 1997 XXX XXX XXX XXX XXX 11,852 21,618 21,774 21,761 21,762 1 ------------------------------------------------------------------------------------------------------------------------------------ 8. 1998 XXX XXX XXX XXX XXX XXX 11,188 20,298 20,592 20,579 (13) ------------------------------------------------------------------------------------------------------------------------------------ 9. 1999 XXX XXX XXX XXX XXX XXX XXX 11,746 22,836 23,226 390 ------------------------------------------------------------------------------------------------------------------------------------ 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 15,013 28,127 13,114 ------------------------------------------------------------------------------------------------------------------------------------ 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 16,486 16,486 ------------------------------------------------------------------------------------------------------------------------------------ 12. Total 29,981 ------------------------------------------------------------------------------------------------------------------------------------ 13. Earned Premiums (Sch P, Part 1) 4,020 3,014 2,482 2,016 818 63 503 20,982 26,387 29,947 XXX ------------------------------------------------------------------------------------------------------------------------------------
SECTION 2 ------------------------------------------------------------------------------------------------------------------------------------ CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 2 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 2. 1992 0 0 0 0 0 0 0 0 0 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 3. 1993 XXX 1,808 2,187 2,203 2,203 2,201 2,201 2,201 2,203 2,203 0 ------------------------------------------------------------------------------------------------------------------------------------ 4. 1994 XXX XXX 1,469 1,665 1,671 1,671 1,671 1,671 1,671 1,671 0 ------------------------------------------------------------------------------------------------------------------------------------ 5. 1995 XXX XXX XXX 1,239 1,328 1,334 1,335 1,331 1,331 1,331 0 ------------------------------------------------------------------------------------------------------------------------------------ 6. 1996 XXX XXX XXX XXX 626 762 767 768 769 769 0 ------------------------------------------------------------------------------------------------------------------------------------ 7. 1997 XXX XXX XXX XXX XXX 271 479 479 479 479 0 ------------------------------------------------------------------------------------------------------------------------------------ 8. 1998 XXX XXX XXX XXX XXX XXX 187 471 476 476 0 ------------------------------------------------------------------------------------------------------------------------------------ 9. 1999 XXX XXX XXX XXX XXX XXX XXX 203 498 498 0 ------------------------------------------------------------------------------------------------------------------------------------ 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 224 224 0 ------------------------------------------------------------------------------------------------------------------------------------ 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 483 483 ------------------------------------------------------------------------------------------------------------------------------------ 12. Total 483 ------------------------------------------------------------------------------------------------------------------------------------ 13. Earned Premiums (Sch P, Part 1) 2,010 1,507 1,241 1,008 409 0 26 458 528 483 XXX ------------------------------------------------------------------------------------------------------------------------------------
106
COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERIL SECTION 1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------ 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 27,362 34,593 34,585 34,585 34,585 34,585 34,585 34,585 34,585 0 4. 1994 XXX XXX 33,191 42,056 41,920 41,920 41,920 41,920 41,920 41,920 0 5. 1995 XXX XXX XXX 38,239 48,332 48,400 48,390 48,390 48,390 48,390 0 6. 1996 XXX XXX XXX XXX 43,831 54,951 54,991 54,987 54,987 54,987 0 7. 1997 XXX XXX XXX XXX XXX 48,651 60,688 60,669 60,661 60,661 0 8. 1998 XXX XXX XXX XXX XXX XXX 44,383 55,372 55,363 55,363 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 27,251 39,601 39,595 (6) 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 16,464 30,582 14,118 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 16,496 16,496 ----------------------------------------------------------------------------------------------------------------------- 12. Total 30,608 ----------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P,Part 1) 18,765 23,522 27,881 33,327 37,482 41,178 55,044 38,215 28,796 30,610 XXX
SECTION 2 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) ---------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------------ 1.Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 9,499 10,581 10,572 10,910 10,914 10,914 10,914 10,914 10,914 0 4. 1994 XXX XXX 12,818 13,843 13,913 14,004 14,004 14,004 14,004 14,004 0 5. 1995 XXX XXX XXX 16,005 18,044 18,630 18,629 18,629 18,629 18,629 0 6. 1996 XXX XXX XXX XXX 19,733 21,906 21,929 21,929 21,929 21,929 0 7. 1997 XXX XXX XXX XXX XXX 21,680 22,750 22,752 22,750 22,747 (3) 8. 1998 XXX XXX XXX XXX XXX XXX 20,012 20,528 20,530 20,530 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 9,634 10,746 10,746 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 2,385 2,414 29 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,996 1,996 ------------------------------------------------------------------------------------------------------------------------ 12.Total 2,022 ------------------------------------------------------------------------------------------------------------------------ 13.Earned Premiums (Sch P, Part 1) 7,939 10,653 12,446 15,621 20,343 23,143 22,104 10,152 3,497 2,024 XXX
SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE SECTION 1A CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) --------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 18,025 28,723 28,843 28,831 28,833 28,836 28,836 28,836 28,836 0 4. 1994 XXX XXX 19,968 31,487 31,452 31,450 31,449 31,449 31,449 31,449 0 5. 1995 XXX XXX XXX 22,521 35,441 35,516 35,505 35,505 35,505 35,505 0 6. 1996 XXX XXX XXX XXX 25,236 37,978 38,168 38,150 38,149 38,149 0 7. 1997 XXX XXX XXX XXX XXX 28,592 41,357 41,524 41,518 41,518 0 8. 1998 XXX XXX XXX XXX XXX XXX 29,128 42,894 43,183 43,156 (27) 9. 1999 XXX XXX XXX XXX XXX XXX XXX 33,748 54,937 55,158 221 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 40,912 66,448 25,536 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 31,832 31,832 ------------------------------------------------------------------------------------------------------------------------- 12.Total 57,562 ------------------------------------------------------------------------------------------------------------------------ 13.Earned Premiums (Sch P, Part 1) 6,774 8,195 9,397 11,105 13,716 17,759 40,356 47,663 62,385 57,561 XXX
SECTION 2A CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) --------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ---------------------------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 3,018 3,872 3,869 5,879 5,888 5,888 5,888 5,888 5,888 0 4. 1994 XXX XXX 3,919 4,491 5,296 5,480 5,480 5,480 5,480 5,480 0 5. 1995 XXX XXX XXX 3,673 5,406 6,535 6,533 6,532 6,532 6,532 0 6. 1996 XXX XXX XXX XXX 4,062 7,493 7,547 7,540 7,539 7,539 0 7. 1997 XXX XXX XXX XXX XXX 6,798 8,252 8,285 8,283 8,283 0 8. 1998 XXX XXX XXX XXX XXX XXX 9,103 10,852 11,049 11,049 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 11,290 19,579 19,583 4 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 8,555 9,768 1,213 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,749 2,749 ----------------------------------------------------------------------------------------------------------------------- 12.Total 3,966 ------------------------------------------------------------------------------------------------------------------------ 13.Earned Premiums (Sch P, Part 1) 1,623 1,929 2,024 2,321 5,823 8,778 10,409 13,069 17,033 3,966 XXX
107
COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADE SECTION 1B ---------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) ----------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ---------------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 --------------------------------------------------------------------------------------------------------- 12.Total 0 --------------------------------------------------------------------------------------------------------- 13.Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 XXX ---------------------------------------------------------------------------------------------------------
SECTION 2B ------------------------------------------------------------------------------------------------------ CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------ 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 ----------------------------------------------------------------------------------------------------- 12. Total 0 ----------------------------------------------------------------------------------------------------- 13.Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 0 XXX -----------------------------------------------------------------------------------------------------
SCHEDULE P - PART 6M - INTERNATIONAL SECTION 1 ------------------------------------------------------------------------------------------------------ CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) ------------------------------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 ----------------------------------------------------------------------------------------------------- 12.Total 0 ----------------------------------------------------------------------------------------------------- 13.Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 0 XXX -----------------------------------------------------------------------------------------------------
SECTION 2 ----------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) ---------------------------------------------------------------------- 11 Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ------------------------------------------------------------------------------------------------------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 ----------------------------------------------------------------------------------------------------- 12.Total 0 ----------------------------------------------------------------------------------------------------- 13.Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 0 XXX -----------------------------------------------------------------------------------------------------
108 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers
SCHEDULE P - PART 6N - REINSURANCE A - NONPROPORTIONAL ASSUMED PROPERTY SECTION 1 ---------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11 -------------------------------------------------------------------------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1999 1992 1993 1994 1995 1996 1997 1998 2000 2001 Earned ------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ------ 1. Prior 0 0 0 0 0 0 0 21 36 61 61 2. 1992 0 0 0 0 0 0 0 13 21 26 5 3. 1993 XXX 9,579 16,205 17,621 17,997 18,153 18,174 18,188 18,211 18,215 4 4. 1994 XXX XXX 11,278 19,498 21,527 21,761 21,826 21,865 21,886 21,893 7 5. 1995 XXX XXX XXX 12,826 23,561 25,905 26,146 26,203 26,261 26,273 12 6. 1996 XXX XXX XXX XXX 16,840 30,099 31,962 32,293 32,485 32,588 103 7. 1997 XXX XXX XXX XXX XXX 16,211 27,910 31,973 32,693 33,092 399 8. 1998 XXX XXX XXX XXX XXX XXX 13,135 24,252 26,377 26,908 531 9. 1999 XXX XXX XXX XXX XXX XXX XXX 13,812 25,464 28,860 3,396 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 10,022 20,312 10,290 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,401 2,401 ---------------------------------------------------------------------------------------------------------------------------------- 12. Total 17,209 ---------------------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P, Part 1) 91 123 144 174 221 20,866 25,091 29,467 24,853 17,174 XXX ----------------------------------------------------------------------------------------------------------------------------------
SECTION 2 ---------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11 -------------------------------------------------------------------------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ---------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ------ 1. Prior 0 0 0 0 0 0 0 3 4 4 4 2. 1992 0 0 0 0 0 0 0 1 2 2 0 3. 1993 XXX 1,995 3,324 3,522 3,563 3,580 3,582 3,585 3,587 3,587 0 4. 1994 XXX XXX 2,274 3,410 3,633 3,659 3,665 3,669 3,672 3,672 0 5. 1995 XXX XXX XXX 1,780 2,948 3,200 3,226 3,231 3,238 3,238 0 6. 1996 XXX XXX XXX XXX 1,838 3,248 3,448 3,483 3,505 3,505 0 7. 1997 XXX XXX XXX XXX XXX 1,724 2,986 3,401 3,486 3,487 1 8. 1998 XXX XXX XXX XXX XXX XXX 1,422 2,552 2,801 2,801 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 1,414 2,787 2,792 5 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,185 1,198 13 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 3 3 ---------------------------------------------------------------------------------------------------------------------------------- 12. Total 26 ---------------------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 2,708 3,005 2,935 23 XXX ----------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 6O - REINSURANCE B - NONPROPORTIONAL ASSUMED LIABILITY SECTION 1 ---------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11 -------------------------------------------------------------------------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ----------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ------ 1. Prior 0 0 0 0 0 0 0 (1) 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 1,089 1,221 1,207 1,207 1,217 1,217 1,218 1,218 1,220 2 4. 1994 XXX XXX 1,292 1,592 1,611 1,611 1,611 1,621 1,625 1,624 (1) 5. 1995 XXX XXX XXX 1,086 1,352 1,356 1,358 1,358 1,358 1,360 2 6. 1996 XXX XXX XXX XXX 1,165 1,469 1,465 1,465 1,466 1,466 0 7. 1997 XXX XXX XXX XXX XXX 1,154 1,508 1,513 1,515 1,523 8 8. 1998 XXX XXX XXX XXX XXX XXX 1,171 1,600 1,564 1,573 9 9. 1999 XXX XXX XXX XXX XXX XXX XXX 834 1,033 1,103 70 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 452 567 115 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 146 146 ---------------------------------------------------------------------------------------------------------------------------------- 12. Total 351 ---------------------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P, Part 1) 2 8 61 122 183 272 1,452 1,278 622 354 XXX ----------------------------------------------------------------------------------------------------------------------------------
SECTION 2 ---------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11 -------------------------------------------------------------------------------------- Years in Which 1 2 3 4 5 6 7 8 9 10 Current Premiums Were Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned ----------------- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ------ 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 ---------------------------------------------------------------------------------------------------------------------------------- 12. Total 0 ---------------------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 0 XXX ----------------------------------------------------------------------------------------------------------------------------------
109 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 1A -------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11 Years in Which ---------------------------------------------------------------------------------------------------- Current Premiums Were 1 2 3 4 5 6 7 8 9 10 Year Earned and Losses Premiums Were Incurred 1999 1992 1993 1994 1995 1996 1997 1998 2000 2001 Earned -------------------------------------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 2,961 5,505 5,574 5,573 5,573 5,573 5,573 5,573 5,573 0 4. 1994 XXX XXX 3,217 5,779 5,804 5,801 5,799 5,799 5,799 5,799 0 5. 1995 XXX XXX XXX 3,887 7,208 7,276 7,276 7,276 7,276 7,276 0 6. 1996 XXX XXX XXX XXX 4,521 8,107 8,170 8,165 8,165 8,165 0 7. 1997 XXX XXX XXX XXX XXX 4,579 8,163 8,189 8,189 8,189 0 8. 1998 XXX XXX XXX XXX XXX XXX 4,593 8,265 8,306 8,309 3 9. 1999 XXX XXX XXX XXX XXX XXX XXX 6,684 11,886 11,973 87 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 9,764 16,337 6,573 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 8,477 8,477 -------------------------------------------------------------------------------------------------------------------------------- 12. Total 15,140 -------------------------------------------------------------------------------------------------------------------------------- 13.Earned Premiums (Sch P, Part 1) 403 396 513 680 815 869 7,697 10,380 15,005 15,136 XXX --------------------------------------------------------------------------------------------------------------------------------
SECTION 2A -------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11 Years in Which ---------------------------------------------------------------------------------------------------- Current Premiums Were 1 2 3 4 5 6 7 8 9 10 Year Earned and Losses Premiums Were Incurred 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Earned -------------------------------------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 209 238 239 239 239 239 239 239 239 0 4. 1994 XXX XXX 211 276 276 276 276 276 276 276 0 5. 1995 XXX XXX XXX 153 222 222 222 222 222 222 0 6. 1996 XXX XXX XXX XXX 177 196 207 207 207 207 0 7. 1997 XXX XXX XXX XXX XXX 166 209 222 222 222 0 8. 1998 XXX XXX XXX XXX XXX XXX 163 177 200 200 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 897 1,983 1,983 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 1,527 1,530 3 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 295 295 -------------------------------------------------------------------------------------------------------------------------------- 12. Total 298 -------------------------------------------------------------------------------------------------------------------------------- 13.Earned Premiums (Sch P, Part 1) 66 71 79 105 112 67 210 923 2,638 298 XXX --------------------------------------------------------------------------------------------------------------------------------
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 1B -------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11 Years in Which ---------------------------------------------------------------------------------------------------- Current Premiums Were 1 2 3 4 5 6 7 8 9 10 Year Earned and Losses Premiums Were Incurred 1999 1992 1993 1994 1995 1996 1997 1998 2000 2001 Earned -------------------------------------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 -------------------------------------------------------------------------------------------------------------------------------- 12. Total 0 -------------------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 0 XXX --------------------------------------------------------------------------------------------------------------------------------
SECTION 2B -------------------------------------------------------------------------------------------------------------------------------- CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11 Years in Which ---------------------------------------------------------------------------------------------------- Current Premiums Were 1 2 3 4 5 6 7 8 9 10 Year Earned and Losses Premiums Were Incurred 1999 1992 1993 1994 1995 1996 1997 1998 2000 2001 Earned -------------------------------------------------------------------------------------------------------------------------------- 1. Prior 0 0 0 0 0 0 0 0 0 0 0 2. 1992 0 0 0 0 0 0 0 0 0 0 0 3. 1993 XXX 0 0 0 0 0 0 0 0 0 0 4. 1994 XXX XXX 0 0 0 0 0 0 0 0 0 5. 1995 XXX XXX XXX 0 0 0 0 0 0 0 0 6. 1996 XXX XXX XXX XXX 0 0 0 0 0 0 0 7. 1997 XXX XXX XXX XXX XXX 0 0 0 0 0 0 8. 1998 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 9. 1999 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 10. 2000 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 11. 2001 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0 -------------------------------------------------------------------------------------------------------------------------------- 12. Total 0 -------------------------------------------------------------------------------------------------------------------------------- 13. Earned Premiums (Sch P, Part 1) 0 0 0 0 0 0 0 0 0 0 XXX --------------------------------------------------------------------------------------------------------------------------------
110 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers -------------------------------------------------------------------------------- Schedule P - Part 7A - Section 1 NONE Schedule P - Part 7A - Section 2 NONE Schedule P - Part 7A - Section 3 NONE Schedule P - Part 7A - Section 4 NONE Schedule P - Part 7A - Section 5 NONE Schedule P - Part 7B - Section 1 NONE Schedule P - Part 7B - Section 2 NONE Schedule P - Part 7B - Section 3 NONE Schedule P - Part 7B - Section 4 NONE Schedule P - Part 7B - Section 5 NONE Schedule P - Part 7B - Section 6 NONE 111 COMBINED STATEMENT FOR THE YEAR 2001 OF THE United Fire & Casualty Company and its affiliated insurers ------------------------------------------------------------------------------- Schedule P - Part 7B - Section 7 NONE 112