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Pay vs Performance Disclosure
12 Months Ended
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table  
(a)(b)

(c)
(d)(e)(f)
(g)
(j)
(k)
(j)
(k)

    Value of Initial Fixed $100 Investment Based on: (4)


Year(1)
Summary Compensation Table Total for Current PEO ($)(2)
Summary Compensation Table Total for Former PEO ($)(2)
Compensation Actually Paid to Current PEO ($)(3)
Compensation Actually Paid to Former PEO ($)(3)
Average Summary Compensation Table Total for Non-PEO NEOs ($)(2)
Average Compensation Actually Paid to Non-PEO NEOs ($)(3)
Total Shareholder Return ($)
Peer Group Total Shareholder Return ($)(5)
Net Income ($000s)
Adjusted ROE (%)(6)
2025$3,899,774N/A$5,838,076N/A$1,369,944$1,894,802$155.00$169.00$118,19110.8%
2024$3,602,216N/A$4,998,453N/A$1,429,453$1,820,377$121$151.00$31,4427.9%
2023$2,750,297N/A$1,740,613N/A$1,452,785$1,037,819$86$113$-29,689(3.8)%
2022$1,551,845$1,739,780$1,562,931$1,468,766$825,850$838,313$114$107$15,0313.0%
2021N/A$2,387,206N/A$2,678,683$865,170$802,746$94$117$80,5947.2%
     
Company Selected Measure Name   Adjusted ROE      
Named Executive Officers, Footnote   The Principal Executive Officer (“PEO”) and named executive officers for the applicable years were as follows:
YearCurrent PEOFormer PEONon-PEO NEOs
2025Kevin J. Leidwinger Julie A. Stephenson; Eric J. Martin; Sarah E. Madsen; Steven Hernandez; and Corey Ruehle
2024Kevin J. Leidwinger Julie A. Stephenson; Eric J. Martin; Sarah E. Madsen; and Steven Hernandez
2023Kevin J. Leidwinger Julie A. Stephenson; Eric J. Martin; Micah Woolstenhulme; and Robert F. Cataldo
2022Kevin J. LeidwingerRandy A. RamloEric J. Martin; Robert F. Cataldo; Jeremy J. Bahl; Micah Woolstenhulme; Randy L. Patten; and Michael T. Wilkins
2021 Randy A. RamloMichael T. Wilkins; Randy L. Patten; Robert F. Cataldo; Micah Woolstenhulme; and Dawn M. Jaffray
(2)Amounts reported in this column represent (i) the total compensation reported in the Summary Compensation Table for the applicable year in the case of Messrs Leidwinger and Ramlo and (ii) the average of the total compensation reported in the Summary Compensation Table for the applicable year for the Company’s named executive officers reported for the applicable year other than the PEOs for such years.
(3)To calculate compensation actually paid, adjustments were made to the amounts reported in the Summary Compensation Table for the applicable year. A reconciliation of the adjustments for Messrs. Leidwinger and Ramlo and for the average of the other named executive officers is set forth following the footnotes of this table.
     
Peer Group Issuers, Footnote   The TSR Peer Group consists of Standard & Poor’s 600 Property and Casualty Index. This is the same industry index used for purposes of the Company’s stock price performance graph in its Annual Report to stockholders.      
Adjustment To PEO Compensation, Footnote  
20212022202320242025
AdjustmentsFormer PEOAverage non-PEO NEOsFormer PEOCurrent PEOAverage non-PEO NEOs
Current PEO
Average non-PEO NEOsCurrent PEOAverage non-PEO NEOsCurrent PEOAverage non-PEO NEOs
Deduction for Amounts Reported under the “Stock Awards” and “Option Awards” Columns in the Summary Compensation Table for Applicable FY (a)

$-856,025$-282,058$-297,179$-919,152$-296,673$-1,500,009$-604,516$-1,561,248$-517,447$-1,656,008$-388,804
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Remain Unvested as of Applicable FY End, determined as of Applicable FY End (b)

$678,624$221,278$52,121$758,427$232,501$853,662$325,097$2,605,123$796,916$2,808,906$659,487
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Vested during Applicable FY, determined as of Vesting Date (c)

$—$—$—$171,811$32,232$—$62,291$—$—$—$—
Increase/deduction for Awards Granted during Prior FY that were Outstanding and Unvested as of Applicable FY End, determined based on change in ASC 718 Fair Value from Prior FY End to Applicable FY End (d)
$60,113$12,296$102,827$—$33,568$-326,705$-180,706$246,918$97,360$790,926$255,508
Increase/deduction for Awards Granted during Prior FY that Vested During Applicable FY, determined based on change in ASC 718 Fair Value from Prior FY End to Vesting Date (e)

$379,673$82,599$303,084$—$40,726$-42,231$111$111,921$13,671$-339$1,825
Deduction of ASC 718 Fair Value of Awards Granted during Prior FY that were Forfeited during Applicable FY, determined as of Prior FY End (f)
$-76,166$-112,552$-521,131$—$-49,924$—$-3,439$—$—$—$—
Increase based on Dividends or Other Earnings Paid during Applicable FY prior to Vesting Date$98,373$19,217$64,267$—$6,439$5,600$4,217$9,333$3,159$13,372$9,454
Increase based on Incremental Fair Value of Options/SARs Modified during Applicable FY$—$—$—$—$—$—$—$—$—$—$—
Deduction for Change in the Actuarial Present Values reported under the “Change in Pension Value and Nonqualified Deferred Compensation Earnings” Column of the Summary Compensation Table for Applicable FY(g)

$-4,867$-33,855$—$—$—$—$-25,286$-15,810$-10,288$-18,555$-18,654
Increase for Service Cost and, if applicable, Prior Service Cost for Pension Plans(h)

$11,752$30,651$24,998$—$13,594$—$7,265$—$7,553$—$6,042
TOTAL ADJUSTMENTS$291,477$-62,424$-271,013$11,086$12,463$-1,009,684$-414,966$1,396,237$390,924$1,938,302$524,858
a.Represents the grant date fair value of the stock option and stock awards granted during the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
b.Represents the fair value as of the indicated fiscal year-end of the outstanding and unvested option awards and stock awards granted during such fiscal year, computed in accordance with the methodology used for financial reporting purposes.
c.Represents the fair value at vesting of the option awards and stock awards that were granted and vested during the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
d.Represents the change in fair value during the indicated fiscal year of each option award and stock award that was granted in a prior fiscal year and that remained outstanding and unvested as of the last day of the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes and, for awards subject to performance-based vesting conditions, based on the probable outcome of such performance-based vesting conditions as of the last day of the fiscal year.
e.Represents the change in fair value, measured from the prior fiscal year-end to the vesting date, of each option award and stock award that was granted in a prior fiscal year, and which vested during the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
f.Represents the fair value as of the last day of the prior fiscal year of the option award and stock awards that were granted in a prior fiscal year and which failed to meet the applicable vesting conditions in the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
g.Represents the aggregate change in the actuarial present value of the accumulated benefits under all defined benefit and actuarial pension plans reported in the Summary Compensation Table for the indicated fiscal year.
h.Represents the sum of the actuarial present value of the benefits under all defined benefit and actuarial pension plans attributable to services rendered during the indicated fiscal year, calculated using the same methodology as used in the Company’s financial statements under generally accepted accounting principles.
i.See footnote 1 above for the named executive officers included in the average for each year.
     
Non-PEO NEO Average Total Compensation Amount $ 1,369,944 $ 1,429,453 $ 1,452,785 $ 825,850 $ 865,170
Non-PEO NEO Average Compensation Actually Paid Amount $ 1,894,802 $ 1,820,377 1,037,819 838,313 802,746
Adjustment to Non-PEO NEO Compensation Footnote  
20212022202320242025
AdjustmentsFormer PEOAverage non-PEO NEOsFormer PEOCurrent PEOAverage non-PEO NEOs
Current PEO
Average non-PEO NEOsCurrent PEOAverage non-PEO NEOsCurrent PEOAverage non-PEO NEOs
Deduction for Amounts Reported under the “Stock Awards” and “Option Awards” Columns in the Summary Compensation Table for Applicable FY (a)

$-856,025$-282,058$-297,179$-919,152$-296,673$-1,500,009$-604,516$-1,561,248$-517,447$-1,656,008$-388,804
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Remain Unvested as of Applicable FY End, determined as of Applicable FY End (b)

$678,624$221,278$52,121$758,427$232,501$853,662$325,097$2,605,123$796,916$2,808,906$659,487
Increase based on ASC 718 Fair Value of Awards Granted during Applicable FY that Vested during Applicable FY, determined as of Vesting Date (c)

$—$—$—$171,811$32,232$—$62,291$—$—$—$—
Increase/deduction for Awards Granted during Prior FY that were Outstanding and Unvested as of Applicable FY End, determined based on change in ASC 718 Fair Value from Prior FY End to Applicable FY End (d)
$60,113$12,296$102,827$—$33,568$-326,705$-180,706$246,918$97,360$790,926$255,508
Increase/deduction for Awards Granted during Prior FY that Vested During Applicable FY, determined based on change in ASC 718 Fair Value from Prior FY End to Vesting Date (e)

$379,673$82,599$303,084$—$40,726$-42,231$111$111,921$13,671$-339$1,825
Deduction of ASC 718 Fair Value of Awards Granted during Prior FY that were Forfeited during Applicable FY, determined as of Prior FY End (f)
$-76,166$-112,552$-521,131$—$-49,924$—$-3,439$—$—$—$—
Increase based on Dividends or Other Earnings Paid during Applicable FY prior to Vesting Date$98,373$19,217$64,267$—$6,439$5,600$4,217$9,333$3,159$13,372$9,454
Increase based on Incremental Fair Value of Options/SARs Modified during Applicable FY$—$—$—$—$—$—$—$—$—$—$—
Deduction for Change in the Actuarial Present Values reported under the “Change in Pension Value and Nonqualified Deferred Compensation Earnings” Column of the Summary Compensation Table for Applicable FY(g)

$-4,867$-33,855$—$—$—$—$-25,286$-15,810$-10,288$-18,555$-18,654
Increase for Service Cost and, if applicable, Prior Service Cost for Pension Plans(h)

$11,752$30,651$24,998$—$13,594$—$7,265$—$7,553$—$6,042
TOTAL ADJUSTMENTS$291,477$-62,424$-271,013$11,086$12,463$-1,009,684$-414,966$1,396,237$390,924$1,938,302$524,858
a.Represents the grant date fair value of the stock option and stock awards granted during the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
b.Represents the fair value as of the indicated fiscal year-end of the outstanding and unvested option awards and stock awards granted during such fiscal year, computed in accordance with the methodology used for financial reporting purposes.
c.Represents the fair value at vesting of the option awards and stock awards that were granted and vested during the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
d.Represents the change in fair value during the indicated fiscal year of each option award and stock award that was granted in a prior fiscal year and that remained outstanding and unvested as of the last day of the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes and, for awards subject to performance-based vesting conditions, based on the probable outcome of such performance-based vesting conditions as of the last day of the fiscal year.
e.Represents the change in fair value, measured from the prior fiscal year-end to the vesting date, of each option award and stock award that was granted in a prior fiscal year, and which vested during the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
f.Represents the fair value as of the last day of the prior fiscal year of the option award and stock awards that were granted in a prior fiscal year and which failed to meet the applicable vesting conditions in the indicated fiscal year, computed in accordance with the methodology used for financial reporting purposes.
g.Represents the aggregate change in the actuarial present value of the accumulated benefits under all defined benefit and actuarial pension plans reported in the Summary Compensation Table for the indicated fiscal year.
h.Represents the sum of the actuarial present value of the benefits under all defined benefit and actuarial pension plans attributable to services rendered during the indicated fiscal year, calculated using the same methodology as used in the Company’s financial statements under generally accepted accounting principles.
i.See footnote 1 above for the named executive officers included in the average for each year.
     
Compensation Actually Paid vs. Total Shareholder Return
5902
       
Compensation Actually Paid vs. Net Income
5905
       
Compensation Actually Paid vs. Company Selected Measure
5910
       
Total Shareholder Return Amount $ 155.00 $ 121 86 114 94
Peer Group Total Shareholder Return Amount 169.00 151.00 113 107 117
Net Income (Loss) $ 118,191,000 $ 31,442,000 $ (29,689,000) $ 15,031,000 $ 80,594,000
Company Selected Measure Amount 0.108 0.079 (0.038) 0.030 0.072
Additional 402(v) Disclosure   Pursuant to rules of the SEC, the comparison assumes $100 was invested on December 31, 2020. Historic stock price performance is not necessarily indicative of future stock price performance.      
Measure:: 1          
Pay vs Performance Disclosure          
Name Adjusted Return on Equity        
Non-GAAP Measure Description   As noted in the CD&A for 2025 the Compensation Committee determined that Adjusted ROE continues to be viewed as a core driver of the Company’s performance and stockholder value creation and, accordingly, was utilized as a component in both the 2025 AIP and 2025 PSUs. Adjusted ROE is our return-on-equity, calculated in accordance with GAAP, excluding the impact of market value changes on investments.      
Measure:: 2          
Pay vs Performance Disclosure          
Name Written Premium Growth        
Measure:: 3          
Pay vs Performance Disclosure          
Name Core Earnings        
Measure:: 4          
Pay vs Performance Disclosure          
Name Net Adjusted Loss Ratio        
Measure:: 5          
Pay vs Performance Disclosure          
Name Underwriting Expense Ratio.        
Kevin J. Leidwinger [Member]          
Pay vs Performance Disclosure          
PEO Total Compensation Amount $ 3,899,774 $ 3,602,216 $ 2,750,297 $ 1,551,845  
PEO Actually Paid Compensation Amount $ 5,838,076 $ 4,998,453 $ 1,740,613 $ 1,562,931  
PEO Name Kevin J. Leidwinger Kevin J. Leidwinger Kevin J. Leidwinger Kevin J. Leidwinger  
Randy A. Ramlo [Member]          
Pay vs Performance Disclosure          
PEO Total Compensation Amount       $ 1,739,780 $ 2,387,206
PEO Actually Paid Compensation Amount       $ 1,468,766 $ 2,678,683
PEO Name       Randy A. Ramlo Randy A. Ramlo
PEO | Kevin J. Leidwinger [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 1,938,302 $ 1,396,237 $ (1,009,684) $ 11,086  
PEO | Kevin J. Leidwinger [Member] | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (18,555) (15,810) 0 0  
PEO | Kevin J. Leidwinger [Member] | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0  
PEO | Kevin J. Leidwinger [Member] | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (1,656,008) (1,561,248) (1,500,009) (919,152)  
PEO | Kevin J. Leidwinger [Member] | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 2,808,906 2,605,123 853,662 758,427  
PEO | Kevin J. Leidwinger [Member] | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 790,926 246,918 (326,705) 0  
PEO | Kevin J. Leidwinger [Member] | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 171,811  
PEO | Kevin J. Leidwinger [Member] | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (339) 111,921 (42,231) 0  
PEO | Kevin J. Leidwinger [Member] | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0  
PEO | Kevin J. Leidwinger [Member] | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 13,372 9,333 5,600 0  
PEO | Kevin J. Leidwinger [Member] | Change In Fair Value Of Options And SARs Modified During Fiscal Year Member [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0  
PEO | Randy A. Ramlo [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       (271,013) $ 291,477
PEO | Randy A. Ramlo [Member] | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       0 (4,867)
PEO | Randy A. Ramlo [Member] | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       24,998 11,752
PEO | Randy A. Ramlo [Member] | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       (297,179) (856,025)
PEO | Randy A. Ramlo [Member] | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       52,121 678,624
PEO | Randy A. Ramlo [Member] | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       102,827 60,113
PEO | Randy A. Ramlo [Member] | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       0 0
PEO | Randy A. Ramlo [Member] | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       303,084 379,673
PEO | Randy A. Ramlo [Member] | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       (521,131) (76,166)
PEO | Randy A. Ramlo [Member] | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       64,267 98,373
PEO | Randy A. Ramlo [Member] | Change In Fair Value Of Options And SARs Modified During Fiscal Year Member [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount       0 0
Non-PEO NEO          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 524,858 390,924 (414,966) 12,463 (62,424)
Non-PEO NEO | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (18,654) (10,288) (25,286) 0 (33,855)
Non-PEO NEO | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 6,042 7,553 7,265 13,594 30,651
Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (388,804) (517,447) (604,516) (296,673) (282,058)
Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 659,487 796,916 325,097 232,501 221,278
Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 255,508 97,360 (180,706) 33,568 12,296
Non-PEO NEO | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 62,291 32,232 0
Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 1,825 13,671 111 40,726 82,599
Non-PEO NEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 (3,439) (49,924) (112,552)
Non-PEO NEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 9,454 3,159 4,217 6,439 19,217
Non-PEO NEO | Change In Fair Value Of Options And SARs Modified During Fiscal Year Member [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 0 $ 0 $ 0 $ 0 $ 0