Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Revenues
Net earned premium	$ 1,292,696	$ 1,176,750	$ 1,034,587
Net investment income	97,538	81,986	59,606
Net investment gains (losses)	(3,822)	(5,429)	1,274
Total revenues	1,386,412	1,253,307	1,095,467
Benefits, losses and expenses
Losses and loss settlement expenses	764,402	744,605	769,414
Amortization of deferred policy acquisition costs	315,323	281,338	244,991
Other underwriting expenses	146,609	140,942	115,800
Interest Expense	11,267	7,281	3,260
Other non-underwriting expenses	875	2,107	1,723
Total benefits, losses and expenses	1,238,476	1,176,273	1,135,188
Income (loss) before income taxes	147,936	77,034	(39,721)
Income tax expense (benefit)	29,745	15,077	(10,021)
Net income (loss)	$ 118,191	$ 61,957	$ (29,700)
Earnings (loss) per common share:
Basic (in dollars per share)	$ 4.64	$ 2.45	$ (1.18)
Diluted (in dollars per share)	$ 4.48	$ 2.39	$ (1.18)
Weighted average common shares outstanding:
Basic (in shares)	25,470,451	25,319,973	25,249,269
Diluted (in shares)	26,352,913	25,917,760	25,249,269