Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Investments:
Fixed maturities, available-for-sale, at fair value (amortized cost of $2,239,173 and $1,961,531; allowance for credit losses of $0 and $0)	$ 2,205,350	$ 1,868,331
Mortgage loans (less allowance for credit losses of $286 and $45)	30,830	40,922
Other long-term investments	228,507	183,741
Short-term investments	0	100
Total investments	2,464,687	2,093,094
Cash and cash equivalents	156,332	200,949
Accrued investment income	18,243	15,795
Premiums receivable (net of allowance for doubtful accounts of $1,899 and $1,604)	497,920	450,801
Deferred policy acquisition costs	158,184	147,224
Property and equipment at cost (less accumulated depreciation of $85,555 and $75,866)	132,631	136,021
Reinsurance receivables and recoverables (net of allowance for credit losses of $121 and $103)	238,508	230,828
Prepaid reinsurance premiums	32,357	44,892
Intangible assets, net	3,197	3,906
Deferred tax asset, net	15,448	23,018
Income taxes receivable	532	14,181
Other assets	122,750	127,760
Total assets	3,840,789	3,488,469
Liabilities
Losses and loss settlement expenses	1,924,826	1,796,782
Unearned premium	660,210	621,448
Accrued expenses and other liabilities	168,383	171,649
Long term debt	146,200	117,059
Total liabilities	2,899,619	2,706,938
Stockholders' equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,522,051 and 25,378,291 shares issued and outstanding	25	25
Additional paid-in capital	223,887	215,851
Retained earnings	722,321	620,436
Accumulated other comprehensive income (loss), net of tax	(5,063)	(54,781)
Total stockholders' equity	941,170	781,531
Total liabilities and stockholders' equity	$ 3,840,789	$ 3,488,469