Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Revenues
Net earned premium	$ 328,431	$ 300,185	$ 951,644	$ 868,613
Net investment income	25,992	24,459	71,123	58,830
Net investment gains (losses)	(405)	(1,680)	(2,161)	(4,111)
Other income (loss)	0	0	0	(3,200)
Total revenues	354,018	322,964	1,020,606	920,132
Benefits, Losses and Expenses
Losses and loss settlement expenses	188,180	187,148	571,608	568,119
Amortization of deferred policy acquisition costs	81,513	71,425	233,280	204,504
Other underwriting expenses	32,124	36,454	107,017	103,532
Interest expense	3,118	2,481	8,085	4,800
Other non-underwriting expenses	407	481	884	1,688
Total benefits, losses and expenses	305,342	297,989	920,874	882,643
Income (loss) before income taxes	48,676	24,975	99,732	37,489
Income tax expense (benefit)	9,486	5,227	19,895	6,974
Net Income (loss)	$ 39,190	$ 19,748	$ 79,837	$ 30,515
Earnings (loss) per common share:
Basic (in dollars per share)	$ 1.54	$ 0.78	$ 3.14	$ 1.21
Diluted (in dollars per share)	$ 1.49	$ 0.76	$ 3.03	$ 1.18
Weighted average common shares outstanding:
Basic (in shares)	25,501,551	25,337,147	25,455,052	25,308,951
Diluted (in shares)	26,367,501	25,912,313	26,311,815	25,884,623