Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Investments:
Fixed maturities, available-for-sale, at fair value (amortized cost $2,054,127 in 2025 and $1,961,531 in 2024)	$ 2,016,366	$ 1,868,331
Mortgage loans (net of allowance for credit loss of $1,147 in 2025 and $45 in 2024)	39,333	40,922
Other long-term investments	215,363	183,741
Short-term investments	0	100
Total investments	2,271,062	2,093,094
Cash and cash equivalents	233,737	200,949
Accrued investment income	15,926	15,795
Premiums receivable (net of allowance for doubtful accounts of $1,949 in 2025 and $1,604 in 2024)	520,838	450,801
Deferred policy acquisition costs	164,446	147,224
Property and equipment, at cost (less accumulated depreciation of $82,847 in 2025 and $75,866 in 2024)	134,698	136,021
Reinsurance receivables (net of allowance for credit losses of $121 in 2025 and $103 in 2024)	233,132	230,828
Prepaid reinsurance premiums	32,334	44,892
Intangible assets	3,374	3,906
Deferred tax asset	16,603	23,018
Income taxes receivable	2,691	14,181
Other assets	125,071	127,760
Total assets	3,753,912	3,488,469
Liabilities
Losses and loss settlement expenses	1,882,067	1,796,782
Unearned premium	691,429	621,448
Accrued expenses and other liabilities	135,577	171,649
Long term debt	146,128	117,059
Total liabilities	2,855,201	2,706,938
Stockholders' Equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,514,329 and 25,378,291 shares issued and outstanding in 2025 and 2024, respectively	25	25
Additional paid-in capital	221,633	215,851
Retained earnings	688,050	620,436
Accumulated other comprehensive income (loss), net of tax	(10,997)	(54,781)
Total stockholders' equity	898,711	781,531
Total liabilities and stockholders' equity	$ 3,753,912	$ 3,488,469